Home > The Farmers State Bank > Income and Expense

The Farmers State Bank, Income and Expense

2008-03-31 (YTD Data)Rank
Total interest income$923,0006,396
Total interest expense$275,0006,996
Net interest income$648,0005,904
Provision for loan and lease losses$06,080
Total noninterest income$91,0005,627
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$34,0005,506
Trading account gains and fees$0158
Additional Noninterest Income$57,0004,793
Total noninterest expense$567,0005,969
Salaries and employee benefits$308,0006,011
Premises and equipment expense$55,0006,593
Additional noninterest expense$204,0005,318
Pre-tax net operating income$172,0005,229
Securities gains (losses)$02,688
Applicable income taxes$65,0003,297
Income before extraordinary items$107,0005,748
Extraordinary gains, net$015
Net income$107,0005,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,665
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$107,0005,657
2007-12-31 (YTD Data)Rank
Total interest income$3,919,0006,264
Total interest expense$1,079,0007,045
Net interest income$2,840,0005,645
Provision for loan and lease losses$06,851
Total noninterest income$336,0005,824
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$159,0005,333
Trading account gains and fees$0178
Additional Noninterest Income$177,0005,297
Total noninterest expense$2,155,0006,017
Salaries and employee benefits$1,290,0005,769
Premises and equipment expense$202,0006,716
Additional noninterest expense$663,0005,876
Pre-tax net operating income$1,021,0004,704
Securities gains (losses)$02,146
Applicable income taxes$395,0003,041
Income before extraordinary items$626,0005,264
Extraordinary gains, net$039
Net income$626,0005,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,249
Cash dividends$80,0005,454
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$626,0005,252
2007-09-30 (YTD Data)Rank
Total interest income$2,940,0006,303
Total interest expense$804,0007,081
Net interest income$2,136,0005,664
Provision for loan and lease losses$06,528
Total noninterest income$253,0005,888
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$120,0005,331
Trading account gains and fees$0184
Additional Noninterest Income$133,0005,301
Total noninterest expense$1,593,0006,037
Salaries and employee benefits$929,0005,865
Premises and equipment expense$153,0006,689
Additional noninterest expense$511,0005,762
Pre-tax net operating income$796,0004,845
Securities gains (losses)$01,655
Applicable income taxes$311,0003,153
Income before extraordinary items$485,0005,447
Extraordinary gains, net$033
Net income$485,0005,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,450
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$485,0005,431
2007-06-30 (YTD Data)Rank
Total interest income$1,957,0006,345
Total interest expense$534,0007,121
Net interest income$1,423,0005,705
Provision for loan and lease losses$06,209
Total noninterest income$169,0005,914
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$81,0005,338
Trading account gains and fees$0168
Additional Noninterest Income$88,0005,345
Total noninterest expense$1,069,0006,055
Salaries and employee benefits$629,0005,867
Premises and equipment expense$102,0006,740
Additional noninterest expense$338,0005,780
Pre-tax net operating income$523,0004,944
Securities gains (losses)$01,444
Applicable income taxes$203,0003,243
Income before extraordinary items$320,0005,523
Extraordinary gains, net$029
Net income$320,0005,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,576
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$320,0005,504
2007-03-31 (YTD Data)Rank
Total interest income$969,0006,383
Total interest expense$257,0007,203
Net interest income$712,0005,718
Provision for loan and lease losses$05,779
Total noninterest income$84,0005,880
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$39,0005,359
Trading account gains and fees$0195
Additional Noninterest Income$45,0005,315
Total noninterest expense$539,0006,081
Salaries and employee benefits$315,0005,905
Premises and equipment expense$53,0006,692
Additional noninterest expense$171,0005,730
Pre-tax net operating income$257,0004,989
Securities gains (losses)$01,187
Applicable income taxes$95,0003,333
Income before extraordinary items$162,0005,494
Extraordinary gains, net$022
Net income$162,0005,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,284
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$162,0005,477
2006-12-31 (YTD Data)Rank
Total interest income$3,988,0006,127
Total interest expense$1,038,0006,871
Net interest income$2,950,0005,576
Provision for loan and lease losses$06,850
Total noninterest income$353,0005,862
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$195,0005,044
Trading account gains and fees$0130
Additional Noninterest Income$158,0005,525
Total noninterest expense$2,252,0005,803
Salaries and employee benefits$1,318,0005,616
Premises and equipment expense$204,0006,696
Additional noninterest expense$730,0005,525
Pre-tax net operating income$1,051,0005,083
Securities gains (losses)$01,687
Applicable income taxes$403,0003,423
Income before extraordinary items$648,0005,661
Extraordinary gains, net$051
Net income$648,0005,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,914
Cash dividends$74,0005,589
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$648,0005,645
2006-09-30 (YTD Data)Rank
Total interest income$2,976,0006,154
Total interest expense$780,0006,830
Net interest income$2,196,0005,652
Provision for loan and lease losses$06,685
Total noninterest income$267,0005,857
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$148,0005,057
Trading account gains and fees$0126
Additional Noninterest Income$119,0005,539
Total noninterest expense$1,624,0005,915
Salaries and employee benefits$944,0005,724
Premises and equipment expense$151,0006,740
Additional noninterest expense$529,0005,606
Pre-tax net operating income$839,0005,137
Securities gains (losses)$01,388
Applicable income taxes$327,0003,459
Income before extraordinary items$512,0005,707
Extraordinary gains, net$045
Net income$512,0005,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,074
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$512,0005,702
2006-06-30 (YTD Data)Rank
Total interest income$1,971,0006,146
Total interest expense$505,0006,830
Net interest income$1,466,0005,675
Provision for loan and lease losses$06,419
Total noninterest income$178,0005,880
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$99,0005,045
Trading account gains and fees$0126
Additional Noninterest Income$79,0005,587
Total noninterest expense$1,106,0005,871
Salaries and employee benefits$657,0005,625
Premises and equipment expense$100,0006,762
Additional noninterest expense$349,0005,622
Pre-tax net operating income$538,0005,244
Securities gains (losses)$01,185
Applicable income taxes$210,0003,549
Income before extraordinary items$328,0005,822
Extraordinary gains, net$039
Net income$328,0005,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$328,0005,818
2006-03-31 (YTD Data)Rank
Total interest income$973,0006,161
Total interest expense$249,0006,784
Net interest income$724,0005,703
Provision for loan and lease losses$06,013
Total noninterest income$87,0005,894
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$49,0005,002
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$534,0005,981
Salaries and employee benefits$314,0005,795
Premises and equipment expense$50,0006,755
Additional noninterest expense$170,0005,688
Pre-tax net operating income$277,0005,136
Securities gains (losses)$0955
Applicable income taxes$106,0003,517
Income before extraordinary items$171,0005,667
Extraordinary gains, net$021
Net income$171,0005,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$171,0005,662
2005-12-31 (YTD Data)Rank
Total interest income$3,811,0005,967
Total interest expense$1,009,0006,267
Net interest income$2,802,0005,717
Provision for loan and lease losses$25,0006,321
Total noninterest income$373,0005,867
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$215,0004,892
Trading account gains and fees$0138
Additional Noninterest Income$158,0005,644
Total noninterest expense$2,245,0005,718
Salaries and employee benefits$1,320,0005,472
Premises and equipment expense$200,0006,728
Additional noninterest expense$725,0005,486
Pre-tax net operating income$905,0005,614
Securities gains (losses)$02,296
Applicable income taxes$350,0003,910
Income before extraordinary items$555,0006,163
Extraordinary gains, net$046
Net income$555,0006,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,723
Cash dividends$74,0005,659
Sale, conversion, retirement of capital stock, net$0934
Net operating income$555,0006,131
2005-09-30 (YTD Data)Rank
Total interest income$2,830,0005,967
Total interest expense$759,0006,146
Net interest income$2,071,0005,786
Provision for loan and lease losses$20,0006,139
Total noninterest income$278,0005,934
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$160,0004,941
Trading account gains and fees$0126
Additional Noninterest Income$118,0005,654
Total noninterest expense$1,594,0005,863
Salaries and employee benefits$934,0005,657
Premises and equipment expense$152,0006,687
Additional noninterest expense$508,0005,646
Pre-tax net operating income$735,0005,542
Securities gains (losses)$02,317
Applicable income taxes$287,0003,873
Income before extraordinary items$448,0006,130
Extraordinary gains, net$035
Net income$448,0006,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,415
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$448,0006,102
2005-06-30 (YTD Data)Rank
Total interest income$1,864,0005,945
Total interest expense$502,0006,036
Net interest income$1,362,0005,812
Provision for loan and lease losses$13,0005,966
Total noninterest income$182,0005,951
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$104,0004,953
Trading account gains and fees$0116
Additional Noninterest Income$78,0005,666
Total noninterest expense$1,068,0005,842
Salaries and employee benefits$596,0005,772
Premises and equipment expense$101,0006,676
Additional noninterest expense$371,0005,342
Pre-tax net operating income$463,0005,634
Securities gains (losses)$02,146
Applicable income taxes$180,0003,968
Income before extraordinary items$283,0006,237
Extraordinary gains, net$030
Net income$283,0006,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,682
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$283,0006,189
2005-03-31 (YTD Data)Rank
Total interest income$916,0005,990
Total interest expense$257,0005,891
Net interest income$659,0005,919
Provision for loan and lease losses$3,0005,957
Total noninterest income$86,0006,003
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$47,0005,132
Trading account gains and fees$0115
Additional Noninterest Income$39,0005,696
Total noninterest expense$562,0005,713
Salaries and employee benefits$309,0005,696
Premises and equipment expense$49,0006,814
Additional noninterest expense$204,0004,996
Pre-tax net operating income$180,0006,187
Securities gains (losses)$01,685
Applicable income taxes$66,0004,377
Income before extraordinary items$114,0006,672
Extraordinary gains, net$024
Net income$114,0006,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$114,0006,637
2004-12-31 (YTD Data)Rank
Total interest income$3,557,0005,919
Total interest expense$1,079,0005,444
Net interest income$2,478,0006,031
Provision for loan and lease losses$30,0006,416
Total noninterest income$415,0005,708
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$265,0004,613
Trading account gains and fees$0138
Additional Noninterest Income$150,0005,690
Total noninterest expense$2,198,0005,705
Salaries and employee benefits$1,259,0005,545
Premises and equipment expense$181,0006,967
Additional noninterest expense$758,0005,277
Pre-tax net operating income$665,0006,212
Securities gains (losses)$03,819
Applicable income taxes$248,0004,463
Income before extraordinary items$417,0006,685
Extraordinary gains, net$034
Net income$417,0006,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,214
Cash dividends$70,0005,704
Sale, conversion, retirement of capital stock, net$0872
Net operating income$417,0006,628
2004-09-30 (YTD Data)Rank
Total interest income$2,673,0005,911
Total interest expense$792,0005,472
Net interest income$1,881,0006,007
Provision for loan and lease losses$23,0006,245
Total noninterest income$319,0005,683
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$204,0004,588
Trading account gains and fees$0134
Additional Noninterest Income$115,0005,661
Total noninterest expense$1,645,0005,679
Salaries and employee benefits$949,0005,491
Premises and equipment expense$133,0006,990
Additional noninterest expense$563,0005,259
Pre-tax net operating income$532,0006,177
Securities gains (losses)$03,710
Applicable income taxes$210,0004,367
Income before extraordinary items$322,0006,769
Extraordinary gains, net$026
Net income$322,0006,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,550
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$322,0006,695
2004-06-30 (YTD Data)Rank
Total interest income$1,769,0005,935
Total interest expense$530,0005,485
Net interest income$1,239,0006,059
Provision for loan and lease losses$15,0006,089
Total noninterest income$198,0005,838
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$133,0004,638
Trading account gains and fees$0130
Additional Noninterest Income$65,0005,981
Total noninterest expense$1,025,0005,923
Salaries and employee benefits$618,0005,604
Premises and equipment expense$65,0007,603
Additional noninterest expense$342,0005,576
Pre-tax net operating income$397,0005,876
Securities gains (losses)$03,413
Applicable income taxes$159,0004,153
Income before extraordinary items$238,0006,546
Extraordinary gains, net$021
Net income$238,0006,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$238,0006,466
2004-03-31 (YTD Data)Rank
Total interest income$892,0005,947
Total interest expense$269,0005,504
Net interest income$623,0006,024
Provision for loan and lease losses$7,0005,890
Total noninterest income$98,0005,820
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$67,0004,509
Trading account gains and fees$0121
Additional Noninterest Income$31,0006,045
Total noninterest expense$495,0006,076
Salaries and employee benefits$314,0005,597
Premises and equipment expense$33,0007,611
Additional noninterest expense$148,0006,044
Pre-tax net operating income$219,0005,613
Securities gains (losses)$02,934
Applicable income taxes$89,0003,977
Income before extraordinary items$130,0006,333
Extraordinary gains, net$016
Net income$130,0006,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$130,0006,216
2003-12-31 (YTD Data)Rank
Total interest income$3,838,0005,781
Total interest expense$1,334,0005,250
Net interest income$2,504,0005,896
Provision for loan and lease losses$43,0006,469
Total noninterest income$409,0005,918
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$265,0004,609
Trading account gains and fees$0160
Additional Noninterest Income$144,0005,891
Total noninterest expense$2,048,0005,919
Salaries and employee benefits$1,317,0005,305
Premises and equipment expense$207,0006,697
Additional noninterest expense$524,0006,407
Pre-tax net operating income$822,0005,637
Securities gains (losses)$04,500
Applicable income taxes$330,0004,135
Income before extraordinary items$492,0006,371
Extraordinary gains, net$054
Net income$492,0006,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,704
Cash dividends$69,0005,791
Sale, conversion, retirement of capital stock, net$0868
Net operating income$492,0006,221
2003-09-30 (YTD Data)Rank
Total interest income$2,937,0005,782
Total interest expense$1,061,0005,209
Net interest income$1,876,0005,930
Provision for loan and lease losses$14,0007,000
Total noninterest income$307,0005,972
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$194,0004,693
Trading account gains and fees$0153
Additional Noninterest Income$113,0005,844
Total noninterest expense$1,493,0005,993
Salaries and employee benefits$953,0005,414
Premises and equipment expense$149,0006,801
Additional noninterest expense$391,0006,403
Pre-tax net operating income$676,0005,599
Securities gains (losses)$04,204
Applicable income taxes$297,0003,928
Income before extraordinary items$379,0006,471
Extraordinary gains, net$040
Net income$379,0006,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,323
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$379,0006,304
2003-06-30 (YTD Data)Rank
Total interest income$1,982,0005,778
Total interest expense$752,0005,123
Net interest income$1,230,0005,991
Provision for loan and lease losses$9,0006,877
Total noninterest income$192,0006,096
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$124,0004,770
Trading account gains and fees$0150
Additional Noninterest Income$68,0006,043
Total noninterest expense$998,0005,986
Salaries and employee benefits$626,0005,475
Premises and equipment expense$133,0005,992
Additional noninterest expense$239,0006,656
Pre-tax net operating income$415,0005,774
Securities gains (losses)$03,782
Applicable income taxes$167,0004,301
Income before extraordinary items$248,0006,537
Extraordinary gains, net$030
Net income$248,0006,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,731
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$248,0006,334
2003-03-31 (YTD Data)Rank
Total interest income$989,0005,815
Total interest expense$413,0004,937
Net interest income$576,0006,185
Provision for loan and lease losses$4,0006,606
Total noninterest income$94,0006,054
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$59,0004,806
Trading account gains and fees$0134
Additional Noninterest Income$35,0005,938
Total noninterest expense$501,0005,992
Salaries and employee benefits$313,0005,490
Premises and equipment expense$64,0006,109
Additional noninterest expense$124,0006,544
Pre-tax net operating income$165,0006,274
Securities gains (losses)$02,891
Applicable income taxes$64,0004,721
Income before extraordinary items$101,0006,878
Extraordinary gains, net$021
Net income$101,0006,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$101,0006,714
2002-12-31 (YTD Data)Rank
Total interest income$4,350,0005,642
Total interest expense$1,958,0004,856
Net interest income$2,392,0006,055
Provision for loan and lease losses$30,0007,191
Total noninterest income$413,0005,698
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$272,0004,474
Trading account gains and fees$0153
Additional Noninterest Income$141,0005,735
Total noninterest expense$2,017,0005,843
Salaries and employee benefits$1,227,0005,397
Premises and equipment expense$247,0006,185
Additional noninterest expense$543,0006,267
Pre-tax net operating income$758,0005,904
Securities gains (losses)$04,537
Applicable income taxes$292,0004,492
Income before extraordinary items$466,0006,545
Extraordinary gains, net$070
Net income$466,0006,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,736
Cash dividends$69,0005,819
Sale, conversion, retirement of capital stock, net$0862
Net operating income$466,0006,416
2001-12-31 (YTD Data)Rank
Total interest income$4,842,0005,734
Total interest expense$2,317,0005,636
Net interest income$2,525,0005,685
Provision for loan and lease losses$35,0007,117
Total noninterest income$408,0005,627
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$274,0004,405
Trading account gains and fees$0177
Additional Noninterest Income$134,0005,754
Total noninterest expense$1,935,0005,860
Salaries and employee benefits$1,136,0005,523
Premises and equipment expense$252,0006,068
Additional noninterest expense$547,0006,174
Pre-tax net operating income$963,0004,999
Securities gains (losses)$04,612
Applicable income taxes$374,0003,860
Income before extraordinary items$589,0005,672
Extraordinary gains, net$0105
Net income$589,0005,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,455
Cash dividends$69,0006,010
Sale, conversion, retirement of capital stock, net$0922
Net operating income$589,0005,540
2000-12-31 (YTD Data)Rank
Total interest income$4,819,0005,877
Total interest expense$2,339,0005,779
Net interest income$2,480,0005,836
Provision for loan and lease losses$45,0006,708
Total noninterest income$373,0005,738
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$244,0004,583
Trading account gains and feesNANA
Additional Noninterest Income$129,0005,837
Total noninterest expense$1,659,0006,347
Salaries and employee benefits$1,008,0005,877
Premises and equipment expense$236,0006,243
Additional noninterest expense$415,0007,032
Pre-tax net operating income$1,149,0004,852
Securities gains (losses)$01,956
Applicable income taxes$455,0003,707
Income before extraordinary items$694,0005,446
Extraordinary gains, net$038
Net income$694,0005,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,148
Cash dividends$69,0006,245
Sale, conversion, retirement of capital stock, net$0969
Net operating income$694,0005,446
1999-12-31 (YTD Data)Rank
Total interest income$4,851,0005,675
Total interest expense$2,375,0005,380
Net interest income$2,476,0005,831
Provision for loan and lease losses$20,0007,660
Total noninterest income$310,0006,356
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0004,922
Trading account gains and feesNANA
Additional Noninterest Income$94,0006,776
Total noninterest expense$1,667,0006,367
Salaries and employee benefits$988,0005,939
Premises and equipment expense$283,0005,641
Additional noninterest expense$396,0007,310
Pre-tax net operating income$1,099,0005,027
Securities gains (losses)$03,155
Applicable income taxes$424,0004,008
Income before extraordinary items$675,0005,572
Extraordinary gains, net$035
Net income$675,0005,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,661
Cash dividends$68,0006,429
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$675,0005,533
1998-12-31 (YTD Data)Rank
Total interest income$4,509,0006,054
Total interest expense$2,152,0005,920
Net interest income$2,357,0006,053
Provision for loan and lease losses$22,0007,668
Total noninterest income$295,0006,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$213,0004,973
Trading account gains and feesNANA
Additional Noninterest Income$82,0007,117
Total noninterest expense$1,565,0006,512
Salaries and employee benefits$947,0005,998
Premises and equipment expense$218,0006,462
Additional noninterest expense$400,0007,218
Pre-tax net operating income$1,065,0005,225
Securities gains (losses)$04,449
Applicable income taxes$407,0004,371
Income before extraordinary items$658,0005,778
Extraordinary gains, net$032
Net income$658,0005,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,386
Cash dividends$65,0006,687
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$658,0005,671
1997-12-31 (YTD Data)Rank
Total interest income$3,994,0006,667
Total interest expense$1,828,0006,613
Net interest income$2,166,0006,592
Provision for loan and lease losses$08,829
Total noninterest income$282,0006,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0005,478
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,039
Total noninterest expense$1,536,0006,696
Salaries and employee benefits$917,0006,203
Premises and equipment expense$213,0006,604
Additional noninterest expense$406,0007,300
Pre-tax net operating income$912,0006,108
Securities gains (losses)$03,944
Applicable income taxes$352,0005,279
Income before extraordinary items$560,0006,599
Extraordinary gains, net$044
Net income$560,0006,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0009,836
Cash dividends$79,0006,791
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$560,0006,545
1996-12-31 (YTD Data)Rank
Total interest income$3,534,0007,346
Total interest expense$1,578,0007,381
Net interest income$1,956,0007,238
Provision for loan and lease losses$09,041
Total noninterest income$266,0007,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0006,499
Trading account gains and feesNANA
Additional Noninterest Income$118,0006,646
Total noninterest expense$1,445,0007,269
Salaries and employee benefits$856,0006,674
Premises and equipment expense$211,0006,844
Additional noninterest expense$378,0008,069
Pre-tax net operating income$777,0006,597
Securities gains (losses)$04,148
Applicable income taxes$300,0005,830
Income before extraordinary items$477,0007,060
Extraordinary gains, net$053
Net income$477,0007,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,00011,137
Cash dividends$47,0007,606
Sale, conversion, retirement of capital stock, net$0953
Net operating income$477,0006,998
1995-12-31 (YTD Data)Rank
Total interest income$2,979,0008,239
Total interest expense$1,217,0008,537
Net interest income$1,762,0007,867
Provision for loan and lease losses$08,958
Total noninterest income$182,0008,721
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0006,689
Trading account gains and feesNANA
Additional Noninterest Income$33,00010,076
Total noninterest expense$1,311,0007,833
Salaries and employee benefits$732,0007,517
Premises and equipment expense$199,0007,213
Additional noninterest expense$380,0008,396
Pre-tax net operating income$633,0007,690
Securities gains (losses)$-4,0009,551
Applicable income taxes$247,0006,693
Income before extraordinary items$382,0008,223
Extraordinary gains, net$065
Net income$382,0008,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00011,229
Cash dividends$29,0008,228
Sale, conversion, retirement of capital stock, net$2,000795
Net operating income$384,5608,175
1994-12-31 (YTD Data)Rank
Total interest income$2,776,0008,421
Total interest expense$1,129,0008,189
Net interest income$1,647,0008,464
Provision for loan and lease losses$38,0006,695
Total noninterest income$179,0009,121
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0006,969
Trading account gains and feesNANA
Additional Noninterest Income$32,00010,653
Total noninterest expense$1,196,0008,613
Salaries and employee benefits$678,0008,042
Premises and equipment expense$185,0007,754
Additional noninterest expense$333,0009,569
Pre-tax net operating income$592,0008,048
Securities gains (losses)$03,600
Applicable income taxes$198,0007,372
Income before extraordinary items$394,0008,247
Extraordinary gains, net$0249
Net income$394,0008,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,872
Cash dividends$24,0008,512
Sale, conversion, retirement of capital stock, net$306,000626
Net operating income$394,0008,291
1993-12-31 (YTD Data)Rank
Total interest income$2,825,0008,619
Total interest expense$1,268,0008,009
Net interest income$1,557,0008,924
Provision for loan and lease losses$010,371
Total noninterest income$189,0009,435
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$159,0006,850
Trading account gains and feesNANA
Additional Noninterest Income$30,00011,310
Total noninterest expense$1,250,0008,700
Salaries and employee benefits$686,0008,093
Premises and equipment expense$177,0008,214
Additional noninterest expense$387,0009,405
Pre-tax net operating income$496,0008,682
Securities gains (losses)$07,477
Applicable income taxes$188,0007,851
Income before extraordinary items$308,0009,383
Extraordinary gains, net$70,0001,909
Net income$378,0008,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0005,012
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$170,000809
Net operating income$308,0009,125
1992-12-31 (YTD Data)Rank
Total interest income$3,153,0008,712
Total interest expense$1,642,0008,073
Net interest income$1,511,0009,235
Provision for loan and lease losses$74,0008,124
Total noninterest income$209,0009,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0007,190
Trading account gains and feesNANA
Additional Noninterest Income$62,0009,701
Total noninterest expense$1,275,0008,740
Salaries and employee benefits$660,0008,308
Premises and equipment expense$210,0007,616
Additional noninterest expense$405,0009,500
Pre-tax net operating income$371,0009,496
Securities gains (losses)$08,369
Applicable income taxes$121,0009,332
Income before extraordinary items$250,0009,923
Extraordinary gains, net$51,000984
Net income$301,0009,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0009,043
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$250,0009,551

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.