Home > The Farmers National Bank of Geneseo > Assets and Liabilities
The Farmers National Bank of Geneseo, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 73 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $187,408,000 | 2,480 |
| Cash and due from depository institutions | $8,446,000 | 2,579 |
| Interest-bearing balances | $23,000 | 5,854 |
| Securities | $77,286,000 | 1,566 |
| Federal funds sold & reverse repurchase agreements | $6,978,000 | 1,891 |
| Net loans & leases | $90,507,000 | 3,027 |
| Loan loss allowance | $2,345,000 | 1,644 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,683,000 | 4,300 |
| Other real estate owned | $45,000 | 2,579 |
| Goodwill and other intangibles | $204,000 | 2,130 |
| All other assets | $2,259,000 | 3,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,408,000 | 2,480 |
| Total liabilities | $171,424,000 | 2,452 |
| Total deposits | $165,895,000 | 2,336 |
| Interest-bearing deposits | $149,977,000 | 2,223 |
| Deposits held in domestic offices | $165,895,000 | 2,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $316,000 | 3,470 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,500,000 | 2,173 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,713,000 | 2,314 |
| Total equity capital | $15,984,000 | 2,798 |
| Total bank equity capital | $15,984,000 | 2,798 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,400,000 | 1,625 |
| Surplus | $5,098,000 | 2,788 |
| Undivided profits | $8,486,000 | 2,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 9,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,014,000 | 2,217 |
| Earning assets | $174,794,000 | 2,441 |
| Long-term assets (5+ years) | $48,355,000 | 1,323 |
| Average Assets, year-to-date | $181,533,800 | 2,455 |
| Average Assets, quarterly | $184,430,500 | 2,486 |
| Volatile liabilities | $20,535,000 | 2,861 |
| Insider loans | $1,224,000 | 3,126 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,032,000 | 2,307 |
| Tier 1 (core) risk-based capital | $15,905,000 | 2,732 |
| Tier 2 risk-based capital | $1,235,900 | 2,444 |
| Total risk weighted assets | $97,762,900 | 2,841 |
| Total unused commitments | $17,032,000 | 2,322 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 76 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $182,390,000 | 2,549 |
| Cash and due from depository institutions | $6,714,000 | 2,550 |
| Interest-bearing balances | $37,000 | 5,898 |
| Securities | $76,998,000 | 1,639 |
| Federal funds sold & reverse repurchase agreements | $4,840,000 | 2,979 |
| Net loans & leases | $89,293,000 | 2,999 |
| Loan loss allowance | $2,304,000 | 1,710 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,880,000 | 3,923 |
| Other real estate owned | $45,000 | 2,550 |
| Goodwill and other intangibles | $313,000 | 1,795 |
| All other assets | $2,307,000 | 3,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,390,000 | 2,549 |
| Total liabilities | $167,690,000 | 2,503 |
| Total deposits | $160,928,000 | 2,430 |
| Interest-bearing deposits | $144,989,000 | 2,340 |
| Deposits held in domestic offices | $160,928,000 | 2,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,451 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,000,000 | 1,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,562,000 | 2,559 |
| Total equity capital | $14,700,000 | 3,030 |
| Total bank equity capital | $14,700,000 | 3,030 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,400,000 | 1,662 |
| Surplus | $5,098,000 | 2,788 |
| Undivided profits | $7,202,000 | 3,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 10,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,230,000 | 1,830 |
| Earning assets | $171,168,000 | 2,502 |
| Long-term assets (5+ years) | $48,391,000 | 1,217 |
| Average Assets, year-to-date | $177,735,600 | 2,527 |
| Average Assets, quarterly | $180,217,500 | 2,548 |
| Volatile liabilities | $18,795,000 | 2,757 |
| Insider loans | $2,577,000 | 1,692 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,119,000 | 2,679 |
| Tier 1 (core) risk-based capital | $14,233,000 | 3,022 |
| Tier 2 risk-based capital | $1,226,020 | 2,435 |
| Total risk weighted assets | $97,003,820 | 2,799 |
| Total unused commitments | $13,119,000 | 2,690 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 74 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $176,847,000 | 2,589 |
| Cash and due from depository institutions | $6,414,000 | 2,714 |
| Interest-bearing balances | $39,000 | 6,224 |
| Securities | $71,256,000 | 1,841 |
| Federal funds sold & reverse repurchase agreements | $9,675,000 | 963 |
| Net loans & leases | $84,214,000 | 3,077 |
| Loan loss allowance | $2,288,000 | 1,773 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,024,000 | 3,618 |
| Other real estate owned | $4,000 | 2,714 |
| Goodwill and other intangibles | $421,000 | 1,545 |
| All other assets | $2,839,000 | 2,809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,847,000 | 2,589 |
| Total liabilities | $162,677,000 | 2,550 |
| Total deposits | $153,739,000 | 2,504 |
| Interest-bearing deposits | $140,730,000 | 2,370 |
| Deposits held in domestic offices | $153,739,000 | 2,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,129,000 | 3,232 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,500,000 | 1,541 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,309,000 | 2,468 |
| Total equity capital | $14,170,000 | 2,872 |
| Total bank equity capital | $14,170,000 | 2,872 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,400,000 | 1,703 |
| Surplus | $5,098,000 | 2,695 |
| Undivided profits | $6,672,000 | 3,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 626 |
| Income earned, not collected on loans | $1,130,000 | 1,736 |
| Earning assets | $165,184,000 | 2,534 |
| Long-term assets (5+ years) | $45,201,000 | 1,278 |
| Average Assets, year-to-date | $170,400,800 | 2,607 |
| Average Assets, quarterly | $173,828,000 | 2,617 |
| Volatile liabilities | $18,913,000 | 2,643 |
| Insider loans | $2,488,000 | 1,694 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,021,000 | 2,762 |
| Tier 1 (core) risk-based capital | $15,052,000 | 2,753 |
| Tier 2 risk-based capital | $1,190,740 | 2,487 |
| Total risk weighted assets | $94,162,140 | 2,793 |
| Total unused commitments | $12,021,000 | 2,773 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $169,024,000 | 2,723 |
| Cash and due from depository institutions | $5,930,000 | 2,723 |
| Interest-bearing balances | $34,000 | 7,179 |
| Securities | $76,629,000 | 1,822 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,264 |
| Net loans & leases | $79,433,000 | 3,178 |
| Loan loss allowance | $2,217,000 | 1,903 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,131,000 | 3,410 |
| Other real estate owned | $40,000 | 2,723 |
| Goodwill and other intangibles | $529,000 | 1,323 |
| All other assets | $2,032,000 | 3,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,024,000 | 2,723 |
| Total liabilities | $155,222,000 | 2,695 |
| Total deposits | $147,385,000 | 2,682 |
| Interest-bearing deposits | $133,011,000 | 2,586 |
| Deposits held in domestic offices | $147,385,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $182,000 | 3,685 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,500,000 | 1,328 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,155,000 | 2,790 |
| Total equity capital | $13,802,000 | 2,925 |
| Total bank equity capital | $13,802,000 | 2,925 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,400,000 | 1,720 |
| Surplus | $5,098,000 | 2,627 |
| Undivided profits | $6,304,000 | 3,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 5,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $168,000 | 677 |
| Income earned, not collected on loans | $1,022,000 | 1,696 |
| Earning assets | $158,396,000 | 2,679 |
| Long-term assets (5+ years) | $48,468,000 | 1,233 |
| Average Assets, year-to-date | $163,089,400 | 2,753 |
| Average Assets, quarterly | $169,129,500 | 2,697 |
| Volatile liabilities | $19,028,000 | 2,492 |
| Insider loans | $3,289,000 | 1,257 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,428,000 | 3,222 |
| Tier 1 (core) risk-based capital | $13,273,000 | 2,984 |
| Tier 2 risk-based capital | $1,141,740 | 2,546 |
| Total risk weighted assets | $90,263,940 | 2,849 |
| Total unused commitments | $9,428,000 | 3,241 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 70 | 3,067 |
| Assets and Liabilities | ||
| Total Assets: | $160,412,000 | 2,939 |
| Cash and due from depository institutions | $6,121,000 | 3,067 |
| Interest-bearing balances | $17,000 | 7,842 |
| Securities | $69,836,000 | 1,933 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 2,400 |
| Net loans & leases | $72,471,000 | 3,548 |
| Loan loss allowance | $1,992,000 | 2,141 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,129,000 | 3,408 |
| Other real estate owned | $70,000 | 3,067 |
| Goodwill and other intangibles | $638,000 | 1,224 |
| All other assets | $2,197,000 | 3,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,412,000 | 2,939 |
| Total liabilities | $147,853,000 | 2,918 |
| Total deposits | $143,486,000 | 2,861 |
| Interest-bearing deposits | $131,234,000 | 2,743 |
| Deposits held in domestic offices | $143,486,000 | 2,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $772,000 | 2,745 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,500,000 | 1,791 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,095,000 | 3,060 |
| Total equity capital | $12,559,000 | 3,056 |
| Total bank equity capital | $12,559,000 | 3,056 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,400,000 | 1,773 |
| Surplus | $5,098,000 | 2,524 |
| Undivided profits | $5,061,000 | 4,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $496,000 | 5,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $972,000 | 2,032 |
| Earning assets | $149,274,000 | 2,893 |
| Long-term assets (5+ years) | $43,455,000 | 1,336 |
| Average Assets, year-to-date | $156,961,000 | 2,928 |
| Average Assets, quarterly | $157,466,500 | 2,967 |
| Volatile liabilities | $13,496,000 | 3,248 |
| Insider loans | $184,000 | 4,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,198,000 | 3,670 |
| Tier 1 (core) risk-based capital | $11,921,000 | 3,159 |
| Tier 2 risk-based capital | $1,125,010 | 2,622 |
| Total risk weighted assets | $89,133,510 | 2,980 |
| Total unused commitments | $7,198,000 | 3,690 |
| Derivatives | $0 | 651 |