Home > The Farmers State Bank of Union City > Income and Expense
The Farmers State Bank of Union City, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 4,577 |
| Total interest expense | $3,039,000 | 4,552 |
| Net interest income | $3,645,000 | 4,514 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $406,000 | 5,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $2,099,000 | 5,500 |
| Salaries and employee benefits | $1,096,000 | 5,517 |
| Premises and equipment expense | $318,000 | 5,295 |
| Additional noninterest expense | $685,000 | 5,322 |
| Pre-tax net operating income | $1,832,000 | 3,559 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $603,000 | 3,210 |
| Income before extraordinary items | $1,241,000 | 3,769 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,241,000 | 3,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,925 |
| Cash dividends | $3,383,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,232,960 | 3,762 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,157,000 | 4,323 |
| Total interest expense | $3,600,000 | 4,018 |
| Net interest income | $3,557,000 | 4,534 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $373,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,342 |
| Total noninterest expense | $2,460,000 | 4,825 |
| Salaries and employee benefits | $1,365,000 | 4,582 |
| Premises and equipment expense | $466,000 | 3,900 |
| Additional noninterest expense | $629,000 | 5,561 |
| Pre-tax net operating income | $1,110,000 | 5,116 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $378,000 | 4,567 |
| Income before extraordinary items | $741,000 | 5,431 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $741,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,207 |
| Cash dividends | $530,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $735,060 | 5,356 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,143,000 | 4,426 |
| Total interest expense | $3,570,000 | 4,072 |
| Net interest income | $3,573,000 | 4,655 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $414,000 | 5,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,301 |
| Total noninterest expense | $2,306,000 | 5,092 |
| Salaries and employee benefits | $1,216,000 | 5,032 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $767,000 | 4,879 |
| Pre-tax net operating income | $1,609,000 | 4,219 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $563,000 | 3,862 |
| Income before extraordinary items | $1,047,000 | 4,529 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,047,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $790,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,046,350 | 4,475 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 5,551 |
| Total interest expense | $2,751,000 | 5,146 |
| Net interest income | $2,714,000 | 5,852 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $309,000 | 6,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,188 |
| Total noninterest expense | $1,750,000 | 6,501 |
| Salaries and employee benefits | $1,007,000 | 5,954 |
| Premises and equipment expense | $230,000 | 6,529 |
| Additional noninterest expense | $513,000 | 6,951 |
| Pre-tax net operating income | $1,241,000 | 5,015 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $416,000 | 4,775 |
| Income before extraordinary items | $825,000 | 5,194 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $825,000 | 5,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,232 |
| Cash dividends | $474,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $825,000 | 5,131 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 5,794 |
| Total interest expense | $2,622,000 | 5,352 |
| Net interest income | $2,619,000 | 6,098 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $285,000 | 7,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,215 |
| Total noninterest expense | $1,782,000 | 6,509 |
| Salaries and employee benefits | $1,000,000 | 6,068 |
| Premises and equipment expense | $209,000 | 7,021 |
| Additional noninterest expense | $573,000 | 6,701 |
| Pre-tax net operating income | $1,095,000 | 5,620 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $366,000 | 5,263 |
| Income before extraordinary items | $739,000 | 5,765 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $739,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $647,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $732,300 | 5,783 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 5,798 |
| Total interest expense | $2,100,000 | 5,390 |
| Net interest income | $2,747,000 | 6,012 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $1,811,000 | 6,661 |
| Salaries and employee benefits | $997,000 | 6,100 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $610,000 | 6,961 |
| Pre-tax net operating income | $1,127,000 | 5,470 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $337,000 | 5,424 |
| Income before extraordinary items | $778,000 | 5,468 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $778,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,872 |
| Cash dividends | $474,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $786,400 | 5,498 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 5,777 |
| Total interest expense | $2,287,000 | 5,193 |
| Net interest income | $2,724,000 | 6,124 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $243,000 | 8,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,223 |
| Total noninterest expense | $1,839,000 | 6,785 |
| Salaries and employee benefits | $984,000 | 6,221 |
| Premises and equipment expense | $192,000 | 7,842 |
| Additional noninterest expense | $663,000 | 6,838 |
| Pre-tax net operating income | $963,000 | 6,056 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $296,000 | 6,131 |
| Income before extraordinary items | $717,000 | 6,010 |
| Extraordinary gains, net | $-8,000 | 12,278 |
| Net income | $709,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $359,000 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $681,500 | 5,979 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 5,952 |
| Total interest expense | $2,884,000 | 5,328 |
| Net interest income | $2,563,000 | 6,473 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $224,000 | 8,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $1,699,000 | 7,268 |
| Salaries and employee benefits | $910,000 | 6,558 |
| Premises and equipment expense | $188,000 | 8,127 |
| Additional noninterest expense | $601,000 | 7,506 |
| Pre-tax net operating income | $688,000 | 7,168 |
| Securities gains (losses) | $202,000 | 2,000 |
| Applicable income taxes | $250,000 | 6,656 |
| Income before extraordinary items | $640,000 | 6,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $640,000 | 6,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 3,739 |
| Cash dividends | $311,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $494,560 | 7,000 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.