Home > The Farmers State Bank > Income and Expense
The Farmers State Bank, Income and Expense
2008-03-31 (YTD Data) | Rank | |
Total interest income | $923,000 | 6,396 |
Total interest expense | $275,000 | 6,996 |
Net interest income | $648,000 | 5,904 |
Provision for loan and lease losses | $0 | 6,080 |
Total noninterest income | $91,000 | 5,627 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $34,000 | 5,506 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $57,000 | 4,793 |
Total noninterest expense | $567,000 | 5,969 |
Salaries and employee benefits | $308,000 | 6,011 |
Premises and equipment expense | $55,000 | 6,593 |
Additional noninterest expense | $204,000 | 5,318 |
Pre-tax net operating income | $172,000 | 5,229 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $65,000 | 3,297 |
Income before extraordinary items | $107,000 | 5,748 |
Extraordinary gains, net | $0 | 15 |
Net income | $107,000 | 5,751 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 3,665 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $107,000 | 5,657 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $3,919,000 | 6,264 |
Total interest expense | $1,079,000 | 7,045 |
Net interest income | $2,840,000 | 5,645 |
Provision for loan and lease losses | $0 | 6,851 |
Total noninterest income | $336,000 | 5,824 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $159,000 | 5,333 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $177,000 | 5,297 |
Total noninterest expense | $2,155,000 | 6,017 |
Salaries and employee benefits | $1,290,000 | 5,769 |
Premises and equipment expense | $202,000 | 6,716 |
Additional noninterest expense | $663,000 | 5,876 |
Pre-tax net operating income | $1,021,000 | 4,704 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $395,000 | 3,041 |
Income before extraordinary items | $626,000 | 5,264 |
Extraordinary gains, net | $0 | 39 |
Net income | $626,000 | 5,266 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 5,249 |
Cash dividends | $80,000 | 5,454 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $626,000 | 5,252 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $2,940,000 | 6,303 |
Total interest expense | $804,000 | 7,081 |
Net interest income | $2,136,000 | 5,664 |
Provision for loan and lease losses | $0 | 6,528 |
Total noninterest income | $253,000 | 5,888 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $120,000 | 5,331 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $133,000 | 5,301 |
Total noninterest expense | $1,593,000 | 6,037 |
Salaries and employee benefits | $929,000 | 5,865 |
Premises and equipment expense | $153,000 | 6,689 |
Additional noninterest expense | $511,000 | 5,762 |
Pre-tax net operating income | $796,000 | 4,845 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $311,000 | 3,153 |
Income before extraordinary items | $485,000 | 5,447 |
Extraordinary gains, net | $0 | 33 |
Net income | $485,000 | 5,446 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 4,450 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $485,000 | 5,431 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $1,957,000 | 6,345 |
Total interest expense | $534,000 | 7,121 |
Net interest income | $1,423,000 | 5,705 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $169,000 | 5,914 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $81,000 | 5,338 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $88,000 | 5,345 |
Total noninterest expense | $1,069,000 | 6,055 |
Salaries and employee benefits | $629,000 | 5,867 |
Premises and equipment expense | $102,000 | 6,740 |
Additional noninterest expense | $338,000 | 5,780 |
Pre-tax net operating income | $523,000 | 4,944 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $203,000 | 3,243 |
Income before extraordinary items | $320,000 | 5,523 |
Extraordinary gains, net | $0 | 29 |
Net income | $320,000 | 5,523 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 3,576 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $320,000 | 5,504 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $969,000 | 6,383 |
Total interest expense | $257,000 | 7,203 |
Net interest income | $712,000 | 5,718 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $84,000 | 5,880 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $39,000 | 5,359 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $45,000 | 5,315 |
Total noninterest expense | $539,000 | 6,081 |
Salaries and employee benefits | $315,000 | 5,905 |
Premises and equipment expense | $53,000 | 6,692 |
Additional noninterest expense | $171,000 | 5,730 |
Pre-tax net operating income | $257,000 | 4,989 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $95,000 | 3,333 |
Income before extraordinary items | $162,000 | 5,494 |
Extraordinary gains, net | $0 | 22 |
Net income | $162,000 | 5,494 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 2,284 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $162,000 | 5,477 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $3,988,000 | 6,127 |
Total interest expense | $1,038,000 | 6,871 |
Net interest income | $2,950,000 | 5,576 |
Provision for loan and lease losses | $0 | 6,850 |
Total noninterest income | $353,000 | 5,862 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $195,000 | 5,044 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $158,000 | 5,525 |
Total noninterest expense | $2,252,000 | 5,803 |
Salaries and employee benefits | $1,318,000 | 5,616 |
Premises and equipment expense | $204,000 | 6,696 |
Additional noninterest expense | $730,000 | 5,525 |
Pre-tax net operating income | $1,051,000 | 5,083 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $403,000 | 3,423 |
Income before extraordinary items | $648,000 | 5,661 |
Extraordinary gains, net | $0 | 51 |
Net income | $648,000 | 5,662 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 4,914 |
Cash dividends | $74,000 | 5,589 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $648,000 | 5,645 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $2,976,000 | 6,154 |
Total interest expense | $780,000 | 6,830 |
Net interest income | $2,196,000 | 5,652 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $267,000 | 5,857 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $148,000 | 5,057 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $119,000 | 5,539 |
Total noninterest expense | $1,624,000 | 5,915 |
Salaries and employee benefits | $944,000 | 5,724 |
Premises and equipment expense | $151,000 | 6,740 |
Additional noninterest expense | $529,000 | 5,606 |
Pre-tax net operating income | $839,000 | 5,137 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $327,000 | 3,459 |
Income before extraordinary items | $512,000 | 5,707 |
Extraordinary gains, net | $0 | 45 |
Net income | $512,000 | 5,709 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 4,074 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $512,000 | 5,702 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $1,971,000 | 6,146 |
Total interest expense | $505,000 | 6,830 |
Net interest income | $1,466,000 | 5,675 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $178,000 | 5,880 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $99,000 | 5,045 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $79,000 | 5,587 |
Total noninterest expense | $1,106,000 | 5,871 |
Salaries and employee benefits | $657,000 | 5,625 |
Premises and equipment expense | $100,000 | 6,762 |
Additional noninterest expense | $349,000 | 5,622 |
Pre-tax net operating income | $538,000 | 5,244 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $210,000 | 3,549 |
Income before extraordinary items | $328,000 | 5,822 |
Extraordinary gains, net | $0 | 39 |
Net income | $328,000 | 5,822 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $328,000 | 5,818 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $973,000 | 6,161 |
Total interest expense | $249,000 | 6,784 |
Net interest income | $724,000 | 5,703 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $87,000 | 5,894 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $49,000 | 5,002 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $38,000 | 5,631 |
Total noninterest expense | $534,000 | 5,981 |
Salaries and employee benefits | $314,000 | 5,795 |
Premises and equipment expense | $50,000 | 6,755 |
Additional noninterest expense | $170,000 | 5,688 |
Pre-tax net operating income | $277,000 | 5,136 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $106,000 | 3,517 |
Income before extraordinary items | $171,000 | 5,667 |
Extraordinary gains, net | $0 | 21 |
Net income | $171,000 | 5,668 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $171,000 | 5,662 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $3,811,000 | 5,967 |
Total interest expense | $1,009,000 | 6,267 |
Net interest income | $2,802,000 | 5,717 |
Provision for loan and lease losses | $25,000 | 6,321 |
Total noninterest income | $373,000 | 5,867 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $215,000 | 4,892 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $158,000 | 5,644 |
Total noninterest expense | $2,245,000 | 5,718 |
Salaries and employee benefits | $1,320,000 | 5,472 |
Premises and equipment expense | $200,000 | 6,728 |
Additional noninterest expense | $725,000 | 5,486 |
Pre-tax net operating income | $905,000 | 5,614 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $350,000 | 3,910 |
Income before extraordinary items | $555,000 | 6,163 |
Extraordinary gains, net | $0 | 46 |
Net income | $555,000 | 6,168 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 5,723 |
Cash dividends | $74,000 | 5,659 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $555,000 | 6,131 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $2,830,000 | 5,967 |
Total interest expense | $759,000 | 6,146 |
Net interest income | $2,071,000 | 5,786 |
Provision for loan and lease losses | $20,000 | 6,139 |
Total noninterest income | $278,000 | 5,934 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $160,000 | 4,941 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $118,000 | 5,654 |
Total noninterest expense | $1,594,000 | 5,863 |
Salaries and employee benefits | $934,000 | 5,657 |
Premises and equipment expense | $152,000 | 6,687 |
Additional noninterest expense | $508,000 | 5,646 |
Pre-tax net operating income | $735,000 | 5,542 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $287,000 | 3,873 |
Income before extraordinary items | $448,000 | 6,130 |
Extraordinary gains, net | $0 | 35 |
Net income | $448,000 | 6,135 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 5,415 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $448,000 | 6,102 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,864,000 | 5,945 |
Total interest expense | $502,000 | 6,036 |
Net interest income | $1,362,000 | 5,812 |
Provision for loan and lease losses | $13,000 | 5,966 |
Total noninterest income | $182,000 | 5,951 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $104,000 | 4,953 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $78,000 | 5,666 |
Total noninterest expense | $1,068,000 | 5,842 |
Salaries and employee benefits | $596,000 | 5,772 |
Premises and equipment expense | $101,000 | 6,676 |
Additional noninterest expense | $371,000 | 5,342 |
Pre-tax net operating income | $463,000 | 5,634 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $180,000 | 3,968 |
Income before extraordinary items | $283,000 | 6,237 |
Extraordinary gains, net | $0 | 30 |
Net income | $283,000 | 6,240 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 4,682 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $283,000 | 6,189 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $916,000 | 5,990 |
Total interest expense | $257,000 | 5,891 |
Net interest income | $659,000 | 5,919 |
Provision for loan and lease losses | $3,000 | 5,957 |
Total noninterest income | $86,000 | 6,003 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $47,000 | 5,132 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $39,000 | 5,696 |
Total noninterest expense | $562,000 | 5,713 |
Salaries and employee benefits | $309,000 | 5,696 |
Premises and equipment expense | $49,000 | 6,814 |
Additional noninterest expense | $204,000 | 4,996 |
Pre-tax net operating income | $180,000 | 6,187 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $66,000 | 4,377 |
Income before extraordinary items | $114,000 | 6,672 |
Extraordinary gains, net | $0 | 24 |
Net income | $114,000 | 6,674 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $114,000 | 6,637 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,557,000 | 5,919 |
Total interest expense | $1,079,000 | 5,444 |
Net interest income | $2,478,000 | 6,031 |
Provision for loan and lease losses | $30,000 | 6,416 |
Total noninterest income | $415,000 | 5,708 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $265,000 | 4,613 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $150,000 | 5,690 |
Total noninterest expense | $2,198,000 | 5,705 |
Salaries and employee benefits | $1,259,000 | 5,545 |
Premises and equipment expense | $181,000 | 6,967 |
Additional noninterest expense | $758,000 | 5,277 |
Pre-tax net operating income | $665,000 | 6,212 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $248,000 | 4,463 |
Income before extraordinary items | $417,000 | 6,685 |
Extraordinary gains, net | $0 | 34 |
Net income | $417,000 | 6,687 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 6,214 |
Cash dividends | $70,000 | 5,704 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $417,000 | 6,628 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,673,000 | 5,911 |
Total interest expense | $792,000 | 5,472 |
Net interest income | $1,881,000 | 6,007 |
Provision for loan and lease losses | $23,000 | 6,245 |
Total noninterest income | $319,000 | 5,683 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $204,000 | 4,588 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $115,000 | 5,661 |
Total noninterest expense | $1,645,000 | 5,679 |
Salaries and employee benefits | $949,000 | 5,491 |
Premises and equipment expense | $133,000 | 6,990 |
Additional noninterest expense | $563,000 | 5,259 |
Pre-tax net operating income | $532,000 | 6,177 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $210,000 | 4,367 |
Income before extraordinary items | $322,000 | 6,769 |
Extraordinary gains, net | $0 | 26 |
Net income | $322,000 | 6,770 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 5,550 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $322,000 | 6,695 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,769,000 | 5,935 |
Total interest expense | $530,000 | 5,485 |
Net interest income | $1,239,000 | 6,059 |
Provision for loan and lease losses | $15,000 | 6,089 |
Total noninterest income | $198,000 | 5,838 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $133,000 | 4,638 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $65,000 | 5,981 |
Total noninterest expense | $1,025,000 | 5,923 |
Salaries and employee benefits | $618,000 | 5,604 |
Premises and equipment expense | $65,000 | 7,603 |
Additional noninterest expense | $342,000 | 5,576 |
Pre-tax net operating income | $397,000 | 5,876 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $159,000 | 4,153 |
Income before extraordinary items | $238,000 | 6,546 |
Extraordinary gains, net | $0 | 21 |
Net income | $238,000 | 6,546 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 5,069 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $238,000 | 6,466 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $892,000 | 5,947 |
Total interest expense | $269,000 | 5,504 |
Net interest income | $623,000 | 6,024 |
Provision for loan and lease losses | $7,000 | 5,890 |
Total noninterest income | $98,000 | 5,820 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $67,000 | 4,509 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $31,000 | 6,045 |
Total noninterest expense | $495,000 | 6,076 |
Salaries and employee benefits | $314,000 | 5,597 |
Premises and equipment expense | $33,000 | 7,611 |
Additional noninterest expense | $148,000 | 6,044 |
Pre-tax net operating income | $219,000 | 5,613 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $89,000 | 3,977 |
Income before extraordinary items | $130,000 | 6,333 |
Extraordinary gains, net | $0 | 16 |
Net income | $130,000 | 6,332 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 3,876 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $130,000 | 6,216 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $3,838,000 | 5,781 |
Total interest expense | $1,334,000 | 5,250 |
Net interest income | $2,504,000 | 5,896 |
Provision for loan and lease losses | $43,000 | 6,469 |
Total noninterest income | $409,000 | 5,918 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $265,000 | 4,609 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $144,000 | 5,891 |
Total noninterest expense | $2,048,000 | 5,919 |
Salaries and employee benefits | $1,317,000 | 5,305 |
Premises and equipment expense | $207,000 | 6,697 |
Additional noninterest expense | $524,000 | 6,407 |
Pre-tax net operating income | $822,000 | 5,637 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $330,000 | 4,135 |
Income before extraordinary items | $492,000 | 6,371 |
Extraordinary gains, net | $0 | 54 |
Net income | $492,000 | 6,375 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 5,704 |
Cash dividends | $69,000 | 5,791 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $492,000 | 6,221 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,937,000 | 5,782 |
Total interest expense | $1,061,000 | 5,209 |
Net interest income | $1,876,000 | 5,930 |
Provision for loan and lease losses | $14,000 | 7,000 |
Total noninterest income | $307,000 | 5,972 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $194,000 | 4,693 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $113,000 | 5,844 |
Total noninterest expense | $1,493,000 | 5,993 |
Salaries and employee benefits | $953,000 | 5,414 |
Premises and equipment expense | $149,000 | 6,801 |
Additional noninterest expense | $391,000 | 6,403 |
Pre-tax net operating income | $676,000 | 5,599 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $297,000 | 3,928 |
Income before extraordinary items | $379,000 | 6,471 |
Extraordinary gains, net | $0 | 40 |
Net income | $379,000 | 6,472 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 5,323 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $379,000 | 6,304 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,982,000 | 5,778 |
Total interest expense | $752,000 | 5,123 |
Net interest income | $1,230,000 | 5,991 |
Provision for loan and lease losses | $9,000 | 6,877 |
Total noninterest income | $192,000 | 6,096 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $124,000 | 4,770 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $68,000 | 6,043 |
Total noninterest expense | $998,000 | 5,986 |
Salaries and employee benefits | $626,000 | 5,475 |
Premises and equipment expense | $133,000 | 5,992 |
Additional noninterest expense | $239,000 | 6,656 |
Pre-tax net operating income | $415,000 | 5,774 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $167,000 | 4,301 |
Income before extraordinary items | $248,000 | 6,537 |
Extraordinary gains, net | $0 | 30 |
Net income | $248,000 | 6,537 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 4,731 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $248,000 | 6,334 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $989,000 | 5,815 |
Total interest expense | $413,000 | 4,937 |
Net interest income | $576,000 | 6,185 |
Provision for loan and lease losses | $4,000 | 6,606 |
Total noninterest income | $94,000 | 6,054 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $59,000 | 4,806 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $35,000 | 5,938 |
Total noninterest expense | $501,000 | 5,992 |
Salaries and employee benefits | $313,000 | 5,490 |
Premises and equipment expense | $64,000 | 6,109 |
Additional noninterest expense | $124,000 | 6,544 |
Pre-tax net operating income | $165,000 | 6,274 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $64,000 | 4,721 |
Income before extraordinary items | $101,000 | 6,878 |
Extraordinary gains, net | $0 | 21 |
Net income | $101,000 | 6,880 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 4,678 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $101,000 | 6,714 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $4,350,000 | 5,642 |
Total interest expense | $1,958,000 | 4,856 |
Net interest income | $2,392,000 | 6,055 |
Provision for loan and lease losses | $30,000 | 7,191 |
Total noninterest income | $413,000 | 5,698 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $272,000 | 4,474 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $141,000 | 5,735 |
Total noninterest expense | $2,017,000 | 5,843 |
Salaries and employee benefits | $1,227,000 | 5,397 |
Premises and equipment expense | $247,000 | 6,185 |
Additional noninterest expense | $543,000 | 6,267 |
Pre-tax net operating income | $758,000 | 5,904 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $292,000 | 4,492 |
Income before extraordinary items | $466,000 | 6,545 |
Extraordinary gains, net | $0 | 70 |
Net income | $466,000 | 6,544 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $71,000 | 4,736 |
Cash dividends | $69,000 | 5,819 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $466,000 | 6,416 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $4,842,000 | 5,734 |
Total interest expense | $2,317,000 | 5,636 |
Net interest income | $2,525,000 | 5,685 |
Provision for loan and lease losses | $35,000 | 7,117 |
Total noninterest income | $408,000 | 5,627 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $274,000 | 4,405 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $134,000 | 5,754 |
Total noninterest expense | $1,935,000 | 5,860 |
Salaries and employee benefits | $1,136,000 | 5,523 |
Premises and equipment expense | $252,000 | 6,068 |
Additional noninterest expense | $547,000 | 6,174 |
Pre-tax net operating income | $963,000 | 4,999 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $374,000 | 3,860 |
Income before extraordinary items | $589,000 | 5,672 |
Extraordinary gains, net | $0 | 105 |
Net income | $589,000 | 5,675 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $78,000 | 4,455 |
Cash dividends | $69,000 | 6,010 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $589,000 | 5,540 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $4,819,000 | 5,877 |
Total interest expense | $2,339,000 | 5,779 |
Net interest income | $2,480,000 | 5,836 |
Provision for loan and lease losses | $45,000 | 6,708 |
Total noninterest income | $373,000 | 5,738 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $244,000 | 4,583 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $129,000 | 5,837 |
Total noninterest expense | $1,659,000 | 6,347 |
Salaries and employee benefits | $1,008,000 | 5,877 |
Premises and equipment expense | $236,000 | 6,243 |
Additional noninterest expense | $415,000 | 7,032 |
Pre-tax net operating income | $1,149,000 | 4,852 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $455,000 | 3,707 |
Income before extraordinary items | $694,000 | 5,446 |
Extraordinary gains, net | $0 | 38 |
Net income | $694,000 | 5,445 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,148 |
Cash dividends | $69,000 | 6,245 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $694,000 | 5,446 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,851,000 | 5,675 |
Total interest expense | $2,375,000 | 5,380 |
Net interest income | $2,476,000 | 5,831 |
Provision for loan and lease losses | $20,000 | 7,660 |
Total noninterest income | $310,000 | 6,356 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $216,000 | 4,922 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $94,000 | 6,776 |
Total noninterest expense | $1,667,000 | 6,367 |
Salaries and employee benefits | $988,000 | 5,939 |
Premises and equipment expense | $283,000 | 5,641 |
Additional noninterest expense | $396,000 | 7,310 |
Pre-tax net operating income | $1,099,000 | 5,027 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $424,000 | 4,008 |
Income before extraordinary items | $675,000 | 5,572 |
Extraordinary gains, net | $0 | 35 |
Net income | $675,000 | 5,569 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $55,000 | 4,661 |
Cash dividends | $68,000 | 6,429 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $675,000 | 5,533 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,509,000 | 6,054 |
Total interest expense | $2,152,000 | 5,920 |
Net interest income | $2,357,000 | 6,053 |
Provision for loan and lease losses | $22,000 | 7,668 |
Total noninterest income | $295,000 | 6,535 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $213,000 | 4,973 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $82,000 | 7,117 |
Total noninterest expense | $1,565,000 | 6,512 |
Salaries and employee benefits | $947,000 | 5,998 |
Premises and equipment expense | $218,000 | 6,462 |
Additional noninterest expense | $400,000 | 7,218 |
Pre-tax net operating income | $1,065,000 | 5,225 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $407,000 | 4,371 |
Income before extraordinary items | $658,000 | 5,778 |
Extraordinary gains, net | $0 | 32 |
Net income | $658,000 | 5,777 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,386 |
Cash dividends | $65,000 | 6,687 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $658,000 | 5,671 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,994,000 | 6,667 |
Total interest expense | $1,828,000 | 6,613 |
Net interest income | $2,166,000 | 6,592 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $282,000 | 6,851 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $191,000 | 5,478 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 7,039 |
Total noninterest expense | $1,536,000 | 6,696 |
Salaries and employee benefits | $917,000 | 6,203 |
Premises and equipment expense | $213,000 | 6,604 |
Additional noninterest expense | $406,000 | 7,300 |
Pre-tax net operating income | $912,000 | 6,108 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $352,000 | 5,279 |
Income before extraordinary items | $560,000 | 6,599 |
Extraordinary gains, net | $0 | 44 |
Net income | $560,000 | 6,601 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 9,836 |
Cash dividends | $79,000 | 6,791 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $560,000 | 6,545 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,534,000 | 7,346 |
Total interest expense | $1,578,000 | 7,381 |
Net interest income | $1,956,000 | 7,238 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $266,000 | 7,375 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $148,000 | 6,499 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $118,000 | 6,646 |
Total noninterest expense | $1,445,000 | 7,269 |
Salaries and employee benefits | $856,000 | 6,674 |
Premises and equipment expense | $211,000 | 6,844 |
Additional noninterest expense | $378,000 | 8,069 |
Pre-tax net operating income | $777,000 | 6,597 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $300,000 | 5,830 |
Income before extraordinary items | $477,000 | 7,060 |
Extraordinary gains, net | $0 | 53 |
Net income | $477,000 | 7,063 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-71,000 | 11,137 |
Cash dividends | $47,000 | 7,606 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $477,000 | 6,998 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,979,000 | 8,239 |
Total interest expense | $1,217,000 | 8,537 |
Net interest income | $1,762,000 | 7,867 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $182,000 | 8,721 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $149,000 | 6,689 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $33,000 | 10,076 |
Total noninterest expense | $1,311,000 | 7,833 |
Salaries and employee benefits | $732,000 | 7,517 |
Premises and equipment expense | $199,000 | 7,213 |
Additional noninterest expense | $380,000 | 8,396 |
Pre-tax net operating income | $633,000 | 7,690 |
Securities gains (losses) | $-4,000 | 9,551 |
Applicable income taxes | $247,000 | 6,693 |
Income before extraordinary items | $382,000 | 8,223 |
Extraordinary gains, net | $0 | 65 |
Net income | $382,000 | 8,223 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-30,000 | 11,229 |
Cash dividends | $29,000 | 8,228 |
Sale, conversion, retirement of capital stock, net | $2,000 | 795 |
Net operating income | $384,560 | 8,175 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,776,000 | 8,421 |
Total interest expense | $1,129,000 | 8,189 |
Net interest income | $1,647,000 | 8,464 |
Provision for loan and lease losses | $38,000 | 6,695 |
Total noninterest income | $179,000 | 9,121 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $147,000 | 6,969 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 10,653 |
Total noninterest expense | $1,196,000 | 8,613 |
Salaries and employee benefits | $678,000 | 8,042 |
Premises and equipment expense | $185,000 | 7,754 |
Additional noninterest expense | $333,000 | 9,569 |
Pre-tax net operating income | $592,000 | 8,048 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $198,000 | 7,372 |
Income before extraordinary items | $394,000 | 8,247 |
Extraordinary gains, net | $0 | 249 |
Net income | $394,000 | 8,249 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $93,000 | 3,872 |
Cash dividends | $24,000 | 8,512 |
Sale, conversion, retirement of capital stock, net | $306,000 | 626 |
Net operating income | $394,000 | 8,291 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,825,000 | 8,619 |
Total interest expense | $1,268,000 | 8,009 |
Net interest income | $1,557,000 | 8,924 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $189,000 | 9,435 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $159,000 | 6,850 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 11,310 |
Total noninterest expense | $1,250,000 | 8,700 |
Salaries and employee benefits | $686,000 | 8,093 |
Premises and equipment expense | $177,000 | 8,214 |
Additional noninterest expense | $387,000 | 9,405 |
Pre-tax net operating income | $496,000 | 8,682 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $188,000 | 7,851 |
Income before extraordinary items | $308,000 | 9,383 |
Extraordinary gains, net | $70,000 | 1,909 |
Net income | $378,000 | 8,811 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $81,000 | 5,012 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $170,000 | 809 |
Net operating income | $308,000 | 9,125 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,153,000 | 8,712 |
Total interest expense | $1,642,000 | 8,073 |
Net interest income | $1,511,000 | 9,235 |
Provision for loan and lease losses | $74,000 | 8,124 |
Total noninterest income | $209,000 | 9,239 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $147,000 | 7,190 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 9,701 |
Total noninterest expense | $1,275,000 | 8,740 |
Salaries and employee benefits | $660,000 | 8,308 |
Premises and equipment expense | $210,000 | 7,616 |
Additional noninterest expense | $405,000 | 9,500 |
Pre-tax net operating income | $371,000 | 9,496 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $121,000 | 9,332 |
Income before extraordinary items | $250,000 | 9,923 |
Extraordinary gains, net | $51,000 | 984 |
Net income | $301,000 | 9,447 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 9,043 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $250,000 | 9,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.