Home > The Farmers State Bank > Income and Expense
The Farmers State Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,027 |
| Total interest expense | $105,000 | 6,789 |
| Net interest income | $428,000 | 7,043 |
| Provision for loan and lease losses | $15,000 | 5,485 |
| Total noninterest income | $154,000 | 5,741 |
| Gross Fiduciary activities income | $5,000 | 1,144 |
| Service charges on deposit accounts | $25,000 | 6,573 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,850 |
| Total noninterest expense | $508,000 | 6,936 |
| Salaries and employee benefits | $267,000 | 6,934 |
| Premises and equipment expense | $59,000 | 6,770 |
| Additional noninterest expense | $182,000 | 6,846 |
| Pre-tax net operating income | $59,000 | 6,127 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $59,000 | 6,246 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $59,000 | 6,244 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $59,000 | 6,245 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $27,000 | 3,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $59,000 | 6,112 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $360,000 | 7,087 |
| Total interest expense | $70,000 | 6,864 |
| Net interest income | $290,000 | 7,098 |
| Provision for loan and lease losses | $10,000 | 5,356 |
| Total noninterest income | $71,000 | 6,124 |
| Gross Fiduciary activities income | $3,000 | 1,149 |
| Service charges on deposit accounts | $17,000 | 6,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $325,000 | 7,017 |
| Salaries and employee benefits | $164,000 | 7,038 |
| Premises and equipment expense | $39,000 | 6,820 |
| Additional noninterest expense | $122,000 | 6,894 |
| Pre-tax net operating income | $26,000 | 6,210 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $26,000 | 6,360 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $26,000 | 6,359 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $26,000 | 6,360 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $7,000 | 3,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $26,000 | 6,219 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $172,000 | 7,159 |
| Total interest expense | $35,000 | 6,940 |
| Net interest income | $137,000 | 7,170 |
| Provision for loan and lease losses | $5,000 | 5,057 |
| Total noninterest income | $44,000 | 5,994 |
| Gross Fiduciary activities income | $3,000 | 1,077 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $165,000 | 7,070 |
| Salaries and employee benefits | $89,000 | 7,058 |
| Premises and equipment expense | $21,000 | 6,810 |
| Additional noninterest expense | $55,000 | 7,008 |
| Pre-tax net operating income | $11,000 | 6,318 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $11,000 | 6,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,000 | 6,427 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,000 | 6,428 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $11,000 | 6,307 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 7,182 |
| Total interest expense | $144,000 | 7,084 |
| Net interest income | $629,000 | 7,188 |
| Provision for loan and lease losses | $20,000 | 6,213 |
| Total noninterest income | $133,000 | 6,162 |
| Gross Fiduciary activities income | $6,000 | 1,141 |
| Service charges on deposit accounts | $29,000 | 6,628 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $98,000 | 5,329 |
| Total noninterest expense | $679,000 | 7,127 |
| Salaries and employee benefits | $378,000 | 7,097 |
| Premises and equipment expense | $74,000 | 7,009 |
| Additional noninterest expense | $227,000 | 7,071 |
| Pre-tax net operating income | $63,000 | 5,855 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $63,000 | 5,989 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $63,000 | 5,991 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $63,000 | 5,991 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $89,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $63,000 | 5,878 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $580,000 | 7,256 |
| Total interest expense | $109,000 | 7,163 |
| Net interest income | $471,000 | 7,258 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $102,000 | 6,258 |
| Gross Fiduciary activities income | $5,000 | 1,103 |
| Service charges on deposit accounts | $24,000 | 6,630 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $73,000 | 5,443 |
| Total noninterest expense | $501,000 | 7,188 |
| Salaries and employee benefits | $277,000 | 7,159 |
| Premises and equipment expense | $55,000 | 7,076 |
| Additional noninterest expense | $169,000 | 7,129 |
| Pre-tax net operating income | $57,000 | 5,970 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $57,000 | 6,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 6,063 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $57,000 | 6,063 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $48,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $57,000 | 5,950 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $381,000 | 7,327 |
| Total interest expense | $73,000 | 7,249 |
| Net interest income | $308,000 | 7,328 |
| Provision for loan and lease losses | $10,000 | 5,964 |
| Total noninterest income | $68,000 | 6,309 |
| Gross Fiduciary activities income | $4,000 | 1,093 |
| Service charges on deposit accounts | $13,000 | 6,739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,440 |
| Total noninterest expense | $332,000 | 7,270 |
| Salaries and employee benefits | $184,000 | 7,225 |
| Premises and equipment expense | $37,000 | 7,135 |
| Additional noninterest expense | $111,000 | 7,206 |
| Pre-tax net operating income | $34,000 | 6,022 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $34,000 | 6,115 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $34,000 | 6,114 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $34,000 | 6,115 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $40,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $34,000 | 6,028 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 7,390 |
| Total interest expense | $38,000 | 7,303 |
| Net interest income | $148,000 | 7,399 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $34,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $167,000 | 7,317 |
| Salaries and employee benefits | $91,000 | 7,276 |
| Premises and equipment expense | $18,000 | 7,192 |
| Additional noninterest expense | $58,000 | 7,241 |
| Pre-tax net operating income | $10,000 | 6,220 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $10,000 | 6,260 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,000 | 6,259 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $10,000 | 6,260 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $30,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $10,000 | 6,225 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 7,440 |
| Total interest expense | $175,000 | 7,380 |
| Net interest income | $645,000 | 7,431 |
| Provision for loan and lease losses | $27,000 | 6,733 |
| Total noninterest income | $148,000 | 6,297 |
| Gross Fiduciary activities income | $7,000 | 1,193 |
| Service charges on deposit accounts | $20,000 | 6,620 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $121,000 | 5,225 |
| Total noninterest expense | $682,000 | 7,392 |
| Salaries and employee benefits | $375,000 | 7,349 |
| Premises and equipment expense | $81,000 | 7,206 |
| Additional noninterest expense | $226,000 | 7,325 |
| Pre-tax net operating income | $84,000 | 5,526 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $84,000 | 5,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $84,000 | 5,673 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $84,000 | 5,673 |
| Net charge-offs | $23,000 | 6,326 |
| Cash dividends | $79,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $84,000 | 5,535 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 7,547 |
| Total interest expense | $134,000 | 7,494 |
| Net interest income | $487,000 | 7,526 |
| Provision for loan and lease losses | $22,000 | 6,639 |
| Total noninterest income | $118,000 | 6,353 |
| Gross Fiduciary activities income | $5,000 | 1,172 |
| Service charges on deposit accounts | $17,000 | 6,689 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $96,000 | 5,256 |
| Total noninterest expense | $514,000 | 7,471 |
| Salaries and employee benefits | $286,000 | 7,429 |
| Premises and equipment expense | $60,000 | 7,308 |
| Additional noninterest expense | $168,000 | 7,417 |
| Pre-tax net operating income | $69,000 | 5,731 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $69,000 | 5,859 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $69,000 | 5,861 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $69,000 | 5,861 |
| Net charge-offs | $23,000 | 5,964 |
| Cash dividends | $47,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $69,000 | 5,710 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,614 |
| Total interest expense | $93,000 | 7,551 |
| Net interest income | $324,000 | 7,595 |
| Provision for loan and lease losses | $17,000 | 6,481 |
| Total noninterest income | $83,000 | 6,328 |
| Gross Fiduciary activities income | $4,000 | 1,162 |
| Service charges on deposit accounts | $9,000 | 6,773 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $70,000 | 5,158 |
| Total noninterest expense | $345,000 | 7,538 |
| Salaries and employee benefits | $192,000 | 7,485 |
| Premises and equipment expense | $40,000 | 7,371 |
| Additional noninterest expense | $113,000 | 7,478 |
| Pre-tax net operating income | $45,000 | 5,845 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $45,000 | 5,931 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $45,000 | 5,933 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $45,000 | 5,932 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $38,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $45,000 | 5,830 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $212,000 | 7,707 |
| Total interest expense | $52,000 | 7,620 |
| Net interest income | $160,000 | 7,695 |
| Provision for loan and lease losses | $4,000 | 6,414 |
| Total noninterest income | $42,000 | 6,351 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $36,000 | 5,201 |
| Total noninterest expense | $173,000 | 7,643 |
| Salaries and employee benefits | $93,000 | 7,607 |
| Premises and equipment expense | $20,000 | 7,448 |
| Additional noninterest expense | $60,000 | 7,516 |
| Pre-tax net operating income | $25,000 | 5,970 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $25,000 | 6,067 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 6,068 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $25,000 | 6,067 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $25,000 | 5,948 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 7,763 |
| Total interest expense | $245,000 | 7,693 |
| Net interest income | $661,000 | 7,740 |
| Provision for loan and lease losses | $7,000 | 7,349 |
| Total noninterest income | $180,000 | 6,373 |
| Gross Fiduciary activities income | $7,000 | 1,220 |
| Service charges on deposit accounts | $37,000 | 6,693 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $136,000 | 5,232 |
| Total noninterest expense | $732,000 | 7,687 |
| Salaries and employee benefits | $386,000 | 7,659 |
| Premises and equipment expense | $92,000 | 7,452 |
| Additional noninterest expense | $254,000 | 7,579 |
| Pre-tax net operating income | $102,000 | 5,086 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $102,000 | 5,156 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $102,000 | 5,156 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $102,000 | 5,156 |
| Net charge-offs | $13,000 | 6,819 |
| Cash dividends | $71,000 | 4,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $102,000 | 5,084 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $680,000 | 7,851 |
| Total interest expense | $191,000 | 7,777 |
| Net interest income | $489,000 | 7,820 |
| Provision for loan and lease losses | $4,000 | 7,229 |
| Total noninterest income | $139,000 | 6,441 |
| Gross Fiduciary activities income | $6,000 | 1,177 |
| Service charges on deposit accounts | $29,000 | 6,705 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $104,000 | 5,333 |
| Total noninterest expense | $542,000 | 7,749 |
| Salaries and employee benefits | $293,000 | 7,717 |
| Premises and equipment expense | $67,000 | 7,538 |
| Additional noninterest expense | $182,000 | 7,662 |
| Pre-tax net operating income | $82,000 | 5,355 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $82,000 | 5,398 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $82,000 | 5,398 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $82,000 | 5,398 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $31,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $82,000 | 5,345 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $449,000 | 7,939 |
| Total interest expense | $135,000 | 7,849 |
| Net interest income | $314,000 | 7,904 |
| Provision for loan and lease losses | $3,000 | 7,092 |
| Total noninterest income | $95,000 | 6,454 |
| Gross Fiduciary activities income | $4,000 | 1,184 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $72,000 | 5,325 |
| Total noninterest expense | $370,000 | 7,806 |
| Salaries and employee benefits | $195,000 | 7,798 |
| Premises and equipment expense | $44,000 | 7,620 |
| Additional noninterest expense | $131,000 | 7,662 |
| Pre-tax net operating income | $36,000 | 5,593 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $36,000 | 5,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 5,673 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $36,000 | 5,673 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $22,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $36,000 | 5,585 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $226,000 | 7,992 |
| Total interest expense | $73,000 | 7,880 |
| Net interest income | $153,000 | 7,967 |
| Provision for loan and lease losses | $3,000 | 6,618 |
| Total noninterest income | $53,000 | 6,292 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $173,000 | 7,891 |
| Salaries and employee benefits | $99,000 | 7,839 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $53,000 | 7,798 |
| Pre-tax net operating income | $30,000 | 5,887 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $30,000 | 5,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $30,000 | 6,001 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $30,000 | 6,001 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $30,000 | 5,831 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 7,985 |
| Total interest expense | $331,000 | 7,952 |
| Net interest income | $665,000 | 7,947 |
| Provision for loan and lease losses | $12,000 | 7,126 |
| Total noninterest income | $217,000 | 6,371 |
| Gross Fiduciary activities income | $8,000 | 1,246 |
| Service charges on deposit accounts | $49,000 | 6,646 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $160,000 | 5,205 |
| Total noninterest expense | $732,000 | 7,886 |
| Salaries and employee benefits | $408,000 | 7,872 |
| Premises and equipment expense | $97,000 | 7,651 |
| Additional noninterest expense | $227,000 | 7,764 |
| Pre-tax net operating income | $138,000 | 5,916 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $138,000 | 5,719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $138,000 | 5,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,395 |
| Cash dividends | $149,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $138,000 | 5,874 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 8,075 |
| Total interest expense | $251,000 | 8,046 |
| Net interest income | $503,000 | 8,018 |
| Provision for loan and lease losses | $9,000 | 6,766 |
| Total noninterest income | $157,000 | 6,525 |
| Gross Fiduciary activities income | $5,000 | 1,239 |
| Service charges on deposit accounts | $41,000 | 6,622 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 5,453 |
| Total noninterest expense | $542,000 | 7,931 |
| Salaries and employee benefits | $306,000 | 7,912 |
| Premises and equipment expense | $72,000 | 7,700 |
| Additional noninterest expense | $164,000 | 7,832 |
| Pre-tax net operating income | $109,000 | 6,368 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $109,000 | 6,131 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $109,000 | 6,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $64,000 | 4,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $109,000 | 6,287 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $510,000 | 8,138 |
| Total interest expense | $169,000 | 8,119 |
| Net interest income | $341,000 | 8,055 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $118,000 | 6,401 |
| Gross Fiduciary activities income | $5,000 | 1,218 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $86,000 | 5,302 |
| Total noninterest expense | $366,000 | 7,974 |
| Salaries and employee benefits | $208,000 | 7,954 |
| Premises and equipment expense | $47,000 | 7,766 |
| Additional noninterest expense | $111,000 | 7,866 |
| Pre-tax net operating income | $87,000 | 6,478 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $87,000 | 6,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 6,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $52,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $87,000 | 6,382 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $251,000 | 8,201 |
| Total interest expense | $86,000 | 8,173 |
| Net interest income | $165,000 | 8,131 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $59,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $185,000 | 8,016 |
| Salaries and employee benefits | $104,000 | 7,993 |
| Premises and equipment expense | $23,000 | 7,808 |
| Additional noninterest expense | $58,000 | 7,846 |
| Pre-tax net operating income | $36,000 | 6,778 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $36,000 | 6,787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $36,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $20,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $36,000 | 6,693 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 8,197 |
| Total interest expense | $314,000 | 8,194 |
| Net interest income | $671,000 | 8,114 |
| Provision for loan and lease losses | $12,000 | 6,512 |
| Total noninterest income | $225,000 | 6,570 |
| Gross Fiduciary activities income | $8,000 | 1,284 |
| Service charges on deposit accounts | $72,000 | 6,409 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $145,000 | 5,629 |
| Total noninterest expense | $722,000 | 8,053 |
| Salaries and employee benefits | $399,000 | 8,059 |
| Premises and equipment expense | $106,000 | 7,679 |
| Additional noninterest expense | $217,000 | 7,953 |
| Pre-tax net operating income | $162,000 | 6,969 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $162,000 | 6,916 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $162,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,921 |
| Cash dividends | $202,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $162,000 | 6,892 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $729,000 | 8,264 |
| Total interest expense | $227,000 | 8,258 |
| Net interest income | $502,000 | 8,174 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $149,000 | 6,788 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $52,000 | 6,491 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $93,000 | 5,922 |
| Total noninterest expense | $515,000 | 8,081 |
| Salaries and employee benefits | $294,000 | 8,064 |
| Premises and equipment expense | $69,000 | 7,817 |
| Additional noninterest expense | $152,000 | 7,994 |
| Pre-tax net operating income | $127,000 | 7,223 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $127,000 | 7,141 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $127,000 | 7,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $107,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $127,000 | 7,127 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $481,000 | 8,335 |
| Total interest expense | $149,000 | 8,325 |
| Net interest income | $332,000 | 8,249 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $92,000 | 6,951 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $343,000 | 8,132 |
| Salaries and employee benefits | $196,000 | 8,117 |
| Premises and equipment expense | $45,000 | 7,884 |
| Additional noninterest expense | $102,000 | 8,037 |
| Pre-tax net operating income | $75,000 | 7,386 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $75,000 | 7,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $75,000 | 7,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $93,000 | 4,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $75,000 | 7,294 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $233,000 | 8,404 |
| Total interest expense | $72,000 | 8,375 |
| Net interest income | $161,000 | 8,327 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $46,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $32,000 | 5,872 |
| Total noninterest expense | $167,000 | 8,193 |
| Salaries and employee benefits | $97,000 | 8,164 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $49,000 | 8,105 |
| Pre-tax net operating income | $37,000 | 7,454 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $37,000 | 7,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $37,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $37,000 | 7,335 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 8,333 |
| Total interest expense | $242,000 | 8,366 |
| Net interest income | $677,000 | 8,234 |
| Provision for loan and lease losses | $18,000 | 6,359 |
| Total noninterest income | $190,000 | 7,006 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $39,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $143,000 | 5,703 |
| Total noninterest expense | $708,000 | 8,159 |
| Salaries and employee benefits | $397,000 | 8,162 |
| Premises and equipment expense | $96,000 | 7,846 |
| Additional noninterest expense | $215,000 | 8,029 |
| Pre-tax net operating income | $141,000 | 7,583 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $141,000 | 7,521 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $141,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $112,000 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $141,000 | 7,511 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $681,000 | 8,408 |
| Total interest expense | $175,000 | 8,434 |
| Net interest income | $506,000 | 8,305 |
| Provision for loan and lease losses | $13,000 | 6,263 |
| Total noninterest income | $118,000 | 7,302 |
| Gross Fiduciary activities income | $4,000 | 1,314 |
| Service charges on deposit accounts | $27,000 | 7,176 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 6,082 |
| Total noninterest expense | $522,000 | 8,192 |
| Salaries and employee benefits | $295,000 | 8,173 |
| Premises and equipment expense | $65,000 | 7,986 |
| Additional noninterest expense | $162,000 | 8,058 |
| Pre-tax net operating income | $89,000 | 7,849 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $89,000 | 7,783 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $89,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $30,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $89,000 | 7,787 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $455,000 | 8,456 |
| Total interest expense | $114,000 | 8,473 |
| Net interest income | $341,000 | 8,355 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $93,000 | 7,104 |
| Gross Fiduciary activities income | $4,000 | 1,273 |
| Service charges on deposit accounts | $19,000 | 7,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 5,792 |
| Total noninterest expense | $350,000 | 8,210 |
| Salaries and employee benefits | $200,000 | 8,199 |
| Premises and equipment expense | $42,000 | 8,021 |
| Additional noninterest expense | $108,000 | 8,070 |
| Pre-tax net operating income | $75,000 | 7,829 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $75,000 | 7,723 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $75,000 | 7,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $21,000 | 4,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $75,000 | 7,727 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $224,000 | 8,476 |
| Total interest expense | $56,000 | 8,493 |
| Net interest income | $168,000 | 8,397 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $41,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $174,000 | 8,235 |
| Salaries and employee benefits | $97,000 | 8,248 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $56,000 | 8,039 |
| Pre-tax net operating income | $31,000 | 7,917 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $31,000 | 7,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $31,000 | 7,821 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 8,421 |
| Total interest expense | $188,000 | 8,470 |
| Net interest income | $708,000 | 8,332 |
| Provision for loan and lease losses | $27,000 | 6,303 |
| Total noninterest income | $190,000 | 7,145 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $47,000 | 7,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $125,000 | 6,044 |
| Total noninterest expense | $713,000 | 8,213 |
| Salaries and employee benefits | $400,000 | 8,210 |
| Premises and equipment expense | $87,000 | 8,002 |
| Additional noninterest expense | $226,000 | 8,065 |
| Pre-tax net operating income | $158,000 | 7,812 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $158,000 | 7,760 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $158,000 | 7,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $155,000 | 5,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $158,000 | 7,725 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $673,000 | 8,450 |
| Total interest expense | $136,000 | 8,504 |
| Net interest income | $537,000 | 8,362 |
| Provision for loan and lease losses | $14,000 | 6,380 |
| Total noninterest income | $143,000 | 7,156 |
| Gross Fiduciary activities income | $10,000 | 1,214 |
| Service charges on deposit accounts | $32,000 | 7,231 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,925 |
| Total noninterest expense | $544,000 | 8,192 |
| Salaries and employee benefits | $302,000 | 8,189 |
| Premises and equipment expense | $66,000 | 8,018 |
| Additional noninterest expense | $176,000 | 8,017 |
| Pre-tax net operating income | $122,000 | 7,936 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $122,000 | 7,845 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $122,000 | 7,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $60,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $122,000 | 7,814 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $453,000 | 8,451 |
| Total interest expense | $89,000 | 8,515 |
| Net interest income | $364,000 | 8,366 |
| Provision for loan and lease losses | $11,000 | 6,083 |
| Total noninterest income | $100,000 | 7,058 |
| Gross Fiduciary activities income | $10,000 | 1,165 |
| Service charges on deposit accounts | $20,000 | 7,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $358,000 | 8,209 |
| Salaries and employee benefits | $197,000 | 8,219 |
| Premises and equipment expense | $43,000 | 8,016 |
| Additional noninterest expense | $118,000 | 8,003 |
| Pre-tax net operating income | $95,000 | 7,870 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $95,000 | 7,773 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $95,000 | 7,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $46,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $95,000 | 7,731 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $226,000 | 8,528 |
| Total interest expense | $46,000 | 8,538 |
| Net interest income | $180,000 | 8,461 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $10,000 | 1,066 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $179,000 | 8,282 |
| Salaries and employee benefits | $95,000 | 8,326 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $60,000 | 8,042 |
| Pre-tax net operating income | $41,000 | 8,010 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $41,000 | 7,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $41,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $10,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $41,000 | 7,887 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 8,464 |
| Total interest expense | $192,000 | 8,492 |
| Net interest income | $727,000 | 8,402 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $190,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $43,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $147,000 | 5,731 |
| Total noninterest expense | $719,000 | 8,287 |
| Salaries and employee benefits | $395,000 | 8,319 |
| Premises and equipment expense | $89,000 | 8,102 |
| Additional noninterest expense | $235,000 | 8,092 |
| Pre-tax net operating income | $178,000 | 7,849 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $178,000 | 7,749 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $178,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $160,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $178,000 | 7,709 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $691,000 | 8,511 |
| Total interest expense | $147,000 | 8,528 |
| Net interest income | $544,000 | 8,441 |
| Provision for loan and lease losses | $13,000 | 6,615 |
| Total noninterest income | $137,000 | 7,351 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $33,000 | 7,429 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 5,840 |
| Total noninterest expense | $518,000 | 8,345 |
| Salaries and employee benefits | $282,000 | 8,369 |
| Premises and equipment expense | $63,000 | 8,158 |
| Additional noninterest expense | $173,000 | 8,115 |
| Pre-tax net operating income | $150,000 | 7,908 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $150,000 | 7,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $150,000 | 7,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $150,000 | 7,731 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $456,000 | 8,576 |
| Total interest expense | $97,000 | 8,595 |
| Net interest income | $359,000 | 8,504 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $93,000 | 7,365 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $70,000 | 5,848 |
| Total noninterest expense | $347,000 | 8,392 |
| Salaries and employee benefits | $186,000 | 8,442 |
| Premises and equipment expense | $41,000 | 8,228 |
| Additional noninterest expense | $120,000 | 8,087 |
| Pre-tax net operating income | $99,000 | 7,930 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $99,000 | 7,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 7,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $38,000 | 4,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $99,000 | 7,717 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 8,637 |
| Total interest expense | $49,000 | 8,633 |
| Net interest income | $176,000 | 8,558 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $170,000 | 8,462 |
| Salaries and employee benefits | $90,000 | 8,519 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $60,000 | 8,152 |
| Pre-tax net operating income | $57,000 | 7,808 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $57,000 | 7,638 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $57,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $57,000 | 7,564 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 8,638 |
| Total interest expense | $231,000 | 8,661 |
| Net interest income | $708,000 | 8,554 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $178,000 | 7,541 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $44,000 | 7,518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $134,000 | 6,024 |
| Total noninterest expense | $689,000 | 8,474 |
| Salaries and employee benefits | $368,000 | 8,535 |
| Premises and equipment expense | $91,000 | 8,181 |
| Additional noninterest expense | $230,000 | 8,235 |
| Pre-tax net operating income | $172,000 | 7,920 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $172,000 | 7,902 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $172,000 | 7,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,097 |
| Cash dividends | $151,000 | 5,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $172,000 | 7,772 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 8,719 |
| Total interest expense | $180,000 | 8,740 |
| Net interest income | $530,000 | 8,623 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $139,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $33,000 | 7,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 5,966 |
| Total noninterest expense | $503,000 | 8,531 |
| Salaries and employee benefits | $270,000 | 8,561 |
| Premises and equipment expense | $65,000 | 8,278 |
| Additional noninterest expense | $168,000 | 8,284 |
| Pre-tax net operating income | $166,000 | 7,898 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $166,000 | 7,809 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $166,000 | 7,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $61,000 | 5,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $166,000 | 7,660 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $468,000 | 8,770 |
| Total interest expense | $128,000 | 8,771 |
| Net interest income | $340,000 | 8,693 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $89,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $21,000 | 7,634 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $68,000 | 6,043 |
| Total noninterest expense | $330,000 | 8,568 |
| Salaries and employee benefits | $179,000 | 8,593 |
| Premises and equipment expense | $41,000 | 8,360 |
| Additional noninterest expense | $110,000 | 8,310 |
| Pre-tax net operating income | $99,000 | 8,017 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $99,000 | 7,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $99,000 | 7,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $41,000 | 4,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $99,000 | 7,801 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $234,000 | 8,834 |
| Total interest expense | $67,000 | 8,811 |
| Net interest income | $167,000 | 8,757 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $164,000 | 8,613 |
| Salaries and employee benefits | $86,000 | 8,689 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $57,000 | 8,300 |
| Pre-tax net operating income | $46,000 | 8,048 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $46,000 | 7,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $46,000 | 7,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 8,816 |
| Total interest expense | $331,000 | 8,833 |
| Net interest income | $710,000 | 8,725 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $206,000 | 7,246 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $49,000 | 7,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 5,501 |
| Total noninterest expense | $680,000 | 8,587 |
| Salaries and employee benefits | $367,000 | 8,627 |
| Premises and equipment expense | $90,000 | 8,316 |
| Additional noninterest expense | $223,000 | 8,389 |
| Pre-tax net operating income | $206,000 | 7,900 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $206,000 | 7,807 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $206,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $229,000 | 4,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $206,000 | 7,703 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 9,042 |
| Total interest expense | $496,000 | 9,019 |
| Net interest income | $644,000 | 8,958 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $194,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $142,000 | 5,644 |
| Total noninterest expense | $659,000 | 8,781 |
| Salaries and employee benefits | $350,000 | 8,842 |
| Premises and equipment expense | $83,000 | 8,575 |
| Additional noninterest expense | $226,000 | 8,449 |
| Pre-tax net operating income | $179,000 | 7,982 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $179,000 | 7,870 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $179,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $180,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $179,000 | 7,755 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 9,274 |
| Total interest expense | $492,000 | 9,267 |
| Net interest income | $655,000 | 9,211 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $189,000 | 7,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 5,768 |
| Total noninterest expense | $647,000 | 8,975 |
| Salaries and employee benefits | $339,000 | 9,064 |
| Premises and equipment expense | $89,000 | 8,632 |
| Additional noninterest expense | $219,000 | 8,609 |
| Pre-tax net operating income | $197,000 | 8,374 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $197,000 | 8,079 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $197,000 | 8,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $185,000 | 5,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $197,000 | 8,081 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 9,504 |
| Total interest expense | $443,000 | 9,560 |
| Net interest income | $670,000 | 9,350 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $172,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 5,941 |
| Total noninterest expense | $642,000 | 9,187 |
| Salaries and employee benefits | $334,000 | 9,294 |
| Premises and equipment expense | $82,000 | 8,984 |
| Additional noninterest expense | $226,000 | 8,781 |
| Pre-tax net operating income | $200,000 | 8,589 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $200,000 | 8,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $200,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $195,000 | 5,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $200,000 | 8,274 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 9,791 |
| Total interest expense | $454,000 | 9,794 |
| Net interest income | $612,000 | 9,708 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $172,000 | 7,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,362 |
| Total noninterest expense | $601,000 | 9,425 |
| Salaries and employee benefits | $321,000 | 9,495 |
| Premises and equipment expense | $83,000 | 9,091 |
| Additional noninterest expense | $197,000 | 9,154 |
| Pre-tax net operating income | $183,000 | 8,989 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $11,000 | 9,059 |
| Income before extraordinary items | $172,000 | 8,828 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $172,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $161,000 | 5,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $172,000 | 8,765 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 10,271 |
| Total interest expense | $404,000 | 10,329 |
| Net interest income | $632,000 | 10,116 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $196,000 | 7,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $625,000 | 9,651 |
| Salaries and employee benefits | $328,000 | 9,750 |
| Premises and equipment expense | $89,000 | 9,234 |
| Additional noninterest expense | $208,000 | 9,301 |
| Pre-tax net operating income | $203,000 | 9,557 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $-7,000 | 10,505 |
| Income before extraordinary items | $214,000 | 9,033 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $214,000 | 9,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,052 |
| Cash dividends | $202,000 | 5,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $210,000 | 9,032 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 10,783 |
| Total interest expense | $397,000 | 10,883 |
| Net interest income | $625,000 | 10,592 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $209,000 | 8,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $584,000 | 10,234 |
| Salaries and employee benefits | $299,000 | 10,355 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $202,000 | 9,911 |
| Pre-tax net operating income | $241,000 | 9,543 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $158,000 | 9,709 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $158,000 | 9,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $78,000 | 7,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $158,000 | 9,645 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 11,278 |
| Total interest expense | $359,000 | 11,452 |
| Net interest income | $641,000 | 11,001 |
| Provision for loan and lease losses | $38,000 | 6,705 |
| Total noninterest income | $240,000 | 7,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,659 |
| Total noninterest expense | $602,000 | 10,556 |
| Salaries and employee benefits | $316,000 | 10,619 |
| Premises and equipment expense | $89,000 | 9,947 |
| Additional noninterest expense | $197,000 | 10,449 |
| Pre-tax net operating income | $241,000 | 10,186 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $154,000 | 10,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $154,000 | 10,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $59,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $154,000 | 10,399 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 11,785 |
| Total interest expense | $297,000 | 12,048 |
| Net interest income | $662,000 | 11,516 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $195,000 | 8,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,880 |
| Total noninterest expense | $580,000 | 11,229 |
| Salaries and employee benefits | $289,000 | 11,308 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $207,000 | 11,059 |
| Pre-tax net operating income | $217,000 | 10,755 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $67,000 | 10,078 |
| Income before extraordinary items | $150,000 | 10,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $150,000 | 10,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $52,000 | 7,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $150,000 | 10,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 12,172 |
| Total interest expense | $334,000 | 12,511 |
| Net interest income | $719,000 | 11,797 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $229,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,223 |
| Total noninterest expense | $608,000 | 11,607 |
| Salaries and employee benefits | $278,000 | 11,898 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $235,000 | 11,256 |
| Pre-tax net operating income | $235,000 | 10,741 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $77,000 | 10,286 |
| Income before extraordinary items | $160,000 | 11,078 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $160,000 | 11,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $158,640 | 10,896 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 12,615 |
| Total interest expense | $475,000 | 12,860 |
| Net interest income | $719,000 | 12,239 |
| Provision for loan and lease losses | $123,000 | 6,648 |
| Total noninterest income | $213,000 | 9,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,446 |
| Total noninterest expense | $593,000 | 12,104 |
| Salaries and employee benefits | $255,000 | 12,552 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $235,000 | 11,746 |
| Pre-tax net operating income | $216,000 | 10,915 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $151,000 | 11,258 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $151,000 | 11,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $39,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $150,300 | 10,939 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.