Home > The Farmers National Bank of Opelika > Net Loans and Leases
The Farmers National Bank of Opelika, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $114,570,000 | 2,688 |
| Loan loss allowance | $6,006,000 | 706 |
| Total loans and leases | $120,576,000 | 2,614 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $120,576,000 | 2,616 |
| All real estate loans | $82,657,000 | 2,594 |
| Real estate loans in domestic offices | $82,657,000 | 2,594 |
| Construction and development loans | $3,680,000 | 3,316 |
| Commercial RE | $40,496,000 | 1,621 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,783,000 | 1,165 |
| 1-4 family residential loans | $31,782,000 | 3,178 |
| Farmland loans | $916,000 | 4,394 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $10,000 | 6,074 |
| Commercial and industrial loans | $28,047,000 | 1,604 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $9,266,000 | 2,944 |
| Credit card loans | $1,314,000 | 1,058 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,952,000 | 3,125 |
| All other loans & leases | $596,000 | 3,198 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $179,000 | 2,731 |
| Other loans | $417,000 | 1,730 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $1,510,000 | 357 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $90,000 | 1,324 |
| Non 1-4 family restructured loans & leases | $90,000 | 1,324 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $114,646,000 | 2,603 |
| Loan loss allowance | $7,508,000 | 598 |
| Total loans and leases | $122,154,000 | 2,464 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $122,154,000 | 2,470 |
| All real estate loans | $77,592,000 | 2,611 |
| Real estate loans in domestic offices | $77,592,000 | 2,611 |
| Construction and development loans | $2,157,000 | 4,117 |
| Commercial RE | $35,946,000 | 1,668 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,347,000 | 1,370 |
| 1-4 family residential loans | $33,403,000 | 3,006 |
| Farmland loans | $1,739,000 | 3,451 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $38,000 | 6,130 |
| Commercial and industrial loans | $30,968,000 | 1,381 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $12,170,000 | 2,319 |
| Credit card loans | $1,282,000 | 1,125 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,888,000 | 2,384 |
| All other loans & leases | $1,386,000 | 2,026 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $405,000 | 2,030 |
| Other loans | $975,000 | 1,085 |
| Lease financing receivables | $6,000 | 1,790 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $382,000 | 706 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $202,000 | 1,001 |
| Non 1-4 family restructured loans & leases | $202,000 | 1,001 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $168,166,000 | 1,675 |
| Loan loss allowance | $5,079,000 | 783 |
| Total loans and leases | $173,245,000 | 1,643 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $173,245,000 | 1,645 |
| All real estate loans | $95,049,000 | 2,046 |
| Real estate loans in domestic offices | $95,049,000 | 2,046 |
| Construction and development loans | $11,882,000 | 1,308 |
| Commercial RE | $37,111,000 | 1,431 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,005,000 | 1,636 |
| 1-4 family residential loans | $42,578,000 | 2,453 |
| Farmland loans | $473,000 | 5,353 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,000 | 6,606 |
| Commercial and industrial loans | $57,669,000 | 696 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $18,599,000 | 1,547 |
| Credit card loans | $1,311,000 | 1,152 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $17,288,000 | 1,509 |
| All other loans & leases | $1,922,000 | 1,664 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $270,000 | 2,409 |
| Other loans | $1,545,000 | 825 |
| Lease financing receivables | $107,000 | 1,326 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $1,679,000 | 358 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $175,690,000 | 1,606 |
| Loan loss allowance | $1,867,000 | 1,900 |
| Total loans and leases | $177,557,000 | 1,611 |
| Unearned income | $75,000 | 3,115 |
| Loans and leases, gross | $177,632,000 | 1,613 |
| All real estate loans | $92,909,000 | 2,097 |
| Real estate loans in domestic offices | $92,909,000 | 2,096 |
| Construction and development loans | $10,214,000 | 1,401 |
| Commercial RE | $38,113,000 | 1,363 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,028,000 | 1,750 |
| 1-4 family residential loans | $41,118,000 | 2,602 |
| Farmland loans | $436,000 | 5,645 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $201,000 | 5,976 |
| Commercial and industrial loans | $59,025,000 | 645 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $23,238,000 | 1,375 |
| Credit card loans | $1,262,000 | 1,291 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $21,976,000 | 1,300 |
| All other loans & leases | $2,259,000 | 1,479 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $248,000 | 2,615 |
| Other loans | $1,586,000 | 809 |
| Lease financing receivables | $425,000 | 878 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $1,083,000 | 473 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $161,515,000 | 1,790 |
| Loan loss allowance | $1,672,000 | 2,223 |
| Total loans and leases | $163,187,000 | 1,798 |
| Unearned income | $876,000 | 1,473 |
| Loans and leases, gross | $163,187,000 | 1,814 |
| All real estate loans | $90,396,000 | 2,162 |
| Real estate loans in domestic offices | $90,396,000 | 2,162 |
| Construction and development loans | $12,929,000 | 1,167 |
| Commercial RE | $36,411,000 | 1,398 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,536,000 | 2,036 |
| 1-4 family residential loans | $37,152,000 | 2,894 |
| Farmland loans | $1,368,000 | 3,845 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,709,000 | 4,006 |
| Commercial and industrial loans | $40,775,000 | 963 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $28,667,000 | 1,268 |
| Credit card loans | $1,200,000 | 1,450 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $27,467,000 | 1,172 |
| All other loans & leases | $2,516,000 | 1,449 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $330,000 | 2,435 |
| Other loans | $1,647,000 | 856 |
| Lease financing receivables | $539,000 | 850 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $1,065,000 | 525 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $142,904,000 | 1,980 |
| Loan loss allowance | $1,608,000 | 2,338 |
| Total loans and leases | $144,512,000 | 1,984 |
| Unearned income | $2,301,000 | 820 |
| Loans and leases, gross | $144,512,000 | 1,999 |
| All real estate loans | $79,769,000 | 2,365 |
| Real estate loans in domestic offices | $79,769,000 | 2,365 |
| Construction and development loans | $12,492,000 | 1,121 |
| Commercial RE | $27,674,000 | 1,728 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,364,000 | 1,755 |
| 1-4 family residential loans | $34,856,000 | 3,023 |
| Farmland loans | $1,383,000 | 3,782 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,454,000 | 4,403 |
| Commercial and industrial loans | $30,069,000 | 1,217 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $33,512,000 | 1,137 |
| Credit card loans | $1,055,000 | 1,659 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $32,457,000 | 1,031 |
| All other loans & leases | $2,009,000 | 1,683 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $520,000 | 2,031 |
| Other loans | $1,471,000 | 957 |
| Lease financing receivables | $18,000 | 1,878 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $350,000 | 909 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $129,835,000 | 2,137 |
| Loan loss allowance | $1,685,000 | 2,287 |
| Total loans and leases | $131,520,000 | 2,133 |
| Unearned income | $2,491,000 | 840 |
| Loans and leases, gross | $131,520,000 | 2,140 |
| All real estate loans | $74,327,000 | 2,491 |
| Real estate loans in domestic offices | $74,327,000 | 2,490 |
| Construction and development loans | $9,465,000 | 1,330 |
| Commercial RE | $25,929,000 | 1,791 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,097,000 | 1,897 |
| 1-4 family residential loans | $34,506,000 | 3,034 |
| Farmland loans | $1,330,000 | 3,887 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $522,000 | 5,942 |
| Commercial and industrial loans | $26,847,000 | 1,286 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $31,053,000 | 1,191 |
| Credit card loans | $1,080,000 | 1,640 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $29,973,000 | 1,091 |
| All other loans & leases | $1,262,000 | 2,338 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $487,000 | 2,233 |
| Other loans | $772,000 | 1,470 |
| Lease financing receivables | $3,000 | 2,044 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $117,781,000 | 2,258 |
| Loan loss allowance | $1,629,000 | 2,449 |
| Total loans and leases | $119,410,000 | 2,261 |
| Unearned income | $1,697,000 | 1,197 |
| Loans and leases, gross | $119,410,000 | 2,275 |
| All real estate loans | $69,721,000 | 2,596 |
| Real estate loans in domestic offices | $69,721,000 | 2,596 |
| Construction and development loans | $7,888,000 | 1,445 |
| Commercial RE | $27,348,000 | 1,674 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,865,000 | 2,026 |
| 1-4 family residential loans | $30,714,000 | 3,336 |
| Farmland loans | $906,000 | 4,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $754,000 | 5,608 |
| Commercial and industrial loans | $19,241,000 | 1,694 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $29,318,000 | 1,176 |
| Credit card loans | $1,055,000 | 1,674 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $28,263,000 | 1,071 |
| All other loans & leases | $2,073,000 | 1,756 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $596,000 | 2,039 |
| Other loans | $1,468,000 | 1,029 |
| Lease financing receivables | $9,000 | 1,956 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $111,641,000 | 2,418 |
| Loan loss allowance | $1,501,000 | 2,697 |
| Total loans and leases | $113,142,000 | 2,425 |
| Unearned income | $891,000 | 2,103 |
| Loans and leases, gross | $113,142,000 | 2,438 |
| All real estate loans | $62,613,000 | 2,944 |
| Real estate loans in domestic offices | $62,613,000 | 2,944 |
| Construction and development loans | $5,838,000 | 1,816 |
| Commercial RE | $24,036,000 | 1,855 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,351,000 | 2,286 |
| 1-4 family residential loans | $29,724,000 | 3,519 |
| Farmland loans | $664,000 | 5,284 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $537,000 | 6,133 |
| Commercial and industrial loans | $20,994,000 | 1,645 |
| To non-U.S. addressees | $322,000 | 192 |
| Loans to individuals | $24,577,000 | 1,423 |
| Credit card loans | $988,000 | 1,761 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $23,589,000 | 1,304 |
| All other loans & leases | $5,312,000 | 1,042 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $648,000 | 2,097 |
| Other loans | $4,634,000 | 517 |
| Lease financing receivables | $30,000 | 1,769 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |