Home > The Farmers National Bank of Kittanning > Income and Expense
The Farmers National Bank of Kittanning, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 3,639 |
| Total interest expense | $1,081,000 | 3,713 |
| Net interest income | $1,498,000 | 3,486 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $102,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $62,000 | 4,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $836,000 | 4,801 |
| Salaries and employee benefits | $410,000 | 5,159 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $356,000 | 3,626 |
| Pre-tax net operating income | $764,000 | 2,252 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $171,000 | 2,161 |
| Income before extraordinary items | $593,000 | 2,333 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $593,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $753,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $593,000 | 2,264 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,711,000 | 3,599 |
| Total interest expense | $5,461,000 | 3,238 |
| Net interest income | $5,250,000 | 3,843 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $671,000 | 4,397 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $277,000 | 4,253 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $394,000 | 3,763 |
| Total noninterest expense | $2,746,000 | 5,298 |
| Salaries and employee benefits | $1,320,000 | 5,703 |
| Premises and equipment expense | $252,000 | 6,237 |
| Additional noninterest expense | $1,174,000 | 4,137 |
| Pre-tax net operating income | $3,175,000 | 2,362 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $788,000 | 2,157 |
| Income before extraordinary items | $2,388,000 | 2,468 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,388,000 | 2,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 2,014 |
| Cash dividends | $852,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,387,250 | 2,464 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,977,000 | 3,622 |
| Total interest expense | $4,143,000 | 3,209 |
| Net interest income | $3,834,000 | 3,939 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $557,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $203,000 | 4,313 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $354,000 | 3,431 |
| Total noninterest expense | $2,128,000 | 5,160 |
| Salaries and employee benefits | $997,000 | 5,649 |
| Premises and equipment expense | $190,000 | 6,196 |
| Additional noninterest expense | $941,000 | 3,894 |
| Pre-tax net operating income | $2,263,000 | 2,608 |
| Securities gains (losses) | $8,000 | 1,069 |
| Applicable income taxes | $567,000 | 2,369 |
| Income before extraordinary items | $1,704,000 | 2,713 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,704,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,510 |
| Cash dividends | $554,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,698,000 | 2,693 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,193,000 | 3,692 |
| Total interest expense | $2,736,000 | 3,225 |
| Net interest income | $2,457,000 | 4,086 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $434,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $127,000 | 4,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $307,000 | 2,977 |
| Total noninterest expense | $1,424,000 | 5,177 |
| Salaries and employee benefits | $672,000 | 5,689 |
| Premises and equipment expense | $135,000 | 6,081 |
| Additional noninterest expense | $617,000 | 3,943 |
| Pre-tax net operating income | $1,467,000 | 2,716 |
| Securities gains (losses) | $8,000 | 912 |
| Applicable income taxes | $367,000 | 2,491 |
| Income before extraordinary items | $1,108,000 | 2,818 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,108,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $214,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,102,000 | 2,805 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 3,701 |
| Total interest expense | $1,364,000 | 3,220 |
| Net interest income | $1,208,000 | 4,138 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $108,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $49,000 | 5,151 |
| Total noninterest expense | $693,000 | 5,286 |
| Salaries and employee benefits | $344,000 | 5,642 |
| Premises and equipment expense | $65,000 | 6,217 |
| Additional noninterest expense | $284,000 | 4,126 |
| Pre-tax net operating income | $563,000 | 3,267 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $135,000 | 2,876 |
| Income before extraordinary items | $428,000 | 3,343 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $428,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $428,000 | 3,321 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,356,000 | 3,760 |
| Total interest expense | $4,409,000 | 3,338 |
| Net interest income | $4,947,000 | 4,033 |
| Provision for loan and lease losses | $325,000 | 2,629 |
| Total noninterest income | $258,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $217,000 | 4,808 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 7,461 |
| Total noninterest expense | $2,816,000 | 5,104 |
| Salaries and employee benefits | $1,328,000 | 5,581 |
| Premises and equipment expense | $250,000 | 6,215 |
| Additional noninterest expense | $1,238,000 | 3,837 |
| Pre-tax net operating income | $2,064,000 | 3,570 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $486,000 | 3,191 |
| Income before extraordinary items | $1,578,000 | 3,662 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,578,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,125 |
| Cash dividends | $1,073,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,578,000 | 3,641 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,829,000 | 3,810 |
| Total interest expense | $3,093,000 | 3,428 |
| Net interest income | $3,736,000 | 4,046 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $175,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $156,000 | 4,955 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,867 |
| Total noninterest expense | $1,882,000 | 5,457 |
| Salaries and employee benefits | $962,000 | 5,666 |
| Premises and equipment expense | $234,000 | 5,672 |
| Additional noninterest expense | $686,000 | 4,785 |
| Pre-tax net operating income | $1,939,000 | 3,186 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $508,000 | 2,850 |
| Income before extraordinary items | $1,431,000 | 3,307 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,431,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,245 |
| Cash dividends | $751,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,431,000 | 3,295 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 3,834 |
| Total interest expense | $1,893,000 | 3,542 |
| Net interest income | $2,539,000 | 4,003 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $160,000 | 6,120 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 5,845 |
| Total noninterest expense | $1,236,000 | 5,513 |
| Salaries and employee benefits | $644,000 | 5,679 |
| Premises and equipment expense | $158,000 | 5,646 |
| Additional noninterest expense | $434,000 | 4,948 |
| Pre-tax net operating income | $1,373,000 | 3,066 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $371,000 | 2,733 |
| Income before extraordinary items | $1,002,000 | 3,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,002,000 | 3,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,505 |
| Cash dividends | $363,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,002,000 | 3,196 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 3,963 |
| Total interest expense | $820,000 | 3,761 |
| Net interest income | $1,256,000 | 4,034 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $85,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 5,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $625,000 | 5,491 |
| Salaries and employee benefits | $320,000 | 5,737 |
| Premises and equipment expense | $79,000 | 5,661 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $671,000 | 3,059 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $187,000 | 2,701 |
| Income before extraordinary items | $484,000 | 3,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $484,000 | 3,227 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,035,000 | 3,743 |
| Total interest expense | $2,490,000 | 3,834 |
| Net interest income | $5,545,000 | 3,653 |
| Provision for loan and lease losses | $580,000 | 1,693 |
| Total noninterest income | $234,000 | 6,799 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $171,000 | 5,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,106 |
| Total noninterest expense | $2,257,000 | 5,701 |
| Salaries and employee benefits | $1,146,000 | 5,928 |
| Premises and equipment expense | $258,000 | 6,127 |
| Additional noninterest expense | $853,000 | 4,951 |
| Pre-tax net operating income | $2,942,000 | 2,807 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $846,000 | 2,520 |
| Income before extraordinary items | $2,096,000 | 2,980 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,096,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $825,000 | 788 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,096,000 | 2,945 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 3,669 |
| Total interest expense | $1,815,000 | 3,770 |
| Net interest income | $4,258,000 | 3,581 |
| Provision for loan and lease losses | $255,000 | 2,510 |
| Total noninterest income | $203,000 | 6,563 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 5,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 6,270 |
| Total noninterest expense | $1,699,000 | 5,655 |
| Salaries and employee benefits | $876,000 | 5,849 |
| Premises and equipment expense | $198,000 | 6,061 |
| Additional noninterest expense | $625,000 | 4,983 |
| Pre-tax net operating income | $2,507,000 | 2,564 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $730,000 | 2,332 |
| Income before extraordinary items | $1,777,000 | 2,723 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,777,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,400 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,777,000 | 2,689 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,009,000 | 3,630 |
| Total interest expense | $1,156,000 | 3,726 |
| Net interest income | $2,853,000 | 3,543 |
| Provision for loan and lease losses | $210,000 | 2,058 |
| Total noninterest income | $136,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $73,000 | 5,656 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $63,000 | 6,050 |
| Total noninterest expense | $1,115,000 | 5,702 |
| Salaries and employee benefits | $568,000 | 5,933 |
| Premises and equipment expense | $134,000 | 6,022 |
| Additional noninterest expense | $413,000 | 4,983 |
| Pre-tax net operating income | $1,664,000 | 2,528 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $481,000 | 2,325 |
| Income before extraordinary items | $1,183,000 | 2,676 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,183,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,830 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,183,000 | 2,641 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 3,648 |
| Total interest expense | $545,000 | 3,781 |
| Net interest income | $1,424,000 | 3,552 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $36,000 | 5,648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $544,000 | 5,811 |
| Salaries and employee benefits | $291,000 | 5,881 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $186,000 | 5,341 |
| Pre-tax net operating income | $800,000 | 2,573 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $230,000 | 2,377 |
| Income before extraordinary items | $570,000 | 2,723 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $570,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $570,000 | 2,675 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,653,000 | 3,530 |
| Total interest expense | $2,069,000 | 3,542 |
| Net interest income | $5,584,000 | 3,502 |
| Provision for loan and lease losses | $1,652,000 | 653 |
| Total noninterest income | $281,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $169,000 | 5,563 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $112,000 | 6,221 |
| Total noninterest expense | $2,076,000 | 5,888 |
| Salaries and employee benefits | $1,123,000 | 5,911 |
| Premises and equipment expense | $250,000 | 6,186 |
| Additional noninterest expense | $703,000 | 5,514 |
| Pre-tax net operating income | $2,137,000 | 3,364 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $569,000 | 3,127 |
| Income before extraordinary items | $1,568,000 | 3,524 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,568,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,898,000 | 477 |
| Cash dividends | $1,500,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,568,000 | 3,450 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 3,544 |
| Total interest expense | $1,554,000 | 3,508 |
| Net interest income | $4,124,000 | 3,508 |
| Provision for loan and lease losses | $750,000 | 1,009 |
| Total noninterest income | $204,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $122,000 | 5,684 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 6,269 |
| Total noninterest expense | $1,505,000 | 5,953 |
| Salaries and employee benefits | $786,000 | 6,076 |
| Premises and equipment expense | $183,000 | 6,237 |
| Additional noninterest expense | $536,000 | 5,421 |
| Pre-tax net operating income | $2,073,000 | 2,793 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $587,000 | 2,601 |
| Income before extraordinary items | $1,486,000 | 2,975 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,486,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,304,000 | 472 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,486,000 | 2,894 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 3,552 |
| Total interest expense | $1,061,000 | 3,427 |
| Net interest income | $2,696,000 | 3,554 |
| Provision for loan and lease losses | $690,000 | 743 |
| Total noninterest income | $144,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $81,000 | 5,696 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,000 | 6,049 |
| Total noninterest expense | $1,010,000 | 5,966 |
| Salaries and employee benefits | $529,000 | 6,098 |
| Premises and equipment expense | $124,000 | 6,231 |
| Additional noninterest expense | $357,000 | 5,447 |
| Pre-tax net operating income | $1,140,000 | 3,233 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $303,000 | 3,070 |
| Income before extraordinary items | $837,000 | 3,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $837,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,304,000 | 349 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $837,000 | 3,316 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 3,478 |
| Total interest expense | $558,000 | 3,304 |
| Net interest income | $1,375,000 | 3,496 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $76,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $520,000 | 5,920 |
| Salaries and employee benefits | $272,000 | 6,053 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $183,000 | 5,379 |
| Pre-tax net operating income | $886,000 | 2,236 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $256,000 | 2,162 |
| Income before extraordinary items | $630,000 | 2,382 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $630,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,639 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $630,000 | 2,299 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,817,000 | 3,506 |
| Total interest expense | $2,459,000 | 3,373 |
| Net interest income | $5,358,000 | 3,500 |
| Provision for loan and lease losses | $616,000 | 1,805 |
| Total noninterest income | $280,000 | 6,733 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $205,000 | 5,217 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $75,000 | 6,981 |
| Total noninterest expense | $2,079,000 | 5,864 |
| Salaries and employee benefits | $1,109,000 | 5,902 |
| Premises and equipment expense | $247,000 | 6,209 |
| Additional noninterest expense | $723,000 | 5,390 |
| Pre-tax net operating income | $2,943,000 | 2,550 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $829,000 | 2,482 |
| Income before extraordinary items | $2,114,000 | 2,743 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,114,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,981 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,114,000 | 2,613 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 3,533 |
| Total interest expense | $1,855,000 | 3,477 |
| Net interest income | $4,063,000 | 3,483 |
| Provision for loan and lease losses | $155,000 | 3,838 |
| Total noninterest income | $209,000 | 6,780 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $157,000 | 5,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $1,547,000 | 5,874 |
| Salaries and employee benefits | $811,000 | 5,972 |
| Premises and equipment expense | $189,000 | 6,143 |
| Additional noninterest expense | $547,000 | 5,342 |
| Pre-tax net operating income | $2,570,000 | 2,326 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $743,000 | 2,305 |
| Income before extraordinary items | $1,827,000 | 2,526 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,827,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,539 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,827,000 | 2,392 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 3,555 |
| Total interest expense | $1,259,000 | 3,524 |
| Net interest income | $2,692,000 | 3,495 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $141,000 | 6,767 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $105,000 | 5,161 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $36,000 | 7,110 |
| Total noninterest expense | $1,041,000 | 5,861 |
| Salaries and employee benefits | $554,000 | 5,884 |
| Premises and equipment expense | $128,000 | 6,096 |
| Additional noninterest expense | $359,000 | 5,388 |
| Pre-tax net operating income | $1,697,000 | 2,354 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $493,000 | 2,340 |
| Income before extraordinary items | $1,204,000 | 2,570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,204,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,204,000 | 2,417 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 3,575 |
| Total interest expense | $634,000 | 3,590 |
| Net interest income | $1,334,000 | 3,505 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $530,000 | 5,801 |
| Salaries and employee benefits | $281,000 | 5,836 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $185,000 | 5,250 |
| Pre-tax net operating income | $834,000 | 2,392 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $239,000 | 2,396 |
| Income before extraordinary items | $595,000 | 2,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $595,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $595,000 | 2,424 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 3,616 |
| Total interest expense | $2,843,000 | 3,685 |
| Net interest income | $5,232,000 | 3,520 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $292,000 | 6,516 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $196,000 | 5,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,527 |
| Total noninterest expense | $1,975,000 | 5,910 |
| Salaries and employee benefits | $1,082,000 | 5,863 |
| Premises and equipment expense | $243,000 | 6,234 |
| Additional noninterest expense | $650,000 | 5,656 |
| Pre-tax net operating income | $3,349,000 | 2,286 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $969,000 | 2,261 |
| Income before extraordinary items | $2,380,000 | 2,442 |
| Extraordinary gains, net | $-73,000 | 9,318 |
| Net income | $2,307,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,010 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,380,000 | 2,367 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,403,000 | 3,857 |
| Total interest expense | $3,671,000 | 4,064 |
| Net interest income | $4,732,000 | 3,600 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $269,000 | 6,683 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $171,000 | 5,495 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $98,000 | 6,492 |
| Total noninterest expense | $1,982,000 | 5,759 |
| Salaries and employee benefits | $988,000 | 6,025 |
| Premises and equipment expense | $216,000 | 6,552 |
| Additional noninterest expense | $778,000 | 4,877 |
| Pre-tax net operating income | $2,779,000 | 2,437 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $782,000 | 2,474 |
| Income before extraordinary items | $1,997,000 | 2,544 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,997,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,997,000 | 2,452 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,648,000 | 4,270 |
| Total interest expense | $3,596,000 | 4,302 |
| Net interest income | $4,052,000 | 4,138 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $199,000 | 7,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 5,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,500 |
| Total noninterest expense | $1,653,000 | 6,360 |
| Salaries and employee benefits | $826,000 | 6,605 |
| Premises and equipment expense | $195,000 | 6,852 |
| Additional noninterest expense | $632,000 | 5,574 |
| Pre-tax net operating income | $2,398,000 | 2,857 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $657,000 | 2,937 |
| Income before extraordinary items | $1,741,000 | 2,872 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,741,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,198 |
| Cash dividends | $834,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 866 |
| Net operating income | $1,741,000 | 2,870 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 4,756 |
| Total interest expense | $2,690,000 | 4,988 |
| Net interest income | $3,684,000 | 4,479 |
| Provision for loan and lease losses | $156,000 | 4,165 |
| Total noninterest income | $156,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $1,423,000 | 6,981 |
| Salaries and employee benefits | $744,000 | 7,007 |
| Premises and equipment expense | $193,000 | 6,926 |
| Additional noninterest expense | $486,000 | 6,613 |
| Pre-tax net operating income | $2,261,000 | 3,031 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $620,000 | 3,152 |
| Income before extraordinary items | $1,641,000 | 3,026 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,641,000 | 3,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,641,000 | 2,989 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 5,028 |
| Total interest expense | $2,712,000 | 5,081 |
| Net interest income | $3,251,000 | 4,855 |
| Provision for loan and lease losses | $216,000 | 3,355 |
| Total noninterest income | $175,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,304,000 | 7,237 |
| Salaries and employee benefits | $644,000 | 7,503 |
| Premises and equipment expense | $148,000 | 7,696 |
| Additional noninterest expense | $512,000 | 6,350 |
| Pre-tax net operating income | $1,906,000 | 3,461 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $470,000 | 4,005 |
| Income before extraordinary items | $1,446,000 | 3,350 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,446,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $128,000 | 5,987 |
| Sale, conversion, retirement of capital stock, net | $-266,000 | 10,369 |
| Net operating income | $1,438,500 | 3,275 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 5,713 |
| Total interest expense | $2,336,000 | 5,667 |
| Net interest income | $2,761,000 | 5,646 |
| Provision for loan and lease losses | $144,000 | 4,243 |
| Total noninterest income | $169,000 | 8,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $1,207,000 | 7,651 |
| Salaries and employee benefits | $620,000 | 7,785 |
| Premises and equipment expense | $143,000 | 7,962 |
| Additional noninterest expense | $444,000 | 6,977 |
| Pre-tax net operating income | $1,579,000 | 4,284 |
| Securities gains (losses) | $-47,000 | 10,626 |
| Applicable income taxes | $360,000 | 5,210 |
| Income before extraordinary items | $1,172,000 | 4,138 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,172,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $131,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,208,190 | 3,962 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 6,329 |
| Total interest expense | $2,197,000 | 6,055 |
| Net interest income | $2,373,000 | 6,433 |
| Provision for loan and lease losses | $156,000 | 3,974 |
| Total noninterest income | $150,000 | 9,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $1,044,000 | 8,526 |
| Salaries and employee benefits | $516,000 | 8,745 |
| Premises and equipment expense | $118,000 | 8,844 |
| Additional noninterest expense | $410,000 | 7,794 |
| Pre-tax net operating income | $1,323,000 | 4,780 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $302,000 | 5,805 |
| Income before extraordinary items | $1,021,000 | 4,411 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,021,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,837 |
| Cash dividends | $132,000 | 6,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,021,000 | 4,356 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 6,470 |
| Total interest expense | $1,988,000 | 6,493 |
| Net interest income | $2,503,000 | 6,315 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $153,000 | 9,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,175,000 | 8,294 |
| Salaries and employee benefits | $537,000 | 8,801 |
| Premises and equipment expense | $118,000 | 9,102 |
| Additional noninterest expense | $520,000 | 7,103 |
| Pre-tax net operating income | $1,409,000 | 4,666 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $329,000 | 5,674 |
| Income before extraordinary items | $1,080,000 | 4,314 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,080,000 | 4,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $-5,348,000 | 10,536 |
| Net operating income | $1,080,000 | 4,300 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 5,992 |
| Total interest expense | $1,869,000 | 5,905 |
| Net interest income | $2,794,000 | 5,921 |
| Provision for loan and lease losses | $131,000 | 3,877 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,236,000 | 8,481 |
| Salaries and employee benefits | $479,000 | 9,585 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $652,000 | 6,663 |
| Pre-tax net operating income | $1,528,000 | 4,350 |
| Securities gains (losses) | $-43,000 | 10,916 |
| Applicable income taxes | $353,000 | 5,236 |
| Income before extraordinary items | $1,132,000 | 4,074 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,132,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,022 |
| Cash dividends | $690,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,164,680 | 4,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 5,791 |
| Total interest expense | $1,973,000 | 5,900 |
| Net interest income | $3,023,000 | 5,629 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $126,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $1,068,000 | 9,451 |
| Salaries and employee benefits | $454,000 | 10,108 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $526,000 | 7,986 |
| Pre-tax net operating income | $2,006,000 | 3,298 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $560,000 | 3,797 |
| Income before extraordinary items | $1,446,000 | 3,358 |
| Extraordinary gains, net | $23,000 | 2,642 |
| Net income | $1,469,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,735 |
| Cash dividends | $310,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,446,000 | 3,172 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 6,794 |
| Total interest expense | $2,215,000 | 6,587 |
| Net interest income | $2,364,000 | 6,863 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $913,000 | 10,403 |
| Salaries and employee benefits | $394,000 | 10,934 |
| Premises and equipment expense | $84,000 | 11,345 |
| Additional noninterest expense | $435,000 | 9,143 |
| Pre-tax net operating income | $1,587,000 | 3,845 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $478,000 | 4,139 |
| Income before extraordinary items | $1,109,000 | 4,097 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,109,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $410,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,109,000 | 3,796 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.