Home > The First Bank > Income and Expense

The First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$340,897,000210
Total interest expense$83,638,000266
Net interest income$257,259,000185
Provision for loan and lease losses$14,500,000172
Total noninterest income$48,632,000255
Gross Fiduciary activities income$0981
Service charges on deposit accounts$30,228,00070
Trading account gains and fees$0123
Additional Noninterest Income$18,404,000348
Total noninterest expense$176,361,000206
Salaries and employee benefits$90,277,000201
Premises and equipment expense$21,370,000159
Additional noninterest expense$18,404,000348
Pre-tax net operating income$115,030,000191
Securities gains (losses)$-9,728,0004,526
Applicable income taxes$23,352,000190
Income before extraordinary items$81,950,000198
Extraordinary gains, net$054
Net income$81,950,000201
Minority interest net income$088
Net income of bank and minority interests.$81,950,000200
Net charge-offs$1,811,000401
Cash dividends$65,000,000136
Sale, conversion, retirement of capital stock, net$228,988,0002
Net operating income$89,635,120197
2023-09-30 (YTD Data)Rank
Total interest income$252,188,000208
Total interest expense$54,391,000286
Net interest income$197,797,000179
Provision for loan and lease losses$13,250,000152
Total noninterest income$37,258,000247
Gross Fiduciary activities income$0950
Service charges on deposit accounts$22,556,00067
Trading account gains and fees$0125
Additional Noninterest Income$14,702,000336
Total noninterest expense$133,534,000206
Salaries and employee benefits$67,420,000204
Premises and equipment expense$15,682,000164
Additional noninterest expense$14,702,000336
Pre-tax net operating income$88,271,000199
Securities gains (losses)$-46,0003,802
Applicable income taxes$19,491,000190
Income before extraordinary items$68,734,000191
Extraordinary gains, net$052
Net income$68,734,000192
Minority interest net income$081
Net income of bank and minority interests.$68,734,000192
Net charge-offs$1,028,000398
Cash dividends$56,000,000125
Sale, conversion, retirement of capital stock, net$228,988,0003
Net operating income$68,770,340198
2023-06-30 (YTD Data)Rank
Total interest income$166,514,000200
Total interest expense$31,261,000289
Net interest income$135,253,000177
Provision for loan and lease losses$12,250,000122
Total noninterest income$24,370,000245
Gross Fiduciary activities income$0931
Service charges on deposit accounts$14,050,00067
Trading account gains and fees$0112
Additional Noninterest Income$10,320,000310
Total noninterest expense$87,310,000206
Salaries and employee benefits$45,349,000200
Premises and equipment expense$10,339,000159
Additional noninterest expense$10,320,000310
Pre-tax net operating income$60,063,000197
Securities gains (losses)$-48,0004,071
Applicable income taxes$13,336,000184
Income before extraordinary items$46,679,000189
Extraordinary gains, net$051
Net income$46,679,000193
Minority interest net income$081
Net income of bank and minority interests.$46,679,000189
Net charge-offs$978,000312
Cash dividends$56,000,000100
Sale, conversion, retirement of capital stock, net$228,988,0002
Net operating income$46,716,920194
2023-03-31 (YTD Data)Rank
Total interest income$80,330,000209
Total interest expense$13,237,000297
Net interest income$67,093,000178
Provision for loan and lease losses$11,000,00091
Total noninterest income$12,601,000237
Gross Fiduciary activities income$0913
Service charges on deposit accounts$6,484,00073
Trading account gains and fees$097
Additional Noninterest Income$6,117,000275
Total noninterest expense$42,421,000216
Salaries and employee benefits$22,772,000210
Premises and equipment expense$5,298,000164
Additional noninterest expense$6,117,000275
Pre-tax net operating income$26,273,000217
Securities gains (losses)$0950
Applicable income taxes$5,959,000200
Income before extraordinary items$20,314,000212
Extraordinary gains, net$04
Net income$20,314,000212
Minority interest net income$048
Net income of bank and minority interests.$20,314,000212
Net charge-offs$142,000515
Cash dividends$11,000,000164
Sale, conversion, retirement of capital stock, net$228,988,0003
Net operating income$20,314,000216
2022-12-31 (YTD Data)Rank
Total interest income$200,373,000245
Total interest expense$15,085,000329
Net interest income$185,288,000237
Provision for loan and lease losses$5,605,000260
Total noninterest income$34,000,000327
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$20,218,000103
Trading account gains and fees$0116
Additional Noninterest Income$13,782,000439
Total noninterest expense$121,999,000267
Salaries and employee benefits$69,963,000251
Premises and equipment expense$15,834,000201
Additional noninterest expense$13,782,000439
Pre-tax net operating income$91,684,000248
Securities gains (losses)$-82,0003,849
Applicable income taxes$19,033,000252
Income before extraordinary items$72,569,000248
Extraordinary gains, net$05
Net income$72,569,000248
Minority interest net income$063
Net income of bank and minority interests.$72,569,000248
Net charge-offs$-1,522,0004,678
Cash dividends$16,000,000333
Sale, conversion, retirement of capital stock, net$101,253,00015
Net operating income$72,633,780250
2022-09-30 (YTD Data)Rank
Total interest income$142,452,000238
Total interest expense$7,030,000349
Net interest income$135,422,000236
Provision for loan and lease losses$4,900,000210
Total noninterest income$25,858,000335
Gross Fiduciary activities income$0968
Service charges on deposit accounts$15,038,000106
Trading account gains and fees$0111
Additional Noninterest Income$10,820,000439
Total noninterest expense$88,632,000272
Salaries and employee benefits$50,901,000256
Premises and equipment expense$11,530,000206
Additional noninterest expense$10,820,000439
Pre-tax net operating income$67,748,000251
Securities gains (losses)$-82,0004,180
Applicable income taxes$14,109,000260
Income before extraordinary items$53,557,000252
Extraordinary gains, net$04
Net income$53,557,000252
Minority interest net income$057
Net income of bank and minority interests.$53,557,000252
Net charge-offs$-1,561,0004,715
Cash dividends$11,000,000326
Sale, conversion, retirement of capital stock, net$101,253,00010
Net operating income$53,621,780250
2022-06-30 (YTD Data)Rank
Total interest income$88,586,000240
Total interest expense$4,189,000304
Net interest income$84,397,000239
Provision for loan and lease losses$600,000609
Total noninterest income$16,866,000332
Gross Fiduciary activities income$0925
Service charges on deposit accounts$9,797,000106
Trading account gains and fees$0108
Additional Noninterest Income$7,069,000468
Total noninterest expense$56,219,000273
Salaries and employee benefits$32,680,000258
Premises and equipment expense$7,704,000205
Additional noninterest expense$15,835,000311
Pre-tax net operating income$44,444,000245
Securities gains (losses)$-83,0004,332
Applicable income taxes$8,833,000258
Income before extraordinary items$35,528,000245
Extraordinary gains, net$04
Net income$35,528,000245
Minority interest net income$060
Net income of bank and minority interests.$35,528,000245
Net charge-offs$-1,208,0004,738
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$35,594,400247
2022-03-31 (YTD Data)Rank
Total interest income$42,737,000243
Total interest expense$2,283,000258
Net interest income$40,454,000245
Provision for loan and lease losses$02,285
Total noninterest income$8,670,000339
Gross Fiduciary activities income$0892
Service charges on deposit accounts$4,956,000107
Trading account gains and fees$0103
Additional Noninterest Income$3,714,000469
Total noninterest expense$27,531,000281
Salaries and employee benefits$16,161,000266
Premises and equipment expense$3,876,000206
Additional noninterest expense$7,494,000325
Pre-tax net operating income$21,593,000246
Securities gains (losses)$-3,0004,076
Applicable income taxes$4,474,000248
Income before extraordinary items$17,116,000247
Extraordinary gains, net$04
Net income$17,116,000248
Minority interest net income$050
Net income of bank and minority interests.$17,116,000247
Net charge-offs$-878,0004,764
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$17,118,370247
2021-12-31 (YTD Data)Rank
Total interest income$176,737,000232
Total interest expense$12,306,000244
Net interest income$164,431,000230
Provision for loan and lease losses$-1,455,0004,569
Total noninterest income$36,707,000348
Gross Fiduciary activities income$0994
Service charges on deposit accounts$17,672,000113
Trading account gains and fees$0132
Additional Noninterest Income$19,035,000430
Total noninterest expense$108,630,000285
Salaries and employee benefits$62,129,000278
Premises and equipment expense$15,560,000206
Additional noninterest expense$30,941,000314
Pre-tax net operating income$93,963,000242
Securities gains (losses)$143,000728
Applicable income taxes$20,210,000254
Income before extraordinary items$73,896,000246
Extraordinary gains, net$010
Net income$73,896,000246
Minority interest net income$074
Net income of bank and minority interests.$73,896,000246
Net charge-offs$4,020,000190
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$73,783,030244
2021-09-30 (YTD Data)Rank
Total interest income$132,855,000231
Total interest expense$10,000,000234
Net interest income$122,855,000233
Provision for loan and lease losses$02,963
Total noninterest income$27,168,000358
Gross Fiduciary activities income$0957
Service charges on deposit accounts$13,026,000114
Trading account gains and fees$0132
Additional Noninterest Income$14,142,000447
Total noninterest expense$79,623,000293
Salaries and employee benefits$45,749,000285
Premises and equipment expense$11,610,000210
Additional noninterest expense$22,264,000320
Pre-tax net operating income$70,400,000240
Securities gains (losses)$107,000779
Applicable income taxes$15,341,000253
Income before extraordinary items$55,166,000251
Extraordinary gains, net$08
Net income$55,166,000251
Minority interest net income$069
Net income of bank and minority interests.$55,166,000251
Net charge-offs$3,799,000167
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$55,081,470246
2021-06-30 (YTD Data)Rank
Total interest income$88,421,000230
Total interest expense$7,408,000218
Net interest income$81,013,000233
Provision for loan and lease losses$02,862
Total noninterest income$17,884,000357
Gross Fiduciary activities income$0951
Service charges on deposit accounts$8,715,000107
Trading account gains and fees$0133
Additional Noninterest Income$9,169,000470
Total noninterest expense$52,423,000295
Salaries and employee benefits$30,793,000285
Premises and equipment expense$7,690,000210
Additional noninterest expense$13,940,000331
Pre-tax net operating income$46,474,000246
Securities gains (losses)$97,000675
Applicable income taxes$10,165,000251
Income before extraordinary items$36,406,000256
Extraordinary gains, net$06
Net income$36,406,000256
Minority interest net income$067
Net income of bank and minority interests.$36,406,000256
Net charge-offs$3,760,000145
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$36,329,370251
2021-03-31 (YTD Data)Rank
Total interest income$45,186,000230
Total interest expense$4,092,000212
Net interest income$41,094,000231
Provision for loan and lease losses$02,741
Total noninterest income$9,432,000355
Gross Fiduciary activities income$0922
Service charges on deposit accounts$4,116,000111
Trading account gains and fees$0127
Additional Noninterest Income$5,316,000429
Total noninterest expense$26,410,000285
Salaries and employee benefits$15,460,000281
Premises and equipment expense$3,879,000210
Additional noninterest expense$7,071,000316
Pre-tax net operating income$24,116,000248
Securities gains (losses)$20,000880
Applicable income taxes$5,476,000242
Income before extraordinary items$18,660,000261
Extraordinary gains, net$03
Net income$18,660,000261
Minority interest net income$055
Net income of bank and minority interests.$18,660,000261
Net charge-offs$3,554,000106
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$18,644,200255
2020-12-31 (YTD Data)Rank
Total interest income$179,326,000232
Total interest expense$21,072,000264
Net interest income$158,254,000228
Provision for loan and lease losses$25,151,000200
Total noninterest income$39,892,000316
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$15,579,000115
Trading account gains and fees$0133
Additional Noninterest Income$24,313,000353
Total noninterest expense$100,151,000285
Salaries and employee benefits$58,374,000280
Premises and equipment expense$13,831,000225
Additional noninterest expense$27,946,000326
Pre-tax net operating income$72,844,000212
Securities gains (losses)$281,000863
Applicable income taxes$13,108,000242
Income before extraordinary items$60,017,000218
Extraordinary gains, net$04
Net income$60,017,000218
Minority interest net income$072
Net income of bank and minority interests.$60,017,000218
Net charge-offs$3,239,000300
Cash dividends$18,526,000298
Sale, conversion, retirement of capital stock, net$0566
Net operating income$59,786,580214
2020-09-30 (YTD Data)Rank
Total interest income$133,716,000236
Total interest expense$16,795,000264
Net interest income$116,921,000230
Provision for loan and lease losses$21,628,000207
Total noninterest income$29,908,000306
Gross Fiduciary activities income$0981
Service charges on deposit accounts$11,362,000116
Trading account gains and fees$0125
Additional Noninterest Income$18,546,000329
Total noninterest expense$73,631,000282
Salaries and employee benefits$42,645,000279
Premises and equipment expense$9,943,000229
Additional noninterest expense$21,043,000316
Pre-tax net operating income$51,570,000205
Securities gains (losses)$278,000751
Applicable income taxes$8,884,000242
Income before extraordinary items$42,964,000211
Extraordinary gains, net$04
Net income$42,964,000211
Minority interest net income$065
Net income of bank and minority interests.$42,964,000211
Net charge-offs$1,280,000441
Cash dividends$18,526,000242
Sale, conversion, retirement of capital stock, net$0532
Net operating income$42,733,260204
2020-06-30 (YTD Data)Rank
Total interest income$87,383,000243
Total interest expense$11,669,000286
Net interest income$75,714,000239
Provision for loan and lease losses$14,708,000221
Total noninterest income$21,403,000280
Gross Fiduciary activities income$0970
Service charges on deposit accounts$7,391,000120
Trading account gains and fees$0123
Additional Noninterest Income$14,012,000286
Total noninterest expense$48,001,000290
Salaries and employee benefits$27,823,000276
Premises and equipment expense$6,118,000249
Additional noninterest expense$14,060,000311
Pre-tax net operating income$34,408,000178
Securities gains (losses)$246,000619
Applicable income taxes$5,313,000234
Income before extraordinary items$29,341,000183
Extraordinary gains, net$04
Net income$29,341,000183
Minority interest net income$065
Net income of bank and minority interests.$29,341,000183
Net charge-offs$551,000557
Cash dividends$18,526,000185
Sale, conversion, retirement of capital stock, net$0504
Net operating income$29,131,900175
2020-03-31 (YTD Data)Rank
Total interest income$41,594,000262
Total interest expense$6,278,000305
Net interest income$35,316,000251
Provision for loan and lease losses$7,102,000220
Total noninterest income$6,215,000362
Gross Fiduciary activities income$0941
Service charges on deposit accounts$3,662,000129
Trading account gains and fees$0106
Additional Noninterest Income$2,553,000495
Total noninterest expense$22,270,000306
Salaries and employee benefits$12,621,000302
Premises and equipment expense$2,918,000266
Additional noninterest expense$6,731,000324
Pre-tax net operating income$12,159,000222
Securities gains (losses)$174,000423
Applicable income taxes$2,278,000240
Income before extraordinary items$10,055,000221
Extraordinary gains, net$04
Net income$10,055,000221
Minority interest net income$056
Net income of bank and minority interests.$10,055,000221
Net charge-offs$206,000621
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,912,320217
2019-12-31 (YTD Data)Rank
Total interest income$148,503,000286
Total interest expense$21,804,000359
Net interest income$126,699,000267
Provision for loan and lease losses$3,738,000314
Total noninterest income$25,227,000358
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$14,872,000127
Trading account gains and fees$0135
Additional Noninterest Income$10,355,000510
Total noninterest expense$82,215,000319
Salaries and employee benefits$44,913,000313
Premises and equipment expense$10,793,000270
Additional noninterest expense$26,509,000315
Pre-tax net operating income$65,973,000262
Securities gains (losses)$122,000824
Applicable income taxes$14,993,000255
Income before extraordinary items$51,102,000270
Extraordinary gains, net$011
Net income$51,102,000272
Minority interest net income$076
Net income of bank and minority interests.$51,102,000272
Net charge-offs$-105,0004,907
Cash dividends$50,390,000174
Sale, conversion, retirement of capital stock, net$0626
Net operating income$51,005,620267
2019-09-30 (YTD Data)Rank
Total interest income$108,066,000295
Total interest expense$16,033,000369
Net interest income$92,033,000280
Provision for loan and lease losses$2,887,000311
Total noninterest income$18,540,000363
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$10,948,000130
Trading account gains and fees$0129
Additional Noninterest Income$7,592,000514
Total noninterest expense$59,590,000326
Salaries and employee benefits$32,381,000327
Premises and equipment expense$7,606,000287
Additional noninterest expense$19,603,000315
Pre-tax net operating income$48,096,000265
Securities gains (losses)$131,000670
Applicable income taxes$10,966,000253
Income before extraordinary items$37,261,000272
Extraordinary gains, net$011
Net income$37,261,000274
Minority interest net income$072
Net income of bank and minority interests.$37,261,000274
Net charge-offs$-90,0004,945
Cash dividends$15,985,000273
Sale, conversion, retirement of capital stock, net$0590
Net operating income$37,157,510269
2019-06-30 (YTD Data)Rank
Total interest income$70,832,000299
Total interest expense$10,520,000368
Net interest income$60,312,000285
Provision for loan and lease losses$1,913,000307
Total noninterest income$11,503,000370
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$6,968,000136
Trading account gains and fees$0131
Additional Noninterest Income$4,535,000548
Total noninterest expense$39,709,000327
Salaries and employee benefits$21,312,000328
Premises and equipment expense$4,974,000295
Additional noninterest expense$13,423,000315
Pre-tax net operating income$30,193,000274
Securities gains (losses)$74,000630
Applicable income taxes$6,919,000265
Income before extraordinary items$23,348,000282
Extraordinary gains, net$011
Net income$23,348,000284
Minority interest net income$069
Net income of bank and minority interests.$23,348,000284
Net charge-offs$-112,0005,072
Cash dividends$4,442,000490
Sale, conversion, retirement of capital stock, net$0573
Net operating income$23,289,540279
2019-03-31 (YTD Data)Rank
Total interest income$33,266,000308
Total interest expense$4,909,000385
Net interest income$28,357,000292
Provision for loan and lease losses$1,123,000261
Total noninterest income$4,973,000402
Gross Fiduciary activities income$0972
Service charges on deposit accounts$3,254,000138
Trading account gains and fees$0126
Additional Noninterest Income$1,719,000626
Total noninterest expense$19,935,000328
Salaries and employee benefits$10,231,000340
Premises and equipment expense$2,442,000304
Additional noninterest expense$7,262,000292
Pre-tax net operating income$12,272,000309
Securities gains (losses)$38,000435
Applicable income taxes$2,729,000300
Income before extraordinary items$9,581,000319
Extraordinary gains, net$05
Net income$9,581,000319
Minority interest net income$052
Net income of bank and minority interests.$9,581,000319
Net charge-offs$-47,0005,057
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$9,550,980310
2018-12-31 (YTD Data)Rank
Total interest income$99,965,000359
Total interest expense$11,637,000463
Net interest income$88,328,000348
Provision for loan and lease losses$2,120,000480
Total noninterest income$17,810,000460
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$10,267,000163
Trading account gains and fees$0126
Additional Noninterest Income$7,543,000625
Total noninterest expense$70,169,000355
Salaries and employee benefits$35,399,000375
Premises and equipment expense$8,125,000351
Additional noninterest expense$26,645,000314
Pre-tax net operating income$33,849,000406
Securities gains (losses)$334,000161
Applicable income taxes$7,288,000365
Income before extraordinary items$26,895,000409
Extraordinary gains, net$06
Net income$26,895,000409
Minority interest net income$072
Net income of bank and minority interests.$26,895,000409
Net charge-offs$162,0001,806
Cash dividends$13,889,000330
Sale, conversion, retirement of capital stock, net$0671
Net operating income$26,631,140410
2018-09-30 (YTD Data)Rank
Total interest income$69,416,000375
Total interest expense$7,537,000482
Net interest income$61,879,000359
Provision for loan and lease losses$1,546,000469
Total noninterest income$13,060,000469
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$7,064,000174
Trading account gains and fees$0138
Additional Noninterest Income$5,996,000593
Total noninterest expense$49,994,000365
Salaries and employee benefits$25,419,000393
Premises and equipment expense$5,842,000361
Additional noninterest expense$18,733,000320
Pre-tax net operating income$23,399,000431
Securities gains (losses)$-5,0004,626
Applicable income taxes$5,130,000399
Income before extraordinary items$18,264,000445
Extraordinary gains, net$05
Net income$18,264,000444
Minority interest net income$066
Net income of bank and minority interests.$18,264,000444
Net charge-offs$69,0001,989
Cash dividends$13,889,000257
Sale, conversion, retirement of capital stock, net$0633
Net operating income$18,267,950444
2018-06-30 (YTD Data)Rank
Total interest income$43,770,000384
Total interest expense$4,704,000481
Net interest income$39,066,000371
Provision for loan and lease losses$1,134,000431
Total noninterest income$8,100,000490
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$4,347,000183
Trading account gains and fees$0130
Additional Noninterest Income$3,753,000625
Total noninterest expense$31,152,000391
Salaries and employee benefits$16,531,000403
Premises and equipment expense$3,676,000377
Additional noninterest expense$10,945,000360
Pre-tax net operating income$14,880,000437
Securities gains (losses)$-5,0004,867
Applicable income taxes$3,248,000413
Income before extraordinary items$11,627,000456
Extraordinary gains, net$06
Net income$11,627,000455
Minority interest net income$065
Net income of bank and minority interests.$11,627,000455
Net charge-offs$-90,0005,175
Cash dividends$13,889,000192
Sale, conversion, retirement of capital stock, net$0620
Net operating income$11,630,950453
2018-03-31 (YTD Data)Rank
Total interest income$18,755,000419
Total interest expense$2,107,000504
Net interest income$16,648,000411
Provision for loan and lease losses$277,000749
Total noninterest income$3,449,000543
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$2,067,000192
Trading account gains and fees$0123
Additional Noninterest Income$1,382,000746
Total noninterest expense$12,651,000452
Salaries and employee benefits$7,453,000431
Premises and equipment expense$1,635,000418
Additional noninterest expense$3,563,000489
Pre-tax net operating income$7,169,000439
Securities gains (losses)$0735
Applicable income taxes$1,565,000414
Income before extraordinary items$5,604,000459
Extraordinary gains, net$07
Net income$5,604,000459
Minority interest net income$052
Net income of bank and minority interests.$5,604,000459
Net charge-offs$-94,0005,372
Cash dividends$6,356,000179
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,604,000460
2017-12-31 (YTD Data)Rank
Total interest income$65,864,000442
Total interest expense$6,049,000576
Net interest income$59,815,000437
Provision for loan and lease losses$507,0001,436
Total noninterest income$13,228,000566
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,921,000220
Trading account gains and fees$0151
Additional Noninterest Income$6,307,000708
Total noninterest expense$51,702,000437
Salaries and employee benefits$29,339,000424
Premises and equipment expense$5,555,000465
Additional noninterest expense$16,808,000428
Pre-tax net operating income$20,834,000533
Securities gains (losses)$-16,0005,141
Applicable income taxes$8,177,000481
Income before extraordinary items$12,641,000605
Extraordinary gains, net$09
Net income$12,641,000605
Minority interest net income$076
Net income of bank and minority interests.$12,641,000605
Net charge-offs$-271,0005,489
Cash dividends$3,675,000878
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,651,240599
2017-09-30 (YTD Data)Rank
Total interest income$48,760,000450
Total interest expense$4,366,000588
Net interest income$44,394,000438
Provision for loan and lease losses$384,0001,392
Total noninterest income$9,861,000579
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$5,130,000224
Trading account gains and fees$0145
Additional Noninterest Income$4,731,000719
Total noninterest expense$40,141,000430
Salaries and employee benefits$22,182,000428
Premises and equipment expense$4,098,000475
Additional noninterest expense$13,861,000399
Pre-tax net operating income$13,730,000595
Securities gains (losses)$-19,0005,490
Applicable income taxes$4,001,000567
Income before extraordinary items$9,710,000644
Extraordinary gains, net$09
Net income$9,710,000644
Minority interest net income$071
Net income of bank and minority interests.$9,710,000644
Net charge-offs$-281,0005,561
Cash dividends$2,550,000867
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,723,490633
2017-06-30 (YTD Data)Rank
Total interest income$32,188,000448
Total interest expense$2,787,000592
Net interest income$29,401,000441
Provision for loan and lease losses$294,0001,261
Total noninterest income$6,554,000571
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$3,345,000225
Trading account gains and fees$0139
Additional Noninterest Income$3,209,000704
Total noninterest expense$29,187,000408
Salaries and employee benefits$15,174,000425
Premises and equipment expense$2,720,000472
Additional noninterest expense$11,293,000344
Pre-tax net operating income$6,474,000776
Securities gains (losses)$-9,0005,476
Applicable income taxes$1,837,000711
Income before extraordinary items$4,628,000852
Extraordinary gains, net$011
Net income$4,628,000853
Minority interest net income$071
Net income of bank and minority interests.$4,628,000852
Net charge-offs$-266,0005,639
Cash dividends$1,650,000887
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,634,480843
2017-03-31 (YTD Data)Rank
Total interest income$15,738,000454
Total interest expense$1,368,000587
Net interest income$14,370,000450
Provision for loan and lease losses$46,0002,138
Total noninterest income$3,148,000576
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,606,000237
Trading account gains and fees$0142
Additional Noninterest Income$1,542,000708
Total noninterest expense$14,941,000401
Salaries and employee benefits$7,656,000430
Premises and equipment expense$1,364,000479
Additional noninterest expense$5,921,000328
Pre-tax net operating income$2,531,000949
Securities gains (losses)$-8,0005,630
Applicable income taxes$671,000878
Income before extraordinary items$1,852,0001,025
Extraordinary gains, net$08
Net income$1,852,0001,026
Minority interest net income$055
Net income of bank and minority interests.$1,852,0001,025
Net charge-offs$-257,0005,759
Cash dividends$600,0001,052
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,857,8401,010
2016-12-31 (YTD Data)Rank
Total interest income$44,535,000609
Total interest expense$4,094,000722
Net interest income$40,441,000592
Provision for loan and lease losses$625,0001,269
Total noninterest income$10,414,000669
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,662,000312
Trading account gains and fees$0170
Additional Noninterest Income$5,752,000758
Total noninterest expense$33,941,000639
Salaries and employee benefits$21,035,000559
Premises and equipment expense$4,239,000588
Additional noninterest expense$8,667,000769
Pre-tax net operating income$16,289,000610
Securities gains (losses)$126,0001,177
Applicable income taxes$4,766,000574
Income before extraordinary items$11,649,000669
Extraordinary gains, net$05
Net income$11,649,000668
Minority interest net income$082
Net income of bank and minority interests.$11,649,000668
Net charge-offs$-138,0005,589
Cash dividends$2,875,0001,066
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,559,540663
2016-09-30 (YTD Data)Rank
Total interest income$32,684,000619
Total interest expense$2,978,000736
Net interest income$29,706,000605
Provision for loan and lease losses$538,0001,096
Total noninterest income$7,879,000670
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,481,000312
Trading account gains and fees$0169
Additional Noninterest Income$4,398,000749
Total noninterest expense$24,838,000650
Salaries and employee benefits$15,373,000574
Premises and equipment expense$3,090,000601
Additional noninterest expense$6,375,000778
Pre-tax net operating income$12,209,000606
Securities gains (losses)$129,0001,087
Applicable income taxes$3,603,000578
Income before extraordinary items$8,735,000670
Extraordinary gains, net$05
Net income$8,735,000670
Minority interest net income$071
Net income of bank and minority interests.$8,735,000670
Net charge-offs$-196,0005,721
Cash dividends$1,525,0001,254
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,643,410655
2016-06-30 (YTD Data)Rank
Total interest income$21,430,000628
Total interest expense$1,857,000786
Net interest income$19,573,000609
Provision for loan and lease losses$394,0001,033
Total noninterest income$4,934,000691
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,333,000311
Trading account gains and fees$0157
Additional Noninterest Income$2,601,000809
Total noninterest expense$16,157,000669
Salaries and employee benefits$10,008,000592
Premises and equipment expense$2,007,000618
Additional noninterest expense$4,142,000800
Pre-tax net operating income$7,956,000605
Securities gains (losses)$129,000811
Applicable income taxes$2,318,000583
Income before extraordinary items$5,767,000662
Extraordinary gains, net$016
Net income$5,767,000660
Minority interest net income$071
Net income of bank and minority interests.$5,767,000661
Net charge-offs$-117,0005,734
Cash dividends$800,0001,496
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,675,410656
2016-03-31 (YTD Data)Rank
Total interest income$10,579,000636
Total interest expense$895,000813
Net interest income$9,684,000615
Provision for loan and lease losses$190,0001,007
Total noninterest income$2,295,000719
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,167,000307
Trading account gains and fees$0142
Additional Noninterest Income$1,128,000862
Total noninterest expense$7,824,000692
Salaries and employee benefits$4,888,000603
Premises and equipment expense$993,000633
Additional noninterest expense$1,943,000837
Pre-tax net operating income$3,965,000593
Securities gains (losses)$02,077
Applicable income taxes$1,116,000590
Income before extraordinary items$2,849,000648
Extraordinary gains, net$012
Net income$2,849,000647
Minority interest net income$062
Net income of bank and minority interests.$2,849,000648
Net charge-offs$-45,0005,705
Cash dividends$300,0001,591
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,849,000634
2015-12-31 (YTD Data)Rank
Total interest income$40,169,000638
Total interest expense$3,022,000923
Net interest income$37,147,000617
Provision for loan and lease losses$410,0001,563
Total noninterest income$6,855,000900
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,590,000321
Trading account gains and fees$0159
Additional Noninterest Income$2,265,0001,395
Total noninterest expense$30,272,000678
Salaries and employee benefits$17,792,000641
Premises and equipment expense$4,064,000611
Additional noninterest expense$8,416,000781
Pre-tax net operating income$13,320,000681
Securities gains (losses)$03,216
Applicable income taxes$3,701,000654
Income before extraordinary items$9,619,000758
Extraordinary gains, net$023
Net income$9,619,000758
Minority interest net income$081
Net income of bank and minority interests.$9,619,000758
Net charge-offs$-242,0005,892
Cash dividends$1,650,0001,538
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,619,000743
2015-09-30 (YTD Data)Rank
Total interest income$29,766,000652
Total interest expense$2,265,000928
Net interest income$27,501,000627
Provision for loan and lease losses$400,0001,230
Total noninterest income$5,174,000904
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,381,000329
Trading account gains and fees$0153
Additional Noninterest Income$1,793,0001,353
Total noninterest expense$22,509,000701
Salaries and employee benefits$13,306,000655
Premises and equipment expense$3,099,000611
Additional noninterest expense$6,104,000813
Pre-tax net operating income$9,766,000709
Securities gains (losses)$03,031
Applicable income taxes$2,706,000688
Income before extraordinary items$7,060,000782
Extraordinary gains, net$021
Net income$7,060,000781
Minority interest net income$078
Net income of bank and minority interests.$7,060,000782
Net charge-offs$-239,0005,994
Cash dividends$1,650,0001,134
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,060,000766
2015-06-30 (YTD Data)Rank
Total interest income$19,702,000659
Total interest expense$1,519,000933
Net interest income$18,183,000629
Provision for loan and lease losses$150,0001,756
Total noninterest income$3,298,000933
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,148,000337
Trading account gains and fees$0157
Additional Noninterest Income$1,150,0001,406
Total noninterest expense$14,926,000706
Salaries and employee benefits$8,860,000650
Premises and equipment expense$2,057,000620
Additional noninterest expense$4,009,000829
Pre-tax net operating income$6,405,000723
Securities gains (losses)$02,636
Applicable income taxes$1,773,000692
Income before extraordinary items$4,632,000795
Extraordinary gains, net$022
Net income$4,632,000794
Minority interest net income$075
Net income of bank and minority interests.$4,632,000795
Net charge-offs$-174,0006,043
Cash dividends$1,200,0001,062
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,632,000774
2015-03-31 (YTD Data)Rank
Total interest income$9,682,000659
Total interest expense$759,000946
Net interest income$8,923,000634
Provision for loan and lease losses$149,0001,163
Total noninterest income$1,668,000899
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,051,000338
Trading account gains and fees$0152
Additional Noninterest Income$617,0001,301
Total noninterest expense$7,372,000708
Salaries and employee benefits$4,436,000656
Premises and equipment expense$1,014,000624
Additional noninterest expense$1,922,000836
Pre-tax net operating income$3,070,000731
Securities gains (losses)$02,027
Applicable income taxes$847,000701
Income before extraordinary items$2,223,000790
Extraordinary gains, net$013
Net income$2,223,000788
Minority interest net income$064
Net income of bank and minority interests.$2,223,000790
Net charge-offs$316,000517
Cash dividends$450,0001,199
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,223,000762
2014-12-31 (YTD Data)Rank
Total interest income$36,365,000694
Total interest expense$2,791,0001,064
Net interest income$33,574,000655
Provision for loan and lease losses$1,418,000654
Total noninterest income$6,544,000908
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,262,000351
Trading account gains and fees$0180
Additional Noninterest Income$2,282,0001,327
Total noninterest expense$28,566,000715
Salaries and employee benefits$16,829,000655
Premises and equipment expense$4,163,000593
Additional noninterest expense$7,574,000865
Pre-tax net operating income$10,134,000818
Securities gains (losses)$-17,0006,111
Applicable income taxes$2,732,000774
Income before extraordinary items$7,385,000900
Extraordinary gains, net$017
Net income$7,385,000899
Minority interest net income$084
Net income of bank and minority interests.$7,385,000899
Net charge-offs$1,051,000856
Cash dividends$5,110,000584
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,397,410872
2014-09-30 (YTD Data)Rank
Total interest income$26,706,000702
Total interest expense$2,048,0001,097
Net interest income$24,658,000667
Provision for loan and lease losses$1,266,000533
Total noninterest income$4,665,000930
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,158,000353
Trading account gains and fees$0174
Additional Noninterest Income$1,507,0001,449
Total noninterest expense$21,005,000724
Salaries and employee benefits$12,456,000663
Premises and equipment expense$3,096,000596
Additional noninterest expense$5,453,000888
Pre-tax net operating income$7,052,000898
Securities gains (losses)$-13,0006,193
Applicable income taxes$1,890,000844
Income before extraordinary items$5,149,000974
Extraordinary gains, net$015
Net income$5,149,000973
Minority interest net income$081
Net income of bank and minority interests.$5,149,000973
Net charge-offs$910,000723
Cash dividends$4,760,000472
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,158,490942
2014-06-30 (YTD Data)Rank
Total interest income$17,019,000737
Total interest expense$1,259,0001,181
Net interest income$15,760,000689
Provision for loan and lease losses$635,000692
Total noninterest income$2,915,000965
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,037,000358
Trading account gains and fees$0172
Additional Noninterest Income$878,0001,588
Total noninterest expense$13,503,000748
Salaries and employee benefits$8,062,000687
Premises and equipment expense$1,987,000622
Additional noninterest expense$3,454,000933
Pre-tax net operating income$4,537,000899
Securities gains (losses)$02,580
Applicable income taxes$1,213,000836
Income before extraordinary items$3,324,000977
Extraordinary gains, net$020
Net income$3,324,000978
Minority interest net income$080
Net income of bank and minority interests.$3,324,000978
Net charge-offs$364,0001,115
Cash dividends$2,667,000516
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,324,000959
2014-03-31 (YTD Data)Rank
Total interest income$8,446,000745
Total interest expense$577,0001,299
Net interest income$7,869,000697
Provision for loan and lease losses$358,000608
Total noninterest income$1,296,0001,023
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$983,000360
Trading account gains and fees$0147
Additional Noninterest Income$313,0001,944
Total noninterest expense$6,684,000761
Salaries and employee benefits$3,959,000707
Premises and equipment expense$986,000648
Additional noninterest expense$1,739,000921
Pre-tax net operating income$2,123,000928
Securities gains (losses)$01,715
Applicable income taxes$563,000849
Income before extraordinary items$1,560,0001,000
Extraordinary gains, net$016
Net income$1,560,0001,000
Minority interest net income$066
Net income of bank and minority interests.$1,560,0001,001
Net charge-offs$275,000764
Cash dividends$75,0002,392
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,560,000981
2013-12-31 (YTD Data)Rank
Total interest income$31,313,000790
Total interest expense$2,732,0001,238
Net interest income$28,581,000749
Provision for loan and lease losses$1,076,0001,035
Total noninterest income$6,107,000981
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,979,000375
Trading account gains and fees$0184
Additional Noninterest Income$2,128,0001,443
Total noninterest expense$25,604,000795
Salaries and employee benefits$14,463,000749
Premises and equipment expense$3,668,000672
Additional noninterest expense$7,473,000913
Pre-tax net operating income$8,008,000959
Securities gains (losses)$03,182
Applicable income taxes$2,116,000865
Income before extraordinary items$5,892,0001,052
Extraordinary gains, net$029
Net income$5,892,0001,054
Minority interest net income$090
Net income of bank and minority interests.$5,892,0001,054
Net charge-offs$75,0004,021
Cash dividends$3,100,000845
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,892,0001,025
2013-09-30 (YTD Data)Rank
Total interest income$22,904,000813
Total interest expense$2,152,0001,218
Net interest income$20,752,000768
Provision for loan and lease losses$1,020,000865
Total noninterest income$4,886,000955
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,931,000382
Trading account gains and fees$0180
Additional Noninterest Income$1,955,0001,296
Total noninterest expense$18,998,000800
Salaries and employee benefits$10,639,000765
Premises and equipment expense$2,680,000687
Additional noninterest expense$5,679,000899
Pre-tax net operating income$5,620,0001,035
Securities gains (losses)$03,040
Applicable income taxes$1,352,0001,016
Income before extraordinary items$4,268,0001,094
Extraordinary gains, net$025
Net income$4,268,0001,096
Minority interest net income$084
Net income of bank and minority interests.$4,268,0001,096
Net charge-offs$75,0003,529
Cash dividends$2,500,000725
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,268,0001,077
2013-06-30 (YTD Data)Rank
Total interest income$14,407,000865
Total interest expense$1,509,0001,186
Net interest income$12,898,000822
Provision for loan and lease losses$660,000914
Total noninterest income$3,435,000917
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,812,000402
Trading account gains and fees$0157
Additional Noninterest Income$1,623,0001,140
Total noninterest expense$11,989,000851
Salaries and employee benefits$6,734,000807
Premises and equipment expense$1,669,000730
Additional noninterest expense$3,586,000943
Pre-tax net operating income$3,684,0001,028
Securities gains (losses)$02,791
Applicable income taxes$896,0001,016
Income before extraordinary items$2,788,0001,107
Extraordinary gains, net$022
Net income$2,788,0001,108
Minority interest net income$082
Net income of bank and minority interests.$2,788,0001,110
Net charge-offs$-6,0006,001
Cash dividends$2,500,000509
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,788,0001,067
2013-03-31 (YTD Data)Rank
Total interest income$6,650,000958
Total interest expense$733,0001,258
Net interest income$5,917,000907
Provision for loan and lease losses$311,000959
Total noninterest income$1,807,000892
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$843,000418
Trading account gains and fees$0148
Additional Noninterest Income$964,0001,020
Total noninterest expense$5,362,000956
Salaries and employee benefits$3,106,000882
Premises and equipment expense$779,000799
Additional noninterest expense$1,477,0001,123
Pre-tax net operating income$2,051,000910
Securities gains (losses)$01,966
Applicable income taxes$500,000915
Income before extraordinary items$1,551,000981
Extraordinary gains, net$010
Net income$1,551,000981
Minority interest net income$076
Net income of bank and minority interests.$1,551,000983
Net charge-offs$120,0001,751
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,551,000931
2012-12-31 (YTD Data)Rank
Total interest income$26,183,0001,002
Total interest expense$3,888,0001,150
Net interest income$22,295,000978
Provision for loan and lease losses$1,228,0001,528
Total noninterest income$5,420,0001,088
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,432,000431
Trading account gains and fees$0166
Additional Noninterest Income$1,988,0001,528
Total noninterest expense$20,643,000970
Salaries and employee benefits$11,726,000885
Premises and equipment expense$3,015,000803
Additional noninterest expense$5,902,0001,174
Pre-tax net operating income$5,844,0001,200
Securities gains (losses)$03,810
Applicable income taxes$1,247,0001,259
Income before extraordinary items$4,597,0001,283
Extraordinary gains, net$029
Net income$4,597,0001,284
Minority interest net income$093
Net income of bank and minority interests.$4,597,0001,284
Net charge-offs$1,012,0001,801
Cash dividends$980,0001,991
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,597,0001,226
2012-09-30 (YTD Data)Rank
Total interest income$19,730,0001,017
Total interest expense$3,143,0001,123
Net interest income$16,587,000998
Provision for loan and lease losses$744,0001,799
Total noninterest income$3,820,0001,130
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,578,000429
Trading account gains and fees$0157
Additional Noninterest Income$1,242,0001,741
Total noninterest expense$15,392,000978
Salaries and employee benefits$8,826,000892
Premises and equipment expense$2,239,000814
Additional noninterest expense$4,327,0001,192
Pre-tax net operating income$4,271,0001,260
Securities gains (losses)$03,575
Applicable income taxes$1,102,0001,144
Income before extraordinary items$3,169,0001,417
Extraordinary gains, net$020
Net income$3,169,0001,418
Minority interest net income$086
Net income of bank and minority interests.$3,169,0001,418
Net charge-offs$855,0001,608
Cash dividends$630,0001,791
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,169,0001,334
2012-06-30 (YTD Data)Rank
Total interest income$13,273,0001,015
Total interest expense$2,179,0001,124
Net interest income$11,094,000998
Provision for loan and lease losses$374,0002,171
Total noninterest income$2,465,0001,137
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,726,000421
Trading account gains and fees$0153
Additional Noninterest Income$739,0001,849
Total noninterest expense$10,225,000978
Salaries and employee benefits$5,820,000899
Premises and equipment expense$1,522,000800
Additional noninterest expense$2,883,0001,190
Pre-tax net operating income$2,960,0001,201
Securities gains (losses)$03,178
Applicable income taxes$770,0001,098
Income before extraordinary items$2,190,0001,354
Extraordinary gains, net$019
Net income$2,190,0001,354
Minority interest net income$084
Net income of bank and minority interests.$2,190,0001,354
Net charge-offs$417,0001,956
Cash dividends$280,0002,231
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,190,0001,277
2012-03-31 (YTD Data)Rank
Total interest income$6,664,0001,022
Total interest expense$1,119,0001,131
Net interest income$5,545,000992
Provision for loan and lease losses$152,0002,291
Total noninterest income$1,250,0001,123
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$870,000418
Trading account gains and fees$0148
Additional Noninterest Income$380,0001,815
Total noninterest expense$5,205,000957
Salaries and employee benefits$2,893,000895
Premises and equipment expense$786,000765
Additional noninterest expense$1,526,0001,118
Pre-tax net operating income$1,438,0001,222
Securities gains (losses)$02,210
Applicable income taxes$372,0001,124
Income before extraordinary items$1,066,0001,361
Extraordinary gains, net$019
Net income$1,066,0001,361
Minority interest net income$078
Net income of bank and minority interests.$1,066,0001,362
Net charge-offs$291,0001,518
Cash dividends$280,0001,338
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,066,0001,287
2011-12-31 (YTD Data)Rank
Total interest income$24,470,0001,162
Total interest expense$5,196,0001,158
Net interest income$19,274,0001,160
Provision for loan and lease losses$1,468,0001,921
Total noninterest income$4,099,0001,217
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,704,000551
Trading account gains and fees$0146
Additional Noninterest Income$1,395,0001,722
Total noninterest expense$17,246,0001,141
Salaries and employee benefits$9,548,0001,026
Premises and equipment expense$2,179,0001,145
Additional noninterest expense$5,519,0001,253
Pre-tax net operating income$4,659,0001,247
Securities gains (losses)$-4,0006,806
Applicable income taxes$1,159,0001,224
Income before extraordinary items$3,496,0001,405
Extraordinary gains, net$029
Net income$3,496,0001,405
Minority interest net income$096
Net income of bank and minority interests.$3,496,0001,405
Net charge-offs$1,574,0001,811
Cash dividends$530,0002,363
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,499,0001,334
2011-09-30 (YTD Data)Rank
Total interest income$17,668,0001,233
Total interest expense$4,039,0001,162
Net interest income$13,629,0001,234
Provision for loan and lease losses$883,0002,140
Total noninterest income$2,796,0001,280
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,758,000634
Trading account gains and fees$0145
Additional Noninterest Income$1,038,0001,733
Total noninterest expense$11,993,0001,232
Salaries and employee benefits$6,767,0001,095
Premises and equipment expense$1,369,0001,372
Additional noninterest expense$3,857,0001,336
Pre-tax net operating income$3,549,0001,278
Securities gains (losses)$-4,0006,937
Applicable income taxes$1,127,000992
Income before extraordinary items$2,418,0001,581
Extraordinary gains, net$021
Net income$2,418,0001,581
Minority interest net income$087
Net income of bank and minority interests.$2,418,0001,581
Net charge-offs$1,222,0001,703
Cash dividends$250,0002,494
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,420,7201,486
2011-06-30 (YTD Data)Rank
Total interest income$11,671,0001,242
Total interest expense$2,819,0001,146
Net interest income$8,852,0001,265
Provision for loan and lease losses$653,0001,970
Total noninterest income$1,759,0001,333
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,126,000654
Trading account gains and fees$0153
Additional Noninterest Income$633,0001,808
Total noninterest expense$7,641,0001,301
Salaries and employee benefits$4,411,0001,136
Premises and equipment expense$874,0001,444
Additional noninterest expense$2,356,0001,480
Pre-tax net operating income$2,317,0001,278
Securities gains (losses)$-4,0006,995
Applicable income taxes$717,0001,006
Income before extraordinary items$1,596,0001,539
Extraordinary gains, net$015
Net income$1,596,0001,539
Minority interest net income$089
Net income of bank and minority interests.$1,596,0001,539
Net charge-offs$1,127,0001,371
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,598,7601,474
2011-03-31 (YTD Data)Rank
Total interest income$5,733,0001,274
Total interest expense$1,435,0001,168
Net interest income$4,298,0001,302
Provision for loan and lease losses$348,0001,798
Total noninterest income$892,0001,318
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$559,000643
Trading account gains and fees$0158
Additional Noninterest Income$333,0001,782
Total noninterest expense$3,838,0001,303
Salaries and employee benefits$2,229,0001,143
Premises and equipment expense$434,0001,486
Additional noninterest expense$1,175,0001,483
Pre-tax net operating income$1,004,0001,428
Securities gains (losses)$01,772
Applicable income taxes$311,0001,097
Income before extraordinary items$693,0001,690
Extraordinary gains, net$09
Net income$693,0001,690
Minority interest net income$086
Net income of bank and minority interests.$693,0001,690
Net charge-offs$663,0001,125
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$693,0001,641
2010-12-31 (YTD Data)Rank
Total interest income$23,451,0001,316
Total interest expense$6,932,0001,181
Net interest income$16,519,0001,352
Provision for loan and lease losses$983,0003,080
Total noninterest income$4,258,0001,208
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,374,000627
Trading account gains and fees$0175
Additional Noninterest Income$1,884,0001,459
Total noninterest expense$15,346,0001,307
Salaries and employee benefits$8,633,0001,135
Premises and equipment expense$1,812,0001,423
Additional noninterest expense$4,901,0001,474
Pre-tax net operating income$4,448,0001,139
Securities gains (losses)$-421,0007,403
Applicable income taxes$1,010,0001,207
Income before extraordinary items$3,017,0001,397
Extraordinary gains, net$029
Net income$3,017,0001,400
Minority interest net income$0111
Net income of bank and minority interests.$3,017,0001,401
Net charge-offs$1,128,0002,520
Cash dividends$650,0002,019
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,332,7501,230
2010-09-30 (YTD Data)Rank
Total interest income$17,677,0001,323
Total interest expense$5,442,0001,179
Net interest income$12,235,0001,383
Provision for loan and lease losses$754,0002,930
Total noninterest income$3,135,0001,216
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,786,000636
Trading account gains and fees$0165
Additional Noninterest Income$1,349,0001,453
Total noninterest expense$11,335,0001,309
Salaries and employee benefits$6,471,0001,135
Premises and equipment expense$1,379,0001,414
Additional noninterest expense$3,485,0001,516
Pre-tax net operating income$3,281,0001,207
Securities gains (losses)$-298,0007,540
Applicable income taxes$905,0001,082
Income before extraordinary items$2,078,0001,590
Extraordinary gains, net$023
Net income$2,078,0001,593
Minority interest net income$0110
Net income of bank and minority interests.$2,078,0001,593
Net charge-offs$951,0002,248
Cash dividends$650,0001,473
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,286,6001,396
2010-06-30 (YTD Data)Rank
Total interest income$11,828,0001,334
Total interest expense$3,869,0001,158
Net interest income$7,959,0001,428
Provision for loan and lease losses$382,0003,254
Total noninterest income$1,897,0001,281
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,186,000643
Trading account gains and fees$0152
Additional Noninterest Income$711,0001,659
Total noninterest expense$7,380,0001,344
Salaries and employee benefits$4,257,0001,156
Premises and equipment expense$910,0001,449
Additional noninterest expense$2,213,0001,591
Pre-tax net operating income$2,094,0001,256
Securities gains (losses)$-98,0007,511
Applicable income taxes$619,0001,034
Income before extraordinary items$1,377,0001,588
Extraordinary gains, net$019
Net income$1,377,0001,588
Minority interest net income$0105
Net income of bank and minority interests.$1,377,0001,588
Net charge-offs$851,0001,880
Cash dividends$400,0001,555
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,444,6201,454
2010-03-31 (YTD Data)Rank
Total interest income$5,882,0001,380
Total interest expense$2,047,0001,150
Net interest income$3,835,0001,498
Provision for loan and lease losses$165,0003,229
Total noninterest income$933,0001,305
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$577,000663
Trading account gains and fees$0175
Additional Noninterest Income$356,0001,637
Total noninterest expense$3,630,0001,391
Salaries and employee benefits$2,097,0001,181
Premises and equipment expense$437,0001,545
Additional noninterest expense$1,096,0001,603
Pre-tax net operating income$973,0001,337
Securities gains (losses)$-107,0007,708
Applicable income taxes$268,0001,140
Income before extraordinary items$598,0001,832
Extraordinary gains, net$016
Net income$598,0001,831
Minority interest net income$091
Net income of bank and minority interests.$598,0001,833
Net charge-offs$423,0001,725
Cash dividends$400,000835
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$671,8301,562
2009-12-31 (YTD Data)Rank
Total interest income$24,621,0001,393
Total interest expense$9,966,0001,200
Net interest income$14,655,0001,539
Provision for loan and lease losses$1,206,0003,199
Total noninterest income$4,476,0001,198
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,477,000678
Trading account gains and fees$0211
Additional Noninterest Income$1,999,0001,372
Total noninterest expense$14,932,0001,371
Salaries and employee benefits$8,354,0001,172
Premises and equipment expense$1,896,0001,435
Additional noninterest expense$4,682,0001,597
Pre-tax net operating income$2,993,0001,340
Securities gains (losses)$-111,0007,305
Applicable income taxes$672,0001,277
Income before extraordinary items$2,210,0001,512
Extraordinary gains, net$034
Net income$2,210,0001,509
Minority interest net income$0115
Net income of bank and minority interests.$2,210,0001,511
Net charge-offs$1,229,0002,616
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,295,4701,424
2009-09-30 (YTD Data)Rank
Total interest income$18,507,0001,420
Total interest expense$7,714,0001,211
Net interest income$10,793,0001,559
Provision for loan and lease losses$1,056,0002,707
Total noninterest income$3,336,0001,218
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,845,000681
Trading account gains and fees$0212
Additional Noninterest Income$1,491,0001,407
Total noninterest expense$11,057,0001,382
Salaries and employee benefits$6,313,0001,174
Premises and equipment expense$1,442,0001,428
Additional noninterest expense$3,302,0001,643
Pre-tax net operating income$2,016,0001,612
Securities gains (losses)$03,497
Applicable income taxes$586,0001,268
Income before extraordinary items$1,430,0001,861
Extraordinary gains, net$027
Net income$1,430,0001,860
Minority interest net income$0118
Net income of bank and minority interests.$1,430,0001,861
Net charge-offs$1,014,0002,192
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,430,0001,812
2009-06-30 (YTD Data)Rank
Total interest income$12,404,0001,433
Total interest expense$5,282,0001,250
Net interest income$7,122,0001,570
Provision for loan and lease losses$1,092,0001,969
Total noninterest income$2,193,0001,248
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$959,000885
Trading account gains and fees$0193
Additional Noninterest Income$1,234,0001,243
Total noninterest expense$7,351,0001,410
Salaries and employee benefits$4,210,0001,197
Premises and equipment expense$950,0001,476
Additional noninterest expense$2,191,0001,659
Pre-tax net operating income$872,0002,357
Securities gains (losses)$-71,0007,636
Applicable income taxes$225,0001,837
Income before extraordinary items$576,0002,839
Extraordinary gains, net$021
Net income$576,0002,837
Minority interest net income$0112
Net income of bank and minority interests.$576,0002,839
Net charge-offs$624,0002,095
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$627,1202,605
2009-03-31 (YTD Data)Rank
Total interest income$6,250,0001,439
Total interest expense$2,714,0001,260
Net interest income$3,536,0001,580
Provision for loan and lease losses$628,0001,555
Total noninterest income$1,079,0001,202
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$474,000861
Trading account gains and fees$0171
Additional Noninterest Income$605,0001,229
Total noninterest expense$3,587,0001,386
Salaries and employee benefits$2,128,0001,205
Premises and equipment expense$471,0001,514
Additional noninterest expense$988,0001,634
Pre-tax net operating income$400,0002,801
Securities gains (losses)$02,434
Applicable income taxes$116,0002,030
Income before extraordinary items$284,0003,230
Extraordinary gains, net$015
Net income$284,0003,230
Minority interest net income$0102
Net income of bank and minority interests.$284,0003,230
Net charge-offs$143,0002,468
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$284,0003,079
2008-12-31 (YTD Data)Rank
Total interest income$31,707,0001,206
Total interest expense$13,644,0001,187
Net interest income$18,063,0001,228
Provision for loan and lease losses$2,205,0001,693
Total noninterest income$3,071,0001,545
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,197,000804
Trading account gains and fees$0154
Additional Noninterest Income$874,0002,336
Total noninterest expense$15,471,0001,266
Salaries and employee benefits$9,453,0001,052
Premises and equipment expense$2,083,0001,319
Additional noninterest expense$3,935,0001,572
Pre-tax net operating income$3,458,0001,575
Securities gains (losses)$03,220
Applicable income taxes$930,0001,266
Income before extraordinary items$2,528,0001,600
Extraordinary gains, net$039
Net income$2,528,0001,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,641,0001,467
Cash dividends$600,0003,082
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,528,0001,706
2008-09-30 (YTD Data)Rank
Total interest income$24,510,0001,197
Total interest expense$10,607,0001,192
Net interest income$13,903,0001,218
Provision for loan and lease losses$1,721,0001,310
Total noninterest income$2,399,0001,541
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,671,000793
Trading account gains and fees$0148
Additional Noninterest Income$728,0002,262
Total noninterest expense$11,848,0001,226
Salaries and employee benefits$7,220,0001,056
Premises and equipment expense$1,544,0001,345
Additional noninterest expense$3,084,0001,457
Pre-tax net operating income$2,733,0001,782
Securities gains (losses)$03,106
Applicable income taxes$847,0001,317
Income before extraordinary items$1,886,0001,875
Extraordinary gains, net$031
Net income$1,886,0001,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,396,0001,069
Cash dividends$600,0002,477
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,886,0001,970
2008-06-30 (YTD Data)Rank
Total interest income$16,834,0001,174
Total interest expense$7,527,0001,159
Net interest income$9,307,0001,206
Provision for loan and lease losses$1,000,0001,220
Total noninterest income$1,622,0001,552
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,080,000796
Trading account gains and fees$0149
Additional Noninterest Income$542,0002,120
Total noninterest expense$7,850,0001,237
Salaries and employee benefits$4,844,0001,066
Premises and equipment expense$1,033,0001,338
Additional noninterest expense$1,973,0001,490
Pre-tax net operating income$2,079,0001,634
Securities gains (losses)$03,233
Applicable income taxes$639,0001,327
Income before extraordinary items$1,440,0001,869
Extraordinary gains, net$021
Net income$1,440,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,904
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,440,0001,834
2008-03-31 (YTD Data)Rank
Total interest income$8,677,0001,168
Total interest expense$3,830,0001,222
Net interest income$4,847,0001,128
Provision for loan and lease losses$366,0001,219
Total noninterest income$730,0001,686
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$510,000841
Trading account gains and fees$0158
Additional Noninterest Income$220,0002,435
Total noninterest expense$3,888,0001,243
Salaries and employee benefits$2,426,0001,068
Premises and equipment expense$498,0001,398
Additional noninterest expense$964,0001,498
Pre-tax net operating income$1,323,0001,412
Securities gains (losses)$02,688
Applicable income taxes$410,0001,177
Income before extraordinary items$913,0001,628
Extraordinary gains, net$015
Net income$913,0001,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0001,450
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$913,0001,570
2007-12-31 (YTD Data)Rank
Total interest income$33,383,0001,265
Total interest expense$14,744,0001,360
Net interest income$18,639,0001,192
Provision for loan and lease losses$1,321,0001,165
Total noninterest income$2,880,0001,693
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,956,000913
Trading account gains and fees$0178
Additional Noninterest Income$924,0002,336
Total noninterest expense$14,446,0001,283
Salaries and employee benefits$8,960,0001,123
Premises and equipment expense$1,843,0001,448
Additional noninterest expense$3,643,0001,519
Pre-tax net operating income$5,752,0001,445
Securities gains (losses)$02,146
Applicable income taxes$1,721,0001,276
Income before extraordinary items$4,031,0001,579
Extraordinary gains, net$039
Net income$4,031,0001,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$769,0001,242
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,031,0001,568
2007-09-30 (YTD Data)Rank
Total interest income$24,632,0001,294
Total interest expense$10,699,0001,404
Net interest income$13,933,0001,211
Provision for loan and lease losses$966,000928
Total noninterest income$2,066,0001,749
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,380,000952
Trading account gains and fees$0184
Additional Noninterest Income$686,0002,356
Total noninterest expense$10,582,0001,302
Salaries and employee benefits$6,636,0001,137
Premises and equipment expense$1,364,0001,462
Additional noninterest expense$2,582,0001,564
Pre-tax net operating income$4,451,0001,524
Securities gains (losses)$01,655
Applicable income taxes$1,270,0001,386
Income before extraordinary items$3,181,0001,588
Extraordinary gains, net$033
Net income$3,181,0001,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,000864
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,181,0001,576
2007-06-30 (YTD Data)Rank
Total interest income$15,709,0001,376
Total interest expense$6,726,0001,490
Net interest income$8,983,0001,267
Provision for loan and lease losses$650,000817
Total noninterest income$1,342,0001,807
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$895,000988
Trading account gains and fees$0168
Additional Noninterest Income$447,0002,420
Total noninterest expense$6,877,0001,355
Salaries and employee benefits$4,348,0001,173
Premises and equipment expense$909,0001,467
Additional noninterest expense$1,620,0001,674
Pre-tax net operating income$2,798,0001,646
Securities gains (losses)$01,444
Applicable income taxes$750,0001,566
Income before extraordinary items$2,048,0001,688
Extraordinary gains, net$029
Net income$2,048,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,328
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,048,0001,666
2007-03-31 (YTD Data)Rank
Total interest income$7,506,0001,435
Total interest expense$3,197,0001,550
Net interest income$4,309,0001,319
Provision for loan and lease losses$330,000734
Total noninterest income$649,0001,830
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$450,000955
Trading account gains and fees$0195
Additional Noninterest Income$199,0002,552
Total noninterest expense$3,381,0001,378
Salaries and employee benefits$2,113,0001,211
Premises and equipment expense$476,0001,415
Additional noninterest expense$792,0001,692
Pre-tax net operating income$1,247,0001,806
Securities gains (losses)$01,187
Applicable income taxes$373,0001,600
Income before extraordinary items$874,0001,919
Extraordinary gains, net$022
Net income$874,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-82,0008,483
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$874,0001,911
2006-12-31 (YTD Data)Rank
Total interest income$23,736,0001,701
Total interest expense$8,671,0001,908
Net interest income$15,065,0001,515
Provision for loan and lease losses$800,0001,275
Total noninterest income$1,993,0002,236
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,389,0001,278
Trading account gains and fees$0130
Additional Noninterest Income$604,0003,004
Total noninterest expense$10,832,0001,641
Salaries and employee benefits$6,604,0001,500
Premises and equipment expense$1,558,0001,643
Additional noninterest expense$2,670,0001,985
Pre-tax net operating income$5,426,0001,758
Securities gains (losses)$01,687
Applicable income taxes$1,729,0001,484
Income before extraordinary items$3,697,0001,917
Extraordinary gains, net$051
Net income$3,697,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,461
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,697,0001,906
2006-09-30 (YTD Data)Rank
Total interest income$16,445,0001,830
Total interest expense$5,751,0002,069
Net interest income$10,694,0001,622
Provision for loan and lease losses$583,0001,241
Total noninterest income$1,395,0002,347
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$932,0001,444
Trading account gains and fees$0126
Additional Noninterest Income$463,0002,971
Total noninterest expense$7,606,0001,749
Salaries and employee benefits$4,633,0001,610
Premises and equipment expense$1,109,0001,721
Additional noninterest expense$1,864,0002,097
Pre-tax net operating income$3,900,0001,888
Securities gains (losses)$01,388
Applicable income taxes$1,246,0001,606
Income before extraordinary items$2,654,0002,047
Extraordinary gains, net$045
Net income$2,654,0002,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,110
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,654,0002,039
2006-06-30 (YTD Data)Rank
Total interest income$10,383,0001,892
Total interest expense$3,536,0002,113
Net interest income$6,847,0001,691
Provision for loan and lease losses$294,0001,557
Total noninterest income$890,0002,419
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$592,0001,505
Trading account gains and fees$0126
Additional Noninterest Income$298,0003,033
Total noninterest expense$4,830,0001,842
Salaries and employee benefits$2,934,0001,681
Premises and equipment expense$698,0001,809
Additional noninterest expense$1,198,0002,178
Pre-tax net operating income$2,613,0001,880
Securities gains (losses)$01,185
Applicable income taxes$838,0001,605
Income before extraordinary items$1,775,0002,032
Extraordinary gains, net$039
Net income$1,775,0002,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,844
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,775,0002,023
2006-03-31 (YTD Data)Rank
Total interest income$4,839,0001,965
Total interest expense$1,664,0002,144
Net interest income$3,175,0001,822
Provision for loan and lease losses$84,0002,291
Total noninterest income$441,0002,386
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$272,0001,560
Trading account gains and fees$0115
Additional Noninterest Income$169,0002,759
Total noninterest expense$2,267,0001,957
Salaries and employee benefits$1,381,0001,781
Premises and equipment expense$354,0001,793
Additional noninterest expense$532,0002,411
Pre-tax net operating income$1,265,0001,890
Securities gains (losses)$0955
Applicable income taxes$400,0001,652
Income before extraordinary items$865,0002,046
Extraordinary gains, net$021
Net income$865,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$865,0002,028
2005-12-31 (YTD Data)Rank
Total interest income$15,675,0002,126
Total interest expense$5,164,0002,136
Net interest income$10,511,0002,112
Provision for loan and lease losses$921,0001,128
Total noninterest income$1,606,0002,577
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,188,0001,474
Trading account gains and fees$0138
Additional Noninterest Income$418,0003,701
Total noninterest expense$8,022,0002,079
Salaries and employee benefits$4,797,0001,928
Premises and equipment expense$1,301,0001,857
Additional noninterest expense$1,924,0002,578
Pre-tax net operating income$3,174,0002,641
Securities gains (losses)$02,296
Applicable income taxes$1,036,0002,219
Income before extraordinary items$2,138,0002,927
Extraordinary gains, net$046
Net income$2,138,0002,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,204
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,138,0002,897
2005-09-30 (YTD Data)Rank
Total interest income$11,112,0002,186
Total interest expense$3,578,0002,177
Net interest income$7,534,0002,183
Provision for loan and lease losses$750,000996
Total noninterest income$1,251,0002,507
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$965,0001,355
Trading account gains and fees$0126
Additional Noninterest Income$286,0003,881
Total noninterest expense$5,808,0002,125
Salaries and employee benefits$3,511,0001,944
Premises and equipment expense$906,0001,978
Additional noninterest expense$1,391,0002,644
Pre-tax net operating income$2,227,0002,814
Securities gains (losses)$02,317
Applicable income taxes$757,0002,288
Income before extraordinary items$1,470,0003,177
Extraordinary gains, net$035
Net income$1,470,0003,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,228
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,470,0003,139
2005-06-30 (YTD Data)Rank
Total interest income$7,013,0002,251
Total interest expense$2,183,0002,240
Net interest income$4,830,0002,240
Provision for loan and lease losses$437,0001,107
Total noninterest income$886,0002,383
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$669,0001,279
Trading account gains and fees$0116
Additional Noninterest Income$217,0003,630
Total noninterest expense$3,766,0002,174
Salaries and employee benefits$2,292,0001,974
Premises and equipment expense$575,0002,052
Additional noninterest expense$899,0002,703
Pre-tax net operating income$1,513,0002,730
Securities gains (losses)$02,146
Applicable income taxes$515,0002,237
Income before extraordinary items$998,0003,104
Extraordinary gains, net$030
Net income$998,0003,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,614
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$998,0003,053
2005-03-31 (YTD Data)Rank
Total interest income$3,298,0002,344
Total interest expense$998,0002,337
Net interest income$2,300,0002,333
Provision for loan and lease losses$204,0001,121
Total noninterest income$456,0002,278
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$318,0001,291
Trading account gains and fees$0115
Additional Noninterest Income$138,0003,128
Total noninterest expense$1,897,0002,180
Salaries and employee benefits$1,150,0001,982
Premises and equipment expense$306,0001,962
Additional noninterest expense$441,0002,743
Pre-tax net operating income$655,0003,018
Securities gains (losses)$01,685
Applicable income taxes$223,0002,431
Income before extraordinary items$432,0003,416
Extraordinary gains, net$024
Net income$432,0003,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,412
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$432,0003,389
2004-12-31 (YTD Data)Rank
Total interest income$11,000,0002,591
Total interest expense$2,965,0002,658
Net interest income$8,035,0002,543
Provision for loan and lease losses$672,0001,507
Total noninterest income$1,815,0002,356
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,454,0001,236
Trading account gains and fees$0138
Additional Noninterest Income$361,0003,905
Total noninterest expense$7,111,0002,238
Salaries and employee benefits$4,037,0002,147
Premises and equipment expense$1,185,0001,938
Additional noninterest expense$1,889,0002,545
Pre-tax net operating income$2,067,0003,423
Securities gains (losses)$-5,0008,058
Applicable income taxes$701,0002,760
Income before extraordinary items$1,361,0003,875
Extraordinary gains, net$034
Net income$1,361,0003,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,743
Cash dividends$45,0005,880
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,364,3003,805
2004-09-30 (YTD Data)Rank
Total interest income$7,894,0002,670
Total interest expense$2,087,0002,748
Net interest income$5,807,0002,588
Provision for loan and lease losses$501,0001,447
Total noninterest income$1,346,0002,382
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,103,0001,219
Trading account gains and fees$0134
Additional Noninterest Income$243,0004,109
Total noninterest expense$5,166,0002,304
Salaries and employee benefits$2,927,0002,216
Premises and equipment expense$865,0001,997
Additional noninterest expense$1,374,0002,585
Pre-tax net operating income$1,486,0003,596
Securities gains (losses)$-7,0008,426
Applicable income taxes$509,0002,866
Income before extraordinary items$970,0004,085
Extraordinary gains, net$026
Net income$970,0004,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,153
Cash dividends$45,0005,045
Sale, conversion, retirement of capital stock, net$0738
Net operating income$974,6204,007
2004-06-30 (YTD Data)Rank
Total interest income$5,090,0002,741
Total interest expense$1,356,0002,787
Net interest income$3,734,0002,661
Provision for loan and lease losses$288,0001,647
Total noninterest income$912,0002,344
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$725,0001,217
Trading account gains and fees$0130
Additional Noninterest Income$187,0003,877
Total noninterest expense$3,384,0002,347
Salaries and employee benefits$1,887,0002,292
Premises and equipment expense$567,0002,032
Additional noninterest expense$930,0002,553
Pre-tax net operating income$974,0003,594
Securities gains (losses)$-4,0008,544
Applicable income taxes$331,0002,902
Income before extraordinary items$639,0004,068
Extraordinary gains, net$021
Net income$639,0004,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,177
Cash dividends$45,0004,736
Sale, conversion, retirement of capital stock, net$0638
Net operating income$641,6403,977
2004-03-31 (YTD Data)Rank
Total interest income$2,481,0002,810
Total interest expense$673,0002,845
Net interest income$1,808,0002,742
Provision for loan and lease losses$134,0001,688
Total noninterest income$430,0002,417
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$348,0001,230
Trading account gains and fees$0121
Additional Noninterest Income$82,0004,114
Total noninterest expense$1,684,0002,361
Salaries and employee benefits$908,0002,389
Premises and equipment expense$285,0002,027
Additional noninterest expense$491,0002,404
Pre-tax net operating income$420,0003,960
Securities gains (losses)$-9,0008,908
Applicable income taxes$143,0003,179
Income before extraordinary items$268,0004,574
Extraordinary gains, net$016
Net income$268,0004,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,990
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$273,8504,393
2003-12-31 (YTD Data)Rank
Total interest income$7,755,0003,530
Total interest expense$2,131,0003,831
Net interest income$5,624,0003,363
Provision for loan and lease losses$345,0002,886
Total noninterest income$1,338,0003,071
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,039,0001,655
Trading account gains and fees$0160
Additional Noninterest Income$299,0004,518
Total noninterest expense$5,177,0002,966
Salaries and employee benefits$2,338,0003,454
Premises and equipment expense$746,0002,919
Additional noninterest expense$2,093,0002,305
Pre-tax net operating income$1,440,0004,221
Securities gains (losses)$04,500
Applicable income taxes$475,0003,458
Income before extraordinary items$965,0004,742
Extraordinary gains, net$054
Net income$965,0004,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0002,042
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$965,0004,573
2003-09-30 (YTD Data)Rank
Total interest income$6,038,0003,475
Total interest expense$1,628,0003,889
Net interest income$4,410,0003,260
Provision for loan and lease losses$243,0002,906
Total noninterest income$1,000,0003,136
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$762,0001,701
Trading account gains and fees$0153
Additional Noninterest Income$238,0004,469
Total noninterest expense$3,896,0002,959
Salaries and employee benefits$1,772,0003,402
Premises and equipment expense$550,0002,972
Additional noninterest expense$1,574,0002,279
Pre-tax net operating income$1,271,0003,918
Securities gains (losses)$04,204
Applicable income taxes$432,0003,295
Income before extraordinary items$839,0004,470
Extraordinary gains, net$040
Net income$839,0004,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,900
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$839,0004,308
2003-06-30 (YTD Data)Rank
Total interest income$4,021,0003,502
Total interest expense$1,119,0003,899
Net interest income$2,902,0003,290
Provision for loan and lease losses$145,0003,188
Total noninterest income$659,0003,134
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$501,0001,686
Trading account gains and fees$0150
Additional Noninterest Income$158,0004,487
Total noninterest expense$2,528,0003,020
Salaries and employee benefits$1,159,0003,463
Premises and equipment expense$353,0003,056
Additional noninterest expense$1,016,0002,332
Pre-tax net operating income$888,0003,789
Securities gains (losses)$03,782
Applicable income taxes$302,0003,231
Income before extraordinary items$586,0004,368
Extraordinary gains, net$030
Net income$586,0004,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,606
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$586,0004,158
2003-03-31 (YTD Data)Rank
Total interest income$2,007,0003,513
Total interest expense$560,0003,983
Net interest income$1,447,0003,279
Provision for loan and lease losses$61,0003,234
Total noninterest income$324,0003,081
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$247,0001,651
Trading account gains and fees$0134
Additional Noninterest Income$77,0004,426
Total noninterest expense$1,207,0003,125
Salaries and employee benefits$566,0003,525
Premises and equipment expense$170,0003,154
Additional noninterest expense$471,0002,473
Pre-tax net operating income$503,0003,469
Securities gains (losses)$02,891
Applicable income taxes$171,0002,972
Income before extraordinary items$332,0003,958
Extraordinary gains, net$021
Net income$332,0003,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,284
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$332,0003,774
2002-12-31 (YTD Data)Rank
Total interest income$7,045,0004,022
Total interest expense$2,507,0004,089
Net interest income$4,538,0003,963
Provision for loan and lease losses$230,0004,063
Total noninterest income$1,254,0002,983
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$989,0001,634
Trading account gains and fees$0153
Additional Noninterest Income$265,0004,515
Total noninterest expense$4,211,0003,417
Salaries and employee benefits$1,812,0004,062
Premises and equipment expense$652,0003,175
Additional noninterest expense$1,747,0002,603
Pre-tax net operating income$1,351,0004,381
Securities gains (losses)$04,537
Applicable income taxes$476,0003,552
Income before extraordinary items$875,0004,949
Extraordinary gains, net$070
Net income$875,0004,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0004,186
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$875,0004,817
2001-12-31 (YTD Data)Rank
Total interest income$6,763,0004,546
Total interest expense$3,240,0004,453
Net interest income$3,523,0004,534
Provision for loan and lease losses$173,0004,499
Total noninterest income$882,0003,619
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$574,0002,521
Trading account gains and fees$0177
Additional Noninterest Income$308,0004,064
Total noninterest expense$3,300,0004,019
Salaries and employee benefits$1,856,0003,817
Premises and equipment expense$578,0003,476
Additional noninterest expense$866,0004,519
Pre-tax net operating income$932,0005,086
Securities gains (losses)$04,612
Applicable income taxes$323,0004,128
Income before extraordinary items$609,0005,583
Extraordinary gains, net$0105
Net income$609,0005,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,230
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$609,0005,453
2000-12-31 (YTD Data)Rank
Total interest income$5,871,0005,164
Total interest expense$3,116,0004,773
Net interest income$2,755,0005,461
Provision for loan and lease losses$169,0004,168
Total noninterest income$613,0004,356
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$432,0003,046
Trading account gains and feesNANA
Additional Noninterest Income$181,0005,011
Total noninterest expense$2,710,0004,583
Salaries and employee benefits$1,519,0004,316
Premises and equipment expense$456,0004,092
Additional noninterest expense$735,0005,004
Pre-tax net operating income$489,0007,049
Securities gains (losses)$01,956
Applicable income taxes$86,0006,702
Income before extraordinary items$403,0006,832
Extraordinary gains, net$038
Net income$403,0006,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,307
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$403,0006,845
1999-12-31 (YTD Data)Rank
Total interest income$4,119,0006,263
Total interest expense$2,016,0005,972
Net interest income$2,103,0006,451
Provision for loan and lease losses$134,0004,526
Total noninterest income$366,0005,864
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$263,0004,385
Trading account gains and feesNANA
Additional Noninterest Income$103,0006,553
Total noninterest expense$2,126,0005,443
Salaries and employee benefits$1,146,0005,346
Premises and equipment expense$346,0005,002
Additional noninterest expense$634,0005,622
Pre-tax net operating income$209,0008,538
Securities gains (losses)$03,155
Applicable income taxes$-121,0009,950
Income before extraordinary items$330,0007,395
Extraordinary gains, net$035
Net income$330,0007,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$330,0007,375
1998-12-31 (YTD Data)Rank
Total interest income$3,051,0007,472
Total interest expense$1,519,0007,156
Net interest income$1,532,0007,616
Provision for loan and lease losses$170,0003,903
Total noninterest income$219,0007,344
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,0008,358
Trading account gains and feesNANA
Additional Noninterest Income$182,0005,208
Total noninterest expense$1,525,0006,615
Salaries and employee benefits$830,0006,553
Premises and equipment expense$236,0006,171
Additional noninterest expense$459,0006,726
Pre-tax net operating income$46,0009,638
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$46,0009,643
Extraordinary gains, net$032
Net income$46,0009,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,598
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$46,0009,583
1997-12-31 (YTD Data)Rank
Total interest income$1,526,0009,635
Total interest expense$715,0009,507
Net interest income$811,0009,638
Provision for loan and lease losses$156,0004,044
Total noninterest income$205,0007,773
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$17,0009,188
Trading account gains and feesNANA
Additional Noninterest Income$188,0005,107
Total noninterest expense$1,159,0007,818
Salaries and employee benefits$632,0007,709
Premises and equipment expense$183,0007,152
Additional noninterest expense$344,0007,861
Pre-tax net operating income$-299,00010,634
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-299,00010,670
Extraordinary gains, net$7,00031
Net income$-292,00010,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-299,00010,650
1996-12-31 (YTD Data)Rank
Total interest income$231,00011,363
Total interest expense$98,00011,334
Net interest income$133,00011,372
Provision for loan and lease losses$37,0007,110
Total noninterest income$4,00011,362
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0009,883
Trading account gains and feesNANA
Additional Noninterest Income$3,00011,282
Total noninterest expense$669,0009,914
Salaries and employee benefits$360,0009,892
Premises and equipment expense$102,0009,234
Additional noninterest expense$207,0009,861
Pre-tax net operating income$-569,00011,265
Securities gains (losses)$04,148
Applicable income taxes$-75,00011,138
Income before extraordinary items$-494,00011,265
Extraordinary gains, net$053
Net income$-494,00011,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$5,299,000139
Net operating income$-494,00011,234

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.