Home > The Farmers National Bank of Lincoln > Income and Expense
The Farmers National Bank of Lincoln, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 8,386 |
| Total interest expense | $397,000 | 8,118 |
| Net interest income | $814,000 | 8,392 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $80,000 | 8,501 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $70,000 | 7,085 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $653,000 | 8,546 |
| Salaries and employee benefits | $391,000 | 8,447 |
| Premises and equipment expense | $69,000 | 8,504 |
| Additional noninterest expense | $193,000 | 8,480 |
| Pre-tax net operating income | $241,000 | 7,671 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $14,000 | 6,930 |
| Income before extraordinary items | $232,000 | 7,605 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $232,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,786 |
| Cash dividends | $130,000 | 5,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $227,300 | 7,500 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $912,000 | 8,470 |
| Total interest expense | $308,000 | 8,199 |
| Net interest income | $604,000 | 8,484 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $60,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $52,000 | 7,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $432,000 | 8,720 |
| Salaries and employee benefits | $244,000 | 8,682 |
| Premises and equipment expense | $41,000 | 8,727 |
| Additional noninterest expense | $147,000 | 8,486 |
| Pre-tax net operating income | $232,000 | 7,547 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $221,000 | 7,449 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $221,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,738 |
| Cash dividends | $97,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $221,000 | 7,292 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $607,000 | 8,532 |
| Total interest expense | $212,000 | 8,255 |
| Net interest income | $395,000 | 8,534 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $39,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $286,000 | 8,738 |
| Salaries and employee benefits | $156,000 | 8,766 |
| Premises and equipment expense | $27,000 | 8,765 |
| Additional noninterest expense | $103,000 | 8,409 |
| Pre-tax net operating income | $148,000 | 7,614 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $141,000 | 7,538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $141,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $65,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $141,000 | 7,354 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 8,583 |
| Total interest expense | $108,000 | 8,326 |
| Net interest income | $196,000 | 8,587 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $148,000 | 8,745 |
| Salaries and employee benefits | $74,000 | 8,864 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $60,000 | 8,208 |
| Pre-tax net operating income | $69,000 | 7,685 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,000 | 7,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 8,629 |
| Total interest expense | $496,000 | 8,388 |
| Net interest income | $756,000 | 8,656 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $104,000 | 8,351 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $64,000 | 7,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,875 |
| Total noninterest expense | $607,000 | 8,755 |
| Salaries and employee benefits | $322,000 | 8,814 |
| Premises and equipment expense | $99,000 | 8,178 |
| Additional noninterest expense | $186,000 | 8,650 |
| Pre-tax net operating income | $253,000 | 7,738 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $245,000 | 7,593 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $245,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,897 |
| Cash dividends | $105,000 | 5,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $245,000 | 7,503 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 8,944 |
| Total interest expense | $579,000 | 8,873 |
| Net interest income | $675,000 | 8,896 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $79,000 | 8,792 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $64,000 | 7,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,000 | 8,930 |
| Total noninterest expense | $536,000 | 9,106 |
| Salaries and employee benefits | $301,000 | 9,061 |
| Premises and equipment expense | $95,000 | 8,379 |
| Additional noninterest expense | $140,000 | 9,124 |
| Pre-tax net operating income | $218,000 | 7,800 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $8,000 | 7,657 |
| Income before extraordinary items | $210,000 | 7,653 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $210,000 | 7,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,309 |
| Cash dividends | $398,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $210,000 | 7,532 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 9,208 |
| Total interest expense | $589,000 | 9,066 |
| Net interest income | $640,000 | 9,225 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $82,000 | 8,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,541 |
| Total noninterest expense | $519,000 | 9,343 |
| Salaries and employee benefits | $289,000 | 9,314 |
| Premises and equipment expense | $100,000 | 8,440 |
| Additional noninterest expense | $130,000 | 9,413 |
| Pre-tax net operating income | $203,000 | 8,357 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,000 | 8,229 |
| Income before extraordinary items | $199,000 | 8,071 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $199,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,215 |
| Cash dividends | $153,000 | 5,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $199,000 | 8,069 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 9,410 |
| Total interest expense | $589,000 | 9,238 |
| Net interest income | $624,000 | 9,464 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $72,000 | 9,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $495,000 | 9,639 |
| Salaries and employee benefits | $284,000 | 9,554 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $122,000 | 9,770 |
| Pre-tax net operating income | $186,000 | 8,650 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $6,000 | 8,581 |
| Income before extraordinary items | $180,000 | 8,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $180,000 | 8,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $25,000 | 6,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $180,000 | 8,401 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 9,698 |
| Total interest expense | $572,000 | 9,547 |
| Net interest income | $593,000 | 9,757 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $73,000 | 9,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $487,000 | 9,825 |
| Salaries and employee benefits | $272,000 | 9,770 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $129,000 | 9,873 |
| Pre-tax net operating income | $169,000 | 9,072 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $59,000 | 8,181 |
| Income before extraordinary items | $110,000 | 9,267 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $110,000 | 9,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $365,000 | 4,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $110,000 | 9,195 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 10,176 |
| Total interest expense | $521,000 | 10,047 |
| Net interest income | $597,000 | 10,186 |
| Provision for loan and lease losses | $28,000 | 7,514 |
| Total noninterest income | $77,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $467,000 | 10,248 |
| Salaries and employee benefits | $265,000 | 10,172 |
| Premises and equipment expense | $80,000 | 9,436 |
| Additional noninterest expense | $122,000 | 10,319 |
| Pre-tax net operating income | $179,000 | 9,691 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $45,000 | 9,331 |
| Income before extraordinary items | $134,000 | 9,739 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $134,000 | 9,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $36,000 | 7,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $134,000 | 9,691 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 10,576 |
| Total interest expense | $559,000 | 10,413 |
| Net interest income | $603,000 | 10,651 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $83,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $486,000 | 10,642 |
| Salaries and employee benefits | $262,000 | 10,641 |
| Premises and equipment expense | $97,000 | 9,380 |
| Additional noninterest expense | $127,000 | 10,831 |
| Pre-tax net operating income | $170,000 | 9,960 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $50,000 | 9,685 |
| Income before extraordinary items | $120,000 | 10,043 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $120,000 | 10,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $36,000 | 7,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $120,000 | 9,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 10,789 |
| Total interest expense | $742,000 | 10,151 |
| Net interest income | $591,000 | 11,153 |
| Provision for loan and lease losses | $195,000 | 3,070 |
| Total noninterest income | $64,000 | 11,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $485,000 | 11,082 |
| Salaries and employee benefits | $251,000 | 11,145 |
| Premises and equipment expense | $96,000 | 9,727 |
| Additional noninterest expense | $138,000 | 11,204 |
| Pre-tax net operating income | $-25,000 | 11,535 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-14,000 | 11,531 |
| Income before extraordinary items | $-11,000 | 11,520 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-11,000 | 11,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,305 |
| Cash dividends | $18,000 | 8,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-11,000 | 11,491 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 11,467 |
| Total interest expense | $500,000 | 11,102 |
| Net interest income | $633,000 | 11,603 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $63,000 | 11,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 9,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $496,000 | 11,635 |
| Salaries and employee benefits | $247,000 | 11,691 |
| Premises and equipment expense | $109,000 | 9,741 |
| Additional noninterest expense | $140,000 | 11,916 |
| Pre-tax net operating income | $200,000 | 10,894 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $64,000 | 10,134 |
| Income before extraordinary items | $136,000 | 10,984 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $136,000 | 10,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $36,000 | 8,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $136,000 | 11,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 12,243 |
| Total interest expense | $475,000 | 11,810 |
| Net interest income | $546,000 | 12,405 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $58,000 | 12,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $442,000 | 12,461 |
| Salaries and employee benefits | $233,000 | 12,352 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $147,000 | 12,465 |
| Pre-tax net operating income | $162,000 | 11,386 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $47,000 | 11,016 |
| Income before extraordinary items | $115,000 | 11,643 |
| Extraordinary gains, net | $-13,000 | 12,366 |
| Net income | $102,000 | 11,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $36,000 | 8,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $115,000 | 11,445 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 12,803 |
| Total interest expense | $635,000 | 12,134 |
| Net interest income | $477,000 | 13,153 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $55,000 | 12,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $420,000 | 13,067 |
| Salaries and employee benefits | $224,000 | 12,889 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $132,000 | 13,180 |
| Pre-tax net operating income | $112,000 | 11,899 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $27,000 | 11,890 |
| Income before extraordinary items | $85,000 | 12,150 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $85,000 | 12,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 12,606 |
| Cash dividends | $36,000 | 8,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $85,000 | 11,851 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.