Home > The Federal Savings Bank > Income and Expense
The Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,817,000 | 3,143 |
| Total interest expense | $4,138,000 | 3,068 |
| Net interest income | $5,679,000 | 3,189 |
| Provision for loan and lease losses | $237,000 | 3,562 |
| Total noninterest income | $959,000 | 3,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $959,000 | 2,089 |
| Total noninterest expense | $3,758,000 | 3,686 |
| Salaries and employee benefits | $1,932,000 | 3,380 |
| Premises and equipment expense | $1,014,000 | 2,021 |
| Additional noninterest expense | $812,000 | 5,859 |
| Pre-tax net operating income | $2,643,000 | 2,580 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $1,075,000 | 2,103 |
| Income before extraordinary items | $1,588,000 | 3,073 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $1,888,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,468 |
| Cash dividends | $204,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,575,200 | 2,921 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,125,000 | 3,158 |
| Total interest expense | $5,590,000 | 2,976 |
| Net interest income | $5,535,000 | 3,308 |
| Provision for loan and lease losses | $56,000 | 8,797 |
| Total noninterest income | $685,000 | 4,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $685,000 | 2,580 |
| Total noninterest expense | $3,922,000 | 3,569 |
| Salaries and employee benefits | $1,862,000 | 3,426 |
| Premises and equipment expense | $984,000 | 2,120 |
| Additional noninterest expense | $1,076,000 | 4,767 |
| Pre-tax net operating income | $2,242,000 | 2,779 |
| Securities gains (losses) | $-13,000 | 13,370 |
| Applicable income taxes | $690,000 | 3,021 |
| Income before extraordinary items | $1,539,000 | 3,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,539,000 | 3,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 3,374 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,547,970 | 2,767 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.