Home > The Farmers State Bank of Waupaca > Income and Expense
The Farmers State Bank of Waupaca, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 2,715 |
| Total interest expense | $804,000 | 2,960 |
| Net interest income | $2,400,000 | 2,550 |
| Provision for loan and lease losses | $-5,000 | 4,189 |
| Total noninterest income | $299,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $32,000 | 3,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 2,095 |
| Total noninterest expense | $1,687,000 | 2,703 |
| Salaries and employee benefits | $997,000 | 2,607 |
| Premises and equipment expense | $154,000 | 2,712 |
| Additional noninterest expense | $267,000 | 2,095 |
| Pre-tax net operating income | $1,017,000 | 2,211 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $116,000 | 1,959 |
| Income before extraordinary items | $901,000 | 2,182 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $901,000 | 2,208 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $901,000 | 2,182 |
| Net charge-offs | $-41,000 | 4,284 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $901,000 | 2,197 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $12,166,000 | 2,754 |
| Total interest expense | $3,191,000 | 3,009 |
| Net interest income | $8,975,000 | 2,551 |
| Provision for loan and lease losses | $7,000 | 3,192 |
| Total noninterest income | $1,281,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $136,000 | 3,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,145,000 | 2,122 |
| Total noninterest expense | $6,686,000 | 2,685 |
| Salaries and employee benefits | $3,783,000 | 2,661 |
| Premises and equipment expense | $550,000 | 2,827 |
| Additional noninterest expense | $1,145,000 | 2,122 |
| Pre-tax net operating income | $3,563,000 | 2,274 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $359,000 | 2,057 |
| Income before extraordinary items | $3,204,000 | 2,209 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,204,000 | 2,232 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,204,000 | 2,210 |
| Net charge-offs | $-24,000 | 4,095 |
| Cash dividends | $2,471,000 | 1,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,204,000 | 2,220 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $8,966,000 | 2,772 |
| Total interest expense | $2,359,000 | 3,023 |
| Net interest income | $6,607,000 | 2,575 |
| Provision for loan and lease losses | $7,000 | 3,011 |
| Total noninterest income | $918,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $101,000 | 3,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $817,000 | 2,154 |
| Total noninterest expense | $4,926,000 | 2,681 |
| Salaries and employee benefits | $2,840,000 | 2,643 |
| Premises and equipment expense | $413,000 | 2,827 |
| Additional noninterest expense | $817,000 | 2,154 |
| Pre-tax net operating income | $2,592,000 | 2,304 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $252,000 | 2,110 |
| Income before extraordinary items | $2,340,000 | 2,236 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,340,000 | 2,261 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,340,000 | 2,239 |
| Net charge-offs | $19,000 | 2,132 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,340,000 | 2,244 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 2,765 |
| Total interest expense | $1,535,000 | 3,023 |
| Net interest income | $4,385,000 | 2,563 |
| Provision for loan and lease losses | $7,000 | 2,818 |
| Total noninterest income | $607,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $63,000 | 3,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,129 |
| Total noninterest expense | $3,238,000 | 2,699 |
| Salaries and employee benefits | $1,887,000 | 2,643 |
| Premises and equipment expense | $270,000 | 2,844 |
| Additional noninterest expense | $544,000 | 2,129 |
| Pre-tax net operating income | $1,747,000 | 2,271 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $172,000 | 2,070 |
| Income before extraordinary items | $1,575,000 | 2,217 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,575,000 | 2,246 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,575,000 | 2,219 |
| Net charge-offs | $-7,000 | 3,900 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,575,000 | 2,224 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 2,740 |
| Total interest expense | $744,000 | 3,026 |
| Net interest income | $2,219,000 | 2,549 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $296,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $32,000 | 3,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 2,105 |
| Total noninterest expense | $1,613,000 | 2,704 |
| Salaries and employee benefits | $950,000 | 2,625 |
| Premises and equipment expense | $134,000 | 2,852 |
| Additional noninterest expense | $264,000 | 2,105 |
| Pre-tax net operating income | $902,000 | 2,172 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $92,000 | 1,996 |
| Income before extraordinary items | $810,000 | 2,147 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $810,000 | 2,173 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $810,000 | 2,147 |
| Net charge-offs | $-4,000 | 3,832 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $810,000 | 2,149 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,831,000 | 2,722 |
| Total interest expense | $1,711,000 | 3,211 |
| Net interest income | $9,120,000 | 2,507 |
| Provision for loan and lease losses | $-200,000 | 4,389 |
| Total noninterest income | $1,213,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $120,000 | 3,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,093,000 | 2,193 |
| Total noninterest expense | $6,611,000 | 2,642 |
| Salaries and employee benefits | $3,713,000 | 2,637 |
| Premises and equipment expense | $711,000 | 2,476 |
| Additional noninterest expense | $1,093,000 | 2,193 |
| Pre-tax net operating income | $3,922,000 | 2,193 |
| Securities gains (losses) | $-160,000 | 3,903 |
| Applicable income taxes | $544,000 | 1,844 |
| Income before extraordinary items | $3,218,000 | 2,246 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,218,000 | 2,270 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,218,000 | 2,249 |
| Net charge-offs | $-32,000 | 4,103 |
| Cash dividends | $2,432,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,355,600 | 2,222 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,954,000 | 2,726 |
| Total interest expense | $1,093,000 | 3,266 |
| Net interest income | $6,861,000 | 2,519 |
| Provision for loan and lease losses | $-200,000 | 4,434 |
| Total noninterest income | $889,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $88,000 | 3,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $801,000 | 2,211 |
| Total noninterest expense | $4,782,000 | 2,686 |
| Salaries and employee benefits | $2,810,000 | 2,618 |
| Premises and equipment expense | $502,000 | 2,552 |
| Additional noninterest expense | $801,000 | 2,211 |
| Pre-tax net operating income | $3,168,000 | 2,167 |
| Securities gains (losses) | $-65,000 | 3,895 |
| Applicable income taxes | $535,000 | 1,706 |
| Income before extraordinary items | $2,568,000 | 2,231 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,568,000 | 2,253 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,568,000 | 2,233 |
| Net charge-offs | $-26,000 | 4,060 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,621,950 | 2,221 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 2,723 |
| Total interest expense | $613,000 | 3,305 |
| Net interest income | $4,579,000 | 2,536 |
| Provision for loan and lease losses | $-200,000 | 4,489 |
| Total noninterest income | $590,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $58,000 | 3,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 2,132 |
| Total noninterest expense | $3,138,000 | 2,706 |
| Salaries and employee benefits | $1,873,000 | 2,614 |
| Premises and equipment expense | $332,000 | 2,559 |
| Additional noninterest expense | $532,000 | 2,129 |
| Pre-tax net operating income | $2,231,000 | 2,106 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $402,000 | 1,642 |
| Income before extraordinary items | $1,829,000 | 2,166 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,829,000 | 2,191 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,829,000 | 2,166 |
| Net charge-offs | $-20,000 | 4,114 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,829,000 | 2,176 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 2,741 |
| Total interest expense | $247,000 | 3,357 |
| Net interest income | $2,317,000 | 2,534 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $294,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $28,000 | 3,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 2,127 |
| Total noninterest expense | $1,544,000 | 2,765 |
| Salaries and employee benefits | $935,000 | 2,639 |
| Premises and equipment expense | $164,000 | 2,613 |
| Additional noninterest expense | $266,000 | 2,127 |
| Pre-tax net operating income | $1,067,000 | 2,215 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $188,000 | 1,715 |
| Income before extraordinary items | $879,000 | 2,263 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $879,000 | 2,263 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $879,000 | 2,263 |
| Net charge-offs | $-10,000 | 4,040 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $879,000 | 2,299 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,137,000 | 2,661 |
| Total interest expense | $273,000 | 3,837 |
| Net interest income | $8,864,000 | 2,536 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,529,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $115,000 | 3,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,414,000 | 1,964 |
| Total noninterest expense | $6,316,000 | 2,669 |
| Salaries and employee benefits | $3,529,000 | 2,694 |
| Premises and equipment expense | $650,000 | 2,603 |
| Additional noninterest expense | $1,414,000 | 1,964 |
| Pre-tax net operating income | $4,077,000 | 2,286 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $702,000 | 1,809 |
| Income before extraordinary items | $3,375,000 | 2,306 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,375,000 | 2,305 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,375,000 | 2,305 |
| Net charge-offs | $-122,000 | 4,333 |
| Cash dividends | $2,385,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,375,000 | 2,333 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,639,000 | 2,655 |
| Total interest expense | $135,000 | 4,031 |
| Net interest income | $6,504,000 | 2,534 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,198,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $88,000 | 3,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,110,000 | 1,944 |
| Total noninterest expense | $4,473,000 | 2,753 |
| Salaries and employee benefits | $2,620,000 | 2,703 |
| Premises and equipment expense | $483,000 | 2,614 |
| Additional noninterest expense | $1,110,000 | 1,944 |
| Pre-tax net operating income | $3,229,000 | 2,206 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $574,000 | 1,738 |
| Income before extraordinary items | $2,655,000 | 2,230 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,655,000 | 2,229 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,655,000 | 2,229 |
| Net charge-offs | $-191,000 | 4,462 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,655,000 | 2,265 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 2,640 |
| Total interest expense | $85,000 | 4,070 |
| Net interest income | $4,231,000 | 2,548 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $878,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $58,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $820,000 | 1,885 |
| Total noninterest expense | $2,859,000 | 2,804 |
| Salaries and employee benefits | $1,732,000 | 2,717 |
| Premises and equipment expense | $293,000 | 2,761 |
| Additional noninterest expense | $834,000 | 2,917 |
| Pre-tax net operating income | $2,250,000 | 2,054 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $410,000 | 1,634 |
| Income before extraordinary items | $1,840,000 | 2,091 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,840,000 | 2,092 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,840,000 | 2,091 |
| Net charge-offs | $-200,000 | 4,546 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,840,000 | 2,133 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 2,618 |
| Total interest expense | $44,000 | 4,044 |
| Net interest income | $2,082,000 | 2,537 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $550,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $30,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 1,630 |
| Total noninterest expense | $1,353,000 | 2,894 |
| Salaries and employee benefits | $878,000 | 2,691 |
| Premises and equipment expense | $150,000 | 2,747 |
| Additional noninterest expense | $325,000 | 3,299 |
| Pre-tax net operating income | $1,279,000 | 1,841 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $247,000 | 1,457 |
| Income before extraordinary items | $1,032,000 | 1,886 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,032,000 | 1,884 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,032,000 | 1,886 |
| Net charge-offs | $-128,000 | 4,610 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,032,000 | 1,902 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,930,000 | 2,637 |
| Total interest expense | $258,000 | 3,899 |
| Net interest income | $8,672,000 | 2,524 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,673,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $99,000 | 3,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,574,000 | 2,166 |
| Total noninterest expense | $6,439,000 | 2,616 |
| Salaries and employee benefits | $3,427,000 | 2,738 |
| Premises and equipment expense | $639,000 | 2,657 |
| Additional noninterest expense | $2,373,000 | 2,319 |
| Pre-tax net operating income | $3,906,000 | 2,358 |
| Securities gains (losses) | $15,000 | 1,611 |
| Applicable income taxes | $682,000 | 1,887 |
| Income before extraordinary items | $3,239,000 | 2,445 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,239,000 | 2,445 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,239,000 | 2,446 |
| Net charge-offs | $-169,000 | 4,504 |
| Cash dividends | $2,544,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,226,550 | 2,428 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,801,000 | 2,663 |
| Total interest expense | $211,000 | 3,910 |
| Net interest income | $6,590,000 | 2,547 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,262,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $69,000 | 3,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,193,000 | 2,194 |
| Total noninterest expense | $4,535,000 | 2,725 |
| Salaries and employee benefits | $2,553,000 | 2,765 |
| Premises and equipment expense | $437,000 | 2,806 |
| Additional noninterest expense | $1,545,000 | 2,540 |
| Pre-tax net operating income | $3,317,000 | 2,298 |
| Securities gains (losses) | $15,000 | 1,526 |
| Applicable income taxes | $624,000 | 1,820 |
| Income before extraordinary items | $2,708,000 | 2,403 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,708,000 | 2,403 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,708,000 | 2,403 |
| Net charge-offs | $-147,000 | 4,571 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,695,850 | 2,379 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 2,621 |
| Total interest expense | $157,000 | 3,864 |
| Net interest income | $4,491,000 | 2,515 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $860,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $43,000 | 3,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $817,000 | 2,146 |
| Total noninterest expense | $3,025,000 | 2,712 |
| Salaries and employee benefits | $1,676,000 | 2,777 |
| Premises and equipment expense | $294,000 | 2,786 |
| Additional noninterest expense | $1,055,000 | 2,478 |
| Pre-tax net operating income | $2,326,000 | 2,193 |
| Securities gains (losses) | $15,000 | 1,275 |
| Applicable income taxes | $453,000 | 1,740 |
| Income before extraordinary items | $1,888,000 | 2,305 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,888,000 | 2,304 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,888,000 | 2,305 |
| Net charge-offs | $-111,000 | 4,616 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,875,850 | 2,278 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 2,659 |
| Total interest expense | $94,000 | 3,750 |
| Net interest income | $2,162,000 | 2,549 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $476,000 | 2,281 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $21,000 | 3,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 2,006 |
| Total noninterest expense | $1,406,000 | 2,842 |
| Salaries and employee benefits | $797,000 | 2,856 |
| Premises and equipment expense | $147,000 | 2,807 |
| Additional noninterest expense | $462,000 | 2,683 |
| Pre-tax net operating income | $1,232,000 | 2,118 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $246,000 | 1,657 |
| Income before extraordinary items | $986,000 | 2,237 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $986,000 | 2,238 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $986,000 | 2,237 |
| Net charge-offs | $-24,000 | 4,405 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $986,000 | 2,193 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 2,656 |
| Total interest expense | $864,000 | 3,142 |
| Net interest income | $8,250,000 | 2,571 |
| Provision for loan and lease losses | $300,000 | 2,662 |
| Total noninterest income | $1,774,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $120,000 | 3,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,654,000 | 1,989 |
| Total noninterest expense | $6,003,000 | 2,694 |
| Salaries and employee benefits | $3,306,000 | 2,780 |
| Premises and equipment expense | $687,000 | 2,561 |
| Additional noninterest expense | $2,010,000 | 2,531 |
| Pre-tax net operating income | $3,721,000 | 2,148 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $682,000 | 1,721 |
| Income before extraordinary items | $3,039,000 | 2,300 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,039,000 | 2,299 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,039,000 | 2,300 |
| Net charge-offs | $-60,000 | 4,641 |
| Cash dividends | $2,459,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,039,000 | 2,244 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 2,665 |
| Total interest expense | $728,000 | 3,086 |
| Net interest income | $6,179,000 | 2,574 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,285,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $92,000 | 3,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,193,000 | 1,985 |
| Total noninterest expense | $4,249,000 | 2,782 |
| Salaries and employee benefits | $2,419,000 | 2,810 |
| Premises and equipment expense | $532,000 | 2,496 |
| Additional noninterest expense | $1,298,000 | 2,771 |
| Pre-tax net operating income | $3,215,000 | 1,959 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $632,000 | 1,551 |
| Income before extraordinary items | $2,583,000 | 2,103 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,583,000 | 2,103 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,583,000 | 2,103 |
| Net charge-offs | $-24,000 | 4,467 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,583,000 | 2,043 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 2,655 |
| Total interest expense | $533,000 | 3,051 |
| Net interest income | $4,172,000 | 2,564 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $769,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $65,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $704,000 | 2,026 |
| Total noninterest expense | $2,725,000 | 2,847 |
| Salaries and employee benefits | $1,616,000 | 2,814 |
| Premises and equipment expense | $310,000 | 2,696 |
| Additional noninterest expense | $799,000 | 2,912 |
| Pre-tax net operating income | $2,216,000 | 1,860 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $441,000 | 1,447 |
| Income before extraordinary items | $1,775,000 | 2,004 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,775,000 | 2,005 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,775,000 | 2,005 |
| Net charge-offs | $-14,000 | 4,414 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,775,000 | 1,962 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 2,707 |
| Total interest expense | $295,000 | 3,034 |
| Net interest income | $1,995,000 | 2,606 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $355,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $40,000 | 3,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 1,952 |
| Total noninterest expense | $1,345,000 | 2,890 |
| Salaries and employee benefits | $795,000 | 2,860 |
| Premises and equipment expense | $142,000 | 2,869 |
| Additional noninterest expense | $408,000 | 2,898 |
| Pre-tax net operating income | $1,005,000 | 1,817 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $192,000 | 1,427 |
| Income before extraordinary items | $813,000 | 1,950 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $813,000 | 1,950 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $813,000 | 1,950 |
| Net charge-offs | $-9,000 | 4,422 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $813,000 | 1,917 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,184,000 | 2,719 |
| Total interest expense | $1,296,000 | 2,943 |
| Net interest income | $7,888,000 | 2,641 |
| Provision for loan and lease losses | $300,000 | 1,946 |
| Total noninterest income | $1,186,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $146,000 | 3,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 2,203 |
| Total noninterest expense | $5,786,000 | 2,755 |
| Salaries and employee benefits | $3,111,000 | 2,873 |
| Premises and equipment expense | $748,000 | 2,430 |
| Additional noninterest expense | $1,927,000 | 2,622 |
| Pre-tax net operating income | $2,988,000 | 2,462 |
| Securities gains (losses) | $-25,000 | 4,937 |
| Applicable income taxes | $495,000 | 1,995 |
| Income before extraordinary items | $2,468,000 | 2,587 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,468,000 | 2,588 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,468,000 | 2,589 |
| Net charge-offs | $382,000 | 1,217 |
| Cash dividends | $2,301,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,488,750 | 2,539 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,836,000 | 2,765 |
| Total interest expense | $979,000 | 2,953 |
| Net interest income | $5,857,000 | 2,699 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $902,000 | 2,583 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $107,000 | 3,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $795,000 | 2,179 |
| Total noninterest expense | $4,140,000 | 2,847 |
| Salaries and employee benefits | $2,366,000 | 2,849 |
| Premises and equipment expense | $458,000 | 2,774 |
| Additional noninterest expense | $1,316,000 | 2,797 |
| Pre-tax net operating income | $2,619,000 | 2,298 |
| Securities gains (losses) | $-25,000 | 5,024 |
| Applicable income taxes | $478,000 | 1,835 |
| Income before extraordinary items | $2,116,000 | 2,438 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,116,000 | 2,439 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,116,000 | 2,439 |
| Net charge-offs | $106,000 | 1,726 |
| Cash dividends | $100,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,136,500 | 2,395 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 2,796 |
| Total interest expense | $642,000 | 2,958 |
| Net interest income | $3,870,000 | 2,738 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $568,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $71,000 | 3,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,210 |
| Total noninterest expense | $2,656,000 | 2,928 |
| Salaries and employee benefits | $1,548,000 | 2,907 |
| Premises and equipment expense | $271,000 | 3,010 |
| Additional noninterest expense | $837,000 | 2,911 |
| Pre-tax net operating income | $1,782,000 | 2,240 |
| Securities gains (losses) | $-25,000 | 5,078 |
| Applicable income taxes | $331,000 | 1,777 |
| Income before extraordinary items | $1,426,000 | 2,398 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,426,000 | 2,398 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,426,000 | 2,398 |
| Net charge-offs | $61,000 | 1,698 |
| Cash dividends | $100,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,446,250 | 2,349 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 2,837 |
| Total interest expense | $312,000 | 2,980 |
| Net interest income | $1,913,000 | 2,771 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $260,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $36,000 | 3,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 2,269 |
| Total noninterest expense | $1,295,000 | 3,000 |
| Salaries and employee benefits | $763,000 | 2,948 |
| Premises and equipment expense | $132,000 | 3,091 |
| Additional noninterest expense | $400,000 | 3,008 |
| Pre-tax net operating income | $878,000 | 2,234 |
| Securities gains (losses) | $-23,000 | 5,195 |
| Applicable income taxes | $162,000 | 1,769 |
| Income before extraordinary items | $693,000 | 2,380 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $693,000 | 2,378 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $693,000 | 2,379 |
| Net charge-offs | $72,000 | 1,040 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $711,630 | 2,332 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,402,000 | 2,845 |
| Total interest expense | $864,000 | 3,145 |
| Net interest income | $7,538,000 | 2,759 |
| Provision for loan and lease losses | $675,000 | 1,182 |
| Total noninterest income | $1,648,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $162,000 | 3,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,486,000 | 1,811 |
| Total noninterest expense | $5,700,000 | 2,801 |
| Salaries and employee benefits | $3,213,000 | 2,836 |
| Premises and equipment expense | $603,000 | 2,827 |
| Additional noninterest expense | $1,884,000 | 2,696 |
| Pre-tax net operating income | $2,811,000 | 2,609 |
| Securities gains (losses) | $-191,000 | 5,143 |
| Applicable income taxes | $267,000 | 2,475 |
| Income before extraordinary items | $2,353,000 | 2,681 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,353,000 | 2,679 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,353,000 | 2,680 |
| Net charge-offs | $88,000 | 2,240 |
| Cash dividends | $2,256,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,524,900 | 2,568 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 2,900 |
| Total interest expense | $578,000 | 3,256 |
| Net interest income | $5,562,000 | 2,802 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,352,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $121,000 | 3,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,231,000 | 1,714 |
| Total noninterest expense | $3,952,000 | 2,968 |
| Salaries and employee benefits | $2,252,000 | 2,969 |
| Premises and equipment expense | $424,000 | 2,972 |
| Additional noninterest expense | $1,276,000 | 2,903 |
| Pre-tax net operating income | $2,962,000 | 2,144 |
| Securities gains (losses) | $-62,000 | 5,164 |
| Applicable income taxes | $418,000 | 1,946 |
| Income before extraordinary items | $2,482,000 | 2,184 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,482,000 | 2,182 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,482,000 | 2,183 |
| Net charge-offs | $-1,000 | 4,015 |
| Cash dividends | $126,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,535,320 | 2,151 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 2,931 |
| Total interest expense | $338,000 | 3,378 |
| Net interest income | $3,656,000 | 2,831 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,063,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $79,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $984,000 | 1,529 |
| Total noninterest expense | $2,596,000 | 3,016 |
| Salaries and employee benefits | $1,485,000 | 3,012 |
| Premises and equipment expense | $286,000 | 2,958 |
| Additional noninterest expense | $825,000 | 2,987 |
| Pre-tax net operating income | $2,123,000 | 2,011 |
| Securities gains (losses) | $-28,000 | 5,171 |
| Applicable income taxes | $273,000 | 1,947 |
| Income before extraordinary items | $1,822,000 | 2,019 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,822,000 | 2,017 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,822,000 | 2,018 |
| Net charge-offs | $13,000 | 2,478 |
| Cash dividends | $126,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,846,360 | 1,991 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 2,983 |
| Total interest expense | $151,000 | 3,502 |
| Net interest income | $1,795,000 | 2,882 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $807,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $41,000 | 3,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $766,000 | 1,118 |
| Total noninterest expense | $1,275,000 | 3,067 |
| Salaries and employee benefits | $714,000 | 3,098 |
| Premises and equipment expense | $152,000 | 2,894 |
| Additional noninterest expense | $409,000 | 3,015 |
| Pre-tax net operating income | $1,327,000 | 1,643 |
| Securities gains (losses) | $-26,000 | 5,345 |
| Applicable income taxes | $132,000 | 1,923 |
| Income before extraordinary items | $1,169,000 | 1,613 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,169,000 | 1,613 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,169,000 | 1,613 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $126,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,192,400 | 1,579 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,477,000 | 3,004 |
| Total interest expense | $496,000 | 3,681 |
| Net interest income | $6,981,000 | 2,895 |
| Provision for loan and lease losses | $175,000 | 2,522 |
| Total noninterest income | $1,198,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $188,000 | 3,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,010,000 | 2,277 |
| Total noninterest expense | $5,225,000 | 3,018 |
| Salaries and employee benefits | $2,708,000 | 3,185 |
| Premises and equipment expense | $652,000 | 2,782 |
| Additional noninterest expense | $1,865,000 | 2,784 |
| Pre-tax net operating income | $2,779,000 | 2,596 |
| Securities gains (losses) | $221,000 | 372 |
| Applicable income taxes | $846,000 | 2,023 |
| Income before extraordinary items | $2,154,000 | 2,565 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,154,000 | 2,565 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,154,000 | 2,565 |
| Net charge-offs | $632,000 | 948 |
| Cash dividends | $2,100,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,994,880 | 2,685 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 3,035 |
| Total interest expense | $363,000 | 3,734 |
| Net interest income | $5,199,000 | 2,927 |
| Provision for loan and lease losses | $100,000 | 2,645 |
| Total noninterest income | $903,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $140,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $763,000 | 2,298 |
| Total noninterest expense | $3,839,000 | 3,071 |
| Salaries and employee benefits | $2,012,000 | 3,219 |
| Premises and equipment expense | $472,000 | 2,865 |
| Additional noninterest expense | $1,355,000 | 2,840 |
| Pre-tax net operating income | $2,163,000 | 2,600 |
| Securities gains (losses) | $100,000 | 597 |
| Applicable income taxes | $502,000 | 2,065 |
| Income before extraordinary items | $1,761,000 | 2,607 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,761,000 | 2,607 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,761,000 | 2,607 |
| Net charge-offs | $614,000 | 691 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,683,000 | 2,664 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 3,034 |
| Total interest expense | $233,000 | 3,783 |
| Net interest income | $3,442,000 | 2,931 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $619,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $92,000 | 3,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $527,000 | 2,264 |
| Total noninterest expense | $2,585,000 | 3,067 |
| Salaries and employee benefits | $1,389,000 | 3,169 |
| Premises and equipment expense | $289,000 | 3,022 |
| Additional noninterest expense | $907,000 | 2,850 |
| Pre-tax net operating income | $1,476,000 | 2,517 |
| Securities gains (losses) | $18,000 | 1,032 |
| Applicable income taxes | $325,000 | 2,075 |
| Income before extraordinary items | $1,169,000 | 2,574 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,169,000 | 2,573 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,169,000 | 2,574 |
| Net charge-offs | $265,000 | 896 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,154,960 | 2,572 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 3,057 |
| Total interest expense | $114,000 | 3,810 |
| Net interest income | $1,717,000 | 2,942 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $288,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $45,000 | 3,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 2,349 |
| Total noninterest expense | $1,242,000 | 3,178 |
| Salaries and employee benefits | $694,000 | 3,208 |
| Premises and equipment expense | $147,000 | 3,030 |
| Additional noninterest expense | $401,000 | 3,109 |
| Pre-tax net operating income | $763,000 | 2,378 |
| Securities gains (losses) | $-26,000 | 5,733 |
| Applicable income taxes | $155,000 | 2,087 |
| Income before extraordinary items | $582,000 | 2,509 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $582,000 | 2,508 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $582,000 | 2,509 |
| Net charge-offs | $32,000 | 1,622 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $602,540 | 2,426 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 3,123 |
| Total interest expense | $479,000 | 3,713 |
| Net interest income | $6,520,000 | 3,029 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,166,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $190,000 | 3,650 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $976,000 | 2,429 |
| Total noninterest expense | $5,367,000 | 3,048 |
| Salaries and employee benefits | $2,662,000 | 3,286 |
| Premises and equipment expense | $670,000 | 2,821 |
| Additional noninterest expense | $2,035,000 | 2,729 |
| Pre-tax net operating income | $2,319,000 | 2,800 |
| Securities gains (losses) | $664,000 | 336 |
| Applicable income taxes | $703,000 | 1,961 |
| Income before extraordinary items | $2,280,000 | 2,562 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,280,000 | 2,560 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,280,000 | 2,561 |
| Net charge-offs | $742,000 | 832 |
| Cash dividends | $2,160,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,775,360 | 2,942 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 3,150 |
| Total interest expense | $365,000 | 3,709 |
| Net interest income | $4,851,000 | 3,056 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $877,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $138,000 | 3,725 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $739,000 | 2,427 |
| Total noninterest expense | $3,776,000 | 3,179 |
| Salaries and employee benefits | $1,925,000 | 3,345 |
| Premises and equipment expense | $495,000 | 2,860 |
| Additional noninterest expense | $1,356,000 | 2,946 |
| Pre-tax net operating income | $1,952,000 | 2,664 |
| Securities gains (losses) | $655,000 | 304 |
| Applicable income taxes | $678,000 | 1,788 |
| Income before extraordinary items | $1,929,000 | 2,402 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,929,000 | 2,401 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,929,000 | 2,402 |
| Net charge-offs | $482,000 | 819 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,444,300 | 2,829 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 3,162 |
| Total interest expense | $248,000 | 3,695 |
| Net interest income | $3,223,000 | 3,077 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $594,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $90,000 | 3,740 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $504,000 | 2,358 |
| Total noninterest expense | $2,556,000 | 3,160 |
| Salaries and employee benefits | $1,297,000 | 3,344 |
| Premises and equipment expense | $343,000 | 2,796 |
| Additional noninterest expense | $916,000 | 2,932 |
| Pre-tax net operating income | $1,261,000 | 2,685 |
| Securities gains (losses) | $655,000 | 224 |
| Applicable income taxes | $527,000 | 1,614 |
| Income before extraordinary items | $1,389,000 | 2,251 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,389,000 | 2,250 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,389,000 | 2,250 |
| Net charge-offs | $496,000 | 601 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $917,400 | 2,878 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 3,138 |
| Total interest expense | $128,000 | 3,666 |
| Net interest income | $1,627,000 | 3,066 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $288,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $47,000 | 3,684 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $241,000 | 2,384 |
| Total noninterest expense | $1,252,000 | 3,217 |
| Salaries and employee benefits | $648,000 | 3,360 |
| Premises and equipment expense | $159,000 | 2,961 |
| Additional noninterest expense | $445,000 | 2,997 |
| Pre-tax net operating income | $663,000 | 2,566 |
| Securities gains (losses) | $560,000 | 119 |
| Applicable income taxes | $371,000 | 1,300 |
| Income before extraordinary items | $852,000 | 1,882 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $852,000 | 1,884 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $852,000 | 1,883 |
| Net charge-offs | $526,000 | 327 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $460,000 | 2,829 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 3,021 |
| Total interest expense | $542,000 | 3,584 |
| Net interest income | $6,747,000 | 2,942 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,182,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $202,000 | 3,692 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $980,000 | 2,390 |
| Total noninterest expense | $4,968,000 | 3,233 |
| Salaries and employee benefits | $2,548,000 | 3,376 |
| Premises and equipment expense | $600,000 | 3,100 |
| Additional noninterest expense | $1,820,000 | 2,987 |
| Pre-tax net operating income | $2,961,000 | 2,343 |
| Securities gains (losses) | $82,000 | 1,283 |
| Applicable income taxes | $783,000 | 1,825 |
| Income before extraordinary items | $2,260,000 | 2,511 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,260,000 | 2,513 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,260,000 | 2,513 |
| Net charge-offs | $180,000 | 2,083 |
| Cash dividends | $2,037,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,199,320 | 2,503 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,480,000 | 3,044 |
| Total interest expense | $410,000 | 3,616 |
| Net interest income | $5,070,000 | 2,964 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $924,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $151,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $773,000 | 2,365 |
| Total noninterest expense | $3,680,000 | 3,281 |
| Salaries and employee benefits | $1,906,000 | 3,380 |
| Premises and equipment expense | $449,000 | 3,151 |
| Additional noninterest expense | $1,325,000 | 3,066 |
| Pre-tax net operating income | $2,314,000 | 2,316 |
| Securities gains (losses) | $12,000 | 2,263 |
| Applicable income taxes | $604,000 | 1,836 |
| Income before extraordinary items | $1,722,000 | 2,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,722,000 | 2,534 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,722,000 | 2,534 |
| Net charge-offs | $91,000 | 2,261 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,713,120 | 2,492 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 3,061 |
| Total interest expense | $283,000 | 3,578 |
| Net interest income | $3,349,000 | 2,981 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $602,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $97,000 | 3,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $505,000 | 2,395 |
| Total noninterest expense | $2,441,000 | 3,316 |
| Salaries and employee benefits | $1,267,000 | 3,419 |
| Premises and equipment expense | $302,000 | 3,153 |
| Additional noninterest expense | $872,000 | 3,125 |
| Pre-tax net operating income | $1,510,000 | 2,329 |
| Securities gains (losses) | $10,000 | 2,017 |
| Applicable income taxes | $392,000 | 1,866 |
| Income before extraordinary items | $1,128,000 | 2,533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,128,000 | 2,535 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,128,000 | 2,535 |
| Net charge-offs | $79,000 | 1,945 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,120,600 | 2,493 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 3,079 |
| Total interest expense | $142,000 | 3,594 |
| Net interest income | $1,670,000 | 2,977 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $305,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $50,000 | 3,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $255,000 | 2,329 |
| Total noninterest expense | $1,234,000 | 3,308 |
| Salaries and employee benefits | $636,000 | 3,441 |
| Premises and equipment expense | $162,000 | 3,042 |
| Additional noninterest expense | $436,000 | 3,102 |
| Pre-tax net operating income | $741,000 | 2,328 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $190,000 | 1,877 |
| Income before extraordinary items | $554,000 | 2,531 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $554,000 | 2,534 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $554,000 | 2,533 |
| Net charge-offs | $27,000 | 1,951 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $551,780 | 2,465 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,586,000 | 2,987 |
| Total interest expense | $611,000 | 3,590 |
| Net interest income | $6,975,000 | 2,898 |
| Provision for loan and lease losses | $375,000 | 1,746 |
| Total noninterest income | $1,376,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $226,000 | 3,722 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,150,000 | 2,137 |
| Total noninterest expense | $4,894,000 | 3,364 |
| Salaries and employee benefits | $2,489,000 | 3,488 |
| Premises and equipment expense | $633,000 | 3,109 |
| Additional noninterest expense | $1,772,000 | 3,146 |
| Pre-tax net operating income | $3,082,000 | 2,233 |
| Securities gains (losses) | $126,000 | 1,091 |
| Applicable income taxes | $780,000 | 1,791 |
| Income before extraordinary items | $2,428,000 | 2,356 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,428,000 | 2,356 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,428,000 | 2,356 |
| Net charge-offs | $443,000 | 1,601 |
| Cash dividends | $1,991,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,332,240 | 2,386 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 3,007 |
| Total interest expense | $456,000 | 3,664 |
| Net interest income | $5,237,000 | 2,924 |
| Provision for loan and lease losses | $195,000 | 2,112 |
| Total noninterest income | $1,044,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $169,000 | 3,771 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $875,000 | 2,116 |
| Total noninterest expense | $3,663,000 | 3,390 |
| Salaries and employee benefits | $1,922,000 | 3,443 |
| Premises and equipment expense | $472,000 | 3,162 |
| Additional noninterest expense | $1,269,000 | 3,267 |
| Pre-tax net operating income | $2,423,000 | 2,190 |
| Securities gains (losses) | $96,000 | 1,026 |
| Applicable income taxes | $629,000 | 1,763 |
| Income before extraordinary items | $1,890,000 | 2,317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,890,000 | 2,318 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,890,000 | 2,317 |
| Net charge-offs | $115,000 | 2,557 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,818,000 | 2,337 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 3,015 |
| Total interest expense | $307,000 | 3,681 |
| Net interest income | $3,480,000 | 2,933 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $646,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $107,000 | 3,822 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $539,000 | 2,210 |
| Total noninterest expense | $2,447,000 | 3,404 |
| Salaries and employee benefits | $1,259,000 | 3,495 |
| Premises and equipment expense | $332,000 | 3,075 |
| Additional noninterest expense | $856,000 | 3,250 |
| Pre-tax net operating income | $1,559,000 | 2,208 |
| Securities gains (losses) | $84,000 | 888 |
| Applicable income taxes | $408,000 | 1,740 |
| Income before extraordinary items | $1,235,000 | 2,292 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,235,000 | 2,295 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,235,000 | 2,295 |
| Net charge-offs | $270,000 | 1,335 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,172,000 | 2,329 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 3,050 |
| Total interest expense | $157,000 | 3,672 |
| Net interest income | $1,727,000 | 2,961 |
| Provision for loan and lease losses | $120,000 | 1,448 |
| Total noninterest income | $290,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $49,000 | 3,960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $241,000 | 2,294 |
| Total noninterest expense | $1,226,000 | 3,428 |
| Salaries and employee benefits | $625,000 | 3,550 |
| Premises and equipment expense | $160,000 | 3,196 |
| Additional noninterest expense | $441,000 | 3,186 |
| Pre-tax net operating income | $671,000 | 2,399 |
| Securities gains (losses) | $13,000 | 1,084 |
| Applicable income taxes | $149,000 | 2,017 |
| Income before extraordinary items | $535,000 | 2,446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $535,000 | 2,449 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $535,000 | 2,449 |
| Net charge-offs | $57,000 | 1,762 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $524,860 | 2,443 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,982,000 | 2,952 |
| Total interest expense | $789,000 | 3,474 |
| Net interest income | $7,193,000 | 2,853 |
| Provision for loan and lease losses | $1,558,000 | 759 |
| Total noninterest income | $1,424,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $244,000 | 3,746 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,180,000 | 2,161 |
| Total noninterest expense | $5,025,000 | 3,390 |
| Salaries and employee benefits | $2,567,000 | 3,478 |
| Premises and equipment expense | $593,000 | 3,338 |
| Additional noninterest expense | $1,865,000 | 3,134 |
| Pre-tax net operating income | $2,034,000 | 2,822 |
| Securities gains (losses) | $532,000 | 430 |
| Applicable income taxes | $515,000 | 2,125 |
| Income before extraordinary items | $2,051,000 | 2,553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,051,000 | 2,555 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,051,000 | 2,556 |
| Net charge-offs | $1,705,000 | 852 |
| Cash dividends | $1,950,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,625,400 | 2,949 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 2,953 |
| Total interest expense | $620,000 | 3,461 |
| Net interest income | $5,420,000 | 2,848 |
| Provision for loan and lease losses | $1,003,000 | 874 |
| Total noninterest income | $1,132,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $187,000 | 3,741 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $945,000 | 2,124 |
| Total noninterest expense | $3,845,000 | 3,355 |
| Salaries and employee benefits | $2,021,000 | 3,377 |
| Premises and equipment expense | $439,000 | 3,404 |
| Additional noninterest expense | $1,385,000 | 3,151 |
| Pre-tax net operating income | $1,704,000 | 2,707 |
| Securities gains (losses) | $528,000 | 392 |
| Applicable income taxes | $506,000 | 1,906 |
| Income before extraordinary items | $1,726,000 | 2,379 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,726,000 | 2,384 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,726,000 | 2,384 |
| Net charge-offs | $1,378,000 | 791 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,319,440 | 2,820 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 2,938 |
| Total interest expense | $433,000 | 3,418 |
| Net interest income | $3,626,000 | 2,838 |
| Provision for loan and lease losses | $760,000 | 825 |
| Total noninterest income | $750,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $121,000 | 3,766 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $629,000 | 2,170 |
| Total noninterest expense | $2,573,000 | 3,354 |
| Salaries and employee benefits | $1,357,000 | 3,374 |
| Premises and equipment expense | $296,000 | 3,386 |
| Additional noninterest expense | $920,000 | 3,154 |
| Pre-tax net operating income | $1,043,000 | 2,813 |
| Securities gains (losses) | $528,000 | 348 |
| Applicable income taxes | $365,000 | 1,831 |
| Income before extraordinary items | $1,206,000 | 2,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,206,000 | 2,298 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,206,000 | 2,296 |
| Net charge-offs | $289,000 | 1,731 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $799,440 | 2,978 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 2,937 |
| Total interest expense | $237,000 | 3,289 |
| Net interest income | $1,807,000 | 2,851 |
| Provision for loan and lease losses | $605,000 | 591 |
| Total noninterest income | $355,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $292,000 | 2,257 |
| Total noninterest expense | $1,294,000 | 3,356 |
| Salaries and employee benefits | $668,000 | 3,432 |
| Premises and equipment expense | $160,000 | 3,236 |
| Additional noninterest expense | $466,000 | 3,137 |
| Pre-tax net operating income | $263,000 | 4,037 |
| Securities gains (losses) | $504,000 | 213 |
| Applicable income taxes | $168,000 | 1,886 |
| Income before extraordinary items | $599,000 | 2,268 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $599,000 | 2,270 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $599,000 | 2,270 |
| Net charge-offs | $115,000 | 1,783 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $205,880 | 4,129 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 2,831 |
| Total interest expense | $1,181,000 | 3,238 |
| Net interest income | $7,834,000 | 2,709 |
| Provision for loan and lease losses | $2,240,000 | 983 |
| Total noninterest income | $1,157,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $276,000 | 3,646 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $881,000 | 2,540 |
| Total noninterest expense | $4,715,000 | 3,634 |
| Salaries and employee benefits | $2,520,000 | 3,555 |
| Premises and equipment expense | $563,000 | 3,535 |
| Additional noninterest expense | $1,632,000 | 3,576 |
| Pre-tax net operating income | $2,036,000 | 2,779 |
| Securities gains (losses) | $652,000 | 775 |
| Applicable income taxes | $458,000 | 2,275 |
| Income before extraordinary items | $2,230,000 | 2,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,230,000 | 2,397 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,230,000 | 2,398 |
| Net charge-offs | $1,276,000 | 1,565 |
| Cash dividends | $2,425,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,688,840 | 2,781 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 2,847 |
| Total interest expense | $926,000 | 3,244 |
| Net interest income | $5,946,000 | 2,730 |
| Provision for loan and lease losses | $1,430,000 | 1,122 |
| Total noninterest income | $822,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $205,000 | 3,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $617,000 | 2,632 |
| Total noninterest expense | $3,623,000 | 3,578 |
| Salaries and employee benefits | $1,952,000 | 3,482 |
| Premises and equipment expense | $433,000 | 3,520 |
| Additional noninterest expense | $1,238,000 | 3,563 |
| Pre-tax net operating income | $1,715,000 | 2,644 |
| Securities gains (losses) | $552,000 | 695 |
| Applicable income taxes | $435,000 | 2,080 |
| Income before extraordinary items | $1,832,000 | 2,273 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,832,000 | 2,272 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,832,000 | 2,273 |
| Net charge-offs | $576,000 | 2,022 |
| Cash dividends | $432,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,384,880 | 2,652 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 2,851 |
| Total interest expense | $642,000 | 3,261 |
| Net interest income | $3,974,000 | 2,735 |
| Provision for loan and lease losses | $900,000 | 1,191 |
| Total noninterest income | $483,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $126,000 | 3,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $357,000 | 2,822 |
| Total noninterest expense | $2,371,000 | 3,650 |
| Salaries and employee benefits | $1,279,000 | 3,548 |
| Premises and equipment expense | $285,000 | 3,552 |
| Additional noninterest expense | $807,000 | 3,642 |
| Pre-tax net operating income | $1,186,000 | 2,534 |
| Securities gains (losses) | $286,000 | 891 |
| Applicable income taxes | $268,000 | 2,166 |
| Income before extraordinary items | $1,204,000 | 2,268 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,204,000 | 2,268 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,204,000 | 2,268 |
| Net charge-offs | $404,000 | 1,996 |
| Cash dividends | $432,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $969,480 | 2,542 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 2,846 |
| Total interest expense | $333,000 | 3,277 |
| Net interest income | $2,005,000 | 2,723 |
| Provision for loan and lease losses | $320,000 | 1,429 |
| Total noninterest income | $178,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,406 |
| Total noninterest expense | $1,121,000 | 3,816 |
| Salaries and employee benefits | $620,000 | 3,646 |
| Premises and equipment expense | $138,000 | 3,667 |
| Additional noninterest expense | $363,000 | 3,884 |
| Pre-tax net operating income | $742,000 | 2,154 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $131,000 | 2,174 |
| Income before extraordinary items | $611,000 | 2,217 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $611,000 | 2,219 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $611,000 | 2,220 |
| Net charge-offs | $47,000 | 3,063 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $611,000 | 2,111 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,769,000 | 2,807 |
| Total interest expense | $1,713,000 | 3,111 |
| Net interest income | $8,056,000 | 2,712 |
| Provision for loan and lease losses | $2,135,000 | 1,498 |
| Total noninterest income | $1,009,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $223,000 | 4,186 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $786,000 | 2,481 |
| Total noninterest expense | $4,812,000 | 3,636 |
| Salaries and employee benefits | $2,316,000 | 3,774 |
| Premises and equipment expense | $546,000 | 3,816 |
| Additional noninterest expense | $1,950,000 | 3,208 |
| Pre-tax net operating income | $2,118,000 | 2,393 |
| Securities gains (losses) | $510,000 | 786 |
| Applicable income taxes | $612,000 | 1,825 |
| Income before extraordinary items | $2,016,000 | 2,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,016,000 | 2,252 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,016,000 | 2,252 |
| Net charge-offs | $2,321,000 | 1,421 |
| Cash dividends | $1,962,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,623,300 | 2,537 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 2,821 |
| Total interest expense | $1,342,000 | 3,124 |
| Net interest income | $6,048,000 | 2,721 |
| Provision for loan and lease losses | $1,160,000 | 1,790 |
| Total noninterest income | $844,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $169,000 | 4,190 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $675,000 | 2,261 |
| Total noninterest expense | $3,595,000 | 3,655 |
| Salaries and employee benefits | $1,799,000 | 3,679 |
| Premises and equipment expense | $421,000 | 3,794 |
| Additional noninterest expense | $1,375,000 | 3,364 |
| Pre-tax net operating income | $2,137,000 | 1,981 |
| Securities gains (losses) | $244,000 | 1,061 |
| Applicable income taxes | $600,000 | 1,575 |
| Income before extraordinary items | $1,781,000 | 2,018 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,781,000 | 2,018 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,781,000 | 2,018 |
| Net charge-offs | $1,287,000 | 1,654 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,598,000 | 2,115 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 2,842 |
| Total interest expense | $933,000 | 3,130 |
| Net interest income | $3,998,000 | 2,738 |
| Provision for loan and lease losses | $740,000 | 1,836 |
| Total noninterest income | $567,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $112,000 | 4,168 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $455,000 | 2,240 |
| Total noninterest expense | $2,417,000 | 3,668 |
| Salaries and employee benefits | $1,184,000 | 3,751 |
| Premises and equipment expense | $285,000 | 3,778 |
| Additional noninterest expense | $948,000 | 3,336 |
| Pre-tax net operating income | $1,408,000 | 1,987 |
| Securities gains (losses) | $140,000 | 916 |
| Applicable income taxes | $397,000 | 1,534 |
| Income before extraordinary items | $1,151,000 | 2,017 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,151,000 | 2,017 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,151,000 | 2,017 |
| Net charge-offs | $1,091,000 | 1,401 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,047,400 | 2,118 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 2,841 |
| Total interest expense | $483,000 | 3,138 |
| Net interest income | $2,004,000 | 2,726 |
| Provision for loan and lease losses | $370,000 | 1,728 |
| Total noninterest income | $317,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $263,000 | 2,083 |
| Total noninterest expense | $1,194,000 | 3,704 |
| Salaries and employee benefits | $585,000 | 3,800 |
| Premises and equipment expense | $151,000 | 3,683 |
| Additional noninterest expense | $458,000 | 3,400 |
| Pre-tax net operating income | $757,000 | 1,858 |
| Securities gains (losses) | $56,000 | 723 |
| Applicable income taxes | $218,000 | 1,421 |
| Income before extraordinary items | $595,000 | 1,927 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $595,000 | 1,926 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $595,000 | 1,927 |
| Net charge-offs | $874,000 | 939 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $554,120 | 2,023 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,181,000 | 2,911 |
| Total interest expense | $2,239,000 | 3,261 |
| Net interest income | $7,942,000 | 2,742 |
| Provision for loan and lease losses | $1,370,000 | 2,590 |
| Total noninterest income | $958,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $284,000 | 3,741 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $674,000 | 2,746 |
| Total noninterest expense | $4,756,000 | 3,754 |
| Salaries and employee benefits | $2,320,000 | 3,810 |
| Premises and equipment expense | $563,000 | 3,892 |
| Additional noninterest expense | $1,873,000 | 3,432 |
| Pre-tax net operating income | $2,774,000 | 1,732 |
| Securities gains (losses) | $321,000 | 1,206 |
| Applicable income taxes | $736,000 | 1,504 |
| Income before extraordinary items | $2,359,000 | 1,746 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,359,000 | 1,747 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,359,000 | 1,748 |
| Net charge-offs | $775,000 | 3,034 |
| Cash dividends | $1,831,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,115,040 | 1,851 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,595,000 | 2,988 |
| Total interest expense | $1,723,000 | 3,324 |
| Net interest income | $5,872,000 | 2,813 |
| Provision for loan and lease losses | $795,000 | 2,861 |
| Total noninterest income | $576,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $212,000 | 3,819 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $364,000 | 3,248 |
| Total noninterest expense | $3,571,000 | 3,766 |
| Salaries and employee benefits | $1,816,000 | 3,712 |
| Premises and equipment expense | $432,000 | 3,884 |
| Additional noninterest expense | $1,323,000 | 3,557 |
| Pre-tax net operating income | $2,082,000 | 1,836 |
| Securities gains (losses) | $232,000 | 1,258 |
| Applicable income taxes | $548,000 | 1,584 |
| Income before extraordinary items | $1,766,000 | 1,867 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,766,000 | 1,868 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,766,000 | 1,869 |
| Net charge-offs | $426,000 | 3,282 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,589,680 | 1,951 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 3,029 |
| Total interest expense | $1,167,000 | 3,381 |
| Net interest income | $3,866,000 | 2,848 |
| Provision for loan and lease losses | $475,000 | 2,932 |
| Total noninterest income | $442,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $138,000 | 3,863 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $304,000 | 2,824 |
| Total noninterest expense | $2,439,000 | 3,693 |
| Salaries and employee benefits | $1,221,000 | 3,718 |
| Premises and equipment expense | $283,000 | 3,967 |
| Additional noninterest expense | $935,000 | 3,387 |
| Pre-tax net operating income | $1,394,000 | 1,818 |
| Securities gains (losses) | $114,000 | 1,325 |
| Applicable income taxes | $355,000 | 1,568 |
| Income before extraordinary items | $1,153,000 | 1,866 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,153,000 | 1,865 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,153,000 | 1,866 |
| Net charge-offs | $213,000 | 3,470 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,066,360 | 1,909 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 3,089 |
| Total interest expense | $595,000 | 3,453 |
| Net interest income | $1,923,000 | 2,887 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $209,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $140,000 | 2,966 |
| Total noninterest expense | $1,204,000 | 3,750 |
| Salaries and employee benefits | $613,000 | 3,755 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $448,000 | 3,472 |
| Pre-tax net operating income | $778,000 | 1,661 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $184,000 | 1,509 |
| Income before extraordinary items | $594,000 | 1,841 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $594,000 | 1,840 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $594,000 | 1,842 |
| Net charge-offs | $123,000 | 2,927 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $594,000 | 1,763 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,297,000 | 3,164 |
| Total interest expense | $2,825,000 | 3,574 |
| Net interest income | $7,472,000 | 2,897 |
| Provision for loan and lease losses | $753,000 | 3,928 |
| Total noninterest income | $1,085,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $319,000 | 3,775 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $766,000 | 2,529 |
| Total noninterest expense | $4,909,000 | 3,746 |
| Salaries and employee benefits | $2,502,000 | 3,679 |
| Premises and equipment expense | $597,000 | 3,883 |
| Additional noninterest expense | $1,810,000 | 3,589 |
| Pre-tax net operating income | $2,895,000 | 1,383 |
| Securities gains (losses) | $139,000 | 1,848 |
| Applicable income taxes | $751,000 | 1,186 |
| Income before extraordinary items | $2,283,000 | 1,456 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,283,000 | 1,454 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,283,000 | 1,455 |
| Net charge-offs | $594,000 | 3,570 |
| Cash dividends | $1,679,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,178,750 | 1,500 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,714,000 | 3,220 |
| Total interest expense | $2,172,000 | 3,645 |
| Net interest income | $5,542,000 | 2,920 |
| Provision for loan and lease losses | $433,000 | 4,055 |
| Total noninterest income | $796,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $238,000 | 3,790 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $558,000 | 2,634 |
| Total noninterest expense | $3,670,000 | 3,762 |
| Salaries and employee benefits | $1,932,000 | 3,645 |
| Premises and equipment expense | $445,000 | 3,944 |
| Additional noninterest expense | $1,293,000 | 3,676 |
| Pre-tax net operating income | $2,235,000 | 1,452 |
| Securities gains (losses) | $134,000 | 1,599 |
| Applicable income taxes | $618,000 | 1,208 |
| Income before extraordinary items | $1,751,000 | 1,531 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,751,000 | 1,528 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,751,000 | 1,531 |
| Net charge-offs | $407,000 | 3,323 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,651,840 | 1,583 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,155,000 | 3,236 |
| Total interest expense | $1,486,000 | 3,696 |
| Net interest income | $3,669,000 | 2,922 |
| Provision for loan and lease losses | $225,000 | 4,165 |
| Total noninterest income | $528,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $157,000 | 3,789 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $371,000 | 2,659 |
| Total noninterest expense | $2,448,000 | 3,793 |
| Salaries and employee benefits | $1,290,000 | 3,680 |
| Premises and equipment expense | $293,000 | 4,010 |
| Additional noninterest expense | $865,000 | 3,660 |
| Pre-tax net operating income | $1,524,000 | 1,503 |
| Securities gains (losses) | $45,000 | 1,968 |
| Applicable income taxes | $418,000 | 1,229 |
| Income before extraordinary items | $1,151,000 | 1,618 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,151,000 | 1,615 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,151,000 | 1,617 |
| Net charge-offs | $204,000 | 3,395 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,118,150 | 1,626 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 3,264 |
| Total interest expense | $770,000 | 3,709 |
| Net interest income | $1,799,000 | 2,976 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $217,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $143,000 | 3,046 |
| Total noninterest expense | $1,169,000 | 3,848 |
| Salaries and employee benefits | $642,000 | 3,724 |
| Premises and equipment expense | $152,000 | 3,929 |
| Additional noninterest expense | $375,000 | 3,760 |
| Pre-tax net operating income | $757,000 | 1,687 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $210,000 | 1,402 |
| Income before extraordinary items | $565,000 | 1,901 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $565,000 | 1,903 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $565,000 | 1,903 |
| Net charge-offs | $156,000 | 2,373 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $551,860 | 1,834 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,369,000 | 3,181 |
| Total interest expense | $4,222,000 | 3,379 |
| Net interest income | $7,147,000 | 2,992 |
| Provision for loan and lease losses | $535,000 | 3,705 |
| Total noninterest income | $1,028,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $376,000 | 3,580 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $652,000 | 2,758 |
| Total noninterest expense | $4,615,000 | 3,805 |
| Salaries and employee benefits | $2,442,000 | 3,833 |
| Premises and equipment expense | $554,000 | 4,193 |
| Additional noninterest expense | $1,619,000 | 3,434 |
| Pre-tax net operating income | $3,025,000 | 1,783 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $765,000 | 1,440 |
| Income before extraordinary items | $2,267,000 | 1,764 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,267,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 2,928 |
| Cash dividends | $1,525,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,261,750 | 1,886 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,607,000 | 3,218 |
| Total interest expense | $3,322,000 | 3,369 |
| Net interest income | $5,285,000 | 3,055 |
| Provision for loan and lease losses | $360,000 | 3,240 |
| Total noninterest income | $885,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $287,000 | 3,570 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $598,000 | 2,538 |
| Total noninterest expense | $3,579,000 | 3,687 |
| Salaries and employee benefits | $1,939,000 | 3,710 |
| Premises and equipment expense | $417,000 | 4,170 |
| Additional noninterest expense | $1,223,000 | 3,340 |
| Pre-tax net operating income | $2,231,000 | 2,119 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $553,000 | 1,775 |
| Income before extraordinary items | $1,685,000 | 2,093 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,685,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 2,189 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,679,750 | 2,202 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 3,234 |
| Total interest expense | $2,316,000 | 3,376 |
| Net interest income | $3,473,000 | 3,080 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $573,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $190,000 | 3,582 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $383,000 | 2,655 |
| Total noninterest expense | $2,355,000 | 3,758 |
| Salaries and employee benefits | $1,298,000 | 3,732 |
| Premises and equipment expense | $284,000 | 4,123 |
| Additional noninterest expense | $773,000 | 3,446 |
| Pre-tax net operating income | $1,541,000 | 2,141 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $416,000 | 1,828 |
| Income before extraordinary items | $1,132,000 | 2,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,132,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,459 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,126,890 | 2,283 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 3,261 |
| Total interest expense | $1,222,000 | 3,404 |
| Net interest income | $1,744,000 | 3,083 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $273,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $179,000 | 2,736 |
| Total noninterest expense | $1,157,000 | 3,805 |
| Salaries and employee benefits | $648,000 | 3,757 |
| Premises and equipment expense | $141,000 | 4,177 |
| Additional noninterest expense | $368,000 | 3,532 |
| Pre-tax net operating income | $785,000 | 2,189 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $213,000 | 1,888 |
| Income before extraordinary items | $571,000 | 2,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $571,000 | 2,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,651 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $571,730 | 2,337 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,114,000 | 3,263 |
| Total interest expense | $5,470,000 | 3,233 |
| Net interest income | $6,644,000 | 3,228 |
| Provision for loan and lease losses | $360,000 | 2,860 |
| Total noninterest income | $1,076,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $364,000 | 3,709 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $712,000 | 2,733 |
| Total noninterest expense | $4,358,000 | 3,860 |
| Salaries and employee benefits | $2,458,000 | 3,772 |
| Premises and equipment expense | $549,000 | 4,091 |
| Additional noninterest expense | $1,351,000 | 3,728 |
| Pre-tax net operating income | $3,002,000 | 2,472 |
| Securities gains (losses) | $86,000 | 647 |
| Applicable income taxes | $852,000 | 2,061 |
| Income before extraordinary items | $2,236,000 | 2,596 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,236,000 | 2,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,361 |
| Cash dividends | $1,374,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,174,080 | 2,650 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,016,000 | 3,286 |
| Total interest expense | $4,089,000 | 3,233 |
| Net interest income | $4,927,000 | 3,270 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $803,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $259,000 | 3,808 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $544,000 | 2,702 |
| Total noninterest expense | $3,318,000 | 3,799 |
| Salaries and employee benefits | $1,943,000 | 3,610 |
| Premises and equipment expense | $423,000 | 4,001 |
| Additional noninterest expense | $952,000 | 3,854 |
| Pre-tax net operating income | $2,232,000 | 2,648 |
| Securities gains (losses) | $27,000 | 758 |
| Applicable income taxes | $615,000 | 2,251 |
| Income before extraordinary items | $1,644,000 | 2,791 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,644,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,247 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,624,290 | 2,791 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 3,328 |
| Total interest expense | $2,693,000 | 3,258 |
| Net interest income | $3,232,000 | 3,339 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $546,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $169,000 | 3,845 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $377,000 | 2,657 |
| Total noninterest expense | $2,241,000 | 3,782 |
| Salaries and employee benefits | $1,307,000 | 3,623 |
| Premises and equipment expense | $284,000 | 3,995 |
| Additional noninterest expense | $650,000 | 3,775 |
| Pre-tax net operating income | $1,417,000 | 2,786 |
| Securities gains (losses) | $27,000 | 649 |
| Applicable income taxes | $378,000 | 2,443 |
| Income before extraordinary items | $1,066,000 | 2,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,066,000 | 2,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,365 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,046,020 | 2,922 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 3,342 |
| Total interest expense | $1,342,000 | 3,256 |
| Net interest income | $1,597,000 | 3,361 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $280,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $81,000 | 3,885 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $199,000 | 2,552 |
| Total noninterest expense | $1,106,000 | 3,814 |
| Salaries and employee benefits | $648,000 | 3,675 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $314,000 | 3,835 |
| Pre-tax net operating income | $711,000 | 2,770 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $187,000 | 2,495 |
| Income before extraordinary items | $524,000 | 2,914 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $524,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,057 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $524,000 | 2,899 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,311,000 | 3,247 |
| Total interest expense | $4,800,000 | 3,136 |
| Net interest income | $6,511,000 | 3,308 |
| Provision for loan and lease losses | $260,000 | 3,029 |
| Total noninterest income | $985,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $339,000 | 3,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $646,000 | 2,881 |
| Total noninterest expense | $4,434,000 | 3,659 |
| Salaries and employee benefits | $2,415,000 | 3,704 |
| Premises and equipment expense | $612,000 | 3,709 |
| Additional noninterest expense | $1,407,000 | 3,466 |
| Pre-tax net operating income | $2,802,000 | 2,912 |
| Securities gains (losses) | $21,000 | 897 |
| Applicable income taxes | $736,000 | 2,597 |
| Income before extraordinary items | $2,087,000 | 3,004 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,087,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 1,986 |
| Cash dividends | $1,260,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,071,460 | 3,020 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,323,000 | 3,274 |
| Total interest expense | $3,447,000 | 3,151 |
| Net interest income | $4,876,000 | 3,334 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $728,000 | 3,627 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $251,000 | 3,943 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $477,000 | 2,928 |
| Total noninterest expense | $3,440,000 | 3,582 |
| Salaries and employee benefits | $1,889,000 | 3,594 |
| Premises and equipment expense | $478,000 | 3,595 |
| Additional noninterest expense | $1,073,000 | 3,418 |
| Pre-tax net operating income | $1,984,000 | 3,126 |
| Securities gains (losses) | $10,000 | 904 |
| Applicable income taxes | $503,000 | 2,865 |
| Income before extraordinary items | $1,491,000 | 3,224 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,491,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,519 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,483,500 | 3,227 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 3,293 |
| Total interest expense | $2,168,000 | 3,180 |
| Net interest income | $3,237,000 | 3,354 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $474,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $161,000 | 3,996 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $313,000 | 2,934 |
| Total noninterest expense | $2,340,000 | 3,528 |
| Salaries and employee benefits | $1,279,000 | 3,572 |
| Premises and equipment expense | $319,000 | 3,590 |
| Additional noninterest expense | $742,000 | 3,322 |
| Pre-tax net operating income | $1,251,000 | 3,271 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $303,000 | 3,028 |
| Income before extraordinary items | $949,000 | 3,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $949,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,697 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $948,240 | 3,329 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 3,329 |
| Total interest expense | $1,028,000 | 3,191 |
| Net interest income | $1,580,000 | 3,395 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $219,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $74,000 | 4,113 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,030 |
| Total noninterest expense | $1,166,000 | 3,552 |
| Salaries and employee benefits | $633,000 | 3,614 |
| Premises and equipment expense | $162,000 | 3,559 |
| Additional noninterest expense | $371,000 | 3,319 |
| Pre-tax net operating income | $573,000 | 3,422 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $127,000 | 3,258 |
| Income before extraordinary items | $446,000 | 3,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $446,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $446,000 | 3,409 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,883,000 | 3,179 |
| Total interest expense | $3,225,000 | 3,139 |
| Net interest income | $6,658,000 | 3,162 |
| Provision for loan and lease losses | $613,000 | 1,595 |
| Total noninterest income | $1,040,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $298,000 | 4,205 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $742,000 | 2,664 |
| Total noninterest expense | $4,422,000 | 3,587 |
| Salaries and employee benefits | $2,361,000 | 3,642 |
| Premises and equipment expense | $608,000 | 3,620 |
| Additional noninterest expense | $1,453,000 | 3,311 |
| Pre-tax net operating income | $2,663,000 | 3,034 |
| Securities gains (losses) | $229,000 | 466 |
| Applicable income taxes | $687,000 | 2,851 |
| Income before extraordinary items | $2,205,000 | 2,845 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,205,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 922 |
| Cash dividends | $1,080,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,030,960 | 3,030 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 3,173 |
| Total interest expense | $2,285,000 | 3,155 |
| Net interest income | $5,002,000 | 3,144 |
| Provision for loan and lease losses | $421,000 | 1,644 |
| Total noninterest income | $802,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $217,000 | 4,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $585,000 | 2,591 |
| Total noninterest expense | $3,455,000 | 3,440 |
| Salaries and employee benefits | $1,861,000 | 3,473 |
| Premises and equipment expense | $466,000 | 3,538 |
| Additional noninterest expense | $1,128,000 | 3,187 |
| Pre-tax net operating income | $1,928,000 | 3,136 |
| Securities gains (losses) | $229,000 | 442 |
| Applicable income taxes | $498,000 | 2,951 |
| Income before extraordinary items | $1,659,000 | 2,894 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,659,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 692 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,482,670 | 3,123 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,749,000 | 3,174 |
| Total interest expense | $1,425,000 | 3,178 |
| Net interest income | $3,324,000 | 3,126 |
| Provision for loan and lease losses | $331,000 | 1,398 |
| Total noninterest income | $560,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $143,000 | 4,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $417,000 | 2,476 |
| Total noninterest expense | $2,362,000 | 3,344 |
| Salaries and employee benefits | $1,262,000 | 3,411 |
| Premises and equipment expense | $306,000 | 3,565 |
| Additional noninterest expense | $794,000 | 3,032 |
| Pre-tax net operating income | $1,191,000 | 3,267 |
| Securities gains (losses) | $175,000 | 430 |
| Applicable income taxes | $274,000 | 3,254 |
| Income before extraordinary items | $1,092,000 | 2,893 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,092,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,418 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $952,000 | 3,167 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 3,161 |
| Total interest expense | $673,000 | 3,219 |
| Net interest income | $1,677,000 | 3,090 |
| Provision for loan and lease losses | $215,000 | 1,072 |
| Total noninterest income | $278,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $206,000 | 2,442 |
| Total noninterest expense | $1,161,000 | 3,402 |
| Salaries and employee benefits | $645,000 | 3,344 |
| Premises and equipment expense | $155,000 | 3,563 |
| Additional noninterest expense | $361,000 | 3,287 |
| Pre-tax net operating income | $579,000 | 3,309 |
| Securities gains (losses) | $143,000 | 302 |
| Applicable income taxes | $143,000 | 3,181 |
| Income before extraordinary items | $579,000 | 2,689 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $579,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $464,600 | 3,190 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 3,054 |
| Total interest expense | $2,386,000 | 3,166 |
| Net interest income | $6,786,000 | 2,974 |
| Provision for loan and lease losses | $525,000 | 1,881 |
| Total noninterest income | $939,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $315,000 | 4,213 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $624,000 | 2,913 |
| Total noninterest expense | $4,235,000 | 3,575 |
| Salaries and employee benefits | $2,294,000 | 3,572 |
| Premises and equipment expense | $576,000 | 3,651 |
| Additional noninterest expense | $1,365,000 | 3,375 |
| Pre-tax net operating income | $2,965,000 | 2,614 |
| Securities gains (losses) | $38,000 | 1,945 |
| Applicable income taxes | $601,000 | 3,027 |
| Income before extraordinary items | $2,402,000 | 2,517 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,402,000 | 2,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $947,000 | 820 |
| Cash dividends | $2,524,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,371,600 | 2,486 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 3,049 |
| Total interest expense | $1,761,000 | 3,156 |
| Net interest income | $5,042,000 | 2,979 |
| Provision for loan and lease losses | $325,000 | 2,112 |
| Total noninterest income | $712,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $230,000 | 4,298 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $482,000 | 2,866 |
| Total noninterest expense | $3,122,000 | 3,591 |
| Salaries and employee benefits | $1,717,000 | 3,570 |
| Premises and equipment expense | $424,000 | 3,717 |
| Additional noninterest expense | $981,000 | 3,485 |
| Pre-tax net operating income | $2,307,000 | 2,560 |
| Securities gains (losses) | $35,000 | 1,930 |
| Applicable income taxes | $485,000 | 2,959 |
| Income before extraordinary items | $1,857,000 | 2,487 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,857,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,063 |
| Cash dividends | $48,000 | 5,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,829,350 | 2,460 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 3,039 |
| Total interest expense | $1,176,000 | 3,132 |
| Net interest income | $3,342,000 | 2,982 |
| Provision for loan and lease losses | $220,000 | 2,035 |
| Total noninterest income | $481,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $156,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $325,000 | 2,845 |
| Total noninterest expense | $2,075,000 | 3,632 |
| Salaries and employee benefits | $1,146,000 | 3,580 |
| Premises and equipment expense | $281,000 | 3,738 |
| Additional noninterest expense | $648,000 | 3,518 |
| Pre-tax net operating income | $1,528,000 | 2,549 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $318,000 | 2,980 |
| Income before extraordinary items | $1,227,000 | 2,474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,227,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,268 |
| Cash dividends | $48,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,213,570 | 2,437 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 3,095 |
| Total interest expense | $591,000 | 3,157 |
| Net interest income | $1,634,000 | 3,032 |
| Provision for loan and lease losses | $85,000 | 2,404 |
| Total noninterest income | $234,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $160,000 | 2,829 |
| Total noninterest expense | $1,023,000 | 3,689 |
| Salaries and employee benefits | $578,000 | 3,585 |
| Premises and equipment expense | $139,000 | 3,799 |
| Additional noninterest expense | $306,000 | 3,687 |
| Pre-tax net operating income | $760,000 | 2,527 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $624,000 | 2,402 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $624,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,540 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $608,800 | 2,382 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,190,000 | 3,058 |
| Total interest expense | $2,722,000 | 3,126 |
| Net interest income | $6,468,000 | 2,975 |
| Provision for loan and lease losses | $315,000 | 3,050 |
| Total noninterest income | $832,000 | 4,137 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $340,000 | 4,027 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $492,000 | 3,605 |
| Total noninterest expense | $4,040,000 | 3,686 |
| Salaries and employee benefits | $2,111,000 | 3,758 |
| Premises and equipment expense | $558,000 | 3,719 |
| Additional noninterest expense | $1,371,000 | 3,341 |
| Pre-tax net operating income | $2,945,000 | 2,548 |
| Securities gains (losses) | $50,000 | 2,510 |
| Applicable income taxes | $609,000 | 3,033 |
| Income before extraordinary items | $2,386,000 | 2,478 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,386,000 | 2,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,935 |
| Cash dividends | $840,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,346,000 | 2,401 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,931,000 | 3,084 |
| Total interest expense | $2,095,000 | 3,165 |
| Net interest income | $4,836,000 | 2,997 |
| Provision for loan and lease losses | $265,000 | 2,760 |
| Total noninterest income | $732,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $259,000 | 3,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $473,000 | 3,228 |
| Total noninterest expense | $3,039,000 | 3,671 |
| Salaries and employee benefits | $1,605,000 | 3,700 |
| Premises and equipment expense | $415,000 | 3,749 |
| Additional noninterest expense | $1,019,000 | 3,343 |
| Pre-tax net operating income | $2,264,000 | 2,581 |
| Securities gains (losses) | $50,000 | 2,306 |
| Applicable income taxes | $507,000 | 2,996 |
| Income before extraordinary items | $1,807,000 | 2,560 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,807,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,646 |
| Cash dividends | $48,000 | 5,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,768,000 | 2,472 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 3,111 |
| Total interest expense | $1,442,000 | 3,166 |
| Net interest income | $3,160,000 | 3,029 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $446,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $171,000 | 3,990 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $275,000 | 3,456 |
| Total noninterest expense | $1,974,000 | 3,737 |
| Salaries and employee benefits | $1,064,000 | 3,721 |
| Premises and equipment expense | $276,000 | 3,733 |
| Additional noninterest expense | $634,000 | 3,545 |
| Pre-tax net operating income | $1,482,000 | 2,623 |
| Securities gains (losses) | $50,000 | 2,013 |
| Applicable income taxes | $336,000 | 3,030 |
| Income before extraordinary items | $1,196,000 | 2,592 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,196,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,463 |
| Cash dividends | $48,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,157,000 | 2,509 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 3,114 |
| Total interest expense | $745,000 | 3,142 |
| Net interest income | $1,565,000 | 3,051 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $200,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 3,632 |
| Total noninterest expense | $1,019,000 | 3,599 |
| Salaries and employee benefits | $545,000 | 3,627 |
| Premises and equipment expense | $140,000 | 3,695 |
| Additional noninterest expense | $334,000 | 3,327 |
| Pre-tax net operating income | $671,000 | 2,826 |
| Securities gains (losses) | $50,000 | 1,389 |
| Applicable income taxes | $143,000 | 3,302 |
| Income before extraordinary items | $578,000 | 2,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $578,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,683 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $538,000 | 2,649 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,681,000 | 3,108 |
| Total interest expense | $3,161,000 | 3,397 |
| Net interest income | $6,520,000 | 2,919 |
| Provision for loan and lease losses | $903,000 | 1,470 |
| Total noninterest income | $722,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $325,000 | 4,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $397,000 | 3,718 |
| Total noninterest expense | $3,701,000 | 3,779 |
| Salaries and employee benefits | $1,904,000 | 3,904 |
| Premises and equipment expense | $575,000 | 3,539 |
| Additional noninterest expense | $1,222,000 | 3,560 |
| Pre-tax net operating income | $2,638,000 | 2,776 |
| Securities gains (losses) | $102,000 | 1,731 |
| Applicable income taxes | $315,000 | 4,353 |
| Income before extraordinary items | $2,425,000 | 2,414 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,425,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,571 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,334,220 | 2,392 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,826,000 | 3,094 |
| Total interest expense | $4,748,000 | 3,303 |
| Net interest income | $6,078,000 | 2,917 |
| Provision for loan and lease losses | $657,000 | 1,766 |
| Total noninterest income | $714,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $339,000 | 3,849 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $375,000 | 3,673 |
| Total noninterest expense | $3,434,000 | 3,886 |
| Salaries and employee benefits | $1,716,000 | 4,064 |
| Premises and equipment expense | $539,000 | 3,665 |
| Additional noninterest expense | $1,179,000 | 3,554 |
| Pre-tax net operating income | $2,701,000 | 2,508 |
| Securities gains (losses) | $118,000 | 1,614 |
| Applicable income taxes | $738,000 | 2,578 |
| Income before extraordinary items | $2,081,000 | 2,432 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,081,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,010 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,993,680 | 2,456 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,596,000 | 3,528 |
| Total interest expense | $4,726,000 | 3,476 |
| Net interest income | $4,870,000 | 3,559 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $512,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $309,000 | 3,971 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $3,220,000 | 3,984 |
| Salaries and employee benefits | $1,612,000 | 4,127 |
| Premises and equipment expense | $524,000 | 3,650 |
| Additional noninterest expense | $1,084,000 | 3,737 |
| Pre-tax net operating income | $1,862,000 | 3,493 |
| Securities gains (losses) | $11,000 | 1,132 |
| Applicable income taxes | $368,000 | 4,169 |
| Income before extraordinary items | $1,505,000 | 3,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,505,000 | 3,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,198 |
| Cash dividends | $1,128,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,496,200 | 3,253 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,309,000 | 3,771 |
| Total interest expense | $3,784,000 | 3,762 |
| Net interest income | $4,525,000 | 3,764 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $387,000 | 5,728 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $255,000 | 4,470 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $2,869,000 | 4,370 |
| Salaries and employee benefits | $1,439,000 | 4,492 |
| Premises and equipment expense | $483,000 | 3,883 |
| Additional noninterest expense | $947,000 | 4,192 |
| Pre-tax net operating income | $1,988,000 | 3,359 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $376,000 | 4,316 |
| Income before extraordinary items | $1,620,000 | 3,058 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,620,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $408,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,613,520 | 3,031 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,876,000 | 3,996 |
| Total interest expense | $3,710,000 | 3,923 |
| Net interest income | $4,166,000 | 3,990 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $358,000 | 5,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,194 |
| Total noninterest expense | $2,634,000 | 4,596 |
| Salaries and employee benefits | $1,366,000 | 4,580 |
| Premises and equipment expense | $399,000 | 4,422 |
| Additional noninterest expense | $869,000 | 4,408 |
| Pre-tax net operating income | $1,835,000 | 3,578 |
| Securities gains (losses) | $31,000 | 2,109 |
| Applicable income taxes | $378,000 | 4,567 |
| Income before extraordinary items | $1,488,000 | 3,288 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,488,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,715 |
| Cash dividends | $384,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,463,200 | 3,236 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 4,348 |
| Total interest expense | $3,386,000 | 4,241 |
| Net interest income | $3,916,000 | 4,312 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $313,000 | 6,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,197 |
| Total noninterest expense | $2,335,000 | 5,044 |
| Salaries and employee benefits | $1,257,000 | 4,909 |
| Premises and equipment expense | $320,000 | 5,231 |
| Additional noninterest expense | $758,000 | 4,934 |
| Pre-tax net operating income | $1,834,000 | 3,801 |
| Securities gains (losses) | $33,000 | 1,577 |
| Applicable income taxes | $379,000 | 5,052 |
| Income before extraordinary items | $1,488,000 | 3,387 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,488,000 | 3,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,010 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,461,600 | 3,360 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 4,497 |
| Total interest expense | $3,275,000 | 4,434 |
| Net interest income | $3,862,000 | 4,461 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $286,000 | 7,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $2,150,000 | 5,632 |
| Salaries and employee benefits | $1,140,000 | 5,441 |
| Premises and equipment expense | $287,000 | 5,753 |
| Additional noninterest expense | $723,000 | 5,610 |
| Pre-tax net operating income | $1,818,000 | 3,688 |
| Securities gains (losses) | $182,000 | 730 |
| Applicable income taxes | $439,000 | 4,584 |
| Income before extraordinary items | $1,561,000 | 3,075 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,561,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $336,000 | 4,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,419,040 | 3,321 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 4,731 |
| Total interest expense | $3,027,000 | 4,716 |
| Net interest income | $3,675,000 | 4,662 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $252,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $2,119,000 | 5,741 |
| Salaries and employee benefits | $1,083,000 | 5,670 |
| Premises and equipment expense | $223,000 | 6,784 |
| Additional noninterest expense | $813,000 | 5,187 |
| Pre-tax net operating income | $1,507,000 | 4,442 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $345,000 | 5,499 |
| Income before extraordinary items | $1,184,000 | 4,003 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,184,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,600 |
| Cash dividends | $312,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,167,060 | 4,034 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 5,021 |
| Total interest expense | $2,352,000 | 4,889 |
| Net interest income | $3,444,000 | 5,007 |
| Provision for loan and lease losses | $342,000 | 2,062 |
| Total noninterest income | $261,000 | 7,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $2,009,000 | 6,181 |
| Salaries and employee benefits | $967,000 | 6,256 |
| Premises and equipment expense | $220,000 | 7,054 |
| Additional noninterest expense | $822,000 | 5,583 |
| Pre-tax net operating income | $1,354,000 | 4,782 |
| Securities gains (losses) | $80,000 | 880 |
| Applicable income taxes | $283,000 | 6,089 |
| Income before extraordinary items | $1,151,000 | 4,013 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,151,000 | 4,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,098 |
| Cash dividends | $288,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,087,000 | 4,263 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,768,000 | 5,139 |
| Total interest expense | $2,554,000 | 4,725 |
| Net interest income | $3,214,000 | 5,329 |
| Provision for loan and lease losses | $237,000 | 3,562 |
| Total noninterest income | $274,000 | 8,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $1,987,000 | 6,369 |
| Salaries and employee benefits | $916,000 | 6,625 |
| Premises and equipment expense | $219,000 | 7,307 |
| Additional noninterest expense | $852,000 | 5,611 |
| Pre-tax net operating income | $1,264,000 | 4,980 |
| Securities gains (losses) | $139,000 | 2,071 |
| Applicable income taxes | $346,000 | 5,550 |
| Income before extraordinary items | $1,057,000 | 4,471 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,057,000 | 4,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,800 |
| Cash dividends | $264,000 | 4,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $952,750 | 4,646 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,075,000 | 5,425 |
| Total interest expense | $2,940,000 | 5,254 |
| Net interest income | $3,135,000 | 5,512 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $256,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $1,870,000 | 6,740 |
| Salaries and employee benefits | $901,000 | 6,617 |
| Premises and equipment expense | $215,000 | 7,514 |
| Additional noninterest expense | $754,000 | 6,393 |
| Pre-tax net operating income | $1,381,000 | 4,370 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $336,000 | 5,510 |
| Income before extraordinary items | $1,072,000 | 4,230 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,072,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,051,480 | 3,996 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.