Home > The Farmers State Bank & Trust Company > Income and Expense
The Farmers State Bank & Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 12,253 |
| Total interest expense | $225,000 | 12,274 |
| Net interest income | $427,000 | 12,185 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $84,000 | 11,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $382,000 | 12,106 |
| Salaries and employee benefits | $159,000 | 12,310 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $176,000 | 11,454 |
| Pre-tax net operating income | $129,000 | 11,420 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $41,000 | 10,670 |
| Income before extraordinary items | $88,000 | 11,493 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $88,000 | 11,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $88,000 | 11,539 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 12,899 |
| Total interest expense | $227,000 | 12,914 |
| Net interest income | $408,000 | 12,798 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $94,000 | 11,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $352,000 | 12,825 |
| Salaries and employee benefits | $148,000 | 12,991 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $146,000 | 12,476 |
| Pre-tax net operating income | $150,000 | 11,471 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $48,000 | 10,991 |
| Income before extraordinary items | $102,000 | 11,783 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $102,000 | 11,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $102,000 | 11,592 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 13,482 |
| Total interest expense | $288,000 | 13,514 |
| Net interest income | $412,000 | 13,357 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $83,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $333,000 | 13,466 |
| Salaries and employee benefits | $139,000 | 13,625 |
| Premises and equipment expense | $49,000 | 12,719 |
| Additional noninterest expense | $145,000 | 13,029 |
| Pre-tax net operating income | $162,000 | 11,403 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $52,000 | 11,201 |
| Income before extraordinary items | $110,000 | 11,805 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $110,000 | 11,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $110,000 | 11,494 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.