Home > The Fifth Third Bank of Northern Kentucky, Inc. > Income and Expense
The Fifth Third Bank of Northern Kentucky, Inc., Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $43,651,000 | 505 |
| Total interest expense | $11,088,000 | 630 |
| Net interest income | $32,563,000 | 476 |
| Provision for loan and lease losses | $17,061,000 | 137 |
| Total noninterest income | $26,552,000 | 282 |
| Gross Fiduciary activities income | $2,281,000 | 210 |
| Service charges on deposit accounts | $10,314,000 | 156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,957,000 | 326 |
| Total noninterest expense | $32,601,000 | 427 |
| Salaries and employee benefits | $14,811,000 | 467 |
| Premises and equipment expense | $3,455,000 | 519 |
| Additional noninterest expense | $14,335,000 | 358 |
| Pre-tax net operating income | $9,453,000 | 723 |
| Securities gains (losses) | $627,000 | 598 |
| Applicable income taxes | $3,321,000 | 707 |
| Income before extraordinary items | $6,759,000 | 761 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,759,000 | 762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,486,000 | 370 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $-7,340,000 | 9,232 |
| Net operating income | $6,338,910 | 749 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $29,220,000 | 508 |
| Total interest expense | $7,773,000 | 627 |
| Net interest income | $21,447,000 | 481 |
| Provision for loan and lease losses | $14,625,000 | 116 |
| Total noninterest income | $17,183,000 | 285 |
| Gross Fiduciary activities income | $1,555,000 | 211 |
| Service charges on deposit accounts | $6,696,000 | 159 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,932,000 | 335 |
| Total noninterest expense | $22,015,000 | 425 |
| Salaries and employee benefits | $10,492,000 | 442 |
| Premises and equipment expense | $2,357,000 | 512 |
| Additional noninterest expense | $9,166,000 | 368 |
| Pre-tax net operating income | $1,990,000 | 2,044 |
| Securities gains (losses) | $638,000 | 493 |
| Applicable income taxes | $783,000 | 1,655 |
| Income before extraordinary items | $1,845,000 | 1,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,845,000 | 1,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,247,000 | 451 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,398,400 | 2,120 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $14,714,000 | 513 |
| Total interest expense | $4,223,000 | 592 |
| Net interest income | $10,491,000 | 495 |
| Provision for loan and lease losses | $1,145,000 | 351 |
| Total noninterest income | $8,168,000 | 303 |
| Gross Fiduciary activities income | $733,000 | 224 |
| Service charges on deposit accounts | $3,076,000 | 168 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,359,000 | 345 |
| Total noninterest expense | $11,442,000 | 410 |
| Salaries and employee benefits | $5,689,000 | 408 |
| Premises and equipment expense | $1,217,000 | 495 |
| Additional noninterest expense | $4,536,000 | 376 |
| Pre-tax net operating income | $6,072,000 | 420 |
| Securities gains (losses) | $1,025,000 | 214 |
| Applicable income taxes | $2,410,000 | 402 |
| Income before extraordinary items | $4,687,000 | 407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,687,000 | 407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 464 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,010,500 | 438 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $67,952,000 | 480 |
| Total interest expense | $20,251,000 | 576 |
| Net interest income | $47,701,000 | 447 |
| Provision for loan and lease losses | $1,757,000 | 832 |
| Total noninterest income | $29,152,000 | 314 |
| Gross Fiduciary activities income | $2,867,000 | 230 |
| Service charges on deposit accounts | $12,411,000 | 166 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,874,000 | 359 |
| Total noninterest expense | $38,159,000 | 460 |
| Salaries and employee benefits | $17,033,000 | 505 |
| Premises and equipment expense | $3,930,000 | 570 |
| Additional noninterest expense | $17,196,000 | 391 |
| Pre-tax net operating income | $36,937,000 | 304 |
| Securities gains (losses) | $597,000 | 596 |
| Applicable income taxes | $12,771,000 | 312 |
| Income before extraordinary items | $24,763,000 | 315 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $24,763,000 | 315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,408,000 | 715 |
| Cash dividends | $11,700,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 592 |
| Net operating income | $24,368,980 | 305 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $84,152,000 | 450 |
| Total interest expense | $36,625,000 | 479 |
| Net interest income | $47,527,000 | 416 |
| Provision for loan and lease losses | $1,945,000 | 731 |
| Total noninterest income | $27,695,000 | 311 |
| Gross Fiduciary activities income | $2,683,000 | 242 |
| Service charges on deposit accounts | $10,423,000 | 179 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,589,000 | 348 |
| Total noninterest expense | $31,134,000 | 535 |
| Salaries and employee benefits | $13,186,000 | 593 |
| Premises and equipment expense | $3,523,000 | 621 |
| Additional noninterest expense | $14,425,000 | 449 |
| Pre-tax net operating income | $42,143,000 | 248 |
| Securities gains (losses) | $348,000 | 810 |
| Applicable income taxes | $13,814,000 | 268 |
| Income before extraordinary items | $28,677,000 | 259 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $28,677,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,015,000 | 571 |
| Cash dividends | $24,200,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $28,443,840 | 247 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $90,806,000 | 443 |
| Total interest expense | $43,508,000 | 464 |
| Net interest income | $47,298,000 | 418 |
| Provision for loan and lease losses | $1,514,000 | 753 |
| Total noninterest income | $20,138,000 | 374 |
| Gross Fiduciary activities income | $2,419,000 | 264 |
| Service charges on deposit accounts | $9,214,000 | 178 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,505,000 | 463 |
| Total noninterest expense | $24,838,000 | 644 |
| Salaries and employee benefits | $10,333,000 | 688 |
| Premises and equipment expense | $3,113,000 | 674 |
| Additional noninterest expense | $11,392,000 | 525 |
| Pre-tax net operating income | $41,084,000 | 270 |
| Securities gains (losses) | $20,000 | 951 |
| Applicable income taxes | $13,528,000 | 276 |
| Income before extraordinary items | $27,576,000 | 273 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $27,576,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,167,000 | 671 |
| Cash dividends | $14,149,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $27,562,600 | 269 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $85,076,000 | 456 |
| Total interest expense | $36,872,000 | 488 |
| Net interest income | $48,204,000 | 438 |
| Provision for loan and lease losses | $3,271,000 | 390 |
| Total noninterest income | $18,507,000 | 414 |
| Gross Fiduciary activities income | $1,713,000 | 349 |
| Service charges on deposit accounts | $7,655,000 | 216 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $9,139,000 | 468 |
| Total noninterest expense | $23,466,000 | 673 |
| Salaries and employee benefits | $9,952,000 | 705 |
| Premises and equipment expense | $2,678,000 | 760 |
| Additional noninterest expense | $10,836,000 | 569 |
| Pre-tax net operating income | $39,974,000 | 290 |
| Securities gains (losses) | $92,000 | 757 |
| Applicable income taxes | $13,086,000 | 315 |
| Income before extraordinary items | $26,980,000 | 294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $26,980,000 | 295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,863,000 | 478 |
| Cash dividends | $27,893,000 | 210 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 770 |
| Net operating income | $26,918,360 | 288 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $86,382,000 | 451 |
| Total interest expense | $39,965,000 | 464 |
| Net interest income | $46,417,000 | 428 |
| Provision for loan and lease losses | $2,479,000 | 504 |
| Total noninterest income | $16,291,000 | 424 |
| Gross Fiduciary activities income | $1,359,000 | 393 |
| Service charges on deposit accounts | $6,381,000 | 228 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $8,551,000 | 473 |
| Total noninterest expense | $21,466,000 | 695 |
| Salaries and employee benefits | $9,106,000 | 741 |
| Premises and equipment expense | $2,338,000 | 837 |
| Additional noninterest expense | $10,022,000 | 588 |
| Pre-tax net operating income | $38,763,000 | 266 |
| Securities gains (losses) | $768,000 | 443 |
| Applicable income taxes | $13,016,000 | 287 |
| Income before extraordinary items | $26,515,000 | 268 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $26,515,000 | 269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,747,000 | 508 |
| Cash dividends | $45,860,000 | 151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $26,000,440 | 263 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $82,855,000 | 464 |
| Total interest expense | $41,818,000 | 455 |
| Net interest income | $41,037,000 | 469 |
| Provision for loan and lease losses | $2,869,000 | 445 |
| Total noninterest income | $12,105,000 | 496 |
| Gross Fiduciary activities income | $1,066,000 | 449 |
| Service charges on deposit accounts | $5,493,000 | 262 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,546,000 | 577 |
| Total noninterest expense | $19,395,000 | 754 |
| Salaries and employee benefits | $7,378,000 | 897 |
| Premises and equipment expense | $2,184,000 | 919 |
| Additional noninterest expense | $9,833,000 | 598 |
| Pre-tax net operating income | $30,878,000 | 322 |
| Securities gains (losses) | $297,000 | 570 |
| Applicable income taxes | $9,571,000 | 373 |
| Income before extraordinary items | $21,604,000 | 309 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $21,604,000 | 309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,756,000 | 407 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $21,399,070 | 303 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $73,059,000 | 549 |
| Total interest expense | $38,983,000 | 513 |
| Net interest income | $34,076,000 | 601 |
| Provision for loan and lease losses | $1,749,000 | 690 |
| Total noninterest income | $10,422,000 | 572 |
| Gross Fiduciary activities income | $1,650,000 | 394 |
| Service charges on deposit accounts | $4,810,000 | 323 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,962,000 | 741 |
| Total noninterest expense | $19,414,000 | 805 |
| Salaries and employee benefits | $7,087,000 | 957 |
| Premises and equipment expense | $2,157,000 | 980 |
| Additional noninterest expense | $10,170,000 | 665 |
| Pre-tax net operating income | $23,335,000 | 414 |
| Securities gains (losses) | $59,000 | 1,236 |
| Applicable income taxes | $6,912,000 | 460 |
| Income before extraordinary items | $16,482,000 | 396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $16,482,000 | 397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,440,000 | 506 |
| Cash dividends | $39,985,000 | 169 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $16,440,700 | 392 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $57,936,000 | 678 |
| Total interest expense | $32,160,000 | 619 |
| Net interest income | $25,776,000 | 759 |
| Provision for loan and lease losses | $1,641,000 | 668 |
| Total noninterest income | $8,537,000 | 669 |
| Gross Fiduciary activities income | $1,083,000 | 522 |
| Service charges on deposit accounts | $3,890,000 | 404 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,564,000 | 806 |
| Total noninterest expense | $13,359,000 | 1,118 |
| Salaries and employee benefits | $5,904,000 | 1,142 |
| Premises and equipment expense | $1,773,000 | 1,179 |
| Additional noninterest expense | $5,682,000 | 1,017 |
| Pre-tax net operating income | $19,313,000 | 495 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $5,556,000 | 576 |
| Income before extraordinary items | $13,780,000 | 471 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $13,780,000 | 472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,217,000 | 774 |
| Cash dividends | $4,761,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $13,763,670 | 467 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $46,487,000 | 746 |
| Total interest expense | $23,103,000 | 637 |
| Net interest income | $23,384,000 | 812 |
| Provision for loan and lease losses | $1,781,000 | 634 |
| Total noninterest income | $5,684,000 | 849 |
| Gross Fiduciary activities income | $709,000 | 626 |
| Service charges on deposit accounts | $3,241,000 | 453 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,734,000 | 1,251 |
| Total noninterest expense | $12,537,000 | 1,190 |
| Salaries and employee benefits | $5,224,000 | 1,284 |
| Premises and equipment expense | $1,706,000 | 1,229 |
| Additional noninterest expense | $5,607,000 | 1,067 |
| Pre-tax net operating income | $14,750,000 | 582 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $3,780,000 | 718 |
| Income before extraordinary items | $10,982,000 | 514 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,982,000 | 513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,667,000 | 639 |
| Cash dividends | $3,882,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 947 |
| Net operating income | $10,973,120 | 523 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $40,706,000 | 824 |
| Total interest expense | $17,766,000 | 788 |
| Net interest income | $22,940,000 | 821 |
| Provision for loan and lease losses | $3,153,000 | 589 |
| Total noninterest income | $6,645,000 | 791 |
| Gross Fiduciary activities income | $666,000 | 657 |
| Service charges on deposit accounts | $3,015,000 | 475 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,964,000 | 967 |
| Total noninterest expense | $11,822,000 | 1,298 |
| Salaries and employee benefits | $4,822,000 | 1,393 |
| Premises and equipment expense | $1,459,000 | 1,453 |
| Additional noninterest expense | $5,541,000 | 1,167 |
| Pre-tax net operating income | $14,610,000 | 520 |
| Securities gains (losses) | $263,000 | 1,421 |
| Applicable income taxes | $4,172,000 | 622 |
| Income before extraordinary items | $10,701,000 | 513 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $10,701,000 | 528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,923,000 | 742 |
| Cash dividends | $3,745,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $10,511,640 | 491 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $37,789,000 | 990 |
| Total interest expense | $17,075,000 | 1,058 |
| Net interest income | $20,714,000 | 910 |
| Provision for loan and lease losses | $3,712,000 | 720 |
| Total noninterest income | $4,835,000 | 1,008 |
| Gross Fiduciary activities income | $525,000 | 745 |
| Service charges on deposit accounts | $2,713,000 | 515 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,597,000 | 1,447 |
| Total noninterest expense | $10,350,000 | 1,478 |
| Salaries and employee benefits | $4,165,000 | 1,592 |
| Premises and equipment expense | $1,301,000 | 1,644 |
| Additional noninterest expense | $4,884,000 | 1,352 |
| Pre-tax net operating income | $11,487,000 | 564 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $3,418,000 | 684 |
| Income before extraordinary items | $8,130,000 | 590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,130,000 | 592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,399,000 | 857 |
| Cash dividends | $2,835,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,087,300 | 534 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.