The Fifth Third Savings Bank of Western Kentucky, F.S.B., Assets and Liabilities

1996-12-31Rank
# of Employees:810,360
Assets and Liabilities
Total Assets:$239,010,0001,965
Cash and due from depository institutions$1,249,00010,360
Interest-bearing balances$44,0005,491
Securities$222,125,000585
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$1,995,00011,361
Loan loss allowance$011,391
Trading account assets$0240
Bank premises and fixed assets$419,0008,515
Other real estate owned$010,360
Goodwill and other intangibles$03,437
All other assets$13,222,000723
Life insurance assets$01
Total liabilities and capital$239,010,0001,965
Total liabilities$186,753,0002,253
Total deposits$32,266,0008,380
Interest-bearing deposits$31,255,0007,877
Deposits held in domestic offices$32,266,0008,376
% insured0.00%1
Federal funds purchased & repurchase agreements$479,0003,257
Trading liabilities$097
Other borrowed funds$151,150,000300
Subordinated debt$0298
All other liabilities$2,858,0001,521
Total equity capital$52,257,000887
Total bank equity capital$52,257,000887
Perpetual preferred stock$0250
Common stock$2,471,0001,591
Surplus$20,471,000902
Undivided profits$29,315,000875
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$011,352
Earning assets$224,164,0001,924
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$551,596,000864
Average Assets, quarterly$244,944,0001,891
Volatile liabilities$153,651,000672
Insider loans$010,271
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$010,924
Tier 1 (core) risk-based capital$51,060,000860
Tier 2 risk-based capital$011,353
Total risk weighted assets$50,680,0005,006
Total unused commitments$010,925
Derivatives$0549
1995-12-31Rank
# of Employees:810,829
Assets and Liabilities
Total Assets:$1,032,032,000573
Cash and due from depository institutions$1,494,00010,829
Interest-bearing balances$46,0005,798
Securities$1,017,557,000186
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$1,981,00011,875
Loan loss allowance$011,909
Trading account assets$0261
Bank premises and fixed assets$445,0008,588
Other real estate owned$010,829
Goodwill and other intangibles$03,181
All other assets$10,555,000911
Life insurance assets$01
Total liabilities and capital$1,032,032,000573
Total liabilities$977,370,000552
Total deposits$34,157,0008,410
Interest-bearing deposits$33,304,0007,838
Deposits held in domestic offices$34,157,0008,406
% insured0.00%1
Federal funds purchased & repurchase agreements$233,0003,418
Trading liabilities$0110
Other borrowed funds$934,187,00094
Subordinated debt$0337
All other liabilities$8,793,000720
Total equity capital$54,662,000883
Total bank equity capital$54,662,000883
Perpetual preferred stock$0288
Common stock$2,471,0001,627
Surplus$20,471,000897
Undivided profits$31,720,000833
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,056
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$011,856
Earning assets$1,019,584,000536
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$451,785,6001,049
Average Assets, quarterly$660,146,000781
Volatile liabilities$935,973,000206
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$011,319
Tier 1 (core) risk-based capital$52,276,000868
Tier 2 risk-based capital$011,851
Total risk weighted assets$183,248,0001,562
Total unused commitments$011,320
Derivatives$0628
1994-12-31Rank
# of Employees:811,389
Assets and Liabilities
Total Assets:$324,552,0001,424
Cash and due from depository institutions$3,395,00011,389
Interest-bearing balances$1,166,0002,223
Securities$307,802,000490
Federal funds sold & reverse repurchase agreements$1,054,0005,352
Net loans & leases$012,614
Loan loss allowance$012,548
Trading account assets$0286
Bank premises and fixed assets$468,0008,689
Other real estate owned$011,389
Goodwill and other intangibles$03,133
All other assets$11,833,000875
Life insurance assets$01
Total liabilities and capital$324,552,0001,424
Total liabilities$272,198,0001,550
Total deposits$30,673,0009,080
Interest-bearing deposits$30,673,0008,337
Deposits held in domestic offices$30,673,0009,075
% insured0.00%1
Federal funds purchased & repurchase agreements$30,000,000721
Trading liabilities$087
Other borrowed funds$208,000,000245
Subordinated debt$0372
All other liabilities$3,525,0001,152
Total equity capital$52,354,000844
Total bank equity capital$52,354,000844
Perpetual preferred stock$0310
Common stock$2,471,0001,666
Surplus$20,471,000841
Undivided profits$29,412,000790
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,640
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$012,493
Earning assets$310,022,0001,369
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$780,129,600660
Average Assets, quarterly$334,416,5001,383
Volatile liabilities$238,500,000490
Insider loans$011,229
FHLB advances$58,000,000189
Loans and leases held for sale$01,430
Unused loan commitments$011,812
Tier 1 (core) risk-based capital$52,641,000828
Tier 2 risk-based capital$012,490
Total risk weighted assets$63,745,0004,014
Total unused commitments$011,813
Derivatives$0687
1993-12-31Rank
# of Employees:463488
Assets and Liabilities
Total Assets:$1,171,673,000495
Cash and due from depository institutions$15,786,000488
Interest-bearing balances$1,830,0002,528
Securities$361,185,000441
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$749,262,000457
Loan loss allowance$6,441,000823
Trading account assets$0330
Bank premises and fixed assets$7,836,000930
Other real estate owned$9,947,000488
Goodwill and other intangibles$03,091
All other assets$27,657,000482
Life insurance assets$01
Total liabilities and capital$1,171,673,000495
Total liabilities$1,094,348,000489
Total deposits$852,374,000529
Interest-bearing deposits$820,067,000483
Deposits held in domestic offices$852,374,000522
% insured0.00%1
Federal funds purchased & repurchase agreements$56,227,000473
Trading liabilities$01
Other borrowed funds$158,300,000258
Subordinated debt$0413
All other liabilities$27,447,000334
Total equity capital$77,325,000565
Total bank equity capital$77,325,000565
Perpetual preferred stock$0343
Common stock$2,471,0001,687
Surplus$20,471,000798
Undivided profits$54,383,000423
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,642,0001,237
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$4,156,000480
Earning assets$1,112,277,000476
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$1,158,977,800486
Average Assets, quarterly$1,154,704,000493
Volatile liabilities$278,393,000408
Insider loans$768,0004,475
FHLB advances$158,300,00087
Loans and leases held for sale$01,681
Unused loan commitments$58,338,000893
Tier 1 (core) risk-based capital$76,745,000548
Tier 2 risk-based capital$6,440,000613
Total risk weighted assets$617,042,000547
Total unused commitments$58,338,000911
Derivatives$0714
1992-12-31Rank
# of Employees:446519
Assets and Liabilities
Total Assets:$1,175,030,000511
Cash and due from depository institutions$13,678,000519
Interest-bearing balances$2,764,0002,218
Securities$477,312,000342
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$634,984,000532
Loan loss allowance$5,725,000901
Trading account assets$0344
Bank premises and fixed assets$7,950,000917
Other real estate owned$13,000,000519
Goodwill and other intangibles$03,106
All other assets$28,106,000513
Life insurance assets$01
Total liabilities and capital$1,175,030,000511
Total liabilities$1,104,437,000503
Total deposits$920,158,000518
Interest-bearing deposits$891,993,000469
Deposits held in domestic offices$920,158,000511
% insured0.00%1
Federal funds purchased & repurchase agreements$85,314,000340
Trading liabilities$01
Other borrowed funds$81,000,000327
Subordinated debt$0482
All other liabilities$17,965,000446
Total equity capital$70,593,000582
Total bank equity capital$70,593,000582
Perpetual preferred stock$0346
Common stock$2,471,0001,742
Surplus$20,471,000774
Undivided profits$47,651,000437
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,675,0001,445
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$4,435,000513
Earning assets$1,115,060,000489
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$1,145,180,400519
Average Assets, quarterly$1,166,969,500514
Volatile liabilities$232,671,000433
Insider loans$09,493
FHLB advances$81,000,000124
Loans and leases held for sale$01,207
Unused loan commitments$40,715,0001,094
Tier 1 (core) risk-based capital$68,694,000564
Tier 2 risk-based capital$5,726,000692
Total risk weighted assets$586,125,000581
Total unused commitments$40,715,0001,114
Derivatives$0651