Home > The Fifth Third Bank of Northern Kentucky, Inc. > Assets and Liabilities
The Fifth Third Bank of Northern Kentucky, Inc., Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 334 | 475 |
| Assets and Liabilities | ||
| Total Assets: | $1,515,664,000 | 418 |
| Cash and due from depository institutions | $36,884,000 | 475 |
| Interest-bearing balances | $5,000 | 6,823 |
| Securities | $227,685,000 | 619 |
| Federal funds sold & reverse repurchase agreements | $441,384,000 | 78 |
| Net loans & leases | $762,148,000 | 494 |
| Loan loss allowance | $24,680,000 | 265 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $23,002,000 | 347 |
| Other real estate owned | $0 | 475 |
| Goodwill and other intangibles | $122,000 | 2,708 |
| All other assets | $24,439,000 | 645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,515,664,000 | 418 |
| Total liabilities | $1,398,867,000 | 406 |
| Total deposits | $1,153,085,000 | 389 |
| Interest-bearing deposits | $910,695,000 | 423 |
| Deposits held in domestic offices | $1,153,085,000 | 387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $106,731,000 | 287 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $103,422,000 | 497 |
| Subordinated debt | $20,000,000 | 130 |
| All other liabilities | $15,629,000 | 463 |
| Total equity capital | $116,797,000 | 510 |
| Total bank equity capital | $116,797,000 | 510 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $49,266,000 | 523 |
| Undivided profits | $65,531,000 | 484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,398,000 | 526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $310,000 | 531 |
| Income earned, not collected on loans | $5,033,000 | 531 |
| Earning assets | $1,431,222,000 | 404 |
| Long-term assets (5+ years) | $282,404,000 | 408 |
| Average Assets, year-to-date | $1,446,193,000 | 419 |
| Average Assets, quarterly | $1,458,549,000 | 427 |
| Volatile liabilities | $238,949,000 | 535 |
| Insider loans | $27,844,000 | 140 |
| FHLB advances | $103,422,000 | 426 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $383,299,000 | 328 |
| Tier 1 (core) risk-based capital | $115,957,000 | 460 |
| Tier 2 risk-based capital | $35,928,000 | 203 |
| Total risk weighted assets | $1,265,511,000 | 360 |
| Total unused commitments | $383,299,000 | 328 |
| Derivatives | $237,658,000 | 147 |
| 2003-06-30 | Rank | |
| # of Employees: | 336 | 479 |
| Assets and Liabilities | ||
| Total Assets: | $1,401,434,000 | 438 |
| Cash and due from depository institutions | $46,994,000 | 479 |
| Interest-bearing balances | $5,000 | 6,849 |
| Securities | $188,193,000 | 710 |
| Federal funds sold & reverse repurchase agreements | $368,848,000 | 82 |
| Net loans & leases | $755,993,000 | 487 |
| Loan loss allowance | $23,483,000 | 272 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $22,791,000 | 349 |
| Other real estate owned | $0 | 479 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $18,615,000 | 798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,401,434,000 | 438 |
| Total liabilities | $1,289,514,000 | 431 |
| Total deposits | $1,143,238,000 | 398 |
| Interest-bearing deposits | $877,705,000 | 433 |
| Deposits held in domestic offices | $1,143,238,000 | 396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $109,103,000 | 277 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,459,000 | 4,649 |
| Subordinated debt | $20,000,000 | 126 |
| All other liabilities | $15,714,000 | 487 |
| Total equity capital | $111,920,000 | 513 |
| Total bank equity capital | $111,920,000 | 513 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $48,106,000 | 514 |
| Undivided profits | $61,814,000 | 510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,999,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $424,000 | 457 |
| Income earned, not collected on loans | $5,041,000 | 524 |
| Earning assets | $1,313,039,000 | 423 |
| Long-term assets (5+ years) | $272,735,000 | 398 |
| Average Assets, year-to-date | $1,423,036,000 | 421 |
| Average Assets, quarterly | $1,408,066,500 | 430 |
| Volatile liabilities | $120,504,000 | 897 |
| Insider loans | $37,959,000 | 100 |
| FHLB advances | $1,459,000 | 4,424 |
| Loans and leases held for sale | $5,345,000 | 672 |
| Unused loan commitments | $402,455,000 | 322 |
| Tier 1 (core) risk-based capital | $109,895,000 | 472 |
| Tier 2 risk-based capital | $35,363,000 | 200 |
| Total risk weighted assets | $1,220,884,000 | 362 |
| Total unused commitments | $402,455,000 | 323 |
| Derivatives | $211,038,000 | 150 |
| 2003-03-31 | Rank | |
| # of Employees: | 342 | 471 |
| Assets and Liabilities | ||
| Total Assets: | $1,414,699,000 | 431 |
| Cash and due from depository institutions | $45,512,000 | 471 |
| Interest-bearing balances | $4,000 | 6,843 |
| Securities | $152,764,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $462,521,000 | 75 |
| Net loans & leases | $712,249,000 | 507 |
| Loan loss allowance | $10,703,000 | 480 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $22,589,000 | 357 |
| Other real estate owned | $0 | 471 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $19,064,000 | 773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,414,699,000 | 431 |
| Total liabilities | $1,302,383,000 | 425 |
| Total deposits | $1,140,931,000 | 390 |
| Interest-bearing deposits | $895,781,000 | 424 |
| Deposits held in domestic offices | $1,140,931,000 | 388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,455,000 | 265 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,469,000 | 4,548 |
| Subordinated debt | $20,000,000 | 124 |
| All other liabilities | $17,528,000 | 459 |
| Total equity capital | $112,316,000 | 505 |
| Total bank equity capital | $112,316,000 | 505 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $44,806,000 | 543 |
| Undivided profits | $65,510,000 | 467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,564,000 | 723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $486,000 | 404 |
| Income earned, not collected on loans | $4,394,000 | 605 |
| Earning assets | $1,327,538,000 | 420 |
| Long-term assets (5+ years) | $233,247,000 | 459 |
| Average Assets, year-to-date | $1,433,837,000 | 423 |
| Average Assets, quarterly | $1,433,837,000 | 423 |
| Volatile liabilities | $134,192,000 | 799 |
| Insider loans | $47,514,000 | 77 |
| FHLB advances | $1,469,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $352,278,000 | 345 |
| Tier 1 (core) risk-based capital | $109,437,000 | 468 |
| Tier 2 risk-based capital | $30,703,000 | 215 |
| Total risk weighted assets | $1,265,002,000 | 349 |
| Total unused commitments | $352,278,000 | 347 |
| Derivatives | $164,324,000 | 166 |
| 2002-12-31 | Rank | |
| # of Employees: | 325 | 489 |
| Assets and Liabilities | ||
| Total Assets: | $1,452,975,000 | 422 |
| Cash and due from depository institutions | $44,530,000 | 489 |
| Interest-bearing balances | $15,000 | 6,474 |
| Securities | $228,905,000 | 581 |
| Federal funds sold & reverse repurchase agreements | $465,558,000 | 66 |
| Net loans & leases | $672,336,000 | 528 |
| Loan loss allowance | $10,105,000 | 493 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $21,112,000 | 367 |
| Other real estate owned | $0 | 489 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $20,534,000 | 715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,452,975,000 | 422 |
| Total liabilities | $1,346,832,000 | 411 |
| Total deposits | $1,170,647,000 | 372 |
| Interest-bearing deposits | $1,105,726,000 | 347 |
| Deposits held in domestic offices | $1,170,647,000 | 370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $138,523,000 | 243 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,478,000 | 4,637 |
| Subordinated debt | $20,000,000 | 122 |
| All other liabilities | $16,184,000 | 462 |
| Total equity capital | $106,143,000 | 518 |
| Total bank equity capital | $106,143,000 | 518 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $41,823,000 | 550 |
| Undivided profits | $62,320,000 | 480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,114,000 | 633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,063,000 | 192 |
| Income earned, not collected on loans | $4,953,000 | 556 |
| Earning assets | $1,366,814,000 | 402 |
| Long-term assets (5+ years) | $308,736,000 | 340 |
| Average Assets, year-to-date | $1,320,286,400 | 432 |
| Average Assets, quarterly | $1,409,412,500 | 428 |
| Volatile liabilities | $151,406,000 | 741 |
| Insider loans | $35,753,000 | 105 |
| FHLB advances | $1,478,000 | 4,386 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $327,471,000 | 362 |
| Tier 1 (core) risk-based capital | $101,767,000 | 483 |
| Tier 2 risk-based capital | $30,105,000 | 218 |
| Total risk weighted assets | $1,228,061,000 | 353 |
| Total unused commitments | $327,471,000 | 363 |
| Derivatives | $115,740,000 | 169 |
| 2001-12-31 | Rank | |
| # of Employees: | 297 | 542 |
| Assets and Liabilities | ||
| Total Assets: | $1,266,421,000 | 451 |
| Cash and due from depository institutions | $37,939,000 | 542 |
| Interest-bearing balances | $24,000 | 6,184 |
| Securities | $343,008,000 | 362 |
| Federal funds sold & reverse repurchase agreements | $170,632,000 | 123 |
| Net loans & leases | $675,676,000 | 521 |
| Loan loss allowance | $9,756,000 | 482 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $17,503,000 | 427 |
| Other real estate owned | $0 | 542 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $21,663,000 | 672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,266,421,000 | 451 |
| Total liabilities | $1,177,107,000 | 442 |
| Total deposits | $960,445,000 | 423 |
| Interest-bearing deposits | $852,041,000 | 422 |
| Deposits held in domestic offices | $960,445,000 | 422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $158,364,000 | 242 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,572,000 | 4,341 |
| Subordinated debt | $20,000,000 | 133 |
| All other liabilities | $36,726,000 | 291 |
| Total equity capital | $89,314,000 | 567 |
| Total bank equity capital | $89,314,000 | 567 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $41,564,000 | 549 |
| Undivided profits | $45,750,000 | 606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,843,000 | 1,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $342,000 | 464 |
| Income earned, not collected on loans | $6,451,000 | 470 |
| Earning assets | $1,189,340,000 | 438 |
| Long-term assets (5+ years) | $440,588,000 | 260 |
| Average Assets, year-to-date | $1,233,849,000 | 442 |
| Average Assets, quarterly | $1,246,940,500 | 451 |
| Volatile liabilities | $181,511,000 | 623 |
| Insider loans | $24,385,000 | 151 |
| FHLB advances | $1,572,000 | 4,104 |
| Loans and leases held for sale | $25,425,000 | 212 |
| Unused loan commitments | $326,988,000 | 346 |
| Tier 1 (core) risk-based capital | $88,446,000 | 531 |
| Tier 2 risk-based capital | $29,756,000 | 218 |
| Total risk weighted assets | $1,070,878,000 | 381 |
| Total unused commitments | $326,988,000 | 348 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 257 | 618 |
| Assets and Liabilities | ||
| Total Assets: | $1,226,069,000 | 445 |
| Cash and due from depository institutions | $42,664,000 | 618 |
| Interest-bearing balances | $47,000 | 5,422 |
| Securities | $333,217,000 | 371 |
| Federal funds sold & reverse repurchase agreements | $171,171,000 | 111 |
| Net loans & leases | $654,107,000 | 530 |
| Loan loss allowance | $9,826,000 | 473 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $14,525,000 | 515 |
| Other real estate owned | $0 | 618 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $10,385,000 | 976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,226,069,000 | 445 |
| Total liabilities | $1,142,018,000 | 438 |
| Total deposits | $935,827,000 | 428 |
| Interest-bearing deposits | $837,312,000 | 421 |
| Deposits held in domestic offices | $935,827,000 | 426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $146,761,000 | 254 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $844,000 | 4,747 |
| Subordinated debt | $20,000,000 | 133 |
| All other liabilities | $38,586,000 | 277 |
| Total equity capital | $84,051,000 | 586 |
| Total bank equity capital | $84,051,000 | 586 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $41,564,000 | 517 |
| Undivided profits | $40,487,000 | 669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,310,000 | 1,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 999 |
| Income earned, not collected on loans | $4,622,000 | 556 |
| Earning assets | $1,158,542,000 | 433 |
| Long-term assets (5+ years) | $401,806,000 | 280 |
| Average Assets, year-to-date | $1,160,125,400 | 450 |
| Average Assets, quarterly | $1,182,939,000 | 461 |
| Volatile liabilities | $178,966,000 | 638 |
| Insider loans | $32,182,000 | 108 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $308,930,000 | 343 |
| Tier 1 (core) risk-based capital | $83,969,000 | 542 |
| Tier 2 risk-based capital | $29,826,000 | 214 |
| Total risk weighted assets | $1,007,790,800 | 400 |
| Total unused commitments | $308,930,000 | 344 |
| Derivatives | $2,906,000 | 415 |
| 1999-12-31 | Rank | |
| # of Employees: | 253 | 668 |
| Assets and Liabilities | ||
| Total Assets: | $1,166,415,000 | 475 |
| Cash and due from depository institutions | $49,809,000 | 668 |
| Interest-bearing balances | $4,039,000 | 989 |
| Securities | $290,604,000 | 449 |
| Federal funds sold & reverse repurchase agreements | $3,469,000 | 2,595 |
| Net loans & leases | $796,378,000 | 456 |
| Loan loss allowance | $11,027,000 | 440 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,637,000 | 732 |
| Other real estate owned | $93,000 | 668 |
| Goodwill and other intangibles | $4,205,000 | 707 |
| All other assets | $11,220,000 | 909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,166,415,000 | 475 |
| Total liabilities | $1,100,606,000 | 461 |
| Total deposits | $871,763,000 | 461 |
| Interest-bearing deposits | $716,798,000 | 479 |
| Deposits held in domestic offices | $871,763,000 | 457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $187,887,000 | 246 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $189,000 | 5,353 |
| Subordinated debt | $20,000,000 | 133 |
| All other liabilities | $20,767,000 | 373 |
| Total equity capital | $65,809,000 | 706 |
| Total bank equity capital | $65,809,000 | 706 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $41,564,000 | 520 |
| Undivided profits | $22,245,000 | 1,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,827,000 | 845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $5,167,000 | 439 |
| Earning assets | $1,094,490,000 | 465 |
| Long-term assets (5+ years) | $388,020,000 | 313 |
| Average Assets, year-to-date | $1,159,498,000 | 465 |
| Average Assets, quarterly | $1,187,136,000 | 464 |
| Volatile liabilities | $222,867,000 | 567 |
| Insider loans | $36,904,000 | 101 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $4,641,000 | 349 |
| Unused loan commitments | $266,621,000 | 387 |
| Tier 1 (core) risk-based capital | $72,117,000 | 623 |
| Tier 2 risk-based capital | $31,027,000 | 220 |
| Total risk weighted assets | $907,518,300 | 425 |
| Total unused commitments | $266,621,000 | 388 |
| Derivatives | $9,196,000 | 368 |
| 1998-12-31 | Rank | |
| # of Employees: | 244 | 700 |
| Assets and Liabilities | ||
| Total Assets: | $1,108,251,000 | 490 |
| Cash and due from depository institutions | $40,629,000 | 700 |
| Interest-bearing balances | $539,000 | 3,420 |
| Securities | $381,001,000 | 366 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,711 |
| Net loans & leases | $655,818,000 | 507 |
| Loan loss allowance | $9,619,000 | 474 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,657,000 | 678 |
| Other real estate owned | $70,000 | 700 |
| Goodwill and other intangibles | $2,954,000 | 810 |
| All other assets | $14,022,000 | 688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,108,251,000 | 490 |
| Total liabilities | $1,032,519,000 | 475 |
| Total deposits | $886,105,000 | 447 |
| Interest-bearing deposits | $735,607,000 | 454 |
| Deposits held in domestic offices | $886,105,000 | 444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $124,363,000 | 276 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $216,000 | 4,565 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $21,835,000 | 385 |
| Total equity capital | $75,732,000 | 632 |
| Total bank equity capital | $75,732,000 | 632 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $41,447,000 | 510 |
| Undivided profits | $32,285,000 | 823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,252,000 | 644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,242,000 | 514 |
| Earning assets | $1,040,458,000 | 471 |
| Long-term assets (5+ years) | $413,548,000 | 271 |
| Average Assets, year-to-date | $1,135,359,200 | 456 |
| Average Assets, quarterly | $1,133,813,500 | 466 |
| Volatile liabilities | $171,213,000 | 586 |
| Insider loans | $32,851,000 | 108 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $24,479,000 | 205 |
| Unused loan commitments | $209,061,000 | 427 |
| Tier 1 (core) risk-based capital | $72,430,400 | 601 |
| Tier 2 risk-based capital | $9,619,000 | 461 |
| Total risk weighted assets | $777,497,800 | 452 |
| Total unused commitments | $209,061,000 | 428 |
| Derivatives | $9,196,000 | 415 |
| 1997-12-31 | Rank | |
| # of Employees: | 230 | 781 |
| Assets and Liabilities | ||
| Total Assets: | $1,117,968,000 | 477 |
| Cash and due from depository institutions | $34,403,000 | 781 |
| Interest-bearing balances | $563,000 | 3,019 |
| Securities | $357,509,000 | 391 |
| Federal funds sold & reverse repurchase agreements | $68,314,000 | 227 |
| Net loans & leases | $633,253,000 | 520 |
| Loan loss allowance | $9,674,000 | 485 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,813,000 | 663 |
| Other real estate owned | $165,000 | 781 |
| Goodwill and other intangibles | $2,580,000 | 844 |
| All other assets | $10,931,000 | 805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,117,968,000 | 477 |
| Total liabilities | $1,020,797,000 | 476 |
| Total deposits | $833,794,000 | 472 |
| Interest-bearing deposits | $724,495,000 | 466 |
| Deposits held in domestic offices | $833,794,000 | 467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $119,759,000 | 304 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $49,243,000 | 578 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $18,001,000 | 436 |
| Total equity capital | $97,171,000 | 511 |
| Total bank equity capital | $97,171,000 | 511 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $41,380,000 | 500 |
| Undivided profits | $53,791,000 | 462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,034,000 | 1,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,579,000 | 619 |
| Earning assets | $1,059,639,000 | 468 |
| Long-term assets (5+ years) | $332,936,000 | 273 |
| Average Assets, year-to-date | $1,117,207,000 | 462 |
| Average Assets, quarterly | $1,101,738,000 | 479 |
| Volatile liabilities | $207,195,000 | 524 |
| Insider loans | $30,322,000 | 135 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $8,576,000 | 250 |
| Unused loan commitments | $198,238,000 | 419 |
| Tier 1 (core) risk-based capital | $93,829,000 | 480 |
| Tier 2 risk-based capital | $8,874,520 | 458 |
| Total risk weighted assets | $709,162,220 | 480 |
| Total unused commitments | $198,238,000 | 420 |
| Derivatives | $9,196,000 | 411 |
| 1996-12-31 | Rank | |
| # of Employees: | 212 | 881 |
| Assets and Liabilities | ||
| Total Assets: | $1,057,559,000 | 543 |
| Cash and due from depository institutions | $29,277,000 | 881 |
| Interest-bearing balances | $577,000 | 2,937 |
| Securities | $231,206,000 | 563 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 8,436 |
| Net loans & leases | $759,541,000 | 480 |
| Loan loss allowance | $9,695,000 | 540 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,891,000 | 766 |
| Other real estate owned | $113,000 | 881 |
| Goodwill and other intangibles | $2,064,000 | 923 |
| All other assets | $25,457,000 | 463 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,057,559,000 | 543 |
| Total liabilities | $1,012,653,000 | 518 |
| Total deposits | $816,858,000 | 523 |
| Interest-bearing deposits | $724,619,000 | 507 |
| Deposits held in domestic offices | $816,858,000 | 514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,632,000 | 339 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $49,270,000 | 601 |
| Subordinated debt | $20,000,000 | 143 |
| All other liabilities | $8,893,000 | 664 |
| Total equity capital | $44,906,000 | 1,017 |
| Total bank equity capital | $44,906,000 | 1,017 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $25,278,000 | 760 |
| Undivided profits | $17,628,000 | 1,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,778,000 | 1,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $9,517,000 | 302 |
| Earning assets | $991,334,000 | 531 |
| Long-term assets (5+ years) | $218,579,000 | 390 |
| Average Assets, year-to-date | $989,812,000 | 550 |
| Average Assets, quarterly | $1,051,941,000 | 540 |
| Volatile liabilities | $156,100,000 | 667 |
| Insider loans | $29,572,000 | 178 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,391,000 | 650 |
| Unused loan commitments | $69,024,000 | 865 |
| Tier 1 (core) risk-based capital | $43,575,000 | 986 |
| Tier 2 risk-based capital | $28,588,300 | 251 |
| Total risk weighted assets | $685,957,300 | 520 |
| Total unused commitments | $69,024,000 | 870 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 191 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $807,658,000 | 673 |
| Cash and due from depository institutions | $23,559,000 | 1,013 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $251,042,000 | 560 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $516,535,000 | 663 |
| Loan loss allowance | $8,008,000 | 647 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,266,000 | 916 |
| Other real estate owned | $124,000 | 1,013 |
| Goodwill and other intangibles | $722,000 | 1,368 |
| All other assets | $7,410,000 | 1,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $807,658,000 | 673 |
| Total liabilities | $740,029,000 | 673 |
| Total deposits | $557,468,000 | 741 |
| Interest-bearing deposits | $483,281,000 | 735 |
| Deposits held in domestic offices | $557,468,000 | 730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $128,967,000 | 334 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $49,000,000 | 552 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,594,000 | 1,101 |
| Total equity capital | $67,629,000 | 740 |
| Total bank equity capital | $67,629,000 | 740 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $25,261,000 | 757 |
| Undivided profits | $40,368,000 | 658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,667,000 | 1,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,886,000 | 624 |
| Earning assets | $767,577,000 | 647 |
| Long-term assets (5+ years) | $181,430,000 | 414 |
| Average Assets, year-to-date | $799,622,000 | 657 |
| Average Assets, quarterly | $822,301,000 | 655 |
| Volatile liabilities | $173,455,000 | 604 |
| Insider loans | $23,071,000 | 235 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,931,000 | 479 |
| Unused loan commitments | $53,444,000 | 984 |
| Tier 1 (core) risk-based capital | $67,061,000 | 700 |
| Tier 2 risk-based capital | $6,789,330 | 600 |
| Total risk weighted assets | $541,927,630 | 642 |
| Total unused commitments | $53,444,000 | 989 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 185 | 1,055 |
| Assets and Liabilities | ||
| Total Assets: | $764,043,000 | 696 |
| Cash and due from depository institutions | $26,833,000 | 1,055 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $209,032,000 | 665 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $508,845,000 | 640 |
| Loan loss allowance | $7,543,000 | 687 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,572,000 | 851 |
| Other real estate owned | $318,000 | 1,055 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $10,443,000 | 959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $764,043,000 | 696 |
| Total liabilities | $709,130,000 | 695 |
| Total deposits | $472,981,000 | 817 |
| Interest-bearing deposits | $405,737,000 | 839 |
| Deposits held in domestic offices | $472,981,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $215,340,000 | 277 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,000,000 | 1,026 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,809,000 | 838 |
| Total equity capital | $54,913,000 | 819 |
| Total bank equity capital | $54,913,000 | 819 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $25,261,000 | 714 |
| Undivided profits | $27,652,000 | 847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,856,000 | 1,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,403,000 | 623 |
| Earning assets | $717,877,000 | 677 |
| Long-term assets (5+ years) | $107,484,000 | 637 |
| Average Assets, year-to-date | $698,252,800 | 731 |
| Average Assets, quarterly | $758,218,500 | 703 |
| Volatile liabilities | $240,430,000 | 488 |
| Insider loans | $13,191,000 | 337 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $524,000 | 805 |
| Unused loan commitments | $37,653,000 | 1,210 |
| Tier 1 (core) risk-based capital | $58,042,000 | 761 |
| Tier 2 risk-based capital | $6,242,800 | 632 |
| Total risk weighted assets | $498,123,700 | 664 |
| Total unused commitments | $37,653,000 | 1,217 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 166 | 1,246 |
| Assets and Liabilities | ||
| Total Assets: | $629,820,000 | 822 |
| Cash and due from depository institutions | $23,580,000 | 1,246 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $107,945,000 | 1,271 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $479,977,000 | 660 |
| Loan loss allowance | $7,193,000 | 760 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,564,000 | 1,102 |
| Other real estate owned | $426,000 | 1,246 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $11,328,000 | 874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $629,820,000 | 822 |
| Total liabilities | $582,021,000 | 816 |
| Total deposits | $447,333,000 | 896 |
| Interest-bearing deposits | $389,376,000 | 898 |
| Deposits held in domestic offices | $447,333,000 | 885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,945,000 | 326 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,000,000 | 777 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,743,000 | 870 |
| Total equity capital | $47,799,000 | 879 |
| Total bank equity capital | $47,799,000 | 879 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $24,805,000 | 692 |
| Undivided profits | $22,794,000 | 1,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,551,000 | 1,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,719,000 | 675 |
| Earning assets | $587,922,000 | 808 |
| Long-term assets (5+ years) | $87,060,000 | 753 |
| Average Assets, year-to-date | $581,874,200 | 842 |
| Average Assets, quarterly | $624,451,000 | 816 |
| Volatile liabilities | $155,403,000 | 613 |
| Insider loans | $11,883,000 | 368 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,640,000 | 1,265 |
| Tier 1 (core) risk-based capital | $47,799,000 | 850 |
| Tier 2 risk-based capital | $5,643,130 | 672 |
| Total risk weighted assets | $449,900,430 | 708 |
| Total unused commitments | $35,640,000 | 1,284 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 146 | 1,498 |
| Assets and Liabilities | ||
| Total Assets: | $511,497,000 | 980 |
| Cash and due from depository institutions | $26,963,000 | 1,498 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $78,822,000 | 1,708 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $394,991,000 | 777 |
| Loan loss allowance | $5,963,000 | 881 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,172,000 | 1,757 |
| Other real estate owned | $438,000 | 1,498 |
| Goodwill and other intangibles | $134,000 | 2,069 |
| All other assets | $5,977,000 | 1,428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $511,497,000 | 980 |
| Total liabilities | $470,654,000 | 983 |
| Total deposits | $415,627,000 | 1,010 |
| Interest-bearing deposits | $365,618,000 | 1,014 |
| Deposits held in domestic offices | $415,627,000 | 1,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,497,000 | 540 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,000,000 | 698 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,530,000 | 1,205 |
| Total equity capital | $40,843,000 | 963 |
| Total bank equity capital | $40,843,000 | 963 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $24,805,000 | 667 |
| Undivided profits | $15,838,000 | 1,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,818,000 | 1,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,319,000 | 853 |
| Earning assets | $473,813,000 | 958 |
| Long-term assets (5+ years) | $77,140,000 | 795 |
| Average Assets, year-to-date | $475,443,800 | 1,024 |
| Average Assets, quarterly | $495,563,000 | 998 |
| Volatile liabilities | $76,773,000 | 881 |
| Insider loans | $158,000 | 4,517 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $26,148,000 | 1,504 |
| Tier 1 (core) risk-based capital | $40,843,000 | 934 |
| Tier 2 risk-based capital | $4,419,990 | 823 |
| Total risk weighted assets | $352,056,290 | 873 |
| Total unused commitments | $26,148,000 | 1,516 |
| Derivatives | $0 | 651 |