Home > The Federal Savings Bank of Evangeline Parish > Income and Expense
The Federal Savings Bank of Evangeline Parish, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 8,430 |
| Total interest expense | $970,000 | 8,288 |
| Net interest income | $1,005,000 | 8,471 |
| Provision for loan and lease losses | $234,000 | 3,423 |
| Total noninterest income | $242,000 | 6,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $242,000 | 4,361 |
| Total noninterest expense | $880,000 | 8,358 |
| Salaries and employee benefits | $520,000 | 8,151 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $157,000 | 9,180 |
| Pre-tax net operating income | $133,000 | 8,672 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $75,000 | 6,855 |
| Income before extraordinary items | $58,000 | 8,931 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $58,000 | 8,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,541 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $58,000 | 8,916 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 8,629 |
| Total interest expense | $947,000 | 8,320 |
| Net interest income | $939,000 | 8,766 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $234,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $234,000 | 4,581 |
| Total noninterest expense | $883,000 | 8,480 |
| Salaries and employee benefits | $473,000 | 8,490 |
| Premises and equipment expense | $223,000 | 6,448 |
| Additional noninterest expense | $187,000 | 9,157 |
| Pre-tax net operating income | $160,000 | 8,754 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $49,000 | 7,647 |
| Income before extraordinary items | $111,000 | 8,887 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $111,000 | 8,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,401 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 727 |
| Net operating income | $111,000 | 8,856 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 9,120 |
| Total interest expense | $857,000 | 8,793 |
| Net interest income | $776,000 | 9,317 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $221,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $221,000 | 4,708 |
| Total noninterest expense | $738,000 | 8,982 |
| Salaries and employee benefits | $394,000 | 9,005 |
| Premises and equipment expense | $180,000 | 7,052 |
| Additional noninterest expense | $164,000 | 9,521 |
| Pre-tax net operating income | $189,000 | 8,957 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $57,000 | 8,208 |
| Income before extraordinary items | $132,000 | 9,101 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $132,000 | 9,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,203 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $132,000 | 9,032 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 9,786 |
| Total interest expense | $718,000 | 9,498 |
| Net interest income | $700,000 | 9,942 |
| Provision for loan and lease losses | $58,000 | 6,402 |
| Total noninterest income | $197,000 | 7,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $197,000 | 4,992 |
| Total noninterest expense | $685,000 | 9,435 |
| Salaries and employee benefits | $347,000 | 9,618 |
| Premises and equipment expense | $193,000 | 6,970 |
| Additional noninterest expense | $145,000 | 10,058 |
| Pre-tax net operating income | $154,000 | 9,825 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $49,000 | 9,272 |
| Income before extraordinary items | $114,000 | 9,875 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $114,000 | 9,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $107,700 | 9,875 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 10,475 |
| Total interest expense | $612,000 | 10,239 |
| Net interest income | $625,000 | 10,592 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $175,000 | 8,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $175,000 | 5,536 |
| Total noninterest expense | $630,000 | 10,067 |
| Salaries and employee benefits | $288,000 | 10,448 |
| Premises and equipment expense | $148,000 | 8,108 |
| Additional noninterest expense | $194,000 | 10,005 |
| Pre-tax net operating income | $110,000 | 10,318 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $26,000 | 10,095 |
| Income before extraordinary items | $84,000 | 10,360 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $84,000 | 10,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $84,000 | 10,316 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 11,284 |
| Total interest expense | $477,000 | 11,100 |
| Net interest income | $518,000 | 11,360 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $124,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $124,000 | 6,546 |
| Total noninterest expense | $440,000 | 11,288 |
| Salaries and employee benefits | $239,000 | 11,236 |
| Premises and equipment expense | $124,000 | 8,943 |
| Additional noninterest expense | $77,000 | 11,781 |
| Pre-tax net operating income | $175,000 | 10,607 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-35,000 | 11,604 |
| Income before extraordinary items | $210,000 | 9,824 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $210,000 | 9,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $210,000 | 9,797 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 12,185 |
| Total interest expense | $340,000 | 11,861 |
| Net interest income | $377,000 | 12,273 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $126,000 | 10,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $126,000 | 6,774 |
| Total noninterest expense | $413,000 | 11,980 |
| Salaries and employee benefits | $183,000 | 12,184 |
| Premises and equipment expense | $98,000 | 10,100 |
| Additional noninterest expense | $132,000 | 11,996 |
| Pre-tax net operating income | $86,000 | 11,715 |
| Securities gains (losses) | $27,000 | 1,545 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $113,000 | 11,240 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $113,000 | 11,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,030 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $86,000 | 11,561 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 12,819 |
| Total interest expense | $362,000 | 12,391 |
| Net interest income | $331,000 | 12,953 |
| Provision for loan and lease losses | $-18,000 | 12,568 |
| Total noninterest income | $88,000 | 11,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $88,000 | 8,318 |
| Total noninterest expense | $500,000 | 12,171 |
| Salaries and employee benefits | $143,000 | 13,016 |
| Premises and equipment expense | $89,000 | 10,821 |
| Additional noninterest expense | $268,000 | 10,852 |
| Pre-tax net operating income | $-63,000 | 12,555 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-63,000 | 12,622 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-63,000 | 12,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 798 |
| Net operating income | $-63,000 | 12,521 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 13,342 |
| Total interest expense | $490,000 | 12,800 |
| Net interest income | $319,000 | 13,588 |
| Provision for loan and lease losses | $293,000 | 4,209 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $568,000 | 12,261 |
| Salaries and employee benefits | $202,000 | 13,135 |
| Premises and equipment expense | $123,000 | 9,930 |
| Additional noninterest expense | $243,000 | 11,625 |
| Pre-tax net operating income | $-429,000 | 13,247 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-429,000 | 13,342 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-429,000 | 13,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 4,443 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-429,000 | 13,237 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.