The Farmers State Bank of Norwich, Kansas, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$1,139,00011,053
Total interest expense$490,00011,057
Net interest income$649,00010,977
Provision for loan and lease losses$08,958
Total noninterest income$209,0008,300
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$45,0009,404
Trading account gains and feesNANA
Additional Noninterest Income$164,0005,723
Total noninterest expense$576,00010,677
Salaries and employee benefits$320,00010,589
Premises and equipment expense$21,00011,788
Additional noninterest expense$235,0009,999
Pre-tax net operating income$282,0009,888
Securities gains (losses)$-1,0009,017
Applicable income taxes$71,0009,770
Income before extraordinary items$210,0009,824
Extraordinary gains, net$065
Net income$210,0009,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,954
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$210,7509,792
1994-12-31 (YTD Data)Rank
Total interest income$837,00012,011
Total interest expense$319,00011,960
Net interest income$518,00011,951
Provision for loan and lease losses$09,146
Total noninterest income$178,0009,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,00010,006
Trading account gains and feesNANA
Additional Noninterest Income$137,0006,499
Total noninterest expense$577,00011,246
Salaries and employee benefits$273,00011,448
Premises and equipment expense$24,00012,357
Additional noninterest expense$280,00010,193
Pre-tax net operating income$119,00011,505
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$119,00011,176
Extraordinary gains, net$0249
Net income$119,00011,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$119,00011,222
1993-12-31 (YTD Data)Rank
Total interest income$157,00013,237
Total interest expense$66,00013,202
Net interest income$91,00013,206
Provision for loan and lease losses$-70,00012,819
Total noninterest income$75,00011,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$14,00011,128
Trading account gains and feesNANA
Additional Noninterest Income$61,0009,494
Total noninterest expense$196,00013,184
Salaries and employee benefits$89,00013,197
Premises and equipment expense$13,00013,180
Additional noninterest expense$94,00012,986
Pre-tax net operating income$40,00012,223
Securities gains (losses)$07,477
Applicable income taxes$-2,00012,732
Income before extraordinary items$42,00012,299
Extraordinary gains, net$03,149
Net income$42,00012,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-121,00012,996
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$218,000766
Net operating income$42,00012,158
1992-12-31 (YTD Data)Rank
Total interest income$1,176,00012,656
Total interest expense$541,00012,567
Net interest income$635,00012,588
Provision for loan and lease losses$-15,00013,503
Total noninterest income$178,0009,865
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$39,00010,736
Trading account gains and feesNANA
Additional Noninterest Income$139,0006,908
Total noninterest expense$837,00010,820
Salaries and employee benefits$323,00011,754
Premises and equipment expense$87,00011,223
Additional noninterest expense$427,0009,235
Pre-tax net operating income$-9,00012,762
Securities gains (losses)$08,369
Applicable income taxes$-126,00013,605
Income before extraordinary items$117,00011,713
Extraordinary gains, net$01,422
Net income$117,00011,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0003,179
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$117,00011,401

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.