Home > The First Bank > Income and Expense
The First Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 8,164 |
| Total interest expense | $1,242,000 | 8,451 |
| Net interest income | $1,788,000 | 7,794 |
| Provision for loan and lease losses | $241,000 | 2,638 |
| Total noninterest income | $660,000 | 4,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,351 |
| Total noninterest expense | $2,497,000 | 4,998 |
| Salaries and employee benefits | $1,088,000 | 5,654 |
| Premises and equipment expense | $330,000 | 5,249 |
| Additional noninterest expense | $1,079,000 | 4,094 |
| Pre-tax net operating income | $-290,000 | 11,723 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-144,000 | 11,754 |
| Income before extraordinary items | $-146,000 | 11,640 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-146,000 | 11,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-146,000 | 11,627 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 12,541 |
| Total interest expense | $91,000 | 12,516 |
| Net interest income | $166,000 | 12,538 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $57,000 | 11,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 9,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $326,000 | 12,277 |
| Salaries and employee benefits | $95,000 | 12,523 |
| Premises and equipment expense | $27,000 | 12,284 |
| Additional noninterest expense | $204,000 | 11,108 |
| Pre-tax net operating income | $-253,000 | 12,290 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-106,000 | 12,307 |
| Income before extraordinary items | $-147,000 | 12,190 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-147,000 | 12,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-147,000 | 12,216 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 8,185 |
| Total interest expense | $1,065,000 | 8,821 |
| Net interest income | $2,028,000 | 7,591 |
| Provision for loan and lease losses | $-12,000 | 12,531 |
| Total noninterest income | $850,000 | 3,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $620,000 | 2,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 5,244 |
| Total noninterest expense | $2,441,000 | 5,381 |
| Salaries and employee benefits | $1,364,000 | 4,667 |
| Premises and equipment expense | $398,000 | 4,731 |
| Additional noninterest expense | $679,000 | 6,714 |
| Pre-tax net operating income | $449,000 | 9,034 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $346,000 | 8,974 |
| Extraordinary gains, net | $307,000 | 698 |
| Net income | $653,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $1,099,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $339,920 | 8,787 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 8,544 |
| Total interest expense | $1,297,000 | 9,251 |
| Net interest income | $1,961,000 | 7,864 |
| Provision for loan and lease losses | $63,000 | 8,454 |
| Total noninterest income | $1,261,000 | 2,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $666,000 | 2,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $595,000 | 2,834 |
| Total noninterest expense | $2,728,000 | 4,930 |
| Salaries and employee benefits | $1,362,000 | 4,617 |
| Premises and equipment expense | $396,000 | 4,831 |
| Additional noninterest expense | $970,000 | 5,178 |
| Pre-tax net operating income | $431,000 | 8,948 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $284,000 | 9,497 |
| Extraordinary gains, net | $96,000 | 767 |
| Net income | $380,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 5,695 |
| Cash dividends | $185,000 | 5,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $284,000 | 9,122 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.