Home > The First Bank of Mitchell > Income and Expense
The First Bank of Mitchell, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 6,125 |
| Total interest expense | $2,568,000 | 5,459 |
| Net interest income | $1,887,000 | 6,748 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $230,000 | 6,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,075 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $200,000 | 4,803 |
| Total noninterest expense | $6,350,000 | 2,169 |
| Salaries and employee benefits | $1,970,000 | 3,505 |
| Premises and equipment expense | $1,498,000 | 1,381 |
| Additional noninterest expense | $2,882,000 | 1,555 |
| Pre-tax net operating income | $-4,338,000 | 9,867 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-4,338,000 | 9,854 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-4,338,000 | 9,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,818 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $7,129,000 | 123 |
| Net operating income | $-4,338,000 | 9,857 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 7,249 |
| Total interest expense | $1,274,000 | 7,461 |
| Net interest income | $1,834,000 | 6,945 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $180,000 | 7,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,661 |
| Total noninterest expense | $1,805,000 | 6,074 |
| Salaries and employee benefits | $618,000 | 7,656 |
| Premises and equipment expense | $148,000 | 7,698 |
| Additional noninterest expense | $1,039,000 | 3,892 |
| Pre-tax net operating income | $149,000 | 8,812 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $149,000 | 8,643 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $149,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,165 |
| Cash dividends | $370,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $149,000 | 8,604 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 7,440 |
| Total interest expense | $1,309,000 | 7,645 |
| Net interest income | $1,770,000 | 7,116 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $141,000 | 8,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,232 |
| Total noninterest expense | $1,085,000 | 7,868 |
| Salaries and employee benefits | $438,000 | 8,719 |
| Premises and equipment expense | $88,000 | 8,979 |
| Additional noninterest expense | $559,000 | 6,024 |
| Pre-tax net operating income | $766,000 | 6,224 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-18,000 | 10,049 |
| Income before extraordinary items | $784,000 | 5,254 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $784,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $497,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $784,000 | 5,155 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 7,560 |
| Total interest expense | $1,343,000 | 7,737 |
| Net interest income | $1,820,000 | 7,273 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $673,000 | 4,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 2,568 |
| Total noninterest expense | $1,058,000 | 8,143 |
| Salaries and employee benefits | $465,000 | 8,854 |
| Premises and equipment expense | $113,000 | 8,659 |
| Additional noninterest expense | $480,000 | 6,677 |
| Pre-tax net operating income | $1,410,000 | 4,703 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $493,000 | 4,256 |
| Income before extraordinary items | $917,000 | 4,989 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $917,000 | 4,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,336 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $917,000 | 4,931 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 7,873 |
| Total interest expense | $1,489,000 | 7,605 |
| Net interest income | $1,618,000 | 7,982 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $176,000 | 8,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $1,258,000 | 7,807 |
| Salaries and employee benefits | $659,000 | 7,790 |
| Premises and equipment expense | $214,000 | 6,788 |
| Additional noninterest expense | $385,000 | 8,005 |
| Pre-tax net operating income | $526,000 | 7,792 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $137,000 | 8,089 |
| Income before extraordinary items | $389,000 | 7,718 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $389,000 | 7,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $13,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $389,000 | 7,660 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 8,482 |
| Total interest expense | $1,314,000 | 8,237 |
| Net interest income | $1,498,000 | 8,538 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $198,000 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,186 |
| Total noninterest expense | $1,256,000 | 8,013 |
| Salaries and employee benefits | $630,000 | 8,185 |
| Premises and equipment expense | $177,000 | 7,669 |
| Additional noninterest expense | $449,000 | 7,716 |
| Pre-tax net operating income | $435,000 | 8,841 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $155,000 | 8,182 |
| Income before extraordinary items | $280,000 | 9,137 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $280,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $26,000 | 8,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $280,000 | 9,111 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 9,173 |
| Total interest expense | $1,001,000 | 8,694 |
| Net interest income | $1,345,000 | 9,325 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,169,000 | 8,727 |
| Salaries and employee benefits | $575,000 | 8,793 |
| Premises and equipment expense | $99,000 | 10,067 |
| Additional noninterest expense | $495,000 | 7,892 |
| Pre-tax net operating income | $333,000 | 9,876 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $216,000 | 10,079 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $216,000 | 10,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $26,000 | 8,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $216,000 | 10,142 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 9,674 |
| Total interest expense | $1,014,000 | 9,040 |
| Net interest income | $1,235,000 | 9,951 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $188,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,136,000 | 9,182 |
| Salaries and employee benefits | $547,000 | 9,250 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $466,000 | 8,552 |
| Pre-tax net operating income | $287,000 | 10,345 |
| Securities gains (losses) | $57,000 | 3,212 |
| Applicable income taxes | $71,000 | 10,446 |
| Income before extraordinary items | $273,000 | 9,778 |
| Extraordinary gains, net | $56,000 | 2,079 |
| Net income | $329,000 | 9,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $26,000 | 8,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $227,970 | 10,061 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 9,500 |
| Total interest expense | $1,335,000 | 9,103 |
| Net interest income | $1,385,000 | 9,674 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,110,000 | 9,458 |
| Salaries and employee benefits | $532,000 | 9,460 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $444,000 | 9,041 |
| Pre-tax net operating income | $480,000 | 8,551 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $368,000 | 8,525 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $368,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $26,000 | 8,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $358,250 | 8,265 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.