Home > The Farmers State Bank > Income and Expense
The Farmers State Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $459,000 | 10,725 |
Total interest expense | $171,000 | 10,701 |
Net interest income | $288,000 | 10,693 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $45,000 | 10,368 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $41,000 | 8,648 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $4,000 | 10,710 |
Total noninterest expense | $301,000 | 10,701 |
Salaries and employee benefits | $143,000 | 10,737 |
Premises and equipment expense | $36,000 | 10,506 |
Additional noninterest expense | $122,000 | 10,319 |
Pre-tax net operating income | $32,000 | 10,298 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $27,000 | 9,605 |
Income before extraordinary items | $5,000 | 10,389 |
Extraordinary gains, net | $0 | 44 |
Net income | $5,000 | 10,391 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,408 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $5,000 | 10,352 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $847,000 | 10,980 |
Total interest expense | $315,000 | 11,049 |
Net interest income | $532,000 | 10,820 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $103,000 | 9,841 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $86,000 | 7,820 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 10,581 |
Total noninterest expense | $404,000 | 10,953 |
Salaries and employee benefits | $239,000 | 10,787 |
Premises and equipment expense | $39,000 | 10,933 |
Additional noninterest expense | $126,000 | 10,842 |
Pre-tax net operating income | $231,000 | 9,596 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $82,000 | 9,093 |
Income before extraordinary items | $149,000 | 9,801 |
Extraordinary gains, net | $0 | 53 |
Net income | $149,000 | 9,800 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-23,000 | 10,752 |
Cash dividends | $145,000 | 6,112 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $149,000 | 9,744 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $814,000 | 11,504 |
Total interest expense | $295,000 | 11,588 |
Net interest income | $519,000 | 11,358 |
Provision for loan and lease losses | $-130,000 | 11,760 |
Total noninterest income | $106,000 | 10,147 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $85,000 | 8,173 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 10,833 |
Total noninterest expense | $444,000 | 11,259 |
Salaries and employee benefits | $237,000 | 11,253 |
Premises and equipment expense | $56,000 | 10,906 |
Additional noninterest expense | $151,000 | 11,041 |
Pre-tax net operating income | $311,000 | 9,662 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $116,000 | 8,861 |
Income before extraordinary items | $195,000 | 9,988 |
Extraordinary gains, net | $0 | 65 |
Net income | $195,000 | 9,992 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-21,000 | 11,045 |
Cash dividends | $140,000 | 6,201 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $195,000 | 9,957 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $758,000 | 12,117 |
Total interest expense | $243,000 | 12,228 |
Net interest income | $515,000 | 11,957 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $112,000 | 10,477 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 8,334 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 11,366 |
Total noninterest expense | $456,000 | 11,812 |
Salaries and employee benefits | $243,000 | 11,724 |
Premises and equipment expense | $60,000 | 11,299 |
Additional noninterest expense | $153,000 | 11,756 |
Pre-tax net operating income | $171,000 | 11,112 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $55,000 | 10,338 |
Income before extraordinary items | $116,000 | 11,204 |
Extraordinary gains, net | $0 | 249 |
Net income | $116,000 | 11,211 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 10,929 |
Cash dividends | $62,000 | 7,665 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $116,000 | 11,254 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $807,000 | 12,663 |
Total interest expense | $264,000 | 12,799 |
Net interest income | $543,000 | 12,417 |
Provision for loan and lease losses | $-127,000 | 12,951 |
Total noninterest income | $125,000 | 10,734 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $108,000 | 8,152 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 12,255 |
Total noninterest expense | $501,000 | 12,166 |
Salaries and employee benefits | $235,000 | 12,320 |
Premises and equipment expense | $73,000 | 11,396 |
Additional noninterest expense | $193,000 | 11,831 |
Pre-tax net operating income | $294,000 | 10,290 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $78,000 | 10,260 |
Income before extraordinary items | $216,000 | 10,461 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $216,000 | 10,566 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 11,674 |
Cash dividends | $75,000 | 7,397 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $216,000 | 10,214 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $915,000 | 13,168 |
Total interest expense | $370,000 | 13,301 |
Net interest income | $545,000 | 12,923 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $157,000 | 10,353 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $118,000 | 7,999 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $39,000 | 11,113 |
Total noninterest expense | $505,000 | 12,612 |
Salaries and employee benefits | $212,000 | 13,023 |
Premises and equipment expense | $91,000 | 11,073 |
Additional noninterest expense | $202,000 | 12,211 |
Pre-tax net operating income | $197,000 | 11,096 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $63,000 | 10,913 |
Income before extraordinary items | $134,000 | 11,487 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $134,000 | 11,565 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 8,990 |
Cash dividends | $20,000 | 8,461 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $134,000 | 11,167 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.