Home > The Farmers National Bank of Seymour > Income and Expense
The Farmers National Bank of Seymour, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 6,168 |
| Total interest expense | $346,000 | 6,776 |
| Net interest income | $1,877,000 | 5,843 |
| Provision for loan and lease losses | $70,000 | 6,010 |
| Total noninterest income | $420,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $313,000 | 3,067 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $107,000 | 5,127 |
| Total noninterest expense | $1,382,000 | 6,216 |
| Salaries and employee benefits | $623,000 | 6,423 |
| Premises and equipment expense | $150,000 | 6,285 |
| Additional noninterest expense | $609,000 | 5,609 |
| Pre-tax net operating income | $845,000 | 3,375 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $845,000 | 3,188 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $845,000 | 3,186 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $845,000 | 3,188 |
| Net charge-offs | $110,000 | 4,812 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $845,000 | 3,072 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 6,162 |
| Total interest expense | $235,000 | 6,829 |
| Net interest income | $1,280,000 | 5,822 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $267,000 | 4,481 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $203,000 | 3,135 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 5,284 |
| Total noninterest expense | $906,000 | 6,283 |
| Salaries and employee benefits | $421,000 | 6,448 |
| Premises and equipment expense | $95,000 | 6,394 |
| Additional noninterest expense | $390,000 | 5,711 |
| Pre-tax net operating income | $641,000 | 3,188 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $641,000 | 2,936 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $641,000 | 2,930 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $641,000 | 2,935 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $450,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $641,000 | 2,829 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 6,143 |
| Total interest expense | $119,000 | 6,932 |
| Net interest income | $678,000 | 5,733 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $127,000 | 4,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $94,000 | 3,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $449,000 | 6,386 |
| Salaries and employee benefits | $213,000 | 6,490 |
| Premises and equipment expense | $49,000 | 6,432 |
| Additional noninterest expense | $187,000 | 5,848 |
| Pre-tax net operating income | $356,000 | 3,046 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $356,000 | 2,787 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $356,000 | 2,784 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $356,000 | 2,787 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $356,000 | 2,672 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 6,201 |
| Total interest expense | $532,000 | 7,056 |
| Net interest income | $2,689,000 | 5,655 |
| Provision for loan and lease losses | $140,000 | 6,126 |
| Total noninterest income | $488,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $394,000 | 3,361 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $94,000 | 5,717 |
| Total noninterest expense | $1,750,000 | 6,497 |
| Salaries and employee benefits | $786,000 | 6,741 |
| Premises and equipment expense | $209,000 | 6,405 |
| Additional noninterest expense | $755,000 | 5,960 |
| Pre-tax net operating income | $1,287,000 | 2,595 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,287,000 | 2,360 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,287,000 | 2,358 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,287,000 | 2,359 |
| Net charge-offs | $199,000 | 5,015 |
| Cash dividends | $1,600,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,287,000 | 2,319 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 6,245 |
| Total interest expense | $414,000 | 7,131 |
| Net interest income | $2,017,000 | 5,679 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $351,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $283,000 | 3,442 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $68,000 | 5,894 |
| Total noninterest expense | $1,339,000 | 6,497 |
| Salaries and employee benefits | $615,000 | 6,680 |
| Premises and equipment expense | $153,000 | 6,503 |
| Additional noninterest expense | $571,000 | 5,945 |
| Pre-tax net operating income | $1,029,000 | 2,685 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,029,000 | 2,437 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,029,000 | 2,435 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,029,000 | 2,438 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,029,000 | 2,382 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 6,314 |
| Total interest expense | $290,000 | 7,182 |
| Net interest income | $1,334,000 | 5,708 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $220,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $176,000 | 3,563 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $44,000 | 5,993 |
| Total noninterest expense | $896,000 | 6,537 |
| Salaries and employee benefits | $410,000 | 6,753 |
| Premises and equipment expense | $99,000 | 6,592 |
| Additional noninterest expense | $387,000 | 5,907 |
| Pre-tax net operating income | $658,000 | 2,871 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $658,000 | 2,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $658,000 | 2,609 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $658,000 | 2,611 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $658,000 | 2,529 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 6,310 |
| Total interest expense | $153,000 | 7,206 |
| Net interest income | $678,000 | 5,672 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $106,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $85,000 | 3,588 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $426,000 | 6,627 |
| Salaries and employee benefits | $205,000 | 6,800 |
| Premises and equipment expense | $50,000 | 6,614 |
| Additional noninterest expense | $171,000 | 5,990 |
| Pre-tax net operating income | $358,000 | 3,025 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $358,000 | 2,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $358,000 | 2,773 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $358,000 | 2,776 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $358,000 | 2,638 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 6,029 |
| Total interest expense | $1,055,000 | 6,691 |
| Net interest income | $2,907,000 | 5,493 |
| Provision for loan and lease losses | $172,000 | 5,396 |
| Total noninterest income | $490,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $386,000 | 3,527 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $104,000 | 5,867 |
| Total noninterest expense | $1,587,000 | 6,760 |
| Salaries and employee benefits | $827,000 | 6,837 |
| Premises and equipment expense | $165,000 | 7,003 |
| Additional noninterest expense | $595,000 | 6,236 |
| Pre-tax net operating income | $1,638,000 | 2,866 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,638,000 | 2,363 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,638,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $1,925,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,638,000 | 2,499 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 6,042 |
| Total interest expense | $864,000 | 6,635 |
| Net interest income | $2,188,000 | 5,535 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $379,000 | 4,928 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $298,000 | 3,497 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 5,935 |
| Total noninterest expense | $1,188,000 | 6,766 |
| Salaries and employee benefits | $627,000 | 6,831 |
| Premises and equipment expense | $120,000 | 7,093 |
| Additional noninterest expense | $441,000 | 6,231 |
| Pre-tax net operating income | $1,334,000 | 3,088 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,334,000 | 2,552 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,334,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $1,625,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,334,000 | 2,678 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 6,032 |
| Total interest expense | $634,000 | 6,575 |
| Net interest income | $1,471,000 | 5,519 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $264,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $202,000 | 3,465 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $62,000 | 5,823 |
| Total noninterest expense | $802,000 | 6,785 |
| Salaries and employee benefits | $422,000 | 6,856 |
| Premises and equipment expense | $76,000 | 7,231 |
| Additional noninterest expense | $304,000 | 6,155 |
| Pre-tax net operating income | $903,000 | 3,156 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $903,000 | 2,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $903,000 | 2,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $1,400,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $903,000 | 2,742 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,927 |
| Total interest expense | $357,000 | 6,472 |
| Net interest income | $784,000 | 5,366 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $146,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $109,000 | 3,281 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $403,000 | 6,798 |
| Salaries and employee benefits | $212,000 | 6,878 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $151,000 | 6,165 |
| Pre-tax net operating income | $512,000 | 3,032 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $512,000 | 2,632 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $512,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $900,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $512,000 | 2,563 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 5,540 |
| Total interest expense | $1,871,000 | 5,969 |
| Net interest income | $3,465,000 | 5,067 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $582,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $417,000 | 3,449 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $165,000 | 5,414 |
| Total noninterest expense | $1,532,000 | 6,878 |
| Salaries and employee benefits | $753,000 | 7,111 |
| Premises and equipment expense | $184,000 | 6,893 |
| Additional noninterest expense | $595,000 | 6,141 |
| Pre-tax net operating income | $2,455,000 | 2,861 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,455,000 | 2,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,455,000 | 2,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $1,789,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,455,000 | 2,399 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 5,592 |
| Total interest expense | $1,397,000 | 6,013 |
| Net interest income | $2,563,000 | 5,136 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $387,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $307,000 | 3,475 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $80,000 | 6,158 |
| Total noninterest expense | $1,156,000 | 6,841 |
| Salaries and employee benefits | $559,000 | 7,103 |
| Premises and equipment expense | $151,000 | 6,710 |
| Additional noninterest expense | $446,000 | 6,129 |
| Pre-tax net operating income | $1,749,000 | 3,135 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,749,000 | 2,652 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,749,000 | 2,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,364 |
| Cash dividends | $1,789,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,749,000 | 2,631 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 5,650 |
| Total interest expense | $905,000 | 6,089 |
| Net interest income | $1,710,000 | 5,150 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $266,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $204,000 | 3,476 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $62,000 | 5,942 |
| Total noninterest expense | $764,000 | 6,901 |
| Salaries and employee benefits | $370,000 | 7,166 |
| Premises and equipment expense | $95,000 | 6,857 |
| Additional noninterest expense | $299,000 | 6,125 |
| Pre-tax net operating income | $1,182,000 | 3,152 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,182,000 | 2,673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,182,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $1,789,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,182,000 | 2,660 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 5,700 |
| Total interest expense | $443,000 | 6,151 |
| Net interest income | $842,000 | 5,216 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $130,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $100,000 | 3,456 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $382,000 | 6,942 |
| Salaries and employee benefits | $189,000 | 7,171 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $575,000 | 3,221 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $575,000 | 2,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $575,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $1,789,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $575,000 | 2,711 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 5,767 |
| Total interest expense | $1,345,000 | 6,342 |
| Net interest income | $3,284,000 | 5,255 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $575,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $398,000 | 3,547 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $177,000 | 5,330 |
| Total noninterest expense | $1,469,000 | 6,958 |
| Salaries and employee benefits | $683,000 | 7,330 |
| Premises and equipment expense | $220,000 | 6,512 |
| Additional noninterest expense | $566,000 | 6,221 |
| Pre-tax net operating income | $2,330,000 | 3,303 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,330,000 | 2,768 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,330,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $1,997,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,330,000 | 2,758 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 5,870 |
| Total interest expense | $941,000 | 6,458 |
| Net interest income | $2,406,000 | 5,364 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $461,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $299,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 4,975 |
| Total noninterest expense | $1,134,000 | 6,876 |
| Salaries and employee benefits | $516,000 | 7,301 |
| Premises and equipment expense | $177,000 | 6,376 |
| Additional noninterest expense | $441,000 | 6,127 |
| Pre-tax net operating income | $1,688,000 | 3,504 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,688,000 | 2,938 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,688,000 | 2,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $850,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,688,000 | 2,928 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 5,937 |
| Total interest expense | $595,000 | 6,496 |
| Net interest income | $1,566,000 | 5,462 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $249,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $202,000 | 3,521 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 6,470 |
| Total noninterest expense | $758,000 | 6,908 |
| Salaries and employee benefits | $350,000 | 7,304 |
| Premises and equipment expense | $118,000 | 6,392 |
| Additional noninterest expense | $290,000 | 6,171 |
| Pre-tax net operating income | $1,027,000 | 3,744 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,027,000 | 3,155 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,027,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $850,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,027,000 | 3,139 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 5,954 |
| Total interest expense | $280,000 | 6,542 |
| Net interest income | $779,000 | 5,467 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $134,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $98,000 | 3,520 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $375,000 | 6,945 |
| Salaries and employee benefits | $171,000 | 7,372 |
| Premises and equipment expense | $53,000 | 6,629 |
| Additional noninterest expense | $151,000 | 6,040 |
| Pre-tax net operating income | $523,000 | 3,626 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $523,000 | 3,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $523,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $130,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $523,000 | 3,034 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 6,142 |
| Total interest expense | $775,000 | 6,853 |
| Net interest income | $2,786,000 | 5,736 |
| Provision for loan and lease losses | $44,000 | 5,895 |
| Total noninterest income | $522,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $425,000 | 3,425 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,449 |
| Total noninterest expense | $1,470,000 | 6,939 |
| Salaries and employee benefits | $686,000 | 7,317 |
| Premises and equipment expense | $206,000 | 6,671 |
| Additional noninterest expense | $578,000 | 6,170 |
| Pre-tax net operating income | $1,794,000 | 3,963 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,793,000 | 3,366 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,793,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,115 |
| Cash dividends | $1,583,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,794,000 | 3,335 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 6,269 |
| Total interest expense | $525,000 | 6,984 |
| Net interest income | $2,014,000 | 5,871 |
| Provision for loan and lease losses | $32,000 | 5,761 |
| Total noninterest income | $401,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $330,000 | 3,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 6,499 |
| Total noninterest expense | $1,092,000 | 6,960 |
| Salaries and employee benefits | $505,000 | 7,339 |
| Premises and equipment expense | $154,000 | 6,648 |
| Additional noninterest expense | $433,000 | 6,137 |
| Pre-tax net operating income | $1,291,000 | 4,138 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,291,000 | 3,502 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,291,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $1,383,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,291,000 | 3,465 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 6,347 |
| Total interest expense | $304,000 | 7,163 |
| Net interest income | $1,314,000 | 5,917 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $269,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $214,000 | 3,348 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $55,000 | 6,254 |
| Total noninterest expense | $728,000 | 6,973 |
| Salaries and employee benefits | $336,000 | 7,340 |
| Premises and equipment expense | $98,000 | 6,741 |
| Additional noninterest expense | $294,000 | 6,066 |
| Pre-tax net operating income | $835,000 | 4,183 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $835,000 | 3,543 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $835,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $1,383,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $835,000 | 3,492 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 6,492 |
| Total interest expense | $135,000 | 7,352 |
| Net interest income | $636,000 | 6,039 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $139,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $364,000 | 7,017 |
| Salaries and employee benefits | $170,000 | 7,373 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $143,000 | 6,156 |
| Pre-tax net operating income | $403,000 | 4,259 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $403,000 | 3,598 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $403,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $403,000 | 3,566 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 6,862 |
| Total interest expense | $387,000 | 7,741 |
| Net interest income | $2,138,000 | 6,449 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $479,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $472,000 | 3,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,637 |
| Total noninterest expense | $1,420,000 | 7,028 |
| Salaries and employee benefits | $661,000 | 7,428 |
| Premises and equipment expense | $224,000 | 6,473 |
| Additional noninterest expense | $535,000 | 6,346 |
| Pre-tax net operating income | $1,147,000 | 4,902 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,148,000 | 4,318 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,148,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,535 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,147,000 | 4,247 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 6,960 |
| Total interest expense | $278,000 | 7,830 |
| Net interest income | $1,550,000 | 6,545 |
| Provision for loan and lease losses | $46,000 | 5,461 |
| Total noninterest income | $396,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $364,000 | 3,229 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $1,073,000 | 6,984 |
| Salaries and employee benefits | $504,000 | 7,326 |
| Premises and equipment expense | $172,000 | 6,401 |
| Additional noninterest expense | $397,000 | 6,330 |
| Pre-tax net operating income | $827,000 | 5,102 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $827,000 | 4,525 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $827,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,660 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $827,000 | 4,449 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,077 |
| Total interest expense | $182,000 | 7,912 |
| Net interest income | $999,000 | 6,663 |
| Provision for loan and lease losses | $34,000 | 5,224 |
| Total noninterest income | $255,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $240,000 | 3,231 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $700,000 | 7,092 |
| Salaries and employee benefits | $340,000 | 7,372 |
| Premises and equipment expense | $113,000 | 6,488 |
| Additional noninterest expense | $247,000 | 6,570 |
| Pre-tax net operating income | $520,000 | 5,205 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $520,000 | 4,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $520,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,057 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $520,000 | 4,548 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,108 |
| Total interest expense | $90,000 | 7,997 |
| Net interest income | $503,000 | 6,664 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $130,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $116,000 | 3,225 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $397,000 | 6,785 |
| Salaries and employee benefits | $174,000 | 7,354 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $165,000 | 5,693 |
| Pre-tax net operating income | $218,000 | 5,621 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $218,000 | 5,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $218,000 | 4,992 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 7,016 |
| Total interest expense | $458,000 | 7,906 |
| Net interest income | $2,063,000 | 6,497 |
| Provision for loan and lease losses | $252,000 | 3,526 |
| Total noninterest income | $555,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $495,000 | 3,120 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $60,000 | 7,309 |
| Total noninterest expense | $1,542,000 | 6,817 |
| Salaries and employee benefits | $646,000 | 7,513 |
| Premises and equipment expense | $245,000 | 6,235 |
| Additional noninterest expense | $651,000 | 5,726 |
| Pre-tax net operating income | $824,000 | 5,629 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $824,000 | 5,165 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $824,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,493 |
| Cash dividends | $852,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $824,000 | 5,009 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 7,070 |
| Total interest expense | $363,000 | 7,945 |
| Net interest income | $1,552,000 | 6,522 |
| Provision for loan and lease losses | $169,000 | 3,705 |
| Total noninterest income | $430,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $373,000 | 3,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,031 |
| Total noninterest expense | $1,136,000 | 6,870 |
| Salaries and employee benefits | $490,000 | 7,441 |
| Premises and equipment expense | $178,000 | 6,333 |
| Additional noninterest expense | $468,000 | 5,841 |
| Pre-tax net operating income | $677,000 | 5,597 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $677,000 | 5,075 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $677,000 | 5,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,556 |
| Cash dividends | $507,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $677,000 | 4,892 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 7,164 |
| Total interest expense | $253,000 | 7,987 |
| Net interest income | $1,002,000 | 6,634 |
| Provision for loan and lease losses | $151,000 | 2,992 |
| Total noninterest income | $298,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $252,000 | 3,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $46,000 | 6,714 |
| Total noninterest expense | $761,000 | 6,866 |
| Salaries and employee benefits | $329,000 | 7,444 |
| Premises and equipment expense | $115,000 | 6,402 |
| Additional noninterest expense | $317,000 | 5,788 |
| Pre-tax net operating income | $388,000 | 5,946 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $388,000 | 5,492 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $388,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,057 |
| Cash dividends | $217,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $388,000 | 5,279 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 7,192 |
| Total interest expense | $131,000 | 8,023 |
| Net interest income | $498,000 | 6,659 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $160,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 3,033 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $382,000 | 6,858 |
| Salaries and employee benefits | $163,000 | 7,504 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $163,000 | 5,663 |
| Pre-tax net operating income | $264,000 | 5,136 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $264,000 | 4,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $264,000 | 4,376 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 7,782 |
| Total interest expense | $500,000 | 8,378 |
| Net interest income | $1,564,000 | 7,323 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $225,000 | 7,066 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $201,000 | 5,177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,403 |
| Total noninterest expense | $927,000 | 8,092 |
| Salaries and employee benefits | $424,000 | 8,427 |
| Premises and equipment expense | $141,000 | 7,569 |
| Additional noninterest expense | $362,000 | 7,402 |
| Pre-tax net operating income | $838,000 | 5,650 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $838,000 | 5,074 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $838,000 | 5,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $880,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $838,000 | 4,947 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 7,438 |
| Total interest expense | $1,155,000 | 7,696 |
| Net interest income | $1,655,000 | 7,055 |
| Provision for loan and lease losses | $342,000 | 2,951 |
| Total noninterest income | $215,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $207,000 | 5,081 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $1,052,000 | 7,821 |
| Salaries and employee benefits | $528,000 | 8,035 |
| Premises and equipment expense | $148,000 | 7,555 |
| Additional noninterest expense | $376,000 | 7,320 |
| Pre-tax net operating income | $476,000 | 6,650 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $476,000 | 6,193 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $476,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,613 |
| Cash dividends | $610,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $476,000 | 6,065 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 7,357 |
| Total interest expense | $1,163,000 | 7,886 |
| Net interest income | $1,883,000 | 6,757 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $202,000 | 7,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $947,000 | 8,173 |
| Salaries and employee benefits | $468,000 | 8,410 |
| Premises and equipment expense | $147,000 | 7,640 |
| Additional noninterest expense | $332,000 | 7,695 |
| Pre-tax net operating income | $1,114,000 | 4,956 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,114,000 | 4,061 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,114,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $1,075,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,114,000 | 4,057 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 7,745 |
| Total interest expense | $1,029,000 | 8,109 |
| Net interest income | $1,622,000 | 7,357 |
| Provision for loan and lease losses | $156,000 | 4,165 |
| Total noninterest income | $196,000 | 7,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $876,000 | 8,516 |
| Salaries and employee benefits | $427,000 | 8,746 |
| Premises and equipment expense | $140,000 | 7,850 |
| Additional noninterest expense | $309,000 | 8,043 |
| Pre-tax net operating income | $786,000 | 5,986 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $786,000 | 5,143 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $786,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $580,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $786,000 | 5,108 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 8,022 |
| Total interest expense | $1,021,000 | 8,368 |
| Net interest income | $1,549,000 | 7,577 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $162,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $816,000 | 8,726 |
| Salaries and employee benefits | $393,000 | 9,014 |
| Premises and equipment expense | $135,000 | 7,968 |
| Additional noninterest expense | $288,000 | 8,241 |
| Pre-tax net operating income | $735,000 | 6,359 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $735,000 | 5,464 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $735,000 | 5,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $645,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $735,000 | 5,357 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 8,389 |
| Total interest expense | $959,000 | 8,810 |
| Net interest income | $1,534,000 | 7,904 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $157,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $799,000 | 9,036 |
| Salaries and employee benefits | $403,000 | 9,245 |
| Premises and equipment expense | $135,000 | 8,126 |
| Additional noninterest expense | $261,000 | 8,725 |
| Pre-tax net operating income | $892,000 | 6,178 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $892,000 | 5,079 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $892,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $790,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $892,000 | 5,025 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 8,925 |
| Total interest expense | $983,000 | 9,067 |
| Net interest income | $1,356,000 | 8,630 |
| Provision for loan and lease losses | $91,000 | 5,319 |
| Total noninterest income | $139,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $794,000 | 9,447 |
| Salaries and employee benefits | $413,000 | 9,518 |
| Premises and equipment expense | $122,000 | 8,752 |
| Additional noninterest expense | $259,000 | 9,300 |
| Pre-tax net operating income | $610,000 | 7,363 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $193,000 | 7,244 |
| Income before extraordinary items | $417,000 | 7,483 |
| Extraordinary gains, net | $80,000 | 27 |
| Net income | $497,000 | 6,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,939 |
| Cash dividends | $315,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $417,000 | 7,423 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 9,329 |
| Total interest expense | $927,000 | 9,512 |
| Net interest income | $1,328,000 | 8,985 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $191,000 | 8,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $802,000 | 9,762 |
| Salaries and employee benefits | $399,000 | 9,955 |
| Premises and equipment expense | $119,000 | 9,075 |
| Additional noninterest expense | $284,000 | 9,419 |
| Pre-tax net operating income | $602,000 | 7,860 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $200,000 | 7,408 |
| Income before extraordinary items | $402,000 | 8,053 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $402,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,217 |
| Cash dividends | $330,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $402,000 | 8,018 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 9,707 |
| Total interest expense | $720,000 | 9,993 |
| Net interest income | $1,334,000 | 9,356 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $171,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $816,000 | 10,166 |
| Salaries and employee benefits | $412,000 | 10,188 |
| Premises and equipment expense | $141,000 | 8,799 |
| Additional noninterest expense | $263,000 | 10,368 |
| Pre-tax net operating income | $689,000 | 7,464 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $237,000 | 6,725 |
| Income before extraordinary items | $452,000 | 7,685 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $452,000 | 7,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,438 |
| Cash dividends | $445,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $452,000 | 7,733 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 10,502 |
| Total interest expense | $679,000 | 10,716 |
| Net interest income | $1,165,000 | 10,181 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $786,000 | 10,733 |
| Salaries and employee benefits | $407,000 | 10,563 |
| Premises and equipment expense | $106,000 | 10,264 |
| Additional noninterest expense | $273,000 | 10,786 |
| Pre-tax net operating income | $504,000 | 8,638 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $180,000 | 8,011 |
| Income before extraordinary items | $324,000 | 9,192 |
| Extraordinary gains, net | $133,000 | 1,341 |
| Net income | $457,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,649 |
| Cash dividends | $435,000 | 3,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $324,000 | 8,939 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 10,632 |
| Total interest expense | $900,000 | 10,877 |
| Net interest income | $1,233,000 | 10,205 |
| Provision for loan and lease losses | $136,000 | 6,368 |
| Total noninterest income | $161,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $762,000 | 11,191 |
| Salaries and employee benefits | $399,000 | 10,875 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $267,000 | 11,321 |
| Pre-tax net operating income | $496,000 | 8,431 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $163,000 | 8,321 |
| Income before extraordinary items | $333,000 | 8,898 |
| Extraordinary gains, net | $163,000 | 521 |
| Net income | $496,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 5,670 |
| Cash dividends | $460,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $333,000 | 8,540 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.