Home > The Farmers National Bank of Winfield > Assets and Liabilities
The Farmers National Bank of Winfield, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 10 | 8,014 |
| Assets and Liabilities | ||
| Total Assets: | $20,524,000 | 8,579 |
| Cash and due from depository institutions | $8,988,000 | 8,014 |
| Interest-bearing balances | $8,259,000 | 752 |
| Securities | $1,593,000 | 8,555 |
| Federal funds sold & reverse repurchase agreements | $1,432,000 | 3,971 |
| Net loans & leases | $8,220,000 | 8,640 |
| Loan loss allowance | $202,000 | 8,006 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $44,000 | 8,834 |
| Other real estate owned | $56,000 | 8,014 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $191,000 | 8,824 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $20,524,000 | 8,579 |
| Total liabilities | $18,665,000 | 8,517 |
| Total deposits | $18,595,000 | 8,437 |
| Interest-bearing deposits | $16,099,000 | 8,386 |
| Deposits held in domestic offices | $18,595,000 | 8,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $70,000 | 8,403 |
| Total equity capital | $1,859,000 | 8,788 |
| Total bank equity capital | $1,859,000 | 8,788 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $373,000 | 4,906 |
| Surplus | $200,000 | 8,079 |
| Undivided profits | $1,286,000 | 7,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 6,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $101,000 | 8,607 |
| Earning assets | $19,504,000 | 8,521 |
| Long-term assets (5+ years) | $326,000 | 7,918 |
| Average Assets, year-to-date | $20,697,000 | 8,558 |
| Average Assets, quarterly | $20,660,000 | 8,568 |
| Volatile liabilities | $1,171,000 | 8,675 |
| Insider loans | $50,000 | 7,676 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $85,000 | 1,723 |
| Unused loan commitments | $757,000 | 8,262 |
| Tier 1 (core) risk-based capital | $1,859,000 | 8,780 |
| Tier 2 risk-based capital | $90,000 | 8,639 |
| Total risk weighted assets | $7,116,000 | 8,847 |
| Total unused commitments | $757,000 | 8,266 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 11 | 7,858 |
| Assets and Liabilities | ||
| Total Assets: | $20,796,000 | 8,605 |
| Cash and due from depository institutions | $9,437,000 | 7,858 |
| Interest-bearing balances | $8,756,000 | 822 |
| Securities | $1,598,000 | 8,562 |
| Federal funds sold & reverse repurchase agreements | $772,000 | 5,869 |
| Net loans & leases | $8,630,000 | 8,622 |
| Loan loss allowance | $201,000 | 8,019 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $49,000 | 8,842 |
| Other real estate owned | $93,000 | 7,858 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $217,000 | 8,759 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $20,796,000 | 8,605 |
| Total liabilities | $18,919,000 | 8,519 |
| Total deposits | $18,828,000 | 8,459 |
| Interest-bearing deposits | $16,636,000 | 8,379 |
| Deposits held in domestic offices | $18,828,000 | 8,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $91,000 | 8,244 |
| Total equity capital | $1,877,000 | 8,831 |
| Total bank equity capital | $1,877,000 | 8,831 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $373,000 | 4,917 |
| Surplus | $200,000 | 8,111 |
| Undivided profits | $1,304,000 | 7,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $104,000 | 8,594 |
| Earning assets | $19,756,000 | 8,541 |
| Long-term assets (5+ years) | $640,000 | 7,787 |
| Average Assets, year-to-date | $20,783,500 | 8,589 |
| Average Assets, quarterly | $20,783,500 | 8,589 |
| Volatile liabilities | $1,302,000 | 8,636 |
| Insider loans | $50,000 | 7,696 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $253,000 | 1,550 |
| Unused loan commitments | $905,000 | 8,202 |
| Tier 1 (core) risk-based capital | $1,877,000 | 8,795 |
| Tier 2 risk-based capital | $94,000 | 8,645 |
| Total risk weighted assets | $7,409,000 | 8,862 |
| Total unused commitments | $905,000 | 8,209 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 11 | 7,899 |
| Assets and Liabilities | ||
| Total Assets: | $20,771,000 | 8,645 |
| Cash and due from depository institutions | $9,098,000 | 7,899 |
| Interest-bearing balances | $8,532,000 | 754 |
| Securities | $1,552,000 | 8,643 |
| Federal funds sold & reverse repurchase agreements | $937,000 | 5,084 |
| Net loans & leases | $8,947,000 | 8,651 |
| Loan loss allowance | $204,000 | 8,039 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $54,000 | 8,881 |
| Other real estate owned | $0 | 7,899 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $183,000 | 8,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,771,000 | 8,645 |
| Total liabilities | $18,902,000 | 8,574 |
| Total deposits | $18,776,000 | 8,499 |
| Interest-bearing deposits | $16,643,000 | 8,409 |
| Deposits held in domestic offices | $18,776,000 | 8,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $126,000 | 7,828 |
| Total equity capital | $1,869,000 | 8,874 |
| Total bank equity capital | $1,869,000 | 8,874 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $373,000 | 4,958 |
| Surplus | $200,000 | 8,165 |
| Undivided profits | $1,296,000 | 7,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 785 |
| Income earned, not collected on loans | $106,000 | 8,653 |
| Earning assets | $19,968,000 | 8,554 |
| Long-term assets (5+ years) | $434,000 | 7,935 |
| Average Assets, year-to-date | $22,248,200 | 8,528 |
| Average Assets, quarterly | $20,641,500 | 8,631 |
| Volatile liabilities | $1,296,000 | 8,719 |
| Insider loans | $50,000 | 7,750 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $79,000 | 1,712 |
| Unused loan commitments | $762,000 | 8,289 |
| Tier 1 (core) risk-based capital | $1,869,000 | 8,847 |
| Tier 2 risk-based capital | $92,000 | 8,703 |
| Total risk weighted assets | $7,286,000 | 8,920 |
| Total unused commitments | $762,000 | 8,292 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 10 | 8,126 |
| Assets and Liabilities | ||
| Total Assets: | $20,512,000 | 8,691 |
| Cash and due from depository institutions | $9,065,000 | 8,126 |
| Interest-bearing balances | $8,327,000 | 890 |
| Securities | $1,055,000 | 8,781 |
| Federal funds sold & reverse repurchase agreements | $668,000 | 5,741 |
| Net loans & leases | $9,447,000 | 8,686 |
| Loan loss allowance | $200,000 | 8,092 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $60,000 | 8,914 |
| Other real estate owned | $0 | 8,126 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $217,000 | 8,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,512,000 | 8,691 |
| Total liabilities | $18,728,000 | 8,616 |
| Total deposits | $18,581,000 | 8,552 |
| Interest-bearing deposits | $16,564,000 | 8,471 |
| Deposits held in domestic offices | $18,581,000 | 8,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $147,000 | 7,892 |
| Total equity capital | $1,784,000 | 8,946 |
| Total bank equity capital | $1,784,000 | 8,946 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $310,000 | 5,192 |
| Surplus | $200,000 | 8,215 |
| Undivided profits | $1,274,000 | 7,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 6,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 844 |
| Income earned, not collected on loans | $122,000 | 8,619 |
| Earning assets | $19,497,000 | 8,629 |
| Long-term assets (5+ years) | $1,233,000 | 7,622 |
| Average Assets, year-to-date | $22,617,500 | 8,557 |
| Average Assets, quarterly | $21,299,500 | 8,646 |
| Volatile liabilities | $1,173,000 | 8,810 |
| Insider loans | $50,000 | 7,807 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $93,000 | 1,883 |
| Unused loan commitments | $968,000 | 8,179 |
| Tier 1 (core) risk-based capital | $1,784,000 | 8,922 |
| Tier 2 risk-based capital | $101,000 | 8,693 |
| Total risk weighted assets | $7,993,000 | 8,938 |
| Total unused commitments | $968,000 | 8,185 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 10 | 8,158 |
| Assets and Liabilities | ||
| Total Assets: | $22,087,000 | 8,648 |
| Cash and due from depository institutions | $9,871,000 | 8,158 |
| Interest-bearing balances | $9,353,000 | 898 |
| Securities | $162,000 | 9,027 |
| Federal funds sold & reverse repurchase agreements | $1,208,000 | 5,560 |
| Net loans & leases | $10,549,000 | 8,627 |
| Loan loss allowance | $200,000 | 8,119 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $64,000 | 8,928 |
| Other real estate owned | $0 | 8,158 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $228,000 | 8,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,087,000 | 8,648 |
| Total liabilities | $20,305,000 | 8,552 |
| Total deposits | $19,536,000 | 8,514 |
| Interest-bearing deposits | $17,705,000 | 8,399 |
| Deposits held in domestic offices | $19,536,000 | 8,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $614,000 | 5,143 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $155,000 | 7,838 |
| Total equity capital | $1,782,000 | 8,974 |
| Total bank equity capital | $1,782,000 | 8,974 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $310,000 | 5,200 |
| Surplus | $200,000 | 8,239 |
| Undivided profits | $1,272,000 | 7,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 909 |
| Income earned, not collected on loans | $112,000 | 8,699 |
| Earning assets | $21,272,000 | 8,557 |
| Long-term assets (5+ years) | $1,088,000 | 7,708 |
| Average Assets, year-to-date | $23,319,330 | 8,541 |
| Average Assets, quarterly | $22,589,500 | 8,603 |
| Volatile liabilities | $1,366,000 | 8,775 |
| Insider loans | $50,000 | 7,876 |
| FHLB advances | $614,000 | 4,836 |
| Loans and leases held for sale | $133,000 | 1,947 |
| Unused loan commitments | $582,000 | 8,515 |
| Tier 1 (core) risk-based capital | $1,782,000 | 8,939 |
| Tier 2 risk-based capital | $109,000 | 8,669 |
| Total risk weighted assets | $8,656,000 | 8,931 |
| Total unused commitments | $582,000 | 8,522 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 10 | 8,185 |
| Assets and Liabilities | ||
| Total Assets: | $23,092,000 | 8,602 |
| Cash and due from depository institutions | $8,853,000 | 8,185 |
| Interest-bearing balances | $8,248,000 | 1,022 |
| Securities | $60,000 | 9,115 |
| Federal funds sold & reverse repurchase agreements | $2,827,000 | 4,575 |
| Net loans & leases | $11,001,000 | 8,605 |
| Loan loss allowance | $224,000 | 7,968 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $69,000 | 8,937 |
| Other real estate owned | $0 | 8,185 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $282,000 | 8,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,092,000 | 8,602 |
| Total liabilities | $21,331,000 | 8,501 |
| Total deposits | $20,342,000 | 8,485 |
| Interest-bearing deposits | $18,182,000 | 8,396 |
| Deposits held in domestic offices | $20,342,000 | 8,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $857,000 | 4,898 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $132,000 | 8,142 |
| Total equity capital | $1,761,000 | 9,014 |
| Total bank equity capital | $1,761,000 | 9,014 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $308,000 | 5,224 |
| Surplus | $200,000 | 8,277 |
| Undivided profits | $1,253,000 | 7,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 891 |
| Income earned, not collected on loans | $130,000 | 8,610 |
| Earning assets | $22,136,000 | 8,519 |
| Long-term assets (5+ years) | $952,000 | 7,751 |
| Average Assets, year-to-date | $23,935,500 | 8,536 |
| Average Assets, quarterly | $23,935,500 | 8,536 |
| Volatile liabilities | $1,366,000 | 8,805 |
| Insider loans | $25,000 | 8,081 |
| FHLB advances | $857,000 | 4,681 |
| Loans and leases held for sale | $78,000 | 1,913 |
| Unused loan commitments | $533,000 | 8,591 |
| Tier 1 (core) risk-based capital | $1,761,000 | 8,981 |
| Tier 2 risk-based capital | $119,000 | 8,621 |
| Total risk weighted assets | $9,396,000 | 8,886 |
| Total unused commitments | $533,000 | 8,597 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 12 | 7,803 |
| Assets and Liabilities | ||
| Total Assets: | $24,779,000 | 8,519 |
| Cash and due from depository institutions | $6,923,000 | 7,803 |
| Interest-bearing balances | $6,097,000 | 1,216 |
| Securities | $66,000 | 9,157 |
| Federal funds sold & reverse repurchase agreements | $4,033,000 | 3,270 |
| Net loans & leases | $13,339,000 | 8,437 |
| Loan loss allowance | $200,000 | 8,164 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $73,000 | 8,962 |
| Other real estate owned | $0 | 7,803 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $345,000 | 8,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,779,000 | 8,519 |
| Total liabilities | $23,108,000 | 8,410 |
| Total deposits | $21,806,000 | 8,410 |
| Interest-bearing deposits | $19,563,000 | 8,308 |
| Deposits held in domestic offices | $21,806,000 | 8,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,104,000 | 4,765 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $198,000 | 7,559 |
| Total equity capital | $1,671,000 | 9,081 |
| Total bank equity capital | $1,671,000 | 9,081 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $200,000 | 5,982 |
| Surplus | $200,000 | 8,308 |
| Undivided profits | $1,271,000 | 7,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 841 |
| Income earned, not collected on loans | $191,000 | 8,209 |
| Earning assets | $23,535,000 | 8,433 |
| Long-term assets (5+ years) | $1,168,000 | 7,667 |
| Average Assets, year-to-date | $25,925,800 | 8,374 |
| Average Assets, quarterly | $24,842,500 | 8,499 |
| Volatile liabilities | $1,701,000 | 8,716 |
| Insider loans | $50,000 | 7,929 |
| FHLB advances | $1,104,000 | 4,492 |
| Loans and leases held for sale | $67,000 | 1,859 |
| Unused loan commitments | $1,224,000 | 7,887 |
| Tier 1 (core) risk-based capital | $1,671,000 | 9,038 |
| Tier 2 risk-based capital | $152,000 | 8,409 |
| Total risk weighted assets | $12,112,000 | 8,729 |
| Total unused commitments | $1,224,000 | 7,891 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 12 | 7,955 |
| Assets and Liabilities | ||
| Total Assets: | $27,233,000 | 8,496 |
| Cash and due from depository institutions | $7,471,000 | 7,955 |
| Interest-bearing balances | $6,726,000 | 981 |
| Securities | $81,000 | 9,397 |
| Federal funds sold & reverse repurchase agreements | $1,483,000 | 5,305 |
| Net loans & leases | $17,502,000 | 8,096 |
| Loan loss allowance | $200,000 | 8,238 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $94,000 | 9,072 |
| Other real estate owned | $143,000 | 7,955 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $459,000 | 8,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,233,000 | 8,496 |
| Total liabilities | $25,515,000 | 8,362 |
| Total deposits | $24,063,000 | 8,372 |
| Interest-bearing deposits | $21,457,000 | 8,248 |
| Deposits held in domestic offices | $24,063,000 | 8,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,178,000 | 4,538 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $274,000 | 7,149 |
| Total equity capital | $1,718,000 | 9,257 |
| Total bank equity capital | $1,718,000 | 9,257 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $200,000 | 6,119 |
| Surplus | $200,000 | 8,527 |
| Undivided profits | $1,318,000 | 7,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,026 |
| Income earned, not collected on loans | $226,000 | 8,184 |
| Earning assets | $25,792,000 | 8,401 |
| Long-term assets (5+ years) | $1,920,000 | 7,408 |
| Average Assets, year-to-date | $26,031,800 | 8,441 |
| Average Assets, quarterly | $26,933,000 | 8,465 |
| Volatile liabilities | $1,684,000 | 8,903 |
| Insider loans | $25,000 | 8,330 |
| FHLB advances | $1,178,000 | 4,292 |
| Loans and leases held for sale | $65,000 | 1,713 |
| Unused loan commitments | $996,000 | 8,254 |
| Tier 1 (core) risk-based capital | $1,718,000 | 9,236 |
| Tier 2 risk-based capital | $182,000 | 8,227 |
| Total risk weighted assets | $14,511,000 | 8,659 |
| Total unused commitments | $996,000 | 8,264 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 11 | 8,319 |
| Assets and Liabilities | ||
| Total Assets: | $24,590,000 | 8,755 |
| Cash and due from depository institutions | $5,507,000 | 8,319 |
| Interest-bearing balances | $4,459,000 | 963 |
| Securities | $140,000 | 9,745 |
| Federal funds sold & reverse repurchase agreements | $656,000 | 5,911 |
| Net loans & leases | $17,922,000 | 8,145 |
| Loan loss allowance | $192,000 | 8,378 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $107,000 | 9,259 |
| Other real estate owned | $0 | 8,319 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $258,000 | 9,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,590,000 | 8,755 |
| Total liabilities | $22,773,000 | 8,624 |
| Total deposits | $21,270,000 | 8,634 |
| Interest-bearing deposits | $19,086,000 | 8,524 |
| Deposits held in domestic offices | $21,270,000 | 8,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,246,000 | 4,413 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $257,000 | 7,712 |
| Total equity capital | $1,817,000 | 9,456 |
| Total bank equity capital | $1,817,000 | 9,456 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $200,000 | 6,309 |
| Surplus | $200,000 | 8,779 |
| Undivided profits | $1,417,000 | 7,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $274,000 | 5,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,183 |
| Income earned, not collected on loans | $226,000 | 7,712 |
| Earning assets | $23,177,000 | 8,676 |
| Long-term assets (5+ years) | $2,150,000 | 7,255 |
| Average Assets, year-to-date | $24,932,600 | 8,608 |
| Average Assets, quarterly | $24,694,500 | 8,705 |
| Volatile liabilities | $1,737,000 | 9,043 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $773,000 | 8,604 |
| Tier 1 (core) risk-based capital | $1,817,000 | 9,424 |
| Tier 2 risk-based capital | $192,000 | 8,175 |
| Total risk weighted assets | $15,974,600 | 8,603 |
| Total unused commitments | $773,000 | 8,609 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 10 | 8,830 |
| Assets and Liabilities | ||
| Total Assets: | $25,698,000 | 8,887 |
| Cash and due from depository institutions | $5,151,000 | 8,830 |
| Interest-bearing balances | $4,447,000 | 908 |
| Securities | $363,000 | 10,007 |
| Federal funds sold & reverse repurchase agreements | $3,485,000 | 2,585 |
| Net loans & leases | $16,347,000 | 8,457 |
| Loan loss allowance | $210,000 | 8,329 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $116,000 | 9,527 |
| Other real estate owned | $0 | 8,830 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $236,000 | 9,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,698,000 | 8,887 |
| Total liabilities | $23,977,000 | 8,753 |
| Total deposits | $22,426,000 | 8,762 |
| Interest-bearing deposits | $20,338,000 | 8,616 |
| Deposits held in domestic offices | $22,426,000 | 8,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,311,000 | 4,339 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $240,000 | 7,602 |
| Total equity capital | $1,721,000 | 9,715 |
| Total bank equity capital | $1,721,000 | 9,715 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $200,000 | 9,068 |
| Undivided profits | $1,321,000 | 7,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 6,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,251 |
| Income earned, not collected on loans | $195,000 | 7,869 |
| Earning assets | $24,642,000 | 8,740 |
| Long-term assets (5+ years) | $2,091,000 | 7,611 |
| Average Assets, year-to-date | $25,283,800 | 8,793 |
| Average Assets, quarterly | $25,535,500 | 8,854 |
| Volatile liabilities | $1,503,000 | 9,337 |
| Insider loans | $42,000 | 8,604 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $794,000 | 8,815 |
| Tier 1 (core) risk-based capital | $1,723,000 | 9,728 |
| Tier 2 risk-based capital | $192,230 | 8,271 |
| Total risk weighted assets | $15,360,930 | 8,836 |
| Total unused commitments | $794,000 | 8,824 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 9 | 9,249 |
| Assets and Liabilities | ||
| Total Assets: | $25,096,000 | 9,070 |
| Cash and due from depository institutions | $6,787,000 | 9,249 |
| Interest-bearing balances | $6,020,000 | 1,037 |
| Securities | $398,000 | 10,216 |
| Federal funds sold & reverse repurchase agreements | $1,826,000 | 6,028 |
| Net loans & leases | $15,693,000 | 8,596 |
| Loan loss allowance | $237,000 | 8,109 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $101,000 | 9,803 |
| Other real estate owned | $0 | 9,249 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $291,000 | 9,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,096,000 | 9,070 |
| Total liabilities | $23,472,000 | 8,929 |
| Total deposits | $21,854,000 | 8,970 |
| Interest-bearing deposits | $19,375,000 | 8,859 |
| Deposits held in domestic offices | $21,854,000 | 8,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,372,000 | 3,563 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $246,000 | 8,076 |
| Total equity capital | $1,624,000 | 9,974 |
| Total bank equity capital | $1,624,000 | 9,974 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $200,000 | 9,278 |
| Undivided profits | $1,224,000 | 7,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,226 |
| Income earned, not collected on loans | $247,000 | 7,277 |
| Earning assets | $23,937,000 | 8,957 |
| Long-term assets (5+ years) | $1,511,000 | 8,047 |
| Average Assets, year-to-date | $21,635,800 | 9,264 |
| Average Assets, quarterly | $23,516,500 | 9,170 |
| Volatile liabilities | $1,679,000 | 9,265 |
| Insider loans | $102,000 | 8,052 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $956,000 | 8,718 |
| Tier 1 (core) risk-based capital | $1,624,000 | 9,943 |
| Tier 2 risk-based capital | $187,920 | 8,412 |
| Total risk weighted assets | $14,984,420 | 8,966 |
| Total unused commitments | $956,000 | 8,726 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $20,313,000 | 9,822 |
| Cash and due from depository institutions | $3,727,000 | 9,630 |
| Interest-bearing balances | $2,955,000 | 1,384 |
| Securities | $432,000 | 10,711 |
| Federal funds sold & reverse repurchase agreements | $2,138,000 | 4,803 |
| Net loans & leases | $13,650,000 | 9,241 |
| Loan loss allowance | $193,000 | 8,900 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $105,000 | 10,142 |
| Other real estate owned | $0 | 9,630 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $261,000 | 10,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,313,000 | 9,822 |
| Total liabilities | $18,773,000 | 9,705 |
| Total deposits | $18,543,000 | 9,631 |
| Interest-bearing deposits | $16,182,000 | 9,548 |
| Deposits held in domestic offices | $18,543,000 | 9,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $230,000 | 8,593 |
| Total equity capital | $1,540,000 | 10,408 |
| Total bank equity capital | $1,540,000 | 10,408 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $200,000 | 9,672 |
| Undivided profits | $1,140,000 | 8,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 5,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,252 |
| Income earned, not collected on loans | $216,000 | 8,010 |
| Earning assets | $19,175,000 | 9,743 |
| Long-term assets (5+ years) | $651,000 | 8,851 |
| Average Assets, year-to-date | $19,112,200 | 9,839 |
| Average Assets, quarterly | $19,870,500 | 9,822 |
| Volatile liabilities | $1,662,000 | 9,598 |
| Insider loans | $132,000 | 8,071 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $971,000 | 8,800 |
| Tier 1 (core) risk-based capital | $1,540,000 | 10,374 |
| Tier 2 risk-based capital | $164,200 | 8,931 |
| Total risk weighted assets | $13,107,400 | 9,529 |
| Total unused commitments | $971,000 | 8,810 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 8 | 10,360 |
| Assets and Liabilities | ||
| Total Assets: | $18,392,000 | 10,458 |
| Cash and due from depository institutions | $3,893,000 | 10,360 |
| Interest-bearing balances | $3,457,000 | 1,107 |
| Securities | $565,000 | 11,220 |
| Federal funds sold & reverse repurchase agreements | $1,757,000 | 5,233 |
| Net loans & leases | $11,774,000 | 9,910 |
| Loan loss allowance | $170,000 | 9,564 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $115,000 | 10,517 |
| Other real estate owned | $0 | 10,360 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $288,000 | 10,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,392,000 | 10,458 |
| Total liabilities | $16,952,000 | 10,371 |
| Total deposits | $16,731,000 | 10,299 |
| Interest-bearing deposits | $14,518,000 | 10,229 |
| Deposits held in domestic offices | $16,731,000 | 10,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $221,000 | 8,954 |
| Total equity capital | $1,440,000 | 10,908 |
| Total bank equity capital | $1,440,000 | 10,908 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $200,000 | 10,141 |
| Undivided profits | $1,040,000 | 8,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 10,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $244,000 | 7,749 |
| Earning assets | $17,553,000 | 10,348 |
| Long-term assets (5+ years) | $834,000 | 8,943 |
| Average Assets, year-to-date | $17,381,200 | 10,492 |
| Average Assets, quarterly | $18,150,000 | 10,455 |
| Volatile liabilities | $2,161,000 | 9,319 |
| Insider loans | $163,000 | 8,082 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $704,000 | 9,360 |
| Tier 1 (core) risk-based capital | $1,440,000 | 10,891 |
| Tier 2 risk-based capital | $146,090 | 9,551 |
| Total risk weighted assets | $11,662,890 | 10,119 |
| Total unused commitments | $704,000 | 9,369 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 7 | 11,136 |
| Assets and Liabilities | ||
| Total Assets: | $16,658,000 | 11,061 |
| Cash and due from depository institutions | $5,949,000 | 11,136 |
| Interest-bearing balances | $5,242,000 | 904 |
| Securities | $588,000 | 11,727 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 7,479 |
| Net loans & leases | $8,866,000 | 10,839 |
| Loan loss allowance | $150,000 | 10,215 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $99,000 | 11,083 |
| Other real estate owned | $0 | 11,136 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $231,000 | 11,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,658,000 | 11,061 |
| Total liabilities | $15,318,000 | 10,996 |
| Total deposits | $15,068,000 | 10,954 |
| Interest-bearing deposits | $13,393,000 | 10,839 |
| Deposits held in domestic offices | $15,068,000 | 10,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $250,000 | 8,983 |
| Total equity capital | $1,340,000 | 11,414 |
| Total bank equity capital | $1,340,000 | 11,414 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $50,000 | 10,014 |
| Surplus | $200,000 | 10,561 |
| Undivided profits | $1,090,000 | 9,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 8,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $185,000 | 9,051 |
| Earning assets | $15,621,000 | 10,987 |
| Long-term assets (5+ years) | $680,000 | 9,420 |
| Average Assets, year-to-date | $15,173,200 | 11,142 |
| Average Assets, quarterly | $16,512,500 | 11,046 |
| Volatile liabilities | $1,761,000 | 9,892 |
| Insider loans | $62,000 | 9,692 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $591,000 | 9,825 |
| Tier 1 (core) risk-based capital | $1,339,000 | 11,397 |
| Tier 2 risk-based capital | $120,750 | 10,310 |
| Total risk weighted assets | $9,630,950 | 10,866 |
| Total unused commitments | $591,000 | 9,834 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 6 | 11,988 |
| Assets and Liabilities | ||
| Total Assets: | $14,012,000 | 11,882 |
| Cash and due from depository institutions | $3,392,000 | 11,988 |
| Interest-bearing balances | $2,763,000 | 1,236 |
| Securities | $559,000 | 12,408 |
| Federal funds sold & reverse repurchase agreements | $1,425,000 | 4,641 |
| Net loans & leases | $8,334,000 | 11,405 |
| Loan loss allowance | $138,000 | 10,911 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $105,000 | 11,563 |
| Other real estate owned | $0 | 11,988 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $197,000 | 11,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,012,000 | 11,882 |
| Total liabilities | $12,795,000 | 11,829 |
| Total deposits | $12,654,000 | 11,774 |
| Interest-bearing deposits | $11,064,000 | 11,687 |
| Deposits held in domestic offices | $12,654,000 | 11,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $141,000 | 10,201 |
| Total equity capital | $1,217,000 | 11,984 |
| Total bank equity capital | $1,217,000 | 11,984 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $50,000 | 10,556 |
| Surplus | $200,000 | 11,039 |
| Undivided profits | $967,000 | 9,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 10,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $175,000 | 9,072 |
| Earning assets | $13,081,000 | 11,794 |
| Long-term assets (5+ years) | $768,000 | 9,764 |
| Average Assets, year-to-date | $13,949,200 | 11,863 |
| Average Assets, quarterly | $13,785,000 | 11,887 |
| Volatile liabilities | $600,000 | 11,708 |
| Insider loans | $61,000 | 10,082 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $406,000 | 10,590 |
| Tier 1 (core) risk-based capital | $1,227,000 | 12,017 |
| Tier 2 risk-based capital | $110,690 | 10,952 |
| Total risk weighted assets | $8,827,590 | 11,496 |
| Total unused commitments | $406,000 | 10,595 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 7 | 12,281 |
| Assets and Liabilities | ||
| Total Assets: | $14,024,000 | 12,477 |
| Cash and due from depository institutions | $5,187,000 | 12,281 |
| Interest-bearing balances | $4,540,000 | 1,335 |
| Securities | $1,144,000 | 12,856 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 9,617 |
| Net loans & leases | $7,098,000 | 12,157 |
| Loan loss allowance | $127,000 | 11,587 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $108,000 | 12,112 |
| Other real estate owned | $0 | 12,281 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $187,000 | 12,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,024,000 | 12,477 |
| Total liabilities | $12,915,000 | 12,418 |
| Total deposits | $12,742,000 | 12,363 |
| Interest-bearing deposits | $11,251,000 | 12,258 |
| Deposits held in domestic offices | $12,742,000 | 12,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $173,000 | 9,846 |
| Total equity capital | $1,109,000 | 12,648 |
| Total bank equity capital | $1,109,000 | 12,648 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $50,000 | 11,073 |
| Surplus | $200,000 | 11,527 |
| Undivided profits | $859,000 | 9,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 12,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $143,000 | 9,696 |
| Earning assets | $13,082,000 | 12,370 |
| Long-term assets (5+ years) | $1,251,000 | 9,638 |
| Average Assets, year-to-date | $13,914,000 | 12,452 |
| Average Assets, quarterly | $13,739,500 | 12,485 |
| Volatile liabilities | $1,172,000 | 11,064 |
| Insider loans | $72,000 | 10,217 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $460,000 | 10,675 |
| Tier 1 (core) risk-based capital | $1,109,000 | 12,634 |
| Tier 2 risk-based capital | $101,700 | 11,564 |
| Total risk weighted assets | $8,110,600 | 12,163 |
| Total unused commitments | $460,000 | 10,689 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $14,042,000 | 12,991 |
| Cash and due from depository institutions | $4,582,000 | 13,177 |
| Interest-bearing balances | $3,993,000 | 1,737 |
| Securities | $1,421,000 | 13,311 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 8,069 |
| Net loans & leases | $6,447,000 | 12,787 |
| Loan loss allowance | $124,000 | 12,094 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $119,000 | 12,483 |
| Other real estate owned | $0 | 13,177 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $223,000 | 12,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,042,000 | 12,991 |
| Total liabilities | $13,046,000 | 12,923 |
| Total deposits | $12,870,000 | 12,871 |
| Interest-bearing deposits | $11,337,000 | 12,778 |
| Deposits held in domestic offices | $12,870,000 | 12,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $176,000 | 10,565 |
| Total equity capital | $996,000 | 13,229 |
| Total bank equity capital | $996,000 | 13,229 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $50,000 | 11,578 |
| Surplus | $200,000 | 11,968 |
| Undivided profits | $746,000 | 10,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 10,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $140,000 | 10,319 |
| Earning assets | $13,111,000 | 12,869 |
| Long-term assets (5+ years) | $1,327,000 | 9,766 |
| Average Assets, year-to-date | $13,071,400 | 13,077 |
| Average Assets, quarterly | $13,592,000 | 13,039 |
| Volatile liabilities | $870,000 | 12,055 |
| Insider loans | $29,000 | 7,958 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $620,000 | 10,195 |
| Tier 1 (core) risk-based capital | $996,000 | 13,216 |
| Tier 2 risk-based capital | $97,050 | 12,035 |
| Total risk weighted assets | $7,737,350 | 12,733 |
| Total unused commitments | $620,000 | 10,219 |
| Derivatives | $0 | 651 |