Home > The Farmers National Bank of Geneseo > Income and Expense
The Farmers National Bank of Geneseo, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,054,000 | 2,566 |
| Total interest expense | $6,850,000 | 2,261 |
| Net interest income | $6,204,000 | 2,865 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,049,000 | 3,015 |
| Gross Fiduciary activities income | $175,000 | 1,002 |
| Service charges on deposit accounts | $532,000 | 2,554 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $342,000 | 3,746 |
| Total noninterest expense | $3,959,000 | 3,379 |
| Salaries and employee benefits | $2,206,000 | 3,031 |
| Premises and equipment expense | $694,000 | 2,826 |
| Additional noninterest expense | $1,059,000 | 4,198 |
| Pre-tax net operating income | $3,294,000 | 2,176 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $805,000 | 2,818 |
| Income before extraordinary items | $2,472,000 | 2,001 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,472,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,972 |
| Cash dividends | $909,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,484,750 | 1,950 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,058,000 | 2,555 |
| Total interest expense | $6,879,000 | 2,271 |
| Net interest income | $6,179,000 | 2,880 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $909,000 | 3,336 |
| Gross Fiduciary activities income | $136,000 | 1,093 |
| Service charges on deposit accounts | $524,000 | 2,578 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $249,000 | 4,490 |
| Total noninterest expense | $4,135,000 | 3,221 |
| Salaries and employee benefits | $2,035,000 | 3,260 |
| Premises and equipment expense | $914,000 | 2,193 |
| Additional noninterest expense | $1,186,000 | 3,772 |
| Pre-tax net operating income | $2,953,000 | 2,466 |
| Securities gains (losses) | $53,000 | 1,271 |
| Applicable income taxes | $709,000 | 3,203 |
| Income before extraordinary items | $2,297,000 | 2,198 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,297,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $3,224,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,256,720 | 2,206 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,594,000 | 2,612 |
| Total interest expense | $5,496,000 | 2,262 |
| Net interest income | $6,098,000 | 2,957 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $959,000 | 3,206 |
| Gross Fiduciary activities income | $121,000 | 1,136 |
| Service charges on deposit accounts | $485,000 | 2,843 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $353,000 | 3,695 |
| Total noninterest expense | $4,091,000 | 3,355 |
| Salaries and employee benefits | $2,014,000 | 3,260 |
| Premises and equipment expense | $679,000 | 2,893 |
| Additional noninterest expense | $1,398,000 | 3,534 |
| Pre-tax net operating income | $2,966,000 | 2,402 |
| Securities gains (losses) | $104,000 | 759 |
| Applicable income taxes | $746,000 | 2,948 |
| Income before extraordinary items | $2,324,000 | 2,099 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,324,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 12,069 |
| Cash dividends | $653,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,244,960 | 2,196 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,353,000 | 2,726 |
| Total interest expense | $5,463,000 | 2,370 |
| Net interest income | $5,890,000 | 3,078 |
| Provision for loan and lease losses | $-101,000 | 12,914 |
| Total noninterest income | $858,000 | 3,773 |
| Gross Fiduciary activities income | $103,000 | 1,200 |
| Service charges on deposit accounts | $446,000 | 3,115 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $309,000 | 4,394 |
| Total noninterest expense | $3,782,000 | 3,662 |
| Salaries and employee benefits | $1,949,000 | 3,365 |
| Premises and equipment expense | $579,000 | 3,438 |
| Additional noninterest expense | $1,254,000 | 4,039 |
| Pre-tax net operating income | $3,067,000 | 2,222 |
| Securities gains (losses) | $62,000 | 3,121 |
| Applicable income taxes | $827,000 | 2,683 |
| Income before extraordinary items | $2,302,000 | 2,175 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,302,000 | 2,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-327,000 | 13,183 |
| Cash dividends | $1,059,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,256,120 | 2,083 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,225,000 | 2,870 |
| Total interest expense | $6,527,000 | 2,579 |
| Net interest income | $5,698,000 | 3,214 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $865,000 | 3,738 |
| Gross Fiduciary activities income | $99,000 | 1,257 |
| Service charges on deposit accounts | $410,000 | 3,392 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $356,000 | 3,995 |
| Total noninterest expense | $3,650,000 | 3,791 |
| Salaries and employee benefits | $1,897,000 | 3,367 |
| Premises and equipment expense | $529,000 | 3,784 |
| Additional noninterest expense | $1,224,000 | 4,269 |
| Pre-tax net operating income | $2,913,000 | 2,136 |
| Securities gains (losses) | $119,000 | 2,734 |
| Applicable income taxes | $814,000 | 2,570 |
| Income before extraordinary items | $2,218,000 | 2,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,218,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-161,000 | 13,820 |
| Cash dividends | $949,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,131,130 | 1,981 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.