Home > The First Bank > Net charge- offs to loans
The First Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1884% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 4,299 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 4,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0592% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1070% | 4,363 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1100% | 4,360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.8468% | 4,610 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 3,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,322 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 4,160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0223% | 4,360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 4,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1159% | 4,349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1192% | 4,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.5021% | 4,636 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 3,952 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 4,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0344% | 4,421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1161% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0803% | 4,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0827% | 4,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1603% | 4,655 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 4,417 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 3,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0799% | 4,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0826% | 4,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1215% | 4,680 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0459% | 4,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0471% | 4,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 4,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 4,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0968% | 4,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1204% | 4,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0423% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0281% | 4,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0657% | 4,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0239% | 4,699 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0650% | 4,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0629% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.0247% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0444% | 4,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1300% | 4,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0877% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1621% | 4,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0836% | 4,116 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1506% | 4,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1924% | 4,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0300% | 4,737 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0798% | 4,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1011% | 4,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.0330% | 4,123 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0699% | 4,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2092% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1649% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2658% | 4,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8298% | 4,528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8616% | 4,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0414% | 1,000 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1181% | 4,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1297% | 4,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,094 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0681% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3187% | 4,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3673% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 3,254 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4268% | 4,582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4824% | 4,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0895% | 983 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1323% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1117% | 334 |
| Percentage Net Loans Charged-off:Construction & development | -0.0795% | 4,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2381% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 3,882 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0577% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2661% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7119% | 4,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7456% | 4,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3569% | 7 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1657% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0582% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2694% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 3,929 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1009% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 3,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3385% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7939% | 4,662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8335% | 4,633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6130% | 4 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2437% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2191% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.1323% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4124% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 3,949 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1164% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 3,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4495% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1122% | 4,711 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1685% | 4,686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.7074% | 3 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4575% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4460% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 0.1281% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8585% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 3,952 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0503% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6786% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7160% | 4,769 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8045% | 4,743 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.7588% | 3 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0517% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1446% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0081% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0680% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2306% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4517% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2224% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4891% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.4097% | 9 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 4,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0959% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0127% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1079% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0604% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6330% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6680% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.6317% | 9 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,837 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0247% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 4,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1098% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0787% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2233% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2910% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.5212% | 10 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 619 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 4,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1052% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 4,059 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0897% | 3,645 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0280% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0473% | 4,276 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0498% | 4,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9163% | 8 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 4,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,216 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 4,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 4,110 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 4,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 2,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4376% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0961% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3752% | 1,754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1523% | 1,100 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.0091% | 4,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 4,166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0477% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 3,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1490% | 2,497 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6025% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1288% | 2,462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0917% | 1,077 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 4,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0312% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,397 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0071% | 4,184 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 3,594 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 4,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0618% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4184% | 923 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0670% | 2,472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0631% | 1,052 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 4,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,565 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 4,252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0337% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0342% | 2,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0364% | 16 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 3,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0077% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 4,825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0306% | 3,685 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0418% | 4,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0959% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0545% | 3,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0572% | 3,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3306% | 1,160 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 4,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 4,862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 3,675 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0451% | 4,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1319% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0891% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0891% | 2,635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1035% | 1,139 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 4,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,227 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 4,468 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 3,559 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 4,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0604% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0604% | 2,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1199% | 26 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0274% | 4,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,269 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 4,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 4,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0149% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0299% | 2,259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0240% | 5,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0274% | 4,947 |
| Percentage Net Loans Charged-off:Construction & development | -0.0859% | 4,758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 5,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0486% | 5,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0660% | 5,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0660% | 4,950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0666% | 1,230 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0339% | 5,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 5,005 |
| Percentage Net Loans Charged-off:Construction & development | -0.1137% | 4,847 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 5,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0520% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0580% | 5,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 4,431 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0134% | 4,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0134% | 4,726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6207% | 1,214 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0497% | 5,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0523% | 5,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.1979% | 4,970 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0549% | 5,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0766% | 5,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 4,474 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0308% | 4,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0308% | 4,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.7019% | 1,196 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1019% | 5,449 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1127% | 5,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.5282% | 5,183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0803% | 5,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1927% | 4,198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 5,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0438% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0438% | 2,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3666% | 1,147 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 5,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0437% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0687% | 5,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3293% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1374% | 5,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1842% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1579% | 2,809 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2986% | 5,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1378% | 1,198 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0319% | 5,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 5,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.1630% | 5,064 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0644% | 4,155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 2,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0827% | 4,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1589% | 2,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1589% | 2,500 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2440% | 5,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1093% | 1,183 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0291% | 5,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,775 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,824 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0807% | 4,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1186% | 5,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0392% | 2,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0261% | 2,874 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2799% | 5,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0252% | 1,164 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0228% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.2085% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 5,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 5,212 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0229% | 4,069 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 5,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2191% | 5,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0261% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0261% | 2,303 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5806% | 5,457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0482% | 1,150 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0329% | 5,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0617% | 5,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.1085% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 5,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2000% | 5,909 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 4,074 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2346% | 5,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0716% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0881% | 3,276 |
| Percentage Net Loans Charged-off: Credit card loans | -41.6667% | 1,215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1007% | 3,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4688% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0122% | 41 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0439% | 5,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0991% | 5,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0149% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 5,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2589% | 6,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3040% | 6,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2007% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0748% | 3,077 |
| Percentage Net Loans Charged-off: Credit card loans | -44.5000% | 1,219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0915% | 2,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7653% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0168% | 31 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0484% | 5,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 5,720 |
| Percentage Net Loans Charged-off:Construction & development | -0.0420% | 5,011 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1569% | 5,988 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0238% | 4,251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1801% | 6,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0162% | 4,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2147% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | -33.3333% | 1,221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2274% | 2,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1173% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0270% | 1,207 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1774% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2104% | 748 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 5,056 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 5,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5653% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 4,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6682% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 4,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2535% | 1,841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2536% | 1,719 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0135% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0598% | 1,197 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0638% | 5,187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 5,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4528% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5173% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3600% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4883% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3583% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0440% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1974% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2092% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0393% | 5,164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 5,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5442% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1733% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6177% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4716% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5226% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4706% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5430% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1404% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | -0.9297% | 5,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6810% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8143% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 4,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1456% | 2,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5929% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1354% | 2,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7017% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0548% | 29 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1869% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2099% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0227% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5163% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 4,431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6240% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 4,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3899% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7952% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3762% | 1,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.9115% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1987% | 16 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 5,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 6,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.2686% | 1,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0419% | 6,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1507% | 6,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0591% | 1,304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1899% | 6,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1296% | 2,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4360% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4186% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3196% | 2,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.5459% | 134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0425% | 1,379 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 4,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0439% | 6,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.5588% | 948 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0580% | 6,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2847% | 6,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 1,120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3526% | 6,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1911% | 1,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5979% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5208% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4312% | 1,899 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.2222% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0431% | 1,355 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 5,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0811% | 6,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.8637% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0920% | 6,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4995% | 6,721 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0394% | 4,725 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5768% | 6,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2119% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6403% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3518% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4764% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.5222% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0603% | 1,327 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 2,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0984% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 6,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 2,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0282% | 4,712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 2,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4521% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5381% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | 12.8554% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1749% | 2,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.9032% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1608% | 1,296 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2578% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2256% | 3,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.1447% | 2,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0936% | 2,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4861% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1166% | 1,565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5403% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2793% | 2,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3555% | 2,821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3647% | 2,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3367% | 161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4378% | 72 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2638% | 2,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0801% | 2,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1358% | 2,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5909% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0874% | 1,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6671% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3159% | 2,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4276% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4384% | 2,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5782% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9562% | 65 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2186% | 2,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0221% | 1,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1344% | 1,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4931% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 5,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5750% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 2,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4875% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5000% | 1,886 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1494% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3021% | 2,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3322% | 2,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0435% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3008% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6078% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7023% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0658% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6248% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2438% | 6,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0580% | 1,341 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4389% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4241% | 2,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.5219% | 2,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1805% | 2,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7116% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3232% | 1,449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7623% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5989% | 2,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2117% | 3,935 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2350% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1446% | 4,030 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2269% | 78 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4637% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4317% | 2,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.6287% | 2,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1715% | 2,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6655% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3707% | 1,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7022% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7779% | 2,018 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0250% | 6,245 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0073% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1069% | 6,531 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6455% | 65 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6656% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5939% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.9713% | 1,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6136% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3844% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6095% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3585% | 2,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2686% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1683% | 6,615 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6823% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3002% | 6,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.0126% | 47 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7924% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5272% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 1.3009% | 1,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3720% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2628% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9037% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1904% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5329% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2136% | 6,523 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1111% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5101% | 7,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.9366% | 27 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3418% | 4,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2778% | 3,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.4669% | 2,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0428% | 3,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4211% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8117% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3794% | 2,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6036% | 3,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7679% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | 20.5526% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6201% | 121 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3849% | 3,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2868% | 3,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.5227% | 2,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0584% | 2,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3853% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6985% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3520% | 2,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8157% | 2,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8656% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | 24.5662% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2609% | 100 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5202% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3506% | 2,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.7607% | 2,122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0897% | 2,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3656% | 2,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4046% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2902% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2082% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | 36.3432% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2259% | 72 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5205% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4043% | 2,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.8761% | 1,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1847% | 1,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3256% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3603% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9206% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4973% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 42.9268% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4144% | 1,474 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3832% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2602% | 3,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.3404% | 3,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4538% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3613% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3628% | 2,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9532% | 2,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0684% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | 10.3528% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8897% | 151 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4209% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3099% | 3,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.3839% | 2,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5547% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8225% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4292% | 1,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0583% | 2,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7195% | 3,109 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3055% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3886% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2838% | 2,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.3978% | 2,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4630% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2021% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3905% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0022% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7007% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6330% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0102% | 1,856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2679% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4820% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2868% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2152% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | 15.9292% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4693% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4052% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | 1.0406% | 1,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 2,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1746% | 2,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2014% | 1,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6132% | 2,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1393% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3587% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.0574% | 49 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5224% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4779% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 1.3263% | 933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 1,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0928% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0985% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6728% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8552% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8542% | 35 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 2,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.1073% | 1,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 2,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3826% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8861% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8916% | 34 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1705% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.2000% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0509% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5045% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7686% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 2,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2094% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0222% | 1,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2861% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4091% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1048% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4244% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2318% | 2,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4864% | 3,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2725% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2666% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3916% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5308% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1398% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5510% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2965% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3069% | 3,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0375% | 7,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0483% | 8,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0307% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1101% | 8,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1011% | 8,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4384% | 7,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,784 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 7,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 1,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2173% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 2,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0539% | 3,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1833% | 4,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 7,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0509% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0535% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0791% | 7,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 7,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1219% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5495% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 1,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3639% | 7,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 3,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1616% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3749% | 7,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 7,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 2,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9110% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0918% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 2,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 7,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 2,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2547% | 2,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7582% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 8,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2164% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3315% | 3,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 8,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4543% | 2,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 3,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 3,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 8,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6105% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0455% | 8,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 4,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8435% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1630% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 2,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 8,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7780% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0645% | 8,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 3,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3131% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1541% | 2,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 8,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0989% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0519% | 8,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 2,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7759% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 8,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4184% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9467% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4329% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3498% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7054% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2474% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2681% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 4,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6976% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4242% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3294% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8375% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1634% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0412% | 3,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8058% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1083% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3878% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 3,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2566% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1681% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0077% | 1,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 4,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5420% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 4,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1087% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1981% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 4,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8335% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 5,345 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 6,421 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 5,950 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |