Home > The Fidelity Bank > Income and Expense
The Fidelity Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 2,338 |
| Total interest expense | $614,000 | 3,455 |
| Net interest income | $2,690,000 | 2,002 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $548,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $310,000 | 1,324 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $238,000 | 2,232 |
| Total noninterest expense | $2,363,000 | 1,770 |
| Salaries and employee benefits | $1,111,000 | 2,057 |
| Premises and equipment expense | $377,000 | 1,613 |
| Additional noninterest expense | $875,000 | 1,424 |
| Pre-tax net operating income | $875,000 | 2,394 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $342,000 | 1,804 |
| Income before extraordinary items | $533,000 | 2,900 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $533,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,093 |
| Cash dividends | $401,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $533,000 | 2,848 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,475,000 | 2,305 |
| Total interest expense | $1,933,000 | 3,750 |
| Net interest income | $10,542,000 | 1,926 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $2,412,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,466,000 | 1,223 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $946,000 | 2,229 |
| Total noninterest expense | $9,143,000 | 1,767 |
| Salaries and employee benefits | $4,430,000 | 1,966 |
| Premises and equipment expense | $1,291,000 | 1,787 |
| Additional noninterest expense | $3,422,000 | 1,450 |
| Pre-tax net operating income | $3,631,000 | 2,212 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,426,000 | 1,668 |
| Income before extraordinary items | $2,205,000 | 2,689 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,205,000 | 2,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,656 |
| Cash dividends | $907,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,205,000 | 2,638 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,225,000 | 2,307 |
| Total interest expense | $1,400,000 | 3,809 |
| Net interest income | $7,825,000 | 1,919 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $1,831,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,113,000 | 1,207 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $718,000 | 2,224 |
| Total noninterest expense | $6,934,000 | 1,742 |
| Salaries and employee benefits | $3,316,000 | 1,969 |
| Premises and equipment expense | $973,000 | 1,785 |
| Additional noninterest expense | $2,645,000 | 1,396 |
| Pre-tax net operating income | $2,542,000 | 2,349 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,004,000 | 1,776 |
| Income before extraordinary items | $1,538,000 | 2,888 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,538,000 | 2,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $480,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,538,000 | 2,823 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,145,000 | 2,288 |
| Total interest expense | $977,000 | 3,673 |
| Net interest income | $5,168,000 | 1,922 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,222,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $730,000 | 1,208 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $492,000 | 2,214 |
| Total noninterest expense | $4,739,000 | 1,701 |
| Salaries and employee benefits | $2,248,000 | 1,930 |
| Premises and equipment expense | $682,000 | 1,697 |
| Additional noninterest expense | $1,809,000 | 1,345 |
| Pre-tax net operating income | $1,531,000 | 2,547 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $601,000 | 1,924 |
| Income before extraordinary items | $930,000 | 3,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $930,000 | 3,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,165 |
| Cash dividends | $194,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $930,000 | 3,029 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 2,339 |
| Total interest expense | $479,000 | 3,776 |
| Net interest income | $2,535,000 | 1,974 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $573,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $351,000 | 1,215 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $222,000 | 2,301 |
| Total noninterest expense | $2,323,000 | 1,748 |
| Salaries and employee benefits | $1,130,000 | 1,937 |
| Premises and equipment expense | $354,000 | 1,656 |
| Additional noninterest expense | $839,000 | 1,439 |
| Pre-tax net operating income | $725,000 | 2,639 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $289,000 | 1,985 |
| Income before extraordinary items | $436,000 | 3,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $436,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $436,000 | 3,163 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 5,494 |
| Total interest expense | $883,000 | 6,456 |
| Net interest income | $3,289,000 | 5,008 |
| Provision for loan and lease losses | $1,086,000 | 1,099 |
| Total noninterest income | $682,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $496,000 | 3,118 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $186,000 | 5,443 |
| Total noninterest expense | $3,559,000 | 4,053 |
| Salaries and employee benefits | $1,512,000 | 4,819 |
| Premises and equipment expense | $691,000 | 3,115 |
| Additional noninterest expense | $1,356,000 | 3,367 |
| Pre-tax net operating income | $-674,000 | 8,885 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-259,000 | 9,044 |
| Income before extraordinary items | $-415,000 | 8,870 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-415,000 | 8,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $422,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-415,000 | 8,803 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 6,859 |
| Total interest expense | $376,000 | 7,878 |
| Net interest income | $1,697,000 | 6,262 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $171,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $68,000 | 6,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,018 |
| Total noninterest expense | $1,224,000 | 6,646 |
| Salaries and employee benefits | $666,000 | 6,624 |
| Premises and equipment expense | $163,000 | 6,579 |
| Additional noninterest expense | $395,000 | 6,376 |
| Pre-tax net operating income | $594,000 | 5,907 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $217,000 | 4,522 |
| Income before extraordinary items | $377,000 | 6,480 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $377,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $268,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $377,000 | 6,312 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 6,872 |
| Total interest expense | $214,000 | 8,242 |
| Net interest income | $1,187,000 | 6,098 |
| Provision for loan and lease losses | $33,000 | 5,678 |
| Total noninterest income | $119,000 | 7,082 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $44,000 | 6,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $836,000 | 6,575 |
| Salaries and employee benefits | $452,000 | 6,590 |
| Premises and equipment expense | $110,000 | 6,521 |
| Additional noninterest expense | $274,000 | 6,252 |
| Pre-tax net operating income | $437,000 | 5,654 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $161,000 | 4,384 |
| Income before extraordinary items | $276,000 | 6,297 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $276,000 | 6,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $214,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $276,000 | 6,087 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,837 |
| Total interest expense | $113,000 | 8,261 |
| Net interest income | $604,000 | 6,045 |
| Provision for loan and lease losses | $17,000 | 5,461 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $410,000 | 6,633 |
| Salaries and employee benefits | $229,000 | 6,563 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $129,000 | 6,436 |
| Pre-tax net operating income | $237,000 | 5,426 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $88,000 | 4,188 |
| Income before extraordinary items | $149,000 | 6,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $122,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $149,000 | 5,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 6,739 |
| Total interest expense | $602,000 | 8,089 |
| Net interest income | $2,515,000 | 5,891 |
| Provision for loan and lease losses | $176,000 | 4,636 |
| Total noninterest income | $211,000 | 7,205 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $85,000 | 6,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 5,962 |
| Total noninterest expense | $1,541,000 | 6,762 |
| Salaries and employee benefits | $826,000 | 6,792 |
| Premises and equipment expense | $172,000 | 7,138 |
| Additional noninterest expense | $543,000 | 6,267 |
| Pre-tax net operating income | $1,009,000 | 5,183 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $382,000 | 3,978 |
| Income before extraordinary items | $627,000 | 5,856 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $627,000 | 5,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,719 |
| Cash dividends | $441,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $627,000 | 5,719 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 6,837 |
| Total interest expense | $1,059,000 | 7,905 |
| Net interest income | $2,355,000 | 5,920 |
| Provision for loan and lease losses | $196,000 | 4,189 |
| Total noninterest income | $220,000 | 7,122 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $89,000 | 6,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $131,000 | 5,805 |
| Total noninterest expense | $1,479,000 | 6,840 |
| Salaries and employee benefits | $719,000 | 7,122 |
| Premises and equipment expense | $172,000 | 7,186 |
| Additional noninterest expense | $588,000 | 5,913 |
| Pre-tax net operating income | $900,000 | 5,198 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $344,000 | 4,014 |
| Income before extraordinary items | $556,000 | 5,812 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $556,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,515 |
| Cash dividends | $337,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $556,000 | 5,691 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 7,019 |
| Total interest expense | $1,093,000 | 8,026 |
| Net interest income | $2,297,000 | 6,116 |
| Provision for loan and lease losses | $367,000 | 2,442 |
| Total noninterest income | $204,000 | 7,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 5,977 |
| Total noninterest expense | $1,353,000 | 7,105 |
| Salaries and employee benefits | $704,000 | 7,187 |
| Premises and equipment expense | $161,000 | 7,398 |
| Additional noninterest expense | $488,000 | 6,520 |
| Pre-tax net operating income | $781,000 | 5,937 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $283,000 | 4,706 |
| Income before extraordinary items | $498,000 | 6,342 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $498,000 | 6,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,298 |
| Cash dividends | $320,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $498,000 | 6,361 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 7,404 |
| Total interest expense | $985,000 | 8,212 |
| Net interest income | $1,993,000 | 6,654 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $152,000 | 8,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,038 |
| Total noninterest expense | $1,300,000 | 7,303 |
| Salaries and employee benefits | $642,000 | 7,531 |
| Premises and equipment expense | $154,000 | 7,595 |
| Additional noninterest expense | $504,000 | 6,491 |
| Pre-tax net operating income | $701,000 | 6,315 |
| Securities gains (losses) | $-74,000 | 9,893 |
| Applicable income taxes | $218,000 | 5,520 |
| Income before extraordinary items | $409,000 | 6,935 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $409,000 | 6,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $354,000 | 4,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $457,100 | 6,636 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 7,564 |
| Total interest expense | $1,094,000 | 8,167 |
| Net interest income | $1,880,000 | 6,890 |
| Provision for loan and lease losses | $29,000 | 7,397 |
| Total noninterest income | $126,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $1,198,000 | 7,559 |
| Salaries and employee benefits | $620,000 | 7,642 |
| Premises and equipment expense | $163,000 | 7,375 |
| Additional noninterest expense | $415,000 | 7,098 |
| Pre-tax net operating income | $779,000 | 6,167 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $264,000 | 5,506 |
| Income before extraordinary items | $515,000 | 6,520 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $515,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $363,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $515,000 | 6,403 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 7,846 |
| Total interest expense | $1,121,000 | 8,345 |
| Net interest income | $1,812,000 | 7,295 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $121,000 | 9,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $1,149,000 | 7,852 |
| Salaries and employee benefits | $613,000 | 7,832 |
| Premises and equipment expense | $162,000 | 7,548 |
| Additional noninterest expense | $374,000 | 7,588 |
| Pre-tax net operating income | $754,000 | 6,757 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $245,000 | 6,308 |
| Income before extraordinary items | $509,000 | 6,909 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $509,000 | 6,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $346,000 | 4,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $509,000 | 6,851 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 8,109 |
| Total interest expense | $1,140,000 | 8,563 |
| Net interest income | $1,773,000 | 7,614 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $97,000 | 9,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $1,266,000 | 7,770 |
| Salaries and employee benefits | $775,000 | 7,114 |
| Premises and equipment expense | $170,000 | 7,625 |
| Additional noninterest expense | $321,000 | 8,661 |
| Pre-tax net operating income | $554,000 | 7,669 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $397,000 | 7,645 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $397,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $288,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $397,000 | 7,580 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 8,590 |
| Total interest expense | $1,148,000 | 8,763 |
| Net interest income | $1,585,000 | 8,292 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $86,000 | 10,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,240,000 | 8,078 |
| Salaries and employee benefits | $685,000 | 7,815 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $385,000 | 8,351 |
| Pre-tax net operating income | $424,000 | 8,910 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $116,000 | 8,861 |
| Income before extraordinary items | $308,000 | 8,859 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $308,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $145,000 | 6,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $308,000 | 8,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 9,172 |
| Total interest expense | $821,000 | 9,495 |
| Net interest income | $1,526,000 | 8,812 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $76,000 | 11,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,173,000 | 8,717 |
| Salaries and employee benefits | $667,000 | 8,139 |
| Premises and equipment expense | $114,000 | 9,573 |
| Additional noninterest expense | $392,000 | 8,903 |
| Pre-tax net operating income | $425,000 | 9,157 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $142,000 | 8,466 |
| Income before extraordinary items | $283,000 | 9,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $283,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $116,000 | 6,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $283,000 | 9,395 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 9,071 |
| Total interest expense | $963,000 | 9,275 |
| Net interest income | $1,601,000 | 8,794 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $1,148,000 | 9,114 |
| Salaries and employee benefits | $667,000 | 8,248 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $369,000 | 9,615 |
| Pre-tax net operating income | $526,000 | 8,479 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $198,000 | 7,661 |
| Income before extraordinary items | $328,000 | 9,146 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $328,000 | 9,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 12,556 |
| Cash dividends | $132,000 | 6,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $328,000 | 8,887 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 9,144 |
| Total interest expense | $1,345,000 | 9,055 |
| Net interest income | $1,560,000 | 9,072 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $57,000 | 12,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $1,096,000 | 9,531 |
| Salaries and employee benefits | $639,000 | 8,464 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $356,000 | 10,116 |
| Pre-tax net operating income | $495,000 | 8,442 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $175,000 | 8,076 |
| Income before extraordinary items | $320,000 | 9,041 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $320,000 | 9,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,874 |
| Cash dividends | $127,000 | 6,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $320,000 | 8,679 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.