Home > The Farmers State Bank > Income and Expense
The Farmers State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $161,000 | 11,924 |
| Total interest expense | $76,000 | 11,887 |
| Net interest income | $85,000 | 11,929 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $26,000 | 11,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $133,000 | 11,941 |
| Salaries and employee benefits | $63,000 | 11,928 |
| Premises and equipment expense | $8,000 | 11,916 |
| Additional noninterest expense | $62,000 | 11,854 |
| Pre-tax net operating income | $-22,000 | 11,530 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-22,000 | 11,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-22,000 | 11,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-22,000 | 11,511 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 12,462 |
| Total interest expense | $148,000 | 12,445 |
| Net interest income | $275,000 | 12,438 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $85,000 | 11,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $293,000 | 12,372 |
| Salaries and employee benefits | $166,000 | 12,277 |
| Premises and equipment expense | $29,000 | 12,238 |
| Additional noninterest expense | $98,000 | 12,307 |
| Pre-tax net operating income | $67,000 | 11,821 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $67,000 | 11,681 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $67,000 | 11,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $67,000 | 11,721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $427,000 | 13,105 |
| Total interest expense | $174,000 | 13,063 |
| Net interest income | $253,000 | 13,072 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $303,000 | 12,976 |
| Salaries and employee benefits | $160,000 | 12,917 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $117,000 | 12,795 |
| Pre-tax net operating income | $29,000 | 12,277 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $29,000 | 12,383 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $29,000 | 12,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $29,000 | 12,239 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 13,684 |
| Total interest expense | $272,000 | 13,548 |
| Net interest income | $258,000 | 13,695 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $87,000 | 12,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $300,000 | 13,561 |
| Salaries and employee benefits | $165,000 | 13,445 |
| Premises and equipment expense | $26,000 | 13,525 |
| Additional noninterest expense | $109,000 | 13,443 |
| Pre-tax net operating income | $45,000 | 12,446 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $6,000 | 12,482 |
| Income before extraordinary items | $39,000 | 12,646 |
| Extraordinary gains, net | $6,000 | 1,379 |
| Net income | $45,000 | 12,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $39,000 | 12,391 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.