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The Farmers State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$9,904,000	2,855
Total interest expense	$1,921,000	3,090
Net interest income	$7,983,000	2,697
Provision for loan and lease losses	$24,000	3,029
Total noninterest income	$1,033,000	2,704
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$92,000	3,425
Trading account gains and fees	$0	123
Additional Noninterest Income	$941,000	2,336
Total noninterest expense	$6,185,000	2,731
Salaries and employee benefits	$4,090,000	2,485
Premises and equipment expense	$464,000	3,060
Additional noninterest expense	$941,000	2,336
Pre-tax net operating income	$2,807,000	2,586
Securities gains (losses)	$1,000	952
Applicable income taxes	$474,000	1,946
Income before extraordinary items	$2,334,000	2,619
Extraordinary gains, net	$0	54
Net income	$2,334,000	2,645
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,334,000	2,621
Net charge-offs	$5,000	2,589
Cash dividends	$408,000	2,870
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,333,170	2,647
2023-09-30 (YTD Data)		Rank
Total interest income	$7,200,000	2,871
Total interest expense	$1,256,000	3,116
Net interest income	$5,944,000	2,722
Provision for loan and lease losses	$24,000	2,771
Total noninterest income	$790,000	2,684
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$67,000	3,466
Trading account gains and fees	$0	125
Additional Noninterest Income	$723,000	2,297
Total noninterest expense	$4,587,000	2,745
Salaries and employee benefits	$3,046,000	2,487
Premises and equipment expense	$356,000	3,046
Additional noninterest expense	$723,000	2,296
Pre-tax net operating income	$2,123,000	2,638
Securities gains (losses)	$1,000	805
Applicable income taxes	$314,000	2,082
Income before extraordinary items	$1,810,000	2,622
Extraordinary gains, net	$0	52
Net income	$1,810,000	2,651
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,810,000	2,623
Net charge-offs	$12,000	2,080
Cash dividends	$306,000	2,549
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,809,150	2,643
2023-06-30 (YTD Data)		Rank
Total interest income	$4,634,000	2,891
Total interest expense	$656,000	3,230
Net interest income	$3,978,000	2,747
Provision for loan and lease losses	$18,000	2,634
Total noninterest income	$473,000	2,763
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$46,000	3,444
Trading account gains and fees	$0	112
Additional Noninterest Income	$427,000	2,363
Total noninterest expense	$3,109,000	2,720
Salaries and employee benefits	$2,023,000	2,493
Premises and equipment expense	$249,000	2,964
Additional noninterest expense	$427,000	2,359
Pre-tax net operating income	$1,324,000	2,727
Securities gains (losses)	$1,000	881
Applicable income taxes	$195,000	2,152
Income before extraordinary items	$1,130,000	2,718
Extraordinary gains, net	$0	51
Net income	$1,130,000	2,748
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,130,000	2,718
Net charge-offs	$12,000	1,750
Cash dividends	$204,000	2,506
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,129,150	2,740
2023-03-31 (YTD Data)		Rank
Total interest income	$2,265,000	2,915
Total interest expense	$229,000	3,436
Net interest income	$2,036,000	2,724
Provision for loan and lease losses	$9,000	2,362
Total noninterest income	$228,000	2,800
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$24,000	3,414
Trading account gains and fees	$0	97
Additional Noninterest Income	$204,000	2,417
Total noninterest expense	$1,586,000	2,710
Salaries and employee benefits	$1,006,000	2,540
Premises and equipment expense	$131,000	2,944
Additional noninterest expense	$204,000	2,417
Pre-tax net operating income	$669,000	2,765
Securities gains (losses)	$0	950
Applicable income taxes	$96,000	2,169
Income before extraordinary items	$573,000	2,750
Extraordinary gains, net	$0	4
Net income	$573,000	2,750
Minority interest net income	$0	48
Net income of bank and minority interests.	$573,000	2,750
Net charge-offs	$-2,000	3,519
Cash dividends	$102,000	2,058
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$573,000	2,778
2022-12-31 (YTD Data)		Rank
Total interest income	$8,012,000	2,862
Total interest expense	$440,000	3,376
Net interest income	$7,572,000	2,763
Provision for loan and lease losses	$36,000	2,641
Total noninterest income	$1,654,000	2,229
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$105,000	3,402
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,549,000	1,864
Total noninterest expense	$6,123,000	2,729
Salaries and employee benefits	$3,936,000	2,528
Premises and equipment expense	$523,000	2,927
Additional noninterest expense	$1,549,000	1,864
Pre-tax net operating income	$3,067,000	2,629
Securities gains (losses)	$-11,000	3,459
Applicable income taxes	$453,000	2,091
Income before extraordinary items	$2,603,000	2,627
Extraordinary gains, net	$0	5
Net income	$2,603,000	2,624
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,603,000	2,626
Net charge-offs	$11,000	2,122
Cash dividends	$392,000	2,859
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,612,350	2,655
2022-09-30 (YTD Data)		Rank
Total interest income	$5,766,000	2,864
Total interest expense	$328,000	3,186
Net interest income	$5,438,000	2,804
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,157,000	2,335
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$78,000	3,438
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,079,000	1,975
Total noninterest expense	$4,286,000	2,808
Salaries and employee benefits	$2,728,000	2,642
Premises and equipment expense	$392,000	2,942
Additional noninterest expense	$1,079,000	1,975
Pre-tax net operating income	$2,309,000	2,624
Securities gains (losses)	$-11,000	3,806
Applicable income taxes	$330,000	2,129
Income before extraordinary items	$1,968,000	2,602
Extraordinary gains, net	$0	4
Net income	$1,968,000	2,600
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,968,000	2,601
Net charge-offs	$-28,000	3,911
Cash dividends	$294,000	2,542
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,977,460	2,631
2022-06-30 (YTD Data)		Rank
Total interest income	$3,607,000	2,917
Total interest expense	$225,000	3,062
Net interest income	$3,382,000	2,881
Provision for loan and lease losses	$0	2,599
Total noninterest income	$778,000	2,339
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$52,000	3,462
Trading account gains and fees	$0	108
Additional Noninterest Income	$726,000	2,023
Total noninterest expense	$2,867,000	2,799
Salaries and employee benefits	$1,805,000	2,658
Premises and equipment expense	$255,000	2,991
Additional noninterest expense	$807,000	2,971
Pre-tax net operating income	$1,293,000	2,727
Securities gains (losses)	$0	687
Applicable income taxes	$190,000	2,170
Income before extraordinary items	$1,103,000	2,715
Extraordinary gains, net	$0	4
Net income	$1,103,000	2,713
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,103,000	2,715
Net charge-offs	$-4,000	3,378
Cash dividends	$196,000	2,491
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,103,000	2,749
2022-03-31 (YTD Data)		Rank
Total interest income	$1,745,000	2,933
Total interest expense	$116,000	2,993
Net interest income	$1,629,000	2,901
Provision for loan and lease losses	$0	2,285
Total noninterest income	$407,000	2,272
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$26,000	3,454
Trading account gains and fees	$0	103
Additional Noninterest Income	$381,000	1,957
Total noninterest expense	$1,447,000	2,777
Salaries and employee benefits	$897,000	2,670
Premises and equipment expense	$135,000	2,909
Additional noninterest expense	$415,000	2,904
Pre-tax net operating income	$589,000	2,729
Securities gains (losses)	$0	623
Applicable income taxes	$88,000	2,146
Income before extraordinary items	$501,000	2,746
Extraordinary gains, net	$0	4
Net income	$501,000	2,744
Minority interest net income	$0	50
Net income of bank and minority interests.	$501,000	2,746
Net charge-offs	$-4,000	3,570
Cash dividends	$98,000	2,014
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$501,000	2,770
2021-12-31 (YTD Data)		Rank
Total interest income	$7,019,000	2,994
Total interest expense	$729,000	2,661
Net interest income	$6,290,000	3,003
Provision for loan and lease losses	$385,000	1,235
Total noninterest income	$2,697,000	1,919
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$82,000	3,634
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,615,000	1,622
Total noninterest expense	$5,889,000	2,759
Salaries and employee benefits	$3,642,000	2,647
Premises and equipment expense	$505,000	3,022
Additional noninterest expense	$1,742,000	2,839
Pre-tax net operating income	$2,713,000	2,806
Securities gains (losses)	$1,000	2,004
Applicable income taxes	$392,000	2,272
Income before extraordinary items	$2,322,000	2,840
Extraordinary gains, net	$0	10
Net income	$2,322,000	2,841
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,322,000	2,841
Net charge-offs	$-7,000	3,578
Cash dividends	$376,000	2,987
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,321,140	2,815
2021-09-30 (YTD Data)		Rank
Total interest income	$5,283,000	3,044
Total interest expense	$594,000	2,611
Net interest income	$4,689,000	3,057
Provision for loan and lease losses	$220,000	1,419
Total noninterest income	$1,800,000	2,087
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$56,000	3,751
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,744,000	1,817
Total noninterest expense	$4,312,000	2,811
Salaries and employee benefits	$2,731,000	2,657
Premises and equipment expense	$389,000	2,988
Additional noninterest expense	$1,192,000	3,009
Pre-tax net operating income	$1,957,000	2,960
Securities gains (losses)	$1,000	1,947
Applicable income taxes	$350,000	2,220
Income before extraordinary items	$1,608,000	3,050
Extraordinary gains, net	$0	8
Net income	$1,608,000	3,050
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,608,000	3,050
Net charge-offs	$-14,000	3,770
Cash dividends	$282,000	2,703
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,607,180	3,028
2021-06-30 (YTD Data)		Rank
Total interest income	$3,527,000	3,054
Total interest expense	$429,000	2,567
Net interest income	$3,098,000	3,080
Provision for loan and lease losses	$205,000	1,173
Total noninterest income	$1,232,000	2,012
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$33,000	3,855
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,199,000	1,738
Total noninterest expense	$2,879,000	2,799
Salaries and employee benefits	$1,817,000	2,660
Premises and equipment expense	$270,000	2,933
Additional noninterest expense	$792,000	3,002
Pre-tax net operating income	$1,246,000	2,998
Securities gains (losses)	$0	1,818
Applicable income taxes	$220,000	2,247
Income before extraordinary items	$1,026,000	3,106
Extraordinary gains, net	$0	6
Net income	$1,026,000	3,104
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,026,000	3,106
Net charge-offs	$-12,000	3,873
Cash dividends	$188,000	2,649
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,026,000	3,078
2021-03-31 (YTD Data)		Rank
Total interest income	$1,780,000	3,035
Total interest expense	$236,000	2,516
Net interest income	$1,544,000	3,070
Provision for loan and lease losses	$15,000	2,330
Total noninterest income	$666,000	1,940
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$17,000	3,817
Trading account gains and fees	$0	127
Additional Noninterest Income	$649,000	1,653
Total noninterest expense	$1,452,000	2,778
Salaries and employee benefits	$911,000	2,643
Premises and equipment expense	$142,000	2,869
Additional noninterest expense	$399,000	2,944
Pre-tax net operating income	$743,000	2,758
Securities gains (losses)	$0	1,392
Applicable income taxes	$137,000	2,068
Income before extraordinary items	$606,000	2,894
Extraordinary gains, net	$0	3
Net income	$606,000	2,893
Minority interest net income	$0	55
Net income of bank and minority interests.	$606,000	2,894
Net charge-offs	$-11,000	4,101
Cash dividends	$94,000	2,158
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$606,000	2,853
2020-12-31 (YTD Data)		Rank
Total interest income	$7,631,000	2,955
Total interest expense	$1,542,000	2,337
Net interest income	$6,089,000	3,028
Provision for loan and lease losses	$80,000	3,682
Total noninterest income	$1,912,000	2,177
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$69,000	3,917
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,843,000	1,869
Total noninterest expense	$5,497,000	2,839
Salaries and employee benefits	$3,485,000	2,690
Premises and equipment expense	$493,000	3,087
Additional noninterest expense	$1,519,000	3,025
Pre-tax net operating income	$2,424,000	2,714
Securities gains (losses)	$-15,000	4,851
Applicable income taxes	$392,000	2,109
Income before extraordinary items	$2,017,000	2,822
Extraordinary gains, net	$0	4
Net income	$2,017,000	2,821
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,017,000	2,822
Net charge-offs	$-12,000	4,281
Cash dividends	$370,000	3,049
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,029,600	2,763
2020-09-30 (YTD Data)		Rank
Total interest income	$5,764,000	2,968
Total interest expense	$1,233,000	2,338
Net interest income	$4,531,000	3,056
Provision for loan and lease losses	$59,000	3,645
Total noninterest income	$1,344,000	2,199
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$51,000	3,954
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,293,000	1,899
Total noninterest expense	$4,120,000	2,825
Salaries and employee benefits	$2,564,000	2,717
Premises and equipment expense	$351,000	3,169
Additional noninterest expense	$1,205,000	2,914
Pre-tax net operating income	$1,696,000	2,810
Securities gains (losses)	$-15,000	4,829
Applicable income taxes	$280,000	2,142
Income before extraordinary items	$1,401,000	2,924
Extraordinary gains, net	$0	4
Net income	$1,401,000	2,923
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,401,000	2,924
Net charge-offs	$-13,000	4,316
Cash dividends	$277,000	2,774
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,413,450	2,865
2020-06-30 (YTD Data)		Rank
Total interest income	$3,869,000	2,992
Total interest expense	$848,000	2,398
Net interest income	$3,021,000	3,084
Provision for loan and lease losses	$38,000	3,600
Total noninterest income	$923,000	2,110
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$31,000	4,055
Trading account gains and fees	$0	123
Additional Noninterest Income	$892,000	1,781
Total noninterest expense	$2,682,000	2,874
Salaries and employee benefits	$1,643,000	2,787
Premises and equipment expense	$235,000	3,169
Additional noninterest expense	$804,000	2,898
Pre-tax net operating income	$1,224,000	2,660
Securities gains (losses)	$-15,000	4,830
Applicable income taxes	$208,000	2,020
Income before extraordinary items	$1,001,000	2,810
Extraordinary gains, net	$0	4
Net income	$1,001,000	2,809
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,001,000	2,810
Net charge-offs	$-9,000	4,288
Cash dividends	$185,000	2,721
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,013,450	2,745
2020-03-31 (YTD Data)		Rank
Total interest income	$1,934,000	2,979
Total interest expense	$434,000	2,517
Net interest income	$1,500,000	3,054
Provision for loan and lease losses	$9,000	3,440
Total noninterest income	$359,000	2,305
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$21,000	3,977
Trading account gains and fees	$0	106
Additional Noninterest Income	$338,000	1,881
Total noninterest expense	$1,331,000	2,911
Salaries and employee benefits	$822,000	2,795
Premises and equipment expense	$123,000	3,112
Additional noninterest expense	$386,000	2,993
Pre-tax net operating income	$519,000	2,734
Securities gains (losses)	$-15,000	4,851
Applicable income taxes	$78,000	2,124
Income before extraordinary items	$426,000	2,837
Extraordinary gains, net	$0	4
Net income	$426,000	2,836
Minority interest net income	$0	56
Net income of bank and minority interests.	$426,000	2,838
Net charge-offs	$-4,000	4,126
Cash dividends	$93,000	2,336
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$438,750	2,784
2019-12-31 (YTD Data)		Rank
Total interest income	$7,949,000	2,968
Total interest expense	$1,669,000	2,610
Net interest income	$6,280,000	3,022
Provision for loan and lease losses	$60,000	3,246
Total noninterest income	$1,049,000	2,763
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$99,000	3,939
Trading account gains and fees	$0	135
Additional Noninterest Income	$950,000	2,310
Total noninterest expense	$5,155,000	2,950
Salaries and employee benefits	$3,046,000	2,911
Premises and equipment expense	$500,000	3,095
Additional noninterest expense	$1,609,000	2,951
Pre-tax net operating income	$2,114,000	2,949
Securities gains (losses)	$22,000	1,610
Applicable income taxes	$358,000	2,235
Income before extraordinary items	$1,778,000	3,057
Extraordinary gains, net	$0	11
Net income	$1,778,000	3,056
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,778,000	3,058
Net charge-offs	$51,000	2,625
Cash dividends	$340,000	3,254
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,759,740	3,044
2019-09-30 (YTD Data)		Rank
Total interest income	$5,954,000	3,007
Total interest expense	$1,215,000	2,682
Net interest income	$4,739,000	3,044
Provision for loan and lease losses	$45,000	3,145
Total noninterest income	$842,000	2,676
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$73,000	4,009
Trading account gains and fees	$0	129
Additional Noninterest Income	$769,000	2,213
Total noninterest expense	$3,827,000	2,987
Salaries and employee benefits	$2,274,000	2,927
Premises and equipment expense	$385,000	3,081
Additional noninterest expense	$1,168,000	3,020
Pre-tax net operating income	$1,709,000	2,942
Securities gains (losses)	$21,000	1,403
Applicable income taxes	$296,000	2,237
Income before extraordinary items	$1,434,000	3,014
Extraordinary gains, net	$0	11
Net income	$1,434,000	3,015
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,434,000	3,015
Net charge-offs	$-14,000	4,515
Cash dividends	$255,000	2,973
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,416,570	3,004
2019-06-30 (YTD Data)		Rank
Total interest income	$3,947,000	3,028
Total interest expense	$772,000	2,718
Net interest income	$3,175,000	3,049
Provision for loan and lease losses	$30,000	3,043
Total noninterest income	$545,000	2,690
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$48,000	4,045
Trading account gains and fees	$0	131
Additional Noninterest Income	$497,000	2,210
Total noninterest expense	$2,546,000	3,020
Salaries and employee benefits	$1,514,000	2,943
Premises and equipment expense	$259,000	3,078
Additional noninterest expense	$773,000	3,077
Pre-tax net operating income	$1,144,000	2,910
Securities gains (losses)	$0	1,702
Applicable income taxes	$165,000	2,339
Income before extraordinary items	$979,000	2,974
Extraordinary gains, net	$0	11
Net income	$979,000	2,973
Minority interest net income	$0	69
Net income of bank and minority interests.	$979,000	2,973
Net charge-offs	$-9,000	4,454
Cash dividends	$170,000	2,943
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$979,000	2,948
2019-03-31 (YTD Data)		Rank
Total interest income	$1,955,000	3,062
Total interest expense	$356,000	2,798
Net interest income	$1,599,000	3,061
Provision for loan and lease losses	$15,000	2,868
Total noninterest income	$287,000	2,572
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$24,000	4,054
Trading account gains and fees	$0	126
Additional Noninterest Income	$263,000	2,096
Total noninterest expense	$1,275,000	3,033
Salaries and employee benefits	$774,000	2,923
Premises and equipment expense	$135,000	3,043
Additional noninterest expense	$366,000	3,188
Pre-tax net operating income	$596,000	2,826
Securities gains (losses)	$0	1,087
Applicable income taxes	$101,000	2,140
Income before extraordinary items	$495,000	2,905
Extraordinary gains, net	$0	5
Net income	$495,000	2,903
Minority interest net income	$0	52
Net income of bank and minority interests.	$495,000	2,904
Net charge-offs	$-5,000	4,404
Cash dividends	$85,000	2,498
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$495,000	2,893
2018-12-31 (YTD Data)		Rank
Total interest income	$7,239,000	3,108
Total interest expense	$1,069,000	2,833
Net interest income	$6,170,000	3,113
Provision for loan and lease losses	$126,000	2,803
Total noninterest income	$1,233,000	2,580
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$110,000	4,039
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,123,000	2,113
Total noninterest expense	$5,378,000	2,925
Salaries and employee benefits	$3,198,000	2,844
Premises and equipment expense	$483,000	3,211
Additional noninterest expense	$1,697,000	2,914
Pre-tax net operating income	$1,899,000	3,213
Securities gains (losses)	$0	1,125
Applicable income taxes	$257,000	2,507
Income before extraordinary items	$1,642,000	3,231
Extraordinary gains, net	$0	6
Net income	$1,642,000	3,230
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,642,000	3,230
Net charge-offs	$1,000	3,708
Cash dividends	$320,000	3,315
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,642,000	3,231
2018-09-30 (YTD Data)		Rank
Total interest income	$5,313,000	3,156
Total interest expense	$747,000	2,865
Net interest income	$4,566,000	3,158
Provision for loan and lease losses	$95,000	2,646
Total noninterest income	$941,000	2,589
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$81,000	4,109
Trading account gains and fees	$0	138
Additional Noninterest Income	$860,000	2,115
Total noninterest expense	$3,979,000	2,952
Salaries and employee benefits	$2,401,000	2,844
Premises and equipment expense	$364,000	3,254
Additional noninterest expense	$1,214,000	3,009
Pre-tax net operating income	$1,433,000	3,255
Securities gains (losses)	$0	1,118
Applicable income taxes	$226,000	2,443
Income before extraordinary items	$1,207,000	3,303
Extraordinary gains, net	$0	5
Net income	$1,207,000	3,302
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,207,000	3,302
Net charge-offs	$-3,000	4,190
Cash dividends	$240,000	2,997
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,207,000	3,297
2018-06-30 (YTD Data)		Rank
Total interest income	$3,459,000	3,184
Total interest expense	$443,000	2,977
Net interest income	$3,016,000	3,186
Provision for loan and lease losses	$63,000	2,555
Total noninterest income	$586,000	2,673
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$52,000	4,178
Trading account gains and fees	$0	130
Additional Noninterest Income	$534,000	2,199
Total noninterest expense	$2,676,000	2,963
Salaries and employee benefits	$1,605,000	2,870
Premises and equipment expense	$250,000	3,207
Additional noninterest expense	$821,000	2,998
Pre-tax net operating income	$863,000	3,373
Securities gains (losses)	$0	961
Applicable income taxes	$131,000	2,530
Income before extraordinary items	$732,000	3,430
Extraordinary gains, net	$0	6
Net income	$732,000	3,429
Minority interest net income	$0	65
Net income of bank and minority interests.	$732,000	3,429
Net charge-offs	$-12,000	4,572
Cash dividends	$160,000	2,944
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$732,000	3,427
2018-03-31 (YTD Data)		Rank
Total interest income	$1,684,000	3,232
Total interest expense	$205,000	3,045
Net interest income	$1,479,000	3,236
Provision for loan and lease losses	$31,000	2,402
Total noninterest income	$320,000	2,536
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$24,000	4,280
Trading account gains and fees	$0	123
Additional Noninterest Income	$296,000	2,037
Total noninterest expense	$1,348,000	2,971
Salaries and employee benefits	$797,000	2,916
Premises and equipment expense	$133,000	3,118
Additional noninterest expense	$418,000	2,976
Pre-tax net operating income	$420,000	3,371
Securities gains (losses)	$0	735
Applicable income taxes	$56,000	2,607
Income before extraordinary items	$364,000	3,400
Extraordinary gains, net	$0	7
Net income	$364,000	3,400
Minority interest net income	$0	52
Net income of bank and minority interests.	$364,000	3,400
Net charge-offs	$-16,000	4,917
Cash dividends	$80,000	2,426
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$364,000	3,394
2017-12-31 (YTD Data)		Rank
Total interest income	$6,352,000	3,302
Total interest expense	$674,000	3,191
Net interest income	$5,678,000	3,289
Provision for loan and lease losses	$108,000	2,999
Total noninterest income	$1,184,000	2,710
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$105,000	4,277
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,079,000	2,201
Total noninterest expense	$4,943,000	3,109
Salaries and employee benefits	$2,985,000	2,993
Premises and equipment expense	$470,000	3,379
Additional noninterest expense	$1,488,000	3,244
Pre-tax net operating income	$1,811,000	3,263
Securities gains (losses)	$13,000	1,489
Applicable income taxes	$510,000	2,404
Income before extraordinary items	$1,314,000	3,355
Extraordinary gains, net	$0	9
Net income	$1,314,000	3,353
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,314,000	3,355
Net charge-offs	$52,000	2,937
Cash dividends	$280,000	3,455
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,304,640	3,349
2017-09-30 (YTD Data)		Rank
Total interest income	$4,695,000	3,348
Total interest expense	$497,000	3,223
Net interest income	$4,198,000	3,337
Provision for loan and lease losses	$81,000	2,891
Total noninterest income	$951,000	2,645
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$82,000	4,276
Trading account gains and fees	$0	145
Additional Noninterest Income	$869,000	2,135
Total noninterest expense	$3,610,000	3,180
Salaries and employee benefits	$2,200,000	3,051
Premises and equipment expense	$349,000	3,423
Additional noninterest expense	$1,061,000	3,353
Pre-tax net operating income	$1,458,000	3,234
Securities gains (losses)	$9,000	1,660
Applicable income taxes	$388,000	2,280
Income before extraordinary items	$1,079,000	3,405
Extraordinary gains, net	$0	9
Net income	$1,079,000	3,404
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,079,000	3,405
Net charge-offs	$-12,000	4,797
Cash dividends	$210,000	3,098
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,072,340	3,384
2017-06-30 (YTD Data)		Rank
Total interest income	$3,055,000	3,386
Total interest expense	$320,000	3,257
Net interest income	$2,735,000	3,376
Provision for loan and lease losses	$54,000	2,791
Total noninterest income	$627,000	2,660
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$53,000	4,328
Trading account gains and fees	$0	139
Additional Noninterest Income	$574,000	2,159
Total noninterest expense	$2,403,000	3,201
Salaries and employee benefits	$1,456,000	3,073
Premises and equipment expense	$233,000	3,446
Additional noninterest expense	$714,000	3,351
Pre-tax net operating income	$905,000	3,286
Securities gains (losses)	$9,000	1,292
Applicable income taxes	$240,000	2,335
Income before extraordinary items	$674,000	3,472
Extraordinary gains, net	$0	11
Net income	$674,000	3,471
Minority interest net income	$0	71
Net income of bank and minority interests.	$674,000	3,472
Net charge-offs	$-2,000	4,300
Cash dividends	$140,000	3,042
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$667,340	3,472
2017-03-31 (YTD Data)		Rank
Total interest income	$1,502,000	3,424
Total interest expense	$152,000	3,337
Net interest income	$1,350,000	3,412
Provision for loan and lease losses	$27,000	2,627
Total noninterest income	$299,000	2,711
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$26,000	4,343
Trading account gains and fees	$0	142
Additional Noninterest Income	$273,000	2,214
Total noninterest expense	$1,214,000	3,215
Salaries and employee benefits	$725,000	3,126
Premises and equipment expense	$121,000	3,418
Additional noninterest expense	$368,000	3,280
Pre-tax net operating income	$408,000	3,393
Securities gains (losses)	$0	1,153
Applicable income taxes	$103,000	2,406
Income before extraordinary items	$305,000	3,575
Extraordinary gains, net	$0	8
Net income	$305,000	3,574
Minority interest net income	$0	55
Net income of bank and minority interests.	$305,000	3,575
Net charge-offs	$-1,000	3,990
Cash dividends	$70,000	2,524
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$305,000	3,552
2016-12-31 (YTD Data)		Rank
Total interest income	$5,821,000	3,496
Total interest expense	$602,000	3,332
Net interest income	$5,219,000	3,486
Provision for loan and lease losses	$96,000	3,189
Total noninterest income	$1,352,000	2,624
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$98,000	4,528
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,254,000	2,125
Total noninterest expense	$4,853,000	3,239
Salaries and employee benefits	$2,945,000	3,053
Premises and equipment expense	$446,000	3,587
Additional noninterest expense	$1,462,000	3,401
Pre-tax net operating income	$1,622,000	3,406
Securities gains (losses)	$24,000	2,274
Applicable income taxes	$290,000	2,681
Income before extraordinary items	$1,356,000	3,430
Extraordinary gains, net	$0	5
Net income	$1,356,000	3,428
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,356,000	3,429
Net charge-offs	$312,000	1,481
Cash dividends	$262,000	3,519
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,336,320	3,408
2016-09-30 (YTD Data)		Rank
Total interest income	$4,333,000	3,528
Total interest expense	$456,000	3,316
Net interest income	$3,877,000	3,525
Provision for loan and lease losses	$72,000	3,066
Total noninterest income	$882,000	2,805
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$73,000	4,574
Trading account gains and fees	$0	169
Additional Noninterest Income	$809,000	2,309
Total noninterest expense	$3,388,000	3,405
Salaries and employee benefits	$2,053,000	3,220
Premises and equipment expense	$344,000	3,537
Additional noninterest expense	$991,000	3,636
Pre-tax net operating income	$1,299,000	3,342
Securities gains (losses)	$11,000	2,550
Applicable income taxes	$338,000	2,399
Income before extraordinary items	$972,000	3,542
Extraordinary gains, net	$0	5
Net income	$972,000	3,540
Minority interest net income	$0	71
Net income of bank and minority interests.	$972,000	3,542
Net charge-offs	$138,000	1,766
Cash dividends	$197,000	3,167
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$963,860	3,494
2016-06-30 (YTD Data)		Rank
Total interest income	$2,865,000	3,564
Total interest expense	$305,000	3,313
Net interest income	$2,560,000	3,553
Provision for loan and lease losses	$48,000	2,989
Total noninterest income	$530,000	2,936
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$43,000	4,744
Trading account gains and fees	$0	157
Additional Noninterest Income	$487,000	2,410
Total noninterest expense	$2,177,000	3,502
Salaries and employee benefits	$1,313,000	3,315
Premises and equipment expense	$229,000	3,589
Additional noninterest expense	$635,000	3,734
Pre-tax net operating income	$865,000	3,330
Securities gains (losses)	$0	2,835
Applicable income taxes	$222,000	2,408
Income before extraordinary items	$643,000	3,554
Extraordinary gains, net	$0	16
Net income	$643,000	3,550
Minority interest net income	$0	71
Net income of bank and minority interests.	$643,000	3,552
Net charge-offs	$156,000	1,292
Cash dividends	$132,000	3,115
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$643,000	3,492
2016-03-31 (YTD Data)		Rank
Total interest income	$1,429,000	3,575
Total interest expense	$154,000	3,323
Net interest income	$1,275,000	3,565
Provision for loan and lease losses	$24,000	2,793
Total noninterest income	$248,000	3,030
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$22,000	4,718
Trading account gains and fees	$0	142
Additional Noninterest Income	$226,000	2,470
Total noninterest expense	$1,084,000	3,524
Salaries and employee benefits	$646,000	3,369
Premises and equipment expense	$112,000	3,646
Additional noninterest expense	$326,000	3,689
Pre-tax net operating income	$415,000	3,345
Securities gains (losses)	$0	2,077
Applicable income taxes	$106,000	2,417
Income before extraordinary items	$309,000	3,574
Extraordinary gains, net	$0	12
Net income	$309,000	3,570
Minority interest net income	$0	62
Net income of bank and minority interests.	$309,000	3,572
Net charge-offs	$-18,000	5,431
Cash dividends	$66,000	2,551
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$309,000	3,515
2015-12-31 (YTD Data)		Rank
Total interest income	$5,572,000	3,610
Total interest expense	$637,000	3,251
Net interest income	$4,935,000	3,614
Provision for loan and lease losses	$146,000	2,666
Total noninterest income	$966,000	3,132
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$102,000	4,689
Trading account gains and fees	$0	159
Additional Noninterest Income	$864,000	2,560
Total noninterest expense	$4,282,000	3,560
Salaries and employee benefits	$2,549,000	3,374
Premises and equipment expense	$442,000	3,716
Additional noninterest expense	$1,291,000	3,752
Pre-tax net operating income	$1,473,000	3,521
Securities gains (losses)	$76,000	1,329
Applicable income taxes	$279,000	2,725
Income before extraordinary items	$1,270,000	3,510
Extraordinary gains, net	$0	23
Net income	$1,270,000	3,507
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,270,000	3,510
Net charge-offs	$17,000	3,837
Cash dividends	$250,000	3,536
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,207,680	3,574
2015-09-30 (YTD Data)		Rank
Total interest income	$4,133,000	3,663
Total interest expense	$485,000	3,264
Net interest income	$3,648,000	3,676
Provision for loan and lease losses	$116,000	2,538
Total noninterest income	$681,000	3,244
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$79,000	4,696
Trading account gains and fees	$0	153
Additional Noninterest Income	$602,000	2,662
Total noninterest expense	$3,189,000	3,595
Salaries and employee benefits	$1,888,000	3,405
Premises and equipment expense	$317,000	3,860
Additional noninterest expense	$984,000	3,738
Pre-tax net operating income	$1,024,000	3,701
Securities gains (losses)	$73,000	1,224
Applicable income taxes	$276,000	2,547
Income before extraordinary items	$821,000	3,838
Extraordinary gains, net	$0	21
Net income	$821,000	3,837
Minority interest net income	$0	78
Net income of bank and minority interests.	$821,000	3,838
Net charge-offs	$27,000	3,192
Cash dividends	$188,000	3,165
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$766,250	3,902
2015-06-30 (YTD Data)		Rank
Total interest income	$2,717,000	3,713
Total interest expense	$327,000	3,273
Net interest income	$2,390,000	3,739
Provision for loan and lease losses	$96,000	2,281
Total noninterest income	$462,000	3,219
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$52,000	4,711
Trading account gains and fees	$0	157
Additional Noninterest Income	$410,000	2,647
Total noninterest expense	$2,066,000	3,699
Salaries and employee benefits	$1,244,000	3,463
Premises and equipment expense	$213,000	3,861
Additional noninterest expense	$609,000	3,928
Pre-tax net operating income	$690,000	3,676
Securities gains (losses)	$0	2,636
Applicable income taxes	$165,000	2,643
Income before extraordinary items	$525,000	3,885
Extraordinary gains, net	$0	22
Net income	$525,000	3,886
Minority interest net income	$0	75
Net income of bank and minority interests.	$525,000	3,888
Net charge-offs	$33,000	2,635
Cash dividends	$125,000	3,087
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$525,000	3,830
2015-03-31 (YTD Data)		Rank
Total interest income	$1,358,000	3,721
Total interest expense	$165,000	3,283
Net interest income	$1,193,000	3,754
Provision for loan and lease losses	$48,000	2,145
Total noninterest income	$226,000	3,204
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$24,000	4,828
Trading account gains and fees	$0	152
Additional Noninterest Income	$202,000	2,620
Total noninterest expense	$1,008,000	3,779
Salaries and employee benefits	$599,000	3,572
Premises and equipment expense	$105,000	3,925
Additional noninterest expense	$304,000	3,940
Pre-tax net operating income	$363,000	3,554
Securities gains (losses)	$0	2,027
Applicable income taxes	$90,000	2,540
Income before extraordinary items	$273,000	3,817
Extraordinary gains, net	$0	13
Net income	$273,000	3,820
Minority interest net income	$0	64
Net income of bank and minority interests.	$273,000	3,821
Net charge-offs	$0	3,288
Cash dividends	$63,000	2,521
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$273,000	3,737
2014-12-31 (YTD Data)		Rank
Total interest income	$5,553,000	3,702
Total interest expense	$703,000	3,306
Net interest income	$4,850,000	3,732
Provision for loan and lease losses	$252,000	2,189
Total noninterest income	$839,000	3,405
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$108,000	4,878
Trading account gains and fees	$0	180
Additional Noninterest Income	$731,000	2,754
Total noninterest expense	$3,968,000	3,855
Salaries and employee benefits	$2,409,000	3,558
Premises and equipment expense	$362,000	4,287
Additional noninterest expense	$1,197,000	4,057
Pre-tax net operating income	$1,469,000	3,524
Securities gains (losses)	$15,000	2,467
Applicable income taxes	$248,000	2,792
Income before extraordinary items	$1,236,000	3,571
Extraordinary gains, net	$0	17
Net income	$1,236,000	3,572
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,236,000	3,573
Net charge-offs	$158,000	2,728
Cash dividends	$240,000	3,589
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,223,550	3,530
2014-09-30 (YTD Data)		Rank
Total interest income	$4,135,000	3,746
Total interest expense	$526,000	3,364
Net interest income	$3,609,000	3,781
Provision for loan and lease losses	$189,000	2,147
Total noninterest income	$683,000	3,283
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$82,000	4,927
Trading account gains and fees	$0	174
Additional Noninterest Income	$601,000	2,641
Total noninterest expense	$2,963,000	3,878
Salaries and employee benefits	$1,766,000	3,631
Premises and equipment expense	$266,000	4,380
Additional noninterest expense	$931,000	3,996
Pre-tax net operating income	$1,140,000	3,539
Securities gains (losses)	$0	2,980
Applicable income taxes	$273,000	2,539
Income before extraordinary items	$867,000	3,768
Extraordinary gains, net	$0	15
Net income	$867,000	3,771
Minority interest net income	$0	81
Net income of bank and minority interests.	$867,000	3,772
Net charge-offs	$115,000	2,557
Cash dividends	$180,000	3,149
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$867,000	3,709
2014-06-30 (YTD Data)		Rank
Total interest income	$2,736,000	3,768
Total interest expense	$347,000	3,407
Net interest income	$2,389,000	3,798
Provision for loan and lease losses	$126,000	2,080
Total noninterest income	$440,000	3,338
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$56,000	4,893
Trading account gains and fees	$0	172
Additional Noninterest Income	$384,000	2,688
Total noninterest expense	$1,968,000	3,914
Salaries and employee benefits	$1,152,000	3,711
Premises and equipment expense	$171,000	4,513
Additional noninterest expense	$645,000	3,932
Pre-tax net operating income	$735,000	3,531
Securities gains (losses)	$0	2,580
Applicable income taxes	$170,000	2,564
Income before extraordinary items	$565,000	3,736
Extraordinary gains, net	$0	20
Net income	$565,000	3,741
Minority interest net income	$0	80
Net income of bank and minority interests.	$565,000	3,743
Net charge-offs	$39,000	2,989
Cash dividends	$120,000	3,052
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$565,000	3,673
2014-03-31 (YTD Data)		Rank
Total interest income	$1,345,000	3,831
Total interest expense	$177,000	3,418
Net interest income	$1,168,000	3,866
Provision for loan and lease losses	$63,000	1,993
Total noninterest income	$221,000	3,289
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$28,000	4,890
Trading account gains and fees	$0	147
Additional Noninterest Income	$193,000	2,608
Total noninterest expense	$982,000	3,943
Salaries and employee benefits	$569,000	3,777
Premises and equipment expense	$89,000	4,483
Additional noninterest expense	$324,000	3,934
Pre-tax net operating income	$344,000	3,574
Securities gains (losses)	$0	1,715
Applicable income taxes	$75,000	2,618
Income before extraordinary items	$269,000	3,734
Extraordinary gains, net	$0	16
Net income	$269,000	3,737
Minority interest net income	$0	66
Net income of bank and minority interests.	$269,000	3,737
Net charge-offs	$-7,000	5,595
Cash dividends	$60,000	2,478
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$269,000	3,683
2013-12-31 (YTD Data)		Rank
Total interest income	$5,357,000	3,891
Total interest expense	$751,000	3,590
Net interest income	$4,606,000	3,907
Provision for loan and lease losses	$373,000	2,197
Total noninterest income	$1,143,000	2,987
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$111,000	5,098
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,032,000	2,341
Total noninterest expense	$3,947,000	3,952
Salaries and employee benefits	$2,278,000	3,775
Premises and equipment expense	$366,000	4,430
Additional noninterest expense	$1,303,000	4,004
Pre-tax net operating income	$1,429,000	3,499
Securities gains (losses)	$52,000	1,763
Applicable income taxes	$220,000	2,880
Income before extraordinary items	$1,261,000	3,453
Extraordinary gains, net	$0	29
Net income	$1,261,000	3,454
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,261,000	3,456
Net charge-offs	$373,000	2,332
Cash dividends	$240,000	3,466
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,216,800	3,489
2013-09-30 (YTD Data)		Rank
Total interest income	$3,999,000	3,944
Total interest expense	$571,000	3,642
Net interest income	$3,428,000	3,953
Provision for loan and lease losses	$189,000	2,658
Total noninterest income	$742,000	3,264
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$84,000	5,126
Trading account gains and fees	$0	180
Additional Noninterest Income	$658,000	2,596
Total noninterest expense	$3,046,000	3,901
Salaries and employee benefits	$1,723,000	3,761
Premises and equipment expense	$280,000	4,412
Additional noninterest expense	$1,043,000	3,846
Pre-tax net operating income	$935,000	3,793
Securities gains (losses)	$52,000	1,625
Applicable income taxes	$227,000	2,673
Income before extraordinary items	$760,000	3,914
Extraordinary gains, net	$0	25
Net income	$760,000	3,917
Minority interest net income	$0	84
Net income of bank and minority interests.	$760,000	3,917
Net charge-offs	$177,000	2,700
Cash dividends	$180,000	2,998
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$719,960	3,952
2013-06-30 (YTD Data)		Rank
Total interest income	$2,655,000	3,962
Total interest expense	$386,000	3,670
Net interest income	$2,269,000	3,969
Provision for loan and lease losses	$126,000	2,656
Total noninterest income	$536,000	3,175
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$55,000	5,144
Trading account gains and fees	$0	157
Additional Noninterest Income	$481,000	2,526
Total noninterest expense	$2,021,000	3,928
Salaries and employee benefits	$1,145,000	3,785
Premises and equipment expense	$190,000	4,381
Additional noninterest expense	$686,000	3,873
Pre-tax net operating income	$658,000	3,672
Securities gains (losses)	$52,000	1,491
Applicable income taxes	$170,000	2,575
Income before extraordinary items	$540,000	3,781
Extraordinary gains, net	$0	22
Net income	$540,000	3,782
Minority interest net income	$0	82
Net income of bank and minority interests.	$540,000	3,784
Net charge-offs	$176,000	2,230
Cash dividends	$120,000	2,891
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$500,480	3,840
2013-03-31 (YTD Data)		Rank
Total interest income	$1,342,000	3,968
Total interest expense	$198,000	3,694
Net interest income	$1,144,000	3,956
Provision for loan and lease losses	$63,000	2,562
Total noninterest income	$263,000	3,194
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$28,000	5,093
Trading account gains and fees	$0	148
Additional Noninterest Income	$235,000	2,543
Total noninterest expense	$998,000	3,995
Salaries and employee benefits	$569,000	3,837
Premises and equipment expense	$96,000	4,398
Additional noninterest expense	$333,000	3,972
Pre-tax net operating income	$346,000	3,535
Securities gains (losses)	$52,000	902
Applicable income taxes	$100,000	2,402
Income before extraordinary items	$298,000	3,576
Extraordinary gains, net	$0	10
Net income	$298,000	3,577
Minority interest net income	$0	76
Net income of bank and minority interests.	$298,000	3,578
Net charge-offs	$100,000	1,892
Cash dividends	$60,000	2,284
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$259,000	3,724
2012-12-31 (YTD Data)		Rank
Total interest income	$5,764,000	3,938
Total interest expense	$942,000	3,753
Net interest income	$4,822,000	3,903
Provision for loan and lease losses	$417,000	2,965
Total noninterest income	$1,074,000	3,138
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$115,000	5,226
Trading account gains and fees	$0	166
Additional Noninterest Income	$959,000	2,429
Total noninterest expense	$3,925,000	4,075
Salaries and employee benefits	$2,175,000	3,929
Premises and equipment expense	$370,000	4,481
Additional noninterest expense	$1,380,000	3,987
Pre-tax net operating income	$1,554,000	3,275
Securities gains (losses)	$92,000	2,337
Applicable income taxes	$351,000	2,521
Income before extraordinary items	$1,295,000	3,389
Extraordinary gains, net	$0	29
Net income	$1,295,000	3,390
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,295,000	3,391
Net charge-offs	$267,000	3,446
Cash dividends	$200,000	3,600
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,222,320	3,360
2012-09-30 (YTD Data)		Rank
Total interest income	$4,340,000	3,999
Total interest expense	$727,000	3,810
Net interest income	$3,613,000	3,961
Provision for loan and lease losses	$265,000	3,152
Total noninterest income	$830,000	3,098
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$84,000	5,339
Trading account gains and fees	$0	157
Additional Noninterest Income	$746,000	2,368
Total noninterest expense	$3,004,000	4,066
Salaries and employee benefits	$1,704,000	3,818
Premises and equipment expense	$276,000	4,553
Additional noninterest expense	$1,024,000	4,048
Pre-tax net operating income	$1,174,000	3,353
Securities gains (losses)	$144,000	1,697
Applicable income taxes	$401,000	2,165
Income before extraordinary items	$917,000	3,591
Extraordinary gains, net	$0	20
Net income	$917,000	3,591
Minority interest net income	$0	86
Net income of bank and minority interests.	$917,000	3,593
Net charge-offs	$258,000	3,014
Cash dividends	$150,000	3,085
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$816,200	3,662
2012-06-30 (YTD Data)		Rank
Total interest income	$2,875,000	4,036
Total interest expense	$495,000	3,852
Net interest income	$2,380,000	4,008
Provision for loan and lease losses	$180,000	3,106
Total noninterest income	$496,000	3,255
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$56,000	5,348
Trading account gains and fees	$0	153
Additional Noninterest Income	$440,000	2,514
Total noninterest expense	$1,972,000	4,115
Salaries and employee benefits	$1,103,000	3,917
Premises and equipment expense	$186,000	4,547
Additional noninterest expense	$683,000	4,054
Pre-tax net operating income	$724,000	3,479
Securities gains (losses)	$144,000	1,339
Applicable income taxes	$265,000	2,178
Income before extraordinary items	$603,000	3,643
Extraordinary gains, net	$0	19
Net income	$603,000	3,644
Minority interest net income	$0	84
Net income of bank and minority interests.	$603,000	3,645
Net charge-offs	$206,000	2,727
Cash dividends	$100,000	2,979
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$503,640	3,784
2012-03-31 (YTD Data)		Rank
Total interest income	$1,445,000	4,061
Total interest expense	$256,000	3,880
Net interest income	$1,189,000	4,038
Provision for loan and lease losses	$120,000	2,650
Total noninterest income	$275,000	3,085
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$29,000	5,280
Trading account gains and fees	$0	148
Additional Noninterest Income	$246,000	2,364
Total noninterest expense	$994,000	4,118
Salaries and employee benefits	$548,000	3,967
Premises and equipment expense	$97,000	4,467
Additional noninterest expense	$349,000	3,993
Pre-tax net operating income	$350,000	3,555
Securities gains (losses)	$140,000	754
Applicable income taxes	$163,000	1,938
Income before extraordinary items	$327,000	3,475
Extraordinary gains, net	$0	19
Net income	$327,000	3,478
Minority interest net income	$0	78
Net income of bank and minority interests.	$327,000	3,478
Net charge-offs	$46,000	3,075
Cash dividends	$50,000	2,407
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$233,200	3,964
2011-12-31 (YTD Data)		Rank
Total interest income	$5,888,000	4,121
Total interest expense	$1,168,000	4,040
Net interest income	$4,720,000	4,057
Provision for loan and lease losses	$473,000	3,537
Total noninterest income	$812,000	3,485
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$123,000	5,223
Trading account gains and fees	$0	146
Additional Noninterest Income	$689,000	2,661
Total noninterest expense	$3,690,000	4,346
Salaries and employee benefits	$2,015,000	4,158
Premises and equipment expense	$369,000	4,749
Additional noninterest expense	$1,306,000	4,226
Pre-tax net operating income	$1,369,000	3,179
Securities gains (losses)	$21,000	3,059
Applicable income taxes	$354,000	2,378
Income before extraordinary items	$1,036,000	3,478
Extraordinary gains, net	$0	29
Net income	$1,036,000	3,480
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,036,000	3,481
Net charge-offs	$208,000	4,252
Cash dividends	$176,000	3,451
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,020,250	3,408
2011-09-30 (YTD Data)		Rank
Total interest income	$4,420,000	4,165
Total interest expense	$893,000	4,112
Net interest income	$3,527,000	4,092
Provision for loan and lease losses	$261,000	3,810
Total noninterest income	$569,000	3,638
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$92,000	5,253
Trading account gains and fees	$0	145
Additional Noninterest Income	$477,000	2,773
Total noninterest expense	$2,800,000	4,316
Salaries and employee benefits	$1,493,000	4,186
Premises and equipment expense	$276,000	4,813
Additional noninterest expense	$1,031,000	4,091
Pre-tax net operating income	$1,035,000	3,244
Securities gains (losses)	$21,000	2,786
Applicable income taxes	$315,000	2,216
Income before extraordinary items	$741,000	3,642
Extraordinary gains, net	$0	21
Net income	$741,000	3,643
Minority interest net income	$0	87
Net income of bank and minority interests.	$741,000	3,643
Net charge-offs	$207,000	3,679
Cash dividends	$132,000	2,982
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$726,300	3,580
2011-06-30 (YTD Data)		Rank
Total interest income	$2,912,000	4,233
Total interest expense	$612,000	4,155
Net interest income	$2,300,000	4,181
Provision for loan and lease losses	$158,000	3,835
Total noninterest income	$360,000	3,771
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$60,000	5,269
Trading account gains and fees	$0	153
Additional Noninterest Income	$300,000	2,874
Total noninterest expense	$1,829,000	4,408
Salaries and employee benefits	$982,000	4,254
Premises and equipment expense	$187,000	4,815
Additional noninterest expense	$660,000	4,250
Pre-tax net operating income	$673,000	3,251
Securities gains (losses)	$-3,000	6,961
Applicable income taxes	$185,000	2,299
Income before extraordinary items	$485,000	3,655
Extraordinary gains, net	$0	15
Net income	$485,000	3,656
Minority interest net income	$0	89
Net income of bank and minority interests.	$485,000	3,656
Net charge-offs	$71,000	4,170
Cash dividends	$88,000	2,875
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$487,160	3,543
2011-03-31 (YTD Data)		Rank
Total interest income	$1,448,000	4,268
Total interest expense	$312,000	4,204
Net interest income	$1,136,000	4,208
Provision for loan and lease losses	$58,000	4,078
Total noninterest income	$174,000	3,857
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$32,000	5,113
Trading account gains and fees	$0	158
Additional Noninterest Income	$142,000	3,001
Total noninterest expense	$925,000	4,410
Salaries and employee benefits	$495,000	4,263
Premises and equipment expense	$96,000	4,808
Additional noninterest expense	$334,000	4,228
Pre-tax net operating income	$327,000	3,363
Securities gains (losses)	$0	1,772
Applicable income taxes	$90,000	2,290
Income before extraordinary items	$237,000	3,674
Extraordinary gains, net	$0	9
Net income	$237,000	3,674
Minority interest net income	$0	86
Net income of bank and minority interests.	$237,000	3,673
Net charge-offs	$42,000	3,494
Cash dividends	$44,000	2,287
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$237,000	3,614
2010-12-31 (YTD Data)		Rank
Total interest income	$5,915,000	4,355
Total interest expense	$1,701,000	3,974
Net interest income	$4,214,000	4,435
Provision for loan and lease losses	$492,000	4,160
Total noninterest income	$1,026,000	3,185
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$147,000	4,931
Trading account gains and fees	$0	175
Additional Noninterest Income	$879,000	2,367
Total noninterest expense	$3,678,000	4,454
Salaries and employee benefits	$1,985,000	4,256
Premises and equipment expense	$360,000	5,004
Additional noninterest expense	$1,333,000	4,332
Pre-tax net operating income	$1,070,000	3,269
Securities gains (losses)	$105,000	2,124
Applicable income taxes	$372,000	2,164
Income before extraordinary items	$803,000	3,610
Extraordinary gains, net	$0	29
Net income	$803,000	3,607
Minority interest net income	$0	111
Net income of bank and minority interests.	$803,000	3,610
Net charge-offs	$415,000	3,895
Cash dividends	$176,000	3,390
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$731,600	3,649
2010-09-30 (YTD Data)		Rank
Total interest income	$4,427,000	4,452
Total interest expense	$1,351,000	3,980
Net interest income	$3,076,000	4,568
Provision for loan and lease losses	$305,000	4,289
Total noninterest income	$801,000	3,151
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$112,000	4,992
Trading account gains and fees	$0	165
Additional Noninterest Income	$689,000	2,289
Total noninterest expense	$2,689,000	4,536
Salaries and employee benefits	$1,456,000	4,352
Premises and equipment expense	$270,000	5,077
Additional noninterest expense	$963,000	4,410
Pre-tax net operating income	$883,000	3,307
Securities gains (losses)	$106,000	1,897
Applicable income taxes	$342,000	2,020
Income before extraordinary items	$647,000	3,646
Extraordinary gains, net	$0	23
Net income	$647,000	3,644
Minority interest net income	$0	110
Net income of bank and minority interests.	$647,000	3,646
Net charge-offs	$411,000	3,319
Cash dividends	$132,000	3,024
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$578,100	3,702
2010-06-30 (YTD Data)		Rank
Total interest income	$2,900,000	4,535
Total interest expense	$942,000	3,954
Net interest income	$1,958,000	4,718
Provision for loan and lease losses	$115,000	5,019
Total noninterest income	$342,000	3,975
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$73,000	5,038
Trading account gains and fees	$0	152
Additional Noninterest Income	$269,000	3,015
Total noninterest expense	$1,756,000	4,608
Salaries and employee benefits	$948,000	4,447
Premises and equipment expense	$179,000	5,117
Additional noninterest expense	$629,000	4,464
Pre-tax net operating income	$429,000	3,876
Securities gains (losses)	$104,000	1,391
Applicable income taxes	$172,000	2,283
Income before extraordinary items	$361,000	3,955
Extraordinary gains, net	$0	19
Net income	$361,000	3,953
Minority interest net income	$0	105
Net income of bank and minority interests.	$361,000	3,954
Net charge-offs	$105,000	4,187
Cash dividends	$88,000	2,927
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$290,280	4,220
2010-03-31 (YTD Data)		Rank
Total interest income	$1,432,000	4,628
Total interest expense	$483,000	4,027
Net interest income	$949,000	4,822
Provision for loan and lease losses	$53,000	4,798
Total noninterest income	$164,000	4,080
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$36,000	5,055
Trading account gains and fees	$0	175
Additional Noninterest Income	$128,000	3,092
Total noninterest expense	$861,000	4,709
Salaries and employee benefits	$467,000	4,543
Premises and equipment expense	$91,000	5,158
Additional noninterest expense	$303,000	4,562
Pre-tax net operating income	$199,000	4,069
Securities gains (losses)	$31,000	1,347
Applicable income taxes	$60,000	2,647
Income before extraordinary items	$170,000	4,167
Extraordinary gains, net	$0	16
Net income	$170,000	4,168
Minority interest net income	$0	91
Net income of bank and minority interests.	$170,000	4,166
Net charge-offs	$-2,000	7,007
Cash dividends	$44,000	2,332
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$147,060	4,294
2009-12-31 (YTD Data)		Rank
Total interest income	$5,713,000	4,758
Total interest expense	$2,097,000	4,313
Net interest income	$3,616,000	4,889
Provision for loan and lease losses	$160,000	5,999
Total noninterest income	$758,000	3,878
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$165,000	4,985
Trading account gains and fees	$0	211
Additional Noninterest Income	$593,000	2,920
Total noninterest expense	$3,599,000	4,627
Salaries and employee benefits	$1,954,000	4,435
Premises and equipment expense	$388,000	5,068
Additional noninterest expense	$1,257,000	4,610
Pre-tax net operating income	$615,000	3,741
Securities gains (losses)	$96,000	2,179
Applicable income taxes	$177,000	2,484
Income before extraordinary items	$534,000	3,777
Extraordinary gains, net	$0	34
Net income	$534,000	3,775
Minority interest net income	$0	115
Net income of bank and minority interests.	$534,000	3,776
Net charge-offs	$160,000	5,252
Cash dividends	$60,000	4,356
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$462,000	3,894
2009-09-30 (YTD Data)		Rank
Total interest income	$4,253,000	4,842
Total interest expense	$1,580,000	4,443
Net interest income	$2,673,000	4,926
Provision for loan and lease losses	$80,000	6,212
Total noninterest income	$574,000	3,927
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$123,000	5,032
Trading account gains and fees	$0	212
Additional Noninterest Income	$451,000	2,990
Total noninterest expense	$2,697,000	4,644
Salaries and employee benefits	$1,437,000	4,507
Premises and equipment expense	$292,000	5,102
Additional noninterest expense	$968,000	4,494
Pre-tax net operating income	$470,000	3,977
Securities gains (losses)	$92,000	1,900
Applicable income taxes	$157,000	2,537
Income before extraordinary items	$405,000	4,029
Extraordinary gains, net	$0	27
Net income	$405,000	4,025
Minority interest net income	$0	118
Net income of bank and minority interests.	$405,000	4,028
Net charge-offs	$50,000	5,674
Cash dividends	$45,000	3,930
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$338,760	4,197
2009-06-30 (YTD Data)		Rank
Total interest income	$2,818,000	4,895
Total interest expense	$1,047,000	4,598
Net interest income	$1,771,000	4,930
Provision for loan and lease losses	$45,000	6,163
Total noninterest income	$401,000	3,840
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$79,000	5,083
Trading account gains and fees	$0	193
Additional Noninterest Income	$322,000	2,878
Total noninterest expense	$1,799,000	4,694
Salaries and employee benefits	$945,000	4,606
Premises and equipment expense	$198,000	5,101
Additional noninterest expense	$656,000	4,448
Pre-tax net operating income	$328,000	4,018
Securities gains (losses)	$67,000	1,726
Applicable income taxes	$112,000	2,532
Income before extraordinary items	$283,000	4,051
Extraordinary gains, net	$0	21
Net income	$283,000	4,051
Minority interest net income	$0	112
Net income of bank and minority interests.	$283,000	4,051
Net charge-offs	$48,000	4,953
Cash dividends	$30,000	3,790
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$234,760	4,229
2009-03-31 (YTD Data)		Rank
Total interest income	$1,408,000	4,931
Total interest expense	$514,000	4,768
Net interest income	$894,000	4,913
Provision for loan and lease losses	$23,000	5,791
Total noninterest income	$197,000	3,843
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$37,000	5,156
Trading account gains and fees	$0	171
Additional Noninterest Income	$160,000	2,864
Total noninterest expense	$885,000	4,662
Salaries and employee benefits	$483,000	4,592
Premises and equipment expense	$104,000	5,010
Additional noninterest expense	$298,000	4,431
Pre-tax net operating income	$183,000	4,182
Securities gains (losses)	$42,000	1,374
Applicable income taxes	$57,000	2,772
Income before extraordinary items	$168,000	4,150
Extraordinary gains, net	$0	15
Net income	$168,000	4,153
Minority interest net income	$0	102
Net income of bank and minority interests.	$168,000	4,153
Net charge-offs	$47,000	3,624
Cash dividends	$15,000	2,962
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$136,500	4,347
2008-12-31 (YTD Data)		Rank
Total interest income	$5,800,000	5,032
Total interest expense	$2,203,000	5,072
Net interest income	$3,597,000	4,901
Provision for loan and lease losses	$126,000	5,761
Total noninterest income	$525,000	4,737
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$154,000	5,270
Trading account gains and fees	$0	154
Additional Noninterest Income	$371,000	3,708
Total noninterest expense	$3,232,000	4,880
Salaries and employee benefits	$1,701,000	4,968
Premises and equipment expense	$312,000	5,693
Additional noninterest expense	$1,219,000	4,245
Pre-tax net operating income	$764,000	4,249
Securities gains (losses)	$40,000	1,753
Applicable income taxes	$204,000	2,789
Income before extraordinary items	$600,000	4,181
Extraordinary gains, net	$0	39
Net income	$600,000	4,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	4,906
Cash dividends	$80,000	5,081
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$570,000	4,403
2008-09-30 (YTD Data)		Rank
Total interest income	$4,357,000	5,102
Total interest expense	$1,662,000	5,174
Net interest income	$2,695,000	4,939
Provision for loan and lease losses	$36,000	6,153
Total noninterest income	$382,000	4,911
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$117,000	5,275
Trading account gains and fees	$0	148
Additional Noninterest Income	$265,000	3,916
Total noninterest expense	$2,304,000	5,025
Salaries and employee benefits	$1,227,000	5,094
Premises and equipment expense	$229,000	5,759
Additional noninterest expense	$848,000	4,396
Pre-tax net operating income	$737,000	4,250
Securities gains (losses)	$26,000	1,844
Applicable income taxes	$187,000	2,989
Income before extraordinary items	$576,000	4,200
Extraordinary gains, net	$0	31
Net income	$576,000	4,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,763
Cash dividends	$60,000	4,629
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$556,500	4,394
2008-06-30 (YTD Data)		Rank
Total interest income	$2,892,000	5,180
Total interest expense	$1,130,000	5,271
Net interest income	$1,762,000	5,000
Provision for loan and lease losses	$24,000	5,853
Total noninterest income	$284,000	4,750
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$76,000	5,344
Trading account gains and fees	$0	149
Additional Noninterest Income	$208,000	3,690
Total noninterest expense	$1,536,000	5,050
Salaries and employee benefits	$839,000	5,070
Premises and equipment expense	$155,000	5,762
Additional noninterest expense	$542,000	4,492
Pre-tax net operating income	$486,000	4,416
Securities gains (losses)	$26,000	1,879
Applicable income taxes	$127,000	3,206
Income before extraordinary items	$385,000	4,557
Extraordinary gains, net	$0	21
Net income	$385,000	4,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,615
Cash dividends	$40,000	4,508
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$365,500	4,591
2008-03-31 (YTD Data)		Rank
Total interest income	$1,448,000	5,290
Total interest expense	$591,000	5,331
Net interest income	$857,000	5,095
Provision for loan and lease losses	$12,000	5,324
Total noninterest income	$168,000	4,355
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$38,000	5,321
Trading account gains and fees	$0	158
Additional Noninterest Income	$130,000	3,297
Total noninterest expense	$807,000	4,907
Salaries and employee benefits	$402,000	5,214
Premises and equipment expense	$80,000	5,724
Additional noninterest expense	$325,000	3,878
Pre-tax net operating income	$206,000	4,907
Securities gains (losses)	$26,000	1,452
Applicable income taxes	$55,000	3,465
Income before extraordinary items	$177,000	4,932
Extraordinary gains, net	$0	15
Net income	$177,000	4,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,346
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$157,240	5,039
2007-12-31 (YTD Data)		Rank
Total interest income	$5,893,000	5,293
Total interest expense	$2,684,000	5,076
Net interest income	$3,209,000	5,318
Provision for loan and lease losses	$86,000	5,116
Total noninterest income	$314,000	5,950
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$193,000	4,979
Trading account gains and fees	$0	178
Additional Noninterest Income	$121,000	5,921
Total noninterest expense	$2,848,000	5,172
Salaries and employee benefits	$1,702,000	4,925
Premises and equipment expense	$303,000	5,754
Additional noninterest expense	$843,000	5,171
Pre-tax net operating income	$589,000	5,726
Securities gains (losses)	$0	2,146
Applicable income taxes	$129,000	4,269
Income before extraordinary items	$460,000	5,825
Extraordinary gains, net	$0	39
Net income	$460,000	5,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,830
Cash dividends	$80,000	5,454
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$460,000	5,816
2007-09-30 (YTD Data)		Rank
Total interest income	$4,394,000	5,324
Total interest expense	$2,017,000	5,089
Net interest income	$2,377,000	5,379
Provision for loan and lease losses	$27,000	5,609
Total noninterest income	$226,000	6,076
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$146,000	4,984
Trading account gains and fees	$0	184
Additional Noninterest Income	$80,000	6,158
Total noninterest expense	$2,127,000	5,162
Salaries and employee benefits	$1,295,000	4,853
Premises and equipment expense	$223,000	5,808
Additional noninterest expense	$609,000	5,240
Pre-tax net operating income	$449,000	5,966
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$123,000	4,247
Income before extraordinary items	$325,000	6,189
Extraordinary gains, net	$0	33
Net income	$325,000	6,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	2,204
Cash dividends	$60,000	4,875
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$325,730	6,178
2007-06-30 (YTD Data)		Rank
Total interest income	$2,895,000	5,372
Total interest expense	$1,322,000	5,147
Net interest income	$1,573,000	5,437
Provision for loan and lease losses	$18,000	5,390
Total noninterest income	$154,000	6,079
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$98,000	4,983
Trading account gains and fees	$0	168
Additional Noninterest Income	$56,000	6,100
Total noninterest expense	$1,431,000	5,161
Salaries and employee benefits	$858,000	4,904
Premises and equipment expense	$150,000	5,809
Additional noninterest expense	$423,000	5,102
Pre-tax net operating income	$278,000	6,172
Securities gains (losses)	$-1,000	7,616
Applicable income taxes	$75,000	4,410
Income before extraordinary items	$202,000	6,354
Extraordinary gains, net	$0	29
Net income	$202,000	6,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	1,577
Cash dividends	$20,000	4,870
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$202,730	6,349
2007-03-31 (YTD Data)		Rank
Total interest income	$1,430,000	5,412
Total interest expense	$640,000	5,204
Net interest income	$790,000	5,420
Provision for loan and lease losses	$9,000	5,108
Total noninterest income	$86,000	5,836
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$50,000	4,884
Trading account gains and fees	$0	195
Additional Noninterest Income	$36,000	5,687
Total noninterest expense	$758,000	4,980
Salaries and employee benefits	$428,000	4,948
Premises and equipment expense	$74,000	5,891
Additional noninterest expense	$256,000	4,457
Pre-tax net operating income	$109,000	6,550
Securities gains (losses)	$-1,000	7,986
Applicable income taxes	$0	6,196
Income before extraordinary items	$108,000	6,275
Extraordinary gains, net	$0	22
Net income	$108,000	6,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	1,190
Cash dividends	$20,000	3,814
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$109,000	6,242
2006-12-31 (YTD Data)		Rank
Total interest income	$5,261,000	5,412
Total interest expense	$2,032,000	5,359
Net interest income	$3,229,000	5,310
Provision for loan and lease losses	$40,000	5,799
Total noninterest income	$300,000	6,181
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$210,000	4,878
Trading account gains and fees	$0	130
Additional Noninterest Income	$90,000	6,499
Total noninterest expense	$2,907,000	4,987
Salaries and employee benefits	$1,739,000	4,732
Premises and equipment expense	$335,000	5,449
Additional noninterest expense	$833,000	5,114
Pre-tax net operating income	$582,000	6,247
Securities gains (losses)	$-22,000	7,593
Applicable income taxes	$161,000	4,523
Income before extraordinary items	$399,000	6,521
Extraordinary gains, net	$0	51
Net income	$399,000	6,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$351,000	1,486
Cash dividends	$1,842,000	1,657
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$414,620	6,468
2006-09-30 (YTD Data)		Rank
Total interest income	$4,000,000	5,369
Total interest expense	$1,442,000	5,438
Net interest income	$2,558,000	5,178
Provision for loan and lease losses	$0	6,685
Total noninterest income	$232,000	6,178
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$161,000	4,884
Trading account gains and fees	$0	126
Additional Noninterest Income	$71,000	6,401
Total noninterest expense	$2,327,000	4,757
Salaries and employee benefits	$1,360,000	4,566
Premises and equipment expense	$251,000	5,465
Additional noninterest expense	$716,000	4,630
Pre-tax net operating income	$463,000	6,374
Securities gains (losses)	$-22,000	7,876
Applicable income taxes	$113,000	4,813
Income before extraordinary items	$328,000	6,579
Extraordinary gains, net	$0	45
Net income	$328,000	6,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$262,000	1,269
Cash dividends	$1,790,000	1,267
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$344,280	6,487
2006-06-30 (YTD Data)		Rank
Total interest income	$2,569,000	5,444
Total interest expense	$915,000	5,460
Net interest income	$1,654,000	5,308
Provision for loan and lease losses	$0	6,419
Total noninterest income	$154,000	6,184
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$106,000	4,898
Trading account gains and fees	$0	126
Additional Noninterest Income	$48,000	6,430
Total noninterest expense	$1,553,000	4,770
Salaries and employee benefits	$903,000	4,610
Premises and equipment expense	$176,000	5,313
Additional noninterest expense	$474,000	4,642
Pre-tax net operating income	$255,000	6,739
Securities gains (losses)	$-9,000	7,829
Applicable income taxes	$58,000	5,109
Income before extraordinary items	$188,000	6,837
Extraordinary gains, net	$0	39
Net income	$188,000	6,839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	1,083
Cash dividends	$1,790,000	909
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$194,840	6,803
2006-03-31 (YTD Data)		Rank
Total interest income	$1,269,000	5,417
Total interest expense	$415,000	5,593
Net interest income	$854,000	5,207
Provision for loan and lease losses	$0	6,013
Total noninterest income	$82,000	6,027
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$52,000	4,862
Trading account gains and fees	$0	115
Additional Noninterest Income	$30,000	6,069
Total noninterest expense	$796,000	4,714
Salaries and employee benefits	$461,000	4,549
Premises and equipment expense	$90,000	5,271
Additional noninterest expense	$245,000	4,544
Pre-tax net operating income	$140,000	6,542
Securities gains (losses)	$-9,000	8,219
Applicable income taxes	$32,000	4,955
Income before extraordinary items	$99,000	6,750
Extraordinary gains, net	$0	21
Net income	$99,000	6,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	777
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$105,840	6,648
2005-12-31 (YTD Data)		Rank
Total interest income	$4,777,000	5,308
Total interest expense	$1,509,000	5,213
Net interest income	$3,268,000	5,223
Provision for loan and lease losses	$0	7,120
Total noninterest income	$296,000	6,352
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$206,000	4,969
Trading account gains and fees	$0	138
Additional Noninterest Income	$90,000	6,565
Total noninterest expense	$2,892,000	4,889
Salaries and employee benefits	$1,595,000	4,852
Premises and equipment expense	$337,000	5,401
Additional noninterest expense	$960,000	4,557
Pre-tax net operating income	$672,000	6,223
Securities gains (losses)	$-8,000	7,452
Applicable income taxes	$115,000	5,256
Income before extraordinary items	$549,000	6,183
Extraordinary gains, net	$0	46
Net income	$549,000	6,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	2,825
Cash dividends	$60,000	5,717
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$555,640	6,129
2005-09-30 (YTD Data)		Rank
Total interest income	$3,566,000	5,293
Total interest expense	$1,113,000	5,152
Net interest income	$2,453,000	5,226
Provision for loan and lease losses	$0	6,899
Total noninterest income	$218,000	6,410
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$152,000	5,043
Trading account gains and fees	$0	126
Additional Noninterest Income	$66,000	6,601
Total noninterest expense	$2,144,000	4,906
Salaries and employee benefits	$1,149,000	4,959
Premises and equipment expense	$262,000	5,272
Additional noninterest expense	$733,000	4,482
Pre-tax net operating income	$527,000	6,298
Securities gains (losses)	$-4,000	7,604
Applicable income taxes	$43,000	5,893
Income before extraordinary items	$480,000	5,992
Extraordinary gains, net	$0	35
Net income	$480,000	5,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	1,969
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$483,680	5,949
2005-06-30 (YTD Data)		Rank
Total interest income	$2,372,000	5,224
Total interest expense	$741,000	4,985
Net interest income	$1,631,000	5,241
Provision for loan and lease losses	$0	6,626
Total noninterest income	$140,000	6,471
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$121,000	4,629
Trading account gains and fees	$0	116
Additional Noninterest Income	$19,000	7,696
Total noninterest expense	$1,479,000	4,769
Salaries and employee benefits	$796,000	4,823
Premises and equipment expense	$177,000	5,221
Additional noninterest expense	$506,000	4,332
Pre-tax net operating income	$292,000	6,632
Securities gains (losses)	$-4,000	7,869
Applicable income taxes	$43,000	5,638
Income before extraordinary items	$245,000	6,556
Extraordinary gains, net	$0	30
Net income	$245,000	6,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	1,355
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$248,400	6,477
2005-03-31 (YTD Data)		Rank
Total interest income	$1,193,000	5,189
Total interest expense	$371,000	4,892
Net interest income	$822,000	5,251
Provision for loan and lease losses	$0	6,226
Total noninterest income	$75,000	6,308
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$54,000	4,823
Trading account gains and fees	$0	115
Additional Noninterest Income	$21,000	6,763
Total noninterest expense	$735,000	4,819
Salaries and employee benefits	$408,000	4,761
Premises and equipment expense	$89,000	5,250
Additional noninterest expense	$238,000	4,521
Pre-tax net operating income	$162,000	6,405
Securities gains (losses)	$0	1,685
Applicable income taxes	$56,000	4,620
Income before extraordinary items	$106,000	6,786
Extraordinary gains, net	$0	24
Net income	$106,000	6,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	2,152
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$106,000	6,751
2004-12-31 (YTD Data)		Rank
Total interest income	$5,179,000	4,722
Total interest expense	$1,754,000	4,044
Net interest income	$3,425,000	4,977
Provision for loan and lease losses	$2,013,000	539
Total noninterest income	$275,000	6,577
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$262,000	4,643
Trading account gains and fees	$0	138
Additional Noninterest Income	$13,000	8,436
Total noninterest expense	$3,220,000	4,445
Salaries and employee benefits	$1,854,000	4,241
Premises and equipment expense	$381,000	4,929
Additional noninterest expense	$985,000	4,401
Pre-tax net operating income	$-1,533,000	8,867
Securities gains (losses)	$0	3,819
Applicable income taxes	$-292,000	8,860
Income before extraordinary items	$-1,241,000	8,856
Extraordinary gains, net	$0	34
Net income	$-1,241,000	8,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,781,000	501
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-1,241,000	8,835
2004-09-30 (YTD Data)		Rank
Total interest income	$3,913,000	4,675
Total interest expense	$1,331,000	3,981
Net interest income	$2,582,000	4,946
Provision for loan and lease losses	$1,813,000	446
Total noninterest income	$232,000	6,376
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$206,000	4,566
Trading account gains and fees	$0	134
Additional Noninterest Income	$26,000	7,845
Total noninterest expense	$2,277,000	4,589
Salaries and employee benefits	$1,289,000	4,445
Premises and equipment expense	$280,000	4,982
Additional noninterest expense	$708,000	4,480
Pre-tax net operating income	$-1,276,000	8,935
Securities gains (losses)	$0	3,710
Applicable income taxes	$-67,000	8,830
Income before extraordinary items	$-1,209,000	8,948
Extraordinary gains, net	$0	26
Net income	$-1,209,000	8,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,246,000	489
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-1,209,000	8,933
2004-06-30 (YTD Data)		Rank
Total interest income	$2,634,000	4,663
Total interest expense	$890,000	3,963
Net interest income	$1,744,000	4,895
Provision for loan and lease losses	$1,194,000	460
Total noninterest income	$159,000	6,337
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$143,000	4,443
Trading account gains and fees	$0	130
Additional Noninterest Income	$16,000	7,964
Total noninterest expense	$1,526,000	4,611
Salaries and employee benefits	$861,000	4,466
Premises and equipment expense	$190,000	4,934
Additional noninterest expense	$475,000	4,497
Pre-tax net operating income	$-817,000	8,975
Securities gains (losses)	$0	3,413
Applicable income taxes	$-24,000	8,846
Income before extraordinary items	$-793,000	8,993
Extraordinary gains, net	$0	21
Net income	$-793,000	8,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$860,000	480
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-793,000	8,974
2004-03-31 (YTD Data)		Rank
Total interest income	$1,414,000	4,450
Total interest expense	$468,000	3,851
Net interest income	$946,000	4,653
Provision for loan and lease losses	$66,000	2,819
Total noninterest income	$86,000	6,123
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$70,000	4,409
Trading account gains and fees	$0	121
Additional Noninterest Income	$16,000	7,156
Total noninterest expense	$805,000	4,454
Salaries and employee benefits	$428,000	4,494
Premises and equipment expense	$97,000	4,884
Additional noninterest expense	$280,000	3,953
Pre-tax net operating income	$161,000	6,293
Securities gains (losses)	$0	2,934
Applicable income taxes	$82,000	4,103
Income before extraordinary items	$79,000	7,246
Extraordinary gains, net	$0	16
Net income	$79,000	7,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	1,081
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$79,000	7,166
2003-12-31 (YTD Data)		Rank
Total interest income	$6,111,000	4,258
Total interest expense	$2,443,000	3,395
Net interest income	$3,668,000	4,642
Provision for loan and lease losses	$1,250,000	943
Total noninterest income	$397,000	5,980
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$328,000	4,098
Trading account gains and fees	$0	160
Additional Noninterest Income	$69,000	7,124
Total noninterest expense	$3,146,000	4,463
Salaries and employee benefits	$1,660,000	4,516
Premises and equipment expense	$420,000	4,572
Additional noninterest expense	$1,066,000	4,074
Pre-tax net operating income	$-331,000	8,753
Securities gains (losses)	$-2,000	8,601
Applicable income taxes	$-181,000	9,003
Income before extraordinary items	$-152,000	8,755
Extraordinary gains, net	$0	54
Net income	$-152,000	8,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$848,000	1,041
Cash dividends	$58,000	5,869
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-150,720	8,680
2003-09-30 (YTD Data)		Rank
Total interest income	$4,662,000	4,257
Total interest expense	$1,916,000	3,385
Net interest income	$2,746,000	4,667
Provision for loan and lease losses	$148,000	3,953
Total noninterest income	$315,000	5,924
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$255,000	4,033
Trading account gains and fees	$0	153
Additional Noninterest Income	$60,000	6,950
Total noninterest expense	$2,270,000	4,565
Salaries and employee benefits	$1,261,000	4,454
Premises and equipment expense	$306,000	4,647
Additional noninterest expense	$703,000	4,458
Pre-tax net operating income	$643,000	5,714
Securities gains (losses)	$-2,000	8,785
Applicable income taxes	$290,000	3,979
Income before extraordinary items	$351,000	6,656
Extraordinary gains, net	$0	40
Net income	$351,000	6,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$412,000	1,365
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$352,280	6,464
2003-06-30 (YTD Data)		Rank
Total interest income	$3,174,000	4,227
Total interest expense	$1,345,000	3,349
Net interest income	$1,829,000	4,659
Provision for loan and lease losses	$0	7,324
Total noninterest income	$229,000	5,680
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$185,000	3,796
Trading account gains and fees	$0	150
Additional Noninterest Income	$44,000	6,789
Total noninterest expense	$1,530,000	4,515
Salaries and employee benefits	$833,000	4,485
Premises and equipment expense	$195,000	4,779
Additional noninterest expense	$502,000	4,229
Pre-tax net operating income	$528,000	5,178
Securities gains (losses)	$-2,000	8,918
Applicable income taxes	$193,000	4,041
Income before extraordinary items	$333,000	5,858
Extraordinary gains, net	$0	30
Net income	$333,000	5,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,092
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$334,280	5,629
2003-03-31 (YTD Data)		Rank
Total interest income	$1,598,000	4,238
Total interest expense	$692,000	3,351
Net interest income	$906,000	4,689
Provision for loan and lease losses	$0	6,934
Total noninterest income	$136,000	5,137
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$109,000	3,332
Trading account gains and fees	$0	134
Additional Noninterest Income	$27,000	6,429
Total noninterest expense	$792,000	4,395
Salaries and employee benefits	$450,000	4,245
Premises and equipment expense	$99,000	4,734
Additional noninterest expense	$243,000	4,314
Pre-tax net operating income	$250,000	5,287
Securities gains (losses)	$-2,000	9,046
Applicable income taxes	$104,000	3,866
Income before extraordinary items	$144,000	6,103
Extraordinary gains, net	$0	21
Net income	$144,000	6,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,384
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$145,280	5,908
2002-12-31 (YTD Data)		Rank
Total interest income	$7,183,000	3,967
Total interest expense	$3,291,000	3,273
Net interest income	$3,892,000	4,435
Provision for loan and lease losses	$0	8,089
Total noninterest income	$421,000	5,649
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$368,000	3,732
Trading account gains and fees	$0	153
Additional Noninterest Income	$53,000	7,532
Total noninterest expense	$2,809,000	4,672
Salaries and employee benefits	$1,536,000	4,607
Premises and equipment expense	$371,000	4,903
Additional noninterest expense	$902,000	4,533
Pre-tax net operating income	$1,504,000	4,113
Securities gains (losses)	$-3,000	8,756
Applicable income taxes	$399,000	3,889
Income before extraordinary items	$1,102,000	4,318
Extraordinary gains, net	$0	70
Net income	$1,102,000	4,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	2,680
Cash dividends	$58,000	5,905
Sale, conversion, retirement of capital stock, net	$-148,000	9,260
Net operating income	$1,104,190	4,206
2001-12-31 (YTD Data)		Rank
Total interest income	$8,478,000	3,825
Total interest expense	$4,418,000	3,515
Net interest income	$4,060,000	4,077
Provision for loan and lease losses	$756,000	1,564
Total noninterest income	$369,000	5,890
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$331,000	3,920
Trading account gains and fees	$0	177
Additional Noninterest Income	$38,000	8,088
Total noninterest expense	$2,699,000	4,699
Salaries and employee benefits	$1,501,000	4,509
Premises and equipment expense	$351,000	5,023
Additional noninterest expense	$847,000	4,610
Pre-tax net operating income	$974,000	4,968
Securities gains (losses)	$42,000	2,526
Applicable income taxes	$488,000	3,364
Income before extraordinary items	$528,000	5,934
Extraordinary gains, net	$0	105
Net income	$528,000	5,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,402
Cash dividends	$52,000	6,140
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$501,120	5,951
2000-12-31 (YTD Data)		Rank
Total interest income	$8,219,000	4,042
Total interest expense	$4,161,000	3,852
Net interest income	$4,058,000	4,135
Provision for loan and lease losses	$431,000	2,128
Total noninterest income	$318,000	6,150
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$266,000	4,363
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	7,733
Total noninterest expense	$2,379,000	5,031
Salaries and employee benefits	$1,295,000	4,911
Premises and equipment expense	$244,000	6,137
Additional noninterest expense	$840,000	4,572
Pre-tax net operating income	$1,566,000	3,952
Securities gains (losses)	$0	1,956
Applicable income taxes	$531,000	3,348
Income before extraordinary items	$1,035,000	4,280
Extraordinary gains, net	$0	38
Net income	$1,035,000	4,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$436,000	1,376
Cash dividends	$522,000	3,469
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,035,000	4,291
1999-12-31 (YTD Data)		Rank
Total interest income	$7,524,000	4,139
Total interest expense	$3,744,000	3,801
Net interest income	$3,780,000	4,380
Provision for loan and lease losses	$90,000	5,432
Total noninterest income	$344,000	6,062
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$277,000	4,214
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	7,520
Total noninterest expense	$2,223,000	5,290
Salaries and employee benefits	$1,181,000	5,222
Premises and equipment expense	$199,000	6,828
Additional noninterest expense	$843,000	4,613
Pre-tax net operating income	$1,811,000	3,593
Securities gains (losses)	$24,000	1,292
Applicable income taxes	$595,000	3,240
Income before extraordinary items	$1,240,000	3,773
Extraordinary gains, net	$0	35
Net income	$1,240,000	3,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	3,998
Cash dividends	$127,000	5,842
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,223,680	3,784
1998-12-31 (YTD Data)		Rank
Total interest income	$7,258,000	4,267
Total interest expense	$3,703,000	3,931
Net interest income	$3,555,000	4,537
Provision for loan and lease losses	$90,000	5,311
Total noninterest income	$461,000	5,170
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$244,000	4,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	4,751
Total noninterest expense	$2,099,000	5,412
Salaries and employee benefits	$1,019,000	5,711
Premises and equipment expense	$180,000	7,052
Additional noninterest expense	$900,000	4,292
Pre-tax net operating income	$1,827,000	3,588
Securities gains (losses)	$0	4,449
Applicable income taxes	$606,000	3,381
Income before extraordinary items	$1,221,000	3,876
Extraordinary gains, net	$0	32
Net income	$1,221,000	3,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	9,830
Cash dividends	$57,000	6,795
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,221,000	3,782
1997-12-31 (YTD Data)		Rank
Total interest income	$6,860,000	4,574
Total interest expense	$3,718,000	3,940
Net interest income	$3,142,000	5,113
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$505,000	4,971
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$253,000	4,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	4,342
Total noninterest expense	$1,817,000	6,037
Salaries and employee benefits	$883,000	6,378
Premises and equipment expense	$159,000	7,611
Additional noninterest expense	$775,000	4,844
Pre-tax net operating income	$1,770,000	3,910
Securities gains (losses)	$0	3,944
Applicable income taxes	$610,000	3,617
Income before extraordinary items	$1,160,000	4,174
Extraordinary gains, net	$0	44
Net income	$1,160,000	4,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,455
Cash dividends	$40,000	7,339
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,160,000	4,111
1996-12-31 (YTD Data)		Rank
Total interest income	$6,283,000	5,015
Total interest expense	$3,396,000	4,305
Net interest income	$2,887,000	5,599
Provision for loan and lease losses	$20,000	7,945
Total noninterest income	$479,000	5,306
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$241,000	4,950
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	4,674
Total noninterest expense	$1,754,000	6,492
Salaries and employee benefits	$936,000	6,285
Premises and equipment expense	$160,000	7,826
Additional noninterest expense	$658,000	5,987
Pre-tax net operating income	$1,592,000	4,135
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$482,000	4,263
Income before extraordinary items	$1,111,000	4,122
Extraordinary gains, net	$0	53
Net income	$1,111,000	4,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,175
Cash dividends	$654,000	2,872
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,110,300	4,074
1995-12-31 (YTD Data)		Rank
Total interest income	$5,791,000	5,358
Total interest expense	$3,059,000	4,669
Net interest income	$2,732,000	5,918
Provision for loan and lease losses	$74,000	5,310
Total noninterest income	$213,000	8,239
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$183,000	5,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	10,278
Total noninterest expense	$1,624,000	6,914
Salaries and employee benefits	$835,000	6,922
Premises and equipment expense	$138,000	8,574
Additional noninterest expense	$651,000	6,191
Pre-tax net operating income	$1,247,000	5,128
Securities gains (losses)	$0	3,831
Applicable income taxes	$446,000	4,556
Income before extraordinary items	$801,000	5,443
Extraordinary gains, net	$0	65
Net income	$801,000	5,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	5,035
Cash dividends	$34,000	8,122
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$801,000	5,416
1994-12-31 (YTD Data)		Rank
Total interest income	$4,608,000	6,041
Total interest expense	$2,014,000	5,587
Net interest income	$2,594,000	6,285
Provision for loan and lease losses	$121,000	4,029
Total noninterest income	$219,000	8,400
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$184,000	6,191
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	10,473
Total noninterest expense	$1,563,000	7,400
Salaries and employee benefits	$830,000	7,047
Premises and equipment expense	$131,000	9,070
Additional noninterest expense	$602,000	7,030
Pre-tax net operating income	$1,129,000	5,464
Securities gains (losses)	$0	3,600
Applicable income taxes	$329,000	5,526
Income before extraordinary items	$800,000	5,374
Extraordinary gains, net	$0	249
Net income	$800,000	5,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,849
Cash dividends	$31,000	8,338
Sale, conversion, retirement of capital stock, net	$-19,000	12,470
Net operating income	$800,000	5,433
1993-12-31 (YTD Data)		Rank
Total interest income	$4,045,000	6,825
Total interest expense	$1,793,000	6,344
Net interest income	$2,252,000	7,029
Provision for loan and lease losses	$59,000	7,168
Total noninterest income	$211,000	9,014
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$173,000	6,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	10,795
Total noninterest expense	$1,429,000	8,080
Salaries and employee benefits	$749,000	7,649
Premises and equipment expense	$128,000	9,539
Additional noninterest expense	$552,000	7,750
Pre-tax net operating income	$975,000	5,993
Securities gains (losses)	$0	7,477
Applicable income taxes	$356,000	5,425
Income before extraordinary items	$619,000	6,642
Extraordinary gains, net	$0	3,149
Net income	$619,000	6,799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	6,513
Cash dividends	$32,000	8,385
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$619,000	6,393
1992-12-31 (YTD Data)		Rank
Total interest income	$3,854,000	7,703
Total interest expense	$1,788,000	7,655
Net interest income	$2,066,000	7,582
Provision for loan and lease losses	$49,000	9,137
Total noninterest income	$199,000	9,438
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$162,000	6,817
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	11,257
Total noninterest expense	$1,358,000	8,450
Salaries and employee benefits	$690,000	8,066
Premises and equipment expense	$128,000	9,751
Additional noninterest expense	$540,000	8,084
Pre-tax net operating income	$858,000	6,296
Securities gains (losses)	$0	8,369
Applicable income taxes	$215,000	7,283
Income before extraordinary items	$643,000	6,265
Extraordinary gains, net	$0	1,422
Net income	$643,000	6,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	9,354
Cash dividends	$332,000	3,774
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$643,000	5,926

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.