Home > The Farmers National Bank of Winfield > Income and Expense
The Farmers National Bank of Winfield, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $485,000 | 8,522 |
| Total interest expense | $151,000 | 8,185 |
| Net interest income | $334,000 | 8,573 |
| Provision for loan and lease losses | $-5,000 | 8,851 |
| Total noninterest income | $55,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $21,000 | 7,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $407,000 | 8,174 |
| Salaries and employee benefits | $280,000 | 7,818 |
| Premises and equipment expense | $50,000 | 7,993 |
| Additional noninterest expense | $77,000 | 8,627 |
| Pre-tax net operating income | $-13,000 | 8,562 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-3,000 | 8,734 |
| Income before extraordinary items | $-10,000 | 8,608 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-10,000 | 8,559 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,564 |
| Total interest expense | $77,000 | 8,233 |
| Net interest income | $169,000 | 8,601 |
| Provision for loan and lease losses | $-4,000 | 8,900 |
| Total noninterest income | $26,000 | 8,131 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $188,000 | 8,326 |
| Salaries and employee benefits | $137,000 | 7,886 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $28,000 | 8,888 |
| Pre-tax net operating income | $11,000 | 8,422 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $8,000 | 8,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $8,000 | 8,435 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 8,445 |
| Total interest expense | $463,000 | 7,881 |
| Net interest income | $696,000 | 8,568 |
| Provision for loan and lease losses | $-35,000 | 8,957 |
| Total noninterest income | $136,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $45,000 | 7,503 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $91,000 | 6,686 |
| Total noninterest expense | $829,000 | 8,219 |
| Salaries and employee benefits | $510,000 | 8,046 |
| Premises and equipment expense | $113,000 | 7,901 |
| Additional noninterest expense | $206,000 | 8,408 |
| Pre-tax net operating income | $38,000 | 8,424 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $33,000 | 8,529 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $33,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,888 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 624 |
| Net operating income | $33,000 | 8,431 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $892,000 | 8,501 |
| Total interest expense | $377,000 | 7,870 |
| Net interest income | $515,000 | 8,649 |
| Provision for loan and lease losses | $-35,000 | 9,077 |
| Total noninterest income | $104,000 | 7,971 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $33,000 | 7,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 6,675 |
| Total noninterest expense | $649,000 | 8,154 |
| Salaries and employee benefits | $391,000 | 7,976 |
| Premises and equipment expense | $89,000 | 7,828 |
| Additional noninterest expense | $169,000 | 8,277 |
| Pre-tax net operating income | $5,000 | 8,609 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $3,000 | 8,712 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,859 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 502 |
| Net operating income | $3,000 | 8,616 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $614,000 | 8,515 |
| Total interest expense | $275,000 | 7,825 |
| Net interest income | $339,000 | 8,698 |
| Provision for loan and lease losses | $-26,000 | 9,131 |
| Total noninterest income | $65,000 | 8,044 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $429,000 | 8,192 |
| Salaries and employee benefits | $258,000 | 8,025 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $112,000 | 8,274 |
| Pre-tax net operating income | $1,000 | 8,653 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,000 | 8,756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,000 | 8,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,828 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 382 |
| Net operating income | $1,000 | 8,645 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 8,522 |
| Total interest expense | $151,000 | 7,737 |
| Net interest income | $171,000 | 8,733 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $34,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $231,000 | 8,086 |
| Salaries and employee benefits | $136,000 | 7,948 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $60,000 | 8,208 |
| Pre-tax net operating income | $-26,000 | 8,831 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-8,000 | 9,057 |
| Income before extraordinary items | $-18,000 | 8,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,000 | 8,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,922 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 219 |
| Net operating income | $-18,000 | 8,771 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 8,235 |
| Total interest expense | $835,000 | 7,407 |
| Net interest income | $796,000 | 8,593 |
| Provision for loan and lease losses | $63,000 | 6,416 |
| Total noninterest income | $144,000 | 7,905 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $77,000 | 6,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 7,151 |
| Total noninterest expense | $959,000 | 8,014 |
| Salaries and employee benefits | $577,000 | 7,808 |
| Premises and equipment expense | $110,000 | 8,038 |
| Additional noninterest expense | $272,000 | 8,010 |
| Pre-tax net operating income | $-82,000 | 8,746 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-35,000 | 8,961 |
| Income before extraordinary items | $-47,000 | 8,791 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-47,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,924 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-47,000 | 8,723 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 8,258 |
| Total interest expense | $1,119,000 | 7,775 |
| Net interest income | $837,000 | 8,603 |
| Provision for loan and lease losses | $224,000 | 3,900 |
| Total noninterest income | $128,000 | 8,125 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $93,000 | 6,705 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $35,000 | 8,190 |
| Total noninterest expense | $880,000 | 8,252 |
| Salaries and employee benefits | $513,000 | 8,110 |
| Premises and equipment expense | $127,000 | 7,892 |
| Additional noninterest expense | $240,000 | 8,310 |
| Pre-tax net operating income | $-139,000 | 8,905 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-44,000 | 9,144 |
| Income before extraordinary items | $-95,000 | 8,951 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-95,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,738 |
| Cash dividends | $4,000 | 6,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-95,000 | 8,894 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 8,488 |
| Total interest expense | $1,037,000 | 8,152 |
| Net interest income | $882,000 | 8,727 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $86,000 | 8,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $773,000 | 8,634 |
| Salaries and employee benefits | $458,000 | 8,453 |
| Premises and equipment expense | $119,000 | 8,117 |
| Additional noninterest expense | $196,000 | 8,822 |
| Pre-tax net operating income | $140,000 | 8,644 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $42,000 | 7,376 |
| Income before extraordinary items | $98,000 | 8,723 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $98,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,113 |
| Cash dividends | $4,000 | 6,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $98,000 | 8,710 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 8,647 |
| Total interest expense | $1,054,000 | 8,037 |
| Net interest income | $814,000 | 9,027 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $88,000 | 9,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $711,000 | 9,004 |
| Salaries and employee benefits | $408,000 | 8,841 |
| Premises and equipment expense | $113,000 | 8,364 |
| Additional noninterest expense | $190,000 | 9,131 |
| Pre-tax net operating income | $151,000 | 8,800 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $46,000 | 7,701 |
| Income before extraordinary items | $103,000 | 8,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $103,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,321 |
| Cash dividends | $4,000 | 7,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $104,380 | 8,905 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 9,140 |
| Total interest expense | $890,000 | 8,716 |
| Net interest income | $728,000 | 9,425 |
| Provision for loan and lease losses | $47,000 | 6,746 |
| Total noninterest income | $77,000 | 9,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $637,000 | 9,310 |
| Salaries and employee benefits | $359,000 | 9,231 |
| Premises and equipment expense | $106,000 | 8,578 |
| Additional noninterest expense | $172,000 | 9,434 |
| Pre-tax net operating income | $121,000 | 9,325 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $34,000 | 8,631 |
| Income before extraordinary items | $87,000 | 9,424 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $87,000 | 9,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $4,000 | 7,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $87,000 | 9,360 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 9,782 |
| Total interest expense | $756,000 | 9,386 |
| Net interest income | $664,000 | 10,028 |
| Provision for loan and lease losses | $34,000 | 7,270 |
| Total noninterest income | $78,000 | 9,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $562,000 | 9,891 |
| Salaries and employee benefits | $310,000 | 9,882 |
| Premises and equipment expense | $97,000 | 9,032 |
| Additional noninterest expense | $155,000 | 9,934 |
| Pre-tax net operating income | $146,000 | 9,864 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $42,000 | 9,374 |
| Income before extraordinary items | $104,000 | 9,938 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $104,000 | 9,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $4,000 | 7,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $104,000 | 9,895 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 10,394 |
| Total interest expense | $691,000 | 9,990 |
| Net interest income | $604,000 | 10,649 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $66,000 | 10,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $508,000 | 10,556 |
| Salaries and employee benefits | $274,000 | 10,552 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $155,000 | 10,489 |
| Pre-tax net operating income | $142,000 | 10,130 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $37,000 | 9,921 |
| Income before extraordinary items | $105,000 | 10,174 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $105,000 | 10,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $4,000 | 8,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $105,000 | 10,123 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 11,057 |
| Total interest expense | $561,000 | 10,808 |
| Net interest income | $576,000 | 11,199 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $70,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $473,000 | 11,136 |
| Salaries and employee benefits | $261,000 | 11,075 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $134,000 | 11,263 |
| Pre-tax net operating income | $163,000 | 10,697 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $48,000 | 10,228 |
| Income before extraordinary items | $115,000 | 10,794 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $115,000 | 10,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $3,000 | 8,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $115,000 | 10,764 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 11,697 |
| Total interest expense | $416,000 | 11,496 |
| Net interest income | $590,000 | 11,740 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $63,000 | 11,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $469,000 | 11,760 |
| Salaries and employee benefits | $240,000 | 11,755 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $163,000 | 11,616 |
| Pre-tax net operating income | $173,000 | 11,099 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $52,000 | 10,415 |
| Income before extraordinary items | $121,000 | 11,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $121,000 | 11,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $3,000 | 8,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $121,000 | 11,190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 12,232 |
| Total interest expense | $448,000 | 11,954 |
| Net interest income | $579,000 | 12,295 |
| Provision for loan and lease losses | $-5,000 | 12,459 |
| Total noninterest income | $62,000 | 12,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $473,000 | 12,297 |
| Salaries and employee benefits | $231,000 | 12,370 |
| Premises and equipment expense | $81,000 | 11,115 |
| Additional noninterest expense | $161,000 | 12,267 |
| Pre-tax net operating income | $173,000 | 11,293 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $57,000 | 10,777 |
| Income before extraordinary items | $116,000 | 11,627 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $116,000 | 11,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $3,000 | 9,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $116,000 | 11,421 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 12,967 |
| Total interest expense | $524,000 | 12,657 |
| Net interest income | $510,000 | 13,046 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $55,000 | 12,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $461,000 | 12,851 |
| Salaries and employee benefits | $250,000 | 12,604 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $157,000 | 12,839 |
| Pre-tax net operating income | $104,000 | 11,985 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $30,000 | 11,811 |
| Income before extraordinary items | $102,000 | 11,907 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $102,000 | 11,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $3,000 | 8,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $80,440 | 11,920 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.