Home > The Fifth Third Bank of Northern Kentucky, Inc. > Net charge- offs to loans
The Fifth Third Bank of Northern Kentucky, Inc., Net charge- offs to loans
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4462% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 1.1954% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1732% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1063% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2154% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6268% | 1,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8913% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3194% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0630% | 1,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3424% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2245% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1153% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2768% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4391% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8476% | 2,433 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3798% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0585% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3119% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2384% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 5,886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3083% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4011% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7473% | 2,490 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1978% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0616% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 3,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 1,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3505% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0631% | 8,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3324% | 3,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4714% | 4,444 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0602% | 926 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0383% | 1,809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1494% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2497% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1789% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3511% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3607% | 3,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8035% | 2,876 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7742% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0161% | 1,831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1611% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1155% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1837% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3569% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3702% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2258% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6245% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0007% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2573% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1720% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2440% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3446% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2108% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3747% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6798% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8117% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2576% | 2,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3906% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2844% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2623% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4093% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3513% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7388% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4317% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3542% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4018% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7618% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1755% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1909% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2398% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3885% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9215% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3612% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0677% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 2,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0476% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6630% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3896% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6579% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0087% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4237% | 3,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2279% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1741% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5440% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0232% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6871% | 3,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7652% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9712% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5944% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |