Home > The First Bank of Fayette > Income and Expense
The First Bank of Fayette, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 5,927 |
| Total interest expense | $1,811,000 | 6,307 |
| Net interest income | $3,043,000 | 5,591 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $279,000 | 7,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,351,000 | 8,329 |
| Salaries and employee benefits | $719,000 | 7,878 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $487,000 | 8,354 |
| Pre-tax net operating income | $1,931,000 | 3,416 |
| Securities gains (losses) | $66,000 | 3,051 |
| Applicable income taxes | $695,000 | 3,138 |
| Income before extraordinary items | $1,302,000 | 3,700 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,302,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $349,000 | 4,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,259,100 | 3,627 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 6,163 |
| Total interest expense | $2,097,000 | 6,875 |
| Net interest income | $3,128,000 | 5,524 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $229,000 | 8,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,332,000 | 8,553 |
| Salaries and employee benefits | $674,000 | 8,192 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $538,000 | 8,106 |
| Pre-tax net operating income | $2,014,000 | 3,091 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $678,000 | 3,074 |
| Income before extraordinary items | $1,320,000 | 3,466 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,320,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,330,560 | 3,201 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.