Home > The Farmers Savings Bank > Income and Expense
The Farmers Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,101,000 | 2,687 |
| Total interest expense | $2,658,000 | 2,763 |
| Net interest income | $8,443,000 | 2,603 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $453,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $190,000 | 2,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 3,495 |
| Total noninterest expense | $4,443,000 | 3,215 |
| Salaries and employee benefits | $2,358,000 | 3,251 |
| Premises and equipment expense | $473,000 | 3,033 |
| Additional noninterest expense | $263,000 | 3,495 |
| Pre-tax net operating income | $4,453,000 | 2,052 |
| Securities gains (losses) | $-9,000 | 3,351 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $4,444,000 | 1,866 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,444,000 | 1,888 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,444,000 | 1,869 |
| Net charge-offs | $-42,000 | 4,162 |
| Cash dividends | $3,500,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,453,000 | 1,889 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 2,691 |
| Total interest expense | $1,786,000 | 2,770 |
| Net interest income | $6,387,000 | 2,609 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $347,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $144,000 | 2,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,472 |
| Total noninterest expense | $3,201,000 | 3,244 |
| Salaries and employee benefits | $1,611,000 | 3,349 |
| Premises and equipment expense | $358,000 | 3,036 |
| Additional noninterest expense | $203,000 | 3,471 |
| Pre-tax net operating income | $3,533,000 | 2,038 |
| Securities gains (losses) | $-9,000 | 3,466 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $3,524,000 | 1,861 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,524,000 | 1,878 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,524,000 | 1,861 |
| Net charge-offs | $-39,000 | 4,168 |
| Cash dividends | $2,750,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,533,000 | 1,887 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 2,705 |
| Total interest expense | $1,005,000 | 2,798 |
| Net interest income | $4,313,000 | 2,624 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $236,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $95,000 | 2,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,453 |
| Total noninterest expense | $2,116,000 | 3,265 |
| Salaries and employee benefits | $1,112,000 | 3,322 |
| Premises and equipment expense | $212,000 | 3,200 |
| Additional noninterest expense | $141,000 | 3,440 |
| Pre-tax net operating income | $2,433,000 | 1,998 |
| Securities gains (losses) | $-2,000 | 3,632 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,431,000 | 1,810 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,431,000 | 1,830 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,431,000 | 1,810 |
| Net charge-offs | $-33,000 | 4,232 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,433,000 | 1,823 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,866,000 | 2,410 |
| Total interest expense | $696,000 | 2,854 |
| Net interest income | $10,170,000 | 2,347 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $457,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $210,000 | 2,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,672 |
| Total noninterest expense | $4,570,000 | 3,166 |
| Salaries and employee benefits | $2,539,000 | 3,173 |
| Premises and equipment expense | $404,000 | 3,284 |
| Additional noninterest expense | $247,000 | 3,672 |
| Pre-tax net operating income | $6,057,000 | 1,813 |
| Securities gains (losses) | $-214,000 | 4,126 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $5,843,000 | 1,652 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,843,000 | 1,649 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,843,000 | 1,651 |
| Net charge-offs | $35,000 | 1,710 |
| Cash dividends | $4,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,057,000 | 1,647 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 2,369 |
| Total interest expense | $491,000 | 2,681 |
| Net interest income | $7,629,000 | 2,327 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $345,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $163,000 | 2,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,719 |
| Total noninterest expense | $3,222,000 | 3,247 |
| Salaries and employee benefits | $1,702,000 | 3,318 |
| Premises and equipment expense | $317,000 | 3,221 |
| Additional noninterest expense | $182,000 | 3,719 |
| Pre-tax net operating income | $4,752,000 | 1,758 |
| Securities gains (losses) | $-41,000 | 4,077 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $4,711,000 | 1,562 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,711,000 | 1,561 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,711,000 | 1,562 |
| Net charge-offs | $29,000 | 1,442 |
| Cash dividends | $3,000,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,752,000 | 1,582 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 2,432 |
| Total interest expense | $327,000 | 2,545 |
| Net interest income | $4,683,000 | 2,411 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $227,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $111,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,763 |
| Total noninterest expense | $2,085,000 | 3,285 |
| Salaries and employee benefits | $1,123,000 | 3,334 |
| Premises and equipment expense | $205,000 | 3,286 |
| Additional noninterest expense | $757,000 | 3,083 |
| Pre-tax net operating income | $2,825,000 | 1,799 |
| Securities gains (losses) | $-2,000 | 3,729 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,823,000 | 1,572 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,823,000 | 1,570 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,823,000 | 1,572 |
| Net charge-offs | $32,000 | 1,151 |
| Cash dividends | $2,000,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,825,000 | 1,604 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 2,415 |
| Total interest expense | $165,000 | 2,499 |
| Net interest income | $2,302,000 | 2,385 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $109,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $56,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 3,791 |
| Total noninterest expense | $1,053,000 | 3,277 |
| Salaries and employee benefits | $532,000 | 3,392 |
| Premises and equipment expense | $119,000 | 3,089 |
| Additional noninterest expense | $402,000 | 2,961 |
| Pre-tax net operating income | $1,358,000 | 1,769 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,356,000 | 1,557 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,356,000 | 1,555 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,356,000 | 1,557 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $1,000,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,358,000 | 1,576 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,074,000 | 2,460 |
| Total interest expense | $902,000 | 2,366 |
| Net interest income | $9,172,000 | 2,440 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $462,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $204,000 | 2,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 3,837 |
| Total noninterest expense | $4,420,000 | 3,217 |
| Salaries and employee benefits | $2,557,000 | 3,165 |
| Premises and equipment expense | $395,000 | 3,373 |
| Additional noninterest expense | $1,468,000 | 3,127 |
| Pre-tax net operating income | $5,214,000 | 1,995 |
| Securities gains (losses) | $50,000 | 1,125 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $5,264,000 | 1,823 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,264,000 | 1,823 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,264,000 | 1,824 |
| Net charge-offs | $-93,000 | 4,340 |
| Cash dividends | $4,000,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,214,000 | 1,798 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,505,000 | 2,512 |
| Total interest expense | $721,000 | 2,362 |
| Net interest income | $6,784,000 | 2,501 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $350,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $150,000 | 2,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,844 |
| Total noninterest expense | $3,192,000 | 3,288 |
| Salaries and employee benefits | $1,754,000 | 3,313 |
| Premises and equipment expense | $298,000 | 3,415 |
| Additional noninterest expense | $1,140,000 | 3,101 |
| Pre-tax net operating income | $3,942,000 | 2,072 |
| Securities gains (losses) | $50,000 | 1,056 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,992,000 | 1,882 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,992,000 | 1,881 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,992,000 | 1,882 |
| Net charge-offs | $-77,000 | 4,366 |
| Cash dividends | $3,000,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,942,000 | 1,870 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 2,524 |
| Total interest expense | $524,000 | 2,305 |
| Net interest income | $4,448,000 | 2,528 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $233,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $94,000 | 2,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 3,829 |
| Total noninterest expense | $2,206,000 | 3,233 |
| Salaries and employee benefits | $1,252,000 | 3,210 |
| Premises and equipment expense | $203,000 | 3,373 |
| Additional noninterest expense | $751,000 | 3,106 |
| Pre-tax net operating income | $2,475,000 | 2,133 |
| Securities gains (losses) | $50,000 | 887 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,525,000 | 1,926 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,525,000 | 1,925 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,525,000 | 1,926 |
| Net charge-offs | $-73,000 | 4,488 |
| Cash dividends | $2,000,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,475,000 | 1,921 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 2,547 |
| Total interest expense | $304,000 | 2,157 |
| Net interest income | $2,131,000 | 2,573 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $109,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $46,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 3,864 |
| Total noninterest expense | $1,109,000 | 3,209 |
| Salaries and employee benefits | $612,000 | 3,240 |
| Premises and equipment expense | $114,000 | 3,204 |
| Additional noninterest expense | $383,000 | 3,023 |
| Pre-tax net operating income | $1,131,000 | 2,213 |
| Securities gains (losses) | $50,000 | 663 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,181,000 | 2,013 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,181,000 | 2,013 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,181,000 | 2,013 |
| Net charge-offs | $-5,000 | 3,772 |
| Cash dividends | $1,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,131,000 | 2,023 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,195,000 | 2,486 |
| Total interest expense | $1,730,000 | 2,162 |
| Net interest income | $8,465,000 | 2,524 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $404,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $197,000 | 2,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,931 |
| Total noninterest expense | $4,250,000 | 3,276 |
| Salaries and employee benefits | $2,489,000 | 3,221 |
| Premises and equipment expense | $404,000 | 3,385 |
| Additional noninterest expense | $1,357,000 | 3,207 |
| Pre-tax net operating income | $4,619,000 | 1,879 |
| Securities gains (losses) | $-11,000 | 4,833 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,608,000 | 1,733 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,608,000 | 1,733 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,608,000 | 1,733 |
| Net charge-offs | $-236,000 | 4,882 |
| Cash dividends | $4,000,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,619,000 | 1,695 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,677,000 | 2,498 |
| Total interest expense | $1,351,000 | 2,201 |
| Net interest income | $6,326,000 | 2,535 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $310,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $153,000 | 2,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,903 |
| Total noninterest expense | $3,049,000 | 3,333 |
| Salaries and employee benefits | $1,691,000 | 3,361 |
| Premises and equipment expense | $300,000 | 3,418 |
| Additional noninterest expense | $1,058,000 | 3,137 |
| Pre-tax net operating income | $3,587,000 | 1,821 |
| Securities gains (losses) | $-11,000 | 4,802 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,576,000 | 1,678 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,576,000 | 1,679 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,576,000 | 1,679 |
| Net charge-offs | $-303,000 | 4,951 |
| Cash dividends | $3,000,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,587,000 | 1,628 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 2,522 |
| Total interest expense | $925,000 | 2,260 |
| Net interest income | $4,217,000 | 2,543 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $210,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $106,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,897 |
| Total noninterest expense | $2,071,000 | 3,311 |
| Salaries and employee benefits | $1,177,000 | 3,298 |
| Premises and equipment expense | $202,000 | 3,389 |
| Additional noninterest expense | $692,000 | 3,161 |
| Pre-tax net operating income | $2,356,000 | 1,776 |
| Securities gains (losses) | $-11,000 | 4,806 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,345,000 | 1,613 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,345,000 | 1,614 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,345,000 | 1,614 |
| Net charge-offs | $-289,000 | 5,004 |
| Cash dividends | $2,000,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,356,000 | 1,562 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 2,450 |
| Total interest expense | $476,000 | 2,359 |
| Net interest income | $2,198,000 | 2,440 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $111,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $61,000 | 2,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 3,848 |
| Total noninterest expense | $1,078,000 | 3,279 |
| Salaries and employee benefits | $603,000 | 3,296 |
| Premises and equipment expense | $98,000 | 3,449 |
| Additional noninterest expense | $377,000 | 3,036 |
| Pre-tax net operating income | $1,231,000 | 1,552 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,231,000 | 1,395 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,231,000 | 1,393 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,231,000 | 1,395 |
| Net charge-offs | $-280,000 | 5,059 |
| Cash dividends | $1,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,231,000 | 1,374 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,414,000 | 2,522 |
| Total interest expense | $1,897,000 | 2,427 |
| Net interest income | $8,517,000 | 2,510 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $483,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $236,000 | 2,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,764 |
| Total noninterest expense | $4,348,000 | 3,280 |
| Salaries and employee benefits | $2,463,000 | 3,268 |
| Premises and equipment expense | $350,000 | 3,689 |
| Additional noninterest expense | $1,535,000 | 3,044 |
| Pre-tax net operating income | $4,652,000 | 1,849 |
| Securities gains (losses) | $59,000 | 1,174 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,711,000 | 1,674 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,711,000 | 1,676 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,711,000 | 1,676 |
| Net charge-offs | $-765,000 | 5,140 |
| Cash dividends | $4,000,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,652,000 | 1,660 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,295,000 | 2,664 |
| Total interest expense | $1,405,000 | 2,461 |
| Net interest income | $5,890,000 | 2,686 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $329,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $170,000 | 3,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 3,926 |
| Total noninterest expense | $3,185,000 | 3,334 |
| Salaries and employee benefits | $1,723,000 | 3,393 |
| Premises and equipment expense | $273,000 | 3,657 |
| Additional noninterest expense | $1,189,000 | 2,992 |
| Pre-tax net operating income | $3,034,000 | 2,093 |
| Securities gains (losses) | $10,000 | 1,653 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,044,000 | 1,922 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,044,000 | 1,922 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,044,000 | 1,923 |
| Net charge-offs | $144,000 | 1,519 |
| Cash dividends | $3,000,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,034,000 | 1,887 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 2,671 |
| Total interest expense | $906,000 | 2,483 |
| Net interest income | $3,964,000 | 2,681 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $216,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $109,000 | 3,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,929 |
| Total noninterest expense | $2,122,000 | 3,357 |
| Salaries and employee benefits | $1,126,000 | 3,451 |
| Premises and equipment expense | $180,000 | 3,695 |
| Additional noninterest expense | $816,000 | 2,964 |
| Pre-tax net operating income | $2,058,000 | 2,056 |
| Securities gains (losses) | $-8,000 | 4,901 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,050,000 | 1,867 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,050,000 | 1,866 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,050,000 | 1,867 |
| Net charge-offs | $-2,000 | 4,040 |
| Cash dividends | $2,000,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,058,000 | 1,834 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 2,706 |
| Total interest expense | $416,000 | 2,583 |
| Net interest income | $1,970,000 | 2,712 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $109,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $56,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 3,929 |
| Total noninterest expense | $1,110,000 | 3,294 |
| Salaries and employee benefits | $588,000 | 3,409 |
| Premises and equipment expense | $101,000 | 3,522 |
| Additional noninterest expense | $421,000 | 2,896 |
| Pre-tax net operating income | $969,000 | 2,096 |
| Securities gains (losses) | $-8,000 | 5,069 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $961,000 | 1,927 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $961,000 | 1,925 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $961,000 | 1,926 |
| Net charge-offs | $31,000 | 1,479 |
| Cash dividends | $1,000,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $969,000 | 1,895 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,490,000 | 2,625 |
| Total interest expense | $1,328,000 | 2,515 |
| Net interest income | $8,162,000 | 2,617 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $470,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $226,000 | 3,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 3,897 |
| Total noninterest expense | $4,071,000 | 3,457 |
| Salaries and employee benefits | $2,163,000 | 3,547 |
| Premises and equipment expense | $350,000 | 3,773 |
| Additional noninterest expense | $1,558,000 | 3,098 |
| Pre-tax net operating income | $4,561,000 | 1,905 |
| Securities gains (losses) | $94,000 | 308 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,655,000 | 1,680 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,655,000 | 1,679 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,655,000 | 1,679 |
| Net charge-offs | $28,000 | 2,942 |
| Cash dividends | $2,500,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,561,000 | 1,693 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,009,000 | 2,646 |
| Total interest expense | $952,000 | 2,513 |
| Net interest income | $6,057,000 | 2,640 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $358,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $169,000 | 3,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 3,901 |
| Total noninterest expense | $2,969,000 | 3,524 |
| Salaries and employee benefits | $1,544,000 | 3,642 |
| Premises and equipment expense | $278,000 | 3,710 |
| Additional noninterest expense | $1,147,000 | 3,132 |
| Pre-tax net operating income | $3,446,000 | 1,916 |
| Securities gains (losses) | $94,000 | 301 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,540,000 | 1,664 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,540,000 | 1,662 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,540,000 | 1,663 |
| Net charge-offs | $18,000 | 2,750 |
| Cash dividends | $1,500,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,446,000 | 1,694 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 2,650 |
| Total interest expense | $616,000 | 2,480 |
| Net interest income | $4,035,000 | 2,637 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $241,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $116,000 | 3,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 3,936 |
| Total noninterest expense | $1,966,000 | 3,557 |
| Salaries and employee benefits | $1,011,000 | 3,697 |
| Premises and equipment expense | $187,000 | 3,710 |
| Additional noninterest expense | $768,000 | 3,135 |
| Pre-tax net operating income | $2,310,000 | 1,881 |
| Securities gains (losses) | $94,000 | 250 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,404,000 | 1,627 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,404,000 | 1,626 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,404,000 | 1,626 |
| Net charge-offs | $22,000 | 2,198 |
| Cash dividends | $1,000,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,310,000 | 1,666 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 2,635 |
| Total interest expense | $301,000 | 2,462 |
| Net interest income | $2,020,000 | 2,642 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $129,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $58,000 | 3,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,804 |
| Total noninterest expense | $1,068,000 | 3,415 |
| Salaries and employee benefits | $534,000 | 3,631 |
| Premises and equipment expense | $141,000 | 3,030 |
| Additional noninterest expense | $393,000 | 3,095 |
| Pre-tax net operating income | $1,081,000 | 1,933 |
| Securities gains (losses) | $-5,000 | 5,135 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,076,000 | 1,733 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,076,000 | 1,733 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,076,000 | 1,733 |
| Net charge-offs | $26,000 | 1,526 |
| Cash dividends | $500,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,081,000 | 1,719 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,301,000 | 2,586 |
| Total interest expense | $1,216,000 | 2,220 |
| Net interest income | $8,085,000 | 2,613 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $441,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $235,000 | 3,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,187 |
| Total noninterest expense | $3,942,000 | 3,576 |
| Salaries and employee benefits | $2,210,000 | 3,556 |
| Premises and equipment expense | $345,000 | 3,928 |
| Additional noninterest expense | $1,387,000 | 3,374 |
| Pre-tax net operating income | $4,584,000 | 1,837 |
| Securities gains (losses) | $58,000 | 827 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,642,000 | 1,428 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,642,000 | 1,426 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,642,000 | 1,428 |
| Net charge-offs | $310,000 | 1,457 |
| Cash dividends | $2,000,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,584,000 | 1,426 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,978,000 | 2,595 |
| Total interest expense | $903,000 | 2,225 |
| Net interest income | $6,075,000 | 2,630 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $330,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $176,000 | 3,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 4,231 |
| Total noninterest expense | $2,881,000 | 3,636 |
| Salaries and employee benefits | $1,540,000 | 3,720 |
| Premises and equipment expense | $273,000 | 3,857 |
| Additional noninterest expense | $1,068,000 | 3,340 |
| Pre-tax net operating income | $3,524,000 | 1,822 |
| Securities gains (losses) | $58,000 | 816 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,582,000 | 1,494 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,582,000 | 1,494 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,582,000 | 1,494 |
| Net charge-offs | $6,000 | 3,411 |
| Cash dividends | $1,500,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,524,000 | 1,495 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 2,597 |
| Total interest expense | $594,000 | 2,211 |
| Net interest income | $4,029,000 | 2,633 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $220,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $117,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 4,252 |
| Total noninterest expense | $1,899,000 | 3,675 |
| Salaries and employee benefits | $1,007,000 | 3,765 |
| Premises and equipment expense | $184,000 | 3,855 |
| Additional noninterest expense | $708,000 | 3,376 |
| Pre-tax net operating income | $2,350,000 | 1,789 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,350,000 | 1,494 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,350,000 | 1,494 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,350,000 | 1,494 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,350,000 | 1,479 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 2,583 |
| Total interest expense | $293,000 | 2,215 |
| Net interest income | $2,024,000 | 2,627 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $110,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $61,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,306 |
| Total noninterest expense | $991,000 | 3,626 |
| Salaries and employee benefits | $532,000 | 3,720 |
| Premises and equipment expense | $111,000 | 3,568 |
| Additional noninterest expense | $348,000 | 3,401 |
| Pre-tax net operating income | $1,143,000 | 1,782 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,143,000 | 1,511 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,143,000 | 1,511 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,143,000 | 1,511 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $500,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,143,000 | 1,491 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 2,545 |
| Total interest expense | $1,239,000 | 2,082 |
| Net interest income | $8,105,000 | 2,596 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $512,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $261,000 | 3,189 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $251,000 | 4,131 |
| Total noninterest expense | $3,998,000 | 3,651 |
| Salaries and employee benefits | $2,164,000 | 3,675 |
| Premises and equipment expense | $359,000 | 3,983 |
| Additional noninterest expense | $1,475,000 | 3,380 |
| Pre-tax net operating income | $4,619,000 | 1,726 |
| Securities gains (losses) | $263,000 | 724 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,882,000 | 1,421 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,882,000 | 1,420 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,882,000 | 1,420 |
| Net charge-offs | $-456,000 | 5,784 |
| Cash dividends | $2,750,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,619,000 | 1,450 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,035,000 | 2,545 |
| Total interest expense | $933,000 | 2,070 |
| Net interest income | $6,102,000 | 2,591 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $376,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $196,000 | 3,209 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $180,000 | 4,221 |
| Total noninterest expense | $2,932,000 | 3,697 |
| Salaries and employee benefits | $1,527,000 | 3,797 |
| Premises and equipment expense | $275,000 | 3,959 |
| Additional noninterest expense | $1,130,000 | 3,354 |
| Pre-tax net operating income | $3,546,000 | 1,717 |
| Securities gains (losses) | $277,000 | 634 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,823,000 | 1,382 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,823,000 | 1,383 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,823,000 | 1,383 |
| Net charge-offs | $-480,000 | 5,859 |
| Cash dividends | $1,750,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,546,000 | 1,436 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 2,557 |
| Total interest expense | $620,000 | 2,084 |
| Net interest income | $4,042,000 | 2,613 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $273,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $129,000 | 3,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $144,000 | 4,028 |
| Total noninterest expense | $1,926,000 | 3,756 |
| Salaries and employee benefits | $995,000 | 3,859 |
| Premises and equipment expense | $180,000 | 4,016 |
| Additional noninterest expense | $751,000 | 3,377 |
| Pre-tax net operating income | $2,389,000 | 1,697 |
| Securities gains (losses) | $110,000 | 900 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,499,000 | 1,399 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,499,000 | 1,398 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,499,000 | 1,399 |
| Net charge-offs | $-468,000 | 5,967 |
| Cash dividends | $1,250,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,389,000 | 1,402 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,489 |
| Total interest expense | $310,000 | 2,087 |
| Net interest income | $2,088,000 | 2,546 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $115,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $67,000 | 3,130 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $48,000 | 4,441 |
| Total noninterest expense | $1,014,000 | 3,679 |
| Salaries and employee benefits | $530,000 | 3,775 |
| Premises and equipment expense | $107,000 | 3,735 |
| Additional noninterest expense | $377,000 | 3,367 |
| Pre-tax net operating income | $1,189,000 | 1,689 |
| Securities gains (losses) | $162,000 | 352 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,351,000 | 1,280 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,351,000 | 1,281 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,351,000 | 1,281 |
| Net charge-offs | $-13,000 | 5,298 |
| Cash dividends | $500,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,189,000 | 1,392 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,741,000 | 2,419 |
| Total interest expense | $1,319,000 | 1,967 |
| Net interest income | $8,422,000 | 2,469 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $268,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $268,000 | 3,238 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $0 | 6,010 |
| Total noninterest expense | $3,972,000 | 3,730 |
| Salaries and employee benefits | $2,146,000 | 3,756 |
| Premises and equipment expense | $400,000 | 3,897 |
| Additional noninterest expense | $1,426,000 | 3,516 |
| Pre-tax net operating income | $4,718,000 | 1,647 |
| Securities gains (losses) | $194,000 | 761 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,912,000 | 1,376 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,912,000 | 1,375 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,912,000 | 1,376 |
| Net charge-offs | $50,000 | 3,250 |
| Cash dividends | $2,250,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,718,000 | 1,388 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,324,000 | 2,434 |
| Total interest expense | $996,000 | 1,974 |
| Net interest income | $6,328,000 | 2,479 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $178,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $200,000 | 3,266 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-22,000 | 6,172 |
| Total noninterest expense | $2,997,000 | 3,733 |
| Salaries and employee benefits | $1,546,000 | 3,854 |
| Premises and equipment expense | $335,000 | 3,741 |
| Additional noninterest expense | $1,116,000 | 3,430 |
| Pre-tax net operating income | $3,509,000 | 1,687 |
| Securities gains (losses) | $-8,000 | 5,979 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,501,000 | 1,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,501,000 | 1,443 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,501,000 | 1,443 |
| Net charge-offs | $63,000 | 2,601 |
| Cash dividends | $1,500,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,509,000 | 1,411 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 2,405 |
| Total interest expense | $667,000 | 1,973 |
| Net interest income | $4,288,000 | 2,448 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $230,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $130,000 | 3,295 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $100,000 | 4,522 |
| Total noninterest expense | $1,959,000 | 3,813 |
| Salaries and employee benefits | $1,017,000 | 3,920 |
| Premises and equipment expense | $219,000 | 3,806 |
| Additional noninterest expense | $723,000 | 3,508 |
| Pre-tax net operating income | $2,559,000 | 1,549 |
| Securities gains (losses) | $-5,000 | 6,046 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,554,000 | 1,324 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,554,000 | 1,326 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,554,000 | 1,325 |
| Net charge-offs | $73,000 | 2,000 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,559,000 | 1,296 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 2,450 |
| Total interest expense | $338,000 | 1,974 |
| Net interest income | $2,086,000 | 2,502 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $111,000 | 4,377 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 4,453 |
| Total noninterest expense | $962,000 | 3,887 |
| Salaries and employee benefits | $473,000 | 4,099 |
| Premises and equipment expense | $124,000 | 3,584 |
| Additional noninterest expense | $365,000 | 3,489 |
| Pre-tax net operating income | $1,235,000 | 1,563 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,230,000 | 1,342 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,230,000 | 1,343 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,230,000 | 1,344 |
| Net charge-offs | $57,000 | 1,460 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,235,000 | 1,293 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,377,000 | 2,320 |
| Total interest expense | $1,623,000 | 1,762 |
| Net interest income | $8,754,000 | 2,422 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $416,000 | 4,561 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $245,000 | 3,578 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $171,000 | 4,716 |
| Total noninterest expense | $3,787,000 | 3,947 |
| Salaries and employee benefits | $2,058,000 | 3,924 |
| Premises and equipment expense | $413,000 | 4,025 |
| Additional noninterest expense | $1,316,000 | 3,842 |
| Pre-tax net operating income | $5,383,000 | 1,430 |
| Securities gains (losses) | $504,000 | 392 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $5,887,000 | 1,124 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,887,000 | 1,123 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,887,000 | 1,124 |
| Net charge-offs | $341,000 | 1,880 |
| Cash dividends | $2,000,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,383,000 | 1,189 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,922,000 | 2,292 |
| Total interest expense | $1,247,000 | 1,752 |
| Net interest income | $6,675,000 | 2,395 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $317,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $186,000 | 3,600 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $131,000 | 4,738 |
| Total noninterest expense | $2,829,000 | 3,977 |
| Salaries and employee benefits | $1,470,000 | 4,028 |
| Premises and equipment expense | $324,000 | 3,983 |
| Additional noninterest expense | $1,035,000 | 3,747 |
| Pre-tax net operating income | $4,163,000 | 1,413 |
| Securities gains (losses) | $356,000 | 422 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $4,519,000 | 1,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,519,000 | 1,103 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,519,000 | 1,103 |
| Net charge-offs | $32,000 | 3,574 |
| Cash dividends | $1,500,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,163,000 | 1,163 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 2,324 |
| Total interest expense | $847,000 | 1,744 |
| Net interest income | $4,345,000 | 2,447 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $208,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $121,000 | 3,618 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $87,000 | 4,745 |
| Total noninterest expense | $1,846,000 | 4,052 |
| Salaries and employee benefits | $984,000 | 4,043 |
| Premises and equipment expense | $220,000 | 3,989 |
| Additional noninterest expense | $642,000 | 3,942 |
| Pre-tax net operating income | $2,707,000 | 1,402 |
| Securities gains (losses) | $314,000 | 345 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $3,021,000 | 1,066 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,021,000 | 1,066 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,021,000 | 1,067 |
| Net charge-offs | $13,000 | 3,613 |
| Cash dividends | $1,000,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,707,000 | 1,156 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 2,288 |
| Total interest expense | $432,000 | 1,733 |
| Net interest income | $2,202,000 | 2,393 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $101,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $60,000 | 3,626 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $41,000 | 4,804 |
| Total noninterest expense | $910,000 | 4,121 |
| Salaries and employee benefits | $444,000 | 4,338 |
| Premises and equipment expense | $121,000 | 3,822 |
| Additional noninterest expense | $345,000 | 3,768 |
| Pre-tax net operating income | $1,393,000 | 1,337 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,393,000 | 1,113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,393,000 | 1,114 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,393,000 | 1,114 |
| Net charge-offs | $30,000 | 2,222 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,393,000 | 1,099 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,137,000 | 2,198 |
| Total interest expense | $2,010,000 | 1,697 |
| Net interest income | $9,127,000 | 2,303 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $423,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $262,000 | 3,621 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,884 |
| Total noninterest expense | $3,226,000 | 4,443 |
| Salaries and employee benefits | $1,834,000 | 4,272 |
| Premises and equipment expense | $423,000 | 4,081 |
| Additional noninterest expense | $969,000 | 4,642 |
| Pre-tax net operating income | $6,324,000 | 1,169 |
| Securities gains (losses) | $-494,000 | 6,708 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,830,000 | 1,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,830,000 | 1,064 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,830,000 | 1,064 |
| Net charge-offs | $2,000 | 5,363 |
| Cash dividends | $4,125,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,324,000 | 957 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 2,196 |
| Total interest expense | $1,544,000 | 1,698 |
| Net interest income | $6,843,000 | 2,296 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $347,000 | 4,580 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $196,000 | 3,642 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $151,000 | 4,709 |
| Total noninterest expense | $2,294,000 | 4,580 |
| Salaries and employee benefits | $1,258,000 | 4,492 |
| Premises and equipment expense | $326,000 | 4,083 |
| Additional noninterest expense | $710,000 | 4,730 |
| Pre-tax net operating income | $4,896,000 | 1,161 |
| Securities gains (losses) | $-511,000 | 6,835 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $4,385,000 | 1,068 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,385,000 | 1,070 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,385,000 | 1,070 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $3,625,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,896,000 | 922 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,692,000 | 2,168 |
| Total interest expense | $1,043,000 | 1,718 |
| Net interest income | $4,649,000 | 2,238 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $217,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $129,000 | 3,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $88,000 | 4,896 |
| Total noninterest expense | $1,540,000 | 4,583 |
| Salaries and employee benefits | $853,000 | 4,488 |
| Premises and equipment expense | $193,000 | 4,348 |
| Additional noninterest expense | $494,000 | 4,666 |
| Pre-tax net operating income | $3,326,000 | 1,124 |
| Securities gains (losses) | $548,000 | 336 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $3,874,000 | 802 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,874,000 | 802 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,874,000 | 804 |
| Net charge-offs | $-79,000 | 6,640 |
| Cash dividends | $2,375,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,326,000 | 889 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 2,149 |
| Total interest expense | $529,000 | 1,733 |
| Net interest income | $2,364,000 | 2,214 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $112,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $68,000 | 3,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,869 |
| Total noninterest expense | $790,000 | 4,572 |
| Salaries and employee benefits | $425,000 | 4,533 |
| Premises and equipment expense | $105,000 | 4,201 |
| Additional noninterest expense | $260,000 | 4,557 |
| Pre-tax net operating income | $1,686,000 | 1,089 |
| Securities gains (losses) | $425,000 | 245 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $2,111,000 | 738 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,111,000 | 739 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,111,000 | 740 |
| Net charge-offs | $-21,000 | 6,462 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,686,000 | 857 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,361,000 | 2,287 |
| Total interest expense | $2,505,000 | 1,743 |
| Net interest income | $8,856,000 | 2,428 |
| Provision for loan and lease losses | $850,000 | 1,977 |
| Total noninterest income | $447,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $273,000 | 3,665 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $174,000 | 4,766 |
| Total noninterest expense | $3,042,000 | 4,709 |
| Salaries and employee benefits | $1,786,000 | 4,417 |
| Premises and equipment expense | $357,000 | 4,557 |
| Additional noninterest expense | $899,000 | 5,026 |
| Pre-tax net operating income | $5,411,000 | 1,282 |
| Securities gains (losses) | $2,900,000 | 183 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $8,311,000 | 722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,311,000 | 718 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,311,000 | 722 |
| Net charge-offs | $988,000 | 1,828 |
| Cash dividends | $6,000,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,411,000 | 1,035 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,580,000 | 2,320 |
| Total interest expense | $1,894,000 | 1,799 |
| Net interest income | $6,686,000 | 2,457 |
| Provision for loan and lease losses | $200,000 | 3,508 |
| Total noninterest income | $332,000 | 4,720 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $204,000 | 3,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,817 |
| Total noninterest expense | $2,149,000 | 4,887 |
| Salaries and employee benefits | $1,168,000 | 4,763 |
| Premises and equipment expense | $278,000 | 4,537 |
| Additional noninterest expense | $703,000 | 4,989 |
| Pre-tax net operating income | $4,669,000 | 1,148 |
| Securities gains (losses) | $2,898,000 | 135 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $7,567,000 | 632 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,567,000 | 630 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,567,000 | 632 |
| Net charge-offs | $1,004,000 | 1,472 |
| Cash dividends | $4,000,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,669,000 | 930 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,687,000 | 2,342 |
| Total interest expense | $1,273,000 | 1,840 |
| Net interest income | $4,414,000 | 2,474 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $225,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $138,000 | 3,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 4,833 |
| Total noninterest expense | $1,439,000 | 4,911 |
| Salaries and employee benefits | $802,000 | 4,730 |
| Premises and equipment expense | $170,000 | 4,758 |
| Additional noninterest expense | $467,000 | 5,021 |
| Pre-tax net operating income | $3,000,000 | 1,188 |
| Securities gains (losses) | $1,014,000 | 277 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $4,014,000 | 761 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,014,000 | 759 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,014,000 | 761 |
| Net charge-offs | $459,000 | 1,867 |
| Cash dividends | $2,250,000 | 472 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,000,000 | 955 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 2,351 |
| Total interest expense | $651,000 | 1,872 |
| Net interest income | $2,224,000 | 2,460 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $122,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $77,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $703,000 | 4,989 |
| Salaries and employee benefits | $385,000 | 4,872 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $217,000 | 5,171 |
| Pre-tax net operating income | $1,493,000 | 1,171 |
| Securities gains (losses) | $585,000 | 237 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $2,078,000 | 727 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,078,000 | 728 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,078,000 | 728 |
| Net charge-offs | $477,000 | 1,133 |
| Cash dividends | $1,000,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,493,000 | 934 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,638,000 | 2,397 |
| Total interest expense | $2,855,000 | 2,046 |
| Net interest income | $8,783,000 | 2,505 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $351,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $304,000 | 3,565 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $47,000 | 5,966 |
| Total noninterest expense | $2,837,000 | 5,022 |
| Salaries and employee benefits | $1,588,000 | 4,814 |
| Premises and equipment expense | $341,000 | 4,941 |
| Additional noninterest expense | $908,000 | 5,136 |
| Pre-tax net operating income | $5,697,000 | 1,056 |
| Securities gains (losses) | $269,000 | 1,210 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $5,966,000 | 840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,966,000 | 838 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,966,000 | 840 |
| Net charge-offs | $75,000 | 5,207 |
| Cash dividends | $3,625,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,697,000 | 851 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,797,000 | 2,406 |
| Total interest expense | $2,183,000 | 2,087 |
| Net interest income | $6,614,000 | 2,500 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $256,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $224,000 | 3,617 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $32,000 | 6,132 |
| Total noninterest expense | $2,057,000 | 5,127 |
| Salaries and employee benefits | $1,091,000 | 5,034 |
| Premises and equipment expense | $248,000 | 5,063 |
| Additional noninterest expense | $718,000 | 5,026 |
| Pre-tax net operating income | $4,363,000 | 1,057 |
| Securities gains (losses) | $219,000 | 1,147 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $4,582,000 | 839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,582,000 | 838 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,582,000 | 839 |
| Net charge-offs | $95,000 | 4,482 |
| Cash dividends | $2,125,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,363,000 | 844 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 2,405 |
| Total interest expense | $1,496,000 | 2,106 |
| Net interest income | $4,406,000 | 2,508 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $129,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $143,000 | 3,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-14,000 | 7,043 |
| Total noninterest expense | $1,381,000 | 5,155 |
| Salaries and employee benefits | $745,000 | 5,009 |
| Premises and equipment expense | $156,000 | 5,233 |
| Additional noninterest expense | $480,000 | 5,095 |
| Pre-tax net operating income | $2,854,000 | 1,055 |
| Securities gains (losses) | $181,000 | 785 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $3,035,000 | 818 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,035,000 | 817 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,035,000 | 818 |
| Net charge-offs | $93,000 | 3,917 |
| Cash dividends | $1,375,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,854,000 | 845 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 2,412 |
| Total interest expense | $797,000 | 2,062 |
| Net interest income | $2,158,000 | 2,540 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $6,000 | 7,188 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $69,000 | 3,722 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-63,000 | 7,319 |
| Total noninterest expense | $686,000 | 5,207 |
| Salaries and employee benefits | $357,000 | 5,171 |
| Premises and equipment expense | $82,000 | 5,167 |
| Additional noninterest expense | $247,000 | 5,038 |
| Pre-tax net operating income | $1,328,000 | 1,105 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,328,000 | 916 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,328,000 | 915 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,328,000 | 916 |
| Net charge-offs | $130,000 | 2,484 |
| Cash dividends | $625,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,328,000 | 891 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,056,000 | 2,483 |
| Total interest expense | $3,821,000 | 2,081 |
| Net interest income | $8,235,000 | 2,653 |
| Provision for loan and lease losses | $1,550,000 | 2,410 |
| Total noninterest income | $485,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $446,000 | 2,870 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $39,000 | 6,281 |
| Total noninterest expense | $2,800,000 | 5,219 |
| Salaries and employee benefits | $1,564,000 | 4,945 |
| Premises and equipment expense | $299,000 | 5,412 |
| Additional noninterest expense | $937,000 | 5,260 |
| Pre-tax net operating income | $4,370,000 | 1,162 |
| Securities gains (losses) | $449,000 | 967 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,819,000 | 919 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,819,000 | 920 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,819,000 | 921 |
| Net charge-offs | $1,254,000 | 2,385 |
| Cash dividends | $2,750,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,370,000 | 958 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,080,000 | 2,528 |
| Total interest expense | $2,940,000 | 2,115 |
| Net interest income | $6,140,000 | 2,699 |
| Provision for loan and lease losses | $1,450,000 | 2,025 |
| Total noninterest income | $364,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $337,000 | 2,921 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $27,000 | 6,496 |
| Total noninterest expense | $2,055,000 | 5,300 |
| Salaries and employee benefits | $1,093,000 | 5,168 |
| Premises and equipment expense | $255,000 | 5,199 |
| Additional noninterest expense | $707,000 | 5,240 |
| Pre-tax net operating income | $2,999,000 | 1,334 |
| Securities gains (losses) | $244,000 | 1,221 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,243,000 | 1,054 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,243,000 | 1,057 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,243,000 | 1,057 |
| Net charge-offs | $1,130,000 | 2,050 |
| Cash dividends | $1,875,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,999,000 | 1,084 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 2,560 |
| Total interest expense | $1,979,000 | 2,182 |
| Net interest income | $4,101,000 | 2,700 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $243,000 | 4,687 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $224,000 | 2,934 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 6,502 |
| Total noninterest expense | $1,330,000 | 5,390 |
| Salaries and employee benefits | $718,000 | 5,232 |
| Premises and equipment expense | $144,000 | 5,600 |
| Additional noninterest expense | $468,000 | 5,262 |
| Pre-tax net operating income | $2,714,000 | 992 |
| Securities gains (losses) | $72,000 | 1,646 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,786,000 | 799 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,786,000 | 799 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,786,000 | 800 |
| Net charge-offs | $119,000 | 4,054 |
| Cash dividends | $1,375,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,714,000 | 789 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 2,585 |
| Total interest expense | $988,000 | 2,283 |
| Net interest income | $2,082,000 | 2,673 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $120,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $110,000 | 2,968 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $648,000 | 5,531 |
| Salaries and employee benefits | $334,000 | 5,504 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $227,000 | 5,384 |
| Pre-tax net operating income | $1,404,000 | 958 |
| Securities gains (losses) | $338,000 | 348 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,742,000 | 644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,742,000 | 647 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,742,000 | 648 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $625,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,404,000 | 758 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,325,000 | 2,672 |
| Total interest expense | $4,365,000 | 2,542 |
| Net interest income | $7,960,000 | 2,746 |
| Provision for loan and lease losses | $2,075,000 | 2,435 |
| Total noninterest income | $360,000 | 5,309 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $480,000 | 2,981 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-120,000 | 7,617 |
| Total noninterest expense | $2,729,000 | 5,443 |
| Salaries and employee benefits | $1,466,000 | 5,264 |
| Premises and equipment expense | $355,000 | 5,292 |
| Additional noninterest expense | $908,000 | 5,506 |
| Pre-tax net operating income | $3,516,000 | 1,156 |
| Securities gains (losses) | $646,000 | 731 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,162,000 | 829 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,162,000 | 828 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,162,000 | 829 |
| Net charge-offs | $1,676,000 | 2,252 |
| Cash dividends | $3,000,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,516,000 | 965 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,280,000 | 2,706 |
| Total interest expense | $3,328,000 | 2,621 |
| Net interest income | $5,952,000 | 2,759 |
| Provision for loan and lease losses | $1,000,000 | 2,773 |
| Total noninterest income | $432,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $360,000 | 2,999 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $72,000 | 5,821 |
| Total noninterest expense | $2,208,000 | 5,241 |
| Salaries and employee benefits | $1,045,000 | 5,440 |
| Premises and equipment expense | $286,000 | 5,158 |
| Additional noninterest expense | $877,000 | 4,796 |
| Pre-tax net operating income | $3,176,000 | 1,033 |
| Securities gains (losses) | $230,000 | 1,196 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,406,000 | 801 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,406,000 | 800 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,406,000 | 802 |
| Net charge-offs | $865,000 | 2,369 |
| Cash dividends | $2,000,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,176,000 | 850 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 2,724 |
| Total interest expense | $2,256,000 | 2,684 |
| Net interest income | $3,981,000 | 2,733 |
| Provision for loan and lease losses | $925,000 | 2,166 |
| Total noninterest income | $249,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $230,000 | 3,051 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $19,000 | 6,847 |
| Total noninterest expense | $1,554,000 | 5,141 |
| Salaries and employee benefits | $717,000 | 5,419 |
| Premises and equipment expense | $171,000 | 5,466 |
| Additional noninterest expense | $666,000 | 4,404 |
| Pre-tax net operating income | $1,751,000 | 1,313 |
| Securities gains (losses) | $189,000 | 1,047 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,940,000 | 979 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,940,000 | 979 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,940,000 | 979 |
| Net charge-offs | $867,000 | 1,752 |
| Cash dividends | $1,250,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,751,000 | 1,054 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 2,826 |
| Total interest expense | $1,132,000 | 2,771 |
| Net interest income | $1,911,000 | 2,813 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $123,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $112,000 | 3,053 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $790,000 | 4,989 |
| Salaries and employee benefits | $353,000 | 5,511 |
| Premises and equipment expense | $89,000 | 5,406 |
| Additional noninterest expense | $348,000 | 3,971 |
| Pre-tax net operating income | $1,244,000 | 1,024 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,244,000 | 848 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,244,000 | 849 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,244,000 | 850 |
| Net charge-offs | $38,000 | 3,795 |
| Cash dividends | $750,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,244,000 | 781 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,643,000 | 2,891 |
| Total interest expense | $5,551,000 | 2,700 |
| Net interest income | $7,092,000 | 3,018 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $536,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $497,000 | 3,026 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $39,000 | 6,986 |
| Total noninterest expense | $2,435,000 | 5,713 |
| Salaries and employee benefits | $1,410,000 | 5,518 |
| Premises and equipment expense | $317,000 | 5,661 |
| Additional noninterest expense | $708,000 | 5,774 |
| Pre-tax net operating income | $5,193,000 | 1,068 |
| Securities gains (losses) | $81,000 | 1,287 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $5,274,000 | 771 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,274,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 3,492 |
| Cash dividends | $3,250,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,193,000 | 841 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,484,000 | 2,956 |
| Total interest expense | $4,261,000 | 2,742 |
| Net interest income | $5,223,000 | 3,083 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $401,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $371,000 | 3,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 7,117 |
| Total noninterest expense | $1,772,000 | 5,789 |
| Salaries and employee benefits | $1,002,000 | 5,684 |
| Premises and equipment expense | $235,000 | 5,710 |
| Additional noninterest expense | $535,000 | 5,721 |
| Pre-tax net operating income | $3,852,000 | 1,287 |
| Securities gains (losses) | $40,000 | 1,574 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,892,000 | 936 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,892,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 2,514 |
| Cash dividends | $2,500,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,852,000 | 1,010 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 3,008 |
| Total interest expense | $2,899,000 | 2,798 |
| Net interest income | $3,401,000 | 3,142 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $260,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $238,000 | 3,118 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $1,138,000 | 5,926 |
| Salaries and employee benefits | $643,000 | 5,856 |
| Premises and equipment expense | $169,000 | 5,583 |
| Additional noninterest expense | $326,000 | 5,953 |
| Pre-tax net operating income | $2,523,000 | 1,365 |
| Securities gains (losses) | $40,000 | 1,598 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,563,000 | 1,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,563,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,523,000 | 1,079 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 3,097 |
| Total interest expense | $1,501,000 | 2,890 |
| Net interest income | $1,634,000 | 3,264 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $126,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $624,000 | 5,705 |
| Salaries and employee benefits | $344,000 | 5,683 |
| Premises and equipment expense | $95,000 | 5,305 |
| Additional noninterest expense | $185,000 | 5,586 |
| Pre-tax net operating income | $1,136,000 | 1,592 |
| Securities gains (losses) | $32,000 | 1,330 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,168,000 | 1,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,168,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $750,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,136,000 | 1,291 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,066,000 | 3,054 |
| Total interest expense | $6,143,000 | 2,957 |
| Net interest income | $6,923,000 | 3,135 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $495,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $445,000 | 3,310 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $50,000 | 7,096 |
| Total noninterest expense | $2,305,000 | 5,828 |
| Salaries and employee benefits | $1,332,000 | 5,664 |
| Premises and equipment expense | $260,000 | 6,151 |
| Additional noninterest expense | $713,000 | 5,682 |
| Pre-tax net operating income | $5,113,000 | 1,606 |
| Securities gains (losses) | $-9,000 | 7,539 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $5,104,000 | 1,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,104,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,208 |
| Cash dividends | $3,250,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,113,000 | 1,242 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,785,000 | 3,041 |
| Total interest expense | $4,565,000 | 2,965 |
| Net interest income | $5,220,000 | 3,124 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $367,000 | 5,095 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $327,000 | 3,355 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $40,000 | 7,060 |
| Total noninterest expense | $1,678,000 | 5,890 |
| Salaries and employee benefits | $952,000 | 5,794 |
| Premises and equipment expense | $201,000 | 6,059 |
| Additional noninterest expense | $525,000 | 5,675 |
| Pre-tax net operating income | $3,909,000 | 1,705 |
| Securities gains (losses) | $-187,000 | 8,375 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,722,000 | 1,374 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,722,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,161 |
| Cash dividends | $2,250,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,909,000 | 1,303 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,510,000 | 3,057 |
| Total interest expense | $3,012,000 | 3,000 |
| Net interest income | $3,498,000 | 3,118 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $237,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $207,000 | 3,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $1,126,000 | 5,908 |
| Salaries and employee benefits | $627,000 | 5,876 |
| Premises and equipment expense | $149,000 | 5,826 |
| Additional noninterest expense | $350,000 | 5,682 |
| Pre-tax net operating income | $2,609,000 | 1,759 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,614,000 | 1,359 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,614,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,306 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,609,000 | 1,345 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 3,065 |
| Total interest expense | $1,476,000 | 3,029 |
| Net interest income | $1,762,000 | 3,104 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $108,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $94,000 | 3,579 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $614,000 | 5,680 |
| Salaries and employee benefits | $328,000 | 5,806 |
| Premises and equipment expense | $81,000 | 5,658 |
| Additional noninterest expense | $205,000 | 5,190 |
| Pre-tax net operating income | $1,256,000 | 1,798 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,260,000 | 1,392 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,260,000 | 1,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,406 |
| Cash dividends | $750,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,256,000 | 1,385 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,647,000 | 2,952 |
| Total interest expense | $5,300,000 | 2,878 |
| Net interest income | $7,347,000 | 2,979 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $441,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $386,000 | 3,607 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 7,154 |
| Total noninterest expense | $2,295,000 | 5,746 |
| Salaries and employee benefits | $1,360,000 | 5,497 |
| Premises and equipment expense | $289,000 | 5,831 |
| Additional noninterest expense | $646,000 | 5,861 |
| Pre-tax net operating income | $5,493,000 | 1,741 |
| Securities gains (losses) | $15,000 | 981 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,508,000 | 1,324 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,508,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $3,875,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,493,000 | 1,315 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,362,000 | 2,966 |
| Total interest expense | $3,801,000 | 2,911 |
| Net interest income | $5,561,000 | 2,984 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $330,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $288,000 | 3,647 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,155 |
| Total noninterest expense | $1,672,000 | 5,825 |
| Salaries and employee benefits | $958,000 | 5,677 |
| Premises and equipment expense | $223,000 | 5,789 |
| Additional noninterest expense | $491,000 | 5,817 |
| Pre-tax net operating income | $4,219,000 | 1,764 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $4,224,000 | 1,342 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,224,000 | 1,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $2,750,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,219,000 | 1,331 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 2,961 |
| Total interest expense | $2,398,000 | 2,921 |
| Net interest income | $3,760,000 | 2,955 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $219,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $191,000 | 3,653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $1,048,000 | 6,028 |
| Salaries and employee benefits | $608,000 | 5,873 |
| Premises and equipment expense | $142,000 | 5,908 |
| Additional noninterest expense | $298,000 | 6,104 |
| Pre-tax net operating income | $2,931,000 | 1,689 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,935,000 | 1,275 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,935,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $1,750,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,931,000 | 1,263 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 2,942 |
| Total interest expense | $1,143,000 | 2,910 |
| Net interest income | $1,893,000 | 2,922 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $107,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $94,000 | 3,616 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $580,000 | 5,727 |
| Salaries and employee benefits | $335,000 | 5,581 |
| Premises and equipment expense | $86,000 | 5,415 |
| Additional noninterest expense | $159,000 | 5,891 |
| Pre-tax net operating income | $1,420,000 | 1,705 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,420,000 | 1,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,420,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $750,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,420,000 | 1,269 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,493,000 | 2,624 |
| Total interest expense | $4,073,000 | 2,619 |
| Net interest income | $8,420,000 | 2,581 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $433,000 | 5,556 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $382,000 | 3,665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,372 |
| Total noninterest expense | $2,295,000 | 5,647 |
| Salaries and employee benefits | $1,337,000 | 5,442 |
| Premises and equipment expense | $340,000 | 5,373 |
| Additional noninterest expense | $618,000 | 5,967 |
| Pre-tax net operating income | $6,558,000 | 1,453 |
| Securities gains (losses) | $35,000 | 1,043 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $6,593,000 | 1,102 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,593,000 | 1,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,338 |
| Cash dividends | $4,000,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,558,000 | 1,085 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,381,000 | 2,568 |
| Total interest expense | $2,995,000 | 2,541 |
| Net interest income | $6,386,000 | 2,531 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $322,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $281,000 | 3,714 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,302 |
| Total noninterest expense | $1,658,000 | 5,732 |
| Salaries and employee benefits | $908,000 | 5,730 |
| Premises and equipment expense | $273,000 | 5,144 |
| Additional noninterest expense | $477,000 | 5,852 |
| Pre-tax net operating income | $5,050,000 | 1,418 |
| Securities gains (losses) | $33,000 | 1,024 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $5,083,000 | 1,061 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,083,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $2,875,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,050,000 | 1,047 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 2,521 |
| Total interest expense | $1,959,000 | 2,456 |
| Net interest income | $4,271,000 | 2,507 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $211,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $182,000 | 3,722 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $1,066,000 | 5,851 |
| Salaries and employee benefits | $587,000 | 5,824 |
| Premises and equipment expense | $184,000 | 5,099 |
| Additional noninterest expense | $295,000 | 6,052 |
| Pre-tax net operating income | $3,416,000 | 1,375 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,422,000 | 1,019 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,422,000 | 1,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $1,750,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,416,000 | 1,002 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 2,503 |
| Total interest expense | $962,000 | 2,416 |
| Net interest income | $2,131,000 | 2,509 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $87,000 | 3,754 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $567,000 | 5,681 |
| Salaries and employee benefits | $313,000 | 5,651 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $1,666,000 | 1,373 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,672,000 | 1,042 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,672,000 | 1,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $750,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,666,000 | 1,021 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,471,000 | 2,310 |
| Total interest expense | $4,134,000 | 1,968 |
| Net interest income | $8,337,000 | 2,457 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $398,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $359,000 | 3,878 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,709 |
| Total noninterest expense | $2,280,000 | 5,580 |
| Salaries and employee benefits | $1,322,000 | 5,378 |
| Premises and equipment expense | $346,000 | 5,257 |
| Additional noninterest expense | $612,000 | 5,910 |
| Pre-tax net operating income | $6,455,000 | 1,345 |
| Securities gains (losses) | $42,000 | 1,872 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $6,497,000 | 1,020 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,497,000 | 1,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,948 |
| Cash dividends | $3,238,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,455,000 | 993 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,266,000 | 2,298 |
| Total interest expense | $3,125,000 | 1,917 |
| Net interest income | $6,141,000 | 2,461 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $299,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $269,000 | 3,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $1,676,000 | 5,629 |
| Salaries and employee benefits | $931,000 | 5,554 |
| Premises and equipment expense | $263,000 | 5,174 |
| Additional noninterest expense | $482,000 | 5,741 |
| Pre-tax net operating income | $4,764,000 | 1,364 |
| Securities gains (losses) | $23,000 | 2,216 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $4,787,000 | 1,038 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,787,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,103 |
| Cash dividends | $2,237,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,764,000 | 1,005 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,125,000 | 2,301 |
| Total interest expense | $2,105,000 | 1,878 |
| Net interest income | $4,020,000 | 2,480 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $193,000 | 5,903 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $173,000 | 4,010 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $1,061,000 | 5,811 |
| Salaries and employee benefits | $609,000 | 5,651 |
| Premises and equipment expense | $154,000 | 5,586 |
| Additional noninterest expense | $298,000 | 5,994 |
| Pre-tax net operating income | $3,152,000 | 1,345 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $3,158,000 | 1,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,158,000 | 1,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,060 |
| Cash dividends | $1,488,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,152,000 | 1,002 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 2,297 |
| Total interest expense | $1,062,000 | 1,878 |
| Net interest income | $1,994,000 | 2,501 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $95,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 3,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $596,000 | 5,474 |
| Salaries and employee benefits | $324,000 | 5,487 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $1,493,000 | 1,392 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,496,000 | 1,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,496,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $737,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,493,000 | 1,036 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,176,000 | 2,356 |
| Total interest expense | $4,410,000 | 2,023 |
| Net interest income | $7,766,000 | 2,486 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $391,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $344,000 | 4,001 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $2,186,000 | 5,703 |
| Salaries and employee benefits | $1,222,000 | 5,580 |
| Premises and equipment expense | $359,000 | 5,083 |
| Additional noninterest expense | $605,000 | 5,966 |
| Pre-tax net operating income | $5,971,000 | 1,383 |
| Securities gains (losses) | $49,000 | 2,531 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $6,020,000 | 1,072 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,020,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-373,000 | 9,149 |
| Cash dividends | $2,425,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,971,000 | 1,018 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,061,000 | 2,405 |
| Total interest expense | $3,326,000 | 2,086 |
| Net interest income | $5,735,000 | 2,537 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $289,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $253,000 | 4,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $1,608,000 | 5,739 |
| Salaries and employee benefits | $862,000 | 5,754 |
| Premises and equipment expense | $271,000 | 5,060 |
| Additional noninterest expense | $475,000 | 5,799 |
| Pre-tax net operating income | $4,416,000 | 1,454 |
| Securities gains (losses) | $20,000 | 2,954 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $4,436,000 | 1,131 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,436,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-194,000 | 9,160 |
| Cash dividends | $1,425,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,416,000 | 1,072 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,923,000 | 2,467 |
| Total interest expense | $2,240,000 | 2,139 |
| Net interest income | $3,683,000 | 2,643 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $195,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $168,000 | 4,039 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $1,024,000 | 5,915 |
| Salaries and employee benefits | $562,000 | 5,831 |
| Premises and equipment expense | $166,000 | 5,313 |
| Additional noninterest expense | $296,000 | 6,020 |
| Pre-tax net operating income | $2,854,000 | 1,483 |
| Securities gains (losses) | $13,000 | 2,823 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $2,867,000 | 1,172 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,867,000 | 1,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-325,000 | 9,238 |
| Cash dividends | $925,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,854,000 | 1,089 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 2,531 |
| Total interest expense | $1,131,000 | 2,162 |
| Net interest income | $1,765,000 | 2,746 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $91,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 4,109 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $519,000 | 5,876 |
| Salaries and employee benefits | $261,000 | 6,101 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $172,000 | 5,511 |
| Pre-tax net operating income | $1,337,000 | 1,572 |
| Securities gains (losses) | $13,000 | 2,079 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,350,000 | 1,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,350,000 | 1,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,840 |
| Cash dividends | $425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,337,000 | 1,153 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,658,000 | 2,620 |
| Total interest expense | $5,379,000 | 2,088 |
| Net interest income | $6,279,000 | 3,024 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $355,000 | 6,066 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $305,000 | 4,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,605 |
| Total noninterest expense | $2,173,000 | 5,578 |
| Salaries and employee benefits | $1,215,000 | 5,437 |
| Premises and equipment expense | $403,000 | 4,629 |
| Additional noninterest expense | $555,000 | 6,195 |
| Pre-tax net operating income | $4,461,000 | 1,814 |
| Securities gains (losses) | $69,000 | 2,112 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $4,530,000 | 1,374 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,530,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $1,850,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,461,000 | 1,344 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,914,000 | 3,073 |
| Total interest expense | $5,789,000 | 2,758 |
| Net interest income | $5,125,000 | 3,370 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $318,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $254,000 | 4,601 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $1,985,000 | 5,752 |
| Salaries and employee benefits | $1,104,000 | 5,643 |
| Premises and equipment expense | $307,000 | 5,454 |
| Additional noninterest expense | $574,000 | 6,004 |
| Pre-tax net operating income | $3,458,000 | 1,993 |
| Securities gains (losses) | $82,000 | 1,913 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $3,540,000 | 1,512 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,540,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 9,467 |
| Cash dividends | $1,700,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,458,000 | 1,480 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,098,000 | 3,361 |
| Total interest expense | $4,915,000 | 3,377 |
| Net interest income | $5,183,000 | 3,362 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $301,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $231,000 | 4,735 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $70,000 | 7,177 |
| Total noninterest expense | $1,763,000 | 6,129 |
| Salaries and employee benefits | $992,000 | 5,947 |
| Premises and equipment expense | $233,000 | 6,275 |
| Additional noninterest expense | $538,000 | 6,141 |
| Pre-tax net operating income | $3,721,000 | 1,965 |
| Securities gains (losses) | $35,000 | 803 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $3,756,000 | 1,409 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,756,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,574 |
| Cash dividends | $2,275,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,721,000 | 1,413 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,026,000 | 3,528 |
| Total interest expense | $4,381,000 | 3,320 |
| Net interest income | $4,645,000 | 3,681 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $255,000 | 6,899 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $207,000 | 5,038 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $48,000 | 8,128 |
| Total noninterest expense | $1,715,000 | 6,262 |
| Salaries and employee benefits | $930,000 | 6,182 |
| Premises and equipment expense | $229,000 | 6,370 |
| Additional noninterest expense | $556,000 | 6,110 |
| Pre-tax net operating income | $3,185,000 | 2,279 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $3,194,000 | 1,669 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,194,000 | 1,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-300,000 | 10,161 |
| Cash dividends | $1,750,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,185,000 | 1,643 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,983,000 | 3,941 |
| Total interest expense | $3,704,000 | 3,930 |
| Net interest income | $4,279,000 | 3,902 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $230,000 | 7,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $1,280,000 | 7,314 |
| Salaries and employee benefits | $721,000 | 7,071 |
| Premises and equipment expense | $149,000 | 7,670 |
| Additional noninterest expense | $410,000 | 7,136 |
| Pre-tax net operating income | $2,929,000 | 2,432 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $2,931,000 | 1,798 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,931,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,232 |
| Cash dividends | $1,625,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,929,000 | 1,723 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 4,123 |
| Total interest expense | $3,457,000 | 4,179 |
| Net interest income | $4,223,000 | 4,044 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $238,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $1,650,000 | 6,413 |
| Salaries and employee benefits | $645,000 | 7,633 |
| Premises and equipment expense | $132,000 | 8,186 |
| Additional noninterest expense | $873,000 | 4,428 |
| Pre-tax net operating income | $2,811,000 | 2,629 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $2,824,000 | 1,865 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,824,000 | 1,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 10,681 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,811,000 | 1,821 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,274,000 | 4,415 |
| Total interest expense | $3,308,000 | 4,395 |
| Net interest income | $3,966,000 | 4,355 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $201,000 | 8,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,464,000 | 7,215 |
| Salaries and employee benefits | $607,000 | 8,078 |
| Premises and equipment expense | $110,000 | 9,028 |
| Additional noninterest expense | $747,000 | 5,474 |
| Pre-tax net operating income | $2,703,000 | 2,586 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $487,000 | 4,225 |
| Income before extraordinary items | $2,216,000 | 2,226 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,216,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,351 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,216,000 | 2,174 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 4,609 |
| Total interest expense | $2,881,000 | 4,936 |
| Net interest income | $4,032,000 | 4,275 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $192,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $1,367,000 | 7,684 |
| Salaries and employee benefits | $567,000 | 8,599 |
| Premises and equipment expense | $99,000 | 9,652 |
| Additional noninterest expense | $701,000 | 5,839 |
| Pre-tax net operating income | $2,857,000 | 2,522 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $590,000 | 3,701 |
| Income before extraordinary items | $2,270,000 | 2,219 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,270,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 11,580 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,267,630 | 2,197 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,369,000 | 4,608 |
| Total interest expense | $2,252,000 | 5,072 |
| Net interest income | $4,117,000 | 4,268 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $191,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $1,349,000 | 8,084 |
| Salaries and employee benefits | $545,000 | 9,002 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $730,000 | 6,128 |
| Pre-tax net operating income | $2,959,000 | 2,407 |
| Securities gains (losses) | $34,000 | 1,394 |
| Applicable income taxes | $590,000 | 3,563 |
| Income before extraordinary items | $2,403,000 | 2,031 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,403,000 | 2,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 12,377 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,375,800 | 2,074 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,131,000 | 4,854 |
| Total interest expense | $2,192,000 | 5,393 |
| Net interest income | $3,939,000 | 4,471 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $191,000 | 9,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $1,328,000 | 8,416 |
| Salaries and employee benefits | $496,000 | 9,707 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $768,000 | 6,120 |
| Pre-tax net operating income | $2,727,000 | 2,513 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $525,000 | 4,003 |
| Income before extraordinary items | $2,212,000 | 2,262 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,212,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,203,900 | 2,137 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 5,507 |
| Total interest expense | $2,554,000 | 5,888 |
| Net interest income | $3,430,000 | 5,097 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $169,000 | 10,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $1,212,000 | 8,989 |
| Salaries and employee benefits | $460,000 | 10,198 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $689,000 | 6,827 |
| Pre-tax net operating income | $2,307,000 | 2,707 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $426,000 | 4,563 |
| Income before extraordinary items | $1,889,000 | 2,424 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,889,000 | 2,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-329,000 | 13,891 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,882,440 | 2,257 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.