Home > The First Bank, Roxton, Texas > Income and Expense
The First Bank, Roxton, Texas, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,842 |
| Total interest expense | $215,000 | 7,507 |
| Net interest income | $318,000 | 7,901 |
| Provision for loan and lease losses | $29,000 | 6,542 |
| Total noninterest income | $91,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $81,000 | 5,039 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $435,000 | 7,654 |
| Salaries and employee benefits | $207,000 | 7,751 |
| Premises and equipment expense | $31,000 | 7,855 |
| Additional noninterest expense | $197,000 | 7,190 |
| Pre-tax net operating income | $-55,000 | 5,981 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-55,000 | 6,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-55,000 | 6,084 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-55,000 | 6,084 |
| Net charge-offs | $25,000 | 5,459 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 600 |
| Net operating income | $-55,000 | 6,030 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 7,892 |
| Total interest expense | $107,000 | 7,593 |
| Net interest income | $161,000 | 7,945 |
| Provision for loan and lease losses | $23,000 | 5,791 |
| Total noninterest income | $44,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $224,000 | 7,644 |
| Salaries and employee benefits | $104,000 | 7,787 |
| Premises and equipment expense | $15,000 | 7,890 |
| Additional noninterest expense | $105,000 | 7,019 |
| Pre-tax net operating income | $-42,000 | 6,469 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-42,000 | 6,619 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-42,000 | 6,620 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-42,000 | 6,620 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-42,000 | 6,504 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 7,791 |
| Total interest expense | $491,000 | 7,682 |
| Net interest income | $850,000 | 7,766 |
| Provision for loan and lease losses | $312,000 | 4,558 |
| Total noninterest income | $223,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $168,000 | 5,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $55,000 | 6,671 |
| Total noninterest expense | $1,103,000 | 7,403 |
| Salaries and employee benefits | $509,000 | 7,643 |
| Premises and equipment expense | $74,000 | 7,849 |
| Additional noninterest expense | $520,000 | 6,545 |
| Pre-tax net operating income | $-342,000 | 6,663 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-342,000 | 6,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-342,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 3,316 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-342,000 | 6,752 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 7,828 |
| Total interest expense | $374,000 | 7,786 |
| Net interest income | $682,000 | 7,769 |
| Provision for loan and lease losses | $255,000 | 3,815 |
| Total noninterest income | $170,000 | 6,412 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $125,000 | 5,163 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 6,722 |
| Total noninterest expense | $847,000 | 7,382 |
| Salaries and employee benefits | $408,000 | 7,590 |
| Premises and equipment expense | $63,000 | 7,817 |
| Additional noninterest expense | $376,000 | 6,609 |
| Pre-tax net operating income | $-250,000 | 7,070 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-250,000 | 6,962 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-250,000 | 6,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 2,353 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-250,000 | 7,125 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $734,000 | 7,850 |
| Total interest expense | $262,000 | 7,845 |
| Net interest income | $472,000 | 7,765 |
| Provision for loan and lease losses | $115,000 | 4,076 |
| Total noninterest income | $119,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $582,000 | 7,396 |
| Salaries and employee benefits | $293,000 | 7,548 |
| Premises and equipment expense | $37,000 | 7,956 |
| Additional noninterest expense | $252,000 | 6,629 |
| Pre-tax net operating income | $-106,000 | 7,200 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-106,000 | 7,260 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-106,000 | 7,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,219 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-106,000 | 7,232 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 7,860 |
| Total interest expense | $137,000 | 7,887 |
| Net interest income | $256,000 | 7,716 |
| Provision for loan and lease losses | $93,000 | 2,826 |
| Total noninterest income | $75,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,904 |
| Total noninterest expense | $292,000 | 7,429 |
| Salaries and employee benefits | $157,000 | 7,460 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $118,000 | 6,754 |
| Pre-tax net operating income | $-54,000 | 7,413 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-54,000 | 7,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-54,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,561 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-54,000 | 7,455 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 7,739 |
| Total interest expense | $529,000 | 7,919 |
| Net interest income | $1,219,000 | 7,472 |
| Provision for loan and lease losses | $262,000 | 3,424 |
| Total noninterest income | $324,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $336,000 | 3,859 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-12,000 | 8,460 |
| Total noninterest expense | $1,055,000 | 7,574 |
| Salaries and employee benefits | $520,000 | 7,751 |
| Premises and equipment expense | $66,000 | 8,110 |
| Additional noninterest expense | $469,000 | 6,736 |
| Pre-tax net operating income | $226,000 | 6,804 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $226,000 | 6,701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $226,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,456 |
| Cash dividends | $604,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $226,000 | 6,676 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 7,785 |
| Total interest expense | $384,000 | 7,991 |
| Net interest income | $917,000 | 7,516 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $261,000 | 5,819 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $259,000 | 3,808 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 8,302 |
| Total noninterest expense | $735,000 | 7,657 |
| Salaries and employee benefits | $388,000 | 7,736 |
| Premises and equipment expense | $49,000 | 8,109 |
| Additional noninterest expense | $298,000 | 7,049 |
| Pre-tax net operating income | $353,000 | 6,358 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $353,000 | 6,040 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $353,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,266 |
| Cash dividends | $314,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $353,000 | 6,027 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 7,854 |
| Total interest expense | $245,000 | 8,064 |
| Net interest income | $609,000 | 7,581 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $157,000 | 6,050 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $168,000 | 3,858 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-11,000 | 8,566 |
| Total noninterest expense | $492,000 | 7,714 |
| Salaries and employee benefits | $259,000 | 7,788 |
| Premises and equipment expense | $31,000 | 8,178 |
| Additional noninterest expense | $202,000 | 7,049 |
| Pre-tax net operating income | $214,000 | 6,553 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $214,000 | 6,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $214,000 | 6,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,634 |
| Cash dividends | $216,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $214,000 | 6,263 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $420,000 | 7,929 |
| Total interest expense | $118,000 | 8,136 |
| Net interest income | $302,000 | 7,637 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $75,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $80,000 | 3,905 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-5,000 | 8,596 |
| Total noninterest expense | $242,000 | 7,765 |
| Salaries and employee benefits | $126,000 | 7,879 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $100,000 | 7,079 |
| Pre-tax net operating income | $105,000 | 6,597 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $105,000 | 6,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $105,000 | 6,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,876 |
| Cash dividends | $134,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $105,000 | 6,301 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 7,791 |
| Total interest expense | $435,000 | 8,027 |
| Net interest income | $1,239,000 | 7,532 |
| Provision for loan and lease losses | $108,000 | 4,633 |
| Total noninterest income | $360,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $290,000 | 4,195 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $70,000 | 6,859 |
| Total noninterest expense | $976,000 | 7,753 |
| Salaries and employee benefits | $470,000 | 7,957 |
| Premises and equipment expense | $60,000 | 8,251 |
| Additional noninterest expense | $446,000 | 6,819 |
| Pre-tax net operating income | $515,000 | 6,435 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $515,000 | 6,093 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $515,000 | 6,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,920 |
| Cash dividends | $419,000 | 4,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $515,000 | 6,092 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 7,859 |
| Total interest expense | $315,000 | 8,095 |
| Net interest income | $927,000 | 7,600 |
| Provision for loan and lease losses | $78,000 | 4,538 |
| Total noninterest income | $266,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $212,000 | 4,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,833 |
| Total noninterest expense | $727,000 | 7,759 |
| Salaries and employee benefits | $348,000 | 7,971 |
| Premises and equipment expense | $46,000 | 8,286 |
| Additional noninterest expense | $333,000 | 6,854 |
| Pre-tax net operating income | $388,000 | 6,660 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $388,000 | 6,291 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $388,000 | 6,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,145 |
| Cash dividends | $318,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $388,000 | 6,295 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $815,000 | 7,903 |
| Total interest expense | $204,000 | 8,120 |
| Net interest income | $611,000 | 7,659 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $171,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $134,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 6,841 |
| Total noninterest expense | $473,000 | 7,818 |
| Salaries and employee benefits | $228,000 | 8,036 |
| Premises and equipment expense | $31,000 | 8,292 |
| Additional noninterest expense | $214,000 | 6,959 |
| Pre-tax net operating income | $261,000 | 6,704 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $261,000 | 6,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $261,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,027 |
| Cash dividends | $247,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $261,000 | 6,303 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 7,942 |
| Total interest expense | $100,000 | 8,129 |
| Net interest income | $296,000 | 7,729 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $80,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $231,000 | 7,875 |
| Salaries and employee benefits | $112,000 | 8,075 |
| Premises and equipment expense | $16,000 | 8,272 |
| Additional noninterest expense | $103,000 | 7,021 |
| Pre-tax net operating income | $127,000 | 6,716 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $127,000 | 6,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $111,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $127,000 | 6,301 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 7,926 |
| Total interest expense | $339,000 | 8,089 |
| Net interest income | $1,132,000 | 7,767 |
| Provision for loan and lease losses | $162,000 | 3,993 |
| Total noninterest income | $335,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $265,000 | 4,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,947 |
| Total noninterest expense | $893,000 | 7,926 |
| Salaries and employee benefits | $440,000 | 8,087 |
| Premises and equipment expense | $60,000 | 8,343 |
| Additional noninterest expense | $393,000 | 7,117 |
| Pre-tax net operating income | $412,000 | 7,032 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $412,000 | 6,738 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $412,000 | 6,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,711 |
| Cash dividends | $414,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $412,000 | 6,707 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 7,979 |
| Total interest expense | $242,000 | 8,136 |
| Net interest income | $835,000 | 7,841 |
| Provision for loan and lease losses | $144,000 | 3,560 |
| Total noninterest income | $251,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $196,000 | 4,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,929 |
| Total noninterest expense | $676,000 | 7,894 |
| Salaries and employee benefits | $335,000 | 8,043 |
| Premises and equipment expense | $44,000 | 8,369 |
| Additional noninterest expense | $297,000 | 7,121 |
| Pre-tax net operating income | $266,000 | 7,347 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $266,000 | 7,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $266,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,499 |
| Cash dividends | $297,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $266,000 | 7,061 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $697,000 | 8,021 |
| Total interest expense | $151,000 | 8,175 |
| Net interest income | $546,000 | 7,882 |
| Provision for loan and lease losses | $126,000 | 2,931 |
| Total noninterest income | $163,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $124,000 | 4,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $39,000 | 6,823 |
| Total noninterest expense | $438,000 | 7,952 |
| Salaries and employee benefits | $223,000 | 8,066 |
| Premises and equipment expense | $27,000 | 8,425 |
| Additional noninterest expense | $188,000 | 7,215 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $145,000 | 7,392 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $145,000 | 7,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,069 |
| Cash dividends | $189,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $145,000 | 7,349 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,110 |
| Total interest expense | $70,000 | 8,259 |
| Net interest income | $269,000 | 7,972 |
| Provision for loan and lease losses | $108,000 | 1,915 |
| Total noninterest income | $83,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $215,000 | 8,049 |
| Salaries and employee benefits | $111,000 | 8,141 |
| Premises and equipment expense | $13,000 | 8,500 |
| Additional noninterest expense | $91,000 | 7,336 |
| Pre-tax net operating income | $29,000 | 8,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $29,000 | 8,102 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $29,000 | 8,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,310 |
| Cash dividends | $131,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $29,000 | 8,074 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 8,193 |
| Total interest expense | $247,000 | 8,299 |
| Net interest income | $973,000 | 8,060 |
| Provision for loan and lease losses | $55,000 | 5,837 |
| Total noninterest income | $360,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $274,000 | 4,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,660 |
| Total noninterest expense | $817,000 | 8,131 |
| Salaries and employee benefits | $427,000 | 8,211 |
| Premises and equipment expense | $59,000 | 8,493 |
| Additional noninterest expense | $331,000 | 7,522 |
| Pre-tax net operating income | $461,000 | 6,832 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $461,000 | 6,503 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $461,000 | 6,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $433,000 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $461,000 | 6,452 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 8,262 |
| Total interest expense | $186,000 | 8,332 |
| Net interest income | $708,000 | 8,143 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $261,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $207,000 | 4,550 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 6,952 |
| Total noninterest expense | $602,000 | 8,146 |
| Salaries and employee benefits | $316,000 | 8,220 |
| Premises and equipment expense | $44,000 | 8,511 |
| Additional noninterest expense | $242,000 | 7,566 |
| Pre-tax net operating income | $322,000 | 7,091 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $322,000 | 6,769 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $322,000 | 6,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $303,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $322,000 | 6,695 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $588,000 | 8,326 |
| Total interest expense | $126,000 | 8,366 |
| Net interest income | $462,000 | 8,231 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $161,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $132,000 | 4,658 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $401,000 | 8,194 |
| Salaries and employee benefits | $209,000 | 8,283 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $162,000 | 7,586 |
| Pre-tax net operating income | $192,000 | 7,246 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $192,000 | 6,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $195,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $192,000 | 6,905 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $285,000 | 8,424 |
| Total interest expense | $64,000 | 8,416 |
| Net interest income | $221,000 | 8,321 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $77,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $197,000 | 8,271 |
| Salaries and employee benefits | $101,000 | 8,369 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $80,000 | 7,636 |
| Pre-tax net operating income | $86,000 | 7,376 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $86,000 | 7,129 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $86,000 | 7,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $108,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $86,000 | 7,045 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 8,441 |
| Total interest expense | $301,000 | 8,450 |
| Net interest income | $862,000 | 8,324 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $320,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $268,000 | 4,579 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $775,000 | 8,316 |
| Salaries and employee benefits | $402,000 | 8,400 |
| Premises and equipment expense | $53,000 | 8,720 |
| Additional noninterest expense | $320,000 | 7,632 |
| Pre-tax net operating income | $357,000 | 7,206 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $357,000 | 6,999 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $357,000 | 7,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,935 |
| Cash dividends | $367,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $357,000 | 6,852 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $875,000 | 8,524 |
| Total interest expense | $232,000 | 8,534 |
| Net interest income | $643,000 | 8,402 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $238,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $200,000 | 4,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 7,573 |
| Total noninterest expense | $583,000 | 8,328 |
| Salaries and employee benefits | $300,000 | 8,420 |
| Premises and equipment expense | $38,000 | 8,797 |
| Additional noninterest expense | $245,000 | 7,603 |
| Pre-tax net operating income | $258,000 | 7,399 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $258,000 | 7,203 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $258,000 | 7,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $282,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $258,000 | 7,041 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $589,000 | 8,570 |
| Total interest expense | $158,000 | 8,599 |
| Net interest income | $431,000 | 8,426 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $156,000 | 6,551 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $386,000 | 8,362 |
| Salaries and employee benefits | $198,000 | 8,474 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $164,000 | 7,579 |
| Pre-tax net operating income | $176,000 | 7,413 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $176,000 | 7,201 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $176,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $189,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $176,000 | 7,020 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,637 |
| Total interest expense | $80,000 | 8,674 |
| Net interest income | $211,000 | 8,496 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 4,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $194,000 | 8,394 |
| Salaries and employee benefits | $97,000 | 8,531 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $85,000 | 7,536 |
| Pre-tax net operating income | $81,000 | 7,505 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $81,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $93,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,000 | 7,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 8,598 |
| Total interest expense | $411,000 | 8,629 |
| Net interest income | $877,000 | 8,464 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $302,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $256,000 | 4,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,707 |
| Total noninterest expense | $751,000 | 8,441 |
| Salaries and employee benefits | $381,000 | 8,577 |
| Premises and equipment expense | $53,000 | 8,846 |
| Additional noninterest expense | $317,000 | 7,686 |
| Pre-tax net operating income | $368,000 | 7,297 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $368,000 | 6,987 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $368,000 | 6,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $401,000 | 3,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $368,000 | 6,863 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 8,732 |
| Total interest expense | $605,000 | 8,819 |
| Net interest income | $893,000 | 8,488 |
| Provision for loan and lease losses | $32,000 | 7,179 |
| Total noninterest income | $266,000 | 6,708 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $238,000 | 4,764 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $728,000 | 8,611 |
| Salaries and employee benefits | $364,000 | 8,776 |
| Premises and equipment expense | $47,000 | 9,175 |
| Additional noninterest expense | $317,000 | 7,729 |
| Pre-tax net operating income | $399,000 | 6,992 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $399,000 | 6,577 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $399,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $416,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $399,000 | 6,447 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 8,985 |
| Total interest expense | $561,000 | 9,137 |
| Net interest income | $910,000 | 8,674 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $266,000 | 6,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,200 |
| Total noninterest expense | $697,000 | 8,829 |
| Salaries and employee benefits | $331,000 | 9,102 |
| Premises and equipment expense | $44,000 | 9,476 |
| Additional noninterest expense | $322,000 | 7,765 |
| Pre-tax net operating income | $455,000 | 7,217 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $455,000 | 6,568 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $455,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,684 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $455,000 | 6,582 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 9,331 |
| Total interest expense | $519,000 | 9,400 |
| Net interest income | $763,000 | 9,145 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $246,000 | 6,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,711 |
| Total noninterest expense | $678,000 | 9,091 |
| Salaries and employee benefits | $320,000 | 9,355 |
| Premises and equipment expense | $40,000 | 9,825 |
| Additional noninterest expense | $318,000 | 7,979 |
| Pre-tax net operating income | $296,000 | 8,114 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $296,000 | 7,627 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $296,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $304,000 | 4,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $296,000 | 7,596 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 9,490 |
| Total interest expense | $523,000 | 9,645 |
| Net interest income | $817,000 | 9,207 |
| Provision for loan and lease losses | $83,000 | 5,519 |
| Total noninterest income | $205,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $685,000 | 9,147 |
| Salaries and employee benefits | $312,000 | 9,559 |
| Premises and equipment expense | $45,000 | 9,930 |
| Additional noninterest expense | $328,000 | 7,862 |
| Pre-tax net operating income | $254,000 | 8,645 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $100,000 | 7,528 |
| Income before extraordinary items | $154,000 | 8,951 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $154,000 | 8,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $442,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $154,000 | 8,884 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 9,898 |
| Total interest expense | $502,000 | 10,098 |
| Net interest income | $822,000 | 9,614 |
| Provision for loan and lease losses | $137,000 | 4,339 |
| Total noninterest income | $204,000 | 7,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $623,000 | 9,664 |
| Salaries and employee benefits | $287,000 | 10,042 |
| Premises and equipment expense | $49,000 | 10,222 |
| Additional noninterest expense | $287,000 | 8,454 |
| Pre-tax net operating income | $266,000 | 9,204 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $100,000 | 8,402 |
| Income before extraordinary items | $166,000 | 9,436 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $166,000 | 9,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,247 |
| Cash dividends | $103,000 | 6,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $166,000 | 9,390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 10,332 |
| Total interest expense | $497,000 | 10,604 |
| Net interest income | $840,000 | 9,999 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $185,000 | 8,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $600,000 | 10,168 |
| Salaries and employee benefits | $277,000 | 10,535 |
| Premises and equipment expense | $51,000 | 10,608 |
| Additional noninterest expense | $272,000 | 9,172 |
| Pre-tax net operating income | $365,000 | 8,721 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $114,000 | 8,499 |
| Income before extraordinary items | $251,000 | 8,830 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $251,000 | 8,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,872 |
| Cash dividends | $124,000 | 6,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $251,000 | 8,765 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 10,846 |
| Total interest expense | $444,000 | 11,205 |
| Net interest income | $851,000 | 10,381 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $185,000 | 8,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $609,000 | 10,532 |
| Salaries and employee benefits | $279,000 | 10,926 |
| Premises and equipment expense | $55,000 | 10,933 |
| Additional noninterest expense | $275,000 | 9,544 |
| Pre-tax net operating income | $372,000 | 9,248 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $131,000 | 8,602 |
| Income before extraordinary items | $241,000 | 9,495 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $241,000 | 9,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,333 |
| Cash dividends | $92,000 | 6,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $241,000 | 9,479 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 11,466 |
| Total interest expense | $359,000 | 11,789 |
| Net interest income | $775,000 | 11,136 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $193,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $605,000 | 11,100 |
| Salaries and employee benefits | $256,000 | 11,613 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $289,000 | 10,082 |
| Pre-tax net operating income | $308,000 | 10,079 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $109,000 | 9,152 |
| Income before extraordinary items | $199,000 | 10,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $199,000 | 10,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $92,000 | 7,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $199,000 | 10,336 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 12,104 |
| Total interest expense | $369,000 | 12,363 |
| Net interest income | $718,000 | 11,801 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $163,000 | 9,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $527,000 | 12,024 |
| Salaries and employee benefits | $246,000 | 12,225 |
| Premises and equipment expense | $66,000 | 11,648 |
| Additional noninterest expense | $215,000 | 11,536 |
| Pre-tax net operating income | $294,000 | 10,290 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $92,000 | 9,945 |
| Income before extraordinary items | $205,000 | 10,584 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $205,000 | 10,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $202,930 | 10,391 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 12,797 |
| Total interest expense | $470,000 | 12,880 |
| Net interest income | $645,000 | 12,544 |
| Provision for loan and lease losses | $104,000 | 7,172 |
| Total noninterest income | $176,000 | 9,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $484,000 | 12,726 |
| Salaries and employee benefits | $218,000 | 12,958 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $199,000 | 12,248 |
| Pre-tax net operating income | $233,000 | 10,770 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $73,000 | 10,632 |
| Income before extraordinary items | $166,000 | 11,048 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $166,000 | 11,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $161,860 | 10,777 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.