Home > The First Bank of Brunswick > Income and Expense
The First Bank of Brunswick, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,726,000 | 3,218 |
| Total interest expense | $2,737,000 | 3,579 |
| Net interest income | $6,989,000 | 3,043 |
| Provision for loan and lease losses | $330,000 | 2,627 |
| Total noninterest income | $1,229,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $923,000 | 1,860 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $306,000 | 4,293 |
| Total noninterest expense | $5,102,000 | 3,181 |
| Salaries and employee benefits | $2,226,000 | 3,813 |
| Premises and equipment expense | $560,000 | 3,858 |
| Additional noninterest expense | $2,316,000 | 2,157 |
| Pre-tax net operating income | $2,786,000 | 2,934 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $984,000 | 2,289 |
| Income before extraordinary items | $1,781,000 | 3,386 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,781,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,466 |
| Cash dividends | $1,601,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,794,440 | 3,334 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,642,000 | 3,414 |
| Total interest expense | $1,762,000 | 3,864 |
| Net interest income | $4,880,000 | 3,207 |
| Provision for loan and lease losses | $280,000 | 2,309 |
| Total noninterest income | $924,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $662,000 | 1,938 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $262,000 | 4,046 |
| Total noninterest expense | $3,901,000 | 3,096 |
| Salaries and employee benefits | $1,716,000 | 3,719 |
| Premises and equipment expense | $430,000 | 3,769 |
| Additional noninterest expense | $1,755,000 | 2,114 |
| Pre-tax net operating income | $1,623,000 | 3,545 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $552,000 | 2,777 |
| Income before extraordinary items | $1,071,000 | 3,980 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,071,000 | 3,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,344 |
| Cash dividends | $1,601,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,071,000 | 3,932 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 3,583 |
| Total interest expense | $1,019,000 | 4,073 |
| Net interest income | $3,040,000 | 3,370 |
| Provision for loan and lease losses | $167,000 | 2,467 |
| Total noninterest income | $632,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $415,000 | 2,010 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $217,000 | 3,630 |
| Total noninterest expense | $2,545,000 | 3,137 |
| Salaries and employee benefits | $1,112,000 | 3,779 |
| Premises and equipment expense | $277,000 | 3,851 |
| Additional noninterest expense | $1,156,000 | 2,125 |
| Pre-tax net operating income | $960,000 | 3,819 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $327,000 | 2,949 |
| Income before extraordinary items | $633,000 | 4,280 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $633,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $1,601,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $633,000 | 4,225 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 3,763 |
| Total interest expense | $491,000 | 4,065 |
| Net interest income | $1,400,000 | 3,605 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $321,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $193,000 | 2,068 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $128,000 | 3,283 |
| Total noninterest expense | $1,250,000 | 3,207 |
| Salaries and employee benefits | $528,000 | 3,924 |
| Premises and equipment expense | $137,000 | 3,911 |
| Additional noninterest expense | $585,000 | 2,096 |
| Pre-tax net operating income | $467,000 | 3,860 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $159,000 | 3,012 |
| Income before extraordinary items | $308,000 | 4,294 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $308,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,248 |
| Cash dividends | $1,601,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $308,000 | 4,245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,668,000 | 3,525 |
| Total interest expense | $1,827,000 | 3,932 |
| Net interest income | $5,841,000 | 3,360 |
| Provision for loan and lease losses | $-143,000 | 8,818 |
| Total noninterest income | $1,119,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $913,000 | 1,918 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $206,000 | 5,047 |
| Total noninterest expense | $4,565,000 | 3,373 |
| Salaries and employee benefits | $1,715,000 | 4,491 |
| Premises and equipment expense | $556,000 | 3,773 |
| Additional noninterest expense | $2,294,000 | 2,116 |
| Pre-tax net operating income | $2,538,000 | 2,974 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $893,000 | 2,355 |
| Income before extraordinary items | $1,647,000 | 3,400 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,647,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,170 |
| Cash dividends | $1,400,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,645,700 | 3,337 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 3,528 |
| Total interest expense | $1,348,000 | 3,933 |
| Net interest income | $4,373,000 | 3,348 |
| Provision for loan and lease losses | $-123,000 | 8,888 |
| Total noninterest income | $812,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $692,000 | 1,908 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $120,000 | 5,572 |
| Total noninterest expense | $3,413,000 | 3,362 |
| Salaries and employee benefits | $1,295,000 | 4,429 |
| Premises and equipment expense | $411,000 | 3,795 |
| Additional noninterest expense | $1,707,000 | 2,115 |
| Pre-tax net operating income | $1,895,000 | 3,015 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $645,000 | 2,450 |
| Income before extraordinary items | $1,250,000 | 3,440 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,250,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,437 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,250,000 | 3,349 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 3,575 |
| Total interest expense | $876,000 | 4,005 |
| Net interest income | $2,859,000 | 3,401 |
| Provision for loan and lease losses | $13,000 | 6,215 |
| Total noninterest income | $558,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $466,000 | 1,873 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 5,336 |
| Total noninterest expense | $2,254,000 | 3,411 |
| Salaries and employee benefits | $879,000 | 4,407 |
| Premises and equipment expense | $263,000 | 3,917 |
| Additional noninterest expense | $1,112,000 | 2,169 |
| Pre-tax net operating income | $1,150,000 | 3,213 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $391,000 | 2,607 |
| Income before extraordinary items | $759,000 | 3,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $759,000 | 3,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,429 |
| Cash dividends | $1,400,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $759,000 | 3,566 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 3,576 |
| Total interest expense | $440,000 | 4,043 |
| Net interest income | $1,428,000 | 3,387 |
| Provision for loan and lease losses | $-25,000 | 8,964 |
| Total noninterest income | $324,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $248,000 | 1,713 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $76,000 | 4,277 |
| Total noninterest expense | $1,138,000 | 3,389 |
| Salaries and employee benefits | $454,000 | 4,322 |
| Premises and equipment expense | $126,000 | 4,084 |
| Additional noninterest expense | $558,000 | 2,123 |
| Pre-tax net operating income | $639,000 | 2,919 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $217,000 | 2,435 |
| Income before extraordinary items | $422,000 | 3,365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $422,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 907 |
| Cash dividends | $1,400,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $422,000 | 3,246 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,708,000 | 3,545 |
| Total interest expense | $2,217,000 | 3,687 |
| Net interest income | $5,491,000 | 3,429 |
| Provision for loan and lease losses | $-95,000 | 9,024 |
| Total noninterest income | $1,424,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,031,000 | 1,668 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $393,000 | 4,013 |
| Total noninterest expense | $4,939,000 | 3,079 |
| Salaries and employee benefits | $1,789,000 | 4,286 |
| Premises and equipment expense | $397,000 | 4,752 |
| Additional noninterest expense | $2,753,000 | 1,763 |
| Pre-tax net operating income | $2,071,000 | 3,316 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $709,000 | 2,772 |
| Income before extraordinary items | $1,362,000 | 3,805 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,362,000 | 3,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 9,021 |
| Cash dividends | $275,000 | 4,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,362,000 | 3,646 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 3,572 |
| Total interest expense | $1,746,000 | 3,651 |
| Net interest income | $4,073,000 | 3,475 |
| Provision for loan and lease losses | $-70,000 | 9,115 |
| Total noninterest income | $1,019,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $759,000 | 1,707 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 4,307 |
| Total noninterest expense | $3,807,000 | 3,010 |
| Salaries and employee benefits | $1,409,000 | 4,134 |
| Premises and equipment expense | $295,000 | 4,767 |
| Additional noninterest expense | $2,103,000 | 1,717 |
| Pre-tax net operating income | $1,355,000 | 3,750 |
| Securities gains (losses) | $-4,000 | 8,850 |
| Applicable income taxes | $461,000 | 3,169 |
| Income before extraordinary items | $890,000 | 4,323 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $890,000 | 4,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-181,000 | 9,155 |
| Cash dividends | $275,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $892,640 | 4,152 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 3,562 |
| Total interest expense | $1,254,000 | 3,535 |
| Net interest income | $2,690,000 | 3,498 |
| Provision for loan and lease losses | $-25,000 | 9,127 |
| Total noninterest income | $676,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $478,000 | 1,769 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $198,000 | 4,063 |
| Total noninterest expense | $2,588,000 | 2,963 |
| Salaries and employee benefits | $1,127,000 | 3,538 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $1,269,000 | 1,891 |
| Pre-tax net operating income | $803,000 | 4,042 |
| Securities gains (losses) | $-4,000 | 8,976 |
| Applicable income taxes | $275,000 | 3,391 |
| Income before extraordinary items | $524,000 | 4,671 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $524,000 | 4,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-157,000 | 9,181 |
| Cash dividends | $275,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $526,640 | 4,453 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 3,502 |
| Total interest expense | $650,000 | 3,520 |
| Net interest income | $1,363,000 | 3,433 |
| Provision for loan and lease losses | $-50,000 | 9,232 |
| Total noninterest income | $301,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 1,685 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 4,989 |
| Total noninterest expense | $1,342,000 | 2,855 |
| Salaries and employee benefits | $525,000 | 3,761 |
| Premises and equipment expense | $142,000 | 3,648 |
| Additional noninterest expense | $675,000 | 1,744 |
| Pre-tax net operating income | $372,000 | 4,222 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $130,000 | 3,490 |
| Income before extraordinary items | $242,000 | 4,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 9,259 |
| Cash dividends | $275,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $242,000 | 4,606 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,544,000 | 3,444 |
| Total interest expense | $2,704,000 | 3,859 |
| Net interest income | $5,840,000 | 3,217 |
| Provision for loan and lease losses | $-151,000 | 9,289 |
| Total noninterest income | $835,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $900,000 | 1,790 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-65,000 | 9,320 |
| Total noninterest expense | $5,051,000 | 2,897 |
| Salaries and employee benefits | $2,298,000 | 3,350 |
| Premises and equipment expense | $646,000 | 3,204 |
| Additional noninterest expense | $2,107,000 | 2,200 |
| Pre-tax net operating income | $1,775,000 | 3,694 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $547,000 | 3,279 |
| Income before extraordinary items | $1,228,000 | 4,015 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,228,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 1,603 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,228,000 | 3,912 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,590,000 | 5,908 |
| Total interest expense | $2,445,000 | 5,468 |
| Net interest income | $2,145,000 | 6,211 |
| Provision for loan and lease losses | $42,000 | 6,879 |
| Total noninterest income | $469,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $240,000 | 4,751 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $229,000 | 4,650 |
| Total noninterest expense | $2,026,000 | 5,681 |
| Salaries and employee benefits | $1,084,000 | 5,703 |
| Premises and equipment expense | $395,000 | 4,640 |
| Additional noninterest expense | $547,000 | 6,174 |
| Pre-tax net operating income | $546,000 | 6,377 |
| Securities gains (losses) | $89,000 | 1,844 |
| Applicable income taxes | $302,000 | 4,245 |
| Income before extraordinary items | $333,000 | 6,935 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $333,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,595,000 | 470 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $276,040 | 7,159 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,084,000 | 2,884 |
| Total interest expense | $6,594,000 | 2,536 |
| Net interest income | $5,490,000 | 3,210 |
| Provision for loan and lease losses | $335,000 | 2,649 |
| Total noninterest income | $853,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $461,000 | 2,908 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $392,000 | 3,398 |
| Total noninterest expense | $4,210,000 | 3,193 |
| Salaries and employee benefits | $2,440,000 | 2,893 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $1,251,000 | 3,291 |
| Pre-tax net operating income | $1,798,000 | 3,572 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $620,000 | 3,030 |
| Income before extraordinary items | $1,178,000 | 3,908 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,178,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $694,000 | 973 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,178,000 | 3,897 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,239,000 | 3,156 |
| Total interest expense | $5,398,000 | 2,717 |
| Net interest income | $4,841,000 | 3,549 |
| Provision for loan and lease losses | $1,470,000 | 709 |
| Total noninterest income | $669,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $440,000 | 2,952 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $229,000 | 4,627 |
| Total noninterest expense | $3,392,000 | 3,796 |
| Salaries and employee benefits | $2,018,000 | 3,414 |
| Premises and equipment expense | $488,000 | 3,841 |
| Additional noninterest expense | $886,000 | 4,436 |
| Pre-tax net operating income | $648,000 | 6,531 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $230,000 | 5,400 |
| Income before extraordinary items | $426,000 | 6,841 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $426,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 896 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $420,800 | 6,844 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,976,000 | 3,248 |
| Total interest expense | $5,242,000 | 2,864 |
| Net interest income | $4,734,000 | 3,579 |
| Provision for loan and lease losses | $886,000 | 1,085 |
| Total noninterest income | $692,000 | 4,020 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $534,000 | 2,400 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $158,000 | 5,537 |
| Total noninterest expense | $2,916,000 | 4,232 |
| Salaries and employee benefits | $1,703,000 | 3,831 |
| Premises and equipment expense | $437,000 | 4,120 |
| Additional noninterest expense | $776,000 | 4,780 |
| Pre-tax net operating income | $1,624,000 | 3,945 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $557,000 | 3,590 |
| Income before extraordinary items | $1,067,000 | 4,281 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,067,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,043 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,067,000 | 4,185 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,734,000 | 3,663 |
| Total interest expense | $4,527,000 | 3,280 |
| Net interest income | $4,207,000 | 4,055 |
| Provision for loan and lease losses | $271,000 | 2,811 |
| Total noninterest income | $519,000 | 4,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $2,598,000 | 4,636 |
| Salaries and employee benefits | $1,547,000 | 4,147 |
| Premises and equipment expense | $423,000 | 4,258 |
| Additional noninterest expense | $628,000 | 5,633 |
| Pre-tax net operating income | $1,857,000 | 3,761 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $582,000 | 3,782 |
| Income before extraordinary items | $1,275,000 | 3,862 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,275,000 | 3,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,266 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,275,000 | 3,794 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,697,000 | 4,181 |
| Total interest expense | $3,834,000 | 3,865 |
| Net interest income | $3,863,000 | 4,459 |
| Provision for loan and lease losses | $648,000 | 1,422 |
| Total noninterest income | $493,000 | 5,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $2,800,000 | 4,559 |
| Salaries and employee benefits | $1,670,000 | 3,911 |
| Premises and equipment expense | $452,000 | 4,097 |
| Additional noninterest expense | $678,000 | 5,867 |
| Pre-tax net operating income | $908,000 | 6,060 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $353,000 | 5,301 |
| Income before extraordinary items | $550,000 | 6,559 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $550,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,320 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $553,200 | 6,479 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,923,000 | 5,257 |
| Total interest expense | $2,893,000 | 4,918 |
| Net interest income | $3,030,000 | 5,455 |
| Provision for loan and lease losses | $257,000 | 2,506 |
| Total noninterest income | $370,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $2,116,000 | 5,744 |
| Salaries and employee benefits | $1,119,000 | 5,536 |
| Premises and equipment expense | $393,000 | 4,613 |
| Additional noninterest expense | $604,000 | 6,510 |
| Pre-tax net operating income | $1,027,000 | 5,883 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $400,000 | 4,957 |
| Income before extraordinary items | $626,000 | 6,451 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $626,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,161 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $626,640 | 6,438 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 6,581 |
| Total interest expense | $1,653,000 | 6,465 |
| Net interest income | $2,444,000 | 6,578 |
| Provision for loan and lease losses | $161,000 | 3,456 |
| Total noninterest income | $337,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $1,869,000 | 6,524 |
| Salaries and employee benefits | $951,000 | 6,355 |
| Premises and equipment expense | $288,000 | 5,894 |
| Additional noninterest expense | $630,000 | 6,816 |
| Pre-tax net operating income | $751,000 | 7,124 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $297,000 | 5,908 |
| Income before extraordinary items | $454,000 | 7,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $454,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $454,000 | 7,720 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 8,361 |
| Total interest expense | $1,264,000 | 8,023 |
| Net interest income | $1,721,000 | 8,438 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $258,000 | 8,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $1,501,000 | 7,829 |
| Salaries and employee benefits | $732,000 | 7,768 |
| Premises and equipment expense | $270,000 | 6,333 |
| Additional noninterest expense | $499,000 | 8,221 |
| Pre-tax net operating income | $303,000 | 10,211 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $115,000 | 9,413 |
| Income before extraordinary items | $220,000 | 10,418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $220,000 | 10,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $198,880 | 10,446 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 10,004 |
| Total interest expense | $1,186,000 | 9,651 |
| Net interest income | $1,264,000 | 10,079 |
| Provision for loan and lease losses | $113,000 | 6,955 |
| Total noninterest income | $212,000 | 9,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $1,190,000 | 9,088 |
| Salaries and employee benefits | $577,000 | 9,014 |
| Premises and equipment expense | $244,000 | 6,904 |
| Additional noninterest expense | $369,000 | 9,960 |
| Pre-tax net operating income | $173,000 | 11,312 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $122,000 | 11,655 |
| Extraordinary gains, net | $51,000 | 984 |
| Net income | $173,000 | 11,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $122,000 | 11,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.