Home > The First Capital Bank of Kentucky > Income and Expense
The First Capital Bank of Kentucky, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 1,374 |
| Total interest expense | $932,000 | 823 |
| Net interest income | $3,892,000 | 1,487 |
| Provision for loan and lease losses | $-8,000 | 5,652 |
| Total noninterest income | $569,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $126,000 | 2,021 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $443,000 | 1,651 |
| Total noninterest expense | $3,742,000 | 1,337 |
| Salaries and employee benefits | $1,740,000 | 1,620 |
| Premises and equipment expense | $552,000 | 1,084 |
| Additional noninterest expense | $1,450,000 | 1,102 |
| Pre-tax net operating income | $727,000 | 2,469 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $229,000 | 1,742 |
| Income before extraordinary items | $498,000 | 2,760 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $498,000 | 2,760 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $498,000 | 2,760 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $1,358,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $498,000 | 2,745 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $19,621,000 | 1,313 |
| Total interest expense | $3,753,000 | 784 |
| Net interest income | $15,868,000 | 1,418 |
| Provision for loan and lease losses | $-4,000 | 5,458 |
| Total noninterest income | $3,553,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $451,000 | 2,254 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,102,000 | 1,180 |
| Total noninterest expense | $14,717,000 | 1,344 |
| Salaries and employee benefits | $7,623,000 | 1,430 |
| Premises and equipment expense | $2,215,000 | 1,074 |
| Additional noninterest expense | $4,879,000 | 1,283 |
| Pre-tax net operating income | $4,708,000 | 1,701 |
| Securities gains (losses) | $274,000 | 703 |
| Applicable income taxes | $1,629,000 | 1,207 |
| Income before extraordinary items | $3,353,000 | 1,913 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,353,000 | 1,912 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,353,000 | 1,912 |
| Net charge-offs | $-29,000 | 5,210 |
| Cash dividends | $1,750,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,169,420 | 1,962 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $14,687,000 | 1,325 |
| Total interest expense | $2,808,000 | 778 |
| Net interest income | $11,879,000 | 1,429 |
| Provision for loan and lease losses | $-2,000 | 5,619 |
| Total noninterest income | $2,560,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $321,000 | 2,348 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,239,000 | 1,207 |
| Total noninterest expense | $10,939,000 | 1,347 |
| Salaries and employee benefits | $5,524,000 | 1,474 |
| Premises and equipment expense | $1,667,000 | 1,065 |
| Additional noninterest expense | $3,748,000 | 1,264 |
| Pre-tax net operating income | $3,502,000 | 1,737 |
| Securities gains (losses) | $205,000 | 786 |
| Applicable income taxes | $1,213,000 | 1,252 |
| Income before extraordinary items | $2,494,000 | 1,951 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,494,000 | 1,951 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,494,000 | 1,951 |
| Net charge-offs | $-27,000 | 5,175 |
| Cash dividends | $1,750,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,356,650 | 1,980 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,798,000 | 1,334 |
| Total interest expense | $1,860,000 | 785 |
| Net interest income | $7,938,000 | 1,427 |
| Provision for loan and lease losses | $9,000 | 3,823 |
| Total noninterest income | $1,714,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $205,000 | 2,402 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,509,000 | 1,185 |
| Total noninterest expense | $7,291,000 | 1,355 |
| Salaries and employee benefits | $3,708,000 | 1,474 |
| Premises and equipment expense | $1,111,000 | 1,066 |
| Additional noninterest expense | $2,472,000 | 1,284 |
| Pre-tax net operating income | $2,352,000 | 1,721 |
| Securities gains (losses) | $127,000 | 821 |
| Applicable income taxes | $811,000 | 1,237 |
| Income before extraordinary items | $1,668,000 | 1,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,668,000 | 1,927 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,668,000 | 1,927 |
| Net charge-offs | $-6,000 | 4,802 |
| Cash dividends | $1,750,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,582,910 | 1,961 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 1,332 |
| Total interest expense | $927,000 | 780 |
| Net interest income | $3,936,000 | 1,436 |
| Provision for loan and lease losses | $10,000 | 3,253 |
| Total noninterest income | $942,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $102,000 | 2,396 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $840,000 | 1,059 |
| Total noninterest expense | $3,646,000 | 1,354 |
| Salaries and employee benefits | $1,909,000 | 1,435 |
| Premises and equipment expense | $544,000 | 1,091 |
| Additional noninterest expense | $1,193,000 | 1,318 |
| Pre-tax net operating income | $1,222,000 | 1,641 |
| Securities gains (losses) | $58,000 | 759 |
| Applicable income taxes | $420,000 | 1,201 |
| Income before extraordinary items | $860,000 | 1,864 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $860,000 | 1,865 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $860,000 | 1,865 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $1,000,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $821,140 | 1,893 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,435,000 | 1,307 |
| Total interest expense | $3,715,000 | 751 |
| Net interest income | $15,720,000 | 1,410 |
| Provision for loan and lease losses | $53,000 | 3,580 |
| Total noninterest income | $2,520,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $541,000 | 2,000 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,979,000 | 1,531 |
| Total noninterest expense | $13,744,000 | 1,415 |
| Salaries and employee benefits | $6,973,000 | 1,522 |
| Premises and equipment expense | $2,337,000 | 1,026 |
| Additional noninterest expense | $4,434,000 | 1,406 |
| Pre-tax net operating income | $4,443,000 | 1,732 |
| Securities gains (losses) | $184,000 | 792 |
| Applicable income taxes | $1,507,000 | 1,230 |
| Income before extraordinary items | $3,120,000 | 1,986 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,120,000 | 1,987 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,120,000 | 1,988 |
| Net charge-offs | $78,000 | 2,873 |
| Cash dividends | $857,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,996,720 | 2,025 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,558,000 | 1,315 |
| Total interest expense | $2,800,000 | 747 |
| Net interest income | $11,758,000 | 1,427 |
| Provision for loan and lease losses | $62,000 | 3,087 |
| Total noninterest income | $1,892,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $420,000 | 1,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,472,000 | 1,552 |
| Total noninterest expense | $10,265,000 | 1,420 |
| Salaries and employee benefits | $5,137,000 | 1,548 |
| Premises and equipment expense | $1,759,000 | 1,037 |
| Additional noninterest expense | $3,369,000 | 1,389 |
| Pre-tax net operating income | $3,323,000 | 1,762 |
| Securities gains (losses) | $15,000 | 2,165 |
| Applicable income taxes | $1,086,000 | 1,294 |
| Income before extraordinary items | $2,252,000 | 2,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,252,000 | 2,067 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,252,000 | 2,067 |
| Net charge-offs | $112,000 | 2,054 |
| Cash dividends | $857,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,241,950 | 2,020 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,753,000 | 1,315 |
| Total interest expense | $1,880,000 | 745 |
| Net interest income | $7,873,000 | 1,432 |
| Provision for loan and lease losses | $-3,000 | 5,930 |
| Total noninterest income | $1,344,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $287,000 | 1,883 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,057,000 | 1,493 |
| Total noninterest expense | $6,860,000 | 1,427 |
| Salaries and employee benefits | $3,451,000 | 1,553 |
| Premises and equipment expense | $1,169,000 | 1,037 |
| Additional noninterest expense | $2,240,000 | 1,402 |
| Pre-tax net operating income | $2,360,000 | 1,660 |
| Securities gains (losses) | $11,000 | 1,976 |
| Applicable income taxes | $774,000 | 1,248 |
| Income before extraordinary items | $1,597,000 | 1,941 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,597,000 | 1,943 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,597,000 | 1,943 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $857,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,589,630 | 1,903 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 1,303 |
| Total interest expense | $939,000 | 747 |
| Net interest income | $3,957,000 | 1,418 |
| Provision for loan and lease losses | $-2,000 | 6,071 |
| Total noninterest income | $690,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $151,000 | 1,808 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $539,000 | 1,433 |
| Total noninterest expense | $3,452,000 | 1,417 |
| Salaries and employee benefits | $1,795,000 | 1,499 |
| Premises and equipment expense | $572,000 | 1,063 |
| Additional noninterest expense | $1,085,000 | 1,416 |
| Pre-tax net operating income | $1,197,000 | 1,596 |
| Securities gains (losses) | $11,000 | 1,447 |
| Applicable income taxes | $395,000 | 1,202 |
| Income before extraordinary items | $813,000 | 1,899 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $813,000 | 1,902 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $813,000 | 1,901 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $857,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $805,630 | 1,853 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,540,000 | 1,297 |
| Total interest expense | $4,011,000 | 725 |
| Net interest income | $15,529,000 | 1,429 |
| Provision for loan and lease losses | $433,000 | 1,602 |
| Total noninterest income | $1,827,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $557,000 | 2,094 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,270,000 | 1,997 |
| Total noninterest expense | $13,330,000 | 1,432 |
| Salaries and employee benefits | $6,810,000 | 1,538 |
| Premises and equipment expense | $2,276,000 | 1,058 |
| Additional noninterest expense | $4,244,000 | 1,485 |
| Pre-tax net operating income | $3,593,000 | 1,984 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $1,158,000 | 1,398 |
| Income before extraordinary items | $2,437,000 | 2,346 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,437,000 | 2,346 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,437,000 | 2,346 |
| Net charge-offs | $1,083,000 | 830 |
| Cash dividends | $1,200,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,435,640 | 2,306 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,495,000 | 1,313 |
| Total interest expense | $3,050,000 | 728 |
| Net interest income | $11,445,000 | 1,459 |
| Provision for loan and lease losses | $353,000 | 1,479 |
| Total noninterest income | $1,235,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $397,000 | 2,210 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $838,000 | 2,188 |
| Total noninterest expense | $9,825,000 | 1,467 |
| Salaries and employee benefits | $4,920,000 | 1,585 |
| Premises and equipment expense | $1,731,000 | 1,046 |
| Additional noninterest expense | $3,174,000 | 1,499 |
| Pre-tax net operating income | $2,502,000 | 2,140 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $804,000 | 1,510 |
| Income before extraordinary items | $1,700,000 | 2,493 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,700,000 | 2,494 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,700,000 | 2,493 |
| Net charge-offs | $1,053,000 | 642 |
| Cash dividends | $1,200,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,698,640 | 2,459 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,502,000 | 1,335 |
| Total interest expense | $2,058,000 | 715 |
| Net interest income | $7,444,000 | 1,481 |
| Provision for loan and lease losses | $305,000 | 1,212 |
| Total noninterest income | $804,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $254,000 | 2,242 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $550,000 | 2,190 |
| Total noninterest expense | $6,559,000 | 1,463 |
| Salaries and employee benefits | $3,347,000 | 1,558 |
| Premises and equipment expense | $1,163,000 | 1,045 |
| Additional noninterest expense | $2,049,000 | 1,535 |
| Pre-tax net operating income | $1,384,000 | 2,397 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $439,000 | 1,677 |
| Income before extraordinary items | $945,000 | 2,749 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $945,000 | 2,753 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $945,000 | 2,753 |
| Net charge-offs | $1,105,000 | 456 |
| Cash dividends | $1,200,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $945,000 | 2,700 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 1,345 |
| Total interest expense | $1,022,000 | 730 |
| Net interest income | $3,692,000 | 1,479 |
| Provision for loan and lease losses | $21,000 | 2,939 |
| Total noninterest income | $294,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $128,000 | 2,201 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $166,000 | 2,826 |
| Total noninterest expense | $3,253,000 | 1,482 |
| Salaries and employee benefits | $1,710,000 | 1,537 |
| Premises and equipment expense | $579,000 | 1,077 |
| Additional noninterest expense | $964,000 | 1,598 |
| Pre-tax net operating income | $712,000 | 2,286 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $227,000 | 1,602 |
| Income before extraordinary items | $485,000 | 2,632 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $485,000 | 2,635 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $485,000 | 2,635 |
| Net charge-offs | $261,000 | 790 |
| Cash dividends | $1,200,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $485,000 | 2,584 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,098,000 | 1,409 |
| Total interest expense | $3,847,000 | 886 |
| Net interest income | $14,251,000 | 1,524 |
| Provision for loan and lease losses | $1,199,000 | 957 |
| Total noninterest income | $1,924,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $518,000 | 2,304 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,406,000 | 1,934 |
| Total noninterest expense | $11,709,000 | 1,643 |
| Salaries and employee benefits | $5,660,000 | 1,805 |
| Premises and equipment expense | $1,865,000 | 1,269 |
| Additional noninterest expense | $4,184,000 | 1,572 |
| Pre-tax net operating income | $3,267,000 | 2,030 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $1,045,000 | 1,429 |
| Income before extraordinary items | $2,225,000 | 2,405 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,225,000 | 2,409 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,225,000 | 2,408 |
| Net charge-offs | $1,499,000 | 937 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,222,960 | 2,351 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,389,000 | 1,431 |
| Total interest expense | $2,889,000 | 921 |
| Net interest income | $10,500,000 | 1,562 |
| Provision for loan and lease losses | $121,000 | 3,177 |
| Total noninterest income | $1,586,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $396,000 | 2,299 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,190,000 | 1,832 |
| Total noninterest expense | $8,691,000 | 1,671 |
| Salaries and employee benefits | $4,145,000 | 1,853 |
| Premises and equipment expense | $1,363,000 | 1,310 |
| Additional noninterest expense | $3,183,000 | 1,543 |
| Pre-tax net operating income | $3,274,000 | 1,620 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $1,064,000 | 1,192 |
| Income before extraordinary items | $2,213,000 | 1,961 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,213,000 | 1,968 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,213,000 | 1,967 |
| Net charge-offs | $1,021,000 | 981 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,210,960 | 1,905 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,975,000 | 1,420 |
| Total interest expense | $1,934,000 | 939 |
| Net interest income | $7,041,000 | 1,536 |
| Provision for loan and lease losses | $36,000 | 3,857 |
| Total noninterest income | $1,131,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $252,000 | 2,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $879,000 | 1,744 |
| Total noninterest expense | $5,856,000 | 1,638 |
| Salaries and employee benefits | $2,779,000 | 1,854 |
| Premises and equipment expense | $900,000 | 1,328 |
| Additional noninterest expense | $2,177,000 | 1,496 |
| Pre-tax net operating income | $2,280,000 | 1,553 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $744,000 | 1,152 |
| Income before extraordinary items | $1,539,000 | 1,889 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,539,000 | 1,896 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,539,000 | 1,895 |
| Net charge-offs | $336,000 | 1,583 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,536,990 | 1,824 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,597,000 | 1,385 |
| Total interest expense | $951,000 | 983 |
| Net interest income | $3,646,000 | 1,479 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $534,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $121,000 | 2,415 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $413,000 | 1,819 |
| Total noninterest expense | $3,025,000 | 1,599 |
| Salaries and employee benefits | $1,429,000 | 1,829 |
| Premises and equipment expense | $444,000 | 1,373 |
| Additional noninterest expense | $1,152,000 | 1,414 |
| Pre-tax net operating income | $1,130,000 | 1,548 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $368,000 | 1,146 |
| Income before extraordinary items | $765,000 | 1,858 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $765,000 | 1,859 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $765,000 | 1,860 |
| Net charge-offs | $75,000 | 2,120 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $762,960 | 1,791 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,058,000 | 1,396 |
| Total interest expense | $4,568,000 | 992 |
| Net interest income | $14,490,000 | 1,512 |
| Provision for loan and lease losses | $1,244,000 | 1,518 |
| Total noninterest income | $2,569,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $425,000 | 2,805 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,144,000 | 1,464 |
| Total noninterest expense | $12,207,000 | 1,583 |
| Salaries and employee benefits | $5,584,000 | 1,813 |
| Premises and equipment expense | $1,894,000 | 1,248 |
| Additional noninterest expense | $4,729,000 | 1,433 |
| Pre-tax net operating income | $3,608,000 | 1,774 |
| Securities gains (losses) | $745,000 | 688 |
| Applicable income taxes | $1,222,000 | 1,278 |
| Income before extraordinary items | $3,131,000 | 1,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,131,000 | 1,784 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,131,000 | 1,785 |
| Net charge-offs | $1,344,000 | 1,496 |
| Cash dividends | $2,800,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,594,600 | 1,974 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,830,000 | 1,464 |
| Total interest expense | $3,466,000 | 1,028 |
| Net interest income | $10,364,000 | 1,607 |
| Provision for loan and lease losses | $812,000 | 1,687 |
| Total noninterest income | $1,782,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $323,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,459,000 | 1,552 |
| Total noninterest expense | $8,593,000 | 1,690 |
| Salaries and employee benefits | $3,953,000 | 1,903 |
| Premises and equipment expense | $1,437,000 | 1,245 |
| Additional noninterest expense | $3,203,000 | 1,561 |
| Pre-tax net operating income | $2,741,000 | 1,812 |
| Securities gains (losses) | $745,000 | 549 |
| Applicable income taxes | $982,000 | 1,249 |
| Income before extraordinary items | $2,504,000 | 1,746 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,504,000 | 1,745 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,504,000 | 1,747 |
| Net charge-offs | $812,000 | 1,661 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,967,600 | 2,017 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,126,000 | 1,490 |
| Total interest expense | $2,374,000 | 1,039 |
| Net interest income | $6,752,000 | 1,636 |
| Provision for loan and lease losses | $608,000 | 1,561 |
| Total noninterest income | $938,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $226,000 | 2,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $712,000 | 1,897 |
| Total noninterest expense | $5,598,000 | 1,733 |
| Salaries and employee benefits | $2,641,000 | 1,898 |
| Premises and equipment expense | $954,000 | 1,246 |
| Additional noninterest expense | $2,003,000 | 1,669 |
| Pre-tax net operating income | $1,484,000 | 2,152 |
| Securities gains (losses) | $745,000 | 375 |
| Applicable income taxes | $620,000 | 1,294 |
| Income before extraordinary items | $1,609,000 | 1,777 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,609,000 | 1,774 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,609,000 | 1,777 |
| Net charge-offs | $818,000 | 1,308 |
| Cash dividends | $1,500,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,072,600 | 2,350 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 1,531 |
| Total interest expense | $1,239,000 | 1,029 |
| Net interest income | $3,273,000 | 1,698 |
| Provision for loan and lease losses | $23,000 | 4,409 |
| Total noninterest income | $485,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $117,000 | 2,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $368,000 | 1,857 |
| Total noninterest expense | $2,761,000 | 1,750 |
| Salaries and employee benefits | $1,325,000 | 1,896 |
| Premises and equipment expense | $478,000 | 1,251 |
| Additional noninterest expense | $958,000 | 1,738 |
| Pre-tax net operating income | $974,000 | 1,727 |
| Securities gains (losses) | $40,000 | 1,329 |
| Applicable income taxes | $274,000 | 1,381 |
| Income before extraordinary items | $740,000 | 1,926 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $740,000 | 1,927 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $740,000 | 1,928 |
| Net charge-offs | $98,000 | 2,460 |
| Cash dividends | $1,500,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $710,800 | 1,884 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,107,000 | 1,487 |
| Total interest expense | $6,132,000 | 995 |
| Net interest income | $12,975,000 | 1,723 |
| Provision for loan and lease losses | $1,218,000 | 2,137 |
| Total noninterest income | $1,424,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $485,000 | 2,636 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $939,000 | 2,225 |
| Total noninterest expense | $10,778,000 | 1,795 |
| Salaries and employee benefits | $4,868,000 | 1,987 |
| Premises and equipment expense | $1,883,000 | 1,321 |
| Additional noninterest expense | $4,027,000 | 1,692 |
| Pre-tax net operating income | $2,403,000 | 2,182 |
| Securities gains (losses) | $697,000 | 606 |
| Applicable income taxes | $651,000 | 1,758 |
| Income before extraordinary items | $2,449,000 | 1,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,449,000 | 1,908 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,449,000 | 1,908 |
| Net charge-offs | $918,000 | 2,460 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,898,370 | 2,278 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,539,000 | 1,491 |
| Total interest expense | $4,754,000 | 1,005 |
| Net interest income | $9,785,000 | 1,718 |
| Provision for loan and lease losses | $528,000 | 2,804 |
| Total noninterest income | $877,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $369,000 | 2,616 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $508,000 | 2,677 |
| Total noninterest expense | $7,834,000 | 1,841 |
| Salaries and employee benefits | $3,533,000 | 2,046 |
| Premises and equipment expense | $1,418,000 | 1,329 |
| Additional noninterest expense | $2,883,000 | 1,757 |
| Pre-tax net operating income | $2,300,000 | 1,872 |
| Securities gains (losses) | $261,000 | 1,010 |
| Applicable income taxes | $552,000 | 1,653 |
| Income before extraordinary items | $2,009,000 | 1,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,009,000 | 1,829 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,009,000 | 1,829 |
| Net charge-offs | $528,000 | 2,604 |
| Cash dividends | $1,500,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,805,420 | 1,896 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,723,000 | 1,495 |
| Total interest expense | $3,197,000 | 1,035 |
| Net interest income | $6,526,000 | 1,719 |
| Provision for loan and lease losses | $444,000 | 2,480 |
| Total noninterest income | $693,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $265,000 | 2,438 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $428,000 | 2,338 |
| Total noninterest expense | $5,186,000 | 1,864 |
| Salaries and employee benefits | $2,329,000 | 2,096 |
| Premises and equipment expense | $924,000 | 1,370 |
| Additional noninterest expense | $1,933,000 | 1,779 |
| Pre-tax net operating income | $1,589,000 | 1,791 |
| Securities gains (losses) | $170,000 | 812 |
| Applicable income taxes | $389,000 | 1,549 |
| Income before extraordinary items | $1,370,000 | 1,747 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,370,000 | 1,747 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,370,000 | 1,747 |
| Net charge-offs | $444,000 | 2,267 |
| Cash dividends | $1,500,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,237,400 | 1,837 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 1,524 |
| Total interest expense | $1,603,000 | 1,063 |
| Net interest income | $3,204,000 | 1,741 |
| Provision for loan and lease losses | $-3,000 | 7,440 |
| Total noninterest income | $389,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $141,000 | 2,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $248,000 | 2,165 |
| Total noninterest expense | $2,667,000 | 1,843 |
| Salaries and employee benefits | $1,232,000 | 1,987 |
| Premises and equipment expense | $460,000 | 1,408 |
| Additional noninterest expense | $975,000 | 1,744 |
| Pre-tax net operating income | $929,000 | 1,549 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $212,000 | 1,445 |
| Income before extraordinary items | $717,000 | 1,638 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $717,000 | 1,638 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $717,000 | 1,638 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $1,500,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $717,000 | 1,592 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,650,000 | 1,564 |
| Total interest expense | $8,434,000 | 990 |
| Net interest income | $11,216,000 | 1,937 |
| Provision for loan and lease losses | $3,751,000 | 1,396 |
| Total noninterest income | $1,881,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $582,000 | 2,345 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,299,000 | 1,863 |
| Total noninterest expense | $9,909,000 | 1,967 |
| Salaries and employee benefits | $4,366,000 | 2,216 |
| Premises and equipment expense | $1,766,000 | 1,453 |
| Additional noninterest expense | $3,777,000 | 1,892 |
| Pre-tax net operating income | $-563,000 | 6,286 |
| Securities gains (losses) | $1,313,000 | 388 |
| Applicable income taxes | $-2,000 | 6,499 |
| Income before extraordinary items | $752,000 | 3,724 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $752,000 | 3,723 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $752,000 | 3,725 |
| Net charge-offs | $2,401,000 | 1,674 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-561,000 | 6,362 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,636,000 | 1,609 |
| Total interest expense | $6,490,000 | 997 |
| Net interest income | $8,146,000 | 2,031 |
| Provision for loan and lease losses | $1,667,000 | 1,853 |
| Total noninterest income | $1,317,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $441,000 | 2,387 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $876,000 | 1,967 |
| Total noninterest expense | $7,160,000 | 2,027 |
| Salaries and employee benefits | $3,171,000 | 2,291 |
| Premises and equipment expense | $1,337,000 | 1,459 |
| Additional noninterest expense | $2,652,000 | 1,952 |
| Pre-tax net operating income | $636,000 | 3,873 |
| Securities gains (losses) | $1,230,000 | 343 |
| Applicable income taxes | $438,000 | 1,788 |
| Income before extraordinary items | $1,428,000 | 2,234 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,428,000 | 2,234 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,428,000 | 2,236 |
| Net charge-offs | $1,417,000 | 1,831 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $480,900 | 4,031 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,775,000 | 1,623 |
| Total interest expense | $4,296,000 | 1,043 |
| Net interest income | $5,479,000 | 2,022 |
| Provision for loan and lease losses | $1,103,000 | 1,840 |
| Total noninterest income | $1,034,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $296,000 | 2,381 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $738,000 | 1,621 |
| Total noninterest expense | $4,875,000 | 2,001 |
| Salaries and employee benefits | $2,209,000 | 2,205 |
| Premises and equipment expense | $1,040,000 | 1,272 |
| Additional noninterest expense | $1,626,000 | 2,105 |
| Pre-tax net operating income | $535,000 | 3,516 |
| Securities gains (losses) | $720,000 | 342 |
| Applicable income taxes | $308,000 | 1,713 |
| Income before extraordinary items | $947,000 | 2,211 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $947,000 | 2,210 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $947,000 | 2,213 |
| Net charge-offs | $703,000 | 2,085 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $407,000 | 3,653 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 1,636 |
| Total interest expense | $2,198,000 | 1,068 |
| Net interest income | $2,725,000 | 2,047 |
| Provision for loan and lease losses | $237,000 | 2,766 |
| Total noninterest income | $515,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $145,000 | 2,408 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $370,000 | 1,590 |
| Total noninterest expense | $2,348,000 | 2,083 |
| Salaries and employee benefits | $1,085,000 | 2,274 |
| Premises and equipment expense | $505,000 | 1,346 |
| Additional noninterest expense | $758,000 | 2,234 |
| Pre-tax net operating income | $655,000 | 1,949 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $169,000 | 1,604 |
| Income before extraordinary items | $486,000 | 2,196 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $486,000 | 2,195 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $486,000 | 2,196 |
| Net charge-offs | $187,000 | 2,503 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $486,000 | 2,103 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,806,000 | 1,638 |
| Total interest expense | $10,387,000 | 1,150 |
| Net interest income | $10,419,000 | 2,110 |
| Provision for loan and lease losses | $708,000 | 4,022 |
| Total noninterest income | $1,770,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $611,000 | 2,508 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,159,000 | 1,960 |
| Total noninterest expense | $10,159,000 | 1,991 |
| Salaries and employee benefits | $4,238,000 | 2,320 |
| Premises and equipment expense | $2,206,000 | 1,236 |
| Additional noninterest expense | $3,715,000 | 1,969 |
| Pre-tax net operating income | $1,322,000 | 2,549 |
| Securities gains (losses) | $1,069,000 | 470 |
| Applicable income taxes | $698,000 | 1,248 |
| Income before extraordinary items | $1,693,000 | 1,919 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,693,000 | 1,916 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,693,000 | 1,918 |
| Net charge-offs | $433,000 | 3,979 |
| Cash dividends | $3,243,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $934,010 | 2,821 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,667,000 | 1,676 |
| Total interest expense | $7,953,000 | 1,178 |
| Net interest income | $7,714,000 | 2,129 |
| Provision for loan and lease losses | $707,000 | 3,261 |
| Total noninterest income | $1,295,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $466,000 | 2,498 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $829,000 | 2,078 |
| Total noninterest expense | $7,418,000 | 2,035 |
| Salaries and employee benefits | $3,192,000 | 2,329 |
| Premises and equipment expense | $1,636,000 | 1,262 |
| Additional noninterest expense | $2,590,000 | 2,041 |
| Pre-tax net operating income | $884,000 | 2,950 |
| Securities gains (losses) | $885,000 | 426 |
| Applicable income taxes | $429,000 | 1,558 |
| Income before extraordinary items | $1,340,000 | 1,987 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,340,000 | 1,986 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,340,000 | 1,987 |
| Net charge-offs | $287,000 | 3,770 |
| Cash dividends | $1,373,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $667,400 | 3,124 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,413,000 | 1,708 |
| Total interest expense | $5,367,000 | 1,226 |
| Net interest income | $5,046,000 | 2,171 |
| Provision for loan and lease losses | $163,000 | 4,629 |
| Total noninterest income | $960,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $640,000 | 1,904 |
| Total noninterest expense | $4,945,000 | 2,053 |
| Salaries and employee benefits | $2,145,000 | 2,358 |
| Premises and equipment expense | $1,086,000 | 1,291 |
| Additional noninterest expense | $1,714,000 | 2,066 |
| Pre-tax net operating income | $898,000 | 2,306 |
| Securities gains (losses) | $197,000 | 1,022 |
| Applicable income taxes | $311,000 | 1,494 |
| Income before extraordinary items | $784,000 | 2,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $784,000 | 2,261 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $784,000 | 2,263 |
| Net charge-offs | $168,000 | 3,641 |
| Cash dividends | $623,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $642,160 | 2,565 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 1,721 |
| Total interest expense | $2,703,000 | 1,266 |
| Net interest income | $2,508,000 | 2,190 |
| Provision for loan and lease losses | $76,000 | 4,288 |
| Total noninterest income | $396,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $154,000 | 2,407 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $242,000 | 2,239 |
| Total noninterest expense | $2,330,000 | 2,122 |
| Salaries and employee benefits | $1,073,000 | 2,381 |
| Premises and equipment expense | $529,000 | 1,347 |
| Additional noninterest expense | $728,000 | 2,148 |
| Pre-tax net operating income | $498,000 | 2,389 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $138,000 | 1,847 |
| Income before extraordinary items | $360,000 | 2,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $360,000 | 2,761 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $360,000 | 2,764 |
| Net charge-offs | $91,000 | 2,975 |
| Cash dividends | $623,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $360,000 | 2,626 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,498,000 | 1,962 |
| Total interest expense | $10,498,000 | 1,543 |
| Net interest income | $9,000,000 | 2,425 |
| Provision for loan and lease losses | $522,000 | 3,739 |
| Total noninterest income | $1,701,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $573,000 | 2,735 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,128,000 | 1,971 |
| Total noninterest expense | $8,355,000 | 2,290 |
| Salaries and employee benefits | $4,017,000 | 2,495 |
| Premises and equipment expense | $1,775,000 | 1,560 |
| Additional noninterest expense | $2,563,000 | 2,293 |
| Pre-tax net operating income | $1,824,000 | 2,642 |
| Securities gains (losses) | $136,000 | 928 |
| Applicable income taxes | $551,000 | 1,748 |
| Income before extraordinary items | $1,409,000 | 2,621 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,409,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 3,186 |
| Cash dividends | $621,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,311,080 | 2,896 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,552,000 | 2,004 |
| Total interest expense | $7,815,000 | 1,614 |
| Net interest income | $6,737,000 | 2,448 |
| Provision for loan and lease losses | $128,000 | 4,842 |
| Total noninterest income | $1,320,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $427,000 | 2,772 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $893,000 | 1,974 |
| Total noninterest expense | $6,234,000 | 2,296 |
| Salaries and employee benefits | $3,024,000 | 2,525 |
| Premises and equipment expense | $1,226,000 | 1,696 |
| Additional noninterest expense | $1,984,000 | 2,181 |
| Pre-tax net operating income | $1,695,000 | 2,591 |
| Securities gains (losses) | $55,000 | 1,351 |
| Applicable income taxes | $510,000 | 1,882 |
| Income before extraordinary items | $1,240,000 | 2,694 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,240,000 | 2,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,747 |
| Cash dividends | $621,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,200,950 | 2,901 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,658,000 | 2,052 |
| Total interest expense | $5,263,000 | 1,670 |
| Net interest income | $4,395,000 | 2,495 |
| Provision for loan and lease losses | $64,000 | 4,850 |
| Total noninterest income | $891,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $265,000 | 2,884 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $626,000 | 1,946 |
| Total noninterest expense | $4,192,000 | 2,279 |
| Salaries and employee benefits | $2,107,000 | 2,446 |
| Premises and equipment expense | $752,000 | 1,821 |
| Additional noninterest expense | $1,333,000 | 2,119 |
| Pre-tax net operating income | $1,030,000 | 2,897 |
| Securities gains (losses) | $55,000 | 1,373 |
| Applicable income taxes | $312,000 | 2,172 |
| Income before extraordinary items | $773,000 | 3,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $773,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $621,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $733,950 | 3,176 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 2,084 |
| Total interest expense | $2,736,000 | 1,715 |
| Net interest income | $2,154,000 | 2,527 |
| Provision for loan and lease losses | $64,000 | 3,423 |
| Total noninterest income | $487,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $121,000 | 3,039 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $366,000 | 1,723 |
| Total noninterest expense | $2,128,000 | 2,243 |
| Salaries and employee benefits | $1,084,000 | 2,399 |
| Premises and equipment expense | $365,000 | 1,864 |
| Additional noninterest expense | $679,000 | 2,065 |
| Pre-tax net operating income | $449,000 | 3,275 |
| Securities gains (losses) | $55,000 | 1,035 |
| Applicable income taxes | $143,000 | 2,382 |
| Income before extraordinary items | $361,000 | 3,422 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $361,000 | 3,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $621,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $321,400 | 3,553 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,094,000 | 2,085 |
| Total interest expense | $12,019,000 | 1,664 |
| Net interest income | $8,075,000 | 2,699 |
| Provision for loan and lease losses | $222,000 | 3,715 |
| Total noninterest income | $1,546,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $520,000 | 2,963 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,026,000 | 2,195 |
| Total noninterest expense | $7,526,000 | 2,426 |
| Salaries and employee benefits | $3,703,000 | 2,668 |
| Premises and equipment expense | $1,370,000 | 1,907 |
| Additional noninterest expense | $2,453,000 | 2,210 |
| Pre-tax net operating income | $1,873,000 | 3,450 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $514,000 | 2,704 |
| Income before extraordinary items | $1,359,000 | 3,652 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,359,000 | 3,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,611 |
| Cash dividends | $625,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,359,000 | 3,642 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,067,000 | 2,089 |
| Total interest expense | $9,063,000 | 1,651 |
| Net interest income | $6,004,000 | 2,722 |
| Provision for loan and lease losses | $151,000 | 3,458 |
| Total noninterest income | $1,198,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $364,000 | 3,101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $834,000 | 2,073 |
| Total noninterest expense | $5,466,000 | 2,485 |
| Salaries and employee benefits | $2,741,000 | 2,689 |
| Premises and equipment expense | $993,000 | 1,951 |
| Additional noninterest expense | $1,732,000 | 2,296 |
| Pre-tax net operating income | $1,585,000 | 3,350 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $461,000 | 2,641 |
| Income before extraordinary items | $1,124,000 | 3,631 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,124,000 | 3,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,327 |
| Cash dividends | $625,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,124,000 | 3,611 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,843,000 | 2,136 |
| Total interest expense | $5,928,000 | 1,690 |
| Net interest income | $3,915,000 | 2,807 |
| Provision for loan and lease losses | $83,000 | 3,633 |
| Total noninterest income | $710,000 | 2,807 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $232,000 | 3,183 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $478,000 | 2,318 |
| Total noninterest expense | $3,456,000 | 2,632 |
| Salaries and employee benefits | $1,769,000 | 2,807 |
| Premises and equipment expense | $619,000 | 2,094 |
| Additional noninterest expense | $1,068,000 | 2,478 |
| Pre-tax net operating income | $1,086,000 | 3,349 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $319,000 | 2,661 |
| Income before extraordinary items | $767,000 | 3,616 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $767,000 | 3,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $625,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $767,000 | 3,587 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 2,184 |
| Total interest expense | $2,873,000 | 1,735 |
| Net interest income | $1,902,000 | 2,880 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $403,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $297,000 | 1,974 |
| Total noninterest expense | $1,721,000 | 2,645 |
| Salaries and employee benefits | $853,000 | 2,908 |
| Premises and equipment expense | $329,000 | 1,982 |
| Additional noninterest expense | $539,000 | 2,448 |
| Pre-tax net operating income | $573,000 | 3,225 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $168,000 | 2,627 |
| Income before extraordinary items | $405,000 | 3,470 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $405,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $625,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $405,000 | 3,448 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,200,000 | 2,261 |
| Total interest expense | $9,540,000 | 1,760 |
| Net interest income | $7,660,000 | 2,867 |
| Provision for loan and lease losses | $67,000 | 5,219 |
| Total noninterest income | $687,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $198,000 | 5,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $489,000 | 3,376 |
| Total noninterest expense | $5,898,000 | 2,911 |
| Salaries and employee benefits | $2,914,000 | 3,215 |
| Premises and equipment expense | $903,000 | 2,712 |
| Additional noninterest expense | $2,081,000 | 2,479 |
| Pre-tax net operating income | $2,382,000 | 3,239 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $744,000 | 2,585 |
| Income before extraordinary items | $1,638,000 | 3,571 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,638,000 | 3,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,443 |
| Cash dividends | $625,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,638,000 | 3,552 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,615,000 | 2,302 |
| Total interest expense | $6,821,000 | 1,784 |
| Net interest income | $5,794,000 | 2,868 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $620,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $136,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $484,000 | 2,901 |
| Total noninterest expense | $4,335,000 | 2,959 |
| Salaries and employee benefits | $2,192,000 | 3,202 |
| Premises and equipment expense | $660,000 | 2,778 |
| Additional noninterest expense | $1,483,000 | 2,594 |
| Pre-tax net operating income | $2,054,000 | 3,043 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $659,000 | 2,455 |
| Income before extraordinary items | $1,395,000 | 3,359 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,395,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,453 |
| Cash dividends | $625,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,395,000 | 3,350 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,192,000 | 2,324 |
| Total interest expense | $4,324,000 | 1,783 |
| Net interest income | $3,868,000 | 2,868 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $412,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $315,000 | 2,925 |
| Total noninterest expense | $2,801,000 | 3,059 |
| Salaries and employee benefits | $1,447,000 | 3,230 |
| Premises and equipment expense | $446,000 | 2,737 |
| Additional noninterest expense | $908,000 | 2,795 |
| Pre-tax net operating income | $1,455,000 | 2,939 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $468,000 | 2,410 |
| Income before extraordinary items | $987,000 | 3,246 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $987,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,304 |
| Cash dividends | $625,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $987,000 | 3,239 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 2,317 |
| Total interest expense | $2,082,000 | 1,754 |
| Net interest income | $1,937,000 | 2,857 |
| Provision for loan and lease losses | $26,000 | 4,229 |
| Total noninterest income | $199,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 4,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $144,000 | 3,050 |
| Total noninterest expense | $1,401,000 | 3,058 |
| Salaries and employee benefits | $748,000 | 3,159 |
| Premises and equipment expense | $226,000 | 2,708 |
| Additional noninterest expense | $427,000 | 2,941 |
| Pre-tax net operating income | $709,000 | 2,950 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $228,000 | 2,417 |
| Income before extraordinary items | $481,000 | 3,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $481,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,551 |
| Cash dividends | $625,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $481,000 | 3,244 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,483,000 | 2,285 |
| Total interest expense | $6,972,000 | 1,635 |
| Net interest income | $7,511,000 | 2,853 |
| Provision for loan and lease losses | $124,000 | 4,422 |
| Total noninterest income | $1,063,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $142,000 | 5,708 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $921,000 | 2,332 |
| Total noninterest expense | $5,718,000 | 2,876 |
| Salaries and employee benefits | $3,056,000 | 2,920 |
| Premises and equipment expense | $947,000 | 2,483 |
| Additional noninterest expense | $1,715,000 | 2,896 |
| Pre-tax net operating income | $2,732,000 | 2,978 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $878,000 | 2,454 |
| Income before extraordinary items | $1,854,000 | 3,283 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,854,000 | 3,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,106 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,854,000 | 3,254 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,646,000 | 2,282 |
| Total interest expense | $5,032,000 | 1,600 |
| Net interest income | $5,614,000 | 2,846 |
| Provision for loan and lease losses | $72,000 | 4,758 |
| Total noninterest income | $660,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 6,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $570,000 | 2,631 |
| Total noninterest expense | $4,151,000 | 2,923 |
| Salaries and employee benefits | $2,176,000 | 3,019 |
| Premises and equipment expense | $710,000 | 2,478 |
| Additional noninterest expense | $1,265,000 | 2,904 |
| Pre-tax net operating income | $2,051,000 | 2,995 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $663,000 | 2,473 |
| Income before extraordinary items | $1,388,000 | 3,329 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,388,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,870 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,388,000 | 3,288 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 2,307 |
| Total interest expense | $3,208,000 | 1,572 |
| Net interest income | $3,641,000 | 2,898 |
| Provision for loan and lease losses | $46,000 | 4,697 |
| Total noninterest income | $286,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $54,000 | 6,184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $232,000 | 3,499 |
| Total noninterest expense | $2,594,000 | 3,085 |
| Salaries and employee benefits | $1,360,000 | 3,204 |
| Premises and equipment expense | $461,000 | 2,518 |
| Additional noninterest expense | $773,000 | 3,108 |
| Pre-tax net operating income | $1,287,000 | 3,091 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $415,000 | 2,550 |
| Income before extraordinary items | $872,000 | 3,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $872,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,844 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $872,000 | 3,381 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 2,303 |
| Total interest expense | $1,509,000 | 1,582 |
| Net interest income | $1,844,000 | 2,857 |
| Provision for loan and lease losses | $-2,000 | 8,682 |
| Total noninterest income | $270,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $242,000 | 2,206 |
| Total noninterest expense | $1,503,000 | 2,707 |
| Salaries and employee benefits | $892,000 | 2,512 |
| Premises and equipment expense | $225,000 | 2,590 |
| Additional noninterest expense | $386,000 | 3,118 |
| Pre-tax net operating income | $613,000 | 3,174 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $199,000 | 2,605 |
| Income before extraordinary items | $414,000 | 3,538 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $414,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $414,000 | 3,499 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,191,000 | 2,362 |
| Total interest expense | $5,455,000 | 1,508 |
| Net interest income | $6,736,000 | 2,997 |
| Provision for loan and lease losses | $234,000 | 3,432 |
| Total noninterest income | $1,428,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $89,000 | 6,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,339,000 | 1,769 |
| Total noninterest expense | $6,498,000 | 2,456 |
| Salaries and employee benefits | $3,804,000 | 2,286 |
| Premises and equipment expense | $771,000 | 2,880 |
| Additional noninterest expense | $1,923,000 | 2,514 |
| Pre-tax net operating income | $1,432,000 | 4,364 |
| Securities gains (losses) | $126,000 | 1,090 |
| Applicable income taxes | $497,000 | 3,366 |
| Income before extraordinary items | $1,061,000 | 4,539 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,061,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,552 |
| Cash dividends | $1,199,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $975,320 | 4,698 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,082,000 | 2,339 |
| Total interest expense | $4,057,000 | 1,494 |
| Net interest income | $5,025,000 | 2,984 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $1,285,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $68,000 | 6,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,217,000 | 1,547 |
| Total noninterest expense | $4,753,000 | 2,491 |
| Salaries and employee benefits | $2,873,000 | 2,248 |
| Premises and equipment expense | $537,000 | 3,068 |
| Additional noninterest expense | $1,343,000 | 2,636 |
| Pre-tax net operating income | $1,548,000 | 3,499 |
| Securities gains (losses) | $126,000 | 1,027 |
| Applicable income taxes | $548,000 | 2,750 |
| Income before extraordinary items | $1,126,000 | 3,710 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,126,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $1,199,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,041,580 | 3,841 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,118,000 | 2,304 |
| Total interest expense | $2,683,000 | 1,484 |
| Net interest income | $3,435,000 | 2,905 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $729,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $48,000 | 6,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $681,000 | 1,752 |
| Total noninterest expense | $3,100,000 | 2,541 |
| Salaries and employee benefits | $1,925,000 | 2,244 |
| Premises and equipment expense | $339,000 | 3,216 |
| Additional noninterest expense | $836,000 | 2,814 |
| Pre-tax net operating income | $1,055,000 | 3,412 |
| Securities gains (losses) | $126,000 | 892 |
| Applicable income taxes | $386,000 | 2,629 |
| Income before extraordinary items | $795,000 | 3,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $795,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $1,199,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $710,580 | 3,729 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 2,408 |
| Total interest expense | $1,328,000 | 1,506 |
| Net interest income | $1,598,000 | 3,099 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $251,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $224,000 | 2,288 |
| Total noninterest expense | $1,449,000 | 2,717 |
| Salaries and employee benefits | $908,000 | 2,389 |
| Premises and equipment expense | $155,000 | 3,497 |
| Additional noninterest expense | $386,000 | 3,009 |
| Pre-tax net operating income | $400,000 | 4,087 |
| Securities gains (losses) | $126,000 | 696 |
| Applicable income taxes | $172,000 | 2,827 |
| Income before extraordinary items | $354,000 | 3,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $354,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $419,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $269,580 | 4,428 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,350,000 | 2,131 |
| Total interest expense | $6,384,000 | 1,390 |
| Net interest income | $6,966,000 | 2,764 |
| Provision for loan and lease losses | $914,000 | 1,297 |
| Total noninterest income | $2,264,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $94,000 | 6,640 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,170,000 | 1,386 |
| Total noninterest expense | $6,204,000 | 2,522 |
| Salaries and employee benefits | $3,868,000 | 2,195 |
| Premises and equipment expense | $699,000 | 3,084 |
| Additional noninterest expense | $1,637,000 | 2,844 |
| Pre-tax net operating income | $2,112,000 | 3,272 |
| Securities gains (losses) | $318,000 | 1,014 |
| Applicable income taxes | $822,000 | 2,494 |
| Income before extraordinary items | $1,608,000 | 3,391 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,608,000 | 3,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,314,000 | 741 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,398,120 | 3,576 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,345,000 | 2,095 |
| Total interest expense | $5,004,000 | 1,395 |
| Net interest income | $5,341,000 | 2,727 |
| Provision for loan and lease losses | $710,000 | 1,202 |
| Total noninterest income | $1,974,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $70,000 | 6,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,904,000 | 1,279 |
| Total noninterest expense | $4,744,000 | 2,484 |
| Salaries and employee benefits | $3,031,000 | 2,111 |
| Premises and equipment expense | $525,000 | 3,086 |
| Additional noninterest expense | $1,188,000 | 2,904 |
| Pre-tax net operating income | $1,861,000 | 3,000 |
| Securities gains (losses) | $318,000 | 924 |
| Applicable income taxes | $742,000 | 2,311 |
| Income before extraordinary items | $1,437,000 | 3,060 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,437,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,373 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,227,120 | 3,271 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 2,072 |
| Total interest expense | $3,411,000 | 1,421 |
| Net interest income | $3,618,000 | 2,694 |
| Provision for loan and lease losses | $711,000 | 867 |
| Total noninterest income | $1,391,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,343,000 | 1,227 |
| Total noninterest expense | $3,246,000 | 2,410 |
| Salaries and employee benefits | $2,151,000 | 1,984 |
| Premises and equipment expense | $344,000 | 3,129 |
| Additional noninterest expense | $751,000 | 3,034 |
| Pre-tax net operating income | $1,052,000 | 3,394 |
| Securities gains (losses) | $268,000 | 875 |
| Applicable income taxes | $450,000 | 2,479 |
| Income before extraordinary items | $870,000 | 3,293 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $870,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,659 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $693,120 | 3,703 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 2,086 |
| Total interest expense | $1,736,000 | 1,424 |
| Net interest income | $1,789,000 | 2,704 |
| Provision for loan and lease losses | $217,000 | 1,283 |
| Total noninterest income | $573,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $549,000 | 1,387 |
| Total noninterest expense | $1,577,000 | 2,464 |
| Salaries and employee benefits | $1,077,000 | 1,972 |
| Premises and equipment expense | $162,000 | 3,275 |
| Additional noninterest expense | $338,000 | 3,293 |
| Pre-tax net operating income | $568,000 | 3,206 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $195,000 | 2,740 |
| Income before extraordinary items | $373,000 | 3,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $373,000 | 3,473 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,094,000 | 2,041 |
| Total interest expense | $8,101,000 | 1,387 |
| Net interest income | $6,993,000 | 2,736 |
| Provision for loan and lease losses | $-82,000 | 9,254 |
| Total noninterest income | $1,751,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $101,000 | 6,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,650,000 | 1,532 |
| Total noninterest expense | $6,127,000 | 2,415 |
| Salaries and employee benefits | $3,818,000 | 2,085 |
| Premises and equipment expense | $681,000 | 3,068 |
| Additional noninterest expense | $1,628,000 | 2,764 |
| Pre-tax net operating income | $2,699,000 | 2,723 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $921,000 | 2,349 |
| Income before extraordinary items | $1,784,000 | 3,063 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,784,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-382,000 | 9,331 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,780,040 | 2,972 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,875,000 | 2,031 |
| Total interest expense | $10,241,000 | 1,589 |
| Net interest income | $6,634,000 | 2,692 |
| Provision for loan and lease losses | $520,000 | 2,133 |
| Total noninterest income | $1,378,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $104,000 | 6,509 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,274,000 | 1,728 |
| Total noninterest expense | $5,430,000 | 2,606 |
| Salaries and employee benefits | $3,323,000 | 2,254 |
| Premises and equipment expense | $693,000 | 2,965 |
| Additional noninterest expense | $1,414,000 | 3,030 |
| Pre-tax net operating income | $2,062,000 | 3,110 |
| Securities gains (losses) | $93,000 | 1,809 |
| Applicable income taxes | $743,000 | 2,564 |
| Income before extraordinary items | $1,412,000 | 3,375 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,412,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $857,000 | 1,046 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,350,620 | 3,399 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,711,000 | 2,232 |
| Total interest expense | $9,197,000 | 1,874 |
| Net interest income | $6,514,000 | 2,735 |
| Provision for loan and lease losses | $540,000 | 1,753 |
| Total noninterest income | $302,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $126,000 | 6,120 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $176,000 | 5,094 |
| Total noninterest expense | $4,388,000 | 3,068 |
| Salaries and employee benefits | $2,500,000 | 2,829 |
| Premises and equipment expense | $655,000 | 3,050 |
| Additional noninterest expense | $1,233,000 | 3,341 |
| Pre-tax net operating income | $1,888,000 | 3,464 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $649,000 | 2,964 |
| Income before extraordinary items | $1,239,000 | 3,779 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,239,000 | 3,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $2,516,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,239,000 | 3,762 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,935,000 | 2,711 |
| Total interest expense | $6,298,000 | 2,334 |
| Net interest income | $5,637,000 | 3,077 |
| Provision for loan and lease losses | $480,000 | 1,826 |
| Total noninterest income | $146,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $107,000 | 6,576 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $3,775,000 | 3,490 |
| Salaries and employee benefits | $2,069,000 | 3,333 |
| Premises and equipment expense | $651,000 | 3,062 |
| Additional noninterest expense | $1,055,000 | 3,841 |
| Pre-tax net operating income | $1,528,000 | 4,040 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $526,000 | 3,525 |
| Income before extraordinary items | $1,002,000 | 4,436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,002,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 907 |
| Net operating income | $1,002,000 | 4,399 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,429,000 | 3,747 |
| Total interest expense | $4,665,000 | 3,193 |
| Net interest income | $3,764,000 | 4,334 |
| Provision for loan and lease losses | $489,000 | 1,752 |
| Total noninterest income | $128,000 | 8,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $2,850,000 | 4,314 |
| Salaries and employee benefits | $1,490,000 | 4,263 |
| Premises and equipment expense | $566,000 | 3,344 |
| Additional noninterest expense | $794,000 | 4,704 |
| Pre-tax net operating income | $553,000 | 7,134 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $188,000 | 6,318 |
| Income before extraordinary items | $365,000 | 7,444 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $365,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $10,105,000 | 95 |
| Net operating income | $365,000 | 7,366 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 6,361 |
| Total interest expense | $2,477,000 | 5,449 |
| Net interest income | $1,852,000 | 7,206 |
| Provision for loan and lease losses | $152,000 | 4,098 |
| Total noninterest income | $44,000 | 10,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $2,173,000 | 5,332 |
| Salaries and employee benefits | $1,126,000 | 5,371 |
| Premises and equipment expense | $469,000 | 3,917 |
| Additional noninterest expense | $578,000 | 5,948 |
| Pre-tax net operating income | $-429,000 | 10,715 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $-138,000 | 10,748 |
| Income before extraordinary items | $-271,000 | 10,654 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-271,000 | 10,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-284,200 | 10,638 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 10,305 |
| Total interest expense | $522,000 | 10,530 |
| Net interest income | $836,000 | 10,013 |
| Provision for loan and lease losses | $187,000 | 3,569 |
| Total noninterest income | $10,000 | 11,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 9,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,319 |
| Total noninterest expense | $1,478,000 | 7,167 |
| Salaries and employee benefits | $834,000 | 6,805 |
| Premises and equipment expense | $146,000 | 8,152 |
| Additional noninterest expense | $498,000 | 7,069 |
| Pre-tax net operating income | $-819,000 | 11,310 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-276,000 | 11,305 |
| Income before extraordinary items | $-543,000 | 11,282 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-543,000 | 11,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $9,605,000 | 68 |
| Net operating income | $-543,000 | 11,255 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.