Home > The First Citizens National Bank of Upper Sandusky > Income and Expense
The First Citizens National Bank of Upper Sandusky, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,054,000 | 2,381 |
| Total interest expense | $1,897,000 | 3,101 |
| Net interest income | $12,157,000 | 2,093 |
| Provision for loan and lease losses | $65,000 | 2,676 |
| Total noninterest income | $1,715,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $763,000 | 1,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $952,000 | 2,325 |
| Total noninterest expense | $11,060,000 | 1,913 |
| Salaries and employee benefits | $6,175,000 | 1,927 |
| Premises and equipment expense | $1,312,000 | 1,696 |
| Additional noninterest expense | $952,000 | 2,325 |
| Pre-tax net operating income | $2,747,000 | 2,614 |
| Securities gains (losses) | $32,000 | 528 |
| Applicable income taxes | $382,000 | 2,080 |
| Income before extraordinary items | $2,397,000 | 2,594 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,397,000 | 2,620 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,397,000 | 2,596 |
| Net charge-offs | $-22,000 | 4,017 |
| Cash dividends | $750,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,369,480 | 2,634 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,287,000 | 2,383 |
| Total interest expense | $1,108,000 | 3,254 |
| Net interest income | $9,179,000 | 2,099 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,273,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $573,000 | 1,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $700,000 | 2,325 |
| Total noninterest expense | $8,037,000 | 1,956 |
| Salaries and employee benefits | $4,388,000 | 1,991 |
| Premises and equipment expense | $1,051,000 | 1,611 |
| Additional noninterest expense | $700,000 | 2,324 |
| Pre-tax net operating income | $2,415,000 | 2,480 |
| Securities gains (losses) | $18,000 | 474 |
| Applicable income taxes | $358,000 | 1,990 |
| Income before extraordinary items | $2,075,000 | 2,474 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,075,000 | 2,496 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,075,000 | 2,475 |
| Net charge-offs | $-16,000 | 3,939 |
| Cash dividends | $558,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,059,700 | 2,504 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,733,000 | 2,374 |
| Total interest expense | $464,000 | 3,579 |
| Net interest income | $6,269,000 | 2,088 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $858,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $376,000 | 1,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 2,231 |
| Total noninterest expense | $5,453,000 | 1,918 |
| Salaries and employee benefits | $2,941,000 | 1,986 |
| Premises and equipment expense | $777,000 | 1,489 |
| Additional noninterest expense | $482,000 | 2,227 |
| Pre-tax net operating income | $1,674,000 | 2,470 |
| Securities gains (losses) | $15,000 | 516 |
| Applicable income taxes | $251,000 | 1,984 |
| Income before extraordinary items | $1,438,000 | 2,444 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,438,000 | 2,473 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,438,000 | 2,444 |
| Net charge-offs | $-5,000 | 3,722 |
| Cash dividends | $372,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,425,250 | 2,475 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 2,380 |
| Total interest expense | $130,000 | 3,889 |
| Net interest income | $3,206,000 | 2,070 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $442,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $187,000 | 1,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 2,166 |
| Total noninterest expense | $2,846,000 | 1,890 |
| Salaries and employee benefits | $1,490,000 | 2,006 |
| Premises and equipment expense | $509,000 | 1,229 |
| Additional noninterest expense | $255,000 | 2,166 |
| Pre-tax net operating income | $802,000 | 2,569 |
| Securities gains (losses) | $8,000 | 629 |
| Applicable income taxes | $119,000 | 2,025 |
| Income before extraordinary items | $691,000 | 2,548 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $691,000 | 2,549 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $691,000 | 2,548 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $186,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $684,200 | 2,589 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,206,000 | 2,370 |
| Total interest expense | $88,000 | 4,430 |
| Net interest income | $11,118,000 | 2,218 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,645,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $709,000 | 1,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $936,000 | 2,395 |
| Total noninterest expense | $10,605,000 | 1,926 |
| Salaries and employee benefits | $5,762,000 | 1,997 |
| Premises and equipment expense | $1,366,000 | 1,641 |
| Additional noninterest expense | $936,000 | 2,395 |
| Pre-tax net operating income | $2,158,000 | 3,038 |
| Securities gains (losses) | $-14,000 | 3,506 |
| Applicable income taxes | $287,000 | 2,440 |
| Income before extraordinary items | $1,857,000 | 3,028 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,857,000 | 3,025 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,857,000 | 3,027 |
| Net charge-offs | $-25,000 | 3,889 |
| Cash dividends | $725,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,869,180 | 3,050 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 2,409 |
| Total interest expense | $55,000 | 4,472 |
| Net interest income | $7,790,000 | 2,292 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,261,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $574,000 | 1,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 2,453 |
| Total noninterest expense | $7,630,000 | 1,979 |
| Salaries and employee benefits | $4,148,000 | 2,041 |
| Premises and equipment expense | $989,000 | 1,701 |
| Additional noninterest expense | $687,000 | 2,453 |
| Pre-tax net operating income | $1,421,000 | 3,168 |
| Securities gains (losses) | $-12,000 | 3,821 |
| Applicable income taxes | $187,000 | 2,522 |
| Income before extraordinary items | $1,222,000 | 3,162 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,222,000 | 3,160 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,222,000 | 3,161 |
| Net charge-offs | $-23,000 | 3,851 |
| Cash dividends | $538,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,232,440 | 3,187 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 2,462 |
| Total interest expense | $38,000 | 4,503 |
| Net interest income | $4,860,000 | 2,355 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $814,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $377,000 | 1,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 2,524 |
| Total noninterest expense | $5,159,000 | 1,941 |
| Salaries and employee benefits | $2,756,000 | 2,047 |
| Premises and equipment expense | $743,000 | 1,558 |
| Additional noninterest expense | $1,660,000 | 1,849 |
| Pre-tax net operating income | $515,000 | 3,670 |
| Securities gains (losses) | $-13,000 | 3,992 |
| Applicable income taxes | $43,000 | 3,003 |
| Income before extraordinary items | $459,000 | 3,619 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $459,000 | 3,617 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $459,000 | 3,619 |
| Net charge-offs | $-19,000 | 3,869 |
| Cash dividends | $359,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $470,830 | 3,631 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 2,526 |
| Total interest expense | $19,000 | 4,506 |
| Net interest income | $2,272,000 | 2,409 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $384,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $184,000 | 1,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 2,574 |
| Total noninterest expense | $2,569,000 | 1,946 |
| Salaries and employee benefits | $1,376,000 | 2,045 |
| Premises and equipment expense | $468,000 | 1,292 |
| Additional noninterest expense | $725,000 | 2,043 |
| Pre-tax net operating income | $87,000 | 4,182 |
| Securities gains (losses) | $-4,000 | 4,101 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $83,000 | 4,151 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $83,000 | 4,150 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $83,000 | 4,151 |
| Net charge-offs | $-12,000 | 3,981 |
| Cash dividends | $179,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $87,000 | 4,153 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,298,000 | 2,565 |
| Total interest expense | $109,000 | 4,474 |
| Net interest income | $9,189,000 | 2,436 |
| Provision for loan and lease losses | $-96,000 | 4,228 |
| Total noninterest income | $1,745,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $728,000 | 1,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,017,000 | 2,612 |
| Total noninterest expense | $10,102,000 | 1,965 |
| Salaries and employee benefits | $5,401,000 | 2,077 |
| Premises and equipment expense | $1,272,000 | 1,753 |
| Additional noninterest expense | $3,429,000 | 1,793 |
| Pre-tax net operating income | $928,000 | 3,876 |
| Securities gains (losses) | $27,000 | 1,378 |
| Applicable income taxes | $92,000 | 3,104 |
| Income before extraordinary items | $863,000 | 3,862 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $863,000 | 3,862 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $863,000 | 3,862 |
| Net charge-offs | $-92,000 | 4,332 |
| Cash dividends | $719,000 | 2,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $838,700 | 3,866 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,949,000 | 2,620 |
| Total interest expense | $87,000 | 4,542 |
| Net interest income | $6,862,000 | 2,486 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,309,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $545,000 | 1,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $764,000 | 2,640 |
| Total noninterest expense | $7,556,000 | 1,973 |
| Salaries and employee benefits | $4,022,000 | 2,090 |
| Premises and equipment expense | $1,007,000 | 1,687 |
| Additional noninterest expense | $2,527,000 | 1,813 |
| Pre-tax net operating income | $615,000 | 4,096 |
| Securities gains (losses) | $20,000 | 1,394 |
| Applicable income taxes | $52,000 | 3,182 |
| Income before extraordinary items | $583,000 | 4,072 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $583,000 | 4,071 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $583,000 | 4,072 |
| Net charge-offs | $-81,000 | 4,391 |
| Cash dividends | $539,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $564,600 | 4,072 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 2,615 |
| Total interest expense | $63,000 | 4,544 |
| Net interest income | $4,597,000 | 2,470 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $884,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $350,000 | 1,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,569 |
| Total noninterest expense | $5,220,000 | 1,914 |
| Salaries and employee benefits | $2,665,000 | 2,085 |
| Premises and equipment expense | $758,000 | 1,531 |
| Additional noninterest expense | $1,797,000 | 1,694 |
| Pre-tax net operating income | $261,000 | 4,348 |
| Securities gains (losses) | $13,000 | 1,320 |
| Applicable income taxes | $5,000 | 3,542 |
| Income before extraordinary items | $269,000 | 4,302 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $269,000 | 4,301 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $269,000 | 4,302 |
| Net charge-offs | $-69,000 | 4,466 |
| Cash dividends | $359,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $256,260 | 4,298 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 2,594 |
| Total interest expense | $38,000 | 4,503 |
| Net interest income | $2,320,000 | 2,455 |
| Provision for loan and lease losses | $50,000 | 1,719 |
| Total noninterest income | $395,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $175,000 | 1,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 2,752 |
| Total noninterest expense | $2,764,000 | 1,824 |
| Salaries and employee benefits | $1,385,000 | 2,025 |
| Premises and equipment expense | $440,000 | 1,380 |
| Additional noninterest expense | $939,000 | 1,612 |
| Pre-tax net operating income | $-99,000 | 4,893 |
| Securities gains (losses) | $12,000 | 1,012 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $-87,000 | 4,885 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-87,000 | 4,885 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-87,000 | 4,885 |
| Net charge-offs | $-7,000 | 3,920 |
| Cash dividends | $180,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-99,000 | 4,887 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,367,000 | 2,460 |
| Total interest expense | $506,000 | 3,828 |
| Net interest income | $9,861,000 | 2,277 |
| Provision for loan and lease losses | $50,000 | 3,874 |
| Total noninterest income | $1,720,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $676,000 | 1,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,044,000 | 2,444 |
| Total noninterest expense | $9,622,000 | 2,004 |
| Salaries and employee benefits | $5,043,000 | 2,147 |
| Premises and equipment expense | $1,104,000 | 1,897 |
| Additional noninterest expense | $3,475,000 | 1,713 |
| Pre-tax net operating income | $1,909,000 | 2,997 |
| Securities gains (losses) | $-4,000 | 4,727 |
| Applicable income taxes | $190,000 | 2,599 |
| Income before extraordinary items | $1,715,000 | 3,021 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,715,000 | 3,020 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,715,000 | 3,021 |
| Net charge-offs | $228,000 | 1,471 |
| Cash dividends | $719,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,718,600 | 2,962 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,886,000 | 2,456 |
| Total interest expense | $418,000 | 3,805 |
| Net interest income | $7,468,000 | 2,263 |
| Provision for loan and lease losses | $50,000 | 3,685 |
| Total noninterest income | $1,147,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $494,000 | 1,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $653,000 | 2,581 |
| Total noninterest expense | $6,842,000 | 2,056 |
| Salaries and employee benefits | $3,643,000 | 2,174 |
| Premises and equipment expense | $818,000 | 1,906 |
| Additional noninterest expense | $2,381,000 | 1,807 |
| Pre-tax net operating income | $1,723,000 | 2,790 |
| Securities gains (losses) | $-9,000 | 4,770 |
| Applicable income taxes | $50,000 | 3,078 |
| Income before extraordinary items | $1,664,000 | 2,687 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,664,000 | 2,686 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,664,000 | 2,687 |
| Net charge-offs | $20,000 | 2,499 |
| Cash dividends | $538,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,672,730 | 2,636 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 2,445 |
| Total interest expense | $300,000 | 3,817 |
| Net interest income | $5,065,000 | 2,254 |
| Provision for loan and lease losses | $50,000 | 3,430 |
| Total noninterest income | $722,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $320,000 | 1,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 2,605 |
| Total noninterest expense | $4,539,000 | 2,070 |
| Salaries and employee benefits | $2,405,000 | 2,184 |
| Premises and equipment expense | $602,000 | 1,789 |
| Additional noninterest expense | $1,532,000 | 1,851 |
| Pre-tax net operating income | $1,198,000 | 2,699 |
| Securities gains (losses) | $-9,000 | 4,773 |
| Applicable income taxes | $199,000 | 2,063 |
| Income before extraordinary items | $990,000 | 2,821 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $990,000 | 2,820 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $990,000 | 2,821 |
| Net charge-offs | $32,000 | 1,957 |
| Cash dividends | $359,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $997,470 | 2,768 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 2,411 |
| Total interest expense | $160,000 | 3,860 |
| Net interest income | $2,591,000 | 2,162 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $349,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $163,000 | 1,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 2,517 |
| Total noninterest expense | $2,355,000 | 2,035 |
| Salaries and employee benefits | $1,229,000 | 2,171 |
| Premises and equipment expense | $373,000 | 1,526 |
| Additional noninterest expense | $753,000 | 1,916 |
| Pre-tax net operating income | $585,000 | 2,584 |
| Securities gains (losses) | $-13,000 | 4,828 |
| Applicable income taxes | $96,000 | 1,971 |
| Income before extraordinary items | $476,000 | 2,696 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $476,000 | 2,695 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $476,000 | 2,697 |
| Net charge-offs | $-12,000 | 4,522 |
| Cash dividends | $180,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $486,790 | 2,651 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,127,000 | 2,409 |
| Total interest expense | $849,000 | 3,535 |
| Net interest income | $10,278,000 | 2,187 |
| Provision for loan and lease losses | $100,000 | 2,932 |
| Total noninterest income | $1,546,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $683,000 | 1,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $863,000 | 2,424 |
| Total noninterest expense | $9,295,000 | 2,030 |
| Salaries and employee benefits | $4,939,000 | 2,119 |
| Premises and equipment expense | $1,031,000 | 1,992 |
| Additional noninterest expense | $3,325,000 | 1,752 |
| Pre-tax net operating income | $2,429,000 | 2,783 |
| Securities gains (losses) | $35,000 | 1,392 |
| Applicable income taxes | $406,000 | 2,155 |
| Income before extraordinary items | $2,058,000 | 2,854 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,058,000 | 2,855 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,058,000 | 2,856 |
| Net charge-offs | $-10,000 | 4,459 |
| Cash dividends | $692,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,028,600 | 2,841 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 2,447 |
| Total interest expense | $648,000 | 3,538 |
| Net interest income | $7,658,000 | 2,237 |
| Provision for loan and lease losses | $100,000 | 2,579 |
| Total noninterest income | $1,139,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $505,000 | 1,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $634,000 | 2,438 |
| Total noninterest expense | $6,680,000 | 2,096 |
| Salaries and employee benefits | $3,578,000 | 2,185 |
| Premises and equipment expense | $792,000 | 1,984 |
| Additional noninterest expense | $2,310,000 | 1,867 |
| Pre-tax net operating income | $2,017,000 | 2,711 |
| Securities gains (losses) | $35,000 | 1,215 |
| Applicable income taxes | $349,000 | 2,109 |
| Income before extraordinary items | $1,703,000 | 2,772 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,703,000 | 2,773 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,703,000 | 2,773 |
| Net charge-offs | $2,000 | 3,298 |
| Cash dividends | $519,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,673,950 | 2,764 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 2,472 |
| Total interest expense | $431,000 | 3,527 |
| Net interest income | $5,006,000 | 2,275 |
| Provision for loan and lease losses | $100,000 | 2,185 |
| Total noninterest income | $738,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $328,000 | 1,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 2,448 |
| Total noninterest expense | $4,520,000 | 2,079 |
| Salaries and employee benefits | $2,377,000 | 2,202 |
| Premises and equipment expense | $595,000 | 1,831 |
| Additional noninterest expense | $1,548,000 | 1,889 |
| Pre-tax net operating income | $1,124,000 | 2,938 |
| Securities gains (losses) | $30,000 | 900 |
| Applicable income taxes | $188,000 | 2,247 |
| Income before extraordinary items | $966,000 | 2,990 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $966,000 | 2,990 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $966,000 | 2,989 |
| Net charge-offs | $15,000 | 2,458 |
| Cash dividends | $347,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $940,800 | 3,008 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 2,516 |
| Total interest expense | $198,000 | 3,629 |
| Net interest income | $2,444,000 | 2,321 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $337,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $158,000 | 1,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 2,536 |
| Total noninterest expense | $2,280,000 | 2,070 |
| Salaries and employee benefits | $1,189,000 | 2,223 |
| Premises and equipment expense | $386,000 | 1,504 |
| Additional noninterest expense | $705,000 | 2,016 |
| Pre-tax net operating income | $501,000 | 3,065 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $79,000 | 2,334 |
| Income before extraordinary items | $422,000 | 3,146 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $422,000 | 3,143 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $422,000 | 3,145 |
| Net charge-offs | $14,000 | 1,843 |
| Cash dividends | $173,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $422,000 | 3,132 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,975,000 | 2,529 |
| Total interest expense | $621,000 | 3,617 |
| Net interest income | $9,354,000 | 2,371 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,474,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $630,000 | 1,679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $844,000 | 2,435 |
| Total noninterest expense | $8,637,000 | 2,127 |
| Salaries and employee benefits | $4,723,000 | 2,194 |
| Premises and equipment expense | $936,000 | 2,139 |
| Additional noninterest expense | $2,978,000 | 1,932 |
| Pre-tax net operating income | $2,191,000 | 2,993 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $338,000 | 2,294 |
| Income before extraordinary items | $1,853,000 | 3,040 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,853,000 | 3,039 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,853,000 | 3,039 |
| Net charge-offs | $1,981,000 | 366 |
| Cash dividends | $693,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,853,000 | 3,041 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,296,000 | 2,567 |
| Total interest expense | $428,000 | 3,707 |
| Net interest income | $6,868,000 | 2,417 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,048,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $467,000 | 1,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $581,000 | 2,562 |
| Total noninterest expense | $6,181,000 | 2,192 |
| Salaries and employee benefits | $3,440,000 | 2,236 |
| Premises and equipment expense | $603,000 | 2,376 |
| Additional noninterest expense | $2,138,000 | 2,010 |
| Pre-tax net operating income | $1,735,000 | 2,968 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $272,000 | 2,301 |
| Income before extraordinary items | $1,463,000 | 3,027 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,463,000 | 3,025 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,463,000 | 3,026 |
| Net charge-offs | $1,980,000 | 279 |
| Cash dividends | $520,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,463,000 | 3,017 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 2,588 |
| Total interest expense | $267,000 | 3,744 |
| Net interest income | $4,498,000 | 2,453 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $688,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $303,000 | 1,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 2,572 |
| Total noninterest expense | $4,149,000 | 2,196 |
| Salaries and employee benefits | $2,274,000 | 2,262 |
| Premises and equipment expense | $456,000 | 2,211 |
| Additional noninterest expense | $1,419,000 | 2,021 |
| Pre-tax net operating income | $1,037,000 | 3,109 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $156,000 | 2,404 |
| Income before extraordinary items | $881,000 | 3,150 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $881,000 | 3,148 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $881,000 | 3,149 |
| Net charge-offs | $1,356,000 | 277 |
| Cash dividends | $347,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $881,000 | 3,139 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 2,617 |
| Total interest expense | $112,000 | 3,961 |
| Net interest income | $2,228,000 | 2,461 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $325,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $145,000 | 1,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 2,617 |
| Total noninterest expense | $2,074,000 | 2,216 |
| Salaries and employee benefits | $1,147,000 | 2,261 |
| Premises and equipment expense | $293,000 | 1,891 |
| Additional noninterest expense | $634,000 | 2,188 |
| Pre-tax net operating income | $479,000 | 3,163 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $70,000 | 2,453 |
| Income before extraordinary items | $409,000 | 3,212 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $409,000 | 3,212 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $409,000 | 3,212 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $173,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $409,000 | 3,214 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,806,000 | 2,690 |
| Total interest expense | $242,000 | 4,668 |
| Net interest income | $8,564,000 | 2,513 |
| Provision for loan and lease losses | $1,842,000 | 548 |
| Total noninterest income | $1,326,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $600,000 | 1,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,682 |
| Total noninterest expense | $7,628,000 | 2,353 |
| Salaries and employee benefits | $4,147,000 | 2,412 |
| Premises and equipment expense | $668,000 | 2,732 |
| Additional noninterest expense | $2,813,000 | 2,037 |
| Pre-tax net operating income | $420,000 | 4,846 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $771,000 | 2,097 |
| Income before extraordinary items | $-351,000 | 5,497 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-351,000 | 5,497 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-351,000 | 5,497 |
| Net charge-offs | $-33,000 | 5,044 |
| Cash dividends | $693,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-351,000 | 5,494 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 2,739 |
| Total interest expense | $113,000 | 5,131 |
| Net interest income | $6,336,000 | 2,546 |
| Provision for loan and lease losses | $220,000 | 1,959 |
| Total noninterest income | $952,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $445,000 | 1,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,793 |
| Total noninterest expense | $5,564,000 | 2,417 |
| Salaries and employee benefits | $3,002,000 | 2,475 |
| Premises and equipment expense | $519,000 | 2,699 |
| Additional noninterest expense | $2,043,000 | 2,084 |
| Pre-tax net operating income | $1,504,000 | 3,171 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $342,000 | 2,373 |
| Income before extraordinary items | $1,162,000 | 3,266 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,162,000 | 3,265 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,162,000 | 3,266 |
| Net charge-offs | $-36,000 | 5,085 |
| Cash dividends | $519,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,162,000 | 3,246 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 2,765 |
| Total interest expense | $37,000 | 5,535 |
| Net interest income | $4,179,000 | 2,558 |
| Provision for loan and lease losses | $125,000 | 1,998 |
| Total noninterest income | $697,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $286,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 2,548 |
| Total noninterest expense | $3,780,000 | 2,383 |
| Salaries and employee benefits | $2,004,000 | 2,486 |
| Premises and equipment expense | $402,000 | 2,470 |
| Additional noninterest expense | $1,374,000 | 2,069 |
| Pre-tax net operating income | $971,000 | 3,180 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $217,000 | 2,408 |
| Income before extraordinary items | $754,000 | 3,265 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $754,000 | 3,264 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $754,000 | 3,265 |
| Net charge-offs | $-50,000 | 5,288 |
| Cash dividends | $346,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $754,000 | 3,249 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 2,824 |
| Total interest expense | $14,000 | 5,669 |
| Net interest income | $2,033,000 | 2,612 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $323,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $138,000 | 1,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 2,673 |
| Total noninterest expense | $1,903,000 | 2,385 |
| Salaries and employee benefits | $989,000 | 2,534 |
| Premises and equipment expense | $256,000 | 2,110 |
| Additional noninterest expense | $658,000 | 2,148 |
| Pre-tax net operating income | $453,000 | 3,245 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $98,000 | 2,445 |
| Income before extraordinary items | $355,000 | 3,335 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $355,000 | 3,334 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $355,000 | 3,335 |
| Net charge-offs | $-52,000 | 5,482 |
| Cash dividends | $172,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $355,000 | 3,314 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,796,000 | 2,906 |
| Total interest expense | $77,000 | 5,619 |
| Net interest income | $7,719,000 | 2,694 |
| Provision for loan and lease losses | $-44,000 | 5,519 |
| Total noninterest income | $1,415,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $562,000 | 1,904 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $853,000 | 2,591 |
| Total noninterest expense | $7,226,000 | 2,497 |
| Salaries and employee benefits | $4,032,000 | 2,486 |
| Premises and equipment expense | $657,000 | 2,856 |
| Additional noninterest expense | $2,537,000 | 2,291 |
| Pre-tax net operating income | $1,952,000 | 3,102 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $408,000 | 2,425 |
| Income before extraordinary items | $1,544,000 | 3,239 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,544,000 | 3,239 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,544,000 | 3,239 |
| Net charge-offs | $130,000 | 2,358 |
| Cash dividends | $684,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,544,000 | 3,189 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,736,000 | 2,949 |
| Total interest expense | $60,000 | 5,664 |
| Net interest income | $5,676,000 | 2,729 |
| Provision for loan and lease losses | $-207,000 | 5,781 |
| Total noninterest income | $1,066,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $421,000 | 1,901 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $645,000 | 2,586 |
| Total noninterest expense | $5,160,000 | 2,580 |
| Salaries and employee benefits | $2,909,000 | 2,546 |
| Premises and equipment expense | $520,000 | 2,756 |
| Additional noninterest expense | $1,731,000 | 2,475 |
| Pre-tax net operating income | $1,789,000 | 2,804 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $416,000 | 2,205 |
| Income before extraordinary items | $1,373,000 | 2,956 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,373,000 | 2,956 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,373,000 | 2,956 |
| Net charge-offs | $118,000 | 1,923 |
| Cash dividends | $510,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,373,000 | 2,905 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 2,992 |
| Total interest expense | $41,000 | 5,715 |
| Net interest income | $3,722,000 | 2,773 |
| Provision for loan and lease losses | $-247,000 | 5,910 |
| Total noninterest income | $697,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $271,000 | 1,930 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $426,000 | 2,581 |
| Total noninterest expense | $3,518,000 | 2,548 |
| Salaries and employee benefits | $1,975,000 | 2,528 |
| Premises and equipment expense | $395,000 | 2,531 |
| Additional noninterest expense | $1,148,000 | 2,488 |
| Pre-tax net operating income | $1,148,000 | 2,833 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $263,000 | 2,251 |
| Income before extraordinary items | $885,000 | 2,997 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $885,000 | 2,995 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $885,000 | 2,996 |
| Net charge-offs | $114,000 | 1,510 |
| Cash dividends | $340,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $885,000 | 2,937 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 3,046 |
| Total interest expense | $22,000 | 5,736 |
| Net interest income | $1,827,000 | 2,806 |
| Provision for loan and lease losses | $-322,000 | 6,049 |
| Total noninterest income | $338,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $128,000 | 2,012 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $210,000 | 2,557 |
| Total noninterest expense | $1,752,000 | 2,565 |
| Salaries and employee benefits | $1,020,000 | 2,481 |
| Premises and equipment expense | $213,000 | 2,434 |
| Additional noninterest expense | $519,000 | 2,698 |
| Pre-tax net operating income | $735,000 | 2,399 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $187,000 | 1,912 |
| Income before extraordinary items | $548,000 | 2,602 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $548,000 | 2,602 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $548,000 | 2,602 |
| Net charge-offs | $106,000 | 978 |
| Cash dividends | $170,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $548,000 | 2,555 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,053,000 | 3,095 |
| Total interest expense | $79,000 | 5,837 |
| Net interest income | $6,974,000 | 2,866 |
| Provision for loan and lease losses | $669,000 | 1,092 |
| Total noninterest income | $1,391,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $546,000 | 1,987 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $845,000 | 2,582 |
| Total noninterest expense | $6,911,000 | 2,583 |
| Salaries and employee benefits | $3,939,000 | 2,525 |
| Premises and equipment expense | $643,000 | 2,965 |
| Additional noninterest expense | $2,329,000 | 2,483 |
| Pre-tax net operating income | $785,000 | 4,440 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $785,000 | 4,276 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $785,000 | 4,274 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $785,000 | 4,276 |
| Net charge-offs | $18,000 | 3,813 |
| Cash dividends | $680,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $785,000 | 4,233 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 3,171 |
| Total interest expense | $57,000 | 5,949 |
| Net interest income | $5,110,000 | 2,937 |
| Provision for loan and lease losses | $245,000 | 1,728 |
| Total noninterest income | $1,046,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $403,000 | 2,026 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $643,000 | 2,581 |
| Total noninterest expense | $5,111,000 | 2,615 |
| Salaries and employee benefits | $2,935,000 | 2,541 |
| Premises and equipment expense | $526,000 | 2,864 |
| Additional noninterest expense | $1,650,000 | 2,592 |
| Pre-tax net operating income | $800,000 | 4,080 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $68,000 | 3,484 |
| Income before extraordinary items | $732,000 | 4,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $732,000 | 4,034 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $732,000 | 4,036 |
| Net charge-offs | $64,000 | 2,579 |
| Cash dividends | $510,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $732,000 | 3,976 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 3,224 |
| Total interest expense | $38,000 | 6,009 |
| Net interest income | $3,349,000 | 2,981 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $679,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $258,000 | 2,053 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $421,000 | 2,613 |
| Total noninterest expense | $3,500,000 | 2,601 |
| Salaries and employee benefits | $1,981,000 | 2,535 |
| Premises and equipment expense | $402,000 | 2,585 |
| Additional noninterest expense | $1,117,000 | 2,570 |
| Pre-tax net operating income | $428,000 | 4,385 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $12,000 | 4,005 |
| Income before extraordinary items | $416,000 | 4,247 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $416,000 | 4,249 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $416,000 | 4,250 |
| Net charge-offs | $29,000 | 2,709 |
| Cash dividends | $340,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $416,000 | 4,185 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 3,288 |
| Total interest expense | $20,000 | 6,044 |
| Net interest income | $1,632,000 | 3,047 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $315,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $119,000 | 2,179 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $196,000 | 2,662 |
| Total noninterest expense | $1,795,000 | 2,545 |
| Salaries and employee benefits | $1,020,000 | 2,483 |
| Premises and equipment expense | $256,000 | 2,203 |
| Additional noninterest expense | $519,000 | 2,708 |
| Pre-tax net operating income | $152,000 | 4,821 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $152,000 | 4,666 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $152,000 | 4,668 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $152,000 | 4,670 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $170,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $152,000 | 4,595 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,892,000 | 3,217 |
| Total interest expense | $99,000 | 6,055 |
| Net interest income | $6,793,000 | 2,960 |
| Provision for loan and lease losses | $211,000 | 2,406 |
| Total noninterest income | $1,558,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $560,000 | 2,077 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $998,000 | 2,327 |
| Total noninterest expense | $6,906,000 | 2,651 |
| Salaries and employee benefits | $3,881,000 | 2,565 |
| Premises and equipment expense | $651,000 | 3,057 |
| Additional noninterest expense | $2,374,000 | 2,507 |
| Pre-tax net operating income | $1,234,000 | 3,799 |
| Securities gains (losses) | $-20,000 | 6,131 |
| Applicable income taxes | $141,000 | 3,200 |
| Income before extraordinary items | $1,073,000 | 3,833 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,073,000 | 3,833 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,073,000 | 3,834 |
| Net charge-offs | $82,000 | 3,377 |
| Cash dividends | $680,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,090,600 | 3,761 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 3,270 |
| Total interest expense | $75,000 | 6,128 |
| Net interest income | $5,046,000 | 2,998 |
| Provision for loan and lease losses | $61,000 | 3,245 |
| Total noninterest income | $1,194,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $414,000 | 2,122 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $780,000 | 2,295 |
| Total noninterest expense | $5,023,000 | 2,706 |
| Salaries and employee benefits | $2,880,000 | 2,586 |
| Premises and equipment expense | $522,000 | 2,956 |
| Additional noninterest expense | $1,621,000 | 2,726 |
| Pre-tax net operating income | $1,156,000 | 3,512 |
| Securities gains (losses) | $-20,000 | 6,248 |
| Applicable income taxes | $184,000 | 2,873 |
| Income before extraordinary items | $952,000 | 3,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $952,000 | 3,588 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $952,000 | 3,589 |
| Net charge-offs | $-88,000 | 6,174 |
| Cash dividends | $510,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $968,800 | 3,509 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 3,317 |
| Total interest expense | $50,000 | 6,190 |
| Net interest income | $3,304,000 | 3,036 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $732,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $264,000 | 2,172 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $468,000 | 2,400 |
| Total noninterest expense | $3,398,000 | 2,684 |
| Salaries and employee benefits | $1,899,000 | 2,625 |
| Premises and equipment expense | $390,000 | 2,761 |
| Additional noninterest expense | $1,109,000 | 2,658 |
| Pre-tax net operating income | $638,000 | 3,757 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $84,000 | 3,152 |
| Income before extraordinary items | $554,000 | 3,772 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $554,000 | 3,777 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $554,000 | 3,778 |
| Net charge-offs | $-16,000 | 5,809 |
| Cash dividends | $340,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $554,000 | 3,718 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 3,364 |
| Total interest expense | $26,000 | 6,245 |
| Net interest income | $1,623,000 | 3,087 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $359,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $124,000 | 2,253 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $235,000 | 2,327 |
| Total noninterest expense | $1,711,000 | 2,675 |
| Salaries and employee benefits | $959,000 | 2,606 |
| Premises and equipment expense | $246,000 | 2,342 |
| Additional noninterest expense | $506,000 | 2,853 |
| Pre-tax net operating income | $271,000 | 3,980 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $11,000 | 3,783 |
| Income before extraordinary items | $260,000 | 3,793 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $260,000 | 3,796 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $260,000 | 3,796 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $170,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $260,000 | 3,747 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,880,000 | 3,296 |
| Total interest expense | $152,000 | 6,165 |
| Net interest income | $6,728,000 | 2,993 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,451,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $545,000 | 2,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $906,000 | 2,499 |
| Total noninterest expense | $6,887,000 | 2,669 |
| Salaries and employee benefits | $3,755,000 | 2,628 |
| Premises and equipment expense | $654,000 | 3,097 |
| Additional noninterest expense | $2,478,000 | 2,487 |
| Pre-tax net operating income | $1,292,000 | 3,646 |
| Securities gains (losses) | $-22,000 | 6,342 |
| Applicable income taxes | $169,000 | 3,072 |
| Income before extraordinary items | $1,101,000 | 3,713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,101,000 | 3,717 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,101,000 | 3,718 |
| Net charge-offs | $350,000 | 2,391 |
| Cash dividends | $680,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,120,140 | 3,636 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 3,355 |
| Total interest expense | $122,000 | 6,199 |
| Net interest income | $4,987,000 | 3,037 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,029,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $407,000 | 2,250 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $622,000 | 2,679 |
| Total noninterest expense | $5,078,000 | 2,709 |
| Salaries and employee benefits | $2,777,000 | 2,666 |
| Premises and equipment expense | $516,000 | 3,037 |
| Additional noninterest expense | $1,785,000 | 2,567 |
| Pre-tax net operating income | $938,000 | 3,789 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $124,000 | 3,154 |
| Income before extraordinary items | $814,000 | 3,785 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $814,000 | 3,788 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $814,000 | 3,788 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $510,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $814,000 | 3,719 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 3,397 |
| Total interest expense | $90,000 | 6,181 |
| Net interest income | $3,274,000 | 3,085 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $668,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $262,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $406,000 | 2,784 |
| Total noninterest expense | $3,437,000 | 2,678 |
| Salaries and employee benefits | $1,895,000 | 2,619 |
| Premises and equipment expense | $401,000 | 2,737 |
| Additional noninterest expense | $1,141,000 | 2,655 |
| Pre-tax net operating income | $505,000 | 4,124 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $46,000 | 3,544 |
| Income before extraordinary items | $459,000 | 4,087 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $459,000 | 4,090 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $459,000 | 4,090 |
| Net charge-offs | $-30,000 | 6,424 |
| Cash dividends | $340,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $459,000 | 3,979 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 3,452 |
| Total interest expense | $52,000 | 6,098 |
| Net interest income | $1,613,000 | 3,119 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $288,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $119,000 | 2,453 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 3,007 |
| Total noninterest expense | $1,757,000 | 2,664 |
| Salaries and employee benefits | $970,000 | 2,578 |
| Premises and equipment expense | $259,000 | 2,248 |
| Additional noninterest expense | $528,000 | 2,852 |
| Pre-tax net operating income | $144,000 | 4,902 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $144,000 | 4,797 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $144,000 | 4,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $144,000 | 4,799 |
| Net charge-offs | $-20,000 | 6,443 |
| Cash dividends | $170,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $144,000 | 4,698 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 3,317 |
| Total interest expense | $403,000 | 5,527 |
| Net interest income | $6,989,000 | 2,983 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,477,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $559,000 | 2,272 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $918,000 | 2,495 |
| Total noninterest expense | $7,037,000 | 2,649 |
| Salaries and employee benefits | $3,782,000 | 2,586 |
| Premises and equipment expense | $604,000 | 3,368 |
| Additional noninterest expense | $2,651,000 | 2,443 |
| Pre-tax net operating income | $1,429,000 | 3,406 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $191,000 | 3,043 |
| Income before extraordinary items | $1,238,000 | 3,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,238,000 | 3,472 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,238,000 | 3,473 |
| Net charge-offs | $-107,000 | 6,953 |
| Cash dividends | $680,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,238,000 | 3,334 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 3,388 |
| Total interest expense | $325,000 | 5,528 |
| Net interest income | $5,168,000 | 3,065 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,091,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $416,000 | 2,316 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $675,000 | 2,518 |
| Total noninterest expense | $5,271,000 | 2,657 |
| Salaries and employee benefits | $2,839,000 | 2,605 |
| Premises and equipment expense | $480,000 | 3,263 |
| Additional noninterest expense | $1,952,000 | 2,469 |
| Pre-tax net operating income | $988,000 | 3,662 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $118,000 | 3,253 |
| Income before extraordinary items | $870,000 | 3,711 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $870,000 | 3,711 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $870,000 | 3,713 |
| Net charge-offs | $-80,000 | 6,994 |
| Cash dividends | $510,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $870,000 | 3,550 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 3,402 |
| Total interest expense | $227,000 | 5,535 |
| Net interest income | $3,447,000 | 3,083 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $730,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $276,000 | 2,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $454,000 | 2,462 |
| Total noninterest expense | $3,619,000 | 2,613 |
| Salaries and employee benefits | $1,942,000 | 2,525 |
| Premises and equipment expense | $352,000 | 3,041 |
| Additional noninterest expense | $1,325,000 | 2,450 |
| Pre-tax net operating income | $558,000 | 3,930 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $45,000 | 3,604 |
| Income before extraordinary items | $513,000 | 3,941 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $513,000 | 3,943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $513,000 | 3,944 |
| Net charge-offs | $-114,000 | 7,109 |
| Cash dividends | $340,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $513,000 | 3,745 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,429 |
| Total interest expense | $116,000 | 5,593 |
| Net interest income | $1,725,000 | 3,087 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $339,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $132,000 | 2,376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $207,000 | 2,601 |
| Total noninterest expense | $1,815,000 | 2,586 |
| Salaries and employee benefits | $999,000 | 2,470 |
| Premises and equipment expense | $212,000 | 2,673 |
| Additional noninterest expense | $604,000 | 2,648 |
| Pre-tax net operating income | $249,000 | 4,174 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $234,000 | 4,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $234,000 | 4,108 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $234,000 | 4,108 |
| Net charge-offs | $-90,000 | 7,171 |
| Cash dividends | $170,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $234,000 | 3,950 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,982,000 | 3,336 |
| Total interest expense | $562,000 | 5,636 |
| Net interest income | $7,420,000 | 2,918 |
| Provision for loan and lease losses | $59,000 | 5,764 |
| Total noninterest income | $1,354,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $554,000 | 2,371 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $800,000 | 2,444 |
| Total noninterest expense | $7,084,000 | 2,643 |
| Salaries and employee benefits | $3,731,000 | 2,570 |
| Premises and equipment expense | $633,000 | 3,440 |
| Additional noninterest expense | $2,720,000 | 2,413 |
| Pre-tax net operating income | $1,631,000 | 2,890 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $271,000 | 2,623 |
| Income before extraordinary items | $1,360,000 | 2,976 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,360,000 | 2,978 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,360,000 | 2,978 |
| Net charge-offs | $327,000 | 3,704 |
| Cash dividends | $680,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,360,000 | 2,878 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,960,000 | 3,380 |
| Total interest expense | $433,000 | 5,697 |
| Net interest income | $5,527,000 | 2,949 |
| Provision for loan and lease losses | $59,000 | 5,423 |
| Total noninterest income | $929,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $409,000 | 2,413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $520,000 | 2,645 |
| Total noninterest expense | $5,429,000 | 2,587 |
| Salaries and employee benefits | $2,851,000 | 2,524 |
| Premises and equipment expense | $457,000 | 3,575 |
| Additional noninterest expense | $2,121,000 | 2,334 |
| Pre-tax net operating income | $968,000 | 3,365 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $120,000 | 3,072 |
| Income before extraordinary items | $848,000 | 3,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $848,000 | 3,414 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $848,000 | 3,414 |
| Net charge-offs | $327,000 | 3,149 |
| Cash dividends | $510,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $848,000 | 3,288 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 3,430 |
| Total interest expense | $300,000 | 5,735 |
| Net interest income | $3,651,000 | 2,970 |
| Provision for loan and lease losses | $59,000 | 5,014 |
| Total noninterest income | $785,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $256,000 | 2,513 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $529,000 | 2,024 |
| Total noninterest expense | $3,656,000 | 2,586 |
| Salaries and employee benefits | $1,922,000 | 2,506 |
| Premises and equipment expense | $345,000 | 3,284 |
| Additional noninterest expense | $1,389,000 | 2,415 |
| Pre-tax net operating income | $721,000 | 3,138 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $159,000 | 2,447 |
| Income before extraordinary items | $562,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 3,332 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $562,000 | 3,333 |
| Net charge-offs | $58,000 | 4,333 |
| Cash dividends | $340,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $562,000 | 3,246 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 3,456 |
| Total interest expense | $161,000 | 5,704 |
| Net interest income | $1,803,000 | 2,996 |
| Provision for loan and lease losses | $59,000 | 4,069 |
| Total noninterest income | $284,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $118,000 | 2,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $166,000 | 2,735 |
| Total noninterest expense | $1,762,000 | 2,691 |
| Salaries and employee benefits | $976,000 | 2,490 |
| Premises and equipment expense | $209,000 | 2,881 |
| Additional noninterest expense | $577,000 | 2,804 |
| Pre-tax net operating income | $266,000 | 3,720 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $34,000 | 3,099 |
| Income before extraordinary items | $232,000 | 3,707 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $232,000 | 3,707 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $232,000 | 3,706 |
| Net charge-offs | $29,000 | 3,798 |
| Cash dividends | $170,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $232,000 | 3,649 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,652,000 | 3,332 |
| Total interest expense | $885,000 | 5,494 |
| Net interest income | $7,767,000 | 2,802 |
| Provision for loan and lease losses | $124,000 | 5,829 |
| Total noninterest income | $1,236,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $532,000 | 2,529 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $704,000 | 2,680 |
| Total noninterest expense | $7,206,000 | 2,670 |
| Salaries and employee benefits | $3,792,000 | 2,534 |
| Premises and equipment expense | $648,000 | 3,513 |
| Additional noninterest expense | $2,766,000 | 2,450 |
| Pre-tax net operating income | $1,673,000 | 2,560 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $319,000 | 2,302 |
| Income before extraordinary items | $1,355,000 | 2,667 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,355,000 | 2,663 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,355,000 | 2,668 |
| Net charge-offs | $319,000 | 4,226 |
| Cash dividends | $680,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,354,190 | 2,576 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 3,386 |
| Total interest expense | $704,000 | 5,517 |
| Net interest income | $5,812,000 | 2,839 |
| Provision for loan and lease losses | $124,000 | 5,499 |
| Total noninterest income | $932,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $399,000 | 2,596 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $533,000 | 2,662 |
| Total noninterest expense | $5,429,000 | 2,651 |
| Salaries and employee benefits | $2,832,000 | 2,562 |
| Premises and equipment expense | $500,000 | 3,493 |
| Additional noninterest expense | $2,097,000 | 2,386 |
| Pre-tax net operating income | $1,191,000 | 2,789 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $218,000 | 2,463 |
| Income before extraordinary items | $974,000 | 2,941 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $974,000 | 2,937 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $974,000 | 2,940 |
| Net charge-offs | $46,000 | 5,552 |
| Cash dividends | $510,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $973,180 | 2,804 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 3,429 |
| Total interest expense | $496,000 | 5,499 |
| Net interest income | $3,850,000 | 2,856 |
| Provision for loan and lease losses | $124,000 | 4,870 |
| Total noninterest income | $624,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $262,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $362,000 | 2,560 |
| Total noninterest expense | $3,637,000 | 2,647 |
| Salaries and employee benefits | $1,868,000 | 2,589 |
| Premises and equipment expense | $360,000 | 3,293 |
| Additional noninterest expense | $1,409,000 | 2,374 |
| Pre-tax net operating income | $713,000 | 2,996 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $119,000 | 2,634 |
| Income before extraordinary items | $595,000 | 3,084 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $595,000 | 3,079 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $595,000 | 3,082 |
| Net charge-offs | $87,000 | 4,391 |
| Cash dividends | $340,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $594,170 | 2,975 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 3,490 |
| Total interest expense | $271,000 | 5,426 |
| Net interest income | $1,902,000 | 2,922 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $258,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $135,000 | 3,014 |
| Total noninterest expense | $1,790,000 | 2,716 |
| Salaries and employee benefits | $935,000 | 2,622 |
| Premises and equipment expense | $223,000 | 2,849 |
| Additional noninterest expense | $632,000 | 2,586 |
| Pre-tax net operating income | $370,000 | 2,966 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $99,000 | 2,131 |
| Income before extraordinary items | $271,000 | 3,329 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 3,327 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $271,000 | 3,329 |
| Net charge-offs | $95,000 | 3,154 |
| Cash dividends | $170,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $271,000 | 3,216 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,775,000 | 3,288 |
| Total interest expense | $1,752,000 | 4,792 |
| Net interest income | $8,023,000 | 2,726 |
| Provision for loan and lease losses | $568,000 | 4,348 |
| Total noninterest income | $1,137,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $543,000 | 2,719 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $594,000 | 2,917 |
| Total noninterest expense | $7,033,000 | 2,785 |
| Salaries and employee benefits | $3,553,000 | 2,743 |
| Premises and equipment expense | $596,000 | 3,892 |
| Additional noninterest expense | $2,884,000 | 2,429 |
| Pre-tax net operating income | $1,559,000 | 2,299 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $247,000 | 2,202 |
| Income before extraordinary items | $1,312,000 | 2,335 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,312,000 | 2,332 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,312,000 | 2,333 |
| Net charge-offs | $819,000 | 3,146 |
| Cash dividends | $680,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,312,000 | 2,288 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,414,000 | 3,309 |
| Total interest expense | $1,414,000 | 4,761 |
| Net interest income | $6,000,000 | 2,734 |
| Provision for loan and lease losses | $455,000 | 3,946 |
| Total noninterest income | $835,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $396,000 | 2,788 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $439,000 | 3,031 |
| Total noninterest expense | $5,341,000 | 2,757 |
| Salaries and employee benefits | $2,662,000 | 2,769 |
| Premises and equipment expense | $480,000 | 3,737 |
| Additional noninterest expense | $2,199,000 | 2,371 |
| Pre-tax net operating income | $1,039,000 | 2,666 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $142,000 | 2,611 |
| Income before extraordinary items | $897,000 | 2,658 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $897,000 | 2,654 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $897,000 | 2,658 |
| Net charge-offs | $30,000 | 6,030 |
| Cash dividends | $510,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $897,000 | 2,619 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 3,323 |
| Total interest expense | $997,000 | 4,740 |
| Net interest income | $3,977,000 | 2,734 |
| Provision for loan and lease losses | $355,000 | 3,455 |
| Total noninterest income | $543,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $255,000 | 2,822 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $288,000 | 3,072 |
| Total noninterest expense | $3,630,000 | 2,741 |
| Salaries and employee benefits | $1,794,000 | 2,779 |
| Premises and equipment expense | $355,000 | 3,494 |
| Additional noninterest expense | $1,481,000 | 2,359 |
| Pre-tax net operating income | $535,000 | 3,199 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $44,000 | 3,242 |
| Income before extraordinary items | $491,000 | 3,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 3,121 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $491,000 | 3,123 |
| Net charge-offs | $32,000 | 5,289 |
| Cash dividends | $340,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $491,000 | 3,025 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 3,327 |
| Total interest expense | $528,000 | 4,692 |
| Net interest income | $1,995,000 | 2,713 |
| Provision for loan and lease losses | $115,000 | 3,686 |
| Total noninterest income | $246,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $123,000 | 2,835 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $123,000 | 3,311 |
| Total noninterest expense | $1,744,000 | 2,753 |
| Salaries and employee benefits | $861,000 | 2,913 |
| Premises and equipment expense | $223,000 | 2,965 |
| Additional noninterest expense | $660,000 | 2,353 |
| Pre-tax net operating income | $382,000 | 2,891 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $63,000 | 2,683 |
| Income before extraordinary items | $319,000 | 3,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $319,000 | 3,003 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $319,000 | 3,003 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $170,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $319,000 | 2,859 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,274,000 | 3,204 |
| Total interest expense | $3,280,000 | 4,006 |
| Net interest income | $7,994,000 | 2,704 |
| Provision for loan and lease losses | $717,000 | 3,209 |
| Total noninterest income | $1,180,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $578,000 | 2,715 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $602,000 | 2,888 |
| Total noninterest expense | $6,734,000 | 2,770 |
| Salaries and employee benefits | $3,678,000 | 2,700 |
| Premises and equipment expense | $617,000 | 3,855 |
| Additional noninterest expense | $2,439,000 | 2,398 |
| Pre-tax net operating income | $1,723,000 | 2,778 |
| Securities gains (losses) | $60,000 | 1,477 |
| Applicable income taxes | $316,000 | 2,338 |
| Income before extraordinary items | $1,467,000 | 2,561 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,467,000 | 2,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 4,536 |
| Cash dividends | $674,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,417,800 | 2,764 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,516,000 | 3,247 |
| Total interest expense | $2,639,000 | 3,939 |
| Net interest income | $5,877,000 | 2,768 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $861,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $428,000 | 2,764 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $433,000 | 3,054 |
| Total noninterest expense | $5,103,000 | 2,734 |
| Salaries and employee benefits | $2,791,000 | 2,697 |
| Premises and equipment expense | $481,000 | 3,737 |
| Additional noninterest expense | $1,831,000 | 2,332 |
| Pre-tax net operating income | $1,535,000 | 2,792 |
| Securities gains (losses) | $68,000 | 1,217 |
| Applicable income taxes | $330,000 | 2,361 |
| Income before extraordinary items | $1,273,000 | 2,643 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,273,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,080 |
| Cash dividends | $504,000 | 2,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,219,280 | 2,869 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 3,227 |
| Total interest expense | $1,884,000 | 3,888 |
| Net interest income | $3,920,000 | 2,755 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $558,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $270,000 | 2,853 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $288,000 | 3,101 |
| Total noninterest expense | $3,396,000 | 2,745 |
| Salaries and employee benefits | $1,848,000 | 2,746 |
| Premises and equipment expense | $366,000 | 3,449 |
| Additional noninterest expense | $1,182,000 | 2,387 |
| Pre-tax net operating income | $1,032,000 | 2,895 |
| Securities gains (losses) | $68,000 | 1,224 |
| Applicable income taxes | $233,000 | 2,516 |
| Income before extraordinary items | $867,000 | 2,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $867,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $333,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $813,280 | 2,964 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 3,206 |
| Total interest expense | $1,032,000 | 3,826 |
| Net interest income | $1,998,000 | 2,706 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $257,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $125,000 | 2,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $132,000 | 3,267 |
| Total noninterest expense | $1,786,000 | 2,636 |
| Salaries and employee benefits | $937,000 | 2,733 |
| Premises and equipment expense | $224,000 | 2,932 |
| Additional noninterest expense | $625,000 | 2,241 |
| Pre-tax net operating income | $444,000 | 3,292 |
| Securities gains (losses) | $68,000 | 921 |
| Applicable income taxes | $117,000 | 2,620 |
| Income before extraordinary items | $395,000 | 3,219 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $395,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $167,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $342,640 | 3,429 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,374,000 | 3,199 |
| Total interest expense | $4,629,000 | 3,651 |
| Net interest income | $7,745,000 | 2,816 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $1,120,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $545,000 | 2,865 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $575,000 | 3,073 |
| Total noninterest expense | $6,572,000 | 2,729 |
| Salaries and employee benefits | $3,496,000 | 2,804 |
| Premises and equipment expense | $616,000 | 3,769 |
| Additional noninterest expense | $2,460,000 | 2,203 |
| Pre-tax net operating income | $2,263,000 | 3,053 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $514,000 | 2,704 |
| Income before extraordinary items | $1,749,000 | 3,109 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,749,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,068 |
| Cash dividends | $667,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,749,000 | 3,098 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,264,000 | 3,207 |
| Total interest expense | $3,559,000 | 3,598 |
| Net interest income | $5,705,000 | 2,865 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $808,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $403,000 | 2,881 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $405,000 | 3,182 |
| Total noninterest expense | $4,846,000 | 2,738 |
| Salaries and employee benefits | $2,596,000 | 2,817 |
| Premises and equipment expense | $488,000 | 3,611 |
| Additional noninterest expense | $1,762,000 | 2,250 |
| Pre-tax net operating income | $1,667,000 | 3,244 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $361,000 | 2,945 |
| Income before extraordinary items | $1,306,000 | 3,265 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,306,000 | 3,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,306,000 | 3,252 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 3,225 |
| Total interest expense | $2,426,000 | 3,539 |
| Net interest income | $3,723,000 | 2,955 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $540,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $262,000 | 2,934 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $278,000 | 3,149 |
| Total noninterest expense | $3,268,000 | 2,757 |
| Salaries and employee benefits | $1,710,000 | 2,884 |
| Premises and equipment expense | $365,000 | 3,327 |
| Additional noninterest expense | $1,193,000 | 2,221 |
| Pre-tax net operating income | $995,000 | 3,544 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $211,000 | 3,192 |
| Income before extraordinary items | $784,000 | 3,559 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $784,000 | 3,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $333,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $784,000 | 3,537 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 3,258 |
| Total interest expense | $1,227,000 | 3,483 |
| Net interest income | $1,805,000 | 3,036 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $248,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $127,000 | 2,953 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $121,000 | 3,415 |
| Total noninterest expense | $1,707,000 | 2,667 |
| Salaries and employee benefits | $848,000 | 2,924 |
| Premises and equipment expense | $217,000 | 2,921 |
| Additional noninterest expense | $642,000 | 2,048 |
| Pre-tax net operating income | $346,000 | 4,343 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $57,000 | 3,973 |
| Income before extraordinary items | $289,000 | 4,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $166,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $289,000 | 4,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,638,000 | 3,185 |
| Total interest expense | $4,526,000 | 3,278 |
| Net interest income | $7,112,000 | 3,060 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $1,142,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $576,000 | 2,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $566,000 | 3,123 |
| Total noninterest expense | $6,654,000 | 2,633 |
| Salaries and employee benefits | $3,582,000 | 2,696 |
| Premises and equipment expense | $627,000 | 3,636 |
| Additional noninterest expense | $2,445,000 | 2,142 |
| Pre-tax net operating income | $1,550,000 | 4,220 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $263,000 | 3,978 |
| Income before extraordinary items | $1,287,000 | 4,127 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,287,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,076 |
| Cash dividends | $667,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,287,000 | 4,093 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,582,000 | 3,200 |
| Total interest expense | $3,297,000 | 3,256 |
| Net interest income | $5,285,000 | 3,116 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $827,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $429,000 | 2,806 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $398,000 | 3,230 |
| Total noninterest expense | $5,191,000 | 2,534 |
| Salaries and employee benefits | $2,727,000 | 2,659 |
| Premises and equipment expense | $493,000 | 3,509 |
| Additional noninterest expense | $1,971,000 | 1,978 |
| Pre-tax net operating income | $871,000 | 5,048 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $136,000 | 4,576 |
| Income before extraordinary items | $735,000 | 4,906 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $735,000 | 4,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $735,000 | 4,892 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 3,203 |
| Total interest expense | $2,104,000 | 3,245 |
| Net interest income | $3,522,000 | 3,113 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $556,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $277,000 | 2,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $279,000 | 3,148 |
| Total noninterest expense | $3,569,000 | 2,475 |
| Salaries and employee benefits | $1,843,000 | 2,624 |
| Premises and equipment expense | $366,000 | 3,207 |
| Additional noninterest expense | $1,360,000 | 1,923 |
| Pre-tax net operating income | $459,000 | 5,599 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $55,000 | 5,156 |
| Income before extraordinary items | $404,000 | 5,366 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $404,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $334,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $404,000 | 5,366 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 3,152 |
| Total interest expense | $1,011,000 | 3,231 |
| Net interest income | $1,794,000 | 3,068 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $268,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $131,000 | 2,892 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $1,879,000 | 2,365 |
| Salaries and employee benefits | $925,000 | 2,627 |
| Premises and equipment expense | $222,000 | 2,763 |
| Additional noninterest expense | $732,000 | 1,785 |
| Pre-tax net operating income | $183,000 | 6,016 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $168,000 | 5,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,282 |
| Cash dividends | $167,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $168,000 | 5,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,081,000 | 2,885 |
| Total interest expense | $3,364,000 | 3,040 |
| Net interest income | $7,717,000 | 2,796 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,055,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $545,000 | 2,872 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $510,000 | 3,331 |
| Total noninterest expense | $6,602,000 | 2,523 |
| Salaries and employee benefits | $3,594,000 | 2,538 |
| Premises and equipment expense | $677,000 | 3,327 |
| Additional noninterest expense | $2,331,000 | 2,143 |
| Pre-tax net operating income | $2,170,000 | 3,496 |
| Securities gains (losses) | $13,000 | 1,399 |
| Applicable income taxes | $527,000 | 3,286 |
| Income before extraordinary items | $1,656,000 | 3,551 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,656,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,452 |
| Cash dividends | $667,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,646,120 | 3,535 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,230,000 | 2,867 |
| Total interest expense | $2,408,000 | 3,018 |
| Net interest income | $5,822,000 | 2,760 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $784,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $412,000 | 2,850 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $372,000 | 3,403 |
| Total noninterest expense | $4,963,000 | 2,494 |
| Salaries and employee benefits | $2,733,000 | 2,469 |
| Premises and equipment expense | $515,000 | 3,282 |
| Additional noninterest expense | $1,715,000 | 2,160 |
| Pre-tax net operating income | $1,643,000 | 3,522 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $382,000 | 3,404 |
| Income before extraordinary items | $1,274,000 | 3,522 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,274,000 | 3,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,732 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,263,990 | 3,506 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 2,822 |
| Total interest expense | $1,559,000 | 2,959 |
| Net interest income | $3,889,000 | 2,732 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $518,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $263,000 | 2,899 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $255,000 | 3,342 |
| Total noninterest expense | $3,307,000 | 2,466 |
| Salaries and employee benefits | $1,730,000 | 2,572 |
| Premises and equipment expense | $383,000 | 2,964 |
| Additional noninterest expense | $1,194,000 | 2,064 |
| Pre-tax net operating income | $1,100,000 | 3,466 |
| Securities gains (losses) | $-90,000 | 8,689 |
| Applicable income taxes | $225,000 | 3,582 |
| Income before extraordinary items | $785,000 | 3,673 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $785,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $334,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $855,200 | 3,426 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 2,813 |
| Total interest expense | $754,000 | 2,939 |
| Net interest income | $1,942,000 | 2,724 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $213,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $130,000 | 2,849 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $1,727,000 | 2,382 |
| Salaries and employee benefits | $861,000 | 2,605 |
| Premises and equipment expense | $226,000 | 2,578 |
| Additional noninterest expense | $640,000 | 1,916 |
| Pre-tax net operating income | $428,000 | 4,088 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $89,000 | 3,959 |
| Income before extraordinary items | $339,000 | 4,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $339,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $167,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $339,000 | 4,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,822,000 | 2,628 |
| Total interest expense | $2,744,000 | 2,811 |
| Net interest income | $8,078,000 | 2,524 |
| Provision for loan and lease losses | $160,000 | 4,119 |
| Total noninterest income | $1,131,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $587,000 | 2,756 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $544,000 | 3,154 |
| Total noninterest expense | $6,317,000 | 2,519 |
| Salaries and employee benefits | $3,484,000 | 2,495 |
| Premises and equipment expense | $692,000 | 3,154 |
| Additional noninterest expense | $2,141,000 | 2,272 |
| Pre-tax net operating income | $2,732,000 | 2,786 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $700,000 | 2,764 |
| Income before extraordinary items | $2,032,000 | 2,871 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,032,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,138 |
| Cash dividends | $654,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,032,000 | 2,808 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,084,000 | 2,603 |
| Total interest expense | $2,005,000 | 2,833 |
| Net interest income | $6,079,000 | 2,494 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $835,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $433,000 | 2,803 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $402,000 | 3,173 |
| Total noninterest expense | $4,671,000 | 2,524 |
| Salaries and employee benefits | $2,556,000 | 2,527 |
| Premises and equipment expense | $481,000 | 3,356 |
| Additional noninterest expense | $1,634,000 | 2,215 |
| Pre-tax net operating income | $2,093,000 | 2,770 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $551,000 | 2,732 |
| Income before extraordinary items | $1,542,000 | 2,882 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,542,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,355 |
| Cash dividends | $488,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,542,000 | 2,816 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 2,605 |
| Total interest expense | $1,287,000 | 2,919 |
| Net interest income | $4,071,000 | 2,451 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $601,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $277,000 | 2,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $324,000 | 2,854 |
| Total noninterest expense | $3,135,000 | 2,522 |
| Salaries and employee benefits | $1,695,000 | 2,538 |
| Premises and equipment expense | $348,000 | 3,141 |
| Additional noninterest expense | $1,092,000 | 2,217 |
| Pre-tax net operating income | $1,477,000 | 2,620 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $403,000 | 2,544 |
| Income before extraordinary items | $1,074,000 | 2,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,074,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,012 |
| Cash dividends | $320,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,074,000 | 2,693 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 2,605 |
| Total interest expense | $648,000 | 2,938 |
| Net interest income | $2,033,000 | 2,455 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $191,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $129,000 | 2,993 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $62,000 | 4,679 |
| Total noninterest expense | $1,623,000 | 2,463 |
| Salaries and employee benefits | $834,000 | 2,590 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $583,000 | 2,027 |
| Pre-tax net operating income | $581,000 | 3,157 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $144,000 | 3,165 |
| Income before extraordinary items | $437,000 | 3,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $437,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $437,000 | 3,158 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,674,000 | 2,446 |
| Total interest expense | $3,452,000 | 2,521 |
| Net interest income | $8,222,000 | 2,374 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $735,000 | 4,426 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $549,000 | 2,881 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $186,000 | 5,443 |
| Total noninterest expense | $5,660,000 | 2,744 |
| Salaries and employee benefits | $3,137,000 | 2,675 |
| Premises and equipment expense | $587,000 | 3,589 |
| Additional noninterest expense | $1,936,000 | 2,489 |
| Pre-tax net operating income | $3,047,000 | 2,468 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $776,000 | 2,593 |
| Income before extraordinary items | $2,271,000 | 2,588 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,271,000 | 2,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,862 |
| Cash dividends | $642,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,271,000 | 2,467 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,871,000 | 2,453 |
| Total interest expense | $2,754,000 | 2,488 |
| Net interest income | $6,117,000 | 2,401 |
| Provision for loan and lease losses | $188,000 | 3,447 |
| Total noninterest income | $521,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $396,000 | 2,968 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 5,672 |
| Total noninterest expense | $4,222,000 | 2,759 |
| Salaries and employee benefits | $2,321,000 | 2,706 |
| Premises and equipment expense | $420,000 | 3,719 |
| Additional noninterest expense | $1,481,000 | 2,427 |
| Pre-tax net operating income | $2,228,000 | 2,619 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $582,000 | 2,730 |
| Income before extraordinary items | $1,646,000 | 2,755 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,646,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,971 |
| Cash dividends | $481,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,646,000 | 2,617 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,987,000 | 2,445 |
| Total interest expense | $1,974,000 | 2,399 |
| Net interest income | $4,013,000 | 2,422 |
| Provision for loan and lease losses | $125,000 | 3,389 |
| Total noninterest income | $332,000 | 4,723 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $253,000 | 3,038 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $79,000 | 5,734 |
| Total noninterest expense | $2,862,000 | 2,716 |
| Salaries and employee benefits | $1,533,000 | 2,731 |
| Premises and equipment expense | $302,000 | 3,466 |
| Additional noninterest expense | $1,027,000 | 2,308 |
| Pre-tax net operating income | $1,358,000 | 2,813 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $338,000 | 3,017 |
| Income before extraordinary items | $1,020,000 | 2,931 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,020,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $321,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,020,000 | 2,778 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 2,452 |
| Total interest expense | $1,079,000 | 2,255 |
| Net interest income | $1,919,000 | 2,525 |
| Provision for loan and lease losses | $62,000 | 3,213 |
| Total noninterest income | $147,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $116,000 | 3,170 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $1,479,000 | 2,620 |
| Salaries and employee benefits | $742,000 | 2,807 |
| Premises and equipment expense | $168,000 | 3,178 |
| Additional noninterest expense | $569,000 | 2,073 |
| Pre-tax net operating income | $525,000 | 3,377 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $124,000 | 3,565 |
| Income before extraordinary items | $401,000 | 3,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $401,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $161,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $401,000 | 3,283 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,665,000 | 2,443 |
| Total interest expense | $5,035,000 | 2,232 |
| Net interest income | $7,630,000 | 2,510 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $652,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $455,000 | 3,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 5,060 |
| Total noninterest expense | $5,206,000 | 2,821 |
| Salaries and employee benefits | $2,790,000 | 2,826 |
| Premises and equipment expense | $552,000 | 3,658 |
| Additional noninterest expense | $1,864,000 | 2,475 |
| Pre-tax net operating income | $2,851,000 | 2,600 |
| Securities gains (losses) | $74,000 | 2,045 |
| Applicable income taxes | $765,000 | 2,676 |
| Income before extraordinary items | $2,160,000 | 2,644 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,160,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,329 |
| Cash dividends | $622,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,105,240 | 2,597 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,086,000 | 2,606 |
| Total interest expense | $5,917,000 | 2,706 |
| Net interest income | $7,169,000 | 2,495 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $585,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $433,000 | 3,189 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $152,000 | 5,527 |
| Total noninterest expense | $4,558,000 | 3,056 |
| Salaries and employee benefits | $2,398,000 | 3,058 |
| Premises and equipment expense | $526,000 | 3,727 |
| Additional noninterest expense | $1,634,000 | 2,665 |
| Pre-tax net operating income | $2,946,000 | 2,305 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $800,000 | 2,422 |
| Income before extraordinary items | $2,151,000 | 2,380 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,151,000 | 2,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,101 |
| Cash dividends | $590,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,147,350 | 2,305 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,753,000 | 2,735 |
| Total interest expense | $5,958,000 | 2,802 |
| Net interest income | $6,795,000 | 2,614 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $491,000 | 4,962 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $372,000 | 3,425 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $119,000 | 6,021 |
| Total noninterest expense | $4,358,000 | 3,087 |
| Salaries and employee benefits | $2,387,000 | 2,957 |
| Premises and equipment expense | $480,000 | 3,913 |
| Additional noninterest expense | $1,491,000 | 2,842 |
| Pre-tax net operating income | $2,893,000 | 2,457 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $706,000 | 2,758 |
| Income before extraordinary items | $2,169,000 | 2,361 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,169,000 | 2,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $558,000 | 3,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,182,500 | 2,357 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,024,000 | 2,698 |
| Total interest expense | $5,328,000 | 2,746 |
| Net interest income | $6,696,000 | 2,617 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $470,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $351,000 | 3,563 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $3,752,000 | 3,511 |
| Salaries and employee benefits | $2,062,000 | 3,348 |
| Premises and equipment expense | $378,000 | 4,709 |
| Additional noninterest expense | $1,312,000 | 3,194 |
| Pre-tax net operating income | $3,384,000 | 2,171 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $868,000 | 2,461 |
| Income before extraordinary items | $2,502,000 | 2,104 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,502,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $526,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,512,360 | 2,066 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,030,000 | 2,699 |
| Total interest expense | $5,489,000 | 2,753 |
| Net interest income | $6,541,000 | 2,613 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $489,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $350,000 | 3,495 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $139,000 | 5,872 |
| Total noninterest expense | $3,558,000 | 3,559 |
| Salaries and employee benefits | $1,897,000 | 3,507 |
| Premises and equipment expense | $369,000 | 4,715 |
| Additional noninterest expense | $1,292,000 | 3,150 |
| Pre-tax net operating income | $3,332,000 | 2,161 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $897,000 | 2,501 |
| Income before extraordinary items | $2,432,000 | 2,147 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,432,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $473,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,434,190 | 2,076 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,996,000 | 2,730 |
| Total interest expense | $5,615,000 | 2,658 |
| Net interest income | $6,381,000 | 2,727 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $360,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $270,000 | 4,401 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $3,538,000 | 3,570 |
| Salaries and employee benefits | $1,833,000 | 3,573 |
| Premises and equipment expense | $378,000 | 4,634 |
| Additional noninterest expense | $1,327,000 | 3,049 |
| Pre-tax net operating income | $3,178,000 | 2,363 |
| Securities gains (losses) | $-37,000 | 10,570 |
| Applicable income taxes | $845,000 | 2,808 |
| Income before extraordinary items | $2,296,000 | 2,294 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,296,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $401,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,323,010 | 2,208 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,629,000 | 2,838 |
| Total interest expense | $5,610,000 | 2,703 |
| Net interest income | $6,019,000 | 2,949 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $344,000 | 6,488 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $232,000 | 5,086 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $112,000 | 6,807 |
| Total noninterest expense | $3,445,000 | 3,830 |
| Salaries and employee benefits | $1,802,000 | 3,665 |
| Premises and equipment expense | $333,000 | 5,193 |
| Additional noninterest expense | $1,310,000 | 3,509 |
| Pre-tax net operating income | $2,888,000 | 2,449 |
| Securities gains (losses) | $-62,000 | 11,093 |
| Applicable income taxes | $728,000 | 3,092 |
| Income before extraordinary items | $2,098,000 | 2,347 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,098,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $369,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,143,880 | 2,245 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,475,000 | 2,902 |
| Total interest expense | $5,675,000 | 2,711 |
| Net interest income | $5,800,000 | 3,065 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $309,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $223,000 | 5,297 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $86,000 | 7,713 |
| Total noninterest expense | $3,474,000 | 3,775 |
| Salaries and employee benefits | $1,766,000 | 3,710 |
| Premises and equipment expense | $366,000 | 4,877 |
| Additional noninterest expense | $1,342,000 | 3,396 |
| Pre-tax net operating income | $2,605,000 | 2,731 |
| Securities gains (losses) | $-47,000 | 11,138 |
| Applicable income taxes | $575,000 | 3,772 |
| Income before extraordinary items | $1,983,000 | 2,535 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,983,000 | 2,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $337,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,019,660 | 2,473 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 2,943 |
| Total interest expense | $4,866,000 | 2,525 |
| Net interest income | $5,474,000 | 3,274 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $300,000 | 7,251 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $211,000 | 5,651 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $3,392,000 | 3,950 |
| Salaries and employee benefits | $1,737,000 | 3,751 |
| Premises and equipment expense | $319,000 | 5,448 |
| Additional noninterest expense | $1,336,000 | 3,682 |
| Pre-tax net operating income | $2,362,000 | 2,988 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $500,000 | 4,049 |
| Income before extraordinary items | $1,850,000 | 2,626 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,850,000 | 2,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 12,120 |
| Cash dividends | $304,000 | 4,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,859,480 | 2,632 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,079,000 | 3,058 |
| Total interest expense | $4,738,000 | 2,718 |
| Net interest income | $5,341,000 | 3,356 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $311,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $3,180,000 | 4,288 |
| Salaries and employee benefits | $1,659,000 | 3,905 |
| Premises and equipment expense | $268,000 | 6,364 |
| Additional noninterest expense | $1,253,000 | 4,041 |
| Pre-tax net operating income | $2,352,000 | 2,866 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $515,000 | 4,073 |
| Income before extraordinary items | $1,844,000 | 2,714 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,844,000 | 2,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $285,000 | 4,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,838,540 | 2,567 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,297,000 | 3,393 |
| Total interest expense | $5,249,000 | 3,164 |
| Net interest income | $5,048,000 | 3,596 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $279,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $2,915,000 | 4,654 |
| Salaries and employee benefits | $1,441,000 | 4,378 |
| Premises and equipment expense | $286,000 | 6,184 |
| Additional noninterest expense | $1,188,000 | 4,374 |
| Pre-tax net operating income | $2,252,000 | 2,770 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $574,000 | 3,555 |
| Income before extraordinary items | $1,678,000 | 2,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,678,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $269,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,678,000 | 2,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.