Home > The Fidelity Deposit and Discount Bank > Net charge- offs to loans
The Fidelity Deposit and Discount Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,081 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0944% | 4,443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 3,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1818% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2525% | 1,780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2525% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 4,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1260% | 4,499 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 4,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2771% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2448% | 1,539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 4,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1877% | 4,552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4195% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2768% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2768% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 4,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0420% | 4,425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3755% | 4,655 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4133% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2192% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2192% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 3,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 4,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 4,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2407% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2232% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2232% | 1,549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 3,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0093% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2824% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1650% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1650% | 1,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 3,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 3,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0138% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 3,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1255% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1255% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 3,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 3,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2502% | 1,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0521% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1019% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1019% | 1,873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0367% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0304% | 4,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0537% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0537% | 1,929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0625% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0769% | 4,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0884% | 4,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0817% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0567% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0567% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0842% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1667% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0051% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0189% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0189% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0978% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0435% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1583% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1583% | 2,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0602% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1967% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1179% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1179% | 2,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 1,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 4,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0916% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0657% | 4,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3579% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0985% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0985% | 2,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0451% | 4,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1060% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1463% | 4,869 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0240% | 3,525 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1718% | 4,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2514% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1329% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1329% | 1,906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1359% | 568 |
| Percentage Net Loans Charged-off:Construction & development | -1.4027% | 4,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2360% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4860% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1739% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1125% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1825% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2398% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2398% | 2,176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2391% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3075% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6479% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1990% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1159% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2195% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1794% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1801% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1801% | 2,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2102% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2344% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4186% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9653% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1951% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2673% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1441% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1441% | 2,187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2670% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3617% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8126% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2770% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1055% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1015% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1015% | 2,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1202% | 625 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 4,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0781% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3023% | 4,366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1700% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0871% | 3,823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2377% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2367% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2367% | 2,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4042% | 4,408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1672% | 3,936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0619% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2248% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2248% | 2,058 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5962% | 4,443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1923% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0546% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2293% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2714% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2714% | 1,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0448% | 4,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0949% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1095% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2373% | 4,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3137% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3137% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2942% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3288% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0516% | 4,472 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3041% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6679% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2084% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1708% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2827% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2827% | 2,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2700% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0548% | 4,507 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2143% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7322% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1208% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2718% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2718% | 2,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1636% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1951% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3442% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0407% | 4,530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1325% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0686% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1707% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1707% | 2,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0793% | 4,595 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1937% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1000% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2179% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0340% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0340% | 2,333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2080% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1961% | 674 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2188% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0188% | 4,585 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2060% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3698% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1642% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1445% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4640% | 1,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4640% | 1,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1939% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2321% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2219% | 523 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2755% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 4,605 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2161% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3358% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1855% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2133% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4340% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4340% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1794% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2527% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4125% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5129% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0992% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3304% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3944% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3944% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1552% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2214% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2514% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4311% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2062% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7242% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7242% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1344% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1464% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2464% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3308% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0830% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1053% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0777% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0818% | 5,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5414% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5414% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1400% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2629% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4417% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1401% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4481% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4481% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1089% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6638% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 2,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0325% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 2,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 4,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5271% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5271% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1222% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0566% | 4,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0771% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6982% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6982% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1155% | 2,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 5,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2161% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2296% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2130% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4278% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3574% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3574% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1309% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 5,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2461% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1906% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2586% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 4,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3951% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3951% | 1,782 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2218% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1087% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3308% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2912% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3396% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5004% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5004% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2730% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3312% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2047% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4672% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4004% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4818% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 4,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2375% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2375% | 1,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5626% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7044% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 2.8676% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9771% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3385% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4171% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3218% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 2,986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0462% | 5,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0462% | 5,678 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6330% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8000% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 2.3867% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2438% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3727% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4283% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3610% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0859% | 2,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3619% | 6,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3619% | 6,252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8048% | 781 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0181% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 2.6199% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8824% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3060% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3962% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2870% | 1,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1058% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4961% | 6,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4961% | 6,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1487% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4554% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4326% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2769% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3359% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2455% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0683% | 6,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0683% | 6,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5586% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6287% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.6145% | 1,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5315% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1370% | 729 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7271% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7791% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7156% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2873% | 2,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4834% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4834% | 2,257 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0169% | 5,872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6200% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7266% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.8509% | 1,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7652% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1737% | 625 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7229% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8326% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6986% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2678% | 2,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2440% | 3,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2440% | 2,843 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0221% | 5,934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5986% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7098% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 1.0980% | 1,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4908% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1225% | 525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8683% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1740% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8001% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1949% | 2,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2875% | 2,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2875% | 2,473 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0325% | 5,978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4693% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5628% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.2173% | 1,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6339% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2424% | 328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5641% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7244% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3013% | 1,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0428% | 5,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6996% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6996% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0308% | 5,997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3868% | 3,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5188% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0939% | 2,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2853% | 2,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8049% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4547% | 1,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8943% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4580% | 6,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3927% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2216% | 1,195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4177% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4596% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1963% | 2,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7867% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6143% | 991 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8318% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1413% | 3,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1705% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9997% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0063% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2914% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3478% | 2,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2305% | 1,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5279% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9420% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4189% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 5,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8118% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6640% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1425% | 3,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3240% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2295% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3486% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 5,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8700% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6538% | 1,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4126% | 3,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2937% | 3,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3817% | 2,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2391% | 3,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0839% | 1,824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2718% | 3,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8558% | 2,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3149% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4160% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3456% | 3,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4280% | 1,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2987% | 2,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3582% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6173% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3758% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4291% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3119% | 3,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5448% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 3,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 3,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7561% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8360% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3665% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3110% | 2,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4704% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1672% | 2,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1965% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8282% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1536% | 6,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5151% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3336% | 3,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5095% | 1,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1892% | 3,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2143% | 3,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4433% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9698% | 2,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5785% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4064% | 2,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6869% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1862% | 2,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4818% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9947% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 4,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 4,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 2,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 3,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 3,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3109% | 3,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1621% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 3,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0759% | 2,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 6,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0199% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2406% | 3,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2096% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3747% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 2,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1007% | 2,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1707% | 3,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5231% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2777% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2694% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4989% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1079% | 2,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1156% | 2,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1059% | 3,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4677% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3661% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4055% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7562% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1615% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1725% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0820% | 7,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6893% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4306% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4814% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9797% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1394% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1699% | 7,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1209% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1040% | 2,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2118% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 2,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 2,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0696% | 3,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2577% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 2,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2803% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 7,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0344% | 7,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0951% | 2,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0026% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1043% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8929% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1347% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1423% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 6,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8695% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2073% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1354% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0871% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0109% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7604% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1757% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6835% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8613% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2385% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1291% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2529% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0937% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9852% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3329% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1352% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5045% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2108% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2760% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5155% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3146% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1952% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4596% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4606% | 3,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0653% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1898% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4272% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3892% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2870% | 4,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2560% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2780% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6051% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1100% | 2,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6169% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1088% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0064% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6459% | 2,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1274% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0408% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2025% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0474% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2207% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4934% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6810% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4888% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2024% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1487% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2477% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0641% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2691% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1899% | 2,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9039% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4789% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1909% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1754% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1190% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2225% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0987% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2366% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1543% | 2,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5548% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3801% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 3,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 8,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1141% | 1,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2680% | 3,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5569% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6759% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1853% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3270% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3533% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1328% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8094% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5710% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5456% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4064% | 1,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1204% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2148% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2307% | 841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5071% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4178% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9429% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6190% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4538% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1354% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2437% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2599% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5635% | 1,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7975% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6853% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6808% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5160% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1037% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1911% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2024% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2138% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1193% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 11.9777% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3832% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3942% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 3,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 2,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 2,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9625% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6564% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3584% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5473% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5598% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 1,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0849% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6469% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1462% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6032% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7434% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3229% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1969% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9626% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7797% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0893% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2692% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4022% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0947% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2004% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0838% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4861% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8748% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2723% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1569% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2214% | 3,539 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1411% | 4,978 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 4,827 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1714% | 4,447 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4167% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6837% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |