Home > The Farmers National Bank of Newville > Income and Expense
The Farmers National Bank of Newville, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 7,451 |
| Total interest expense | $1,200,000 | 7,647 |
| Net interest income | $1,737,000 | 7,133 |
| Provision for loan and lease losses | $43,000 | 6,780 |
| Total noninterest income | $162,000 | 7,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,606 |
| Total noninterest expense | $1,130,000 | 7,754 |
| Salaries and employee benefits | $641,000 | 7,534 |
| Premises and equipment expense | $130,000 | 8,035 |
| Additional noninterest expense | $359,000 | 7,612 |
| Pre-tax net operating income | $726,000 | 6,222 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $198,000 | 5,734 |
| Income before extraordinary items | $528,000 | 6,262 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $528,000 | 6,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,236 |
| Cash dividends | $448,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $528,000 | 6,245 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 7,671 |
| Total interest expense | $1,218,000 | 7,859 |
| Net interest income | $1,659,000 | 7,364 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $169,000 | 7,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 8,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,579 |
| Total noninterest expense | $1,078,000 | 7,887 |
| Salaries and employee benefits | $653,000 | 7,459 |
| Premises and equipment expense | $122,000 | 8,215 |
| Additional noninterest expense | $303,000 | 8,092 |
| Pre-tax net operating income | $750,000 | 6,296 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $187,000 | 6,329 |
| Income before extraordinary items | $563,000 | 6,253 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $563,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $159,000 | 5,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $563,000 | 6,137 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 7,992 |
| Total interest expense | $1,162,000 | 8,224 |
| Net interest income | $1,645,000 | 7,674 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $158,000 | 8,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,775 |
| Total noninterest expense | $1,038,000 | 8,218 |
| Salaries and employee benefits | $615,000 | 7,815 |
| Premises and equipment expense | $126,000 | 8,337 |
| Additional noninterest expense | $297,000 | 8,349 |
| Pre-tax net operating income | $765,000 | 6,706 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $216,000 | 6,669 |
| Income before extraordinary items | $549,000 | 6,675 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $549,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $124,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $549,000 | 6,616 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 8,476 |
| Total interest expense | $1,141,000 | 8,557 |
| Net interest income | $1,523,000 | 8,217 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $137,000 | 9,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $959,000 | 8,840 |
| Salaries and employee benefits | $556,000 | 8,439 |
| Premises and equipment expense | $133,000 | 8,447 |
| Additional noninterest expense | $270,000 | 9,187 |
| Pre-tax net operating income | $701,000 | 6,927 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $205,000 | 7,063 |
| Income before extraordinary items | $496,000 | 6,929 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $496,000 | 6,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $113,000 | 6,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $496,000 | 6,864 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 8,940 |
| Total interest expense | $1,053,000 | 9,067 |
| Net interest income | $1,469,000 | 8,627 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $108,000 | 10,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,303 |
| Total noninterest expense | $929,000 | 9,259 |
| Salaries and employee benefits | $534,000 | 8,821 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $289,000 | 9,354 |
| Pre-tax net operating income | $648,000 | 7,599 |
| Securities gains (losses) | $-42,000 | 11,077 |
| Applicable income taxes | $175,000 | 7,838 |
| Income before extraordinary items | $431,000 | 7,798 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $431,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $106,000 | 6,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $460,820 | 7,529 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 9,006 |
| Total interest expense | $893,000 | 9,167 |
| Net interest income | $1,551,000 | 8,733 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $99,000 | 10,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 10,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $954,000 | 9,532 |
| Salaries and employee benefits | $513,000 | 9,269 |
| Premises and equipment expense | $121,000 | 9,362 |
| Additional noninterest expense | $320,000 | 9,721 |
| Pre-tax net operating income | $696,000 | 7,407 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $210,000 | 7,181 |
| Income before extraordinary items | $486,000 | 7,416 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $486,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $106,000 | 6,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $486,000 | 7,458 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 9,286 |
| Total interest expense | $955,000 | 9,314 |
| Net interest income | $1,497,000 | 9,116 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 11,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $954,000 | 9,954 |
| Salaries and employee benefits | $501,000 | 9,662 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $341,000 | 9,946 |
| Pre-tax net operating income | $624,000 | 7,784 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $170,000 | 8,203 |
| Income before extraordinary items | $454,000 | 7,934 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $454,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $454,000 | 7,677 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 9,554 |
| Total interest expense | $1,209,000 | 9,570 |
| Net interest income | $1,481,000 | 9,333 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $70,000 | 12,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 11,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $884,000 | 10,583 |
| Salaries and employee benefits | $431,000 | 10,506 |
| Premises and equipment expense | $133,000 | 9,598 |
| Additional noninterest expense | $320,000 | 10,554 |
| Pre-tax net operating income | $649,000 | 7,393 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $455,000 | 7,696 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $455,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $156,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $455,000 | 7,338 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.