Home > The Farmers State Bank > Income and Expense
The Farmers State Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $351,000 | 6,209 |
| Total interest expense | $17,000 | 6,233 |
| Net interest income | $334,000 | 6,190 |
| Provision for loan and lease losses | $6,000 | 3,882 |
| Total noninterest income | $44,000 | 5,897 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $25,000 | 5,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 5,739 |
| Total noninterest expense | $178,000 | 6,310 |
| Salaries and employee benefits | $80,000 | 6,319 |
| Premises and equipment expense | $22,000 | 6,206 |
| Additional noninterest expense | $76,000 | 6,256 |
| Pre-tax net operating income | $194,000 | 5,256 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $44,000 | 3,517 |
| Income before extraordinary items | $150,000 | 5,373 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $150,000 | 5,372 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $150,000 | 5,375 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $150,000 | 5,323 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $163,000 | 6,297 |
| Total interest expense | $8,000 | 6,311 |
| Net interest income | $155,000 | 6,281 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $14,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,000 | 6,184 |
| Total noninterest expense | $86,000 | 6,389 |
| Salaries and employee benefits | $41,000 | 6,388 |
| Premises and equipment expense | $10,000 | 6,271 |
| Additional noninterest expense | $35,000 | 6,338 |
| Pre-tax net operating income | $80,000 | 5,368 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $5,000 | 4,030 |
| Income before extraordinary items | $75,000 | 5,370 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $75,000 | 5,373 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $75,000 | 5,373 |
| Net charge-offs | $20,000 | 2,118 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $75,000 | 5,303 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 6,366 |
| Total interest expense | $38,000 | 6,385 |
| Net interest income | $652,000 | 6,355 |
| Provision for loan and lease losses | $12,000 | 4,366 |
| Total noninterest income | $75,000 | 6,122 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $69,000 | 5,405 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,000 | 6,204 |
| Total noninterest expense | $502,000 | 6,420 |
| Salaries and employee benefits | $290,000 | 6,397 |
| Premises and equipment expense | $35,000 | 6,422 |
| Additional noninterest expense | $177,000 | 6,375 |
| Pre-tax net operating income | $213,000 | 5,646 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $77,000 | 3,532 |
| Income before extraordinary items | $136,000 | 5,808 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $136,000 | 5,809 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $136,000 | 5,810 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $136,000 | 5,773 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 6,447 |
| Total interest expense | $29,000 | 6,463 |
| Net interest income | $487,000 | 6,429 |
| Provision for loan and lease losses | $9,000 | 4,188 |
| Total noninterest income | $58,000 | 6,193 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $52,000 | 5,478 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,000 | 6,260 |
| Total noninterest expense | $318,000 | 6,528 |
| Salaries and employee benefits | $187,000 | 6,495 |
| Premises and equipment expense | $21,000 | 6,523 |
| Additional noninterest expense | $110,000 | 6,497 |
| Pre-tax net operating income | $218,000 | 5,593 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $54,000 | 3,632 |
| Income before extraordinary items | $164,000 | 5,689 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 5,688 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $164,000 | 5,689 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $164,000 | 5,649 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $339,000 | 6,516 |
| Total interest expense | $20,000 | 6,523 |
| Net interest income | $319,000 | 6,500 |
| Provision for loan and lease losses | $6,000 | 4,008 |
| Total noninterest income | $37,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $35,000 | 5,486 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,000 | 6,364 |
| Total noninterest expense | $205,000 | 6,599 |
| Salaries and employee benefits | $121,000 | 6,572 |
| Premises and equipment expense | $6,000 | 6,622 |
| Additional noninterest expense | $78,000 | 6,547 |
| Pre-tax net operating income | $145,000 | 5,584 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $35,000 | 3,627 |
| Income before extraordinary items | $110,000 | 5,698 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $110,000 | 5,700 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $110,000 | 5,700 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $110,000 | 5,661 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $167,000 | 6,590 |
| Total interest expense | $10,000 | 6,593 |
| Net interest income | $157,000 | 6,571 |
| Provision for loan and lease losses | $3,000 | 3,691 |
| Total noninterest income | $17,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,000 | 6,409 |
| Total noninterest expense | $100,000 | 6,676 |
| Salaries and employee benefits | $55,000 | 6,659 |
| Premises and equipment expense | $3,000 | 6,690 |
| Additional noninterest expense | $42,000 | 6,602 |
| Pre-tax net operating income | $71,000 | 5,549 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $28,000 | 3,328 |
| Income before extraordinary items | $43,000 | 5,777 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 5,778 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $43,000 | 5,779 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $43,000 | 5,744 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,618 |
| Total interest expense | $58,000 | 6,623 |
| Net interest income | $704,000 | 6,598 |
| Provision for loan and lease losses | $32,000 | 4,515 |
| Total noninterest income | $71,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $69,000 | 5,686 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 6,421 |
| Total noninterest expense | $508,000 | 6,703 |
| Salaries and employee benefits | $298,000 | 6,678 |
| Premises and equipment expense | $15,000 | 6,775 |
| Additional noninterest expense | $195,000 | 6,617 |
| Pre-tax net operating income | $235,000 | 5,637 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $64,000 | 3,654 |
| Income before extraordinary items | $171,000 | 5,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $171,000 | 5,795 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $171,000 | 5,795 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $171,000 | 5,734 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $580,000 | 6,689 |
| Total interest expense | $46,000 | 6,692 |
| Net interest income | $534,000 | 6,670 |
| Provision for loan and lease losses | $9,000 | 4,742 |
| Total noninterest income | $55,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $53,000 | 5,716 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,000 | 6,537 |
| Total noninterest expense | $359,000 | 6,796 |
| Salaries and employee benefits | $237,000 | 6,724 |
| Premises and equipment expense | $15,000 | 6,835 |
| Additional noninterest expense | $107,000 | 6,785 |
| Pre-tax net operating income | $221,000 | 5,612 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $54,000 | 3,681 |
| Income before extraordinary items | $167,000 | 5,761 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $167,000 | 5,762 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $167,000 | 5,698 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $387,000 | 6,742 |
| Total interest expense | $32,000 | 6,739 |
| Net interest income | $355,000 | 6,722 |
| Provision for loan and lease losses | $6,000 | 4,608 |
| Total noninterest income | $35,000 | 6,499 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $33,000 | 5,799 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 6,558 |
| Total noninterest expense | $238,000 | 6,846 |
| Salaries and employee benefits | $158,000 | 6,777 |
| Premises and equipment expense | $10,000 | 6,880 |
| Additional noninterest expense | $70,000 | 6,828 |
| Pre-tax net operating income | $146,000 | 5,610 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $34,000 | 3,695 |
| Income before extraordinary items | $112,000 | 5,768 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $112,000 | 5,770 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $112,000 | 5,770 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $112,000 | 5,681 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $195,000 | 6,807 |
| Total interest expense | $17,000 | 6,802 |
| Net interest income | $178,000 | 6,785 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $18,000 | 6,533 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $125,000 | 6,905 |
| Salaries and employee benefits | $81,000 | 6,830 |
| Premises and equipment expense | $13,000 | 6,778 |
| Additional noninterest expense | $31,000 | 6,937 |
| Pre-tax net operating income | $68,000 | 5,645 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $16,000 | 3,717 |
| Income before extraordinary items | $52,000 | 5,822 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $52,000 | 5,824 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $52,000 | 5,824 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $52,000 | 5,733 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,860 |
| Total interest expense | $118,000 | 6,756 |
| Net interest income | $727,000 | 6,858 |
| Provision for loan and lease losses | $12,000 | 5,709 |
| Total noninterest income | $73,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,000 | 6,496 |
| Total noninterest expense | $517,000 | 6,957 |
| Salaries and employee benefits | $303,000 | 6,927 |
| Premises and equipment expense | $13,000 | 7,039 |
| Additional noninterest expense | $201,000 | 6,867 |
| Pre-tax net operating income | $271,000 | 5,494 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $102,000 | 3,493 |
| Income before extraordinary items | $169,000 | 5,868 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $169,000 | 5,866 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $169,000 | 5,868 |
| Net charge-offs | $-2,000 | 6,406 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $169,000 | 5,705 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $631,000 | 6,970 |
| Total interest expense | $98,000 | 6,820 |
| Net interest income | $533,000 | 6,969 |
| Provision for loan and lease losses | $9,000 | 5,612 |
| Total noninterest income | $56,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 6,611 |
| Total noninterest expense | $330,000 | 7,102 |
| Salaries and employee benefits | $217,000 | 7,028 |
| Premises and equipment expense | $8,000 | 7,140 |
| Additional noninterest expense | $105,000 | 7,081 |
| Pre-tax net operating income | $250,000 | 5,490 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $80,000 | 3,510 |
| Income before extraordinary items | $170,000 | 5,857 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $170,000 | 5,856 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $170,000 | 5,856 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $170,000 | 5,684 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $421,000 | 7,028 |
| Total interest expense | $74,000 | 6,835 |
| Net interest income | $347,000 | 7,035 |
| Provision for loan and lease losses | $6,000 | 5,444 |
| Total noninterest income | $36,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,653 |
| Total noninterest expense | $203,000 | 7,178 |
| Salaries and employee benefits | $125,000 | 7,129 |
| Premises and equipment expense | $5,000 | 7,202 |
| Additional noninterest expense | $73,000 | 7,130 |
| Pre-tax net operating income | $174,000 | 5,455 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $54,000 | 3,501 |
| Income before extraordinary items | $120,000 | 5,828 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $120,000 | 5,827 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $120,000 | 5,827 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $120,000 | 5,649 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $210,000 | 7,086 |
| Total interest expense | $41,000 | 6,853 |
| Net interest income | $169,000 | 7,099 |
| Provision for loan and lease losses | $3,000 | 5,118 |
| Total noninterest income | $16,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $96,000 | 7,251 |
| Salaries and employee benefits | $58,000 | 7,209 |
| Premises and equipment expense | $3,000 | 7,258 |
| Additional noninterest expense | $35,000 | 7,197 |
| Pre-tax net operating income | $86,000 | 5,558 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $78,000 | 5,634 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $78,000 | 5,634 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $78,000 | 5,634 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $78,000 | 5,477 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 7,137 |
| Total interest expense | $194,000 | 6,924 |
| Net interest income | $679,000 | 7,149 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $84,000 | 6,546 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $78,000 | 5,844 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,000 | 6,599 |
| Total noninterest expense | $490,000 | 7,252 |
| Salaries and employee benefits | $310,000 | 7,195 |
| Premises and equipment expense | $14,000 | 7,315 |
| Additional noninterest expense | $166,000 | 7,214 |
| Pre-tax net operating income | $261,000 | 5,355 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $78,000 | 3,521 |
| Income before extraordinary items | $183,000 | 5,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $183,000 | 5,617 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $183,000 | 5,617 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $183,000 | 5,496 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $644,000 | 7,213 |
| Total interest expense | $152,000 | 6,987 |
| Net interest income | $492,000 | 7,239 |
| Provision for loan and lease losses | $9,000 | 6,217 |
| Total noninterest income | $66,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $60,000 | 5,838 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,000 | 6,732 |
| Total noninterest expense | $357,000 | 7,325 |
| Salaries and employee benefits | $242,000 | 7,226 |
| Premises and equipment expense | $9,000 | 7,393 |
| Additional noninterest expense | $106,000 | 7,325 |
| Pre-tax net operating income | $192,000 | 5,504 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $46,000 | 3,670 |
| Income before extraordinary items | $146,000 | 5,725 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 5,726 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $146,000 | 5,726 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $146,000 | 5,587 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 7,292 |
| Total interest expense | $107,000 | 7,038 |
| Net interest income | $313,000 | 7,324 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $40,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $37,000 | 5,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,846 |
| Total noninterest expense | $240,000 | 7,399 |
| Salaries and employee benefits | $164,000 | 7,294 |
| Premises and equipment expense | $6,000 | 7,468 |
| Additional noninterest expense | $70,000 | 7,407 |
| Pre-tax net operating income | $107,000 | 5,655 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $31,000 | 3,615 |
| Income before extraordinary items | $76,000 | 5,852 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 5,851 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $76,000 | 5,852 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $76,000 | 5,771 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $208,000 | 7,358 |
| Total interest expense | $56,000 | 7,089 |
| Net interest income | $152,000 | 7,386 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $19,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $116,000 | 7,475 |
| Salaries and employee benefits | $83,000 | 7,332 |
| Premises and equipment expense | $3,000 | 7,526 |
| Additional noninterest expense | $30,000 | 7,499 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $51,000 | 5,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $51,000 | 5,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $51,000 | 5,688 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $51,000 | 5,647 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 7,395 |
| Total interest expense | $285,000 | 7,107 |
| Net interest income | $621,000 | 7,445 |
| Provision for loan and lease losses | $42,000 | 6,564 |
| Total noninterest income | $93,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $88,000 | 5,650 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,877 |
| Total noninterest expense | $530,000 | 7,507 |
| Salaries and employee benefits | $340,000 | 7,409 |
| Premises and equipment expense | $21,000 | 7,589 |
| Additional noninterest expense | $169,000 | 7,487 |
| Pre-tax net operating income | $142,000 | 5,359 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $38,000 | 3,766 |
| Income before extraordinary items | $104,000 | 5,602 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $104,000 | 5,604 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $104,000 | 5,604 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $104,000 | 5,473 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 7,500 |
| Total interest expense | $225,000 | 7,186 |
| Net interest income | $461,000 | 7,554 |
| Provision for loan and lease losses | $9,000 | 6,858 |
| Total noninterest income | $73,000 | 6,834 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $69,000 | 5,672 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,000 | 7,053 |
| Total noninterest expense | $378,000 | 7,619 |
| Salaries and employee benefits | $256,000 | 7,488 |
| Premises and equipment expense | $11,000 | 7,713 |
| Additional noninterest expense | $111,000 | 7,620 |
| Pre-tax net operating income | $147,000 | 5,432 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $135,000 | 5,577 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $135,000 | 5,578 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $135,000 | 5,578 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $135,000 | 5,413 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,578 |
| Total interest expense | $161,000 | 7,212 |
| Net interest income | $291,000 | 7,640 |
| Provision for loan and lease losses | $6,000 | 6,719 |
| Total noninterest income | $48,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $45,000 | 5,737 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 7,111 |
| Total noninterest expense | $253,000 | 7,687 |
| Salaries and employee benefits | $172,000 | 7,547 |
| Premises and equipment expense | $8,000 | 7,778 |
| Additional noninterest expense | $73,000 | 7,690 |
| Pre-tax net operating income | $80,000 | 5,627 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $71,000 | 5,739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $71,000 | 5,741 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $71,000 | 5,740 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,000 | 5,623 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 7,683 |
| Total interest expense | $86,000 | 7,276 |
| Net interest income | $137,000 | 7,749 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $129,000 | 7,786 |
| Salaries and employee benefits | $86,000 | 7,652 |
| Premises and equipment expense | $5,000 | 7,855 |
| Additional noninterest expense | $38,000 | 7,773 |
| Pre-tax net operating income | $28,000 | 5,936 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $22,000 | 6,105 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 6,106 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $22,000 | 6,105 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $22,000 | 5,996 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 7,752 |
| Total interest expense | $377,000 | 7,400 |
| Net interest income | $552,000 | 7,802 |
| Provision for loan and lease losses | $12,000 | 7,274 |
| Total noninterest income | $81,000 | 7,142 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $76,000 | 6,081 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,000 | 7,291 |
| Total noninterest expense | $551,000 | 7,839 |
| Salaries and employee benefits | $353,000 | 7,716 |
| Premises and equipment expense | $22,000 | 7,944 |
| Additional noninterest expense | $176,000 | 7,822 |
| Pre-tax net operating income | $70,000 | 5,185 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $16,000 | 3,750 |
| Income before extraordinary items | $54,000 | 5,334 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $54,000 | 5,333 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $54,000 | 5,333 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $54,000 | 5,275 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 7,840 |
| Total interest expense | $287,000 | 7,497 |
| Net interest income | $406,000 | 7,885 |
| Provision for loan and lease losses | $9,000 | 7,127 |
| Total noninterest income | $58,000 | 7,307 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $55,000 | 6,160 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $356,000 | 7,965 |
| Salaries and employee benefits | $231,000 | 7,859 |
| Premises and equipment expense | $14,000 | 8,032 |
| Additional noninterest expense | $111,000 | 7,954 |
| Pre-tax net operating income | $99,000 | 5,294 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $19,000 | 3,811 |
| Income before extraordinary items | $80,000 | 5,410 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $80,000 | 5,410 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $80,000 | 5,410 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $80,000 | 5,355 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,940 |
| Total interest expense | $195,000 | 7,596 |
| Net interest income | $253,000 | 7,982 |
| Provision for loan and lease losses | $6,000 | 7,015 |
| Total noninterest income | $37,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $34,000 | 6,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $227,000 | 8,059 |
| Salaries and employee benefits | $155,000 | 7,939 |
| Premises and equipment expense | $9,000 | 8,121 |
| Additional noninterest expense | $63,000 | 8,085 |
| Pre-tax net operating income | $57,000 | 5,476 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $43,000 | 5,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 5,620 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $43,000 | 5,620 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $43,000 | 5,543 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $219,000 | 8,006 |
| Total interest expense | $100,000 | 7,649 |
| Net interest income | $119,000 | 8,060 |
| Provision for loan and lease losses | $3,000 | 6,618 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $109,000 | 8,124 |
| Salaries and employee benefits | $71,000 | 8,035 |
| Premises and equipment expense | $5,000 | 8,159 |
| Additional noninterest expense | $33,000 | 8,083 |
| Pre-tax net operating income | $25,000 | 5,948 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $16,000 | 6,215 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,000 | 6,217 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $16,000 | 6,217 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $16,000 | 6,058 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 7,980 |
| Total interest expense | $469,000 | 7,728 |
| Net interest income | $533,000 | 8,059 |
| Provision for loan and lease losses | $12,000 | 7,126 |
| Total noninterest income | $68,000 | 7,587 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 6,556 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,000 | 7,607 |
| Total noninterest expense | $496,000 | 8,119 |
| Salaries and employee benefits | $349,000 | 7,992 |
| Premises and equipment expense | $18,000 | 8,219 |
| Additional noninterest expense | $129,000 | 8,143 |
| Pre-tax net operating income | $93,000 | 6,044 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $21,000 | 4,257 |
| Income before extraordinary items | $72,000 | 5,968 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $72,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $72,000 | 6,111 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $765,000 | 8,063 |
| Total interest expense | $369,000 | 7,799 |
| Net interest income | $396,000 | 8,156 |
| Provision for loan and lease losses | $9,000 | 6,766 |
| Total noninterest income | $43,000 | 7,824 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $39,000 | 6,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 7,959 |
| Total noninterest expense | $336,000 | 8,222 |
| Salaries and employee benefits | $242,000 | 8,081 |
| Premises and equipment expense | $11,000 | 8,317 |
| Additional noninterest expense | $83,000 | 8,254 |
| Pre-tax net operating income | $94,000 | 6,430 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $83,000 | 6,258 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $83,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $83,000 | 6,407 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $514,000 | 8,134 |
| Total interest expense | $263,000 | 7,838 |
| Net interest income | $251,000 | 8,235 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $28,000 | 7,902 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $210,000 | 8,309 |
| Salaries and employee benefits | $151,000 | 8,188 |
| Premises and equipment expense | $7,000 | 8,392 |
| Additional noninterest expense | $52,000 | 8,332 |
| Pre-tax net operating income | $63,000 | 6,610 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $56,000 | 6,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $56,000 | 6,586 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 8,172 |
| Total interest expense | $135,000 | 7,895 |
| Net interest income | $132,000 | 8,262 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $14,000 | 7,930 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $105,000 | 8,352 |
| Salaries and employee benefits | $74,000 | 8,237 |
| Premises and equipment expense | $5,000 | 8,402 |
| Additional noninterest expense | $26,000 | 8,364 |
| Pre-tax net operating income | $38,000 | 6,752 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $35,000 | 6,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $35,000 | 6,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $35,000 | 6,708 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 8,137 |
| Total interest expense | $521,000 | 7,928 |
| Net interest income | $578,000 | 8,214 |
| Provision for loan and lease losses | $12,000 | 6,512 |
| Total noninterest income | $59,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $53,000 | 6,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $544,000 | 8,285 |
| Salaries and employee benefits | $325,000 | 8,219 |
| Premises and equipment expense | $90,000 | 7,858 |
| Additional noninterest expense | $129,000 | 8,344 |
| Pre-tax net operating income | $81,000 | 7,202 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $23,000 | 5,355 |
| Income before extraordinary items | $58,000 | 7,298 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $58,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $58,000 | 7,269 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $822,000 | 8,200 |
| Total interest expense | $387,000 | 7,982 |
| Net interest income | $435,000 | 8,269 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $46,000 | 7,980 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,000 | 8,162 |
| Total noninterest expense | $324,000 | 8,388 |
| Salaries and employee benefits | $222,000 | 8,279 |
| Premises and equipment expense | $9,000 | 8,499 |
| Additional noninterest expense | $93,000 | 8,363 |
| Pre-tax net operating income | $148,000 | 7,146 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $31,000 | 5,240 |
| Income before extraordinary items | $117,000 | 7,185 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $117,000 | 7,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $117,000 | 7,172 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 8,272 |
| Total interest expense | $253,000 | 8,036 |
| Net interest income | $287,000 | 8,343 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $32,000 | 8,017 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $27,000 | 6,756 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $214,000 | 8,449 |
| Salaries and employee benefits | $139,000 | 8,361 |
| Premises and equipment expense | $6,000 | 8,546 |
| Additional noninterest expense | $69,000 | 8,350 |
| Pre-tax net operating income | $99,000 | 7,251 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $20,000 | 5,345 |
| Income before extraordinary items | $79,000 | 7,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $79,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $79,000 | 7,268 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 8,353 |
| Total interest expense | $121,000 | 8,118 |
| Net interest income | $137,000 | 8,424 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $17,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $111,000 | 8,471 |
| Salaries and employee benefits | $67,000 | 8,424 |
| Premises and equipment expense | $3,000 | 8,570 |
| Additional noninterest expense | $41,000 | 8,258 |
| Pre-tax net operating income | $40,000 | 7,414 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $30,000 | 7,465 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $30,000 | 7,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $30,000 | 7,449 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 8,327 |
| Total interest expense | $389,000 | 8,121 |
| Net interest income | $537,000 | 8,380 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $82,000 | 7,918 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $63,000 | 6,681 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 8,017 |
| Total noninterest expense | $495,000 | 8,446 |
| Salaries and employee benefits | $344,000 | 8,278 |
| Premises and equipment expense | $28,000 | 8,538 |
| Additional noninterest expense | $123,000 | 8,482 |
| Pre-tax net operating income | $112,000 | 7,672 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $26,000 | 5,821 |
| Income before extraordinary items | $86,000 | 7,722 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $86,000 | 7,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $86,000 | 7,712 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $676,000 | 8,411 |
| Total interest expense | $281,000 | 8,188 |
| Net interest income | $395,000 | 8,461 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $54,000 | 8,104 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $48,000 | 6,766 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $307,000 | 8,583 |
| Salaries and employee benefits | $204,000 | 8,465 |
| Premises and equipment expense | $12,000 | 8,660 |
| Additional noninterest expense | $91,000 | 8,533 |
| Pre-tax net operating income | $133,000 | 7,701 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $20,000 | 5,961 |
| Income before extraordinary items | $113,000 | 7,662 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $113,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $113,000 | 7,663 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $437,000 | 8,476 |
| Total interest expense | $178,000 | 8,233 |
| Net interest income | $259,000 | 8,523 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $206,000 | 8,615 |
| Salaries and employee benefits | $134,000 | 8,526 |
| Premises and equipment expense | $5,000 | 8,718 |
| Additional noninterest expense | $67,000 | 8,507 |
| Pre-tax net operating income | $84,000 | 7,782 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $13,000 | 6,018 |
| Income before extraordinary items | $71,000 | 7,755 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $71,000 | 7,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $71,000 | 7,759 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $211,000 | 8,511 |
| Total interest expense | $86,000 | 8,258 |
| Net interest income | $125,000 | 8,566 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $104,000 | 8,628 |
| Salaries and employee benefits | $66,000 | 8,545 |
| Premises and equipment expense | $5,000 | 8,677 |
| Additional noninterest expense | $33,000 | 8,530 |
| Pre-tax net operating income | $35,000 | 7,869 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $30,000 | 7,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $30,000 | 7,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 8,497 |
| Total interest expense | $262,000 | 8,289 |
| Net interest income | $513,000 | 8,521 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $83,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $72,000 | 6,717 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,000 | 8,394 |
| Total noninterest expense | $468,000 | 8,600 |
| Salaries and employee benefits | $298,000 | 8,491 |
| Premises and equipment expense | $62,000 | 8,319 |
| Additional noninterest expense | $108,000 | 8,675 |
| Pre-tax net operating income | $116,000 | 7,946 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $32,000 | 6,114 |
| Income before extraordinary items | $84,000 | 8,024 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $84,000 | 8,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $84,000 | 7,994 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $573,000 | 8,544 |
| Total interest expense | $191,000 | 8,307 |
| Net interest income | $382,000 | 8,579 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $64,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 6,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,407 |
| Total noninterest expense | $290,000 | 8,689 |
| Salaries and employee benefits | $203,000 | 8,554 |
| Premises and equipment expense | $12,000 | 8,758 |
| Additional noninterest expense | $75,000 | 8,709 |
| Pre-tax net operating income | $147,000 | 7,836 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $28,000 | 6,119 |
| Income before extraordinary items | $119,000 | 7,856 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $119,000 | 7,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $119,000 | 7,827 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $374,000 | 8,560 |
| Total interest expense | $123,000 | 8,318 |
| Net interest income | $251,000 | 8,591 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $40,000 | 8,185 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $182,000 | 8,719 |
| Salaries and employee benefits | $126,000 | 8,608 |
| Premises and equipment expense | $15,000 | 8,673 |
| Additional noninterest expense | $41,000 | 8,759 |
| Pre-tax net operating income | $103,000 | 7,835 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $85,000 | 7,849 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $85,000 | 7,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $85,000 | 7,809 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 8,646 |
| Total interest expense | $60,000 | 8,385 |
| Net interest income | $126,000 | 8,663 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $83,000 | 8,819 |
| Salaries and employee benefits | $53,000 | 8,751 |
| Premises and equipment expense | $8,000 | 8,706 |
| Additional noninterest expense | $22,000 | 8,797 |
| Pre-tax net operating income | $58,000 | 7,788 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $49,000 | 7,780 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $49,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $49,000 | 7,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 8,625 |
| Total interest expense | $240,000 | 8,330 |
| Net interest income | $493,000 | 8,649 |
| Provision for loan and lease losses | $14,000 | 6,903 |
| Total noninterest income | $76,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $67,000 | 7,004 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $440,000 | 8,744 |
| Salaries and employee benefits | $312,000 | 8,571 |
| Premises and equipment expense | $44,000 | 8,671 |
| Additional noninterest expense | $84,000 | 8,867 |
| Pre-tax net operating income | $115,000 | 8,063 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $22,000 | 6,508 |
| Income before extraordinary items | $93,000 | 8,123 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $93,000 | 8,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $93,000 | 8,077 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 8,679 |
| Total interest expense | $184,000 | 8,344 |
| Net interest income | $360,000 | 8,718 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $58,000 | 8,371 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $51,000 | 7,039 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $230,000 | 8,913 |
| Salaries and employee benefits | $147,000 | 8,859 |
| Premises and equipment expense | $25,000 | 8,805 |
| Additional noninterest expense | $58,000 | 8,920 |
| Pre-tax net operating income | $177,000 | 7,794 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $158,000 | 7,731 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $158,000 | 7,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $158,000 | 7,685 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,744 |
| Total interest expense | $125,000 | 8,377 |
| Net interest income | $229,000 | 8,794 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $37,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $152,000 | 8,976 |
| Salaries and employee benefits | $98,000 | 8,920 |
| Premises and equipment expense | $17,000 | 8,845 |
| Additional noninterest expense | $37,000 | 8,982 |
| Pre-tax net operating income | $111,000 | 7,838 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $98,000 | 7,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 7,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $98,000 | 7,727 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $171,000 | 8,803 |
| Total interest expense | $64,000 | 8,416 |
| Net interest income | $107,000 | 8,864 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $85,000 | 8,977 |
| Salaries and employee benefits | $49,000 | 8,958 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $27,000 | 8,908 |
| Pre-tax net operating income | $41,000 | 8,036 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $35,000 | 8,063 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $35,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $35,000 | 8,003 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 8,793 |
| Total interest expense | $306,000 | 8,437 |
| Net interest income | $439,000 | 8,865 |
| Provision for loan and lease losses | $3,000 | 7,580 |
| Total noninterest income | $66,000 | 8,638 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $60,000 | 7,265 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $378,000 | 9,003 |
| Salaries and employee benefits | $252,000 | 8,900 |
| Premises and equipment expense | $42,000 | 8,879 |
| Additional noninterest expense | $84,000 | 9,050 |
| Pre-tax net operating income | $124,000 | 8,110 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $42,000 | 6,399 |
| Income before extraordinary items | $82,000 | 8,311 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $82,000 | 8,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $82,000 | 8,204 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $568,000 | 8,866 |
| Total interest expense | $238,000 | 8,513 |
| Net interest income | $330,000 | 8,948 |
| Provision for loan and lease losses | $1,000 | 7,460 |
| Total noninterest income | $52,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $225,000 | 9,130 |
| Salaries and employee benefits | $140,000 | 9,070 |
| Premises and equipment expense | $23,000 | 9,031 |
| Additional noninterest expense | $62,000 | 9,101 |
| Pre-tax net operating income | $156,000 | 7,936 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $42,000 | 6,352 |
| Income before extraordinary items | $114,000 | 8,134 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $114,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $114,000 | 7,999 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $380,000 | 8,912 |
| Total interest expense | $165,000 | 8,548 |
| Net interest income | $215,000 | 8,984 |
| Provision for loan and lease losses | $1,000 | 7,297 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $149,000 | 9,163 |
| Salaries and employee benefits | $93,000 | 9,105 |
| Premises and equipment expense | $16,000 | 9,035 |
| Additional noninterest expense | $40,000 | 9,131 |
| Pre-tax net operating income | $102,000 | 7,993 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $28,000 | 6,385 |
| Income before extraordinary items | $74,000 | 8,194 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $74,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $74,000 | 8,040 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $189,000 | 8,969 |
| Total interest expense | $84,000 | 8,621 |
| Net interest income | $105,000 | 9,047 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $20,000 | 8,615 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $75,000 | 9,207 |
| Salaries and employee benefits | $45,000 | 9,163 |
| Premises and equipment expense | $3,000 | 9,213 |
| Additional noninterest expense | $27,000 | 9,071 |
| Pre-tax net operating income | $49,000 | 8,008 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $14,000 | 6,371 |
| Income before extraordinary items | $35,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,000 | 8,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 8,973 |
| Total interest expense | $345,000 | 8,801 |
| Net interest income | $490,000 | 9,009 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $71,000 | 8,735 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $64,000 | 7,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $386,000 | 9,151 |
| Salaries and employee benefits | $246,000 | 9,066 |
| Premises and equipment expense | $43,000 | 9,009 |
| Additional noninterest expense | $97,000 | 9,179 |
| Pre-tax net operating income | $175,000 | 8,023 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $51,000 | 6,516 |
| Income before extraordinary items | $124,000 | 8,217 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $124,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,875 |
| Cash dividends | $19,000 | 6,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $124,000 | 8,119 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 9,214 |
| Total interest expense | $445,000 | 9,103 |
| Net interest income | $453,000 | 9,258 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $77,000 | 8,817 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $73,000 | 7,109 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $372,000 | 9,402 |
| Salaries and employee benefits | $246,000 | 9,262 |
| Premises and equipment expense | $38,000 | 9,323 |
| Additional noninterest expense | $88,000 | 9,440 |
| Pre-tax net operating income | $158,000 | 8,073 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $59,000 | 6,554 |
| Income before extraordinary items | $99,000 | 8,342 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $99,000 | 8,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $99,000 | 8,238 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 9,487 |
| Total interest expense | $452,000 | 9,339 |
| Net interest income | $429,000 | 9,550 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $71,000 | 9,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 9,721 |
| Total noninterest expense | $371,000 | 9,651 |
| Salaries and employee benefits | $205,000 | 9,619 |
| Premises and equipment expense | $60,000 | 9,173 |
| Additional noninterest expense | $106,000 | 9,587 |
| Pre-tax net operating income | $129,000 | 8,694 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $31,000 | 7,597 |
| Income before extraordinary items | $98,000 | 8,723 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $98,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $98,000 | 8,710 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 9,729 |
| Total interest expense | $474,000 | 9,498 |
| Net interest income | $388,000 | 9,839 |
| Provision for loan and lease losses | $26,000 | 7,391 |
| Total noninterest income | $63,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $335,000 | 10,004 |
| Salaries and employee benefits | $178,000 | 9,981 |
| Premises and equipment expense | $52,000 | 9,602 |
| Additional noninterest expense | $105,000 | 9,889 |
| Pre-tax net operating income | $90,000 | 9,109 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $75,000 | 9,115 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $75,000 | 9,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $75,000 | 9,082 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 9,988 |
| Total interest expense | $441,000 | 9,819 |
| Net interest income | $406,000 | 10,076 |
| Provision for loan and lease losses | $68,000 | 5,924 |
| Total noninterest income | $56,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,282 |
| Total noninterest expense | $280,000 | 10,294 |
| Salaries and employee benefits | $193,000 | 10,143 |
| Premises and equipment expense | $18,000 | 10,330 |
| Additional noninterest expense | $69,000 | 10,313 |
| Pre-tax net operating income | $114,000 | 9,345 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $41,000 | 8,488 |
| Income before extraordinary items | $73,000 | 9,503 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $73,000 | 9,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $73,000 | 9,436 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 10,482 |
| Total interest expense | $392,000 | 10,348 |
| Net interest income | $406,000 | 10,546 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $58,000 | 10,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $341,000 | 10,613 |
| Salaries and employee benefits | $220,000 | 10,440 |
| Premises and equipment expense | $15,000 | 10,810 |
| Additional noninterest expense | $106,000 | 10,482 |
| Pre-tax net operating income | $108,000 | 10,036 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $36,000 | 9,472 |
| Income before extraordinary items | $72,000 | 10,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $72,000 | 10,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $72,000 | 10,083 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 11,132 |
| Total interest expense | $362,000 | 10,956 |
| Net interest income | $314,000 | 11,214 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $52,000 | 10,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,282 |
| Total noninterest expense | $276,000 | 11,273 |
| Salaries and employee benefits | $176,000 | 11,136 |
| Premises and equipment expense | $40,000 | 10,910 |
| Additional noninterest expense | $60,000 | 11,349 |
| Pre-tax net operating income | $80,000 | 10,473 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $18,000 | 10,236 |
| Income before extraordinary items | $62,000 | 10,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $62,000 | 10,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 797 |
| Net operating income | $62,000 | 10,460 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 11,768 |
| Total interest expense | $265,000 | 11,645 |
| Net interest income | $257,000 | 11,807 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,869 |
| Total noninterest expense | $221,000 | 11,853 |
| Salaries and employee benefits | $130,000 | 11,799 |
| Premises and equipment expense | $34,000 | 11,525 |
| Additional noninterest expense | $57,000 | 11,874 |
| Pre-tax net operating income | $82,000 | 11,178 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $16,000 | 10,816 |
| Income before extraordinary items | $66,000 | 11,196 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $66,000 | 11,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $66,000 | 11,166 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 12,453 |
| Total interest expense | $190,000 | 12,360 |
| Net interest income | $241,000 | 12,470 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $40,000 | 12,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $197,000 | 12,518 |
| Salaries and employee benefits | $111,000 | 12,488 |
| Premises and equipment expense | $25,000 | 12,337 |
| Additional noninterest expense | $61,000 | 12,511 |
| Pre-tax net operating income | $84,000 | 11,725 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,000 | 11,553 |
| Income before extraordinary items | $82,000 | 11,547 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $82,000 | 11,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $82,000 | 11,596 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 13,184 |
| Total interest expense | $149,000 | 13,111 |
| Net interest income | $143,000 | 13,178 |
| Provision for loan and lease losses | $-40,000 | 12,687 |
| Total noninterest income | $31,000 | 12,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $158,000 | 13,225 |
| Salaries and employee benefits | $84,000 | 13,203 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $48,000 | 13,218 |
| Pre-tax net operating income | $54,000 | 12,157 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $54,000 | 12,221 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $54,000 | 12,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 861 |
| Net operating income | $54,000 | 12,074 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 13,856 |
| Total interest expense | $104,000 | 13,817 |
| Net interest income | $114,000 | 13,844 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $38,000 | 13,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $179,000 | 13,829 |
| Salaries and employee benefits | $94,000 | 13,801 |
| Premises and equipment expense | $33,000 | 13,314 |
| Additional noninterest expense | $52,000 | 13,842 |
| Pre-tax net operating income | $-27,000 | 12,812 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-27,000 | 12,953 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-27,000 | 12,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-27,000 | 12,759 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.