Home > The Farmers State Bank > Income and Expense
The Farmers State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 11,932 |
| Total interest expense | $361,000 | 11,780 |
| Net interest income | $517,000 | 11,952 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $66,000 | 11,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $438,000 | 11,879 |
| Salaries and employee benefits | $233,000 | 11,814 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $146,000 | 11,834 |
| Pre-tax net operating income | $122,000 | 11,476 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $27,000 | 10,992 |
| Income before extraordinary items | $95,000 | 11,429 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $95,000 | 11,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $95,000 | 11,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 12,511 |
| Total interest expense | $391,000 | 12,266 |
| Net interest income | $505,000 | 12,542 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $66,000 | 12,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $477,000 | 12,279 |
| Salaries and employee benefits | $219,000 | 12,467 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $189,000 | 11,881 |
| Pre-tax net operating income | $73,000 | 12,034 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $73,000 | 12,076 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $73,000 | 12,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $64,200 | 11,995 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $940,000 | 13,125 |
| Total interest expense | $423,000 | 13,098 |
| Net interest income | $517,000 | 13,021 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 10,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $470,000 | 12,803 |
| Salaries and employee benefits | $218,000 | 12,958 |
| Premises and equipment expense | $65,000 | 12,061 |
| Additional noninterest expense | $187,000 | 12,425 |
| Pre-tax net operating income | $91,000 | 12,109 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $11,000 | 12,338 |
| Income before extraordinary items | $80,000 | 12,214 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $80,000 | 12,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $36,000 | 8,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $80,000 | 11,924 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.