Home > The First Bremen Bank > Net charge- offs to loans
The First Bremen Bank, Net charge- offs to loans
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4194% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2788% | 2,428 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 7,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5004% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2488% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3165% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8927% | 1,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2112% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3627% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4685% | 1,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3349% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 7,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6909% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2578% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3276% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8638% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2666% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1046% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3224% | 2,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1949% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 7,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3517% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4440% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5478% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1466% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3558% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3613% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2602% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4933% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6202% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2069% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3556% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2538% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1548% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.3393% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1550% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2137% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1398% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4686% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9116% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6042% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2102% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.2479% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0914% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1890% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2705% | 1,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9785% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8159% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.3670% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 6,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9734% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2353% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2070% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0518% | 7,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7312% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3823% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1441% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1823% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4132% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5115% | 2,829 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6033% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1530% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3750% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4914% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5249% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1970% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1045% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1970% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8971% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4879% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9207% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2692% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1538% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2885% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3653% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8540% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7706% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1419% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1210% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1495% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2950% | 2,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2293% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3214% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2329% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1712% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0782% | 7,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5455% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4522% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2275% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1432% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2760% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1115% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1173% | 7,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5400% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9562% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2504% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5857% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8865% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4340% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0268% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1305% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7076% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6249% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9531% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2933% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1409% | 6,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2068% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8799% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6262% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0478% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3070% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2193% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3636% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7183% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7218% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3881% | 1,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1114% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1962% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3878% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1584% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5495% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2165% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7647% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4157% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2034% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.3618% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2503% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5913% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1818% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0821% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2224% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9039% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4322% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1684% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2931% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7899% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1930% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6833% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3352% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3442% | 1,010 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4024% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1204% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3826% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1756% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6321% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1339% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5882% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3877% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2571% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3074% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8470% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2989% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4210% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3102% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 2,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2013% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 2,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 4,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4231% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8861% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0885% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1309% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2544% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1326% | 8,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3207% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2889% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3025% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1817% | 3,470 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4281% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5802% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3009% | 2,965 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1788% | 4,178 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 7,208 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2093% | 5,264 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2212% | 6,997 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |