Home > The First Bank of Stuart > Assets and Liabilities
The First Bank of Stuart, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $170,636,000 | 2,694 |
| Cash and due from depository institutions | $4,602,000 | 4,361 |
| Interest-bearing balances | $6,000 | 6,439 |
| Securities | $89,685,000 | 1,300 |
| Federal funds sold & reverse repurchase agreements | $7,650,000 | 2,249 |
| Net loans & leases | $65,839,000 | 3,971 |
| Loan loss allowance | $1,072,000 | 3,146 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $594,000 | 7,382 |
| Other real estate owned | $0 | 4,361 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,266,000 | 3,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,636,000 | 2,694 |
| Total liabilities | $156,372,000 | 2,652 |
| Total deposits | $117,665,000 | 3,211 |
| Interest-bearing deposits | $100,924,000 | 3,193 |
| Deposits held in domestic offices | $117,665,000 | 3,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,087,000 | 647 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,138,000 | 1,456 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,482,000 | 2,540 |
| Total equity capital | $14,264,000 | 3,137 |
| Total bank equity capital | $14,264,000 | 3,137 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $400,000 | 8,783 |
| Undivided profits | $11,864,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 9,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $512,000 | 4,521 |
| Earning assets | $163,180,000 | 2,602 |
| Long-term assets (5+ years) | $44,130,000 | 1,749 |
| Average Assets, year-to-date | $166,115,800 | 2,600 |
| Average Assets, quarterly | $170,080,500 | 2,651 |
| Volatile liabilities | $38,389,000 | 1,768 |
| Insider loans | $2,419,000 | 1,774 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,660,000 | 3,970 |
| Tier 1 (core) risk-based capital | $14,404,000 | 2,969 |
| Tier 2 risk-based capital | $1,072,000 | 2,855 |
| Total risk weighted assets | $91,297,400 | 3,057 |
| Total unused commitments | $8,660,000 | 3,977 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $154,693,000 | 2,889 |
| Cash and due from depository institutions | $4,523,000 | 4,197 |
| Interest-bearing balances | $7,000 | 6,263 |
| Securities | $88,673,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,356 |
| Net loans & leases | $57,360,000 | 4,484 |
| Loan loss allowance | $697,000 | 4,518 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $650,000 | 7,214 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,787,000 | 3,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,693,000 | 2,889 |
| Total liabilities | $141,009,000 | 2,862 |
| Total deposits | $113,329,000 | 3,275 |
| Interest-bearing deposits | $99,175,000 | 3,217 |
| Deposits held in domestic offices | $113,329,000 | 3,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,253,000 | 672 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,183,000 | 3,331 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,244,000 | 1,844 |
| Total equity capital | $13,684,000 | 3,238 |
| Total bank equity capital | $13,684,000 | 3,238 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $400,000 | 9,126 |
| Undivided profits | $11,284,000 | 2,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 9,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $474,000 | 4,952 |
| Earning assets | $147,740,000 | 2,797 |
| Long-term assets (5+ years) | $44,494,000 | 1,519 |
| Average Assets, year-to-date | $154,623,600 | 2,754 |
| Average Assets, quarterly | $156,258,500 | 2,822 |
| Volatile liabilities | $35,496,000 | 1,852 |
| Insider loans | $2,791,000 | 1,525 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,920,000 | 4,372 |
| Tier 1 (core) risk-based capital | $13,233,000 | 3,195 |
| Tier 2 risk-based capital | $697,000 | 3,995 |
| Total risk weighted assets | $76,589,000 | 3,535 |
| Total unused commitments | $6,920,000 | 4,373 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 41 | 4,469 |
| Assets and Liabilities | ||
| Total Assets: | $151,756,000 | 3,020 |
| Cash and due from depository institutions | $3,942,000 | 4,469 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $92,220,000 | 1,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $53,019,000 | 4,816 |
| Loan loss allowance | $513,000 | 5,799 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $694,000 | 7,163 |
| Other real estate owned | $0 | 4,469 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,881,000 | 3,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,756,000 | 3,020 |
| Total liabilities | $138,959,000 | 2,969 |
| Total deposits | $107,133,000 | 3,548 |
| Interest-bearing deposits | $94,479,000 | 3,458 |
| Deposits held in domestic offices | $107,133,000 | 3,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,886,000 | 662 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $940,000 | 3,699 |
| Total equity capital | $12,797,000 | 3,453 |
| Total bank equity capital | $12,797,000 | 3,453 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $400,000 | 9,542 |
| Undivided profits | $10,397,000 | 2,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 6,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $463,000 | 5,008 |
| Earning assets | $145,239,000 | 2,906 |
| Long-term assets (5+ years) | $42,310,000 | 1,485 |
| Average Assets, year-to-date | $127,314,800 | 3,395 |
| Average Assets, quarterly | $138,206,000 | 3,238 |
| Volatile liabilities | $39,313,000 | 1,660 |
| Insider loans | $4,363,000 | 989 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,643,000 | 5,288 |
| Tier 1 (core) risk-based capital | $12,504,000 | 3,439 |
| Tier 2 risk-based capital | $513,000 | 5,161 |
| Total risk weighted assets | $72,128,000 | 3,763 |
| Total unused commitments | $4,643,000 | 5,297 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 40 | 4,695 |
| Assets and Liabilities | ||
| Total Assets: | $117,066,000 | 3,817 |
| Cash and due from depository institutions | $2,979,000 | 4,695 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $62,839,000 | 1,979 |
| Federal funds sold & reverse repurchase agreements | $3,230,000 | 4,128 |
| Net loans & leases | $45,654,000 | 5,322 |
| Loan loss allowance | $538,000 | 5,742 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $774,000 | 6,930 |
| Other real estate owned | $0 | 4,695 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,590,000 | 4,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,066,000 | 3,817 |
| Total liabilities | $103,307,000 | 3,882 |
| Total deposits | $102,457,000 | 3,724 |
| Interest-bearing deposits | $91,213,000 | 3,603 |
| Deposits held in domestic offices | $102,457,000 | 3,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $850,000 | 4,157 |
| Total equity capital | $13,759,000 | 3,208 |
| Total bank equity capital | $13,759,000 | 3,208 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $400,000 | 9,920 |
| Undivided profits | $11,359,000 | 2,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 10,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $431,000 | 5,432 |
| Earning assets | $111,723,000 | 3,668 |
| Long-term assets (5+ years) | $47,300,000 | 1,244 |
| Average Assets, year-to-date | $118,884,000 | 3,619 |
| Average Assets, quarterly | $125,899,500 | 3,530 |
| Volatile liabilities | $6,812,000 | 5,875 |
| Insider loans | $453,000 | 5,932 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,641,000 | 4,663 |
| Tier 1 (core) risk-based capital | $13,460,000 | 3,187 |
| Tier 2 risk-based capital | $538,000 | 4,981 |
| Total risk weighted assets | $64,532,200 | 4,054 |
| Total unused commitments | $5,641,000 | 4,677 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $113,351,000 | 3,905 |
| Cash and due from depository institutions | $3,058,000 | 4,385 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $57,088,000 | 2,300 |
| Federal funds sold & reverse repurchase agreements | $7,995,000 | 1,158 |
| Net loans & leases | $42,245,000 | 5,572 |
| Loan loss allowance | $492,000 | 6,265 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $863,000 | 6,633 |
| Other real estate owned | $12,000 | 4,385 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,090,000 | 3,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,351,000 | 3,905 |
| Total liabilities | $101,694,000 | 3,947 |
| Total deposits | $100,773,000 | 3,754 |
| Interest-bearing deposits | $90,122,000 | 3,603 |
| Deposits held in domestic offices | $100,773,000 | 3,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $921,000 | 3,251 |
| Total equity capital | $11,657,000 | 3,473 |
| Total bank equity capital | $11,657,000 | 3,473 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $509,000 | 5,653 |
| Surplus | $510,000 | 9,863 |
| Undivided profits | $10,638,000 | 2,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 10,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $388,000 | 5,327 |
| Earning assets | $107,328,000 | 3,770 |
| Long-term assets (5+ years) | $39,172,000 | 1,462 |
| Average Assets, year-to-date | $112,179,200 | 3,862 |
| Average Assets, quarterly | $113,415,500 | 3,876 |
| Volatile liabilities | $4,379,000 | 7,218 |
| Insider loans | $3,492,000 | 1,198 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,836,000 | 5,000 |
| Tier 1 (core) risk-based capital | $12,517,000 | 3,307 |
| Tier 2 risk-based capital | $492,000 | 5,347 |
| Total risk weighted assets | $63,385,800 | 4,038 |
| Total unused commitments | $4,836,000 | 5,006 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 47 | 4,400 |
| Assets and Liabilities | ||
| Total Assets: | $109,904,000 | 4,091 |
| Cash and due from depository institutions | $4,116,000 | 4,400 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $48,934,000 | 2,833 |
| Federal funds sold & reverse repurchase agreements | $13,170,000 | 1,002 |
| Net loans & leases | $41,508,000 | 5,553 |
| Loan loss allowance | $471,000 | 6,634 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $803,000 | 6,998 |
| Other real estate owned | $0 | 4,400 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,373,000 | 4,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,904,000 | 4,091 |
| Total liabilities | $98,434,000 | 4,127 |
| Total deposits | $97,710,000 | 3,980 |
| Interest-bearing deposits | $87,720,000 | 3,854 |
| Deposits held in domestic offices | $97,710,000 | 3,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $724,000 | 4,035 |
| Total equity capital | $11,470,000 | 3,565 |
| Total bank equity capital | $11,470,000 | 3,565 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $509,000 | 5,912 |
| Surplus | $510,000 | 10,224 |
| Undivided profits | $10,451,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 11,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $350,000 | 5,276 |
| Earning assets | $103,612,000 | 3,985 |
| Long-term assets (5+ years) | $41,719,000 | 1,423 |
| Average Assets, year-to-date | $107,782,800 | 4,063 |
| Average Assets, quarterly | $109,453,500 | 4,074 |
| Volatile liabilities | $2,870,000 | 8,558 |
| Insider loans | $3,951,000 | 1,045 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,250,000 | 4,755 |
| Tier 1 (core) risk-based capital | $11,470,000 | 3,489 |
| Tier 2 risk-based capital | $471,000 | 5,534 |
| Total risk weighted assets | $61,631,000 | 4,079 |
| Total unused commitments | $5,250,000 | 4,778 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $106,462,000 | 4,279 |
| Cash and due from depository institutions | $2,961,000 | 4,481 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $45,471,000 | 2,990 |
| Federal funds sold & reverse repurchase agreements | $14,710,000 | 1,139 |
| Net loans & leases | $41,198,000 | 5,607 |
| Loan loss allowance | $490,000 | 6,578 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $886,000 | 6,689 |
| Other real estate owned | $0 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,236,000 | 5,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,462,000 | 4,279 |
| Total liabilities | $96,197,000 | 4,325 |
| Total deposits | $94,849,000 | 4,206 |
| Interest-bearing deposits | $85,412,000 | 4,112 |
| Deposits held in domestic offices | $94,849,000 | 4,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $952,000 | 2,600 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $396,000 | 6,860 |
| Total equity capital | $10,265,000 | 3,785 |
| Total bank equity capital | $10,265,000 | 3,785 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $509,000 | 6,228 |
| Surplus | $510,000 | 10,490 |
| Undivided profits | $9,246,000 | 2,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 11,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $332,000 | 6,005 |
| Earning assets | $101,379,000 | 4,116 |
| Long-term assets (5+ years) | $37,975,000 | 1,511 |
| Average Assets, year-to-date | $103,053,800 | 4,311 |
| Average Assets, quarterly | $105,592,500 | 4,272 |
| Volatile liabilities | $3,052,000 | 8,489 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,738,000 | 4,769 |
| Tier 1 (core) risk-based capital | $10,265,000 | 3,729 |
| Tier 2 risk-based capital | $490,000 | 5,311 |
| Total risk weighted assets | $57,757,600 | 4,370 |
| Total unused commitments | $4,738,000 | 4,796 |
| Derivatives | $0 | 651 |