Home > The Fidelity Deposit and Discount Bank > Income and Expense
The Fidelity Deposit and Discount Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $94,858,000 | 567 |
| Total interest expense | $31,810,000 | 553 |
| Net interest income | $63,048,000 | 559 |
| Provision for loan and lease losses | $1,491,000 | 646 |
| Total noninterest income | $16,791,000 | 525 |
| Gross Fiduciary activities income | $3,002,000 | 335 |
| Service charges on deposit accounts | $3,996,000 | 328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,793,000 | 544 |
| Total noninterest expense | $48,831,000 | 580 |
| Salaries and employee benefits | $23,758,000 | 641 |
| Premises and equipment expense | $8,677,000 | 336 |
| Additional noninterest expense | $9,793,000 | 544 |
| Pre-tax net operating income | $29,517,000 | 521 |
| Securities gains (losses) | $-6,468,000 | 4,502 |
| Applicable income taxes | $2,721,000 | 792 |
| Income before extraordinary items | $20,328,000 | 579 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $20,328,000 | 585 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $20,328,000 | 582 |
| Net charge-offs | $578,000 | 703 |
| Cash dividends | $8,386,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $26,019,840 | 491 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $69,821,000 | 568 |
| Total interest expense | $21,862,000 | 557 |
| Net interest income | $47,959,000 | 560 |
| Provision for loan and lease losses | $1,380,000 | 547 |
| Total noninterest income | $12,477,000 | 527 |
| Gross Fiduciary activities income | $2,197,000 | 338 |
| Service charges on deposit accounts | $2,962,000 | 327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,318,000 | 556 |
| Total noninterest expense | $36,618,000 | 580 |
| Salaries and employee benefits | $17,688,000 | 648 |
| Premises and equipment expense | $6,570,000 | 338 |
| Additional noninterest expense | $7,318,000 | 556 |
| Pre-tax net operating income | $22,438,000 | 519 |
| Securities gains (losses) | $-1,000 | 3,290 |
| Applicable income taxes | $2,971,000 | 652 |
| Income before extraordinary items | $19,466,000 | 497 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $19,466,000 | 500 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $19,466,000 | 496 |
| Net charge-offs | $516,000 | 571 |
| Cash dividends | $6,193,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $19,466,870 | 504 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $45,899,000 | 547 |
| Total interest expense | $12,819,000 | 564 |
| Net interest income | $33,080,000 | 543 |
| Provision for loan and lease losses | $855,000 | 563 |
| Total noninterest income | $8,411,000 | 513 |
| Gross Fiduciary activities income | $1,413,000 | 337 |
| Service charges on deposit accounts | $1,922,000 | 329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,076,000 | 530 |
| Total noninterest expense | $24,741,000 | 564 |
| Salaries and employee benefits | $11,836,000 | 637 |
| Premises and equipment expense | $4,323,000 | 331 |
| Additional noninterest expense | $5,076,000 | 530 |
| Pre-tax net operating income | $15,895,000 | 500 |
| Securities gains (losses) | $-1,000 | 3,583 |
| Applicable income taxes | $2,180,000 | 621 |
| Income before extraordinary items | $13,714,000 | 472 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,714,000 | 479 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $13,714,000 | 471 |
| Net charge-offs | $398,000 | 494 |
| Cash dividends | $4,118,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $13,714,860 | 476 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $22,635,000 | 548 |
| Total interest expense | $5,317,000 | 579 |
| Net interest income | $17,318,000 | 525 |
| Provision for loan and lease losses | $180,000 | 940 |
| Total noninterest income | $4,176,000 | 510 |
| Gross Fiduciary activities income | $695,000 | 355 |
| Service charges on deposit accounts | $922,000 | 350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,559,000 | 519 |
| Total noninterest expense | $12,315,000 | 573 |
| Salaries and employee benefits | $5,965,000 | 657 |
| Premises and equipment expense | $2,100,000 | 350 |
| Additional noninterest expense | $2,559,000 | 519 |
| Pre-tax net operating income | $8,999,000 | 468 |
| Securities gains (losses) | $-1,000 | 3,873 |
| Applicable income taxes | $1,352,000 | 545 |
| Income before extraordinary items | $7,646,000 | 450 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,646,000 | 450 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $7,646,000 | 451 |
| Net charge-offs | $163,000 | 479 |
| Cash dividends | $2,051,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $7,646,850 | 455 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $79,988,000 | 500 |
| Total interest expense | $6,419,000 | 652 |
| Net interest income | $73,569,000 | 487 |
| Provision for loan and lease losses | $2,100,000 | 501 |
| Total noninterest income | $15,144,000 | 578 |
| Gross Fiduciary activities income | $2,481,000 | 378 |
| Service charges on deposit accounts | $3,475,000 | 378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,188,000 | 596 |
| Total noninterest expense | $48,854,000 | 558 |
| Salaries and employee benefits | $25,492,000 | 600 |
| Premises and equipment expense | $7,363,000 | 397 |
| Additional noninterest expense | $9,188,000 | 596 |
| Pre-tax net operating income | $37,759,000 | 466 |
| Securities gains (losses) | $4,000 | 540 |
| Applicable income taxes | $5,926,000 | 544 |
| Income before extraordinary items | $31,837,000 | 440 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $31,837,000 | 439 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $31,837,000 | 441 |
| Net charge-offs | $575,000 | 549 |
| Cash dividends | $7,709,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $31,833,640 | 446 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $58,427,000 | 486 |
| Total interest expense | $3,447,000 | 651 |
| Net interest income | $54,980,000 | 476 |
| Provision for loan and lease losses | $1,575,000 | 461 |
| Total noninterest income | $11,512,000 | 578 |
| Gross Fiduciary activities income | $1,852,000 | 378 |
| Service charges on deposit accounts | $2,554,000 | 386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,106,000 | 601 |
| Total noninterest expense | $36,507,000 | 552 |
| Salaries and employee benefits | $19,303,000 | 597 |
| Premises and equipment expense | $5,438,000 | 395 |
| Additional noninterest expense | $7,106,000 | 601 |
| Pre-tax net operating income | $28,410,000 | 459 |
| Securities gains (losses) | $4,000 | 563 |
| Applicable income taxes | $4,110,000 | 577 |
| Income before extraordinary items | $24,304,000 | 434 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $24,304,000 | 433 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $24,304,000 | 434 |
| Net charge-offs | $420,000 | 486 |
| Cash dividends | $5,659,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $24,300,560 | 445 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $38,002,000 | 484 |
| Total interest expense | $1,817,000 | 652 |
| Net interest income | $36,185,000 | 475 |
| Provision for loan and lease losses | $1,050,000 | 406 |
| Total noninterest income | $7,949,000 | 559 |
| Gross Fiduciary activities income | $1,230,000 | 342 |
| Service charges on deposit accounts | $1,635,000 | 393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,084,000 | 585 |
| Total noninterest expense | $24,047,000 | 547 |
| Salaries and employee benefits | $12,802,000 | 589 |
| Premises and equipment expense | $3,656,000 | 383 |
| Additional noninterest expense | $7,589,000 | 543 |
| Pre-tax net operating income | $19,037,000 | 442 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $2,813,000 | 529 |
| Income before extraordinary items | $16,224,000 | 418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $16,224,000 | 417 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $16,224,000 | 418 |
| Net charge-offs | $84,000 | 789 |
| Cash dividends | $3,780,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $16,224,000 | 430 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $18,620,000 | 472 |
| Total interest expense | $893,000 | 624 |
| Net interest income | $17,727,000 | 470 |
| Provision for loan and lease losses | $525,000 | 320 |
| Total noninterest income | $4,096,000 | 559 |
| Gross Fiduciary activities income | $617,000 | 339 |
| Service charges on deposit accounts | $798,000 | 400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,681,000 | 580 |
| Total noninterest expense | $12,058,000 | 543 |
| Salaries and employee benefits | $6,312,000 | 597 |
| Premises and equipment expense | $1,847,000 | 384 |
| Additional noninterest expense | $3,899,000 | 527 |
| Pre-tax net operating income | $9,240,000 | 449 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $1,257,000 | 562 |
| Income before extraordinary items | $7,983,000 | 426 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,983,000 | 424 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $7,983,000 | 426 |
| Net charge-offs | $68,000 | 584 |
| Cash dividends | $2,040,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $7,983,000 | 433 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $67,448,000 | 519 |
| Total interest expense | $3,655,000 | 746 |
| Net interest income | $63,793,000 | 505 |
| Provision for loan and lease losses | $2,000,000 | 284 |
| Total noninterest income | $16,040,000 | 612 |
| Gross Fiduciary activities income | $2,253,000 | 353 |
| Service charges on deposit accounts | $2,623,000 | 438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,164,000 | 623 |
| Total noninterest expense | $46,855,000 | 571 |
| Salaries and employee benefits | $24,713,000 | 601 |
| Premises and equipment expense | $6,682,000 | 416 |
| Additional noninterest expense | $15,460,000 | 537 |
| Pre-tax net operating income | $30,978,000 | 539 |
| Securities gains (losses) | $46,000 | 1,163 |
| Applicable income taxes | $4,518,000 | 673 |
| Income before extraordinary items | $26,506,000 | 519 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $26,506,000 | 519 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $26,506,000 | 520 |
| Net charge-offs | $578,000 | 577 |
| Cash dividends | $15,456,000 | 354 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $26,466,900 | 514 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $48,227,000 | 541 |
| Total interest expense | $2,740,000 | 803 |
| Net interest income | $45,487,000 | 530 |
| Provision for loan and lease losses | $1,550,000 | 285 |
| Total noninterest income | $12,362,000 | 617 |
| Gross Fiduciary activities income | $1,634,000 | 356 |
| Service charges on deposit accounts | $1,835,000 | 468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,893,000 | 612 |
| Total noninterest expense | $34,803,000 | 569 |
| Salaries and employee benefits | $18,475,000 | 601 |
| Premises and equipment expense | $4,920,000 | 432 |
| Additional noninterest expense | $11,408,000 | 543 |
| Pre-tax net operating income | $21,496,000 | 585 |
| Securities gains (losses) | $40,000 | 1,148 |
| Applicable income taxes | $3,205,000 | 725 |
| Income before extraordinary items | $18,331,000 | 572 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $18,331,000 | 570 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $18,331,000 | 572 |
| Net charge-offs | $151,000 | 910 |
| Cash dividends | $13,254,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $18,297,000 | 571 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $29,537,000 | 588 |
| Total interest expense | $1,735,000 | 875 |
| Net interest income | $27,802,000 | 567 |
| Provision for loan and lease losses | $1,100,000 | 281 |
| Total noninterest income | $8,961,000 | 575 |
| Gross Fiduciary activities income | $1,036,000 | 360 |
| Service charges on deposit accounts | $1,130,000 | 481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,795,000 | 574 |
| Total noninterest expense | $20,373,000 | 642 |
| Salaries and employee benefits | $11,060,000 | 657 |
| Premises and equipment expense | $3,079,000 | 455 |
| Additional noninterest expense | $6,234,000 | 625 |
| Pre-tax net operating income | $15,290,000 | 552 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $2,367,000 | 666 |
| Income before extraordinary items | $12,923,000 | 540 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $12,923,000 | 539 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $12,923,000 | 540 |
| Net charge-offs | $57,000 | 1,112 |
| Cash dividends | $11,548,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $12,923,000 | 534 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $14,852,000 | 581 |
| Total interest expense | $892,000 | 891 |
| Net interest income | $13,960,000 | 561 |
| Provision for loan and lease losses | $800,000 | 225 |
| Total noninterest income | $4,966,000 | 543 |
| Gross Fiduciary activities income | $494,000 | 364 |
| Service charges on deposit accounts | $566,000 | 475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,906,000 | 534 |
| Total noninterest expense | $10,480,000 | 617 |
| Salaries and employee benefits | $5,532,000 | 663 |
| Premises and equipment expense | $1,579,000 | 445 |
| Additional noninterest expense | $3,369,000 | 560 |
| Pre-tax net operating income | $7,646,000 | 553 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,167,000 | 675 |
| Income before extraordinary items | $6,479,000 | 542 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $6,479,000 | 541 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $6,479,000 | 542 |
| Net charge-offs | $163,000 | 486 |
| Cash dividends | $1,762,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $6,479,000 | 532 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $51,177,000 | 671 |
| Total interest expense | $5,319,000 | 891 |
| Net interest income | $45,858,000 | 643 |
| Provision for loan and lease losses | $5,250,000 | 550 |
| Total noninterest income | $12,647,000 | 689 |
| Gross Fiduciary activities income | $1,785,000 | 372 |
| Service charges on deposit accounts | $2,116,000 | 501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,746,000 | 713 |
| Total noninterest expense | $35,309,000 | 709 |
| Salaries and employee benefits | $19,428,000 | 735 |
| Premises and equipment expense | $5,317,000 | 501 |
| Additional noninterest expense | $10,564,000 | 707 |
| Pre-tax net operating income | $17,946,000 | 648 |
| Securities gains (losses) | $115,000 | 1,314 |
| Applicable income taxes | $2,749,000 | 743 |
| Income before extraordinary items | $15,312,000 | 655 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,312,000 | 655 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $15,312,000 | 655 |
| Net charge-offs | $795,000 | 742 |
| Cash dividends | $6,507,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $15,214,250 | 631 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $36,879,000 | 695 |
| Total interest expense | $4,303,000 | 885 |
| Net interest income | $32,576,000 | 664 |
| Provision for loan and lease losses | $3,700,000 | 612 |
| Total noninterest income | $8,478,000 | 708 |
| Gross Fiduciary activities income | $1,334,000 | 368 |
| Service charges on deposit accounts | $1,521,000 | 511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,623,000 | 756 |
| Total noninterest expense | $25,795,000 | 718 |
| Salaries and employee benefits | $14,351,000 | 737 |
| Premises and equipment expense | $3,802,000 | 520 |
| Additional noninterest expense | $7,642,000 | 716 |
| Pre-tax net operating income | $11,559,000 | 699 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,915,000 | 756 |
| Income before extraordinary items | $9,644,000 | 738 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,644,000 | 738 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,644,000 | 738 |
| Net charge-offs | $563,000 | 699 |
| Cash dividends | $5,004,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $9,644,000 | 706 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $22,729,000 | 740 |
| Total interest expense | $3,138,000 | 887 |
| Net interest income | $19,591,000 | 719 |
| Provision for loan and lease losses | $2,200,000 | 681 |
| Total noninterest income | $4,612,000 | 779 |
| Gross Fiduciary activities income | $854,000 | 374 |
| Service charges on deposit accounts | $973,000 | 535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,785,000 | 862 |
| Total noninterest expense | $16,761,000 | 726 |
| Salaries and employee benefits | $9,127,000 | 763 |
| Premises and equipment expense | $2,388,000 | 541 |
| Additional noninterest expense | $5,246,000 | 673 |
| Pre-tax net operating income | $5,242,000 | 915 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $879,000 | 922 |
| Income before extraordinary items | $4,363,000 | 968 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,363,000 | 968 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,363,000 | 968 |
| Net charge-offs | $276,000 | 846 |
| Cash dividends | $3,602,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,363,000 | 942 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $10,148,000 | 836 |
| Total interest expense | $1,706,000 | 901 |
| Net interest income | $8,442,000 | 822 |
| Provision for loan and lease losses | $300,000 | 1,167 |
| Total noninterest income | $2,240,000 | 754 |
| Gross Fiduciary activities income | $420,000 | 377 |
| Service charges on deposit accounts | $559,000 | 545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,261,000 | 829 |
| Total noninterest expense | $6,553,000 | 897 |
| Salaries and employee benefits | $3,621,000 | 915 |
| Premises and equipment expense | $1,045,000 | 616 |
| Additional noninterest expense | $1,887,000 | 925 |
| Pre-tax net operating income | $3,829,000 | 588 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $660,000 | 612 |
| Income before extraordinary items | $3,169,000 | 616 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,169,000 | 617 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,169,000 | 616 |
| Net charge-offs | $30,000 | 1,432 |
| Cash dividends | $2,200,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,169,000 | 601 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $40,323,000 | 849 |
| Total interest expense | $7,564,000 | 874 |
| Net interest income | $32,759,000 | 842 |
| Provision for loan and lease losses | $1,085,000 | 863 |
| Total noninterest income | $8,833,000 | 757 |
| Gross Fiduciary activities income | $1,350,000 | 410 |
| Service charges on deposit accounts | $2,286,000 | 549 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $5,197,000 | 808 |
| Total noninterest expense | $25,021,000 | 921 |
| Salaries and employee benefits | $13,944,000 | 916 |
| Premises and equipment expense | $3,826,000 | 669 |
| Additional noninterest expense | $7,251,000 | 937 |
| Pre-tax net operating income | $15,486,000 | 730 |
| Securities gains (losses) | $14,000 | 1,775 |
| Applicable income taxes | $2,624,000 | 757 |
| Income before extraordinary items | $12,876,000 | 756 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $12,876,000 | 757 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,876,000 | 757 |
| Net charge-offs | $1,085,000 | 630 |
| Cash dividends | $4,037,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $12,864,380 | 741 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $30,125,000 | 855 |
| Total interest expense | $5,623,000 | 886 |
| Net interest income | $24,502,000 | 847 |
| Provision for loan and lease losses | $830,000 | 799 |
| Total noninterest income | $6,580,000 | 753 |
| Gross Fiduciary activities income | $1,013,000 | 408 |
| Service charges on deposit accounts | $1,688,000 | 556 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $3,879,000 | 804 |
| Total noninterest expense | $18,664,000 | 915 |
| Salaries and employee benefits | $10,350,000 | 922 |
| Premises and equipment expense | $2,896,000 | 664 |
| Additional noninterest expense | $5,418,000 | 927 |
| Pre-tax net operating income | $11,588,000 | 745 |
| Securities gains (losses) | $-6,000 | 4,829 |
| Applicable income taxes | $1,963,000 | 778 |
| Income before extraordinary items | $9,619,000 | 766 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,619,000 | 768 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,619,000 | 767 |
| Net charge-offs | $1,136,000 | 458 |
| Cash dividends | $2,971,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $9,623,980 | 753 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $19,800,000 | 860 |
| Total interest expense | $3,613,000 | 896 |
| Net interest income | $16,187,000 | 850 |
| Provision for loan and lease losses | $510,000 | 840 |
| Total noninterest income | $4,364,000 | 751 |
| Gross Fiduciary activities income | $671,000 | 410 |
| Service charges on deposit accounts | $1,101,000 | 562 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $2,592,000 | 792 |
| Total noninterest expense | $12,360,000 | 915 |
| Salaries and employee benefits | $6,830,000 | 925 |
| Premises and equipment expense | $1,962,000 | 653 |
| Additional noninterest expense | $3,568,000 | 956 |
| Pre-tax net operating income | $7,681,000 | 726 |
| Securities gains (losses) | $-4,000 | 4,803 |
| Applicable income taxes | $1,303,000 | 754 |
| Income before extraordinary items | $6,374,000 | 748 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,374,000 | 749 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,374,000 | 748 |
| Net charge-offs | $762,000 | 429 |
| Cash dividends | $1,981,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $6,377,320 | 736 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,935,000 | 855 |
| Total interest expense | $1,747,000 | 891 |
| Net interest income | $8,188,000 | 840 |
| Provision for loan and lease losses | $255,000 | 774 |
| Total noninterest income | $2,100,000 | 741 |
| Gross Fiduciary activities income | $294,000 | 432 |
| Service charges on deposit accounts | $539,000 | 568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,267,000 | 761 |
| Total noninterest expense | $6,265,000 | 896 |
| Salaries and employee benefits | $3,425,000 | 926 |
| Premises and equipment expense | $1,005,000 | 639 |
| Additional noninterest expense | $1,835,000 | 910 |
| Pre-tax net operating income | $3,768,000 | 728 |
| Securities gains (losses) | $-4,000 | 4,984 |
| Applicable income taxes | $639,000 | 742 |
| Income before extraordinary items | $3,125,000 | 747 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,125,000 | 747 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,125,000 | 746 |
| Net charge-offs | $480,000 | 339 |
| Cash dividends | $990,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $3,128,320 | 736 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $35,898,000 | 878 |
| Total interest expense | $4,879,000 | 940 |
| Net interest income | $31,019,000 | 861 |
| Provision for loan and lease losses | $1,450,000 | 649 |
| Total noninterest income | $8,252,000 | 791 |
| Gross Fiduciary activities income | $1,319,000 | 421 |
| Service charges on deposit accounts | $2,245,000 | 570 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,688,000 | 830 |
| Total noninterest expense | $23,481,000 | 932 |
| Salaries and employee benefits | $12,929,000 | 950 |
| Premises and equipment expense | $3,513,000 | 717 |
| Additional noninterest expense | $7,039,000 | 956 |
| Pre-tax net operating income | $14,340,000 | 774 |
| Securities gains (losses) | $10,000 | 714 |
| Applicable income taxes | $2,353,000 | 781 |
| Income before extraordinary items | $11,997,000 | 789 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $11,997,000 | 788 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,997,000 | 788 |
| Net charge-offs | $896,000 | 652 |
| Cash dividends | $2,723,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $11,988,600 | 788 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $26,138,000 | 888 |
| Total interest expense | $3,213,000 | 998 |
| Net interest income | $22,925,000 | 868 |
| Provision for loan and lease losses | $1,125,000 | 595 |
| Total noninterest income | $6,218,000 | 797 |
| Gross Fiduciary activities income | $1,032,000 | 409 |
| Service charges on deposit accounts | $1,666,000 | 573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,520,000 | 840 |
| Total noninterest expense | $17,336,000 | 943 |
| Salaries and employee benefits | $9,651,000 | 955 |
| Premises and equipment expense | $2,625,000 | 726 |
| Additional noninterest expense | $5,060,000 | 986 |
| Pre-tax net operating income | $10,682,000 | 771 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $1,745,000 | 799 |
| Income before extraordinary items | $8,947,000 | 789 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,947,000 | 788 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,947,000 | 788 |
| Net charge-offs | $374,000 | 859 |
| Cash dividends | $2,723,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $8,938,600 | 786 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $16,974,000 | 902 |
| Total interest expense | $1,896,000 | 1,058 |
| Net interest income | $15,078,000 | 872 |
| Provision for loan and lease losses | $725,000 | 606 |
| Total noninterest income | $4,174,000 | 787 |
| Gross Fiduciary activities income | $727,000 | 404 |
| Service charges on deposit accounts | $1,092,000 | 582 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,355,000 | 842 |
| Total noninterest expense | $11,491,000 | 947 |
| Salaries and employee benefits | $6,356,000 | 963 |
| Premises and equipment expense | $1,774,000 | 719 |
| Additional noninterest expense | $3,361,000 | 981 |
| Pre-tax net operating income | $7,036,000 | 776 |
| Securities gains (losses) | $6,000 | 682 |
| Applicable income taxes | $1,173,000 | 784 |
| Income before extraordinary items | $5,869,000 | 786 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,869,000 | 785 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,869,000 | 785 |
| Net charge-offs | $391,000 | 611 |
| Cash dividends | $1,815,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $5,864,020 | 782 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,309,000 | 909 |
| Total interest expense | $884,000 | 1,074 |
| Net interest income | $7,425,000 | 878 |
| Provision for loan and lease losses | $300,000 | 673 |
| Total noninterest income | $2,088,000 | 763 |
| Gross Fiduciary activities income | $400,000 | 393 |
| Service charges on deposit accounts | $553,000 | 577 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,135,000 | 843 |
| Total noninterest expense | $5,704,000 | 965 |
| Salaries and employee benefits | $3,094,000 | 999 |
| Premises and equipment expense | $910,000 | 708 |
| Additional noninterest expense | $1,700,000 | 955 |
| Pre-tax net operating income | $3,509,000 | 747 |
| Securities gains (losses) | $6,000 | 514 |
| Applicable income taxes | $584,000 | 770 |
| Income before extraordinary items | $2,931,000 | 763 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,931,000 | 763 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,931,000 | 763 |
| Net charge-offs | $85,000 | 936 |
| Cash dividends | $908,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,926,020 | 760 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $31,770,000 | 906 |
| Total interest expense | $3,223,000 | 1,007 |
| Net interest income | $28,547,000 | 885 |
| Provision for loan and lease losses | $1,450,000 | 661 |
| Total noninterest income | $7,499,000 | 847 |
| Gross Fiduciary activities income | $1,040,000 | 453 |
| Service charges on deposit accounts | $2,227,000 | 578 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $4,232,000 | 917 |
| Total noninterest expense | $23,456,000 | 916 |
| Salaries and employee benefits | $12,523,000 | 954 |
| Premises and equipment expense | $3,614,000 | 697 |
| Additional noninterest expense | $7,319,000 | 894 |
| Pre-tax net operating income | $11,140,000 | 904 |
| Securities gains (losses) | $-147,000 | 5,469 |
| Applicable income taxes | $1,735,000 | 1,405 |
| Income before extraordinary items | $9,258,000 | 800 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,258,000 | 800 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,258,000 | 800 |
| Net charge-offs | $1,621,000 | 479 |
| Cash dividends | $2,574,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $9,381,480 | 786 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $23,728,000 | 905 |
| Total interest expense | $2,356,000 | 1,019 |
| Net interest income | $21,372,000 | 883 |
| Provision for loan and lease losses | $925,000 | 742 |
| Total noninterest income | $5,649,000 | 858 |
| Gross Fiduciary activities income | $756,000 | 459 |
| Service charges on deposit accounts | $1,674,000 | 578 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,219,000 | 921 |
| Total noninterest expense | $16,792,000 | 961 |
| Salaries and employee benefits | $9,140,000 | 985 |
| Premises and equipment expense | $2,653,000 | 720 |
| Additional noninterest expense | $4,999,000 | 972 |
| Pre-tax net operating income | $9,304,000 | 838 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,426,000 | 802 |
| Income before extraordinary items | $6,878,000 | 868 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,878,000 | 869 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,878,000 | 868 |
| Net charge-offs | $933,000 | 519 |
| Cash dividends | $2,310,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $6,878,000 | 858 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $15,605,000 | 907 |
| Total interest expense | $1,475,000 | 1,054 |
| Net interest income | $14,130,000 | 885 |
| Provision for loan and lease losses | $550,000 | 796 |
| Total noninterest income | $3,665,000 | 866 |
| Gross Fiduciary activities income | $503,000 | 457 |
| Service charges on deposit accounts | $1,093,000 | 577 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,069,000 | 946 |
| Total noninterest expense | $11,051,000 | 976 |
| Salaries and employee benefits | $6,036,000 | 997 |
| Premises and equipment expense | $1,795,000 | 710 |
| Additional noninterest expense | $3,220,000 | 1,001 |
| Pre-tax net operating income | $6,194,000 | 821 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,623,000 | 783 |
| Income before extraordinary items | $4,571,000 | 863 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,571,000 | 864 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,571,000 | 863 |
| Net charge-offs | $508,000 | 558 |
| Cash dividends | $1,540,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,571,000 | 854 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 926 |
| Total interest expense | $688,000 | 1,108 |
| Net interest income | $6,892,000 | 908 |
| Provision for loan and lease losses | $325,000 | 635 |
| Total noninterest income | $1,841,000 | 863 |
| Gross Fiduciary activities income | $195,000 | 511 |
| Service charges on deposit accounts | $543,000 | 582 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,103,000 | 891 |
| Total noninterest expense | $5,494,000 | 983 |
| Salaries and employee benefits | $2,927,000 | 1,040 |
| Premises and equipment expense | $934,000 | 684 |
| Additional noninterest expense | $1,633,000 | 982 |
| Pre-tax net operating income | $2,914,000 | 841 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $761,000 | 805 |
| Income before extraordinary items | $2,153,000 | 878 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,153,000 | 879 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,153,000 | 878 |
| Net charge-offs | $141,000 | 748 |
| Cash dividends | $770,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,153,000 | 864 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $28,333,000 | 963 |
| Total interest expense | $2,358,000 | 1,231 |
| Net interest income | $25,975,000 | 929 |
| Provision for loan and lease losses | $1,025,000 | 873 |
| Total noninterest income | $6,881,000 | 915 |
| Gross Fiduciary activities income | $721,000 | 515 |
| Service charges on deposit accounts | $2,140,000 | 606 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,020,000 | 983 |
| Total noninterest expense | $20,535,000 | 1,029 |
| Salaries and employee benefits | $11,075,000 | 1,058 |
| Premises and equipment expense | $3,352,000 | 743 |
| Additional noninterest expense | $6,108,000 | 1,083 |
| Pre-tax net operating income | $11,296,000 | 830 |
| Securities gains (losses) | $9,000 | 2,705 |
| Applicable income taxes | $3,056,000 | 770 |
| Income before extraordinary items | $8,249,000 | 901 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,249,000 | 900 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,249,000 | 900 |
| Net charge-offs | $1,188,000 | 579 |
| Cash dividends | $2,960,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $8,242,430 | 873 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $21,105,000 | 965 |
| Total interest expense | $1,757,000 | 1,237 |
| Net interest income | $19,348,000 | 933 |
| Provision for loan and lease losses | $650,000 | 956 |
| Total noninterest income | $4,946,000 | 939 |
| Gross Fiduciary activities income | $540,000 | 515 |
| Service charges on deposit accounts | $1,567,000 | 619 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,839,000 | 1,033 |
| Total noninterest expense | $15,318,000 | 1,032 |
| Salaries and employee benefits | $8,275,000 | 1,055 |
| Premises and equipment expense | $2,502,000 | 745 |
| Additional noninterest expense | $4,541,000 | 1,087 |
| Pre-tax net operating income | $8,326,000 | 852 |
| Securities gains (losses) | $9,000 | 2,624 |
| Applicable income taxes | $2,248,000 | 804 |
| Income before extraordinary items | $6,087,000 | 911 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,087,000 | 910 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,087,000 | 911 |
| Net charge-offs | $981,000 | 483 |
| Cash dividends | $2,098,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $6,080,430 | 892 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,909,000 | 973 |
| Total interest expense | $1,172,000 | 1,223 |
| Net interest income | $12,737,000 | 944 |
| Provision for loan and lease losses | $425,000 | 971 |
| Total noninterest income | $3,192,000 | 949 |
| Gross Fiduciary activities income | $363,000 | 517 |
| Service charges on deposit accounts | $1,003,000 | 637 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,826,000 | 1,035 |
| Total noninterest expense | $10,160,000 | 1,036 |
| Salaries and employee benefits | $5,516,000 | 1,059 |
| Premises and equipment expense | $1,651,000 | 753 |
| Additional noninterest expense | $2,993,000 | 1,098 |
| Pre-tax net operating income | $5,344,000 | 880 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $1,412,000 | 827 |
| Income before extraordinary items | $3,941,000 | 928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,941,000 | 926 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,941,000 | 927 |
| Net charge-offs | $745,000 | 442 |
| Cash dividends | $1,382,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,934,340 | 893 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 981 |
| Total interest expense | $598,000 | 1,188 |
| Net interest income | $6,309,000 | 944 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $1,466,000 | 977 |
| Gross Fiduciary activities income | $170,000 | 541 |
| Service charges on deposit accounts | $488,000 | 649 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $808,000 | 1,087 |
| Total noninterest expense | $5,107,000 | 1,032 |
| Salaries and employee benefits | $2,757,000 | 1,072 |
| Premises and equipment expense | $873,000 | 725 |
| Additional noninterest expense | $1,477,000 | 1,105 |
| Pre-tax net operating income | $2,518,000 | 896 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $662,000 | 847 |
| Income before extraordinary items | $1,856,000 | 968 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,856,000 | 969 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,856,000 | 969 |
| Net charge-offs | $293,000 | 497 |
| Cash dividends | $666,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,856,000 | 923 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $26,804,000 | 977 |
| Total interest expense | $2,530,000 | 1,108 |
| Net interest income | $24,274,000 | 949 |
| Provision for loan and lease losses | $1,075,000 | 774 |
| Total noninterest income | $6,358,000 | 954 |
| Gross Fiduciary activities income | $739,000 | 524 |
| Service charges on deposit accounts | $1,756,000 | 753 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,863,000 | 986 |
| Total noninterest expense | $20,125,000 | 1,027 |
| Salaries and employee benefits | $10,251,000 | 1,093 |
| Premises and equipment expense | $3,333,000 | 738 |
| Additional noninterest expense | $6,541,000 | 1,013 |
| Pre-tax net operating income | $9,432,000 | 933 |
| Securities gains (losses) | $80,000 | 1,298 |
| Applicable income taxes | $2,009,000 | 1,006 |
| Income before extraordinary items | $7,503,000 | 953 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,503,000 | 953 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,503,000 | 953 |
| Net charge-offs | $721,000 | 875 |
| Cash dividends | $2,844,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $7,439,800 | 943 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $20,002,000 | 987 |
| Total interest expense | $1,924,000 | 1,109 |
| Net interest income | $18,078,000 | 962 |
| Provision for loan and lease losses | $500,000 | 1,034 |
| Total noninterest income | $4,689,000 | 973 |
| Gross Fiduciary activities income | $580,000 | 517 |
| Service charges on deposit accounts | $1,305,000 | 766 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,804,000 | 1,019 |
| Total noninterest expense | $15,365,000 | 1,015 |
| Salaries and employee benefits | $7,815,000 | 1,085 |
| Premises and equipment expense | $2,561,000 | 729 |
| Additional noninterest expense | $4,989,000 | 987 |
| Pre-tax net operating income | $6,902,000 | 971 |
| Securities gains (losses) | $26,000 | 1,874 |
| Applicable income taxes | $1,330,000 | 1,136 |
| Income before extraordinary items | $5,598,000 | 951 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,598,000 | 951 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,598,000 | 951 |
| Net charge-offs | $524,000 | 830 |
| Cash dividends | $1,937,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,576,940 | 925 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,131,000 | 1,001 |
| Total interest expense | $1,344,000 | 1,063 |
| Net interest income | $11,787,000 | 980 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $3,008,000 | 997 |
| Gross Fiduciary activities income | $414,000 | 503 |
| Service charges on deposit accounts | $859,000 | 762 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,735,000 | 1,077 |
| Total noninterest expense | $10,308,000 | 1,015 |
| Salaries and employee benefits | $5,165,000 | 1,092 |
| Premises and equipment expense | $1,687,000 | 749 |
| Additional noninterest expense | $3,456,000 | 945 |
| Pre-tax net operating income | $4,187,000 | 1,048 |
| Securities gains (losses) | $18,000 | 1,765 |
| Applicable income taxes | $606,000 | 1,464 |
| Income before extraordinary items | $3,599,000 | 986 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,599,000 | 986 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,599,000 | 986 |
| Net charge-offs | $214,000 | 1,150 |
| Cash dividends | $1,275,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,583,520 | 960 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 1,007 |
| Total interest expense | $698,000 | 1,027 |
| Net interest income | $5,778,000 | 997 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $1,472,000 | 980 |
| Gross Fiduciary activities income | $217,000 | 505 |
| Service charges on deposit accounts | $430,000 | 741 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $825,000 | 1,070 |
| Total noninterest expense | $4,742,000 | 1,087 |
| Salaries and employee benefits | $2,566,000 | 1,107 |
| Premises and equipment expense | $875,000 | 735 |
| Additional noninterest expense | $1,301,000 | 1,211 |
| Pre-tax net operating income | $2,358,000 | 911 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $615,000 | 882 |
| Income before extraordinary items | $1,745,000 | 981 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,745,000 | 981 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,745,000 | 982 |
| Net charge-offs | $115,000 | 1,016 |
| Cash dividends | $612,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,743,520 | 948 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $25,572,000 | 999 |
| Total interest expense | $2,917,000 | 1,025 |
| Net interest income | $22,655,000 | 988 |
| Provision for loan and lease losses | $1,060,000 | 835 |
| Total noninterest income | $5,656,000 | 997 |
| Gross Fiduciary activities income | $674,000 | 552 |
| Service charges on deposit accounts | $1,837,000 | 749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,145,000 | 1,070 |
| Total noninterest expense | $18,815,000 | 1,078 |
| Salaries and employee benefits | $9,670,000 | 1,123 |
| Premises and equipment expense | $3,232,000 | 768 |
| Additional noninterest expense | $5,913,000 | 1,115 |
| Pre-tax net operating income | $8,436,000 | 978 |
| Securities gains (losses) | $599,000 | 341 |
| Applicable income taxes | $2,335,000 | 874 |
| Income before extraordinary items | $6,700,000 | 997 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,700,000 | 996 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,700,000 | 996 |
| Net charge-offs | $815,000 | 1,058 |
| Cash dividends | $2,242,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,256,740 | 1,031 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,040,000 | 1,011 |
| Total interest expense | $2,158,000 | 1,047 |
| Net interest income | $16,882,000 | 1,000 |
| Provision for loan and lease losses | $810,000 | 799 |
| Total noninterest income | $4,138,000 | 1,028 |
| Gross Fiduciary activities income | $492,000 | 557 |
| Service charges on deposit accounts | $1,364,000 | 753 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,282,000 | 1,097 |
| Total noninterest expense | $13,749,000 | 1,107 |
| Salaries and employee benefits | $7,262,000 | 1,126 |
| Premises and equipment expense | $2,430,000 | 771 |
| Additional noninterest expense | $4,057,000 | 1,212 |
| Pre-tax net operating income | $6,461,000 | 978 |
| Securities gains (losses) | $301,000 | 474 |
| Applicable income taxes | $1,751,000 | 888 |
| Income before extraordinary items | $5,011,000 | 996 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,011,000 | 995 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,011,000 | 995 |
| Net charge-offs | $461,000 | 1,225 |
| Cash dividends | $1,541,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,788,260 | 1,026 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,560,000 | 1,011 |
| Total interest expense | $1,428,000 | 1,056 |
| Net interest income | $11,132,000 | 1,005 |
| Provision for loan and lease losses | $600,000 | 713 |
| Total noninterest income | $2,770,000 | 1,000 |
| Gross Fiduciary activities income | $336,000 | 551 |
| Service charges on deposit accounts | $884,000 | 761 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,550,000 | 1,070 |
| Total noninterest expense | $9,121,000 | 1,106 |
| Salaries and employee benefits | $4,847,000 | 1,121 |
| Premises and equipment expense | $1,666,000 | 752 |
| Additional noninterest expense | $2,608,000 | 1,240 |
| Pre-tax net operating income | $4,181,000 | 979 |
| Securities gains (losses) | $301,000 | 358 |
| Applicable income taxes | $1,158,000 | 867 |
| Income before extraordinary items | $3,324,000 | 977 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,324,000 | 978 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,324,000 | 978 |
| Net charge-offs | $499,000 | 877 |
| Cash dividends | $933,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,101,260 | 1,021 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 1,047 |
| Total interest expense | $708,000 | 1,074 |
| Net interest income | $5,405,000 | 1,043 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $1,402,000 | 967 |
| Gross Fiduciary activities income | $164,000 | 555 |
| Service charges on deposit accounts | $438,000 | 747 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $800,000 | 1,011 |
| Total noninterest expense | $4,564,000 | 1,117 |
| Salaries and employee benefits | $2,404,000 | 1,145 |
| Premises and equipment expense | $854,000 | 742 |
| Additional noninterest expense | $1,306,000 | 1,228 |
| Pre-tax net operating income | $1,943,000 | 1,006 |
| Securities gains (losses) | $207,000 | 273 |
| Applicable income taxes | $551,000 | 869 |
| Income before extraordinary items | $1,599,000 | 973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,599,000 | 973 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,599,000 | 974 |
| Net charge-offs | $329,000 | 672 |
| Cash dividends | $552,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,445,820 | 1,062 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $24,731,000 | 1,022 |
| Total interest expense | $2,967,000 | 1,137 |
| Net interest income | $21,764,000 | 1,007 |
| Provision for loan and lease losses | $2,550,000 | 514 |
| Total noninterest income | $5,940,000 | 997 |
| Gross Fiduciary activities income | $630,000 | 560 |
| Service charges on deposit accounts | $1,908,000 | 733 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,402,000 | 1,061 |
| Total noninterest expense | $18,196,000 | 1,121 |
| Salaries and employee benefits | $9,251,000 | 1,175 |
| Premises and equipment expense | $3,217,000 | 750 |
| Additional noninterest expense | $5,728,000 | 1,179 |
| Pre-tax net operating income | $6,958,000 | 1,081 |
| Securities gains (losses) | $3,168,000 | 81 |
| Applicable income taxes | $2,762,000 | 707 |
| Income before extraordinary items | $7,364,000 | 852 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,364,000 | 854 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,364,000 | 854 |
| Net charge-offs | $2,594,000 | 609 |
| Cash dividends | $1,191,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,051,360 | 1,188 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $18,562,000 | 1,026 |
| Total interest expense | $2,216,000 | 1,181 |
| Net interest income | $16,346,000 | 1,011 |
| Provision for loan and lease losses | $1,600,000 | 604 |
| Total noninterest income | $4,811,000 | 963 |
| Gross Fiduciary activities income | $480,000 | 550 |
| Service charges on deposit accounts | $1,435,000 | 739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,896,000 | 995 |
| Total noninterest expense | $13,619,000 | 1,123 |
| Salaries and employee benefits | $7,057,000 | 1,168 |
| Premises and equipment expense | $2,376,000 | 771 |
| Additional noninterest expense | $4,186,000 | 1,192 |
| Pre-tax net operating income | $5,938,000 | 975 |
| Securities gains (losses) | $266,000 | 694 |
| Applicable income taxes | $1,602,000 | 885 |
| Income before extraordinary items | $4,602,000 | 1,010 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,602,000 | 1,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,602,000 | 1,013 |
| Net charge-offs | $2,167,000 | 562 |
| Cash dividends | $811,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,405,160 | 1,041 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,451,000 | 1,017 |
| Total interest expense | $1,466,000 | 1,218 |
| Net interest income | $10,985,000 | 983 |
| Provision for loan and lease losses | $1,150,000 | 606 |
| Total noninterest income | $3,245,000 | 954 |
| Gross Fiduciary activities income | $340,000 | 545 |
| Service charges on deposit accounts | $931,000 | 742 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,974,000 | 1,000 |
| Total noninterest expense | $9,085,000 | 1,121 |
| Salaries and employee benefits | $4,838,000 | 1,123 |
| Premises and equipment expense | $1,575,000 | 777 |
| Additional noninterest expense | $2,672,000 | 1,245 |
| Pre-tax net operating income | $3,995,000 | 948 |
| Securities gains (losses) | $128,000 | 958 |
| Applicable income taxes | $1,065,000 | 893 |
| Income before extraordinary items | $3,058,000 | 1,013 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,058,000 | 1,014 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,058,000 | 1,016 |
| Net charge-offs | $1,826,000 | 491 |
| Cash dividends | $544,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,963,280 | 1,007 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 1,024 |
| Total interest expense | $735,000 | 1,251 |
| Net interest income | $5,462,000 | 989 |
| Provision for loan and lease losses | $550,000 | 643 |
| Total noninterest income | $1,629,000 | 965 |
| Gross Fiduciary activities income | $149,000 | 576 |
| Service charges on deposit accounts | $461,000 | 748 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,019,000 | 981 |
| Total noninterest expense | $4,727,000 | 1,088 |
| Salaries and employee benefits | $2,445,000 | 1,126 |
| Premises and equipment expense | $808,000 | 768 |
| Additional noninterest expense | $1,474,000 | 1,125 |
| Pre-tax net operating income | $1,814,000 | 1,015 |
| Securities gains (losses) | $119,000 | 625 |
| Applicable income taxes | $496,000 | 924 |
| Income before extraordinary items | $1,437,000 | 1,063 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,437,000 | 1,064 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,437,000 | 1,065 |
| Net charge-offs | $1,286,000 | 380 |
| Cash dividends | $192,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,348,940 | 1,067 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,996,000 | 1,070 |
| Total interest expense | $3,354,000 | 1,329 |
| Net interest income | $21,642,000 | 1,020 |
| Provision for loan and lease losses | $3,250,000 | 716 |
| Total noninterest income | $6,161,000 | 985 |
| Gross Fiduciary activities income | $611,000 | 556 |
| Service charges on deposit accounts | $1,820,000 | 781 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,730,000 | 1,015 |
| Total noninterest expense | $17,957,000 | 1,110 |
| Salaries and employee benefits | $9,090,000 | 1,160 |
| Premises and equipment expense | $3,328,000 | 726 |
| Additional noninterest expense | $5,539,000 | 1,232 |
| Pre-tax net operating income | $6,596,000 | 1,082 |
| Securities gains (losses) | $192,000 | 1,739 |
| Applicable income taxes | $1,661,000 | 1,014 |
| Income before extraordinary items | $5,127,000 | 1,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,127,000 | 1,148 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,127,000 | 1,148 |
| Net charge-offs | $2,386,000 | 1,017 |
| Cash dividends | $1,131,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,981,080 | 1,126 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,849,000 | 1,081 |
| Total interest expense | $2,581,000 | 1,354 |
| Net interest income | $16,268,000 | 1,019 |
| Provision for loan and lease losses | $2,000,000 | 854 |
| Total noninterest income | $4,614,000 | 991 |
| Gross Fiduciary activities income | $447,000 | 564 |
| Service charges on deposit accounts | $1,337,000 | 793 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,830,000 | 980 |
| Total noninterest expense | $13,424,000 | 1,110 |
| Salaries and employee benefits | $6,752,000 | 1,162 |
| Premises and equipment expense | $2,503,000 | 727 |
| Additional noninterest expense | $4,169,000 | 1,229 |
| Pre-tax net operating income | $5,458,000 | 993 |
| Securities gains (losses) | $129,000 | 1,797 |
| Applicable income taxes | $1,404,000 | 955 |
| Income before extraordinary items | $4,183,000 | 1,088 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,183,000 | 1,089 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,183,000 | 1,089 |
| Net charge-offs | $1,966,000 | 939 |
| Cash dividends | $855,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,086,250 | 1,052 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,684,000 | 1,082 |
| Total interest expense | $1,776,000 | 1,365 |
| Net interest income | $10,908,000 | 1,014 |
| Provision for loan and lease losses | $1,300,000 | 886 |
| Total noninterest income | $2,986,000 | 992 |
| Gross Fiduciary activities income | $307,000 | 570 |
| Service charges on deposit accounts | $859,000 | 808 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,820,000 | 992 |
| Total noninterest expense | $9,098,000 | 1,093 |
| Salaries and employee benefits | $4,636,000 | 1,131 |
| Premises and equipment expense | $1,648,000 | 737 |
| Additional noninterest expense | $2,814,000 | 1,215 |
| Pre-tax net operating income | $3,496,000 | 1,013 |
| Securities gains (losses) | $125,000 | 1,437 |
| Applicable income taxes | $889,000 | 976 |
| Income before extraordinary items | $2,732,000 | 1,100 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,732,000 | 1,100 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,732,000 | 1,100 |
| Net charge-offs | $1,257,000 | 967 |
| Cash dividends | $587,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,638,250 | 1,063 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,341,000 | 1,082 |
| Total interest expense | $937,000 | 1,345 |
| Net interest income | $5,404,000 | 1,017 |
| Provision for loan and lease losses | $700,000 | 818 |
| Total noninterest income | $1,482,000 | 986 |
| Gross Fiduciary activities income | $158,000 | 564 |
| Service charges on deposit accounts | $427,000 | 811 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $897,000 | 989 |
| Total noninterest expense | $4,555,000 | 1,097 |
| Salaries and employee benefits | $2,345,000 | 1,111 |
| Premises and equipment expense | $874,000 | 701 |
| Additional noninterest expense | $1,336,000 | 1,256 |
| Pre-tax net operating income | $1,631,000 | 1,078 |
| Securities gains (losses) | $149,000 | 717 |
| Applicable income taxes | $426,000 | 1,021 |
| Income before extraordinary items | $1,354,000 | 1,093 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,354,000 | 1,095 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,354,000 | 1,094 |
| Net charge-offs | $489,000 | 1,114 |
| Cash dividends | $296,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,240,760 | 1,120 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,306,000 | 1,074 |
| Total interest expense | $4,761,000 | 1,280 |
| Net interest income | $21,545,000 | 1,018 |
| Provision for loan and lease losses | $1,800,000 | 1,675 |
| Total noninterest income | $5,058,000 | 1,035 |
| Gross Fiduciary activities income | $420,000 | 591 |
| Service charges on deposit accounts | $1,800,000 | 817 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,838,000 | 1,082 |
| Total noninterest expense | $17,631,000 | 1,116 |
| Salaries and employee benefits | $8,762,000 | 1,132 |
| Premises and equipment expense | $3,546,000 | 694 |
| Additional noninterest expense | $5,323,000 | 1,305 |
| Pre-tax net operating income | $7,172,000 | 846 |
| Securities gains (losses) | $-210,000 | 7,164 |
| Applicable income taxes | $1,734,000 | 888 |
| Income before extraordinary items | $5,228,000 | 960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,228,000 | 958 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,228,000 | 960 |
| Net charge-offs | $1,590,000 | 1,798 |
| Cash dividends | $1,044,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,385,500 | 895 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,997,000 | 1,081 |
| Total interest expense | $3,724,000 | 1,278 |
| Net interest income | $16,273,000 | 1,022 |
| Provision for loan and lease losses | $1,350,000 | 1,611 |
| Total noninterest income | $3,699,000 | 1,063 |
| Gross Fiduciary activities income | $298,000 | 600 |
| Service charges on deposit accounts | $1,334,000 | 835 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,067,000 | 1,094 |
| Total noninterest expense | $13,225,000 | 1,118 |
| Salaries and employee benefits | $6,559,000 | 1,130 |
| Premises and equipment expense | $2,684,000 | 708 |
| Additional noninterest expense | $3,982,000 | 1,293 |
| Pre-tax net operating income | $5,397,000 | 868 |
| Securities gains (losses) | $-69,000 | 7,186 |
| Applicable income taxes | $1,332,000 | 871 |
| Income before extraordinary items | $3,996,000 | 963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,996,000 | 960 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,996,000 | 963 |
| Net charge-offs | $1,288,000 | 1,653 |
| Cash dividends | $772,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,047,750 | 903 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,470,000 | 1,065 |
| Total interest expense | $2,596,000 | 1,260 |
| Net interest income | $10,874,000 | 1,018 |
| Provision for loan and lease losses | $850,000 | 1,656 |
| Total noninterest income | $2,417,000 | 1,070 |
| Gross Fiduciary activities income | $201,000 | 607 |
| Service charges on deposit accounts | $1,310,000 | 566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $906,000 | 1,437 |
| Total noninterest expense | $8,839,000 | 1,130 |
| Salaries and employee benefits | $4,395,000 | 1,139 |
| Premises and equipment expense | $1,854,000 | 687 |
| Additional noninterest expense | $2,590,000 | 1,352 |
| Pre-tax net operating income | $3,602,000 | 838 |
| Securities gains (losses) | $-68,000 | 7,269 |
| Applicable income taxes | $876,000 | 850 |
| Income before extraordinary items | $2,658,000 | 930 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,658,000 | 928 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,658,000 | 930 |
| Net charge-offs | $604,000 | 1,948 |
| Cash dividends | $563,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,709,000 | 879 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 1,091 |
| Total interest expense | $1,316,000 | 1,291 |
| Net interest income | $5,349,000 | 1,030 |
| Provision for loan and lease losses | $475,000 | 1,469 |
| Total noninterest income | $1,275,000 | 1,036 |
| Gross Fiduciary activities income | $94,000 | 628 |
| Service charges on deposit accounts | $632,000 | 568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $549,000 | 1,273 |
| Total noninterest expense | $4,349,000 | 1,158 |
| Salaries and employee benefits | $2,201,000 | 1,154 |
| Premises and equipment expense | $960,000 | 678 |
| Additional noninterest expense | $1,188,000 | 1,470 |
| Pre-tax net operating income | $1,800,000 | 842 |
| Securities gains (losses) | $-74,000 | 7,373 |
| Applicable income taxes | $413,000 | 863 |
| Income before extraordinary items | $1,313,000 | 926 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,313,000 | 926 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,313,000 | 926 |
| Net charge-offs | $149,000 | 2,371 |
| Cash dividends | $292,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,369,240 | 866 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,273,000 | 1,095 |
| Total interest expense | $6,827,000 | 1,207 |
| Net interest income | $21,446,000 | 1,027 |
| Provision for loan and lease losses | $2,085,000 | 2,019 |
| Total noninterest income | $4,635,000 | 1,147 |
| Gross Fiduciary activities income | $348,000 | 638 |
| Service charges on deposit accounts | $2,670,000 | 563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,617,000 | 1,624 |
| Total noninterest expense | $17,672,000 | 1,132 |
| Salaries and employee benefits | $8,993,000 | 1,106 |
| Premises and equipment expense | $3,351,000 | 760 |
| Additional noninterest expense | $5,328,000 | 1,361 |
| Pre-tax net operating income | $6,324,000 | 838 |
| Securities gains (losses) | $-11,834,000 | 7,634 |
| Applicable income taxes | $-2,470,000 | 7,489 |
| Income before extraordinary items | $-3,040,000 | 7,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,040,000 | 7,002 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,040,000 | 7,003 |
| Net charge-offs | $1,761,000 | 2,006 |
| Cash dividends | $1,207,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,533,760 | 929 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,542,000 | 1,092 |
| Total interest expense | $5,316,000 | 1,206 |
| Net interest income | $16,226,000 | 1,028 |
| Provision for loan and lease losses | $1,250,000 | 2,212 |
| Total noninterest income | $3,371,000 | 1,165 |
| Gross Fiduciary activities income | $245,000 | 642 |
| Service charges on deposit accounts | $1,976,000 | 581 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,150,000 | 1,643 |
| Total noninterest expense | $13,859,000 | 1,061 |
| Salaries and employee benefits | $7,162,000 | 1,014 |
| Premises and equipment expense | $2,489,000 | 771 |
| Additional noninterest expense | $4,208,000 | 1,285 |
| Pre-tax net operating income | $4,488,000 | 922 |
| Securities gains (losses) | $-2,504,000 | 7,702 |
| Applicable income taxes | $232,000 | 2,409 |
| Income before extraordinary items | $1,752,000 | 1,880 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,752,000 | 1,881 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,752,000 | 1,882 |
| Net charge-offs | $1,340,000 | 1,882 |
| Cash dividends | $877,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,955,520 | 835 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,330,000 | 1,107 |
| Total interest expense | $3,634,000 | 1,225 |
| Net interest income | $10,696,000 | 1,037 |
| Provision for loan and lease losses | $875,000 | 2,090 |
| Total noninterest income | $2,172,000 | 1,162 |
| Gross Fiduciary activities income | $160,000 | 651 |
| Service charges on deposit accounts | $1,295,000 | 590 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $717,000 | 1,644 |
| Total noninterest expense | $9,598,000 | 1,023 |
| Salaries and employee benefits | $4,994,000 | 965 |
| Premises and equipment expense | $1,697,000 | 773 |
| Additional noninterest expense | $2,907,000 | 1,227 |
| Pre-tax net operating income | $2,395,000 | 1,114 |
| Securities gains (losses) | $-755,000 | 7,722 |
| Applicable income taxes | $265,000 | 1,858 |
| Income before extraordinary items | $1,375,000 | 1,591 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,375,000 | 1,591 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,375,000 | 1,591 |
| Net charge-offs | $926,000 | 1,808 |
| Cash dividends | $579,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,009,200 | 1,065 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 1,123 |
| Total interest expense | $1,882,000 | 1,240 |
| Net interest income | $5,301,000 | 1,055 |
| Provision for loan and lease losses | $575,000 | 1,690 |
| Total noninterest income | $1,046,000 | 1,185 |
| Gross Fiduciary activities income | $76,000 | 674 |
| Service charges on deposit accounts | $620,000 | 619 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $350,000 | 1,657 |
| Total noninterest expense | $4,987,000 | 997 |
| Salaries and employee benefits | $2,762,000 | 894 |
| Premises and equipment expense | $865,000 | 774 |
| Additional noninterest expense | $1,360,000 | 1,303 |
| Pre-tax net operating income | $785,000 | 1,644 |
| Securities gains (losses) | $-79,000 | 7,677 |
| Applicable income taxes | $95,000 | 2,176 |
| Income before extraordinary items | $611,000 | 1,803 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $611,000 | 1,802 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $611,000 | 1,804 |
| Net charge-offs | $397,000 | 1,789 |
| Cash dividends | $259,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $679,730 | 1,547 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,515,000 | 1,118 |
| Total interest expense | $10,295,000 | 1,162 |
| Net interest income | $20,220,000 | 1,084 |
| Provision for loan and lease losses | $5,050,000 | 1,424 |
| Total noninterest income | $4,696,000 | 1,159 |
| Gross Fiduciary activities income | $333,000 | 643 |
| Service charges on deposit accounts | $2,649,000 | 627 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,714,000 | 1,520 |
| Total noninterest expense | $19,356,000 | 1,076 |
| Salaries and employee benefits | $9,759,000 | 1,009 |
| Premises and equipment expense | $3,463,000 | 781 |
| Additional noninterest expense | $6,134,000 | 1,243 |
| Pre-tax net operating income | $510,000 | 3,976 |
| Securities gains (losses) | $-3,289,000 | 7,858 |
| Applicable income taxes | $-1,533,000 | 7,435 |
| Income before extraordinary items | $-1,246,000 | 6,466 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,246,000 | 6,466 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,246,000 | 6,466 |
| Net charge-offs | $2,221,000 | 1,913 |
| Cash dividends | $1,439,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $858,960 | 2,963 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,211,000 | 1,131 |
| Total interest expense | $8,248,000 | 1,133 |
| Net interest income | $14,963,000 | 1,100 |
| Provision for loan and lease losses | $3,850,000 | 1,264 |
| Total noninterest income | $3,649,000 | 1,137 |
| Gross Fiduciary activities income | $212,000 | 680 |
| Service charges on deposit accounts | $1,972,000 | 628 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,465,000 | 1,419 |
| Total noninterest expense | $14,697,000 | 1,045 |
| Salaries and employee benefits | $7,491,000 | 989 |
| Premises and equipment expense | $2,617,000 | 788 |
| Additional noninterest expense | $4,589,000 | 1,226 |
| Pre-tax net operating income | $65,000 | 5,429 |
| Securities gains (losses) | $-2,758,000 | 7,957 |
| Applicable income taxes | $-1,351,000 | 7,635 |
| Income before extraordinary items | $-1,342,000 | 6,928 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,342,000 | 6,930 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,342,000 | 6,930 |
| Net charge-offs | $1,870,000 | 1,564 |
| Cash dividends | $1,098,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $423,120 | 3,864 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,672,000 | 1,144 |
| Total interest expense | $5,718,000 | 1,158 |
| Net interest income | $9,954,000 | 1,109 |
| Provision for loan and lease losses | $725,000 | 2,448 |
| Total noninterest income | $2,629,000 | 1,067 |
| Gross Fiduciary activities income | $132,000 | 702 |
| Service charges on deposit accounts | $1,289,000 | 646 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,208,000 | 1,255 |
| Total noninterest expense | $9,166,000 | 1,144 |
| Salaries and employee benefits | $4,988,000 | 1,012 |
| Premises and equipment expense | $1,766,000 | 791 |
| Additional noninterest expense | $2,412,000 | 1,522 |
| Pre-tax net operating income | $2,692,000 | 846 |
| Securities gains (losses) | $-326,000 | 7,858 |
| Applicable income taxes | $527,000 | 1,042 |
| Income before extraordinary items | $1,839,000 | 1,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,839,000 | 1,035 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,839,000 | 1,036 |
| Net charge-offs | $254,000 | 3,140 |
| Cash dividends | $760,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,093,280 | 869 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 1,128 |
| Total interest expense | $3,003,000 | 1,136 |
| Net interest income | $4,982,000 | 1,101 |
| Provision for loan and lease losses | $425,000 | 1,944 |
| Total noninterest income | $1,442,000 | 965 |
| Gross Fiduciary activities income | $65,000 | 716 |
| Service charges on deposit accounts | $637,000 | 635 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $740,000 | 1,075 |
| Total noninterest expense | $4,548,000 | 1,102 |
| Salaries and employee benefits | $2,565,000 | 985 |
| Premises and equipment expense | $883,000 | 801 |
| Additional noninterest expense | $1,100,000 | 1,472 |
| Pre-tax net operating income | $1,451,000 | 879 |
| Securities gains (losses) | $-326,000 | 8,078 |
| Applicable income taxes | $252,000 | 1,222 |
| Income before extraordinary items | $873,000 | 1,252 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $873,000 | 1,253 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $873,000 | 1,254 |
| Net charge-offs | $72,000 | 3,207 |
| Cash dividends | $423,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,127,280 | 888 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $34,391,000 | 1,114 |
| Total interest expense | $14,684,000 | 1,108 |
| Net interest income | $19,707,000 | 1,112 |
| Provision for loan and lease losses | $940,000 | 2,803 |
| Total noninterest income | $4,473,000 | 1,167 |
| Gross Fiduciary activities income | $349,000 | 643 |
| Service charges on deposit accounts | $2,912,000 | 592 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,212,000 | 1,867 |
| Total noninterest expense | $17,695,000 | 1,111 |
| Salaries and employee benefits | $9,741,000 | 1,026 |
| Premises and equipment expense | $3,197,000 | 855 |
| Additional noninterest expense | $4,757,000 | 1,330 |
| Pre-tax net operating income | $5,545,000 | 1,008 |
| Securities gains (losses) | $-410,000 | 7,484 |
| Applicable income taxes | $1,218,000 | 1,025 |
| Income before extraordinary items | $3,917,000 | 1,065 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,917,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,019,000 | 1,937 |
| Cash dividends | $2,580,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,228,600 | 1,045 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,112,000 | 1,121 |
| Total interest expense | $11,408,000 | 1,106 |
| Net interest income | $14,704,000 | 1,144 |
| Provision for loan and lease losses | $255,000 | 3,815 |
| Total noninterest income | $3,393,000 | 1,191 |
| Gross Fiduciary activities income | $261,000 | 647 |
| Service charges on deposit accounts | $2,225,000 | 588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $907,000 | 1,955 |
| Total noninterest expense | $13,117,000 | 1,115 |
| Salaries and employee benefits | $7,235,000 | 1,052 |
| Premises and equipment expense | $2,354,000 | 881 |
| Additional noninterest expense | $3,528,000 | 1,294 |
| Pre-tax net operating income | $4,725,000 | 1,071 |
| Securities gains (losses) | $-378,000 | 7,702 |
| Applicable income taxes | $1,093,000 | 1,077 |
| Income before extraordinary items | $3,254,000 | 1,127 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,254,000 | 1,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $873,000 | 1,421 |
| Cash dividends | $1,982,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,537,500 | 1,102 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,594,000 | 1,124 |
| Total interest expense | $7,868,000 | 1,113 |
| Net interest income | $9,726,000 | 1,136 |
| Provision for loan and lease losses | $125,000 | 3,905 |
| Total noninterest income | $2,278,000 | 1,191 |
| Gross Fiduciary activities income | $167,000 | 669 |
| Service charges on deposit accounts | $1,506,000 | 566 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $605,000 | 1,987 |
| Total noninterest expense | $8,510,000 | 1,136 |
| Salaries and employee benefits | $4,763,000 | 1,083 |
| Premises and equipment expense | $1,550,000 | 889 |
| Additional noninterest expense | $2,197,000 | 1,346 |
| Pre-tax net operating income | $3,369,000 | 1,064 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $895,000 | 1,025 |
| Income before extraordinary items | $2,483,000 | 1,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,483,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $760,000 | 1,004 |
| Cash dividends | $1,267,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,476,340 | 1,091 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,849,000 | 1,146 |
| Total interest expense | $4,198,000 | 1,116 |
| Net interest income | $4,651,000 | 1,186 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,170,000 | 1,175 |
| Gross Fiduciary activities income | $71,000 | 730 |
| Service charges on deposit accounts | $768,000 | 553 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $331,000 | 1,854 |
| Total noninterest expense | $4,214,000 | 1,154 |
| Salaries and employee benefits | $2,350,000 | 1,104 |
| Premises and equipment expense | $778,000 | 885 |
| Additional noninterest expense | $1,086,000 | 1,323 |
| Pre-tax net operating income | $1,607,000 | 1,174 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $416,000 | 1,165 |
| Income before extraordinary items | $1,192,000 | 1,266 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,192,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 768 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,191,260 | 1,222 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,654,000 | 1,180 |
| Total interest expense | $17,660,000 | 1,122 |
| Net interest income | $17,994,000 | 1,239 |
| Provision for loan and lease losses | $-60,000 | 8,335 |
| Total noninterest income | $4,756,000 | 1,145 |
| Gross Fiduciary activities income | $305,000 | 703 |
| Service charges on deposit accounts | $3,022,000 | 577 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,429,000 | 1,733 |
| Total noninterest expense | $16,308,000 | 1,147 |
| Salaries and employee benefits | $8,690,000 | 1,155 |
| Premises and equipment expense | $3,105,000 | 849 |
| Additional noninterest expense | $4,513,000 | 1,244 |
| Pre-tax net operating income | $6,502,000 | 1,299 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,726,000 | 1,275 |
| Income before extraordinary items | $4,776,000 | 1,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,776,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,561 |
| Cash dividends | $1,613,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,776,000 | 1,335 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,475,000 | 1,199 |
| Total interest expense | $13,159,000 | 1,120 |
| Net interest income | $13,316,000 | 1,261 |
| Provision for loan and lease losses | $-60,000 | 8,387 |
| Total noninterest income | $3,524,000 | 1,146 |
| Gross Fiduciary activities income | $227,000 | 700 |
| Service charges on deposit accounts | $2,189,000 | 590 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,108,000 | 1,691 |
| Total noninterest expense | $12,163,000 | 1,149 |
| Salaries and employee benefits | $6,495,000 | 1,151 |
| Premises and equipment expense | $2,355,000 | 835 |
| Additional noninterest expense | $3,313,000 | 1,238 |
| Pre-tax net operating income | $4,737,000 | 1,431 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,249,000 | 1,405 |
| Income before extraordinary items | $3,488,000 | 1,461 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,488,000 | 1,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,276 |
| Cash dividends | $1,060,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,488,000 | 1,450 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,489,000 | 1,218 |
| Total interest expense | $8,690,000 | 1,135 |
| Net interest income | $8,799,000 | 1,296 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $2,332,000 | 1,183 |
| Gross Fiduciary activities income | $134,000 | 742 |
| Service charges on deposit accounts | $1,400,000 | 615 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $798,000 | 1,616 |
| Total noninterest expense | $8,015,000 | 1,178 |
| Salaries and employee benefits | $4,293,000 | 1,193 |
| Premises and equipment expense | $1,564,000 | 856 |
| Additional noninterest expense | $2,158,000 | 1,278 |
| Pre-tax net operating income | $3,116,000 | 1,484 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $818,000 | 1,468 |
| Income before extraordinary items | $2,298,000 | 1,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,298,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,626 |
| Cash dividends | $672,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,298,000 | 1,507 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 1,215 |
| Total interest expense | $4,328,000 | 1,125 |
| Net interest income | $4,387,000 | 1,300 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,110,000 | 1,206 |
| Gross Fiduciary activities income | $71,000 | 735 |
| Service charges on deposit accounts | $635,000 | 665 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $404,000 | 1,579 |
| Total noninterest expense | $4,009,000 | 1,173 |
| Salaries and employee benefits | $2,128,000 | 1,205 |
| Premises and equipment expense | $791,000 | 848 |
| Additional noninterest expense | $1,090,000 | 1,241 |
| Pre-tax net operating income | $1,488,000 | 1,557 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $390,000 | 1,555 |
| Income before extraordinary items | $1,098,000 | 1,573 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,098,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,303 |
| Cash dividends | $360,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,098,000 | 1,558 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $33,954,000 | 1,162 |
| Total interest expense | $16,361,000 | 1,015 |
| Net interest income | $17,593,000 | 1,290 |
| Provision for loan and lease losses | $325,000 | 2,629 |
| Total noninterest income | $4,028,000 | 1,290 |
| Gross Fiduciary activities income | $311,000 | 709 |
| Service charges on deposit accounts | $2,647,000 | 662 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,070,000 | 2,117 |
| Total noninterest expense | $15,661,000 | 1,149 |
| Salaries and employee benefits | $8,300,000 | 1,174 |
| Premises and equipment expense | $3,099,000 | 804 |
| Additional noninterest expense | $4,262,000 | 1,255 |
| Pre-tax net operating income | $5,635,000 | 1,709 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $1,411,000 | 1,758 |
| Income before extraordinary items | $4,225,000 | 1,707 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,225,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $866,000 | 779 |
| Cash dividends | $1,253,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,224,250 | 1,693 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,181,000 | 1,183 |
| Total interest expense | $12,050,000 | 1,013 |
| Net interest income | $13,131,000 | 1,324 |
| Provision for loan and lease losses | $325,000 | 2,004 |
| Total noninterest income | $2,977,000 | 1,316 |
| Gross Fiduciary activities income | $233,000 | 696 |
| Service charges on deposit accounts | $1,973,000 | 672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $771,000 | 2,188 |
| Total noninterest expense | $11,681,000 | 1,163 |
| Salaries and employee benefits | $6,031,000 | 1,226 |
| Premises and equipment expense | $2,401,000 | 803 |
| Additional noninterest expense | $3,249,000 | 1,236 |
| Pre-tax net operating income | $4,102,000 | 1,799 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,010,000 | 1,870 |
| Income before extraordinary items | $3,092,000 | 1,787 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,092,000 | 1,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 856 |
| Cash dividends | $943,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,092,000 | 1,767 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,478,000 | 1,182 |
| Total interest expense | $7,769,000 | 985 |
| Net interest income | $8,709,000 | 1,327 |
| Provision for loan and lease losses | $250,000 | 1,756 |
| Total noninterest income | $1,965,000 | 1,327 |
| Gross Fiduciary activities income | $155,000 | 704 |
| Service charges on deposit accounts | $1,273,000 | 682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $537,000 | 2,122 |
| Total noninterest expense | $7,713,000 | 1,181 |
| Salaries and employee benefits | $3,952,000 | 1,256 |
| Premises and equipment expense | $1,602,000 | 804 |
| Additional noninterest expense | $2,159,000 | 1,252 |
| Pre-tax net operating income | $2,711,000 | 1,828 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $656,000 | 1,933 |
| Income before extraordinary items | $2,055,000 | 1,775 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,055,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 567 |
| Cash dividends | $635,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,055,000 | 1,763 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 1,192 |
| Total interest expense | $3,663,000 | 990 |
| Net interest income | $4,339,000 | 1,322 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $1,002,000 | 1,276 |
| Gross Fiduciary activities income | $93,000 | 659 |
| Service charges on deposit accounts | $635,000 | 650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $274,000 | 2,064 |
| Total noninterest expense | $3,856,000 | 1,182 |
| Salaries and employee benefits | $1,985,000 | 1,255 |
| Premises and equipment expense | $789,000 | 814 |
| Additional noninterest expense | $1,082,000 | 1,226 |
| Pre-tax net operating income | $1,410,000 | 1,719 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $345,000 | 1,827 |
| Income before extraordinary items | $1,065,000 | 1,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,065,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 424 |
| Cash dividends | $317,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,065,000 | 1,666 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $29,513,000 | 1,117 |
| Total interest expense | $11,721,000 | 951 |
| Net interest income | $17,792,000 | 1,221 |
| Provision for loan and lease losses | $830,000 | 1,224 |
| Total noninterest income | $3,565,000 | 1,398 |
| Gross Fiduciary activities income | $313,000 | 691 |
| Service charges on deposit accounts | $2,669,000 | 645 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $583,000 | 3,115 |
| Total noninterest expense | $14,350,000 | 1,212 |
| Salaries and employee benefits | $7,094,000 | 1,307 |
| Premises and equipment expense | $2,893,000 | 822 |
| Additional noninterest expense | $4,363,000 | 1,178 |
| Pre-tax net operating income | $6,177,000 | 1,547 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,511,000 | 1,697 |
| Income before extraordinary items | $4,671,000 | 1,512 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,671,000 | 1,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $833,000 | 782 |
| Cash dividends | $1,167,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,667,200 | 1,489 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,776,000 | 1,103 |
| Total interest expense | $8,445,000 | 936 |
| Net interest income | $13,331,000 | 1,198 |
| Provision for loan and lease losses | $680,000 | 1,095 |
| Total noninterest income | $2,657,000 | 1,419 |
| Gross Fiduciary activities income | $233,000 | 680 |
| Service charges on deposit accounts | $1,969,000 | 655 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $455,000 | 3,047 |
| Total noninterest expense | $10,593,000 | 1,217 |
| Salaries and employee benefits | $5,252,000 | 1,321 |
| Premises and equipment expense | $2,176,000 | 817 |
| Additional noninterest expense | $3,165,000 | 1,202 |
| Pre-tax net operating income | $4,715,000 | 1,521 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $1,199,000 | 1,653 |
| Income before extraordinary items | $3,519,000 | 1,507 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,519,000 | 1,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 692 |
| Cash dividends | $883,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,516,750 | 1,482 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,318,000 | 1,082 |
| Total interest expense | $5,483,000 | 907 |
| Net interest income | $8,835,000 | 1,195 |
| Provision for loan and lease losses | $380,000 | 1,233 |
| Total noninterest income | $1,585,000 | 1,528 |
| Gross Fiduciary activities income | $154,000 | 689 |
| Service charges on deposit accounts | $1,277,000 | 654 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $154,000 | 4,261 |
| Total noninterest expense | $7,053,000 | 1,199 |
| Salaries and employee benefits | $3,496,000 | 1,310 |
| Premises and equipment expense | $1,443,000 | 815 |
| Additional noninterest expense | $2,114,000 | 1,174 |
| Pre-tax net operating income | $2,987,000 | 1,555 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $783,000 | 1,643 |
| Income before extraordinary items | $2,207,000 | 1,560 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,207,000 | 1,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 603 |
| Cash dividends | $595,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,204,780 | 1,539 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,102,000 | 1,069 |
| Total interest expense | $2,699,000 | 874 |
| Net interest income | $4,403,000 | 1,191 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $600,000 | 1,882 |
| Gross Fiduciary activities income | $81,000 | 689 |
| Service charges on deposit accounts | $601,000 | 677 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-82,000 | 8,930 |
| Total noninterest expense | $3,518,000 | 1,204 |
| Salaries and employee benefits | $1,743,000 | 1,318 |
| Premises and equipment expense | $722,000 | 819 |
| Additional noninterest expense | $1,053,000 | 1,168 |
| Pre-tax net operating income | $1,405,000 | 1,612 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $368,000 | 1,707 |
| Income before extraordinary items | $1,037,000 | 1,611 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,037,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $297,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,037,000 | 1,593 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,883,000 | 1,011 |
| Total interest expense | $11,181,000 | 750 |
| Net interest income | $16,702,000 | 1,205 |
| Provision for loan and lease losses | $2,150,000 | 503 |
| Total noninterest income | $3,591,000 | 1,394 |
| Gross Fiduciary activities income | $398,000 | 631 |
| Service charges on deposit accounts | $2,241,000 | 782 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $952,000 | 2,218 |
| Total noninterest expense | $13,597,000 | 1,200 |
| Salaries and employee benefits | $6,766,000 | 1,295 |
| Premises and equipment expense | $2,785,000 | 816 |
| Additional noninterest expense | $4,046,000 | 1,218 |
| Pre-tax net operating income | $4,546,000 | 1,843 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $1,088,000 | 2,026 |
| Income before extraordinary items | $3,467,000 | 1,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,467,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,159,000 | 693 |
| Cash dividends | $1,156,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,460,160 | 1,789 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,883,000 | 1,002 |
| Total interest expense | $8,472,000 | 721 |
| Net interest income | $12,411,000 | 1,202 |
| Provision for loan and lease losses | $1,700,000 | 467 |
| Total noninterest income | $2,734,000 | 1,393 |
| Gross Fiduciary activities income | $299,000 | 634 |
| Service charges on deposit accounts | $1,626,000 | 808 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $809,000 | 2,058 |
| Total noninterest expense | $10,302,000 | 1,185 |
| Salaries and employee benefits | $5,193,000 | 1,270 |
| Premises and equipment expense | $2,092,000 | 813 |
| Additional noninterest expense | $3,017,000 | 1,216 |
| Pre-tax net operating income | $3,143,000 | 1,994 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $719,000 | 2,265 |
| Income before extraordinary items | $2,433,000 | 1,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,433,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 835 |
| Cash dividends | $874,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,426,070 | 1,903 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,042,000 | 978 |
| Total interest expense | $5,753,000 | 687 |
| Net interest income | $8,289,000 | 1,191 |
| Provision for loan and lease losses | $1,250,000 | 444 |
| Total noninterest income | $1,706,000 | 1,457 |
| Gross Fiduciary activities income | $188,000 | 648 |
| Service charges on deposit accounts | $1,069,000 | 813 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $449,000 | 2,351 |
| Total noninterest expense | $6,682,000 | 1,211 |
| Salaries and employee benefits | $3,448,000 | 1,267 |
| Premises and equipment expense | $1,412,000 | 797 |
| Additional noninterest expense | $1,822,000 | 1,330 |
| Pre-tax net operating income | $2,063,000 | 1,994 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $466,000 | 2,310 |
| Income before extraordinary items | $1,606,000 | 1,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,606,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 890 |
| Cash dividends | $582,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,598,980 | 1,906 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,079,000 | 983 |
| Total interest expense | $3,031,000 | 668 |
| Net interest income | $4,048,000 | 1,226 |
| Provision for loan and lease losses | $850,000 | 351 |
| Total noninterest income | $807,000 | 1,484 |
| Gross Fiduciary activities income | $90,000 | 663 |
| Service charges on deposit accounts | $528,000 | 802 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $189,000 | 2,560 |
| Total noninterest expense | $3,232,000 | 1,263 |
| Salaries and employee benefits | $1,745,000 | 1,269 |
| Premises and equipment expense | $705,000 | 814 |
| Additional noninterest expense | $782,000 | 1,534 |
| Pre-tax net operating income | $773,000 | 2,491 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $140,000 | 3,209 |
| Income before extraordinary items | $642,000 | 2,345 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $642,000 | 2,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,622 |
| Cash dividends | $280,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $634,620 | 2,290 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,059,000 | 968 |
| Total interest expense | $14,237,000 | 624 |
| Net interest income | $14,822,000 | 1,320 |
| Provision for loan and lease losses | $3,715,000 | 405 |
| Total noninterest income | $3,234,000 | 1,583 |
| Gross Fiduciary activities income | $413,000 | 623 |
| Service charges on deposit accounts | $1,931,000 | 893 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $890,000 | 2,561 |
| Total noninterest expense | $12,685,000 | 1,275 |
| Salaries and employee benefits | $6,400,000 | 1,343 |
| Premises and equipment expense | $2,825,000 | 799 |
| Additional noninterest expense | $3,460,000 | 1,411 |
| Pre-tax net operating income | $1,656,000 | 3,860 |
| Securities gains (losses) | $329,000 | 996 |
| Applicable income taxes | $213,000 | 4,835 |
| Income before extraordinary items | $1,772,000 | 3,141 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,772,000 | 3,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,618,000 | 450 |
| Cash dividends | $1,590,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,479,190 | 3,438 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,045,000 | 976 |
| Total interest expense | $10,967,000 | 634 |
| Net interest income | $11,078,000 | 1,325 |
| Provision for loan and lease losses | $1,060,000 | 848 |
| Total noninterest income | $2,537,000 | 1,566 |
| Gross Fiduciary activities income | $299,000 | 635 |
| Service charges on deposit accounts | $1,377,000 | 945 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $861,000 | 2,259 |
| Total noninterest expense | $9,331,000 | 1,314 |
| Salaries and employee benefits | $4,889,000 | 1,340 |
| Premises and equipment expense | $2,041,000 | 836 |
| Additional noninterest expense | $2,401,000 | 1,535 |
| Pre-tax net operating income | $3,224,000 | 1,930 |
| Securities gains (losses) | $214,000 | 1,188 |
| Applicable income taxes | $837,000 | 2,140 |
| Income before extraordinary items | $2,601,000 | 1,852 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,601,000 | 1,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,177,000 | 617 |
| Cash dividends | $1,320,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,438,360 | 1,870 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,114,000 | 960 |
| Total interest expense | $7,524,000 | 639 |
| Net interest income | $7,590,000 | 1,295 |
| Provision for loan and lease losses | $760,000 | 801 |
| Total noninterest income | $1,671,000 | 1,573 |
| Gross Fiduciary activities income | $215,000 | 619 |
| Service charges on deposit accounts | $824,000 | 1,044 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $632,000 | 2,122 |
| Total noninterest expense | $6,181,000 | 1,316 |
| Salaries and employee benefits | $3,228,000 | 1,350 |
| Premises and equipment expense | $1,345,000 | 844 |
| Additional noninterest expense | $1,608,000 | 1,522 |
| Pre-tax net operating income | $2,320,000 | 1,793 |
| Securities gains (losses) | $214,000 | 1,008 |
| Applicable income taxes | $642,000 | 1,952 |
| Income before extraordinary items | $1,892,000 | 1,712 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,892,000 | 1,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $878,000 | 563 |
| Cash dividends | $1,043,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,731,500 | 1,740 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 942 |
| Total interest expense | $3,806,000 | 650 |
| Net interest income | $4,019,000 | 1,220 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $683,000 | 1,813 |
| Gross Fiduciary activities income | $107,000 | 626 |
| Service charges on deposit accounts | $386,000 | 1,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $190,000 | 2,807 |
| Total noninterest expense | $3,248,000 | 1,240 |
| Salaries and employee benefits | $1,660,000 | 1,312 |
| Premises and equipment expense | $679,000 | 849 |
| Additional noninterest expense | $909,000 | 1,330 |
| Pre-tax net operating income | $1,154,000 | 1,810 |
| Securities gains (losses) | $82,000 | 1,111 |
| Applicable income taxes | $321,000 | 1,958 |
| Income before extraordinary items | $915,000 | 1,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $915,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 500 |
| Cash dividends | $284,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $854,320 | 1,736 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,068,000 | 870 |
| Total interest expense | $17,882,000 | 630 |
| Net interest income | $17,186,000 | 1,126 |
| Provision for loan and lease losses | $1,664,000 | 861 |
| Total noninterest income | $2,724,000 | 1,674 |
| Gross Fiduciary activities income | $371,000 | 660 |
| Service charges on deposit accounts | $1,573,000 | 1,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $780,000 | 2,541 |
| Total noninterest expense | $12,590,000 | 1,219 |
| Salaries and employee benefits | $6,483,000 | 1,246 |
| Premises and equipment expense | $2,460,000 | 882 |
| Additional noninterest expense | $3,647,000 | 1,323 |
| Pre-tax net operating income | $5,656,000 | 1,469 |
| Securities gains (losses) | $59,000 | 2,258 |
| Applicable income taxes | $1,575,000 | 1,587 |
| Income before extraordinary items | $4,140,000 | 1,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,140,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,506,000 | 669 |
| Cash dividends | $1,530,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,097,520 | 1,454 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $37,130,000 | 919 |
| Total interest expense | $20,853,000 | 789 |
| Net interest income | $16,277,000 | 1,091 |
| Provision for loan and lease losses | $2,475,000 | 592 |
| Total noninterest income | $2,615,000 | 1,638 |
| Gross Fiduciary activities income | $311,000 | 716 |
| Service charges on deposit accounts | $1,394,000 | 1,063 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $910,000 | 2,187 |
| Total noninterest expense | $11,799,000 | 1,232 |
| Salaries and employee benefits | $5,911,000 | 1,255 |
| Premises and equipment expense | $2,359,000 | 891 |
| Additional noninterest expense | $3,529,000 | 1,322 |
| Pre-tax net operating income | $4,618,000 | 1,565 |
| Securities gains (losses) | $459,000 | 644 |
| Applicable income taxes | $1,016,000 | 2,050 |
| Income before extraordinary items | $4,061,000 | 1,343 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,061,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,997,000 | 574 |
| Cash dividends | $1,056,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,693,800 | 1,400 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,602,000 | 993 |
| Total interest expense | $21,468,000 | 839 |
| Net interest income | $14,134,000 | 1,236 |
| Provision for loan and lease losses | $1,158,000 | 947 |
| Total noninterest income | $2,413,000 | 1,636 |
| Gross Fiduciary activities income | $177,000 | 830 |
| Service charges on deposit accounts | $1,246,000 | 1,091 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $990,000 | 1,871 |
| Total noninterest expense | $11,397,000 | 1,220 |
| Salaries and employee benefits | $5,390,000 | 1,321 |
| Premises and equipment expense | $2,191,000 | 911 |
| Additional noninterest expense | $3,816,000 | 1,198 |
| Pre-tax net operating income | $3,992,000 | 1,828 |
| Securities gains (losses) | $41,000 | 763 |
| Applicable income taxes | $647,000 | 2,968 |
| Income before extraordinary items | $3,386,000 | 1,561 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,386,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,066,000 | 714 |
| Cash dividends | $1,521,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 686 |
| Net operating income | $3,351,560 | 1,568 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $29,099,000 | 1,127 |
| Total interest expense | $15,376,000 | 998 |
| Net interest income | $13,723,000 | 1,274 |
| Provision for loan and lease losses | $530,000 | 1,685 |
| Total noninterest income | $1,779,000 | 2,012 |
| Gross Fiduciary activities income | $164,000 | 903 |
| Service charges on deposit accounts | $889,000 | 1,467 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $726,000 | 2,316 |
| Total noninterest expense | $10,256,000 | 1,360 |
| Salaries and employee benefits | $4,940,000 | 1,400 |
| Premises and equipment expense | $1,572,000 | 1,289 |
| Additional noninterest expense | $3,744,000 | 1,227 |
| Pre-tax net operating income | $4,716,000 | 1,596 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $903,000 | 2,383 |
| Income before extraordinary items | $3,814,000 | 1,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,814,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,559 |
| Cash dividends | $1,344,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 621 |
| Net operating income | $3,813,190 | 1,380 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,798,000 | 1,360 |
| Total interest expense | $12,309,000 | 1,270 |
| Net interest income | $11,489,000 | 1,464 |
| Provision for loan and lease losses | $646,000 | 1,407 |
| Total noninterest income | $1,466,000 | 2,304 |
| Gross Fiduciary activities income | $60,000 | 1,085 |
| Service charges on deposit accounts | $846,000 | 1,489 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $560,000 | 2,773 |
| Total noninterest expense | $7,609,000 | 1,726 |
| Salaries and employee benefits | $3,713,000 | 1,794 |
| Premises and equipment expense | $1,109,000 | 1,776 |
| Additional noninterest expense | $2,787,000 | 1,548 |
| Pre-tax net operating income | $4,700,000 | 1,578 |
| Securities gains (losses) | $110,000 | 1,215 |
| Applicable income taxes | $1,247,000 | 1,925 |
| Income before extraordinary items | $3,563,000 | 1,483 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,563,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,383 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $3,318,000 | 310 |
| Net operating income | $3,481,600 | 1,449 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,220,000 | 1,550 |
| Total interest expense | $10,640,000 | 1,465 |
| Net interest income | $10,580,000 | 1,646 |
| Provision for loan and lease losses | $623,000 | 1,462 |
| Total noninterest income | $997,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $666,000 | 1,973 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $331,000 | 3,707 |
| Total noninterest expense | $6,583,000 | 1,963 |
| Salaries and employee benefits | $3,290,000 | 1,997 |
| Premises and equipment expense | $1,042,000 | 1,907 |
| Additional noninterest expense | $2,251,000 | 1,890 |
| Pre-tax net operating income | $4,371,000 | 1,748 |
| Securities gains (losses) | $124,000 | 893 |
| Applicable income taxes | $1,185,000 | 2,109 |
| Income before extraordinary items | $3,310,000 | 1,633 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,310,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,584 |
| Cash dividends | $1,062,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $447,000 | 567 |
| Net operating income | $3,218,240 | 1,632 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,234,000 | 1,753 |
| Total interest expense | $9,878,000 | 1,606 |
| Net interest income | $9,356,000 | 1,911 |
| Provision for loan and lease losses | $338,000 | 2,376 |
| Total noninterest income | $858,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $496,000 | 2,743 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $362,000 | 3,609 |
| Total noninterest expense | $6,063,000 | 2,261 |
| Salaries and employee benefits | $2,877,000 | 2,309 |
| Premises and equipment expense | $1,041,000 | 1,923 |
| Additional noninterest expense | $2,145,000 | 2,301 |
| Pre-tax net operating income | $3,813,000 | 1,905 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $995,000 | 2,357 |
| Income before extraordinary items | $2,825,000 | 1,750 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,825,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,539 |
| Cash dividends | $907,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 560 |
| Net operating income | $2,819,820 | 1,718 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,636,000 | 1,924 |
| Total interest expense | $9,472,000 | 1,688 |
| Net interest income | $8,164,000 | 2,204 |
| Provision for loan and lease losses | $313,000 | 2,218 |
| Total noninterest income | $1,132,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $490,000 | 2,778 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $642,000 | 2,431 |
| Total noninterest expense | $5,283,000 | 2,569 |
| Salaries and employee benefits | $2,520,000 | 2,652 |
| Premises and equipment expense | $781,000 | 2,539 |
| Additional noninterest expense | $1,982,000 | 2,417 |
| Pre-tax net operating income | $3,700,000 | 1,986 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $917,000 | 2,561 |
| Income before extraordinary items | $2,808,000 | 1,799 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,808,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,497 |
| Cash dividends | $820,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 511 |
| Net operating income | $2,789,250 | 1,787 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,213,000 | 2,045 |
| Total interest expense | $7,120,000 | 1,776 |
| Net interest income | $8,093,000 | 2,231 |
| Provision for loan and lease losses | $559,000 | 1,415 |
| Total noninterest income | $563,000 | 4,874 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $383,000 | 3,530 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $180,000 | 5,611 |
| Total noninterest expense | $4,987,000 | 2,783 |
| Salaries and employee benefits | $2,280,000 | 2,906 |
| Premises and equipment expense | $605,000 | 3,247 |
| Additional noninterest expense | $2,102,000 | 2,471 |
| Pre-tax net operating income | $3,110,000 | 2,282 |
| Securities gains (losses) | $82,000 | 865 |
| Applicable income taxes | $690,000 | 3,126 |
| Income before extraordinary items | $2,502,000 | 1,954 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,502,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,336 |
| Cash dividends | $726,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $753,000 | 475 |
| Net operating income | $2,438,040 | 2,020 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,684,000 | 2,270 |
| Total interest expense | $6,247,000 | 2,074 |
| Net interest income | $7,437,000 | 2,410 |
| Provision for loan and lease losses | $1,011,000 | 1,288 |
| Total noninterest income | $552,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $348,000 | 3,887 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $4,332,000 | 3,233 |
| Salaries and employee benefits | $2,081,000 | 3,154 |
| Premises and equipment expense | $544,000 | 3,604 |
| Additional noninterest expense | $1,707,000 | 3,120 |
| Pre-tax net operating income | $2,646,000 | 2,575 |
| Securities gains (losses) | $297,000 | 1,310 |
| Applicable income taxes | $660,000 | 3,299 |
| Income before extraordinary items | $2,283,000 | 2,190 |
| Extraordinary gains, net | $26,000 | 2,568 |
| Net income | $2,309,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,923 |
| Cash dividends | $652,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $897,000 | 499 |
| Net operating income | $2,051,340 | 2,301 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,688,000 | 2,578 |
| Total interest expense | $6,897,000 | 2,441 |
| Net interest income | $6,791,000 | 2,681 |
| Provision for loan and lease losses | $1,087,000 | 1,745 |
| Total noninterest income | $377,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $267,000 | 4,878 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $3,964,000 | 3,531 |
| Salaries and employee benefits | $1,878,000 | 3,397 |
| Premises and equipment expense | $505,000 | 3,931 |
| Additional noninterest expense | $1,581,000 | 3,432 |
| Pre-tax net operating income | $2,117,000 | 2,942 |
| Securities gains (losses) | $353,000 | 1,390 |
| Applicable income taxes | $565,000 | 3,605 |
| Income before extraordinary items | $1,905,000 | 2,401 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,905,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 2,095 |
| Cash dividends | $554,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,633,190 | 2,607 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.