Home > The Farmers National Bank of Kittanning > Assets and Liabilities
The Farmers National Bank of Kittanning, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 29 | 4,992 |
| Assets and Liabilities | ||
| Total Assets: | $172,794,000 | 3,582 |
| Cash and due from depository institutions | $3,474,000 | 4,992 |
| Interest-bearing balances | $929,000 | 3,108 |
| Securities | $33,998,000 | 3,132 |
| Federal funds sold & reverse repurchase agreements | $22,700,000 | 686 |
| Net loans & leases | $107,745,000 | 3,731 |
| Loan loss allowance | $1,082,000 | 4,057 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $818,000 | 6,173 |
| Other real estate owned | $200,000 | 4,992 |
| Goodwill and other intangibles | $2,175,000 | 1,363 |
| All other assets | $1,684,000 | 5,518 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $172,794,000 | 3,582 |
| Total liabilities | $155,072,000 | 3,567 |
| Total deposits | $153,658,000 | 3,332 |
| Interest-bearing deposits | $138,610,000 | 3,180 |
| Deposits held in domestic offices | $153,658,000 | 3,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,414,000 | 3,227 |
| Total equity capital | $17,722,000 | 3,737 |
| Total bank equity capital | $17,722,000 | 3,737 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $128,000 | 6,184 |
| Surplus | $1,987,000 | 5,719 |
| Undivided profits | $15,607,000 | 2,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,407,000 | 1,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $854,000 | 4,243 |
| Earning assets | $165,372,000 | 3,465 |
| Long-term assets (5+ years) | $84,619,000 | 1,410 |
| Average Assets, year-to-date | $179,532,000 | 3,450 |
| Average Assets, quarterly | $179,532,000 | 3,450 |
| Volatile liabilities | $7,877,000 | 6,699 |
| Insider loans | $1,748,000 | 3,362 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $6,193,000 | 5,747 |
| Tier 1 (core) risk-based capital | $15,418,000 | 4,007 |
| Tier 2 risk-based capital | $1,082,000 | 3,875 |
| Total risk weighted assets | $113,625,000 | 3,781 |
| Total unused commitments | $6,193,000 | 5,750 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 29 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $186,270,000 | 3,338 |
| Cash and due from depository institutions | $33,553,000 | 4,982 |
| Interest-bearing balances | $31,070,000 | 181 |
| Securities | $40,476,000 | 2,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $107,458,000 | 3,742 |
| Loan loss allowance | $1,103,000 | 3,970 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $799,000 | 6,235 |
| Other real estate owned | $310,000 | 4,982 |
| Goodwill and other intangibles | $2,175,000 | 1,359 |
| All other assets | $1,499,000 | 5,835 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $186,270,000 | 3,338 |
| Total liabilities | $168,414,000 | 3,293 |
| Total deposits | $167,766,000 | 3,046 |
| Interest-bearing deposits | $147,836,000 | 2,953 |
| Deposits held in domestic offices | $167,766,000 | 3,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $648,000 | 5,062 |
| Total equity capital | $17,856,000 | 3,660 |
| Total bank equity capital | $17,856,000 | 3,660 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $128,000 | 6,223 |
| Surplus | $1,987,000 | 5,718 |
| Undivided profits | $15,741,000 | 2,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,958,000 | 1,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $803,000 | 4,705 |
| Earning assets | $179,004,000 | 3,207 |
| Long-term assets (5+ years) | $85,398,000 | 1,323 |
| Average Assets, year-to-date | $178,854,400 | 3,346 |
| Average Assets, quarterly | $180,467,000 | 3,393 |
| Volatile liabilities | $8,262,000 | 6,570 |
| Insider loans | $1,817,000 | 3,237 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $5,613,000 | 5,836 |
| Tier 1 (core) risk-based capital | $15,578,000 | 3,954 |
| Tier 2 risk-based capital | $1,103,000 | 3,809 |
| Total risk weighted assets | $116,671,000 | 3,699 |
| Total unused commitments | $5,613,000 | 5,836 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 28 | 5,112 |
| Assets and Liabilities | ||
| Total Assets: | $174,664,000 | 3,476 |
| Cash and due from depository institutions | $3,865,000 | 5,112 |
| Interest-bearing balances | $1,140,000 | 2,288 |
| Securities | $49,993,000 | 2,299 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,842 |
| Net loans & leases | $108,029,000 | 3,696 |
| Loan loss allowance | $1,421,000 | 3,305 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $789,000 | 6,268 |
| Other real estate owned | $433,000 | 5,112 |
| Goodwill and other intangibles | $2,175,000 | 1,336 |
| All other assets | $1,680,000 | 5,671 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $174,664,000 | 3,476 |
| Total liabilities | $157,245,000 | 3,438 |
| Total deposits | $155,494,000 | 3,207 |
| Interest-bearing deposits | $141,054,000 | 3,058 |
| Deposits held in domestic offices | $155,494,000 | 3,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,751,000 | 2,773 |
| Total equity capital | $17,419,000 | 3,694 |
| Total bank equity capital | $17,419,000 | 3,694 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $128,000 | 6,233 |
| Surplus | $1,987,000 | 5,713 |
| Undivided profits | $15,304,000 | 2,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,161,000 | 1,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $781,000 | 5,035 |
| Earning assets | $166,862,000 | 3,365 |
| Long-term assets (5+ years) | $88,598,000 | 1,247 |
| Average Assets, year-to-date | $177,000,500 | 3,363 |
| Average Assets, quarterly | $174,339,500 | 3,444 |
| Volatile liabilities | $9,173,000 | 6,393 |
| Insider loans | $1,826,000 | 3,177 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $4,694,000 | 6,161 |
| Tier 1 (core) risk-based capital | $15,192,000 | 4,039 |
| Tier 2 risk-based capital | $1,422,000 | 3,174 |
| Total risk weighted assets | $116,589,000 | 3,656 |
| Total unused commitments | $4,694,000 | 6,163 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 28 | 5,156 |
| Assets and Liabilities | ||
| Total Assets: | $174,015,000 | 3,471 |
| Cash and due from depository institutions | $3,519,000 | 5,156 |
| Interest-bearing balances | $172,000 | 4,140 |
| Securities | $50,585,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $8,750,000 | 1,774 |
| Net loans & leases | $105,921,000 | 3,735 |
| Loan loss allowance | $1,466,000 | 3,225 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $784,000 | 6,299 |
| Other real estate owned | $524,000 | 5,156 |
| Goodwill and other intangibles | $2,175,000 | 1,340 |
| All other assets | $1,757,000 | 5,516 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $174,015,000 | 3,471 |
| Total liabilities | $156,948,000 | 3,445 |
| Total deposits | $156,142,000 | 3,211 |
| Interest-bearing deposits | $140,684,000 | 3,061 |
| Deposits held in domestic offices | $156,142,000 | 3,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $806,000 | 4,383 |
| Total equity capital | $17,067,000 | 3,684 |
| Total bank equity capital | $17,067,000 | 3,684 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $128,000 | 6,273 |
| Surplus | $1,987,000 | 5,719 |
| Undivided profits | $14,952,000 | 2,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,687,000 | 1,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $870,000 | 4,414 |
| Earning assets | $165,428,000 | 3,378 |
| Long-term assets (5+ years) | $82,129,000 | 1,301 |
| Average Assets, year-to-date | $177,779,330 | 3,374 |
| Average Assets, quarterly | $177,341,000 | 3,409 |
| Volatile liabilities | $9,391,000 | 6,338 |
| Insider loans | $785,000 | 4,718 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $5,182,000 | 6,058 |
| Tier 1 (core) risk-based capital | $14,936,000 | 4,073 |
| Tier 2 risk-based capital | $1,433,000 | 3,144 |
| Total risk weighted assets | $114,636,000 | 3,680 |
| Total unused commitments | $5,182,000 | 6,058 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 27 | 5,262 |
| Assets and Liabilities | ||
| Total Assets: | $180,667,000 | 3,377 |
| Cash and due from depository institutions | $2,830,000 | 5,262 |
| Interest-bearing balances | $191,000 | 4,092 |
| Securities | $51,124,000 | 2,264 |
| Federal funds sold & reverse repurchase agreements | $18,950,000 | 1,031 |
| Net loans & leases | $102,763,000 | 3,777 |
| Loan loss allowance | $1,526,000 | 3,122 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $781,000 | 6,321 |
| Other real estate owned | $291,000 | 5,262 |
| Goodwill and other intangibles | $2,175,000 | 1,324 |
| All other assets | $1,753,000 | 5,454 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $180,667,000 | 3,377 |
| Total liabilities | $163,944,000 | 3,326 |
| Total deposits | $162,183,000 | 3,115 |
| Interest-bearing deposits | $145,371,000 | 2,980 |
| Deposits held in domestic offices | $162,183,000 | 3,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,761,000 | 2,676 |
| Total equity capital | $16,723,000 | 3,767 |
| Total bank equity capital | $16,723,000 | 3,767 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $128,000 | 6,295 |
| Surplus | $1,987,000 | 5,704 |
| Undivided profits | $14,608,000 | 2,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,232,000 | 1,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $836,000 | 4,416 |
| Earning assets | $173,028,000 | 3,252 |
| Long-term assets (5+ years) | $80,411,000 | 1,306 |
| Average Assets, year-to-date | $179,661,500 | 3,366 |
| Average Assets, quarterly | $179,661,500 | 3,366 |
| Volatile liabilities | $10,415,000 | 6,065 |
| Insider loans | $793,000 | 4,714 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $6,003,000 | 5,801 |
| Tier 1 (core) risk-based capital | $14,470,000 | 4,146 |
| Tier 2 risk-based capital | $1,441,000 | 3,108 |
| Total risk weighted assets | $114,990,000 | 3,633 |
| Total unused commitments | $6,003,000 | 5,801 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 28 | 5,134 |
| Assets and Liabilities | ||
| Total Assets: | $178,656,000 | 3,369 |
| Cash and due from depository institutions | $27,160,000 | 5,134 |
| Interest-bearing balances | $24,210,000 | 247 |
| Securities | $45,475,000 | 2,523 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $101,102,000 | 3,797 |
| Loan loss allowance | $1,477,000 | 3,173 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $803,000 | 6,269 |
| Other real estate owned | $299,000 | 5,134 |
| Goodwill and other intangibles | $2,175,000 | 1,312 |
| All other assets | $1,642,000 | 5,663 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $178,656,000 | 3,369 |
| Total liabilities | $162,368,000 | 3,321 |
| Total deposits | $161,562,000 | 3,089 |
| Interest-bearing deposits | $145,293,000 | 2,920 |
| Deposits held in domestic offices | $161,562,000 | 3,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $806,000 | 4,384 |
| Total equity capital | $16,288,000 | 3,770 |
| Total bank equity capital | $16,288,000 | 3,770 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $128,000 | 6,326 |
| Surplus | $1,987,000 | 5,693 |
| Undivided profits | $14,173,000 | 2,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,317,000 | 977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $844,000 | 4,526 |
| Earning assets | $170,787,000 | 3,247 |
| Long-term assets (5+ years) | $76,939,000 | 1,346 |
| Average Assets, year-to-date | $160,665,600 | 3,534 |
| Average Assets, quarterly | $171,776,000 | 3,434 |
| Volatile liabilities | $11,749,000 | 5,870 |
| Insider loans | $1,032,000 | 4,201 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,318,000 | 5,628 |
| Tier 1 (core) risk-based capital | $14,028,000 | 4,191 |
| Tier 2 risk-based capital | $1,380,000 | 3,187 |
| Total risk weighted assets | $110,027,000 | 3,717 |
| Total unused commitments | $6,318,000 | 5,628 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 28 | 5,159 |
| Assets and Liabilities | ||
| Total Assets: | $164,896,000 | 3,551 |
| Cash and due from depository institutions | $9,480,000 | 5,159 |
| Interest-bearing balances | $5,299,000 | 923 |
| Securities | $50,233,000 | 2,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $100,060,000 | 3,825 |
| Loan loss allowance | $1,344,000 | 3,413 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $773,000 | 6,356 |
| Other real estate owned | $386,000 | 5,159 |
| Goodwill and other intangibles | $2,175,000 | 1,305 |
| All other assets | $1,789,000 | 5,497 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $164,896,000 | 3,551 |
| Total liabilities | $148,600,000 | 3,536 |
| Total deposits | $147,245,000 | 3,295 |
| Interest-bearing deposits | $134,407,000 | 3,083 |
| Deposits held in domestic offices | $147,245,000 | 3,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,355,000 | 3,127 |
| Total equity capital | $16,296,000 | 3,737 |
| Total bank equity capital | $16,296,000 | 3,737 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $128,000 | 6,377 |
| Surplus | $1,987,000 | 5,706 |
| Undivided profits | $14,181,000 | 2,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,768,000 | 1,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $882,000 | 4,389 |
| Earning assets | $155,592,000 | 3,474 |
| Long-term assets (5+ years) | $73,869,000 | 1,370 |
| Average Assets, year-to-date | $156,168,000 | 3,628 |
| Average Assets, quarterly | $163,697,500 | 3,543 |
| Volatile liabilities | $13,974,000 | 5,503 |
| Insider loans | $1,107,000 | 4,040 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $7,716,000 | 5,282 |
| Tier 1 (core) risk-based capital | $14,015,000 | 4,176 |
| Tier 2 risk-based capital | $1,329,000 | 3,284 |
| Total risk weighted assets | $106,339,000 | 3,795 |
| Total unused commitments | $7,716,000 | 5,282 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 28 | 5,199 |
| Assets and Liabilities | ||
| Total Assets: | $162,499,000 | 3,552 |
| Cash and due from depository institutions | $4,408,000 | 5,199 |
| Interest-bearing balances | $70,000 | 5,259 |
| Securities | $50,999,000 | 2,298 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 2,535 |
| Net loans & leases | $98,100,000 | 3,843 |
| Loan loss allowance | $1,402,000 | 3,282 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $796,000 | 6,304 |
| Other real estate owned | $166,000 | 5,199 |
| Goodwill and other intangibles | $2,175,000 | 1,293 |
| All other assets | $1,755,000 | 5,481 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $162,499,000 | 3,552 |
| Total liabilities | $146,395,000 | 3,546 |
| Total deposits | $145,821,000 | 3,280 |
| Interest-bearing deposits | $131,944,000 | 3,101 |
| Deposits held in domestic offices | $145,821,000 | 3,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $574,000 | 4,916 |
| Total equity capital | $16,104,000 | 3,665 |
| Total bank equity capital | $16,104,000 | 3,665 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $128,000 | 6,397 |
| Surplus | $1,987,000 | 5,700 |
| Undivided profits | $13,989,000 | 2,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,418,000 | 1,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $799,000 | 4,316 |
| Earning assets | $153,269,000 | 3,479 |
| Long-term assets (5+ years) | $71,223,000 | 1,390 |
| Average Assets, year-to-date | $153,258,670 | 3,680 |
| Average Assets, quarterly | $158,718,500 | 3,592 |
| Volatile liabilities | $14,995,000 | 5,348 |
| Insider loans | $459,000 | 5,646 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $7,525,000 | 5,368 |
| Tier 1 (core) risk-based capital | $14,020,000 | 4,094 |
| Tier 2 risk-based capital | $1,298,000 | 3,317 |
| Total risk weighted assets | $103,726,000 | 3,815 |
| Total unused commitments | $7,525,000 | 5,369 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 28 | 5,176 |
| Assets and Liabilities | ||
| Total Assets: | $154,938,000 | 3,673 |
| Cash and due from depository institutions | $4,952,000 | 5,176 |
| Interest-bearing balances | $48,000 | 5,606 |
| Securities | $40,649,000 | 2,816 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,171 |
| Net loans & leases | $98,296,000 | 3,771 |
| Loan loss allowance | $1,390,000 | 3,268 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $828,000 | 6,234 |
| Other real estate owned | $107,000 | 5,176 |
| Goodwill and other intangibles | $2,175,000 | 1,263 |
| All other assets | $1,431,000 | 5,865 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $154,938,000 | 3,673 |
| Total liabilities | $138,834,000 | 3,670 |
| Total deposits | $137,924,000 | 3,440 |
| Interest-bearing deposits | $122,679,000 | 3,278 |
| Deposits held in domestic offices | $137,924,000 | 3,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $910,000 | 3,750 |
| Total equity capital | $16,104,000 | 3,634 |
| Total bank equity capital | $16,104,000 | 3,634 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $128,000 | 6,410 |
| Surplus | $1,987,000 | 5,652 |
| Undivided profits | $13,989,000 | 2,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,720,000 | 970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $657,000 | 4,798 |
| Earning assets | $145,493,000 | 3,597 |
| Long-term assets (5+ years) | $69,841,000 | 1,398 |
| Average Assets, year-to-date | $148,638,500 | 3,777 |
| Average Assets, quarterly | $148,638,500 | 3,777 |
| Volatile liabilities | $11,455,000 | 5,799 |
| Insider loans | $415,000 | 5,766 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $8,169,000 | 5,199 |
| Tier 1 (core) risk-based capital | $14,021,000 | 4,018 |
| Tier 2 risk-based capital | $1,265,000 | 3,332 |
| Total risk weighted assets | $101,082,000 | 3,826 |
| Total unused commitments | $8,169,000 | 5,200 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 26 | 5,424 |
| Assets and Liabilities | ||
| Total Assets: | $142,339,000 | 3,910 |
| Cash and due from depository institutions | $9,425,000 | 5,424 |
| Interest-bearing balances | $7,380,000 | 780 |
| Securities | $30,467,000 | 3,525 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $97,695,000 | 3,778 |
| Loan loss allowance | $1,361,000 | 3,278 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $861,000 | 6,163 |
| Other real estate owned | $205,000 | 5,424 |
| Goodwill and other intangibles | $2,175,000 | 1,242 |
| All other assets | $1,511,000 | 5,773 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $142,339,000 | 3,910 |
| Total liabilities | $126,720,000 | 3,913 |
| Total deposits | $126,427,000 | 3,635 |
| Interest-bearing deposits | $111,191,000 | 3,489 |
| Deposits held in domestic offices | $126,427,000 | 3,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $293,000 | 6,375 |
| Total equity capital | $15,619,000 | 3,696 |
| Total bank equity capital | $15,619,000 | 3,696 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $128,000 | 6,434 |
| Surplus | $1,987,000 | 5,640 |
| Undivided profits | $13,504,000 | 2,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,079,000 | 846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $726,000 | 4,480 |
| Earning assets | $135,542,000 | 3,776 |
| Long-term assets (5+ years) | $69,122,000 | 1,390 |
| Average Assets, year-to-date | $144,823,600 | 3,694 |
| Average Assets, quarterly | $142,431,000 | 3,860 |
| Volatile liabilities | $12,316,000 | 5,610 |
| Insider loans | $415,000 | 5,745 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $6,739,000 | 5,504 |
| Tier 1 (core) risk-based capital | $13,537,000 | 4,101 |
| Tier 2 risk-based capital | $1,200,000 | 3,431 |
| Total risk weighted assets | $95,861,000 | 3,961 |
| Total unused commitments | $6,739,000 | 5,504 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $142,523,000 | 3,846 |
| Cash and due from depository institutions | $3,377,000 | 5,432 |
| Interest-bearing balances | $546,000 | 3,329 |
| Securities | $31,317,000 | 3,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $102,737,000 | 3,586 |
| Loan loss allowance | $1,600,000 | 2,854 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $883,000 | 6,128 |
| Other real estate owned | $535,000 | 5,432 |
| Goodwill and other intangibles | $2,175,000 | 1,214 |
| All other assets | $1,499,000 | 5,747 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $142,523,000 | 3,846 |
| Total liabilities | $127,160,000 | 3,850 |
| Total deposits | $126,519,000 | 3,574 |
| Interest-bearing deposits | $108,241,000 | 3,525 |
| Deposits held in domestic offices | $126,519,000 | 3,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $641,000 | 4,517 |
| Total equity capital | $15,363,000 | 3,719 |
| Total bank equity capital | $15,363,000 | 3,719 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $128,000 | 6,461 |
| Surplus | $1,987,000 | 5,602 |
| Undivided profits | $13,248,000 | 2,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,421,000 | 783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $707,000 | 4,560 |
| Earning assets | $134,600,000 | 3,739 |
| Long-term assets (5+ years) | $71,252,000 | 1,336 |
| Average Assets, year-to-date | $145,444,750 | 3,674 |
| Average Assets, quarterly | $143,978,500 | 3,771 |
| Volatile liabilities | $7,173,000 | 6,706 |
| Insider loans | $421,000 | 5,728 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,857,000 | 5,163 |
| Tier 1 (core) risk-based capital | $13,218,000 | 4,116 |
| Tier 2 risk-based capital | $1,263,000 | 3,264 |
| Total risk weighted assets | $100,679,000 | 3,783 |
| Total unused commitments | $7,857,000 | 5,165 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 25 | 5,548 |
| Assets and Liabilities | ||
| Total Assets: | $145,434,000 | 3,715 |
| Cash and due from depository institutions | $2,444,000 | 5,548 |
| Interest-bearing balances | $14,000 | 6,323 |
| Securities | $33,615,000 | 3,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $103,781,000 | 3,488 |
| Loan loss allowance | $1,709,000 | 2,666 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $910,000 | 6,043 |
| Other real estate owned | $405,000 | 5,548 |
| Goodwill and other intangibles | $2,175,000 | 1,205 |
| All other assets | $2,104,000 | 4,750 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $145,434,000 | 3,715 |
| Total liabilities | $130,636,000 | 3,695 |
| Total deposits | $129,239,000 | 3,464 |
| Interest-bearing deposits | $112,042,000 | 3,364 |
| Deposits held in domestic offices | $129,239,000 | 3,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,062,000 | 5,049 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $335,000 | 5,896 |
| Total equity capital | $14,798,000 | 3,768 |
| Total bank equity capital | $14,798,000 | 3,768 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $128,000 | 6,461 |
| Surplus | $1,987,000 | 5,585 |
| Undivided profits | $12,683,000 | 2,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,767,000 | 1,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $760,000 | 3,986 |
| Earning assets | $137,410,000 | 3,637 |
| Long-term assets (5+ years) | $71,656,000 | 1,335 |
| Average Assets, year-to-date | $146,418,670 | 3,648 |
| Average Assets, quarterly | $147,589,000 | 3,646 |
| Volatile liabilities | $8,288,000 | 6,355 |
| Insider loans | $421,000 | 5,710 |
| FHLB advances | $1,062,000 | 4,862 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,963,000 | 5,122 |
| Tier 1 (core) risk-based capital | $12,624,000 | 4,184 |
| Tier 2 risk-based capital | $1,294,000 | 3,150 |
| Total risk weighted assets | $103,138,000 | 3,632 |
| Total unused commitments | $7,963,000 | 5,122 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 25 | 5,569 |
| Assets and Liabilities | ||
| Total Assets: | $149,744,000 | 3,625 |
| Cash and due from depository institutions | $2,737,000 | 5,569 |
| Interest-bearing balances | $12,000 | 6,414 |
| Securities | $38,011,000 | 3,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $103,473,000 | 3,455 |
| Loan loss allowance | $1,668,000 | 2,714 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $953,000 | 5,968 |
| Other real estate owned | $406,000 | 5,569 |
| Goodwill and other intangibles | $2,175,000 | 1,196 |
| All other assets | $1,989,000 | 4,908 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $149,744,000 | 3,625 |
| Total liabilities | $135,675,000 | 3,595 |
| Total deposits | $127,317,000 | 3,513 |
| Interest-bearing deposits | $111,653,000 | 3,390 |
| Deposits held in domestic offices | $127,317,000 | 3,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,793,000 | 2,960 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $565,000 | 4,494 |
| Total equity capital | $14,069,000 | 3,842 |
| Total bank equity capital | $14,069,000 | 3,842 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $128,000 | 6,511 |
| Surplus | $1,987,000 | 5,604 |
| Undivided profits | $11,954,000 | 2,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 1,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $739,000 | 3,983 |
| Earning assets | $141,496,000 | 3,545 |
| Long-term assets (5+ years) | $71,422,000 | 1,374 |
| Average Assets, year-to-date | $146,911,000 | 3,655 |
| Average Assets, quarterly | $146,911,000 | 3,655 |
| Volatile liabilities | $15,474,000 | 4,795 |
| Insider loans | $428,000 | 5,670 |
| FHLB advances | $7,793,000 | 2,838 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $8,684,000 | 4,908 |
| Tier 1 (core) risk-based capital | $12,010,000 | 4,318 |
| Tier 2 risk-based capital | $1,286,000 | 3,148 |
| Total risk weighted assets | $103,223,000 | 3,599 |
| Total unused commitments | $8,684,000 | 4,908 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 28 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $144,078,000 | 3,715 |
| Cash and due from depository institutions | $4,694,000 | 5,189 |
| Interest-bearing balances | $2,601,000 | 1,757 |
| Securities | $34,664,000 | 3,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $99,373,000 | 3,530 |
| Loan loss allowance | $1,606,000 | 2,770 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $977,000 | 5,920 |
| Other real estate owned | $381,000 | 5,189 |
| Goodwill and other intangibles | $2,175,000 | 1,184 |
| All other assets | $1,814,000 | 5,084 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $144,078,000 | 3,715 |
| Total liabilities | $130,400,000 | 3,690 |
| Total deposits | $129,911,000 | 3,433 |
| Interest-bearing deposits | $114,713,000 | 3,286 |
| Deposits held in domestic offices | $129,911,000 | 3,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $489,000 | 4,763 |
| Total equity capital | $13,678,000 | 3,944 |
| Total bank equity capital | $13,678,000 | 3,944 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $128,000 | 6,538 |
| Surplus | $1,987,000 | 5,598 |
| Undivided profits | $11,563,000 | 2,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $706,000 | 4,124 |
| Earning assets | $136,638,000 | 3,638 |
| Long-term assets (5+ years) | $72,481,000 | 1,387 |
| Average Assets, year-to-date | $143,582,800 | 3,627 |
| Average Assets, quarterly | $142,976,500 | 3,716 |
| Volatile liabilities | $7,958,000 | 6,338 |
| Insider loans | $428,000 | 5,712 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,660,000 | 5,288 |
| Tier 1 (core) risk-based capital | $11,441,000 | 4,406 |
| Tier 2 risk-based capital | $1,203,000 | 3,292 |
| Total risk weighted assets | $95,802,000 | 3,769 |
| Total unused commitments | $6,660,000 | 5,290 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $141,875,000 | 3,746 |
| Cash and due from depository institutions | $2,154,000 | 5,323 |
| Interest-bearing balances | $15,000 | 6,414 |
| Securities | $33,845,000 | 3,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $100,655,000 | 3,464 |
| Loan loss allowance | $1,294,000 | 3,322 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $992,000 | 5,896 |
| Other real estate owned | $257,000 | 5,323 |
| Goodwill and other intangibles | $2,175,000 | 1,160 |
| All other assets | $1,797,000 | 5,109 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $141,875,000 | 3,746 |
| Total liabilities | $126,695,000 | 3,744 |
| Total deposits | $126,229,000 | 3,468 |
| Interest-bearing deposits | $111,472,000 | 3,324 |
| Deposits held in domestic offices | $126,229,000 | 3,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $466,000 | 5,098 |
| Total equity capital | $15,180,000 | 3,615 |
| Total bank equity capital | $15,180,000 | 3,615 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $128,000 | 6,579 |
| Surplus | $1,987,000 | 5,572 |
| Undivided profits | $13,065,000 | 2,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,183,000 | 2,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $659,000 | 4,517 |
| Earning assets | $134,515,000 | 3,638 |
| Long-term assets (5+ years) | $71,099,000 | 1,433 |
| Average Assets, year-to-date | $143,459,000 | 3,624 |
| Average Assets, quarterly | $141,768,000 | 3,722 |
| Volatile liabilities | $6,226,000 | 6,858 |
| Insider loans | $434,000 | 5,684 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,260,000 | 4,806 |
| Tier 1 (core) risk-based capital | $12,858,000 | 3,990 |
| Tier 2 risk-based capital | $1,195,000 | 3,288 |
| Total risk weighted assets | $95,494,000 | 3,755 |
| Total unused commitments | $8,260,000 | 4,810 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 27 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $141,661,000 | 3,737 |
| Cash and due from depository institutions | $2,539,000 | 5,380 |
| Interest-bearing balances | $13,000 | 6,473 |
| Securities | $37,114,000 | 3,131 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $96,524,000 | 3,529 |
| Loan loss allowance | $1,234,000 | 3,429 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,019,000 | 5,852 |
| Other real estate owned | $92,000 | 5,380 |
| Goodwill and other intangibles | $2,175,000 | 1,146 |
| All other assets | $2,198,000 | 4,568 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $141,661,000 | 3,737 |
| Total liabilities | $127,300,000 | 3,732 |
| Total deposits | $124,031,000 | 3,522 |
| Interest-bearing deposits | $110,771,000 | 3,339 |
| Deposits held in domestic offices | $124,031,000 | 3,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,990,000 | 4,234 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $279,000 | 6,021 |
| Total equity capital | $14,361,000 | 3,676 |
| Total bank equity capital | $14,361,000 | 3,676 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $128,000 | 6,624 |
| Surplus | $1,987,000 | 5,580 |
| Undivided profits | $12,246,000 | 2,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,029,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $806,000 | 3,579 |
| Earning assets | $133,651,000 | 3,640 |
| Long-term assets (5+ years) | $68,350,000 | 1,517 |
| Average Assets, year-to-date | $143,987,000 | 3,630 |
| Average Assets, quarterly | $142,653,500 | 3,682 |
| Volatile liabilities | $9,635,000 | 5,881 |
| Insider loans | $435,000 | 5,720 |
| FHLB advances | $2,990,000 | 4,083 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,203,000 | 4,632 |
| Tier 1 (core) risk-based capital | $12,210,000 | 4,105 |
| Tier 2 risk-based capital | $1,182,000 | 3,291 |
| Total risk weighted assets | $94,512,000 | 3,750 |
| Total unused commitments | $9,203,000 | 4,632 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 27 | 5,369 |
| Assets and Liabilities | ||
| Total Assets: | $143,646,000 | 3,666 |
| Cash and due from depository institutions | $2,921,000 | 5,369 |
| Interest-bearing balances | $12,000 | 6,571 |
| Securities | $41,547,000 | 2,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $94,055,000 | 3,528 |
| Loan loss allowance | $1,823,000 | 2,450 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,031,000 | 5,805 |
| Other real estate owned | $92,000 | 5,369 |
| Goodwill and other intangibles | $2,175,000 | 1,132 |
| All other assets | $1,825,000 | 4,868 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $143,646,000 | 3,666 |
| Total liabilities | $129,011,000 | 3,661 |
| Total deposits | $126,062,000 | 3,465 |
| Interest-bearing deposits | $112,558,000 | 3,302 |
| Deposits held in domestic offices | $126,062,000 | 3,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,374,000 | 4,247 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $575,000 | 4,530 |
| Total equity capital | $14,635,000 | 3,693 |
| Total bank equity capital | $14,635,000 | 3,693 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $128,000 | 6,642 |
| Surplus | $1,987,000 | 5,572 |
| Undivided profits | $12,520,000 | 2,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,195,000 | 1,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $847,000 | 3,362 |
| Earning assets | $135,614,000 | 3,582 |
| Long-term assets (5+ years) | $63,911,000 | 1,576 |
| Average Assets, year-to-date | $145,150,000 | 3,595 |
| Average Assets, quarterly | $145,150,000 | 3,595 |
| Volatile liabilities | $9,358,000 | 5,860 |
| Insider loans | $442,000 | 5,670 |
| FHLB advances | $2,374,000 | 4,088 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,656,000 | 4,259 |
| Tier 1 (core) risk-based capital | $12,003,000 | 4,145 |
| Tier 2 risk-based capital | $1,178,000 | 3,258 |
| Total risk weighted assets | $93,608,000 | 3,706 |
| Total unused commitments | $10,656,000 | 4,266 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 27 | 5,384 |
| Assets and Liabilities | ||
| Total Assets: | $146,654,000 | 3,584 |
| Cash and due from depository institutions | $6,490,000 | 5,384 |
| Interest-bearing balances | $2,776,000 | 1,837 |
| Securities | $40,442,000 | 2,945 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $94,269,000 | 3,503 |
| Loan loss allowance | $1,848,000 | 2,425 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,033,000 | 5,831 |
| Other real estate owned | $284,000 | 5,384 |
| Goodwill and other intangibles | $2,175,000 | 1,132 |
| All other assets | $1,961,000 | 4,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,654,000 | 3,584 |
| Total liabilities | $132,790,000 | 3,545 |
| Total deposits | $132,426,000 | 3,292 |
| Interest-bearing deposits | $115,640,000 | 3,201 |
| Deposits held in domestic offices | $132,426,000 | 3,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $364,000 | 5,569 |
| Total equity capital | $13,864,000 | 3,795 |
| Total bank equity capital | $13,864,000 | 3,795 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $128,000 | 6,694 |
| Surplus | $1,987,000 | 5,568 |
| Undivided profits | $11,749,000 | 2,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,832,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $962,000 | 3,107 |
| Earning assets | $137,487,000 | 3,502 |
| Long-term assets (5+ years) | $67,937,000 | 1,510 |
| Average Assets, year-to-date | $136,569,000 | 3,678 |
| Average Assets, quarterly | $143,198,500 | 3,627 |
| Volatile liabilities | $7,143,000 | 6,502 |
| Insider loans | $444,000 | 5,690 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,469,000 | 4,388 |
| Tier 1 (core) risk-based capital | $11,372,000 | 4,277 |
| Tier 2 risk-based capital | $1,195,000 | 3,213 |
| Total risk weighted assets | $94,985,000 | 3,660 |
| Total unused commitments | $9,469,000 | 4,391 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 26 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $139,743,000 | 3,710 |
| Cash and due from depository institutions | $5,281,000 | 5,527 |
| Interest-bearing balances | $10,000 | 6,661 |
| Securities | $36,971,000 | 3,118 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $92,510,000 | 3,532 |
| Loan loss allowance | $1,400,000 | 3,054 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,050,000 | 5,794 |
| Other real estate owned | $92,000 | 5,527 |
| Goodwill and other intangibles | $2,175,000 | 1,122 |
| All other assets | $1,664,000 | 5,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,743,000 | 3,710 |
| Total liabilities | $121,136,000 | 3,820 |
| Total deposits | $118,080,000 | 3,615 |
| Interest-bearing deposits | $106,700,000 | 3,426 |
| Deposits held in domestic offices | $118,080,000 | 3,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,466,000 | 4,206 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $590,000 | 4,572 |
| Total equity capital | $18,607,000 | 2,893 |
| Total bank equity capital | $18,607,000 | 2,893 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $128,000 | 6,737 |
| Surplus | $1,987,000 | 5,568 |
| Undivided profits | $16,492,000 | 1,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,830,000 | 1,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $767,000 | 4,007 |
| Earning assets | $129,491,000 | 3,663 |
| Long-term assets (5+ years) | $67,299,000 | 1,513 |
| Average Assets, year-to-date | $134,047,750 | 3,755 |
| Average Assets, quarterly | $136,972,000 | 3,746 |
| Volatile liabilities | $10,258,000 | 5,656 |
| Insider loans | $451,000 | 5,655 |
| FHLB advances | $2,466,000 | 4,023 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,837,000 | 4,315 |
| Tier 1 (core) risk-based capital | $16,085,000 | 3,153 |
| Tier 2 risk-based capital | $1,135,000 | 3,322 |
| Total risk weighted assets | $90,518,000 | 3,782 |
| Total unused commitments | $9,837,000 | 4,321 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $134,201,000 | 3,816 |
| Cash and due from depository institutions | $2,790,000 | 5,411 |
| Interest-bearing balances | $146,000 | 5,049 |
| Securities | $35,776,000 | 3,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $90,844,000 | 3,559 |
| Loan loss allowance | $1,334,000 | 3,130 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,070,000 | 5,737 |
| Other real estate owned | $92,000 | 5,411 |
| Goodwill and other intangibles | $2,175,000 | 1,097 |
| All other assets | $1,454,000 | 5,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,201,000 | 3,816 |
| Total liabilities | $116,014,000 | 3,941 |
| Total deposits | $115,651,000 | 3,678 |
| Interest-bearing deposits | $104,018,000 | 3,500 |
| Deposits held in domestic offices | $115,651,000 | 3,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $363,000 | 6,001 |
| Total equity capital | $18,187,000 | 2,956 |
| Total bank equity capital | $18,187,000 | 2,956 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $128,000 | 6,758 |
| Surplus | $1,987,000 | 5,555 |
| Undivided profits | $16,072,000 | 2,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,934,000 | 1,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $877,000 | 3,416 |
| Earning assets | $126,766,000 | 3,715 |
| Long-term assets (5+ years) | $65,913,000 | 1,474 |
| Average Assets, year-to-date | $132,149,330 | 3,796 |
| Average Assets, quarterly | $133,449,500 | 3,801 |
| Volatile liabilities | $8,069,000 | 6,279 |
| Insider loans | $453,000 | 5,636 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,006,000 | 4,720 |
| Tier 1 (core) risk-based capital | $15,462,000 | 3,218 |
| Tier 2 risk-based capital | $1,122,000 | 3,305 |
| Total risk weighted assets | $89,554,000 | 3,771 |
| Total unused commitments | $8,006,000 | 4,731 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $132,698,000 | 3,813 |
| Cash and due from depository institutions | $5,194,000 | 5,259 |
| Interest-bearing balances | $2,341,000 | 2,346 |
| Securities | $33,870,000 | 3,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $88,784,000 | 3,577 |
| Loan loss allowance | $1,341,000 | 3,075 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,087,000 | 5,687 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $2,175,000 | 1,091 |
| All other assets | $1,588,000 | 5,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,698,000 | 3,813 |
| Total liabilities | $115,227,000 | 3,908 |
| Total deposits | $114,507,000 | 3,670 |
| Interest-bearing deposits | $102,203,000 | 3,555 |
| Deposits held in domestic offices | $114,507,000 | 3,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $720,000 | 4,163 |
| Total equity capital | $17,471,000 | 3,001 |
| Total bank equity capital | $17,471,000 | 3,001 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $128,000 | 6,790 |
| Surplus | $1,987,000 | 5,539 |
| Undivided profits | $15,356,000 | 2,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,768,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $818,000 | 3,648 |
| Earning assets | $124,995,000 | 3,714 |
| Long-term assets (5+ years) | $61,482,000 | 1,525 |
| Average Assets, year-to-date | $131,123,500 | 3,814 |
| Average Assets, quarterly | $131,123,500 | 3,814 |
| Volatile liabilities | $8,210,000 | 6,199 |
| Insider loans | $459,000 | 5,588 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,634,000 | 4,757 |
| Tier 1 (core) risk-based capital | $14,853,000 | 3,303 |
| Tier 2 risk-based capital | $1,110,000 | 3,271 |
| Total risk weighted assets | $88,541,000 | 3,741 |
| Total unused commitments | $7,634,000 | 4,770 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 28 | 5,250 |
| Assets and Liabilities | ||
| Total Assets: | $129,549,000 | 3,845 |
| Cash and due from depository institutions | $5,166,000 | 5,250 |
| Interest-bearing balances | $29,000 | 6,149 |
| Securities | $33,242,000 | 3,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $86,287,000 | 3,655 |
| Loan loss allowance | $1,286,000 | 3,110 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,077,000 | 5,690 |
| Other real estate owned | $10,000 | 5,250 |
| Goodwill and other intangibles | $2,175,000 | 1,072 |
| All other assets | $1,592,000 | 5,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,549,000 | 3,845 |
| Total liabilities | $112,623,000 | 3,928 |
| Total deposits | $107,038,000 | 3,824 |
| Interest-bearing deposits | $95,458,000 | 3,695 |
| Deposits held in domestic offices | $107,038,000 | 3,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,155,000 | 3,197 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $430,000 | 5,665 |
| Total equity capital | $16,926,000 | 3,048 |
| Total bank equity capital | $16,926,000 | 3,048 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $128,000 | 6,816 |
| Surplus | $1,987,000 | 5,515 |
| Undivided profits | $14,811,000 | 2,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $846,000 | 3,710 |
| Earning assets | $119,558,000 | 3,809 |
| Long-term assets (5+ years) | $59,270,000 | 1,522 |
| Average Assets, year-to-date | $122,547,800 | 3,873 |
| Average Assets, quarterly | $126,866,000 | 3,880 |
| Volatile liabilities | $13,354,000 | 4,868 |
| Insider loans | $460,000 | 5,615 |
| FHLB advances | $5,155,000 | 3,002 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,642,000 | 4,656 |
| Tier 1 (core) risk-based capital | $14,258,000 | 3,381 |
| Tier 2 risk-based capital | $1,087,000 | 3,297 |
| Total risk weighted assets | $86,767,000 | 3,783 |
| Total unused commitments | $7,642,000 | 4,658 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $119,565,000 | 3,971 |
| Cash and due from depository institutions | $1,174,000 | 5,260 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $34,525,000 | 3,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $78,866,000 | 3,809 |
| Loan loss allowance | $1,145,000 | 3,238 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,161,000 | 5,535 |
| Other real estate owned | $0 | 5,260 |
| Goodwill and other intangibles | $2,286,000 | 984 |
| All other assets | $1,553,000 | 5,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,565,000 | 3,971 |
| Total liabilities | $104,890,000 | 4,057 |
| Total deposits | $104,185,000 | 3,796 |
| Interest-bearing deposits | $92,413,000 | 3,686 |
| Deposits held in domestic offices | $104,185,000 | 3,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $151,000 | 5,348 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $554,000 | 5,106 |
| Total equity capital | $14,675,000 | 3,263 |
| Total bank equity capital | $14,675,000 | 3,263 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $128,000 | 6,987 |
| Surplus | $1,987,000 | 5,519 |
| Undivided profits | $12,560,000 | 2,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $932,000 | 3,690 |
| Earning assets | $113,391,000 | 3,838 |
| Long-term assets (5+ years) | $50,758,000 | 1,698 |
| Average Assets, year-to-date | $117,669,800 | 3,859 |
| Average Assets, quarterly | $120,628,500 | 3,906 |
| Volatile liabilities | $7,736,000 | 6,314 |
| Insider loans | $252,000 | 6,635 |
| FHLB advances | $151,000 | 4,890 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,558,000 | 4,892 |
| Tier 1 (core) risk-based capital | $11,839,000 | 3,785 |
| Tier 2 risk-based capital | $1,048,000 | 3,239 |
| Total risk weighted assets | $83,754,000 | 3,754 |
| Total unused commitments | $6,558,000 | 4,898 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $113,467,000 | 4,018 |
| Cash and due from depository institutions | $2,278,000 | 5,597 |
| Interest-bearing balances | $1,433,000 | 2,037 |
| Securities | $39,280,000 | 2,739 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $67,229,000 | 4,202 |
| Loan loss allowance | $940,000 | 3,668 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,114,000 | 5,675 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $2,455,000 | 933 |
| All other assets | $1,111,000 | 5,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,467,000 | 4,018 |
| Total liabilities | $101,090,000 | 4,037 |
| Total deposits | $99,953,000 | 3,802 |
| Interest-bearing deposits | $88,954,000 | 3,654 |
| Deposits held in domestic offices | $99,953,000 | 3,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $595,000 | 4,911 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $542,000 | 5,507 |
| Total equity capital | $12,377,000 | 3,685 |
| Total bank equity capital | $12,377,000 | 3,685 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $128,000 | 7,219 |
| Surplus | $1,987,000 | 5,546 |
| Undivided profits | $10,262,000 | 2,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 5,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $393,000 | 5,970 |
| Earning assets | $107,942,000 | 3,872 |
| Long-term assets (5+ years) | $42,577,000 | 1,841 |
| Average Assets, year-to-date | $101,386,000 | 4,252 |
| Average Assets, quarterly | $113,277,000 | 3,974 |
| Volatile liabilities | $8,153,000 | 6,206 |
| Insider loans | $257,000 | 6,747 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,931,000 | 5,440 |
| Tier 1 (core) risk-based capital | $9,674,000 | 4,409 |
| Tier 2 risk-based capital | $940,000 | 3,447 |
| Total risk weighted assets | $77,628,700 | 3,853 |
| Total unused commitments | $4,931,000 | 5,443 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $92,643,000 | 4,713 |
| Cash and due from depository institutions | $3,504,000 | 6,389 |
| Interest-bearing balances | $1,990,000 | 1,741 |
| Securities | $32,648,000 | 3,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $54,682,000 | 4,828 |
| Loan loss allowance | $810,000 | 4,050 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $778,000 | 6,700 |
| Other real estate owned | $0 | 6,389 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,031,000 | 6,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,643,000 | 4,713 |
| Total liabilities | $81,469,000 | 4,785 |
| Total deposits | $78,273,000 | 4,641 |
| Interest-bearing deposits | $69,731,000 | 4,498 |
| Deposits held in domestic offices | $78,273,000 | 4,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,900,000 | 3,567 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $296,000 | 6,994 |
| Total equity capital | $11,174,000 | 3,868 |
| Total bank equity capital | $11,174,000 | 3,868 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $128,000 | 7,477 |
| Surplus | $1,970,000 | 5,608 |
| Undivided profits | $9,076,000 | 2,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $260,000 | 6,963 |
| Earning assets | $89,320,000 | 4,500 |
| Long-term assets (5+ years) | $38,298,000 | 2,131 |
| Average Assets, year-to-date | $89,336,400 | 4,693 |
| Average Assets, quarterly | $91,211,000 | 4,740 |
| Volatile liabilities | $5,988,000 | 6,864 |
| Insider loans | $80,000 | 8,228 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,062,000 | 5,975 |
| Tier 1 (core) risk-based capital | $11,205,000 | 3,846 |
| Tier 2 risk-based capital | $809,860 | 3,767 |
| Total risk weighted assets | $64,788,760 | 4,338 |
| Total unused commitments | $4,062,000 | 5,982 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $88,626,000 | 4,800 |
| Cash and due from depository institutions | $3,793,000 | 6,497 |
| Interest-bearing balances | $3,108,000 | 1,710 |
| Securities | $40,423,000 | 2,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $42,593,000 | 5,484 |
| Loan loss allowance | $654,000 | 4,698 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $844,000 | 6,448 |
| Other real estate owned | $85,000 | 6,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $888,000 | 6,348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,626,000 | 4,800 |
| Total liabilities | $78,473,000 | 4,856 |
| Total deposits | $76,060,000 | 4,726 |
| Interest-bearing deposits | $67,701,000 | 4,583 |
| Deposits held in domestic offices | $76,060,000 | 4,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $413,000 | 6,427 |
| Total equity capital | $10,153,000 | 4,274 |
| Total bank equity capital | $10,153,000 | 4,274 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $128,000 | 7,636 |
| Surplus | $1,970,000 | 5,527 |
| Undivided profits | $8,055,000 | 3,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 6,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $221,000 | 7,630 |
| Earning assets | $86,124,000 | 4,594 |
| Long-term assets (5+ years) | $32,873,000 | 2,221 |
| Average Assets, year-to-date | $84,988,600 | 4,747 |
| Average Assets, quarterly | $87,641,500 | 4,764 |
| Volatile liabilities | $3,138,000 | 8,172 |
| Insider loans | $333,000 | 6,225 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,307,000 | 5,184 |
| Tier 1 (core) risk-based capital | $9,564,000 | 4,342 |
| Tier 2 risk-based capital | $654,000 | 4,306 |
| Total risk weighted assets | $55,456,900 | 4,694 |
| Total unused commitments | $5,307,000 | 5,194 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $80,896,000 | 5,148 |
| Cash and due from depository institutions | $3,715,000 | 7,112 |
| Interest-bearing balances | $3,133,000 | 1,312 |
| Securities | $44,160,000 | 2,571 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $31,519,000 | 6,679 |
| Loan loss allowance | $460,000 | 6,018 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $573,000 | 7,582 |
| Other real estate owned | $53,000 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $876,000 | 6,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,896,000 | 5,148 |
| Total liabilities | $72,058,000 | 5,164 |
| Total deposits | $71,701,000 | 4,944 |
| Interest-bearing deposits | $62,594,000 | 4,899 |
| Deposits held in domestic offices | $71,701,000 | 4,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $357,000 | 7,160 |
| Total equity capital | $8,838,000 | 4,810 |
| Total bank equity capital | $8,838,000 | 4,810 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $66,000 | 9,001 |
| Surplus | $2,088,000 | 5,264 |
| Undivided profits | $6,684,000 | 3,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $162,000 | 8,828 |
| Earning assets | $78,812,000 | 4,899 |
| Long-term assets (5+ years) | $31,258,000 | 2,011 |
| Average Assets, year-to-date | $76,904,000 | 5,146 |
| Average Assets, quarterly | $81,152,500 | 5,079 |
| Volatile liabilities | $3,532,000 | 8,096 |
| Insider loans | $486,000 | 5,503 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,452,000 | 5,485 |
| Tier 1 (core) risk-based capital | $8,512,000 | 4,821 |
| Tier 2 risk-based capital | $460,000 | 5,470 |
| Total risk weighted assets | $45,663,500 | 5,420 |
| Total unused commitments | $4,452,000 | 5,489 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $74,263,000 | 5,621 |
| Cash and due from depository institutions | $2,101,000 | 7,667 |
| Interest-bearing balances | $220,000 | 3,849 |
| Securities | $46,269,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,025 |
| Net loans & leases | $21,670,000 | 8,160 |
| Loan loss allowance | $319,000 | 7,643 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $375,000 | 8,780 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,048,000 | 6,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,263,000 | 5,621 |
| Total liabilities | $66,678,000 | 5,618 |
| Total deposits | $65,823,000 | 5,435 |
| Interest-bearing deposits | $58,524,000 | 5,312 |
| Deposits held in domestic offices | $65,823,000 | 5,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $855,000 | 3,970 |
| Total equity capital | $7,585,000 | 5,466 |
| Total bank equity capital | $7,585,000 | 5,466 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $66,000 | 9,446 |
| Surplus | $2,088,000 | 5,331 |
| Undivided profits | $5,431,000 | 4,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $111,000 | 10,018 |
| Earning assets | $70,959,000 | 5,445 |
| Long-term assets (5+ years) | $20,798,000 | 2,586 |
| Average Assets, year-to-date | $72,275,400 | 5,583 |
| Average Assets, quarterly | $74,701,500 | 5,549 |
| Volatile liabilities | $3,465,000 | 8,181 |
| Insider loans | $387,000 | 6,188 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,837,000 | 7,651 |
| Tier 1 (core) risk-based capital | $7,471,000 | 5,433 |
| Tier 2 risk-based capital | $319,000 | 6,993 |
| Total risk weighted assets | $30,423,900 | 7,055 |
| Total unused commitments | $1,837,000 | 7,665 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $67,975,000 | 6,078 |
| Cash and due from depository institutions | $2,635,000 | 7,769 |
| Interest-bearing balances | $20,000 | 6,178 |
| Securities | $44,486,000 | 2,837 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,981 |
| Net loans & leases | $16,320,000 | 9,295 |
| Loan loss allowance | $344,000 | 7,560 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $234,000 | 10,003 |
| Other real estate owned | $73,000 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $827,000 | 7,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,975,000 | 6,078 |
| Total liabilities | $60,699,000 | 6,097 |
| Total deposits | $60,302,000 | 5,917 |
| Interest-bearing deposits | $53,433,000 | 5,795 |
| Deposits held in domestic offices | $60,302,000 | 5,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $397,000 | 7,181 |
| Total equity capital | $7,276,000 | 5,691 |
| Total bank equity capital | $7,276,000 | 5,691 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $66,000 | 9,902 |
| Surplus | $2,088,000 | 5,383 |
| Undivided profits | $5,122,000 | 4,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 5,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $81,000 | 10,994 |
| Earning assets | $64,226,000 | 5,950 |
| Long-term assets (5+ years) | $18,900,000 | 2,603 |
| Average Assets, year-to-date | $70,813,000 | 5,693 |
| Average Assets, quarterly | $69,875,500 | 5,907 |
| Volatile liabilities | $3,493,000 | 8,093 |
| Insider loans | $169,000 | 8,316 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $252,000 | 10,604 |
| Tier 1 (core) risk-based capital | $6,956,000 | 5,757 |
| Tier 2 risk-based capital | $257,800 | 7,948 |
| Total risk weighted assets | $20,537,800 | 8,708 |
| Total unused commitments | $252,000 | 10,611 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $72,144,000 | 5,788 |
| Cash and due from depository institutions | $3,430,000 | 7,248 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $52,556,000 | 2,507 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,379 |
| Net loans & leases | $14,435,000 | 9,943 |
| Loan loss allowance | $279,000 | 8,677 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $142,000 | 11,220 |
| Other real estate owned | $75,000 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,206,000 | 5,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,144,000 | 5,788 |
| Total liabilities | $60,843,000 | 6,097 |
| Total deposits | $60,302,000 | 5,903 |
| Interest-bearing deposits | $52,814,000 | 5,828 |
| Deposits held in domestic offices | $60,302,000 | 5,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $541,000 | 4,946 |
| Total equity capital | $11,301,000 | 3,605 |
| Total bank equity capital | $11,301,000 | 3,605 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $3,175,000 | 3,974 |
| Undivided profits | $8,026,000 | 2,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 6,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $54,000 | 11,870 |
| Earning assets | $67,291,000 | 5,700 |
| Long-term assets (5+ years) | $24,578,000 | 2,153 |
| Average Assets, year-to-date | $75,084,400 | 5,484 |
| Average Assets, quarterly | $73,840,000 | 5,657 |
| Volatile liabilities | $2,193,000 | 9,432 |
| Insider loans | $471,000 | 5,863 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $504,000 | 10,321 |
| Tier 1 (core) risk-based capital | $11,724,000 | 3,515 |
| Tier 2 risk-based capital | $235,650 | 8,481 |
| Total risk weighted assets | $18,808,650 | 9,217 |
| Total unused commitments | $504,000 | 10,326 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $75,633,000 | 5,687 |
| Cash and due from depository institutions | $3,456,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $55,202,000 | 2,510 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
| Net loans & leases | $13,373,000 | 10,450 |
| Loan loss allowance | $233,000 | 9,665 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $157,000 | 11,590 |
| Other real estate owned | $0 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $945,000 | 6,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,633,000 | 5,687 |
| Total liabilities | $64,167,000 | 6,004 |
| Total deposits | $64,013,000 | 5,817 |
| Interest-bearing deposits | $57,950,000 | 5,620 |
| Deposits held in domestic offices | $64,013,000 | 5,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $154,000 | 10,282 |
| Total equity capital | $11,466,000 | 3,567 |
| Total bank equity capital | $11,466,000 | 3,567 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $950,000 | 8,530 |
| Undivided profits | $10,416,000 | 2,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 7,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $79,000 | 11,635 |
| Earning assets | $71,075,000 | 5,580 |
| Long-term assets (5+ years) | $35,910,000 | 1,612 |
| Average Assets, year-to-date | $75,050,400 | 5,586 |
| Average Assets, quarterly | $76,743,500 | 5,579 |
| Volatile liabilities | $1,539,000 | 10,428 |
| Insider loans | $10,000 | 11,468 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $222,000 | 11,393 |
| Tier 1 (core) risk-based capital | $11,466,000 | 3,491 |
| Tier 2 risk-based capital | $180,800 | 9,790 |
| Total risk weighted assets | $14,411,900 | 10,519 |
| Total unused commitments | $222,000 | 11,400 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $72,244,000 | 5,982 |
| Cash and due from depository institutions | $4,387,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $51,183,000 | 2,674 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,345 |
| Net loans & leases | $10,745,000 | 11,435 |
| Loan loss allowance | $250,000 | 9,586 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $133,000 | 12,312 |
| Other real estate owned | $21,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $875,000 | 6,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,244,000 | 5,982 |
| Total liabilities | $61,937,000 | 6,256 |
| Total deposits | $61,714,000 | 6,098 |
| Interest-bearing deposits | $53,740,000 | 6,110 |
| Deposits held in domestic offices | $61,714,000 | 6,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $223,000 | 9,536 |
| Total equity capital | $10,307,000 | 3,762 |
| Total bank equity capital | $10,307,000 | 3,762 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $950,000 | 8,597 |
| Undivided profits | $9,257,000 | 2,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 6,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $45,000 | 13,105 |
| Earning assets | $66,828,000 | 5,906 |
| Long-term assets (5+ years) | $26,245,000 | 2,097 |
| Average Assets, year-to-date | $65,469,400 | 6,331 |
| Average Assets, quarterly | $71,152,500 | 6,006 |
| Volatile liabilities | $300,000 | 13,281 |
| Insider loans | $83,000 | 6,180 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $10,307,000 | 3,706 |
| Tier 2 risk-based capital | $145,180 | 10,771 |
| Total risk weighted assets | $11,509,480 | 11,636 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |