The Farmers National Bank of Forney, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$2,287,0008,140
Total interest expense$927,0008,385
Net interest income$1,360,0007,732
Provision for loan and lease losses$165,0004,200
Total noninterest income$527,0004,770
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$403,0003,219
Trading account gains and feesNANA
Additional Noninterest Income$124,0005,915
Total noninterest expense$1,224,0007,430
Salaries and employee benefits$636,0007,515
Premises and equipment expense$135,0007,833
Additional noninterest expense$453,0006,750
Pre-tax net operating income$498,0007,013
Securities gains (losses)$01,956
Applicable income taxes$111,0006,375
Income before extraordinary items$387,0006,936
Extraordinary gains, net$038
Net income$387,0006,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,062
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$387,0006,937
1999-12-31 (YTD Data)Rank
Total interest income$2,289,0008,149
Total interest expense$924,0008,378
Net interest income$1,365,0007,847
Provision for loan and lease losses$486,0001,807
Total noninterest income$582,0004,512
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$442,0002,939
Trading account gains and feesNANA
Additional Noninterest Income$140,0005,767
Total noninterest expense$1,132,0007,745
Salaries and employee benefits$620,0007,644
Premises and equipment expense$125,0008,129
Additional noninterest expense$387,0007,379
Pre-tax net operating income$329,0007,928
Securities gains (losses)$03,155
Applicable income taxes$82,0007,173
Income before extraordinary items$247,0007,949
Extraordinary gains, net$035
Net income$247,0007,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$481,0001,256
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$247,0007,926
1998-12-31 (YTD Data)Rank
Total interest income$1,886,0008,818
Total interest expense$742,0009,088
Net interest income$1,144,0008,460
Provision for loan and lease losses$490,0001,746
Total noninterest income$622,0004,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$509,0002,526
Trading account gains and feesNANA
Additional Noninterest Income$113,0006,342
Total noninterest expense$1,070,0007,910
Salaries and employee benefits$571,0007,917
Premises and equipment expense$116,0008,357
Additional noninterest expense$383,0007,368
Pre-tax net operating income$206,0008,877
Securities gains (losses)$04,449
Applicable income taxes$-9,00010,016
Income before extraordinary items$215,0008,513
Extraordinary gains, net$032
Net income$215,0008,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0001,601
Cash dividends$100,0006,234
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$215,0008,432
1997-12-31 (YTD Data)Rank
Total interest income$1,535,0009,625
Total interest expense$542,0009,993
Net interest income$993,0009,208
Provision for loan and lease losses$130,0004,446
Total noninterest income$501,0004,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$411,0003,147
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,074
Total noninterest expense$918,0008,618
Salaries and employee benefits$487,0008,700
Premises and equipment expense$122,0008,446
Additional noninterest expense$309,0008,231
Pre-tax net operating income$446,0008,208
Securities gains (losses)$03,944
Applicable income taxes$115,0008,169
Income before extraordinary items$331,0008,145
Extraordinary gains, net$044
Net income$331,0008,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,491
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$331,0008,095
1996-12-31 (YTD Data)Rank
Total interest income$1,322,00010,355
Total interest expense$468,00010,693
Net interest income$854,0009,948
Provision for loan and lease losses$217,0003,234
Total noninterest income$389,0006,035
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$330,0003,945
Trading account gains and feesNANA
Additional Noninterest Income$59,0008,503
Total noninterest expense$827,0009,331
Salaries and employee benefits$416,0009,498
Premises and equipment expense$148,0008,108
Additional noninterest expense$263,0009,261
Pre-tax net operating income$199,0009,794
Securities gains (losses)$04,148
Applicable income taxes$25,00010,115
Income before extraordinary items$174,0009,547
Extraordinary gains, net$053
Net income$174,0009,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,311
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$174,0009,493
1995-12-31 (YTD Data)Rank
Total interest income$1,242,00010,923
Total interest expense$405,00011,310
Net interest income$837,00010,427
Provision for loan and lease losses$153,0003,586
Total noninterest income$297,0007,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$245,0005,015
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,130
Total noninterest expense$687,00010,237
Salaries and employee benefits$307,00010,686
Premises and equipment expense$99,0009,652
Additional noninterest expense$281,0009,475
Pre-tax net operating income$294,0009,785
Securities gains (losses)$03,831
Applicable income taxes$23,00010,706
Income before extraordinary items$271,0009,214
Extraordinary gains, net$065
Net income$271,0009,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,329
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$271,0009,183
1994-12-31 (YTD Data)Rank
Total interest income$1,285,00011,173
Total interest expense$325,00011,928
Net interest income$960,00010,519
Provision for loan and lease losses$789,0001,109
Total noninterest income$269,0007,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,476
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,769
Total noninterest expense$849,00010,005
Salaries and employee benefits$351,00010,725
Premises and equipment expense$112,0009,637
Additional noninterest expense$386,0008,964
Pre-tax net operating income$-409,00012,349
Securities gains (losses)$03,600
Applicable income taxes$-133,00012,340
Income before extraordinary items$-276,00012,261
Extraordinary gains, net$0249
Net income$-276,00012,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$710,0001,080
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-276,00012,280
1993-12-31 (YTD Data)Rank
Total interest income$1,423,00011,396
Total interest expense$320,00012,588
Net interest income$1,103,00010,397
Provision for loan and lease losses$312,0002,906
Total noninterest income$348,0007,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$257,0005,004
Trading account gains and feesNANA
Additional Noninterest Income$91,0008,188
Total noninterest expense$957,0009,938
Salaries and employee benefits$358,00011,061
Premises and equipment expense$101,00010,412
Additional noninterest expense$498,0008,229
Pre-tax net operating income$182,00011,194
Securities gains (losses)$07,477
Applicable income taxes$48,00010,991
Income before extraordinary items$134,00011,403
Extraordinary gains, net$03,149
Net income$134,00011,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0002,247
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$134,00011,193
1992-12-31 (YTD Data)Rank
Total interest income$1,524,00011,906
Total interest expense$448,00012,985
Net interest income$1,076,00010,780
Provision for loan and lease losses$166,0005,814
Total noninterest income$298,0007,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$238,0005,314
Trading account gains and feesNANA
Additional Noninterest Income$60,0009,797
Total noninterest expense$905,00010,450
Salaries and employee benefits$329,00011,678
Premises and equipment expense$102,00010,663
Additional noninterest expense$474,0008,709
Pre-tax net operating income$303,00010,107
Securities gains (losses)$08,369
Applicable income taxes$95,00010,051
Income before extraordinary items$208,00010,494
Extraordinary gains, net$01,422
Net income$208,00010,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0005,631
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$208,00010,148

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.