Home > The Fifth Third Savings Bank of Western Kentucky, F.S.B. > Income and Expense
The Fifth Third Savings Bank of Western Kentucky, F.S.B., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,326,000 | 1,214 |
| Total interest expense | $24,596,000 | 710 |
| Net interest income | $3,730,000 | 4,575 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $483,000 | 5,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $483,000 | 2,996 |
| Total noninterest expense | $846,000 | 9,258 |
| Salaries and employee benefits | $209,000 | 10,963 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $539,000 | 6,774 |
| Pre-tax net operating income | $3,367,000 | 2,120 |
| Securities gains (losses) | $-3,408,000 | 11,441 |
| Applicable income taxes | $1,179,000 | 2,023 |
| Income before extraordinary items | $-1,220,000 | 11,383 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,220,000 | 11,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,188,000 | 2,204 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,079,000 | 1,611 |
| Total interest expense | $16,355,000 | 1,041 |
| Net interest income | $4,724,000 | 3,718 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $413,000 | 5,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $413,000 | 3,248 |
| Total noninterest expense | $233,000 | 11,833 |
| Salaries and employee benefits | $215,000 | 11,399 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $-99,000 | 11,972 |
| Pre-tax net operating income | $4,904,000 | 1,536 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,714,000 | 1,455 |
| Income before extraordinary items | $3,190,000 | 1,601 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,190,000 | 1,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $3,555,000 | 829 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,190,000 | 1,575 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $57,162,000 | 627 |
| Total interest expense | $30,614,000 | 523 |
| Net interest income | $26,548,000 | 742 |
| Provision for loan and lease losses | $3,075,000 | 427 |
| Total noninterest income | $5,566,000 | 860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,566,000 | 602 |
| Total noninterest expense | $22,832,000 | 723 |
| Salaries and employee benefits | $9,400,000 | 738 |
| Premises and equipment expense | $3,595,000 | 644 |
| Additional noninterest expense | $9,837,000 | 708 |
| Pre-tax net operating income | $6,207,000 | 1,208 |
| Securities gains (losses) | $6,166,000 | 32 |
| Applicable income taxes | $4,273,000 | 648 |
| Income before extraordinary items | $8,100,000 | 678 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,100,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,724,000 | 201 |
| Cash dividends | $32,784,000 | 158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,092,100 | 1,244 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $85,255,000 | 446 |
| Total interest expense | $46,065,000 | 382 |
| Net interest income | $39,190,000 | 533 |
| Provision for loan and lease losses | $1,525,000 | 986 |
| Total noninterest income | $6,127,000 | 850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,127,000 | 587 |
| Total noninterest expense | $33,060,000 | 569 |
| Salaries and employee benefits | $13,728,000 | 545 |
| Premises and equipment expense | $5,310,000 | 474 |
| Additional noninterest expense | $14,022,000 | 604 |
| Pre-tax net operating income | $10,732,000 | 676 |
| Securities gains (losses) | $-194,000 | 13,217 |
| Applicable income taxes | $4,010,000 | 648 |
| Income before extraordinary items | $6,528,000 | 802 |
| Extraordinary gains, net | $3,787,000 | 84 |
| Net income | $10,315,000 | 536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 1,072 |
| Cash dividends | $3,583,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,652,160 | 739 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $92,409,000 | 467 |
| Total interest expense | $55,635,000 | 402 |
| Net interest income | $36,774,000 | 567 |
| Provision for loan and lease losses | $785,000 | 2,171 |
| Total noninterest income | $3,838,000 | 1,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,838,000 | 810 |
| Total noninterest expense | $33,920,000 | 554 |
| Salaries and employee benefits | $12,319,000 | 596 |
| Premises and equipment expense | $4,810,000 | 529 |
| Additional noninterest expense | $16,791,000 | 534 |
| Pre-tax net operating income | $5,907,000 | 1,103 |
| Securities gains (losses) | $8,067,000 | 138 |
| Applicable income taxes | $4,738,000 | 504 |
| Income before extraordinary items | $9,236,000 | 522 |
| Extraordinary gains, net | $-1,085,000 | 13,868 |
| Net income | $8,151,000 | 590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,441,000 | 848 |
| Cash dividends | $1,606,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,911,780 | 1,110 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.