Home > The Fifth Third Bank > Income and Expense

The Fifth Third Bank, Income and Expense

1999-12-31 (YTD Data)		Rank
Total interest income	$870,492,000	79
Total interest expense	$468,872,000	75
Net interest income	$401,620,000	81
Provision for loan and lease losses	$54,380,000	65
Total noninterest income	$455,237,000	58
Gross Fiduciary activities income	$81,049,000	40
Service charges on deposit accounts	$49,919,000	67
Trading account gains and fees	$0	173
Additional Noninterest Income	$324,269,000	58
Total noninterest expense	$416,919,000	80
Salaries and employee benefits	$185,982,000	65
Premises and equipment expense	$39,865,000	97
Additional noninterest expense	$191,072,000	84
Pre-tax net operating income	$385,558,000	62
Securities gains (losses)	$773,000	261
Applicable income taxes	$127,680,000	67
Income before extraordinary items	$258,651,000	59
Extraordinary gains, net	$0	35
Net income	$258,651,000	59
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,149,000	79
Cash dividends	$139,586,000	68
Sale, conversion, retirement of capital stock, net	$5,182,000	236
Net operating income	$258,133,090	59
1998-12-31 (YTD Data)		Rank
Total interest income	$681,577,000	93
Total interest expense	$379,196,000	84
Net interest income	$302,381,000	105
Provision for loan and lease losses	$49,597,000	76
Total noninterest income	$378,272,000	65
Gross Fiduciary activities income	$69,098,000	42
Service charges on deposit accounts	$44,761,000	69
Trading account gains and fees	$0	224
Additional Noninterest Income	$264,413,000	59
Total noninterest expense	$335,735,000	93
Salaries and employee benefits	$145,244,000	80
Premises and equipment expense	$31,357,000	113
Additional noninterest expense	$159,134,000	104
Pre-tax net operating income	$295,321,000	68
Securities gains (losses)	$-317,000	10,431
Applicable income taxes	$96,727,000	71
Income before extraordinary items	$198,277,000	70
Extraordinary gains, net	$0	32
Net income	$198,277,000	71
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,420,000	75
Cash dividends	$134,453,000	61
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$198,489,390	67
1997-12-31 (YTD Data)		Rank
Total interest income	$619,363,000	97
Total interest expense	$336,271,000	90
Net interest income	$283,092,000	104
Provision for loan and lease losses	$27,392,000	115
Total noninterest income	$289,969,000	65
Gross Fiduciary activities income	$58,965,000	46
Service charges on deposit accounts	$41,105,000	72
Trading account gains and fees	$0	239
Additional Noninterest Income	$189,899,000	62
Total noninterest expense	$274,602,000	104
Salaries and employee benefits	$128,511,000	86
Premises and equipment expense	$28,901,000	112
Additional noninterest expense	$117,190,000	122
Pre-tax net operating income	$271,067,000	66
Securities gains (losses)	$2,640,000	146
Applicable income taxes	$89,742,000	69
Income before extraordinary items	$183,965,000	65
Extraordinary gains, net	$0	44
Net income	$183,965,000	65
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,472,000	110
Cash dividends	$274,262,000	33
Sale, conversion, retirement of capital stock, net	$30,928,000	25
Net operating income	$182,196,200	65
1996-12-31 (YTD Data)		Rank
Total interest income	$630,083,000	106
Total interest expense	$340,307,000	97
Net interest income	$289,776,000	115
Provision for loan and lease losses	$27,587,000	110
Total noninterest income	$237,805,000	76
Gross Fiduciary activities income	$54,275,000	47
Service charges on deposit accounts	$39,348,000	79
Trading account gains and fees	$0	262
Additional Noninterest Income	$144,182,000	82
Total noninterest expense	$272,707,000	112
Salaries and employee benefits	$121,444,000	93
Premises and equipment expense	$27,518,000	128
Additional noninterest expense	$123,745,000	122
Pre-tax net operating income	$227,287,000	70
Securities gains (losses)	$702,000	338
Applicable income taxes	$73,906,000	77
Income before extraordinary items	$154,083,000	69
Extraordinary gains, net	$0	53
Net income	$154,083,000	69
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,466,000	112
Cash dividends	$66,000,000	118
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$153,605,640	67
1995-12-31 (YTD Data)		Rank
Total interest income	$608,374,000	99
Total interest expense	$355,117,000	90
Net interest income	$253,257,000	128
Provision for loan and lease losses	$22,871,000	108
Total noninterest income	$211,059,000	77
Gross Fiduciary activities income	$47,121,000	50
Service charges on deposit accounts	$33,957,000	91
Trading account gains and fees	$0	522
Additional Noninterest Income	$129,981,000	78
Total noninterest expense	$232,181,000	132
Salaries and employee benefits	$106,254,000	105
Premises and equipment expense	$23,244,000	149
Additional noninterest expense	$102,683,000	136
Pre-tax net operating income	$209,264,000	70
Securities gains (losses)	$11,237,000	28
Applicable income taxes	$72,782,000	67
Income before extraordinary items	$147,719,000	63
Extraordinary gains, net	$0	65
Net income	$147,719,000	63
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,906,000	132
Cash dividends	$90,000,000	78
Sale, conversion, retirement of capital stock, net	$13,392,000	37
Net operating income	$140,190,210	69
1994-12-31 (YTD Data)		Rank
Total interest income	$474,590,000	110
Total interest expense	$219,107,000	105
Net interest income	$255,483,000	120
Provision for loan and lease losses	$16,956,000	131
Total noninterest income	$185,347,000	77
Gross Fiduciary activities income	$42,758,000	57
Service charges on deposit accounts	$33,017,000	90
Trading account gains and fees	$-5,000	4,807
Additional Noninterest Income	$109,577,000	82
Total noninterest expense	$219,657,000	130
Salaries and employee benefits	$106,466,000	97
Premises and equipment expense	$21,974,000	156
Additional noninterest expense	$91,217,000	147
Pre-tax net operating income	$204,217,000	66
Securities gains (losses)	$16,000	1,924
Applicable income taxes	$67,310,000	72
Income before extraordinary items	$136,923,000	70
Extraordinary gains, net	$0	249
Net income	$136,923,000	69
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000,000	198
Cash dividends	$52,000,000	113
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$136,912,280	68
1993-12-31 (YTD Data)		Rank
Total interest income	$382,135,000	124
Total interest expense	$158,603,000	121
Net interest income	$223,532,000	125
Provision for loan and lease losses	$23,536,000	136
Total noninterest income	$169,645,000	78
Gross Fiduciary activities income	$38,783,000	58
Service charges on deposit accounts	$32,911,000	84
Trading account gains and fees	$0	532
Additional Noninterest Income	$97,951,000	83
Total noninterest expense	$203,392,000	131
Salaries and employee benefits	$97,523,000	101
Premises and equipment expense	$20,965,000	156
Additional noninterest expense	$84,904,000	148
Pre-tax net operating income	$166,249,000	65
Securities gains (losses)	$3,749,000	200
Applicable income taxes	$57,258,000	71
Income before extraordinary items	$112,740,000	74
Extraordinary gains, net	$0	3,149
Net income	$112,740,000	77
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,407,000	160
Cash dividends	$40,000,000	109
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$110,265,660	70
1992-12-31 (YTD Data)		Rank
Total interest income	$363,003,000	138
Total interest expense	$161,889,000	150
Net interest income	$201,114,000	130
Provision for loan and lease losses	$37,788,000	139
Total noninterest income	$158,064,000	76
Gross Fiduciary activities income	$37,883,000	54
Service charges on deposit accounts	$28,791,000	84
Trading account gains and fees	$0	504
Additional Noninterest Income	$91,390,000	81
Total noninterest expense	$179,143,000	138
Salaries and employee benefits	$88,524,000	102
Premises and equipment expense	$19,840,000	166
Additional noninterest expense	$70,779,000	172
Pre-tax net operating income	$142,247,000	57
Securities gains (losses)	$143,000	2,479
Applicable income taxes	$44,945,000	65
Income before extraordinary items	$97,445,000	65
Extraordinary gains, net	$0	1,422
Net income	$97,445,000	64
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,702,000	166
Cash dividends	$85,000,000	34
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$97,347,760	59

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.