Home > The Farmers State Bank > Income and Expense
The Farmers State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,465,000 | 3,382 |
| Total interest expense | $1,886,000 | 3,108 |
| Net interest income | $4,579,000 | 3,470 |
| Provision for loan and lease losses | $167,000 | 2,138 |
| Total noninterest income | $640,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $125,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 2,940 |
| Total noninterest expense | $3,380,000 | 3,558 |
| Salaries and employee benefits | $1,944,000 | 3,484 |
| Premises and equipment expense | $648,000 | 2,592 |
| Additional noninterest expense | $515,000 | 2,940 |
| Pre-tax net operating income | $1,672,000 | 3,144 |
| Securities gains (losses) | $27,000 | 580 |
| Applicable income taxes | $49,000 | 3,031 |
| Income before extraordinary items | $1,650,000 | 2,977 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,650,000 | 3,010 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,650,000 | 2,979 |
| Net charge-offs | $275,000 | 1,012 |
| Cash dividends | $860,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,623,810 | 3,028 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 3,389 |
| Total interest expense | $1,349,000 | 3,054 |
| Net interest income | $3,387,000 | 3,503 |
| Provision for loan and lease losses | $77,000 | 2,279 |
| Total noninterest income | $476,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $96,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 2,951 |
| Total noninterest expense | $2,510,000 | 3,557 |
| Salaries and employee benefits | $1,498,000 | 3,437 |
| Premises and equipment expense | $484,000 | 2,604 |
| Additional noninterest expense | $380,000 | 2,950 |
| Pre-tax net operating income | $1,276,000 | 3,193 |
| Securities gains (losses) | $27,000 | 382 |
| Applicable income taxes | $37,000 | 3,085 |
| Income before extraordinary items | $1,266,000 | 3,033 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,266,000 | 3,065 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,266,000 | 3,034 |
| Net charge-offs | $58,000 | 1,426 |
| Cash dividends | $720,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,239,810 | 3,087 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 3,388 |
| Total interest expense | $858,000 | 2,962 |
| Net interest income | $2,233,000 | 3,526 |
| Provision for loan and lease losses | $27,000 | 2,521 |
| Total noninterest income | $320,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $63,000 | 3,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 2,911 |
| Total noninterest expense | $1,639,000 | 3,576 |
| Salaries and employee benefits | $997,000 | 3,448 |
| Premises and equipment expense | $326,000 | 2,585 |
| Additional noninterest expense | $257,000 | 2,905 |
| Pre-tax net operating income | $887,000 | 3,166 |
| Securities gains (losses) | $20,000 | 460 |
| Applicable income taxes | $25,000 | 3,109 |
| Income before extraordinary items | $882,000 | 3,008 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $882,000 | 3,041 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $882,000 | 3,007 |
| Net charge-offs | $9,000 | 1,852 |
| Cash dividends | $555,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $862,600 | 3,053 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 3,400 |
| Total interest expense | $393,000 | 2,881 |
| Net interest income | $1,133,000 | 3,533 |
| Provision for loan and lease losses | $16,000 | 2,184 |
| Total noninterest income | $154,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $32,000 | 3,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 2,961 |
| Total noninterest expense | $814,000 | 3,624 |
| Salaries and employee benefits | $495,000 | 3,501 |
| Premises and equipment expense | $168,000 | 2,569 |
| Additional noninterest expense | $122,000 | 2,961 |
| Pre-tax net operating income | $457,000 | 3,194 |
| Securities gains (losses) | $15,000 | 490 |
| Applicable income taxes | $18,000 | 2,996 |
| Income before extraordinary items | $454,000 | 3,042 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $454,000 | 3,041 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $454,000 | 3,042 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $225,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $439,600 | 3,095 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,044,000 | 3,460 |
| Total interest expense | $584,000 | 3,071 |
| Net interest income | $4,460,000 | 3,490 |
| Provision for loan and lease losses | $20,000 | 2,792 |
| Total noninterest income | $648,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $145,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 3,043 |
| Total noninterest expense | $3,558,000 | 3,500 |
| Salaries and employee benefits | $1,913,000 | 3,538 |
| Premises and equipment expense | $629,000 | 2,650 |
| Additional noninterest expense | $503,000 | 3,043 |
| Pre-tax net operating income | $1,530,000 | 3,408 |
| Securities gains (losses) | $-40,000 | 3,710 |
| Applicable income taxes | $77,000 | 3,100 |
| Income before extraordinary items | $1,413,000 | 3,321 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,413,000 | 3,317 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,413,000 | 3,320 |
| Net charge-offs | $25,000 | 1,843 |
| Cash dividends | $795,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 368 |
| Net operating income | $1,451,000 | 3,325 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 3,455 |
| Total interest expense | $358,000 | 3,079 |
| Net interest income | $3,336,000 | 3,481 |
| Provision for loan and lease losses | $10,000 | 2,666 |
| Total noninterest income | $503,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $116,000 | 3,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,050 |
| Total noninterest expense | $2,760,000 | 3,448 |
| Salaries and employee benefits | $1,467,000 | 3,483 |
| Premises and equipment expense | $466,000 | 2,665 |
| Additional noninterest expense | $387,000 | 3,050 |
| Pre-tax net operating income | $1,069,000 | 3,472 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $63,000 | 3,072 |
| Income before extraordinary items | $1,006,000 | 3,370 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,006,000 | 3,368 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,006,000 | 3,369 |
| Net charge-offs | $11,000 | 1,790 |
| Cash dividends | $785,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 317 |
| Net operating income | $1,006,000 | 3,396 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 3,442 |
| Total interest expense | $221,000 | 3,087 |
| Net interest income | $2,221,000 | 3,463 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $309,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $74,000 | 3,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 3,170 |
| Total noninterest expense | $1,927,000 | 3,387 |
| Salaries and employee benefits | $972,000 | 3,509 |
| Premises and equipment expense | $299,000 | 2,731 |
| Additional noninterest expense | $656,000 | 3,293 |
| Pre-tax net operating income | $603,000 | 3,533 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $42,000 | 3,009 |
| Income before extraordinary items | $561,000 | 3,441 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $561,000 | 3,440 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $561,000 | 3,441 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 253 |
| Net operating income | $561,000 | 3,472 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 3,430 |
| Total interest expense | $108,000 | 3,084 |
| Net interest income | $1,103,000 | 3,424 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $164,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $36,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 3,032 |
| Total noninterest expense | $854,000 | 3,565 |
| Salaries and employee benefits | $480,000 | 3,539 |
| Premises and equipment expense | $150,000 | 2,747 |
| Additional noninterest expense | $224,000 | 3,780 |
| Pre-tax net operating income | $413,000 | 3,098 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $21,000 | 2,899 |
| Income before extraordinary items | $392,000 | 3,006 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $392,000 | 3,005 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $392,000 | 3,006 |
| Net charge-offs | $-7,000 | 3,791 |
| Cash dividends | $230,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 151 |
| Net operating income | $392,000 | 3,025 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 3,452 |
| Total interest expense | $506,000 | 3,165 |
| Net interest income | $4,595,000 | 3,460 |
| Provision for loan and lease losses | $58,000 | 2,500 |
| Total noninterest income | $806,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $134,000 | 3,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $672,000 | 3,011 |
| Total noninterest expense | $3,508,000 | 3,535 |
| Salaries and employee benefits | $1,933,000 | 3,565 |
| Premises and equipment expense | $507,000 | 3,019 |
| Additional noninterest expense | $1,068,000 | 3,606 |
| Pre-tax net operating income | $1,835,000 | 3,252 |
| Securities gains (losses) | $62,000 | 1,032 |
| Applicable income taxes | $86,000 | 3,137 |
| Income before extraordinary items | $1,811,000 | 3,147 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,811,000 | 3,147 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,811,000 | 3,147 |
| Net charge-offs | $7,000 | 2,374 |
| Cash dividends | $940,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,752,100 | 3,162 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 3,466 |
| Total interest expense | $378,000 | 3,255 |
| Net interest income | $3,568,000 | 3,468 |
| Provision for loan and lease losses | $55,000 | 2,303 |
| Total noninterest income | $622,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $103,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 3,031 |
| Total noninterest expense | $2,608,000 | 3,584 |
| Salaries and employee benefits | $1,520,000 | 3,527 |
| Premises and equipment expense | $362,000 | 3,107 |
| Additional noninterest expense | $726,000 | 3,739 |
| Pre-tax net operating income | $1,527,000 | 3,231 |
| Securities gains (losses) | $44,000 | 1,101 |
| Applicable income taxes | $65,000 | 3,109 |
| Income before extraordinary items | $1,506,000 | 3,123 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,506,000 | 3,123 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,506,000 | 3,123 |
| Net charge-offs | $8,000 | 2,039 |
| Cash dividends | $860,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,463,760 | 3,145 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 3,412 |
| Total interest expense | $251,000 | 3,333 |
| Net interest income | $2,524,000 | 3,381 |
| Provision for loan and lease losses | $40,000 | 2,250 |
| Total noninterest income | $335,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $68,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,231 |
| Total noninterest expense | $1,685,000 | 3,648 |
| Salaries and employee benefits | $1,032,000 | 3,503 |
| Premises and equipment expense | $224,000 | 3,215 |
| Additional noninterest expense | $429,000 | 3,886 |
| Pre-tax net operating income | $1,134,000 | 3,113 |
| Securities gains (losses) | $26,000 | 1,107 |
| Applicable income taxes | $44,000 | 3,097 |
| Income before extraordinary items | $1,116,000 | 3,009 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,116,000 | 3,008 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,116,000 | 3,009 |
| Net charge-offs | $4,000 | 1,958 |
| Cash dividends | $660,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,091,040 | 3,007 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 3,313 |
| Total interest expense | $123,000 | 3,435 |
| Net interest income | $1,357,000 | 3,269 |
| Provision for loan and lease losses | $25,000 | 2,154 |
| Total noninterest income | $170,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $34,000 | 3,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 3,213 |
| Total noninterest expense | $883,000 | 3,562 |
| Salaries and employee benefits | $549,000 | 3,409 |
| Premises and equipment expense | $120,000 | 3,116 |
| Additional noninterest expense | $214,000 | 3,885 |
| Pre-tax net operating income | $619,000 | 3,003 |
| Securities gains (losses) | $26,000 | 818 |
| Applicable income taxes | $23,000 | 3,027 |
| Income before extraordinary items | $622,000 | 2,859 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $622,000 | 2,858 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $622,000 | 2,859 |
| Net charge-offs | $6,000 | 1,479 |
| Cash dividends | $220,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $597,040 | 2,871 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 3,525 |
| Total interest expense | $640,000 | 3,557 |
| Net interest income | $4,560,000 | 3,488 |
| Provision for loan and lease losses | $117,000 | 3,443 |
| Total noninterest income | $639,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $132,000 | 3,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 3,139 |
| Total noninterest expense | $3,189,000 | 3,724 |
| Salaries and employee benefits | $1,885,000 | 3,656 |
| Premises and equipment expense | $477,000 | 3,133 |
| Additional noninterest expense | $827,000 | 3,932 |
| Pre-tax net operating income | $1,893,000 | 3,006 |
| Securities gains (losses) | $27,000 | 1,983 |
| Applicable income taxes | $80,000 | 3,019 |
| Income before extraordinary items | $1,840,000 | 2,925 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,840,000 | 2,923 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,840,000 | 2,925 |
| Net charge-offs | $19,000 | 2,819 |
| Cash dividends | $878,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,814,080 | 2,897 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 3,514 |
| Total interest expense | $493,000 | 3,621 |
| Net interest income | $3,533,000 | 3,469 |
| Provision for loan and lease losses | $102,000 | 3,271 |
| Total noninterest income | $454,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $92,000 | 3,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,149 |
| Total noninterest expense | $2,389,000 | 3,720 |
| Salaries and employee benefits | $1,470,000 | 3,586 |
| Premises and equipment expense | $354,000 | 3,154 |
| Additional noninterest expense | $565,000 | 4,040 |
| Pre-tax net operating income | $1,496,000 | 2,948 |
| Securities gains (losses) | $27,000 | 1,806 |
| Applicable income taxes | $58,000 | 3,019 |
| Income before extraordinary items | $1,465,000 | 2,862 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,465,000 | 2,861 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,465,000 | 2,862 |
| Net charge-offs | $-5,000 | 4,085 |
| Cash dividends | $710,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,439,080 | 2,836 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 3,498 |
| Total interest expense | $343,000 | 3,663 |
| Net interest income | $2,434,000 | 3,438 |
| Provision for loan and lease losses | $85,000 | 3,127 |
| Total noninterest income | $297,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $61,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 3,141 |
| Total noninterest expense | $1,617,000 | 3,709 |
| Salaries and employee benefits | $1,001,000 | 3,558 |
| Premises and equipment expense | $237,000 | 3,156 |
| Additional noninterest expense | $379,000 | 4,042 |
| Pre-tax net operating income | $1,029,000 | 2,909 |
| Securities gains (losses) | $27,000 | 1,568 |
| Applicable income taxes | $34,000 | 3,061 |
| Income before extraordinary items | $1,022,000 | 2,779 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,022,000 | 2,778 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,022,000 | 2,779 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $230,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $995,810 | 2,771 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 3,600 |
| Total interest expense | $181,000 | 3,729 |
| Net interest income | $1,125,000 | 3,541 |
| Provision for loan and lease losses | $31,000 | 2,806 |
| Total noninterest income | $140,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $37,000 | 3,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 3,141 |
| Total noninterest expense | $764,000 | 3,836 |
| Salaries and employee benefits | $465,000 | 3,711 |
| Premises and equipment expense | $119,000 | 3,164 |
| Additional noninterest expense | $180,000 | 4,171 |
| Pre-tax net operating income | $470,000 | 2,859 |
| Securities gains (losses) | $27,000 | 1,058 |
| Applicable income taxes | $18,000 | 2,932 |
| Income before extraordinary items | $479,000 | 2,684 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $479,000 | 2,683 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $479,000 | 2,685 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $230,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $453,080 | 2,747 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 3,727 |
| Total interest expense | $853,000 | 3,527 |
| Net interest income | $4,180,000 | 3,711 |
| Provision for loan and lease losses | $57,000 | 3,326 |
| Total noninterest income | $544,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $158,000 | 3,440 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,313 |
| Total noninterest expense | $2,961,000 | 3,910 |
| Salaries and employee benefits | $1,753,000 | 3,819 |
| Premises and equipment expense | $423,000 | 3,378 |
| Additional noninterest expense | $785,000 | 4,130 |
| Pre-tax net operating income | $1,706,000 | 3,237 |
| Securities gains (losses) | $-44,000 | 4,998 |
| Applicable income taxes | $75,000 | 3,165 |
| Income before extraordinary items | $1,587,000 | 3,199 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,587,000 | 3,199 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,587,000 | 3,200 |
| Net charge-offs | $50,000 | 2,644 |
| Cash dividends | $940,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,628,800 | 3,135 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 3,785 |
| Total interest expense | $644,000 | 3,548 |
| Net interest income | $3,101,000 | 3,787 |
| Provision for loan and lease losses | $42,000 | 3,240 |
| Total noninterest income | $384,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $119,000 | 3,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 3,424 |
| Total noninterest expense | $2,183,000 | 3,970 |
| Salaries and employee benefits | $1,348,000 | 3,814 |
| Premises and equipment expense | $314,000 | 3,421 |
| Additional noninterest expense | $521,000 | 4,320 |
| Pre-tax net operating income | $1,260,000 | 3,331 |
| Securities gains (losses) | $-39,000 | 5,072 |
| Applicable income taxes | $57,000 | 3,202 |
| Income before extraordinary items | $1,164,000 | 3,285 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,164,000 | 3,284 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,164,000 | 3,285 |
| Net charge-offs | $21,000 | 2,686 |
| Cash dividends | $800,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,201,050 | 3,215 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 3,827 |
| Total interest expense | $414,000 | 3,584 |
| Net interest income | $2,045,000 | 3,828 |
| Provision for loan and lease losses | $27,000 | 3,174 |
| Total noninterest income | $241,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $81,000 | 3,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 3,535 |
| Total noninterest expense | $1,426,000 | 4,020 |
| Salaries and employee benefits | $888,000 | 3,849 |
| Premises and equipment expense | $206,000 | 3,464 |
| Additional noninterest expense | $332,000 | 4,407 |
| Pre-tax net operating income | $833,000 | 3,340 |
| Securities gains (losses) | $-39,000 | 5,129 |
| Applicable income taxes | $39,000 | 3,204 |
| Income before extraordinary items | $755,000 | 3,333 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $755,000 | 3,331 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $755,000 | 3,332 |
| Net charge-offs | $18,000 | 2,396 |
| Cash dividends | $610,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $792,050 | 3,240 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 3,870 |
| Total interest expense | $195,000 | 3,651 |
| Net interest income | $1,013,000 | 3,876 |
| Provision for loan and lease losses | $12,000 | 3,026 |
| Total noninterest income | $115,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $41,000 | 3,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,595 |
| Total noninterest expense | $704,000 | 4,080 |
| Salaries and employee benefits | $439,000 | 3,918 |
| Premises and equipment expense | $101,000 | 3,522 |
| Additional noninterest expense | $164,000 | 4,450 |
| Pre-tax net operating income | $412,000 | 3,341 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $17,000 | 3,225 |
| Income before extraordinary items | $395,000 | 3,238 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $395,000 | 3,236 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $395,000 | 3,237 |
| Net charge-offs | $16,000 | 1,795 |
| Cash dividends | $230,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $395,000 | 3,228 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 3,911 |
| Total interest expense | $599,000 | 3,684 |
| Net interest income | $3,965,000 | 3,905 |
| Provision for loan and lease losses | $42,000 | 3,567 |
| Total noninterest income | $534,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $197,000 | 3,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,552 |
| Total noninterest expense | $2,839,000 | 4,073 |
| Salaries and employee benefits | $1,652,000 | 4,015 |
| Premises and equipment expense | $413,000 | 3,470 |
| Additional noninterest expense | $774,000 | 4,268 |
| Pre-tax net operating income | $1,618,000 | 3,425 |
| Securities gains (losses) | $-10,000 | 4,411 |
| Applicable income taxes | $66,000 | 3,274 |
| Income before extraordinary items | $1,542,000 | 3,332 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,542,000 | 3,330 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,542,000 | 3,331 |
| Net charge-offs | $18,000 | 3,150 |
| Cash dividends | $930,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,551,600 | 3,327 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 3,944 |
| Total interest expense | $412,000 | 3,759 |
| Net interest income | $2,976,000 | 3,937 |
| Provision for loan and lease losses | $33,000 | 3,428 |
| Total noninterest income | $429,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $151,000 | 3,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 3,464 |
| Total noninterest expense | $2,148,000 | 4,097 |
| Salaries and employee benefits | $1,278,000 | 3,988 |
| Premises and equipment expense | $332,000 | 3,412 |
| Additional noninterest expense | $538,000 | 4,389 |
| Pre-tax net operating income | $1,224,000 | 3,468 |
| Securities gains (losses) | $-10,000 | 4,769 |
| Applicable income taxes | $49,000 | 3,335 |
| Income before extraordinary items | $1,165,000 | 3,364 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,165,000 | 3,363 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,165,000 | 3,363 |
| Net charge-offs | $13,000 | 2,889 |
| Cash dividends | $800,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,174,600 | 3,349 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 3,957 |
| Total interest expense | $258,000 | 3,793 |
| Net interest income | $1,987,000 | 3,952 |
| Provision for loan and lease losses | $20,000 | 3,342 |
| Total noninterest income | $289,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $100,000 | 3,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 3,455 |
| Total noninterest expense | $1,421,000 | 4,141 |
| Salaries and employee benefits | $851,000 | 4,019 |
| Premises and equipment expense | $216,000 | 3,469 |
| Additional noninterest expense | $354,000 | 4,448 |
| Pre-tax net operating income | $835,000 | 3,418 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $32,000 | 3,347 |
| Income before extraordinary items | $803,000 | 3,285 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $803,000 | 3,284 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $803,000 | 3,284 |
| Net charge-offs | $10,000 | 2,589 |
| Cash dividends | $610,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $803,000 | 3,278 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 3,997 |
| Total interest expense | $112,000 | 3,961 |
| Net interest income | $1,000,000 | 3,957 |
| Provision for loan and lease losses | $7,000 | 3,246 |
| Total noninterest income | $145,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $53,000 | 3,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,453 |
| Total noninterest expense | $710,000 | 4,194 |
| Salaries and employee benefits | $426,000 | 4,054 |
| Premises and equipment expense | $105,000 | 3,556 |
| Additional noninterest expense | $179,000 | 4,490 |
| Pre-tax net operating income | $428,000 | 3,345 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $16,000 | 3,332 |
| Income before extraordinary items | $412,000 | 3,201 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $412,000 | 3,201 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $412,000 | 3,201 |
| Net charge-offs | $10,000 | 1,963 |
| Cash dividends | $230,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $412,000 | 3,204 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 4,071 |
| Total interest expense | $391,000 | 4,021 |
| Net interest income | $3,798,000 | 4,029 |
| Provision for loan and lease losses | $46,000 | 3,615 |
| Total noninterest income | $590,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $213,000 | 3,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,523 |
| Total noninterest expense | $2,859,000 | 4,206 |
| Salaries and employee benefits | $1,661,000 | 4,098 |
| Premises and equipment expense | $405,000 | 3,628 |
| Additional noninterest expense | $793,000 | 4,398 |
| Pre-tax net operating income | $1,483,000 | 3,547 |
| Securities gains (losses) | $14,000 | 1,468 |
| Applicable income taxes | $59,000 | 3,471 |
| Income before extraordinary items | $1,438,000 | 3,200 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,438,000 | 3,198 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,438,000 | 3,200 |
| Net charge-offs | $6,000 | 3,826 |
| Cash dividends | $850,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,424,560 | 3,188 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 4,122 |
| Total interest expense | $274,000 | 4,140 |
| Net interest income | $2,834,000 | 4,075 |
| Provision for loan and lease losses | $46,000 | 3,295 |
| Total noninterest income | $437,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $158,000 | 3,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 3,572 |
| Total noninterest expense | $2,119,000 | 4,240 |
| Salaries and employee benefits | $1,249,000 | 4,115 |
| Premises and equipment expense | $314,000 | 3,615 |
| Additional noninterest expense | $556,000 | 4,533 |
| Pre-tax net operating income | $1,106,000 | 3,604 |
| Securities gains (losses) | $22,000 | 1,272 |
| Applicable income taxes | $43,000 | 3,507 |
| Income before extraordinary items | $1,085,000 | 3,394 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,085,000 | 3,393 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,085,000 | 3,394 |
| Net charge-offs | $6,000 | 3,411 |
| Cash dividends | $770,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,063,880 | 3,396 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 4,128 |
| Total interest expense | $174,000 | 4,208 |
| Net interest income | $1,889,000 | 4,081 |
| Provision for loan and lease losses | $46,000 | 2,928 |
| Total noninterest income | $292,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $104,000 | 3,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 3,562 |
| Total noninterest expense | $1,395,000 | 4,293 |
| Salaries and employee benefits | $811,000 | 4,190 |
| Premises and equipment expense | $210,000 | 3,624 |
| Additional noninterest expense | $374,000 | 4,534 |
| Pre-tax net operating income | $740,000 | 3,573 |
| Securities gains (losses) | $19,000 | 1,018 |
| Applicable income taxes | $27,000 | 3,538 |
| Income before extraordinary items | $732,000 | 3,328 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $732,000 | 3,327 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $732,000 | 3,328 |
| Net charge-offs | $3,000 | 3,240 |
| Cash dividends | $580,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $713,760 | 3,344 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 4,148 |
| Total interest expense | $79,000 | 4,358 |
| Net interest income | $947,000 | 4,085 |
| Provision for loan and lease losses | $22,000 | 2,759 |
| Total noninterest income | $146,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $55,000 | 3,369 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $91,000 | 3,592 |
| Total noninterest expense | $702,000 | 4,320 |
| Salaries and employee benefits | $405,000 | 4,250 |
| Premises and equipment expense | $107,000 | 3,623 |
| Additional noninterest expense | $190,000 | 4,559 |
| Pre-tax net operating income | $369,000 | 3,532 |
| Securities gains (losses) | $16,000 | 558 |
| Applicable income taxes | $11,000 | 3,564 |
| Income before extraordinary items | $374,000 | 3,257 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $374,000 | 3,255 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $374,000 | 3,257 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $220,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $358,480 | 3,297 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 4,223 |
| Total interest expense | $324,000 | 4,360 |
| Net interest income | $3,632,000 | 4,172 |
| Provision for loan and lease losses | $31,000 | 3,866 |
| Total noninterest income | $626,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $207,000 | 3,521 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $419,000 | 3,499 |
| Total noninterest expense | $2,873,000 | 4,319 |
| Salaries and employee benefits | $1,624,000 | 4,241 |
| Premises and equipment expense | $432,000 | 3,646 |
| Additional noninterest expense | $817,000 | 4,517 |
| Pre-tax net operating income | $1,354,000 | 3,655 |
| Securities gains (losses) | $140,000 | 1,098 |
| Applicable income taxes | $56,000 | 3,562 |
| Income before extraordinary items | $1,438,000 | 3,344 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,438,000 | 3,342 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,438,000 | 3,343 |
| Net charge-offs | $12,000 | 3,816 |
| Cash dividends | $835,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,303,600 | 3,448 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 4,263 |
| Total interest expense | $225,000 | 4,502 |
| Net interest income | $2,727,000 | 4,197 |
| Provision for loan and lease losses | $23,000 | 3,784 |
| Total noninterest income | $466,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $154,000 | 3,555 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $312,000 | 3,523 |
| Total noninterest expense | $2,148,000 | 4,344 |
| Salaries and employee benefits | $1,249,000 | 4,190 |
| Premises and equipment expense | $322,000 | 3,682 |
| Additional noninterest expense | $577,000 | 4,652 |
| Pre-tax net operating income | $1,022,000 | 3,690 |
| Securities gains (losses) | $140,000 | 1,036 |
| Applicable income taxes | $39,000 | 3,657 |
| Income before extraordinary items | $1,123,000 | 3,305 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,123,000 | 3,303 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,123,000 | 3,305 |
| Net charge-offs | $8,000 | 3,492 |
| Cash dividends | $765,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $987,200 | 3,457 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 4,311 |
| Total interest expense | $141,000 | 4,610 |
| Net interest income | $1,808,000 | 4,238 |
| Provision for loan and lease losses | $14,000 | 3,689 |
| Total noninterest income | $305,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $102,000 | 3,573 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,573 |
| Total noninterest expense | $1,434,000 | 4,377 |
| Salaries and employee benefits | $836,000 | 4,220 |
| Premises and equipment expense | $211,000 | 3,729 |
| Additional noninterest expense | $387,000 | 4,681 |
| Pre-tax net operating income | $665,000 | 3,733 |
| Securities gains (losses) | $140,000 | 774 |
| Applicable income taxes | $25,000 | 3,687 |
| Income before extraordinary items | $780,000 | 3,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $780,000 | 3,220 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $780,000 | 3,221 |
| Net charge-offs | $10,000 | 3,081 |
| Cash dividends | $580,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $644,200 | 3,486 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $968,000 | 4,360 |
| Total interest expense | $65,000 | 4,764 |
| Net interest income | $903,000 | 4,263 |
| Provision for loan and lease losses | $6,000 | 3,407 |
| Total noninterest income | $143,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $49,000 | 3,626 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $94,000 | 3,643 |
| Total noninterest expense | $737,000 | 4,344 |
| Salaries and employee benefits | $428,000 | 4,206 |
| Premises and equipment expense | $100,000 | 3,866 |
| Additional noninterest expense | $209,000 | 4,592 |
| Pre-tax net operating income | $303,000 | 3,837 |
| Securities gains (losses) | $110,000 | 485 |
| Applicable income taxes | $7,000 | 3,863 |
| Income before extraordinary items | $406,000 | 3,109 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $406,000 | 3,107 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $406,000 | 3,108 |
| Net charge-offs | $8,000 | 2,423 |
| Cash dividends | $210,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $298,200 | 3,573 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 4,369 |
| Total interest expense | $275,000 | 4,760 |
| Net interest income | $3,601,000 | 4,285 |
| Provision for loan and lease losses | $16,000 | 4,124 |
| Total noninterest income | $620,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $194,000 | 3,756 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $426,000 | 3,509 |
| Total noninterest expense | $2,790,000 | 4,472 |
| Salaries and employee benefits | $1,548,000 | 4,432 |
| Premises and equipment expense | $426,000 | 3,792 |
| Additional noninterest expense | $816,000 | 4,659 |
| Pre-tax net operating income | $1,415,000 | 3,586 |
| Securities gains (losses) | $99,000 | 1,182 |
| Applicable income taxes | $59,000 | 3,567 |
| Income before extraordinary items | $1,455,000 | 3,279 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,455,000 | 3,280 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,455,000 | 3,281 |
| Net charge-offs | $41,000 | 3,392 |
| Cash dividends | $860,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,359,960 | 3,361 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 4,405 |
| Total interest expense | $203,000 | 4,844 |
| Net interest income | $2,710,000 | 4,315 |
| Provision for loan and lease losses | $14,000 | 3,951 |
| Total noninterest income | $458,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $140,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $318,000 | 3,526 |
| Total noninterest expense | $2,079,000 | 4,524 |
| Salaries and employee benefits | $1,189,000 | 4,401 |
| Premises and equipment expense | $320,000 | 3,833 |
| Additional noninterest expense | $570,000 | 4,841 |
| Pre-tax net operating income | $1,075,000 | 3,630 |
| Securities gains (losses) | $94,000 | 1,077 |
| Applicable income taxes | $42,000 | 3,699 |
| Income before extraordinary items | $1,127,000 | 3,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,127,000 | 3,294 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,127,000 | 3,295 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $760,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,036,760 | 3,381 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 4,456 |
| Total interest expense | $134,000 | 4,914 |
| Net interest income | $1,796,000 | 4,354 |
| Provision for loan and lease losses | $9,000 | 3,821 |
| Total noninterest income | $280,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $90,000 | 3,879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 3,706 |
| Total noninterest expense | $1,378,000 | 4,581 |
| Salaries and employee benefits | $792,000 | 4,459 |
| Premises and equipment expense | $216,000 | 3,841 |
| Additional noninterest expense | $370,000 | 4,919 |
| Pre-tax net operating income | $689,000 | 3,677 |
| Securities gains (losses) | $94,000 | 881 |
| Applicable income taxes | $25,000 | 3,777 |
| Income before extraordinary items | $758,000 | 3,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $758,000 | 3,267 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $758,000 | 3,268 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $580,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $666,820 | 3,434 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 4,480 |
| Total interest expense | $65,000 | 4,996 |
| Net interest income | $900,000 | 4,375 |
| Provision for loan and lease losses | $6,000 | 3,402 |
| Total noninterest income | $142,000 | 4,007 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $93,000 | 3,700 |
| Total noninterest expense | $689,000 | 4,605 |
| Salaries and employee benefits | $398,000 | 4,474 |
| Premises and equipment expense | $105,000 | 3,925 |
| Additional noninterest expense | $186,000 | 4,941 |
| Pre-tax net operating income | $347,000 | 3,647 |
| Securities gains (losses) | $79,000 | 665 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $408,000 | 3,087 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $408,000 | 3,090 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $408,000 | 3,090 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $220,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $332,160 | 3,380 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 4,539 |
| Total interest expense | $293,000 | 4,987 |
| Net interest income | $3,574,000 | 4,428 |
| Provision for loan and lease losses | $21,000 | 4,233 |
| Total noninterest income | $621,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $241,000 | 3,606 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $380,000 | 3,671 |
| Total noninterest expense | $2,637,000 | 4,785 |
| Salaries and employee benefits | $1,440,000 | 4,722 |
| Premises and equipment expense | $429,000 | 3,938 |
| Additional noninterest expense | $768,000 | 4,997 |
| Pre-tax net operating income | $1,537,000 | 3,443 |
| Securities gains (losses) | $31,000 | 2,055 |
| Applicable income taxes | $69,000 | 3,584 |
| Income before extraordinary items | $1,499,000 | 3,252 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,499,000 | 3,252 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,499,000 | 3,253 |
| Net charge-offs | $8,000 | 4,635 |
| Cash dividends | $895,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,469,240 | 3,225 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 4,590 |
| Total interest expense | $216,000 | 5,092 |
| Net interest income | $2,680,000 | 4,465 |
| Provision for loan and lease losses | $15,000 | 4,038 |
| Total noninterest income | $470,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $182,000 | 3,636 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $288,000 | 3,696 |
| Total noninterest expense | $1,944,000 | 4,855 |
| Salaries and employee benefits | $1,094,000 | 4,717 |
| Premises and equipment expense | $329,000 | 3,955 |
| Additional noninterest expense | $521,000 | 5,196 |
| Pre-tax net operating income | $1,191,000 | 3,448 |
| Securities gains (losses) | $31,000 | 1,754 |
| Applicable income taxes | $51,000 | 3,658 |
| Income before extraordinary items | $1,171,000 | 3,195 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,171,000 | 3,195 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,171,000 | 3,196 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $775,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,141,240 | 3,211 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 4,625 |
| Total interest expense | $143,000 | 5,144 |
| Net interest income | $1,770,000 | 4,489 |
| Provision for loan and lease losses | $9,000 | 3,952 |
| Total noninterest income | $309,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $118,000 | 3,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $191,000 | 3,708 |
| Total noninterest expense | $1,268,000 | 4,926 |
| Salaries and employee benefits | $716,000 | 4,799 |
| Premises and equipment expense | $215,000 | 4,032 |
| Additional noninterest expense | $337,000 | 5,277 |
| Pre-tax net operating income | $802,000 | 3,364 |
| Securities gains (losses) | $31,000 | 1,431 |
| Applicable income taxes | $33,000 | 3,649 |
| Income before extraordinary items | $800,000 | 3,090 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $800,000 | 3,096 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $800,000 | 3,096 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $585,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $770,240 | 3,121 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 4,696 |
| Total interest expense | $68,000 | 5,300 |
| Net interest income | $877,000 | 4,551 |
| Provision for loan and lease losses | $7,000 | 3,504 |
| Total noninterest income | $153,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $94,000 | 3,667 |
| Total noninterest expense | $627,000 | 5,012 |
| Salaries and employee benefits | $347,000 | 4,928 |
| Premises and equipment expense | $110,000 | 4,008 |
| Additional noninterest expense | $170,000 | 5,309 |
| Pre-tax net operating income | $396,000 | 3,306 |
| Securities gains (losses) | $31,000 | 807 |
| Applicable income taxes | $15,000 | 3,648 |
| Income before extraordinary items | $412,000 | 2,939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $412,000 | 2,942 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $412,000 | 2,942 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $205,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $382,240 | 3,053 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 4,779 |
| Total interest expense | $312,000 | 5,321 |
| Net interest income | $3,437,000 | 4,647 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $596,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $273,000 | 3,521 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $323,000 | 3,997 |
| Total noninterest expense | $2,550,000 | 5,000 |
| Salaries and employee benefits | $1,399,000 | 4,927 |
| Premises and equipment expense | $418,000 | 4,119 |
| Additional noninterest expense | $733,000 | 5,250 |
| Pre-tax net operating income | $1,438,000 | 3,491 |
| Securities gains (losses) | $53,000 | 1,750 |
| Applicable income taxes | $66,000 | 3,638 |
| Income before extraordinary items | $1,425,000 | 3,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,425,000 | 3,254 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,425,000 | 3,255 |
| Net charge-offs | $-13,000 | 6,214 |
| Cash dividends | $835,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,374,120 | 3,264 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 4,840 |
| Total interest expense | $231,000 | 5,440 |
| Net interest income | $2,562,000 | 4,707 |
| Provision for loan and lease losses | $33,000 | 4,245 |
| Total noninterest income | $451,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $207,000 | 3,518 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $244,000 | 4,054 |
| Total noninterest expense | $1,888,000 | 5,046 |
| Salaries and employee benefits | $1,059,000 | 4,934 |
| Premises and equipment expense | $325,000 | 4,090 |
| Additional noninterest expense | $504,000 | 5,425 |
| Pre-tax net operating income | $1,092,000 | 3,534 |
| Securities gains (losses) | $53,000 | 1,611 |
| Applicable income taxes | $49,000 | 3,732 |
| Income before extraordinary items | $1,096,000 | 3,257 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,096,000 | 3,260 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,096,000 | 3,261 |
| Net charge-offs | $-13,000 | 6,188 |
| Cash dividends | $735,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,045,120 | 3,262 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 4,853 |
| Total interest expense | $156,000 | 5,482 |
| Net interest income | $1,711,000 | 4,696 |
| Provision for loan and lease losses | $21,000 | 4,224 |
| Total noninterest income | $293,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $133,000 | 3,571 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $160,000 | 4,134 |
| Total noninterest expense | $1,230,000 | 5,121 |
| Salaries and employee benefits | $693,000 | 4,992 |
| Premises and equipment expense | $212,000 | 4,163 |
| Additional noninterest expense | $325,000 | 5,483 |
| Pre-tax net operating income | $753,000 | 3,438 |
| Securities gains (losses) | $58,000 | 1,424 |
| Applicable income taxes | $32,000 | 3,725 |
| Income before extraordinary items | $779,000 | 3,127 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $779,000 | 3,129 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $779,000 | 3,130 |
| Net charge-offs | $-27,000 | 6,402 |
| Cash dividends | $560,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $723,320 | 3,159 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 4,895 |
| Total interest expense | $77,000 | 5,598 |
| Net interest income | $851,000 | 4,725 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $136,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $65,000 | 3,595 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 4,261 |
| Total noninterest expense | $604,000 | 5,196 |
| Salaries and employee benefits | $334,000 | 5,139 |
| Premises and equipment expense | $105,000 | 4,201 |
| Additional noninterest expense | $165,000 | 5,528 |
| Pre-tax net operating income | $375,000 | 3,405 |
| Securities gains (losses) | $58,000 | 862 |
| Applicable income taxes | $15,000 | 3,753 |
| Income before extraordinary items | $418,000 | 2,951 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $418,000 | 2,951 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $418,000 | 2,953 |
| Net charge-offs | $-31,000 | 6,578 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $361,740 | 3,115 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 4,858 |
| Total interest expense | $529,000 | 5,020 |
| Net interest income | $3,493,000 | 4,755 |
| Provision for loan and lease losses | $150,000 | 4,271 |
| Total noninterest income | $603,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $254,000 | 3,811 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $349,000 | 3,832 |
| Total noninterest expense | $2,675,000 | 5,008 |
| Salaries and employee benefits | $1,502,000 | 4,845 |
| Premises and equipment expense | $393,000 | 4,345 |
| Additional noninterest expense | $780,000 | 5,314 |
| Pre-tax net operating income | $1,271,000 | 3,617 |
| Securities gains (losses) | $119,000 | 2,135 |
| Applicable income taxes | $60,000 | 3,803 |
| Income before extraordinary items | $1,330,000 | 3,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,330,000 | 3,350 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,330,000 | 3,350 |
| Net charge-offs | $85,000 | 4,550 |
| Cash dividends | $800,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,215,760 | 3,370 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 4,913 |
| Total interest expense | $404,000 | 5,104 |
| Net interest income | $2,656,000 | 4,799 |
| Provision for loan and lease losses | $130,000 | 4,086 |
| Total noninterest income | $433,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $189,000 | 3,873 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $244,000 | 3,980 |
| Total noninterest expense | $1,986,000 | 5,081 |
| Salaries and employee benefits | $1,154,000 | 4,795 |
| Premises and equipment expense | $300,000 | 4,350 |
| Additional noninterest expense | $532,000 | 5,571 |
| Pre-tax net operating income | $973,000 | 3,689 |
| Securities gains (losses) | $119,000 | 1,847 |
| Applicable income taxes | $45,000 | 3,836 |
| Income before extraordinary items | $1,047,000 | 3,343 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,047,000 | 3,344 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,047,000 | 3,345 |
| Net charge-offs | $95,000 | 4,020 |
| Cash dividends | $700,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $932,760 | 3,414 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 4,940 |
| Total interest expense | $280,000 | 5,141 |
| Net interest income | $1,771,000 | 4,820 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $281,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $126,000 | 3,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 4,023 |
| Total noninterest expense | $1,298,000 | 5,167 |
| Salaries and employee benefits | $755,000 | 4,878 |
| Premises and equipment expense | $200,000 | 4,362 |
| Additional noninterest expense | $343,000 | 5,676 |
| Pre-tax net operating income | $654,000 | 3,662 |
| Securities gains (losses) | $82,000 | 1,724 |
| Applicable income taxes | $30,000 | 3,829 |
| Income before extraordinary items | $706,000 | 3,307 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $706,000 | 3,307 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $706,000 | 3,308 |
| Net charge-offs | $89,000 | 3,523 |
| Cash dividends | $540,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $627,280 | 3,379 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 4,947 |
| Total interest expense | $140,000 | 5,230 |
| Net interest income | $900,000 | 4,806 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $135,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $65,000 | 3,802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,214 |
| Total noninterest expense | $630,000 | 5,254 |
| Salaries and employee benefits | $364,000 | 5,013 |
| Premises and equipment expense | $99,000 | 4,418 |
| Additional noninterest expense | $167,000 | 5,749 |
| Pre-tax net operating income | $330,000 | 3,658 |
| Securities gains (losses) | $82,000 | 992 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $397,000 | 3,086 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $397,000 | 3,089 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $397,000 | 3,090 |
| Net charge-offs | $86,000 | 2,578 |
| Cash dividends | $185,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $318,280 | 3,357 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 5,020 |
| Total interest expense | $822,000 | 4,857 |
| Net interest income | $3,397,000 | 4,983 |
| Provision for loan and lease losses | $45,000 | 5,911 |
| Total noninterest income | $537,000 | 4,276 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $279,000 | 3,743 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $258,000 | 4,092 |
| Total noninterest expense | $2,650,000 | 5,194 |
| Salaries and employee benefits | $1,456,000 | 5,037 |
| Premises and equipment expense | $394,000 | 4,599 |
| Additional noninterest expense | $800,000 | 5,413 |
| Pre-tax net operating income | $1,239,000 | 3,347 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $45,000 | 3,804 |
| Income before extraordinary items | $1,230,000 | 3,163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,230,000 | 3,166 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,230,000 | 3,166 |
| Net charge-offs | $-37,000 | 7,148 |
| Cash dividends | $630,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,195,440 | 3,119 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 5,087 |
| Total interest expense | $635,000 | 4,897 |
| Net interest income | $2,513,000 | 5,045 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $405,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $211,000 | 3,748 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $194,000 | 4,126 |
| Total noninterest expense | $1,909,000 | 5,317 |
| Salaries and employee benefits | $1,055,000 | 5,121 |
| Premises and equipment expense | $303,000 | 4,587 |
| Additional noninterest expense | $551,000 | 5,636 |
| Pre-tax net operating income | $964,000 | 3,376 |
| Securities gains (losses) | $36,000 | 2,537 |
| Applicable income taxes | $30,000 | 3,874 |
| Income before extraordinary items | $970,000 | 3,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $970,000 | 3,132 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $970,000 | 3,132 |
| Net charge-offs | $-90,000 | 7,312 |
| Cash dividends | $630,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $935,080 | 3,105 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 5,133 |
| Total interest expense | $437,000 | 4,944 |
| Net interest income | $1,653,000 | 5,090 |
| Provision for loan and lease losses | $45,000 | 5,204 |
| Total noninterest income | $245,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $142,000 | 3,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 4,497 |
| Total noninterest expense | $1,223,000 | 5,480 |
| Salaries and employee benefits | $678,000 | 5,274 |
| Premises and equipment expense | $198,000 | 4,672 |
| Additional noninterest expense | $347,000 | 5,827 |
| Pre-tax net operating income | $630,000 | 3,377 |
| Securities gains (losses) | $36,000 | 1,782 |
| Applicable income taxes | $16,000 | 3,930 |
| Income before extraordinary items | $650,000 | 3,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $650,000 | 3,047 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $650,000 | 3,047 |
| Net charge-offs | $-89,000 | 7,369 |
| Cash dividends | $495,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $614,720 | 3,062 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 5,224 |
| Total interest expense | $214,000 | 5,093 |
| Net interest income | $805,000 | 5,160 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $120,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $73,000 | 3,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 4,755 |
| Total noninterest expense | $581,000 | 5,629 |
| Salaries and employee benefits | $311,000 | 5,536 |
| Premises and equipment expense | $100,000 | 4,697 |
| Additional noninterest expense | $170,000 | 5,897 |
| Pre-tax net operating income | $314,000 | 3,441 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $306,000 | 3,191 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $306,000 | 3,186 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $306,000 | 3,190 |
| Net charge-offs | $15,000 | 4,195 |
| Cash dividends | $180,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $306,000 | 3,129 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 5,209 |
| Total interest expense | $1,064,000 | 5,086 |
| Net interest income | $3,260,000 | 5,141 |
| Provision for loan and lease losses | $525,000 | 4,044 |
| Total noninterest income | $537,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $317,000 | 3,522 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $220,000 | 4,449 |
| Total noninterest expense | $2,526,000 | 5,483 |
| Salaries and employee benefits | $1,338,000 | 5,369 |
| Premises and equipment expense | $398,000 | 4,768 |
| Additional noninterest expense | $790,000 | 5,650 |
| Pre-tax net operating income | $746,000 | 3,838 |
| Securities gains (losses) | $90,000 | 2,248 |
| Applicable income taxes | $34,000 | 3,800 |
| Income before extraordinary items | $802,000 | 3,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $802,000 | 3,609 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $802,000 | 3,612 |
| Net charge-offs | $411,000 | 3,904 |
| Cash dividends | $515,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $715,600 | 3,683 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 5,308 |
| Total interest expense | $791,000 | 5,251 |
| Net interest income | $2,452,000 | 5,192 |
| Provision for loan and lease losses | $315,000 | 4,247 |
| Total noninterest income | $371,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $242,000 | 3,557 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $129,000 | 4,876 |
| Total noninterest expense | $1,806,000 | 5,625 |
| Salaries and employee benefits | $980,000 | 5,473 |
| Premises and equipment expense | $315,000 | 4,716 |
| Additional noninterest expense | $511,000 | 5,996 |
| Pre-tax net operating income | $702,000 | 3,714 |
| Securities gains (losses) | $79,000 | 2,125 |
| Applicable income taxes | $24,000 | 3,911 |
| Income before extraordinary items | $757,000 | 3,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $757,000 | 3,370 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $757,000 | 3,371 |
| Net charge-offs | $165,000 | 4,412 |
| Cash dividends | $515,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $680,370 | 3,426 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 5,338 |
| Total interest expense | $527,000 | 5,358 |
| Net interest income | $1,639,000 | 5,193 |
| Provision for loan and lease losses | $175,000 | 4,429 |
| Total noninterest income | $239,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $156,000 | 3,621 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $83,000 | 4,929 |
| Total noninterest expense | $1,184,000 | 5,703 |
| Salaries and employee benefits | $637,000 | 5,585 |
| Premises and equipment expense | $204,000 | 4,818 |
| Additional noninterest expense | $343,000 | 6,001 |
| Pre-tax net operating income | $519,000 | 3,561 |
| Securities gains (losses) | $9,000 | 2,629 |
| Applicable income taxes | $21,000 | 3,764 |
| Income before extraordinary items | $507,000 | 3,385 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $507,000 | 3,382 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $507,000 | 3,384 |
| Net charge-offs | $63,000 | 4,678 |
| Cash dividends | $395,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $498,360 | 3,300 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,423 |
| Total interest expense | $265,000 | 5,483 |
| Net interest income | $809,000 | 5,264 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $102,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $71,000 | 3,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $589,000 | 5,787 |
| Salaries and employee benefits | $316,000 | 5,671 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $176,000 | 5,989 |
| Pre-tax net operating income | $247,000 | 3,703 |
| Securities gains (losses) | $9,000 | 1,748 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $245,000 | 3,533 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $245,000 | 3,529 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $245,000 | 3,532 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $155,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $236,360 | 3,465 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 5,355 |
| Total interest expense | $1,228,000 | 5,614 |
| Net interest income | $3,373,000 | 5,057 |
| Provision for loan and lease losses | $600,000 | 4,252 |
| Total noninterest income | $428,000 | 5,011 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $327,000 | 3,718 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $101,000 | 5,633 |
| Total noninterest expense | $2,359,000 | 5,831 |
| Salaries and employee benefits | $1,235,000 | 5,767 |
| Premises and equipment expense | $393,000 | 5,030 |
| Additional noninterest expense | $731,000 | 6,032 |
| Pre-tax net operating income | $842,000 | 3,260 |
| Securities gains (losses) | $79,000 | 2,313 |
| Applicable income taxes | $38,000 | 3,392 |
| Income before extraordinary items | $883,000 | 2,978 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $883,000 | 2,978 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $883,000 | 2,978 |
| Net charge-offs | $566,000 | 3,634 |
| Cash dividends | $510,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $807,160 | 3,064 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 5,412 |
| Total interest expense | $945,000 | 5,695 |
| Net interest income | $2,526,000 | 5,070 |
| Provision for loan and lease losses | $600,000 | 3,517 |
| Total noninterest income | $329,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $250,000 | 3,694 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $79,000 | 5,709 |
| Total noninterest expense | $1,692,000 | 5,959 |
| Salaries and employee benefits | $861,000 | 5,967 |
| Premises and equipment expense | $303,000 | 5,012 |
| Additional noninterest expense | $528,000 | 6,124 |
| Pre-tax net operating income | $563,000 | 3,710 |
| Securities gains (losses) | $79,000 | 1,990 |
| Applicable income taxes | $28,000 | 3,645 |
| Income before extraordinary items | $614,000 | 3,348 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $614,000 | 3,346 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $614,000 | 3,348 |
| Net charge-offs | $402,000 | 3,339 |
| Cash dividends | $510,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $538,160 | 3,470 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 5,444 |
| Total interest expense | $651,000 | 5,736 |
| Net interest income | $1,683,000 | 5,068 |
| Provision for loan and lease losses | $340,000 | 3,522 |
| Total noninterest income | $224,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $171,000 | 3,620 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $53,000 | 5,767 |
| Total noninterest expense | $1,126,000 | 6,008 |
| Salaries and employee benefits | $564,000 | 6,078 |
| Premises and equipment expense | $197,000 | 5,121 |
| Additional noninterest expense | $365,000 | 6,057 |
| Pre-tax net operating income | $441,000 | 3,515 |
| Securities gains (losses) | $79,000 | 1,635 |
| Applicable income taxes | $18,000 | 3,754 |
| Income before extraordinary items | $502,000 | 3,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 3,082 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $502,000 | 3,083 |
| Net charge-offs | $276,000 | 3,037 |
| Cash dividends | $395,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $425,370 | 3,266 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 5,488 |
| Total interest expense | $338,000 | 5,759 |
| Net interest income | $832,000 | 5,100 |
| Provision for loan and lease losses | $130,000 | 3,489 |
| Total noninterest income | $109,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $82,000 | 3,654 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $557,000 | 5,989 |
| Salaries and employee benefits | $281,000 | 6,133 |
| Premises and equipment expense | $100,000 | 5,111 |
| Additional noninterest expense | $176,000 | 5,915 |
| Pre-tax net operating income | $254,000 | 3,609 |
| Securities gains (losses) | $15,000 | 1,797 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $260,000 | 3,370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $260,000 | 3,370 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $260,000 | 3,371 |
| Net charge-offs | $139,000 | 2,499 |
| Cash dividends | $155,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $245,450 | 3,328 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 5,533 |
| Total interest expense | $1,815,000 | 5,550 |
| Net interest income | $3,057,000 | 5,365 |
| Provision for loan and lease losses | $400,000 | 4,136 |
| Total noninterest income | $414,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $329,000 | 3,848 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $85,000 | 6,138 |
| Total noninterest expense | $2,165,000 | 6,030 |
| Salaries and employee benefits | $1,153,000 | 6,094 |
| Premises and equipment expense | $421,000 | 4,952 |
| Additional noninterest expense | $591,000 | 6,255 |
| Pre-tax net operating income | $906,000 | 3,938 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $36,000 | 4,023 |
| Income before extraordinary items | $891,000 | 3,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $891,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 3,267 |
| Cash dividends | $585,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $870,840 | 3,695 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 5,584 |
| Total interest expense | $1,424,000 | 5,568 |
| Net interest income | $2,261,000 | 5,448 |
| Provision for loan and lease losses | $305,000 | 3,519 |
| Total noninterest income | $310,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $245,000 | 3,895 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 6,256 |
| Total noninterest expense | $1,586,000 | 6,083 |
| Salaries and employee benefits | $853,000 | 6,129 |
| Premises and equipment expense | $326,000 | 4,875 |
| Additional noninterest expense | $407,000 | 6,428 |
| Pre-tax net operating income | $680,000 | 4,396 |
| Securities gains (losses) | $21,000 | 1,979 |
| Applicable income taxes | $27,000 | 4,452 |
| Income before extraordinary items | $674,000 | 3,895 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $674,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,629 |
| Cash dividends | $585,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $653,840 | 4,106 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 5,623 |
| Total interest expense | $993,000 | 5,597 |
| Net interest income | $1,492,000 | 5,488 |
| Provision for loan and lease losses | $235,000 | 2,897 |
| Total noninterest income | $205,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $160,000 | 3,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $1,030,000 | 6,200 |
| Salaries and employee benefits | $548,000 | 6,282 |
| Premises and equipment expense | $212,000 | 4,972 |
| Additional noninterest expense | $270,000 | 6,457 |
| Pre-tax net operating income | $432,000 | 4,649 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $414,000 | 4,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 4,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,179 |
| Cash dividends | $470,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $414,000 | 4,342 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 5,695 |
| Total interest expense | $521,000 | 5,655 |
| Net interest income | $735,000 | 5,547 |
| Provision for loan and lease losses | $125,000 | 2,397 |
| Total noninterest income | $98,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $512,000 | 6,238 |
| Salaries and employee benefits | $274,000 | 6,306 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $129,000 | 6,548 |
| Pre-tax net operating income | $196,000 | 4,989 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $188,000 | 4,788 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $188,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,236 |
| Cash dividends | $160,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $188,000 | 4,678 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 5,847 |
| Total interest expense | $2,200,000 | 5,610 |
| Net interest income | $2,557,000 | 5,914 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $461,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $374,000 | 3,653 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $87,000 | 6,423 |
| Total noninterest expense | $2,046,000 | 6,159 |
| Salaries and employee benefits | $1,112,000 | 6,199 |
| Premises and equipment expense | $393,000 | 5,080 |
| Additional noninterest expense | $541,000 | 6,398 |
| Pre-tax net operating income | $822,000 | 5,127 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $30,000 | 5,226 |
| Income before extraordinary items | $793,000 | 4,819 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $793,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,272 |
| Cash dividends | $495,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $792,040 | 4,792 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 5,925 |
| Total interest expense | $1,636,000 | 5,658 |
| Net interest income | $1,870,000 | 6,017 |
| Provision for loan and lease losses | $85,000 | 4,429 |
| Total noninterest income | $345,000 | 5,244 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $279,000 | 3,660 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $66,000 | 6,423 |
| Total noninterest expense | $1,520,000 | 6,185 |
| Salaries and employee benefits | $839,000 | 6,167 |
| Premises and equipment expense | $302,000 | 5,000 |
| Additional noninterest expense | $379,000 | 6,532 |
| Pre-tax net operating income | $610,000 | 5,417 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $17,000 | 5,560 |
| Income before extraordinary items | $594,000 | 5,015 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $594,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $440,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $593,030 | 5,004 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 6,001 |
| Total interest expense | $1,062,000 | 5,720 |
| Net interest income | $1,221,000 | 6,116 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $220,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $177,000 | 3,762 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $996,000 | 6,269 |
| Salaries and employee benefits | $542,000 | 6,304 |
| Premises and equipment expense | $199,000 | 5,054 |
| Additional noninterest expense | $255,000 | 6,547 |
| Pre-tax net operating income | $390,000 | 5,564 |
| Securities gains (losses) | $-5,000 | 7,859 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $374,000 | 5,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $325,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $378,850 | 5,179 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 6,007 |
| Total interest expense | $516,000 | 5,780 |
| Net interest income | $623,000 | 6,072 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $113,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $90,000 | 3,661 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $496,000 | 6,312 |
| Salaries and employee benefits | $272,000 | 6,334 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $123,000 | 6,638 |
| Pre-tax net operating income | $210,000 | 5,408 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $205,000 | 4,998 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $205,000 | 4,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $135,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $205,000 | 4,986 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 6,051 |
| Total interest expense | $1,871,000 | 5,586 |
| Net interest income | $2,230,000 | 6,298 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $443,000 | 5,391 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $348,000 | 3,821 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 6,408 |
| Total noninterest expense | $1,903,000 | 6,297 |
| Salaries and employee benefits | $1,024,000 | 6,355 |
| Premises and equipment expense | $387,000 | 5,030 |
| Additional noninterest expense | $492,000 | 6,573 |
| Pre-tax net operating income | $590,000 | 6,215 |
| Securities gains (losses) | $-47,000 | 7,924 |
| Applicable income taxes | $17,000 | 5,975 |
| Income before extraordinary items | $526,000 | 6,056 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $526,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,211 |
| Cash dividends | $495,000 | 3,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $571,590 | 5,917 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 6,132 |
| Total interest expense | $1,374,000 | 5,576 |
| Net interest income | $1,626,000 | 6,436 |
| Provision for loan and lease losses | $140,000 | 3,511 |
| Total noninterest income | $316,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $252,000 | 3,935 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,583 |
| Total noninterest expense | $1,412,000 | 6,323 |
| Salaries and employee benefits | $766,000 | 6,353 |
| Premises and equipment expense | $292,000 | 5,029 |
| Additional noninterest expense | $354,000 | 6,669 |
| Pre-tax net operating income | $390,000 | 6,650 |
| Securities gains (losses) | $-47,000 | 8,165 |
| Applicable income taxes | $14,000 | 6,105 |
| Income before extraordinary items | $329,000 | 6,571 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $329,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,411 |
| Cash dividends | $474,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $374,120 | 6,367 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 6,176 |
| Total interest expense | $888,000 | 5,544 |
| Net interest income | $1,065,000 | 6,508 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $208,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $932,000 | 6,367 |
| Salaries and employee benefits | $504,000 | 6,420 |
| Premises and equipment expense | $190,000 | 5,092 |
| Additional noninterest expense | $238,000 | 6,693 |
| Pre-tax net operating income | $281,000 | 6,581 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $11,000 | 6,097 |
| Income before extraordinary items | $270,000 | 6,227 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $270,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,304 |
| Cash dividends | $380,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $270,000 | 6,233 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 6,207 |
| Total interest expense | $435,000 | 5,472 |
| Net interest income | $521,000 | 6,576 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $97,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 3,966 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $452,000 | 6,469 |
| Salaries and employee benefits | $247,000 | 6,491 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $115,000 | 6,747 |
| Pre-tax net operating income | $136,000 | 6,604 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $131,000 | 6,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $131,000 | 6,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $95,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $131,000 | 6,240 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 6,053 |
| Total interest expense | $1,504,000 | 5,219 |
| Net interest income | $2,181,000 | 6,402 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $423,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $358,000 | 3,796 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,063 |
| Total noninterest expense | $1,863,000 | 6,335 |
| Salaries and employee benefits | $1,011,000 | 6,323 |
| Premises and equipment expense | $365,000 | 5,152 |
| Additional noninterest expense | $487,000 | 6,659 |
| Pre-tax net operating income | $621,000 | 6,356 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $18,000 | 6,362 |
| Income before extraordinary items | $603,000 | 5,989 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $603,000 | 5,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,103 |
| Cash dividends | $356,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $603,000 | 5,957 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 6,094 |
| Total interest expense | $1,080,000 | 5,232 |
| Net interest income | $1,628,000 | 6,451 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $321,000 | 5,617 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $268,000 | 3,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $1,353,000 | 6,394 |
| Salaries and employee benefits | $732,000 | 6,409 |
| Premises and equipment expense | $274,000 | 5,131 |
| Additional noninterest expense | $347,000 | 6,753 |
| Pre-tax net operating income | $506,000 | 6,380 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $15,000 | 6,406 |
| Income before extraordinary items | $491,000 | 5,940 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $491,000 | 5,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $336,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $491,000 | 5,905 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 6,106 |
| Total interest expense | $685,000 | 5,218 |
| Net interest income | $1,076,000 | 6,468 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $200,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $172,000 | 3,835 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $879,000 | 6,469 |
| Salaries and employee benefits | $479,000 | 6,470 |
| Premises and equipment expense | $173,000 | 5,308 |
| Additional noninterest expense | $227,000 | 6,802 |
| Pre-tax net operating income | $337,000 | 6,359 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 6,378 |
| Income before extraordinary items | $326,000 | 5,941 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $326,000 | 5,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $281,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $326,000 | 5,889 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 6,169 |
| Total interest expense | $319,000 | 5,318 |
| Net interest income | $544,000 | 6,482 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $89,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $75,000 | 4,075 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $429,000 | 6,577 |
| Salaries and employee benefits | $233,000 | 6,576 |
| Premises and equipment expense | $84,000 | 5,420 |
| Additional noninterest expense | $112,000 | 6,862 |
| Pre-tax net operating income | $174,000 | 6,269 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $169,000 | 5,821 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $169,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $191,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $169,000 | 5,785 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 6,090 |
| Total interest expense | $1,067,000 | 5,476 |
| Net interest income | $2,287,000 | 6,262 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $406,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $354,000 | 3,909 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $1,746,000 | 6,453 |
| Salaries and employee benefits | $980,000 | 6,334 |
| Premises and equipment expense | $251,000 | 6,176 |
| Additional noninterest expense | $515,000 | 6,456 |
| Pre-tax net operating income | $767,000 | 5,894 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $74,000 | 5,779 |
| Income before extraordinary items | $701,000 | 5,583 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $701,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,108 |
| Cash dividends | $141,000 | 5,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $693,800 | 5,545 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 6,110 |
| Total interest expense | $773,000 | 5,545 |
| Net interest income | $1,725,000 | 6,252 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $306,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $270,000 | 3,912 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 7,481 |
| Total noninterest expense | $1,280,000 | 6,491 |
| Salaries and employee benefits | $741,000 | 6,284 |
| Premises and equipment expense | $180,000 | 6,281 |
| Additional noninterest expense | $359,000 | 6,640 |
| Pre-tax net operating income | $616,000 | 5,830 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $67,000 | 5,744 |
| Income before extraordinary items | $549,000 | 5,587 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $549,000 | 5,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,750 |
| Cash dividends | $121,000 | 4,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $549,000 | 5,512 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 6,169 |
| Total interest expense | $499,000 | 5,655 |
| Net interest income | $1,145,000 | 6,289 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $194,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $175,000 | 3,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $841,000 | 6,582 |
| Salaries and employee benefits | $485,000 | 6,388 |
| Premises and equipment expense | $118,000 | 6,364 |
| Additional noninterest expense | $238,000 | 6,693 |
| Pre-tax net operating income | $408,000 | 5,810 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $56,000 | 5,519 |
| Income before extraordinary items | $352,000 | 5,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $352,000 | 5,569 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,227 |
| Total interest expense | $245,000 | 5,768 |
| Net interest income | $565,000 | 6,340 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $94,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $413,000 | 6,673 |
| Salaries and employee benefits | $237,000 | 6,506 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $121,000 | 6,647 |
| Pre-tax net operating income | $201,000 | 5,810 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $46,000 | 4,955 |
| Income before extraordinary items | $155,000 | 5,932 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $155,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $81,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $155,000 | 5,808 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 6,147 |
| Total interest expense | $1,109,000 | 5,820 |
| Net interest income | $2,264,000 | 6,241 |
| Provision for loan and lease losses | $529,000 | 2,067 |
| Total noninterest income | $333,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $289,000 | 4,387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $1,668,000 | 6,579 |
| Salaries and employee benefits | $955,000 | 6,424 |
| Premises and equipment expense | $230,000 | 6,432 |
| Additional noninterest expense | $483,000 | 6,649 |
| Pre-tax net operating income | $400,000 | 7,044 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $141,000 | 5,353 |
| Income before extraordinary items | $259,000 | 7,475 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $259,000 | 7,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 1,250 |
| Cash dividends | $110,000 | 5,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $259,000 | 7,333 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 6,187 |
| Total interest expense | $855,000 | 5,882 |
| Net interest income | $1,701,000 | 6,255 |
| Provision for loan and lease losses | $124,000 | 4,307 |
| Total noninterest income | $252,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $217,000 | 4,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $1,238,000 | 6,596 |
| Salaries and employee benefits | $727,000 | 6,352 |
| Premises and equipment expense | $173,000 | 6,430 |
| Additional noninterest expense | $338,000 | 6,822 |
| Pre-tax net operating income | $591,000 | 5,920 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $198,000 | 4,665 |
| Income before extraordinary items | $393,000 | 6,392 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $393,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,573 |
| Cash dividends | $90,000 | 4,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $393,000 | 6,218 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 6,201 |
| Total interest expense | $588,000 | 5,912 |
| Net interest income | $1,134,000 | 6,256 |
| Provision for loan and lease losses | $69,000 | 4,553 |
| Total noninterest income | $163,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $149,000 | 4,309 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $811,000 | 6,672 |
| Salaries and employee benefits | $472,000 | 6,462 |
| Premises and equipment expense | $111,000 | 6,499 |
| Additional noninterest expense | $228,000 | 6,791 |
| Pre-tax net operating income | $417,000 | 5,759 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $148,000 | 4,513 |
| Income before extraordinary items | $269,000 | 6,355 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $269,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $70,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $269,000 | 6,142 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 6,257 |
| Total interest expense | $297,000 | 5,962 |
| Net interest income | $558,000 | 6,296 |
| Provision for loan and lease losses | $39,000 | 4,168 |
| Total noninterest income | $82,000 | 6,373 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 4,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $392,000 | 6,779 |
| Salaries and employee benefits | $231,000 | 6,532 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $108,000 | 6,949 |
| Pre-tax net operating income | $209,000 | 5,741 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $73,000 | 4,528 |
| Income before extraordinary items | $136,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $70,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $136,000 | 6,076 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 6,272 |
| Total interest expense | $1,396,000 | 5,937 |
| Net interest income | $2,176,000 | 6,366 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $328,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $298,000 | 4,251 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 8,203 |
| Total noninterest expense | $1,634,000 | 6,593 |
| Salaries and employee benefits | $949,000 | 6,320 |
| Premises and equipment expense | $214,000 | 6,608 |
| Additional noninterest expense | $471,000 | 6,676 |
| Pre-tax net operating income | $740,000 | 5,960 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $265,000 | 4,659 |
| Income before extraordinary items | $475,000 | 6,514 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $475,000 | 6,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,987 |
| Cash dividends | $70,000 | 5,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $475,000 | 6,372 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 6,619 |
| Total interest expense | $1,726,000 | 6,554 |
| Net interest income | $1,934,000 | 6,530 |
| Provision for loan and lease losses | $96,000 | 5,687 |
| Total noninterest income | $346,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $298,000 | 4,176 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $48,000 | 7,736 |
| Total noninterest expense | $1,545,000 | 6,696 |
| Salaries and employee benefits | $877,000 | 6,466 |
| Premises and equipment expense | $216,000 | 6,552 |
| Additional noninterest expense | $452,000 | 6,771 |
| Pre-tax net operating income | $639,000 | 6,033 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $230,000 | 4,751 |
| Income before extraordinary items | $409,000 | 6,531 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $409,000 | 6,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $55,000 | 6,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $409,000 | 6,407 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 7,152 |
| Total interest expense | $1,574,000 | 7,019 |
| Net interest income | $1,690,000 | 7,130 |
| Provision for loan and lease losses | $102,000 | 5,242 |
| Total noninterest income | $295,000 | 6,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $1,312,000 | 7,212 |
| Salaries and employee benefits | $735,000 | 7,034 |
| Premises and equipment expense | $191,000 | 6,904 |
| Additional noninterest expense | $386,000 | 7,265 |
| Pre-tax net operating income | $571,000 | 6,696 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $200,000 | 5,386 |
| Income before extraordinary items | $371,000 | 7,029 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $371,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $36,000 | 6,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $371,000 | 7,026 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 7,581 |
| Total interest expense | $1,233,000 | 7,559 |
| Net interest income | $1,590,000 | 7,411 |
| Provision for loan and lease losses | $104,000 | 5,140 |
| Total noninterest income | $250,000 | 6,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,226 |
| Total noninterest expense | $1,218,000 | 7,525 |
| Salaries and employee benefits | $697,000 | 7,253 |
| Premises and equipment expense | $172,000 | 7,291 |
| Additional noninterest expense | $349,000 | 7,712 |
| Pre-tax net operating income | $518,000 | 7,062 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $190,000 | 5,810 |
| Income before extraordinary items | $328,000 | 7,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $328,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $16,000 | 6,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $328,000 | 7,385 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 7,982 |
| Total interest expense | $1,167,000 | 7,986 |
| Net interest income | $1,436,000 | 7,827 |
| Provision for loan and lease losses | $99,000 | 5,169 |
| Total noninterest income | $219,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $1,082,000 | 7,875 |
| Salaries and employee benefits | $624,000 | 7,622 |
| Premises and equipment expense | $143,000 | 7,816 |
| Additional noninterest expense | $315,000 | 7,987 |
| Pre-tax net operating income | $474,000 | 7,513 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $180,000 | 6,423 |
| Income before extraordinary items | $294,000 | 7,935 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $294,000 | 7,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $17,000 | 7,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $294,000 | 7,852 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 8,571 |
| Total interest expense | $1,038,000 | 8,583 |
| Net interest income | $1,314,000 | 8,441 |
| Provision for loan and lease losses | $98,000 | 5,239 |
| Total noninterest income | $211,000 | 7,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $1,013,000 | 8,295 |
| Salaries and employee benefits | $602,000 | 7,900 |
| Premises and equipment expense | $154,000 | 7,716 |
| Additional noninterest expense | $257,000 | 8,764 |
| Pre-tax net operating income | $414,000 | 8,367 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $152,000 | 7,584 |
| Income before extraordinary items | $262,000 | 8,657 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $262,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $16,000 | 7,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $262,000 | 8,619 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 9,325 |
| Total interest expense | $868,000 | 9,419 |
| Net interest income | $1,168,000 | 9,103 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $222,000 | 7,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $932,000 | 8,955 |
| Salaries and employee benefits | $542,000 | 8,556 |
| Premises and equipment expense | $143,000 | 8,222 |
| Additional noninterest expense | $247,000 | 9,427 |
| Pre-tax net operating income | $363,000 | 8,732 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $138,000 | 8,066 |
| Income before extraordinary items | $225,000 | 9,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $225,000 | 9,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,232 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $225,000 | 8,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 10,131 |
| Total interest expense | $686,000 | 10,364 |
| Net interest income | $1,042,000 | 9,808 |
| Provision for loan and lease losses | $73,000 | 5,323 |
| Total noninterest income | $187,000 | 8,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $842,000 | 9,590 |
| Salaries and employee benefits | $486,000 | 9,235 |
| Premises and equipment expense | $115,000 | 9,181 |
| Additional noninterest expense | $241,000 | 9,924 |
| Pre-tax net operating income | $314,000 | 9,644 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $109,000 | 9,000 |
| Income before extraordinary items | $205,000 | 9,872 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $205,000 | 9,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $10,000 | 8,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $205,000 | 9,847 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 10,795 |
| Total interest expense | $518,000 | 11,017 |
| Net interest income | $952,000 | 10,548 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $166,000 | 9,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $810,000 | 10,202 |
| Salaries and employee benefits | $439,000 | 9,927 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $249,000 | 10,538 |
| Pre-tax net operating income | $260,000 | 10,414 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $90,000 | 9,572 |
| Income before extraordinary items | $170,000 | 10,607 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $170,000 | 10,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $170,000 | 10,648 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 11,497 |
| Total interest expense | $457,000 | 11,903 |
| Net interest income | $921,000 | 11,077 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $753,000 | 10,903 |
| Salaries and employee benefits | $424,000 | 10,401 |
| Premises and equipment expense | $84,000 | 11,010 |
| Additional noninterest expense | $245,000 | 11,144 |
| Pre-tax net operating income | $272,000 | 10,456 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $170,000 | 10,976 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $170,000 | 11,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $170,000 | 10,781 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 12,144 |
| Total interest expense | $539,000 | 12,577 |
| Net interest income | $883,000 | 11,580 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $139,000 | 10,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $713,000 | 11,452 |
| Salaries and employee benefits | $387,000 | 11,014 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $222,000 | 11,932 |
| Pre-tax net operating income | $276,000 | 10,369 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $170,000 | 10,995 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $170,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $38,000 | 8,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $170,000 | 10,667 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.