The First Bank and Trust Company of Mechanicsburg, Pa., Income and Expense

1992-12-31 (YTD Data)Rank
Total interest income$14,863,0002,358
Total interest expense$6,511,0002,593
Net interest income$8,352,0002,176
Provision for loan and lease losses$891,0001,994
Total noninterest income$1,262,0002,752
Gross Fiduciary activities income$347,000893
Service charges on deposit accounts$385,0003,611
Trading account gains and fees$0504
Additional Noninterest Income$530,0003,068
Total noninterest expense$5,210,0002,754
Salaries and employee benefits$2,334,0002,781
Premises and equipment expense$595,0003,389
Additional noninterest expense$2,281,0002,512
Pre-tax net operating income$3,513,0001,754
Securities gains (losses)$165,0002,288
Applicable income taxes$1,058,0002,007
Income before extraordinary items$2,620,0001,744
Extraordinary gains, net$01,422
Net income$2,620,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0002,748
Cash dividends$1,625,0001,013
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,502,8501,674

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.