The Farmers National Bank of Danville, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$43,145,0001,060
Total interest expense$11,802,0001,153
Net interest income$31,343,0001,002
Provision for loan and lease losses$1,312,000713
Total noninterest income$13,454,000615
Gross Fiduciary activities income$5,679,000247
Service charges on deposit accounts$2,038,000546
Trading account gains and feesNANA
Additional Noninterest Income$5,737,000802
Total noninterest expense$28,865,000926
Salaries and employee benefits$18,346,000824
Premises and equipment expense$2,361,0001,049
Additional noninterest expense$5,737,000802
Pre-tax net operating income$14,620,000874
Securities gains (losses)$-596,0004,216
Applicable income taxes$2,991,000749
Income before extraordinary items$11,033,000928
Extraordinary gains, net$054
Net income$11,033,000943
Minority interest net income$088
Net income of bank and minority interests.$11,033,000931
Net charge-offs$403,000843
Cash dividends$3,155,0001,145
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,503,840917
2023-09-30 (YTD Data)Rank
Total interest income$31,540,0001,058
Total interest expense$7,876,0001,172
Net interest income$23,664,000995
Provision for loan and lease losses$1,034,000641
Total noninterest income$9,936,000622
Gross Fiduciary activities income$4,165,000248
Service charges on deposit accounts$1,504,000553
Trading account gains and feesNANA
Additional Noninterest Income$4,267,000827
Total noninterest expense$21,242,000936
Salaries and employee benefits$13,471,000844
Premises and equipment expense$1,804,0001,033
Additional noninterest expense$4,267,000827
Pre-tax net operating income$11,324,000876
Securities gains (losses)$0849
Applicable income taxes$2,332,000763
Income before extraordinary items$8,992,000903
Extraordinary gains, net$052
Net income$8,992,000909
Minority interest net income$081
Net income of bank and minority interests.$8,992,000903
Net charge-offs$206,000876
Cash dividends$2,445,0001,034
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,992,000919
2023-06-30 (YTD Data)Rank
Total interest income$20,437,0001,053
Total interest expense$4,398,0001,229
Net interest income$16,039,000987
Provision for loan and lease losses$769,000595
Total noninterest income$6,499,000619
Gross Fiduciary activities income$2,714,000248
Service charges on deposit accounts$968,000559
Trading account gains and feesNANA
Additional Noninterest Income$2,817,000779
Total noninterest expense$14,399,000909
Salaries and employee benefits$9,112,000828
Premises and equipment expense$1,166,0001,057
Additional noninterest expense$2,817,000779
Pre-tax net operating income$7,370,000912
Securities gains (losses)$0938
Applicable income taxes$1,521,000781
Income before extraordinary items$5,849,000936
Extraordinary gains, net$051
Net income$5,849,000948
Minority interest net income$081
Net income of bank and minority interests.$5,849,000936
Net charge-offs$189,000691
Cash dividends$1,515,0001,069
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,849,000945
2023-03-31 (YTD Data)Rank
Total interest income$9,947,0001,063
Total interest expense$1,931,0001,223
Net interest income$8,016,000993
Provision for loan and lease losses$425,000562
Total noninterest income$3,155,000624
Gross Fiduciary activities income$1,359,000256
Service charges on deposit accounts$464,000587
Trading account gains and feesNANA
Additional Noninterest Income$1,332,000796
Total noninterest expense$7,209,000917
Salaries and employee benefits$4,627,000834
Premises and equipment expense$578,0001,094
Additional noninterest expense$1,332,000796
Pre-tax net operating income$3,537,000959
Securities gains (losses)$0950
Applicable income taxes$720,000827
Income before extraordinary items$2,817,000981
Extraordinary gains, net$04
Net income$2,817,000980
Minority interest net income$048
Net income of bank and minority interests.$2,817,000980
Net charge-offs$65,000717
Cash dividends$730,0001,008
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,817,000998
2022-12-31 (YTD Data)Rank
Total interest income$31,682,0001,093
Total interest expense$2,938,0001,205
Net interest income$28,744,0001,072
Provision for loan and lease losses$1,622,000592
Total noninterest income$12,784,000650
Gross Fiduciary activities income$5,340,000260
Service charges on deposit accounts$2,002,000573
Trading account gains and feesNANA
Additional Noninterest Income$5,442,000847
Total noninterest expense$27,481,000929
Salaries and employee benefits$17,411,000848
Premises and equipment expense$3,147,000827
Additional noninterest expense$5,442,000847
Pre-tax net operating income$12,425,0001,085
Securities gains (losses)$0691
Applicable income taxes$2,508,000932
Income before extraordinary items$9,917,0001,113
Extraordinary gains, net$05
Net income$9,917,0001,112
Minority interest net income$063
Net income of bank and minority interests.$9,917,0001,113
Net charge-offs$279,000800
Cash dividends$2,730,0001,235
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,917,0001,138
2022-09-30 (YTD Data)Rank
Total interest income$21,964,0001,124
Total interest expense$1,531,0001,297
Net interest income$20,433,0001,104
Provision for loan and lease losses$1,047,000608
Total noninterest income$9,559,000670
Gross Fiduciary activities income$3,965,000260
Service charges on deposit accounts$1,478,000583
Trading account gains and feesNANA
Additional Noninterest Income$4,116,000866
Total noninterest expense$20,116,000942
Salaries and employee benefits$12,776,000856
Premises and equipment expense$2,335,000834
Additional noninterest expense$4,116,000866
Pre-tax net operating income$8,829,0001,116
Securities gains (losses)$0740
Applicable income taxes$1,764,000965
Income before extraordinary items$7,065,0001,146
Extraordinary gains, net$04
Net income$7,065,0001,144
Minority interest net income$057
Net income of bank and minority interests.$7,065,0001,146
Net charge-offs$192,000708
Cash dividends$2,110,0001,087
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,065,0001,169
2022-06-30 (YTD Data)Rank
Total interest income$13,623,0001,149
Total interest expense$633,0001,657
Net interest income$12,990,0001,119
Provision for loan and lease losses$655,000571
Total noninterest income$6,395,000663
Gross Fiduciary activities income$2,663,000230
Service charges on deposit accounts$949,000594
Trading account gains and feesNANA
Additional Noninterest Income$2,783,000877
Total noninterest expense$13,602,000910
Salaries and employee benefits$8,657,000834
Premises and equipment expense$1,543,000828
Additional noninterest expense$3,402,0001,067
Pre-tax net operating income$5,128,0001,189
Securities gains (losses)$0687
Applicable income taxes$986,0001,021
Income before extraordinary items$4,142,0001,206
Extraordinary gains, net$04
Net income$4,142,0001,206
Minority interest net income$060
Net income of bank and minority interests.$4,142,0001,206
Net charge-offs$102,000716
Cash dividends$1,415,0001,094
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,142,0001,227
2022-03-31 (YTD Data)Rank
Total interest income$6,399,0001,180
Total interest expense$261,0001,861
Net interest income$6,138,0001,138
Provision for loan and lease losses$112,000919
Total noninterest income$3,189,000669
Gross Fiduciary activities income$1,362,000232
Service charges on deposit accounts$469,000600
Trading account gains and feesNANA
Additional Noninterest Income$1,358,000899
Total noninterest expense$6,839,000912
Salaries and employee benefits$4,450,000821
Premises and equipment expense$769,000836
Additional noninterest expense$1,620,0001,081
Pre-tax net operating income$2,376,0001,198
Securities gains (losses)$0623
Applicable income taxes$437,0001,054
Income before extraordinary items$1,939,0001,218
Extraordinary gains, net$04
Net income$1,939,0001,218
Minority interest net income$050
Net income of bank and minority interests.$1,939,0001,218
Net charge-offs$-44,0004,368
Cash dividends$795,000891
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,939,0001,231
2021-12-31 (YTD Data)Rank
Total interest income$25,683,0001,202
Total interest expense$1,163,0002,002
Net interest income$24,520,0001,148
Provision for loan and lease losses$585,000925
Total noninterest income$12,629,000712
Gross Fiduciary activities income$5,232,000229
Service charges on deposit accounts$1,586,000650
Trading account gains and feesNANA
Additional Noninterest Income$5,811,000965
Total noninterest expense$26,485,000939
Salaries and employee benefits$16,875,000846
Premises and equipment expense$3,020,000856
Additional noninterest expense$6,590,0001,065
Pre-tax net operating income$10,079,0001,273
Securities gains (losses)$02,062
Applicable income taxes$2,018,0001,095
Income before extraordinary items$8,061,0001,338
Extraordinary gains, net$010
Net income$8,061,0001,338
Minority interest net income$074
Net income of bank and minority interests.$8,061,0001,338
Net charge-offs$189,0001,045
Cash dividends$2,475,0001,346
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,061,0001,317
2021-09-30 (YTD Data)Rank
Total interest income$19,173,0001,230
Total interest expense$904,0002,039
Net interest income$18,269,0001,178
Provision for loan and lease losses$520,000783
Total noninterest income$9,314,000737
Gross Fiduciary activities income$3,884,000229
Service charges on deposit accounts$1,109,000688
Trading account gains and feesNANA
Additional Noninterest Income$4,321,000990
Total noninterest expense$19,392,000962
Salaries and employee benefits$12,469,000872
Premises and equipment expense$2,225,000884
Additional noninterest expense$4,698,0001,110
Pre-tax net operating income$7,671,0001,306
Securities gains (losses)$02,015
Applicable income taxes$1,470,0001,167
Income before extraordinary items$6,201,0001,360
Extraordinary gains, net$08
Net income$6,201,0001,360
Minority interest net income$069
Net income of bank and minority interests.$6,201,0001,360
Net charge-offs$193,000810
Cash dividends$1,865,0001,220
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,201,0001,338
2021-06-30 (YTD Data)Rank
Total interest income$12,464,0001,257
Total interest expense$640,0002,015
Net interest income$11,824,0001,197
Provision for loan and lease losses$325,000838
Total noninterest income$6,185,000738
Gross Fiduciary activities income$2,610,000226
Service charges on deposit accounts$693,000699
Trading account gains and feesNANA
Additional Noninterest Income$2,882,0001,004
Total noninterest expense$12,876,000957
Salaries and employee benefits$8,390,000866
Premises and equipment expense$1,475,000893
Additional noninterest expense$3,011,0001,125
Pre-tax net operating income$4,808,0001,349
Securities gains (losses)$01,818
Applicable income taxes$909,0001,226
Income before extraordinary items$3,899,0001,436
Extraordinary gains, net$06
Net income$3,899,0001,436
Minority interest net income$067
Net income of bank and minority interests.$3,899,0001,436
Net charge-offs$132,000803
Cash dividends$1,240,0001,204
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,899,0001,398
2021-03-31 (YTD Data)Rank
Total interest income$5,996,0001,296
Total interest expense$339,0002,006
Net interest income$5,657,0001,240
Provision for loan and lease losses$130,0001,086
Total noninterest income$2,975,000750
Gross Fiduciary activities income$1,268,000229
Service charges on deposit accounts$339,000703
Trading account gains and feesNANA
Additional Noninterest Income$1,368,0001,042
Total noninterest expense$6,495,000945
Salaries and employee benefits$4,219,000855
Premises and equipment expense$776,000865
Additional noninterest expense$1,500,0001,108
Pre-tax net operating income$2,007,0001,519
Securities gains (losses)$01,392
Applicable income taxes$359,0001,390
Income before extraordinary items$1,648,0001,617
Extraordinary gains, net$03
Net income$1,648,0001,617
Minority interest net income$055
Net income of bank and minority interests.$1,648,0001,617
Net charge-offs$14,0001,259
Cash dividends$625,0001,035
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,648,0001,574
2020-12-31 (YTD Data)Rank
Total interest income$26,101,0001,192
Total interest expense$2,102,0001,924
Net interest income$23,999,0001,112
Provision for loan and lease losses$1,876,0001,090
Total noninterest income$10,538,000772
Gross Fiduciary activities income$4,500,000234
Service charges on deposit accounts$1,480,000672
Trading account gains and feesNANA
Additional Noninterest Income$4,558,0001,090
Total noninterest expense$25,602,000933
Salaries and employee benefits$16,207,000853
Premises and equipment expense$2,976,000867
Additional noninterest expense$6,419,0001,043
Pre-tax net operating income$7,059,0001,375
Securities gains (losses)$02,675
Applicable income taxes$796,0001,612
Income before extraordinary items$6,263,0001,376
Extraordinary gains, net$04
Net income$6,263,0001,377
Minority interest net income$072
Net income of bank and minority interests.$6,263,0001,377
Net charge-offs$468,0001,012
Cash dividends$2,425,0001,322
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,263,0001,338
2020-09-30 (YTD Data)Rank
Total interest income$19,399,0001,196
Total interest expense$1,734,0001,874
Net interest income$17,665,0001,119
Provision for loan and lease losses$1,721,000974
Total noninterest income$7,670,000760
Gross Fiduciary activities income$3,331,000230
Service charges on deposit accounts$1,094,000678
Trading account gains and feesNANA
Additional Noninterest Income$3,245,0001,102
Total noninterest expense$18,974,000926
Salaries and employee benefits$12,206,000831
Premises and equipment expense$2,226,000861
Additional noninterest expense$4,542,0001,071
Pre-tax net operating income$4,640,0001,485
Securities gains (losses)$02,494
Applicable income taxes$668,0001,502
Income before extraordinary items$3,972,0001,517
Extraordinary gains, net$04
Net income$3,972,0001,517
Minority interest net income$065
Net income of bank and minority interests.$3,972,0001,518
Net charge-offs$401,000866
Cash dividends$1,825,0001,184
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,972,0001,476
2020-06-30 (YTD Data)Rank
Total interest income$12,870,0001,214
Total interest expense$1,313,0001,812
Net interest income$11,557,0001,126
Provision for loan and lease losses$676,0001,354
Total noninterest income$4,954,000730
Gross Fiduciary activities income$2,192,000231
Service charges on deposit accounts$729,000686
Trading account gains and feesNANA
Additional Noninterest Income$2,033,0001,080
Total noninterest expense$12,691,000915
Salaries and employee benefits$8,366,000810
Premises and equipment expense$1,457,000877
Additional noninterest expense$2,868,0001,110
Pre-tax net operating income$3,144,0001,394
Securities gains (losses)$02,249
Applicable income taxes$467,0001,399
Income before extraordinary items$2,677,0001,451
Extraordinary gains, net$04
Net income$2,677,0001,451
Minority interest net income$065
Net income of bank and minority interests.$2,677,0001,451
Net charge-offs$232,000929
Cash dividends$1,200,0001,147
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,677,0001,410
2020-03-31 (YTD Data)Rank
Total interest income$6,307,0001,242
Total interest expense$751,0001,765
Net interest income$5,556,0001,145
Provision for loan and lease losses$226,0001,359
Total noninterest income$2,531,000689
Gross Fiduciary activities income$1,099,000230
Service charges on deposit accounts$448,000674
Trading account gains and feesNANA
Additional Noninterest Income$984,000985
Total noninterest expense$6,352,000921
Salaries and employee benefits$4,342,000790
Premises and equipment expense$690,000916
Additional noninterest expense$1,320,0001,209
Pre-tax net operating income$1,509,0001,313
Securities gains (losses)$01,705
Applicable income taxes$209,0001,368
Income before extraordinary items$1,300,0001,333
Extraordinary gains, net$04
Net income$1,300,0001,332
Minority interest net income$056
Net income of bank and minority interests.$1,300,0001,333
Net charge-offs$37,0001,329
Cash dividends$600,0001,133
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,300,0001,313
2019-12-31 (YTD Data)Rank
Total interest income$23,894,0001,302
Total interest expense$2,705,0001,932
Net interest income$21,189,0001,196
Provision for loan and lease losses$687,0001,221
Total noninterest income$9,739,000710
Gross Fiduciary activities income$4,220,000235
Service charges on deposit accounts$1,835,000678
Trading account gains and feesNANA
Additional Noninterest Income$3,684,0001,032
Total noninterest expense$23,774,000947
Salaries and employee benefits$15,938,000825
Premises and equipment expense$2,684,000928
Additional noninterest expense$5,152,0001,202
Pre-tax net operating income$6,467,0001,450
Securities gains (losses)$92,000969
Applicable income taxes$922,0001,493
Income before extraordinary items$5,637,0001,442
Extraordinary gains, net$011
Net income$5,637,0001,444
Minority interest net income$076
Net income of bank and minority interests.$5,637,0001,444
Net charge-offs$598,000929
Cash dividends$9,625,000492
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,557,8801,433
2019-09-30 (YTD Data)Rank
Total interest income$17,819,0001,322
Total interest expense$1,996,0001,975
Net interest income$15,823,0001,211
Provision for loan and lease losses$492,0001,179
Total noninterest income$7,229,000708
Gross Fiduciary activities income$3,090,000239
Service charges on deposit accounts$1,388,000675
Trading account gains and feesNANA
Additional Noninterest Income$2,751,0001,013
Total noninterest expense$17,555,000949
Salaries and employee benefits$11,682,000830
Premises and equipment expense$1,979,000945
Additional noninterest expense$3,894,0001,198
Pre-tax net operating income$5,005,0001,438
Securities gains (losses)$92,000820
Applicable income taxes$754,0001,468
Income before extraordinary items$4,343,0001,452
Extraordinary gains, net$011
Net income$4,343,0001,452
Minority interest net income$072
Net income of bank and minority interests.$4,343,0001,454
Net charge-offs$515,000750
Cash dividends$2,100,0001,149
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,264,8001,443
2019-06-30 (YTD Data)Rank
Total interest income$11,795,0001,323
Total interest expense$1,285,0002,012
Net interest income$10,510,0001,213
Provision for loan and lease losses$297,0001,271
Total noninterest income$4,702,000711
Gross Fiduciary activities income$2,056,000238
Service charges on deposit accounts$921,000673
Trading account gains and feesNANA
Additional Noninterest Income$1,725,0001,043
Total noninterest expense$11,602,000949
Salaries and employee benefits$7,729,000831
Premises and equipment expense$1,284,000968
Additional noninterest expense$2,589,0001,223
Pre-tax net operating income$3,313,0001,426
Securities gains (losses)$92,000566
Applicable income taxes$496,0001,448
Income before extraordinary items$2,909,0001,423
Extraordinary gains, net$011
Net income$2,909,0001,423
Minority interest net income$069
Net income of bank and minority interests.$2,909,0001,423
Net charge-offs$300,000791
Cash dividends$1,175,0001,308
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,830,8001,426
2019-03-31 (YTD Data)Rank
Total interest income$5,834,0001,328
Total interest expense$641,0001,966
Net interest income$5,193,0001,220
Provision for loan and lease losses$108,0001,412
Total noninterest income$2,289,000698
Gross Fiduciary activities income$1,017,000235
Service charges on deposit accounts$469,000649
Trading account gains and feesNANA
Additional Noninterest Income$803,0001,045
Total noninterest expense$5,874,000942
Salaries and employee benefits$3,942,000818
Premises and equipment expense$633,000972
Additional noninterest expense$1,299,0001,203
Pre-tax net operating income$1,500,0001,528
Securities gains (losses)$01,087
Applicable income taxes$195,0001,610
Income before extraordinary items$1,305,0001,524
Extraordinary gains, net$05
Net income$1,305,0001,524
Minority interest net income$052
Net income of bank and minority interests.$1,305,0001,523
Net charge-offs$28,0001,543
Cash dividends$575,0001,224
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,305,0001,496
2018-12-31 (YTD Data)Rank
Total interest income$21,567,0001,349
Total interest expense$1,968,0001,960
Net interest income$19,599,0001,267
Provision for loan and lease losses$270,0002,073
Total noninterest income$9,403,000714
Gross Fiduciary activities income$3,716,000251
Service charges on deposit accounts$1,971,000644
Trading account gains and feesNANA
Additional Noninterest Income$3,716,000973
Total noninterest expense$22,831,000958
Salaries and employee benefits$14,619,000854
Premises and equipment expense$2,533,000963
Additional noninterest expense$5,679,0001,121
Pre-tax net operating income$5,901,0001,536
Securities gains (losses)$56,000401
Applicable income taxes$791,0001,592
Income before extraordinary items$5,166,0001,544
Extraordinary gains, net$06
Net income$5,166,0001,542
Minority interest net income$072
Net income of bank and minority interests.$5,166,0001,543
Net charge-offs$249,0001,459
Cash dividends$500,0002,948
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,117,2801,547
2018-09-30 (YTD Data)Rank
Total interest income$15,785,0001,364
Total interest expense$1,405,0001,949
Net interest income$14,380,0001,284
Provision for loan and lease losses$180,0002,069
Total noninterest income$7,105,000713
Gross Fiduciary activities income$2,797,000251
Service charges on deposit accounts$1,446,000651
Trading account gains and feesNANA
Additional Noninterest Income$2,862,000964
Total noninterest expense$16,425,000981
Salaries and employee benefits$10,604,000880
Premises and equipment expense$1,890,000961
Additional noninterest expense$3,931,0001,200
Pre-tax net operating income$4,880,0001,451
Securities gains (losses)$56,000394
Applicable income taxes$746,0001,438
Income before extraordinary items$4,190,0001,452
Extraordinary gains, net$05
Net income$4,190,0001,451
Minority interest net income$066
Net income of bank and minority interests.$4,190,0001,451
Net charge-offs$195,0001,272
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,142,4001,446
2018-06-30 (YTD Data)Rank
Total interest income$10,292,0001,379
Total interest expense$832,0002,031
Net interest income$9,460,0001,296
Provision for loan and lease losses$120,0002,009
Total noninterest income$4,521,000743
Gross Fiduciary activities income$1,761,000256
Service charges on deposit accounts$941,000664
Trading account gains and feesNANA
Additional Noninterest Income$1,819,0001,004
Total noninterest expense$10,880,000992
Salaries and employee benefits$7,132,000879
Premises and equipment expense$1,256,000962
Additional noninterest expense$2,492,0001,242
Pre-tax net operating income$2,981,0001,523
Securities gains (losses)$0961
Applicable income taxes$429,0001,544
Income before extraordinary items$2,552,0001,550
Extraordinary gains, net$06
Net income$2,552,0001,549
Minority interest net income$065
Net income of bank and minority interests.$2,552,0001,549
Net charge-offs$89,0001,393
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,552,0001,534
2018-03-31 (YTD Data)Rank
Total interest income$5,013,0001,393
Total interest expense$406,0002,006
Net interest income$4,607,0001,324
Provision for loan and lease losses$60,0001,880
Total noninterest income$2,304,000708
Gross Fiduciary activities income$963,000247
Service charges on deposit accounts$456,000687
Trading account gains and feesNANA
Additional Noninterest Income$885,0001,006
Total noninterest expense$5,558,000981
Salaries and employee benefits$3,605,000876
Premises and equipment expense$630,000980
Additional noninterest expense$1,323,0001,185
Pre-tax net operating income$1,293,0001,680
Securities gains (losses)$0735
Applicable income taxes$172,0001,716
Income before extraordinary items$1,121,0001,676
Extraordinary gains, net$07
Net income$1,121,0001,676
Minority interest net income$052
Net income of bank and minority interests.$1,121,0001,676
Net charge-offs$-5,0004,469
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,121,0001,662
2017-12-31 (YTD Data)Rank
Total interest income$19,392,0001,377
Total interest expense$1,675,0001,753
Net interest income$17,717,0001,337
Provision for loan and lease losses$04,227
Total noninterest income$8,346,000782
Gross Fiduciary activities income$3,708,000245
Service charges on deposit accounts$1,988,000644
Trading account gains and feesNANA
Additional Noninterest Income$2,650,0001,273
Total noninterest expense$20,615,0001,032
Salaries and employee benefits$13,085,000921
Premises and equipment expense$2,297,0001,034
Additional noninterest expense$5,233,0001,209
Pre-tax net operating income$5,448,0001,592
Securities gains (losses)$02,243
Applicable income taxes$1,264,0001,679
Income before extraordinary items$4,184,0001,551
Extraordinary gains, net$09
Net income$4,184,0001,551
Minority interest net income$076
Net income of bank and minority interests.$4,184,0001,551
Net charge-offs$251,0001,631
Cash dividends$2,608,0001,139
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,184,0001,538
2017-09-30 (YTD Data)Rank
Total interest income$14,299,0001,406
Total interest expense$1,203,0001,799
Net interest income$13,096,0001,353
Provision for loan and lease losses$04,088
Total noninterest income$6,477,000778
Gross Fiduciary activities income$2,830,000243
Service charges on deposit accounts$1,502,000640
Trading account gains and feesNANA
Additional Noninterest Income$2,145,0001,210
Total noninterest expense$15,104,0001,051
Salaries and employee benefits$9,782,000931
Premises and equipment expense$1,666,0001,071
Additional noninterest expense$3,656,0001,267
Pre-tax net operating income$4,469,0001,484
Securities gains (losses)$02,274
Applicable income taxes$1,082,0001,401
Income before extraordinary items$3,387,0001,560
Extraordinary gains, net$09
Net income$3,387,0001,560
Minority interest net income$071
Net income of bank and minority interests.$3,387,0001,560
Net charge-offs$147,0001,624
Cash dividends$1,440,0001,349
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,387,0001,540
2017-06-30 (YTD Data)Rank
Total interest income$9,311,0001,425
Total interest expense$785,0001,798
Net interest income$8,526,0001,383
Provision for loan and lease losses$03,871
Total noninterest income$4,495,000750
Gross Fiduciary activities income$1,934,000238
Service charges on deposit accounts$997,000625
Trading account gains and feesNANA
Additional Noninterest Income$1,564,0001,158
Total noninterest expense$9,909,0001,069
Salaries and employee benefits$6,411,000944
Premises and equipment expense$1,094,0001,088
Additional noninterest expense$2,404,0001,280
Pre-tax net operating income$3,112,0001,426
Securities gains (losses)$01,906
Applicable income taxes$771,0001,298
Income before extraordinary items$2,341,0001,502
Extraordinary gains, net$011
Net income$2,341,0001,501
Minority interest net income$071
Net income of bank and minority interests.$2,341,0001,502
Net charge-offs$70,0001,756
Cash dividends$865,0001,465
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,341,0001,486
2017-03-31 (YTD Data)Rank
Total interest income$4,567,0001,436
Total interest expense$389,0001,789
Net interest income$4,178,0001,397
Provision for loan and lease losses$03,537
Total noninterest income$2,229,000743
Gross Fiduciary activities income$965,000237
Service charges on deposit accounts$492,000639
Trading account gains and feesNANA
Additional Noninterest Income$772,0001,147
Total noninterest expense$4,979,0001,076
Salaries and employee benefits$3,204,000949
Premises and equipment expense$514,0001,166
Additional noninterest expense$1,261,0001,235
Pre-tax net operating income$1,428,0001,486
Securities gains (losses)$01,153
Applicable income taxes$340,0001,388
Income before extraordinary items$1,088,0001,568
Extraordinary gains, net$08
Net income$1,088,0001,568
Minority interest net income$055
Net income of bank and minority interests.$1,088,0001,568
Net charge-offs$20,0001,889
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,088,0001,554
2016-12-31 (YTD Data)Rank
Total interest income$17,513,0001,453
Total interest expense$1,673,0001,639
Net interest income$15,840,0001,423
Provision for loan and lease losses$-100,0005,582
Total noninterest income$8,596,000775
Gross Fiduciary activities income$3,670,000239
Service charges on deposit accounts$1,978,000659
Trading account gains and fees$0170
Additional Noninterest Income$2,948,0001,220
Total noninterest expense$17,652,0001,163
Salaries and employee benefits$11,152,0001,050
Premises and equipment expense$1,939,0001,213
Additional noninterest expense$4,561,0001,368
Pre-tax net operating income$6,884,0001,260
Securities gains (losses)$03,212
Applicable income taxes$1,758,0001,147
Income before extraordinary items$5,126,0001,356
Extraordinary gains, net$05
Net income$5,126,0001,354
Minority interest net income$082
Net income of bank and minority interests.$5,126,0001,355
Net charge-offs$395,0001,267
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,126,0001,326
2016-09-30 (YTD Data)Rank
Total interest income$13,036,0001,465
Total interest expense$1,258,0001,638
Net interest income$11,778,0001,438
Provision for loan and lease losses$04,186
Total noninterest income$6,472,000774
Gross Fiduciary activities income$2,646,000241
Service charges on deposit accounts$1,450,000670
Trading account gains and fees$0169
Additional Noninterest Income$2,376,0001,168
Total noninterest expense$12,857,0001,192
Salaries and employee benefits$8,198,0001,067
Premises and equipment expense$1,406,0001,255
Additional noninterest expense$3,253,0001,426
Pre-tax net operating income$5,393,0001,232
Securities gains (losses)$03,160
Applicable income taxes$1,398,0001,135
Income before extraordinary items$3,995,0001,335
Extraordinary gains, net$05
Net income$3,995,0001,335
Minority interest net income$071
Net income of bank and minority interests.$3,995,0001,335
Net charge-offs$243,0001,316
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,995,0001,293
2016-06-30 (YTD Data)Rank
Total interest income$8,563,0001,491
Total interest expense$845,0001,622
Net interest income$7,718,0001,468
Provision for loan and lease losses$04,017
Total noninterest income$4,278,000775
Gross Fiduciary activities income$1,748,000245
Service charges on deposit accounts$912,000695
Trading account gains and fees$0157
Additional Noninterest Income$1,618,0001,127
Total noninterest expense$8,500,0001,204
Salaries and employee benefits$5,454,0001,075
Premises and equipment expense$923,0001,275
Additional noninterest expense$2,123,0001,456
Pre-tax net operating income$3,496,0001,254
Securities gains (losses)$02,835
Applicable income taxes$901,0001,165
Income before extraordinary items$2,595,0001,364
Extraordinary gains, net$016
Net income$2,595,0001,363
Minority interest net income$071
Net income of bank and minority interests.$2,595,0001,364
Net charge-offs$38,0002,355
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,595,0001,316
2016-03-31 (YTD Data)Rank
Total interest income$4,188,0001,518
Total interest expense$421,0001,628
Net interest income$3,767,0001,496
Provision for loan and lease losses$03,656
Total noninterest income$2,119,000763
Gross Fiduciary activities income$860,000244
Service charges on deposit accounts$439,000715
Trading account gains and fees$0142
Additional Noninterest Income$820,0001,077
Total noninterest expense$4,303,0001,198
Salaries and employee benefits$2,849,0001,029
Premises and equipment expense$460,0001,269
Additional noninterest expense$994,0001,532
Pre-tax net operating income$1,583,0001,348
Securities gains (losses)$02,077
Applicable income taxes$393,0001,248
Income before extraordinary items$1,190,0001,424
Extraordinary gains, net$012
Net income$1,190,0001,424
Minority interest net income$062
Net income of bank and minority interests.$1,190,0001,425
Net charge-offs$30,0001,747
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,190,0001,391
2015-12-31 (YTD Data)Rank
Total interest income$16,339,0001,507
Total interest expense$1,815,0001,504
Net interest income$14,524,0001,518
Provision for loan and lease losses$04,380
Total noninterest income$8,305,000772
Gross Fiduciary activities income$3,481,000247
Service charges on deposit accounts$1,773,000746
Trading account gains and fees$0159
Additional Noninterest Income$3,051,0001,147
Total noninterest expense$16,468,0001,214
Salaries and employee benefits$9,951,0001,132
Premises and equipment expense$1,983,0001,193
Additional noninterest expense$4,534,0001,383
Pre-tax net operating income$6,361,0001,294
Securities gains (losses)$03,216
Applicable income taxes$1,570,0001,206
Income before extraordinary items$4,791,0001,395
Extraordinary gains, net$023
Net income$4,791,0001,394
Minority interest net income$081
Net income of bank and minority interests.$4,791,0001,395
Net charge-offs$423,0001,313
Cash dividends$3,000,000969
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,791,0001,377
2015-09-30 (YTD Data)Rank
Total interest income$12,208,0001,529
Total interest expense$1,404,0001,489
Net interest income$10,804,0001,543
Provision for loan and lease losses$04,232
Total noninterest income$6,141,000800
Gross Fiduciary activities income$2,595,000248
Service charges on deposit accounts$1,313,000764
Trading account gains and fees$0153
Additional Noninterest Income$2,233,0001,179
Total noninterest expense$12,329,0001,224
Salaries and employee benefits$7,542,0001,125
Premises and equipment expense$1,500,0001,197
Additional noninterest expense$3,287,0001,425
Pre-tax net operating income$4,616,0001,359
Securities gains (losses)$03,031
Applicable income taxes$1,129,0001,259
Income before extraordinary items$3,487,0001,451
Extraordinary gains, net$021
Net income$3,487,0001,452
Minority interest net income$078
Net income of bank and minority interests.$3,487,0001,452
Net charge-offs$146,0001,823
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,487,0001,419
2015-06-30 (YTD Data)Rank
Total interest income$8,056,0001,553
Total interest expense$978,0001,430
Net interest income$7,078,0001,568
Provision for loan and lease losses$04,069
Total noninterest income$4,213,000788
Gross Fiduciary activities income$1,750,000250
Service charges on deposit accounts$961,000669
Trading account gains and fees$0157
Additional Noninterest Income$1,502,0001,183
Total noninterest expense$8,196,0001,234
Salaries and employee benefits$5,028,0001,126
Premises and equipment expense$994,0001,210
Additional noninterest expense$2,174,0001,434
Pre-tax net operating income$3,095,0001,343
Securities gains (losses)$02,636
Applicable income taxes$757,0001,270
Income before extraordinary items$2,338,0001,428
Extraordinary gains, net$022
Net income$2,338,0001,428
Minority interest net income$075
Net income of bank and minority interests.$2,338,0001,429
Net charge-offs$116,0001,590
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,338,0001,385
2015-03-31 (YTD Data)Rank
Total interest income$3,978,0001,563
Total interest expense$507,0001,389
Net interest income$3,471,0001,596
Provision for loan and lease losses$03,703
Total noninterest income$2,073,000761
Gross Fiduciary activities income$854,000254
Service charges on deposit accounts$424,000753
Trading account gains and fees$0152
Additional Noninterest Income$795,0001,097
Total noninterest expense$4,225,0001,208
Salaries and employee benefits$2,613,0001,087
Premises and equipment expense$498,0001,214
Additional noninterest expense$1,114,0001,380
Pre-tax net operating income$1,319,0001,492
Securities gains (losses)$02,027
Applicable income taxes$317,0001,388
Income before extraordinary items$1,002,0001,598
Extraordinary gains, net$013
Net income$1,002,0001,599
Minority interest net income$064
Net income of bank and minority interests.$1,002,0001,600
Net charge-offs$23,0002,046
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,002,0001,532
2014-12-31 (YTD Data)Rank
Total interest income$16,455,0001,520
Total interest expense$2,493,0001,169
Net interest income$13,962,0001,580
Provision for loan and lease losses$-250,0006,154
Total noninterest income$7,876,000786
Gross Fiduciary activities income$3,233,000259
Service charges on deposit accounts$1,940,000704
Trading account gains and fees$0180
Additional Noninterest Income$2,703,0001,179
Total noninterest expense$16,755,0001,192
Salaries and employee benefits$10,213,0001,069
Premises and equipment expense$2,008,0001,190
Additional noninterest expense$4,534,0001,410
Pre-tax net operating income$5,333,0001,438
Securities gains (losses)$20,0002,325
Applicable income taxes$1,153,0001,404
Income before extraordinary items$4,200,0001,522
Extraordinary gains, net$017
Net income$4,200,0001,519
Minority interest net income$084
Net income of bank and minority interests.$4,200,0001,521
Net charge-offs$27,0004,148
Cash dividends$8,205,000394
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,184,4001,501
2014-09-30 (YTD Data)Rank
Total interest income$12,371,0001,522
Total interest expense$1,929,0001,155
Net interest income$10,442,0001,592
Provision for loan and lease losses$04,401
Total noninterest income$5,953,000774
Gross Fiduciary activities income$2,386,000265
Service charges on deposit accounts$1,437,000710
Trading account gains and fees$0174
Additional Noninterest Income$2,130,0001,156
Total noninterest expense$12,624,0001,196
Salaries and employee benefits$7,747,0001,057
Premises and equipment expense$1,535,0001,176
Additional noninterest expense$3,342,0001,423
Pre-tax net operating income$3,771,0001,532
Securities gains (losses)$20,0002,024
Applicable income taxes$762,0001,562
Income before extraordinary items$3,029,0001,565
Extraordinary gains, net$015
Net income$3,029,0001,565
Minority interest net income$081
Net income of bank and minority interests.$3,029,0001,565
Net charge-offs$45,0003,344
Cash dividends$1,720,0001,061
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,013,0001,546
2014-06-30 (YTD Data)Rank
Total interest income$8,342,0001,498
Total interest expense$1,331,0001,125
Net interest income$7,011,0001,576
Provision for loan and lease losses$2,0004,139
Total noninterest income$3,851,000774
Gross Fiduciary activities income$1,565,000265
Service charges on deposit accounts$917,000726
Trading account gains and fees$0172
Additional Noninterest Income$1,369,0001,169
Total noninterest expense$8,643,0001,168
Salaries and employee benefits$5,324,0001,018
Premises and equipment expense$724,0001,632
Additional noninterest expense$2,595,0001,249
Pre-tax net operating income$2,217,0001,669
Securities gains (losses)$02,580
Applicable income taxes$366,0001,865
Income before extraordinary items$1,851,0001,636
Extraordinary gains, net$020
Net income$1,851,0001,639
Minority interest net income$080
Net income of bank and minority interests.$1,851,0001,638
Net charge-offs$-8,0005,605
Cash dividends$1,120,0001,061
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,851,0001,610
2014-03-31 (YTD Data)Rank
Total interest income$4,118,0001,511
Total interest expense$683,0001,111
Net interest income$3,435,0001,593
Provision for loan and lease losses$03,817
Total noninterest income$1,884,000764
Gross Fiduciary activities income$778,000270
Service charges on deposit accounts$434,000755
Trading account gains and fees$0147
Additional Noninterest Income$672,0001,156
Total noninterest expense$4,301,0001,187
Salaries and employee benefits$2,689,0001,019
Premises and equipment expense$355,0001,698
Additional noninterest expense$1,257,0001,277
Pre-tax net operating income$1,018,0001,738
Securities gains (losses)$01,715
Applicable income taxes$96,0002,396
Income before extraordinary items$922,0001,593
Extraordinary gains, net$016
Net income$922,0001,596
Minority interest net income$066
Net income of bank and minority interests.$922,0001,596
Net charge-offs$-134,0006,525
Cash dividends$575,000943
Sale, conversion, retirement of capital stock, net$0747
Net operating income$922,0001,563
2013-12-31 (YTD Data)Rank
Total interest income$17,125,0001,474
Total interest expense$3,328,0001,010
Net interest income$13,797,0001,580
Provision for loan and lease losses$49,0004,312
Total noninterest income$7,073,000880
Gross Fiduciary activities income$2,558,000284
Service charges on deposit accounts$2,027,000682
Trading account gains and fees$0184
Additional Noninterest Income$2,488,0001,297
Total noninterest expense$15,436,0001,294
Salaries and employee benefits$9,091,0001,192
Premises and equipment expense$1,427,0001,646
Additional noninterest expense$4,918,0001,362
Pre-tax net operating income$5,385,0001,355
Securities gains (losses)$03,182
Applicable income taxes$1,350,0001,209
Income before extraordinary items$4,035,0001,487
Extraordinary gains, net$029
Net income$4,035,0001,489
Minority interest net income$090
Net income of bank and minority interests.$4,035,0001,491
Net charge-offs$646,0001,728
Cash dividends$1,738,0001,338
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,035,0001,458
2013-09-30 (YTD Data)Rank
Total interest income$12,857,0001,478
Total interest expense$2,586,0001,012
Net interest income$10,271,0001,597
Provision for loan and lease losses$46,0004,004
Total noninterest income$5,158,000912
Gross Fiduciary activities income$1,830,000285
Service charges on deposit accounts$1,520,000680
Trading account gains and fees$0180
Additional Noninterest Income$1,808,0001,358
Total noninterest expense$11,212,0001,326
Salaries and employee benefits$6,640,0001,219
Premises and equipment expense$1,082,0001,637
Additional noninterest expense$3,490,0001,424
Pre-tax net operating income$4,171,0001,346
Securities gains (losses)$03,040
Applicable income taxes$883,0001,358
Income before extraordinary items$3,288,0001,380
Extraordinary gains, net$025
Net income$3,288,0001,382
Minority interest net income$084
Net income of bank and minority interests.$3,288,0001,382
Net charge-offs$31,0004,166
Cash dividends$1,300,0001,194
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,288,0001,353
2013-06-30 (YTD Data)Rank
Total interest income$8,608,0001,467
Total interest expense$1,775,0001,014
Net interest income$6,833,0001,581
Provision for loan and lease losses$24,0004,187
Total noninterest income$3,349,000935
Gross Fiduciary activities income$1,133,000303
Service charges on deposit accounts$982,000693
Trading account gains and fees$0157
Additional Noninterest Income$1,234,0001,370
Total noninterest expense$7,428,0001,341
Salaries and employee benefits$4,316,0001,238
Premises and equipment expense$710,0001,666
Additional noninterest expense$2,402,0001,376
Pre-tax net operating income$2,730,0001,335
Securities gains (losses)$02,791
Applicable income taxes$581,0001,383
Income before extraordinary items$2,149,0001,407
Extraordinary gains, net$022
Net income$2,149,0001,410
Minority interest net income$082
Net income of bank and minority interests.$2,149,0001,410
Net charge-offs$-144,0006,751
Cash dividends$755,0001,345
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,149,0001,350
2013-03-31 (YTD Data)Rank
Total interest income$4,195,0001,512
Total interest expense$915,0001,022
Net interest income$3,280,0001,647
Provision for loan and lease losses$15,0003,721
Total noninterest income$1,550,0001,003
Gross Fiduciary activities income$419,000355
Service charges on deposit accounts$495,000685
Trading account gains and fees$0148
Additional Noninterest Income$636,0001,336
Total noninterest expense$3,642,0001,372
Salaries and employee benefits$2,178,0001,245
Premises and equipment expense$336,0001,771
Additional noninterest expense$1,128,0001,443
Pre-tax net operating income$1,173,0001,499
Securities gains (losses)$01,966
Applicable income taxes$226,0001,596
Income before extraordinary items$947,0001,557
Extraordinary gains, net$010
Net income$947,0001,560
Minority interest net income$076
Net income of bank and minority interests.$947,0001,559
Net charge-offs$-208,0006,916
Cash dividends$425,0001,059
Sale, conversion, retirement of capital stock, net$0789
Net operating income$947,0001,500
2012-12-31 (YTD Data)Rank
Total interest income$17,970,0001,477
Total interest expense$4,698,000957
Net interest income$13,272,0001,666
Provision for loan and lease losses$-271,0006,952
Total noninterest income$5,509,0001,075
Gross Fiduciary activities income$1,460,000370
Service charges on deposit accounts$2,294,000620
Trading account gains and fees$0166
Additional Noninterest Income$1,755,0001,675
Total noninterest expense$14,218,0001,388
Salaries and employee benefits$7,793,0001,326
Premises and equipment expense$1,521,0001,555
Additional noninterest expense$4,904,0001,382
Pre-tax net operating income$4,834,0001,411
Securities gains (losses)$3,0003,606
Applicable income taxes$1,172,0001,318
Income before extraordinary items$3,665,0001,564
Extraordinary gains, net$029
Net income$3,665,0001,565
Minority interest net income$093
Net income of bank and minority interests.$3,665,0001,565
Net charge-offs$532,0002,573
Cash dividends$1,335,0001,616
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,662,7201,474
2012-09-30 (YTD Data)Rank
Total interest income$13,423,0001,503
Total interest expense$3,726,000947
Net interest income$9,697,0001,725
Provision for loan and lease losses$73,0004,693
Total noninterest income$4,324,0001,035
Gross Fiduciary activities income$1,067,000378
Service charges on deposit accounts$1,716,000627
Trading account gains and fees$0157
Additional Noninterest Income$1,541,0001,497
Total noninterest expense$10,771,0001,379
Salaries and employee benefits$5,826,0001,323
Premises and equipment expense$1,186,0001,513
Additional noninterest expense$3,759,0001,352
Pre-tax net operating income$3,177,0001,618
Securities gains (losses)$3,0003,350
Applicable income taxes$724,0001,542
Income before extraordinary items$2,456,0001,782
Extraordinary gains, net$020
Net income$2,456,0001,781
Minority interest net income$086
Net income of bank and minority interests.$2,456,0001,783
Net charge-offs$-119,0007,056
Cash dividends$1,013,0001,313
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,453,6901,681
2012-06-30 (YTD Data)Rank
Total interest income$8,904,0001,533
Total interest expense$2,567,000957
Net interest income$6,337,0001,764
Provision for loan and lease losses$46,0004,645
Total noninterest income$2,843,0001,026
Gross Fiduciary activities income$689,000382
Service charges on deposit accounts$1,118,000639
Trading account gains and fees$0153
Additional Noninterest Income$1,036,0001,483
Total noninterest expense$7,175,0001,378
Salaries and employee benefits$3,839,0001,342
Premises and equipment expense$780,0001,526
Additional noninterest expense$2,556,0001,326
Pre-tax net operating income$1,959,0001,710
Securities gains (losses)$1,0003,081
Applicable income taxes$425,0001,664
Income before extraordinary items$1,535,0001,847
Extraordinary gains, net$019
Net income$1,535,0001,846
Minority interest net income$084
Net income of bank and minority interests.$1,535,0001,847
Net charge-offs$-148,0007,137
Cash dividends$528,0001,541
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,534,2201,759
2012-03-31 (YTD Data)Rank
Total interest income$4,459,0001,547
Total interest expense$1,325,000957
Net interest income$3,134,0001,787
Provision for loan and lease losses$28,0004,279
Total noninterest income$1,327,0001,066
Gross Fiduciary activities income$322,000392
Service charges on deposit accounts$548,000656
Trading account gains and fees$0148
Additional Noninterest Income$457,0001,604
Total noninterest expense$3,620,0001,368
Salaries and employee benefits$1,979,0001,310
Premises and equipment expense$389,0001,533
Additional noninterest expense$1,252,0001,342
Pre-tax net operating income$813,0001,999
Securities gains (losses)$1,0002,095
Applicable income taxes$156,0001,986
Income before extraordinary items$658,0002,106
Extraordinary gains, net$019
Net income$658,0002,106
Minority interest net income$078
Net income of bank and minority interests.$658,0002,108
Net charge-offs$126,0002,258
Cash dividends$287,0001,325
Sale, conversion, retirement of capital stock, net$0861
Net operating income$657,1902,006
2011-12-31 (YTD Data)Rank
Total interest income$19,822,0001,435
Total interest expense$6,275,000973
Net interest income$13,547,0001,641
Provision for loan and lease losses$1,064,0002,330
Total noninterest income$5,111,0001,027
Gross Fiduciary activities income$1,145,000370
Service charges on deposit accounts$2,410,000607
Trading account gains and fees$0146
Additional Noninterest Income$1,556,0001,608
Total noninterest expense$14,977,0001,314
Salaries and employee benefits$7,954,0001,245
Premises and equipment expense$1,574,0001,577
Additional noninterest expense$5,449,0001,272
Pre-tax net operating income$2,617,0002,060
Securities gains (losses)$1,073,000416
Applicable income taxes$680,0001,709
Income before extraordinary items$3,010,0001,607
Extraordinary gains, net$029
Net income$3,010,0001,608
Minority interest net income$096
Net income of bank and minority interests.$3,010,0001,608
Net charge-offs$2,461,0001,366
Cash dividends$1,414,0001,295
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,130,1402,062
2011-09-30 (YTD Data)Rank
Total interest income$15,391,0001,414
Total interest expense$4,861,000984
Net interest income$10,530,0001,599
Provision for loan and lease losses$875,0002,144
Total noninterest income$4,090,000974
Gross Fiduciary activities income$859,000365
Service charges on deposit accounts$1,813,000612
Trading account gains and fees$0145
Additional Noninterest Income$1,418,0001,397
Total noninterest expense$11,374,0001,306
Salaries and employee benefits$6,435,0001,157
Premises and equipment expense$1,279,0001,478
Additional noninterest expense$3,660,0001,413
Pre-tax net operating income$2,371,0001,822
Securities gains (losses)$555,000598
Applicable income taxes$620,0001,541
Income before extraordinary items$2,306,0001,637
Extraordinary gains, net$021
Net income$2,306,0001,638
Minority interest net income$087
Net income of bank and minority interests.$2,306,0001,638
Net charge-offs$1,798,0001,310
Cash dividends$100,0003,124
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,867,5501,849
2011-06-30 (YTD Data)Rank
Total interest income$10,288,0001,424
Total interest expense$3,314,0001,002
Net interest income$6,974,0001,613
Provision for loan and lease losses$575,0002,156
Total noninterest income$2,668,000993
Gross Fiduciary activities income$537,000388
Service charges on deposit accounts$1,152,000639
Trading account gains and fees$0153
Additional Noninterest Income$979,0001,361
Total noninterest expense$7,513,0001,323
Salaries and employee benefits$4,245,0001,181
Premises and equipment expense$846,0001,491
Additional noninterest expense$2,422,0001,447
Pre-tax net operating income$1,554,0001,823
Securities gains (losses)$555,000330
Applicable income taxes$471,0001,376
Income before extraordinary items$1,638,0001,498
Extraordinary gains, net$015
Net income$1,638,0001,498
Minority interest net income$089
Net income of bank and minority interests.$1,638,0001,498
Net charge-offs$594,0001,962
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,205,1001,880
2011-03-31 (YTD Data)Rank
Total interest income$5,063,0001,448
Total interest expense$1,694,0001,013
Net interest income$3,369,0001,658
Provision for loan and lease losses$275,0002,087
Total noninterest income$1,351,000991
Gross Fiduciary activities income$272,000386
Service charges on deposit accounts$544,000660
Trading account gains and fees$0158
Additional Noninterest Income$535,0001,294
Total noninterest expense$3,693,0001,347
Salaries and employee benefits$2,110,0001,195
Premises and equipment expense$413,0001,558
Additional noninterest expense$1,170,0001,492
Pre-tax net operating income$752,0001,867
Securities gains (losses)$555,000141
Applicable income taxes$335,0001,018
Income before extraordinary items$972,0001,270
Extraordinary gains, net$09
Net income$972,0001,269
Minority interest net income$086
Net income of bank and minority interests.$972,0001,270
Net charge-offs$529,0001,285
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$561,3001,996
2010-12-31 (YTD Data)Rank
Total interest income$23,682,0001,301
Total interest expense$7,888,0001,050
Net interest income$15,794,0001,418
Provision for loan and lease losses$5,367,0001,081
Total noninterest income$4,561,0001,157
Gross Fiduciary activities income$1,017,000392
Service charges on deposit accounts$2,469,000599
Trading account gains and fees$0175
Additional Noninterest Income$1,075,0002,094
Total noninterest expense$14,433,0001,383
Salaries and employee benefits$7,574,0001,297
Premises and equipment expense$1,597,0001,601
Additional noninterest expense$5,262,0001,383
Pre-tax net operating income$555,0004,240
Securities gains (losses)$57,0002,569
Applicable income taxes$-394,0007,107
Income before extraordinary items$1,006,0003,217
Extraordinary gains, net$029
Net income$1,006,0003,214
Minority interest net income$0111
Net income of bank and minority interests.$1,006,0003,217
Net charge-offs$5,416,000947
Cash dividends$957,0001,546
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$949,0003,186
2010-09-30 (YTD Data)Rank
Total interest income$18,002,0001,304
Total interest expense$6,047,0001,065
Net interest income$11,955,0001,423
Provision for loan and lease losses$4,517,000943
Total noninterest income$3,923,0001,019
Gross Fiduciary activities income$764,000393
Service charges on deposit accounts$1,886,000596
Trading account gains and fees$0165
Additional Noninterest Income$1,273,0001,519
Total noninterest expense$11,255,0001,322
Salaries and employee benefits$6,097,0001,204
Premises and equipment expense$1,270,0001,532
Additional noninterest expense$3,888,0001,369
Pre-tax net operating income$106,0005,600
Securities gains (losses)$57,0002,331
Applicable income taxes$04,726
Income before extraordinary items$163,0005,460
Extraordinary gains, net$023
Net income$163,0005,462
Minority interest net income$0110
Net income of bank and minority interests.$163,0005,463
Net charge-offs$5,003,000779
Cash dividends$718,0001,386
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$106,0005,548
2010-06-30 (YTD Data)Rank
Total interest income$12,140,0001,306
Total interest expense$4,027,0001,107
Net interest income$8,113,0001,395
Provision for loan and lease losses$1,300,0001,661
Total noninterest income$2,568,0001,025
Gross Fiduciary activities income$524,000390
Service charges on deposit accounts$1,224,000624
Trading account gains and fees$0152
Additional Noninterest Income$820,0001,498
Total noninterest expense$7,328,0001,360
Salaries and employee benefits$4,007,0001,218
Premises and equipment expense$836,0001,571
Additional noninterest expense$2,485,0001,433
Pre-tax net operating income$2,053,0001,276
Securities gains (losses)$58,0001,791
Applicable income taxes$448,0001,331
Income before extraordinary items$1,663,0001,332
Extraordinary gains, net$019
Net income$1,663,0001,333
Minority interest net income$0105
Net income of bank and minority interests.$1,663,0001,333
Net charge-offs$3,872,000682
Cash dividends$479,0001,395
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,617,1801,315
2010-03-31 (YTD Data)Rank
Total interest income$6,122,0001,315
Total interest expense$2,026,0001,160
Net interest income$4,096,0001,397
Provision for loan and lease losses$700,0001,467
Total noninterest income$1,275,000997
Gross Fiduciary activities income$287,000368
Service charges on deposit accounts$566,000681
Trading account gains and fees$0175
Additional Noninterest Income$422,0001,455
Total noninterest expense$3,622,0001,393
Salaries and employee benefits$1,995,0001,247
Premises and equipment expense$423,0001,594
Additional noninterest expense$1,204,0001,471
Pre-tax net operating income$1,049,0001,252
Securities gains (losses)$02,284
Applicable income taxes$239,0001,250
Income before extraordinary items$810,0001,353
Extraordinary gains, net$016
Net income$810,0001,356
Minority interest net income$091
Net income of bank and minority interests.$810,0001,355
Net charge-offs$1,928,000660
Cash dividends$239,0001,266
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$810,0001,311
2009-12-31 (YTD Data)Rank
Total interest income$24,438,0001,413
Total interest expense$9,032,0001,321
Net interest income$15,406,0001,445
Provision for loan and lease losses$7,674,0001,057
Total noninterest income$5,110,0001,080
Gross Fiduciary activities income$957,000396
Service charges on deposit accounts$2,615,000637
Trading account gains and fees$0211
Additional Noninterest Income$1,538,0001,628
Total noninterest expense$13,745,0001,502
Salaries and employee benefits$7,577,0001,306
Premises and equipment expense$1,657,0001,622
Additional noninterest expense$4,511,0001,643
Pre-tax net operating income$-903,0006,217
Securities gains (losses)$03,754
Applicable income taxes$-881,0007,236
Income before extraordinary items$-22,0005,576
Extraordinary gains, net$034
Net income$-22,0005,574
Minority interest net income$0115
Net income of bank and minority interests.$-22,0005,574
Net charge-offs$3,062,0001,583
Cash dividends$2,446,000744
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-22,0005,533
2009-09-30 (YTD Data)Rank
Total interest income$18,323,0001,433
Total interest expense$6,880,0001,368
Net interest income$11,443,0001,464
Provision for loan and lease losses$3,207,0001,422
Total noninterest income$3,830,0001,086
Gross Fiduciary activities income$709,000397
Service charges on deposit accounts$1,965,000629
Trading account gains and fees$0212
Additional Noninterest Income$1,156,0001,657
Total noninterest expense$10,371,0001,485
Salaries and employee benefits$6,024,0001,247
Premises and equipment expense$1,267,0001,610
Additional noninterest expense$3,080,0001,738
Pre-tax net operating income$1,695,0001,851
Securities gains (losses)$03,497
Applicable income taxes$407,0001,612
Income before extraordinary items$1,288,0002,060
Extraordinary gains, net$027
Net income$1,288,0002,059
Minority interest net income$0118
Net income of bank and minority interests.$1,288,0002,060
Net charge-offs$1,770,0001,620
Cash dividends$2,208,000576
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,288,0002,017
2009-06-30 (YTD Data)Rank
Total interest income$12,202,0001,468
Total interest expense$4,606,0001,448
Net interest income$7,596,0001,473
Provision for loan and lease losses$1,337,0001,754
Total noninterest income$2,524,0001,099
Gross Fiduciary activities income$513,000383
Service charges on deposit accounts$1,273,000654
Trading account gains and fees$0193
Additional Noninterest Income$738,0001,752
Total noninterest expense$6,947,0001,496
Salaries and employee benefits$3,953,0001,292
Premises and equipment expense$812,0001,712
Additional noninterest expense$2,182,0001,668
Pre-tax net operating income$1,836,0001,247
Securities gains (losses)$03,136
Applicable income taxes$339,0001,413
Income before extraordinary items$1,497,0001,261
Extraordinary gains, net$021
Net income$1,497,0001,259
Minority interest net income$0112
Net income of bank and minority interests.$1,497,0001,260
Net charge-offs$622,0002,098
Cash dividends$1,473,000620
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,497,0001,227
2009-03-31 (YTD Data)Rank
Total interest income$6,054,0001,496
Total interest expense$2,320,0001,491
Net interest income$3,734,0001,488
Provision for loan and lease losses$875,0001,280
Total noninterest income$1,197,0001,103
Gross Fiduciary activities income$289,000352
Service charges on deposit accounts$572,000701
Trading account gains and fees$0171
Additional Noninterest Income$336,0001,807
Total noninterest expense$3,445,0001,452
Salaries and employee benefits$1,985,0001,300
Premises and equipment expense$410,0001,719
Additional noninterest expense$1,050,0001,538
Pre-tax net operating income$611,0002,022
Securities gains (losses)$02,434
Applicable income taxes$218,0001,361
Income before extraordinary items$393,0002,601
Extraordinary gains, net$015
Net income$393,0002,600
Minority interest net income$0102
Net income of bank and minority interests.$393,0002,602
Net charge-offs$542,0001,312
Cash dividends$737,000620
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$393,0002,460
2008-12-31 (YTD Data)Rank
Total interest income$25,951,0001,494
Total interest expense$10,438,0001,549
Net interest income$15,513,0001,442
Provision for loan and lease losses$1,638,0002,044
Total noninterest income$5,459,000983
Gross Fiduciary activities income$1,066,000397
Service charges on deposit accounts$2,903,000594
Trading account gains and fees$0154
Additional Noninterest Income$1,490,0001,607
Total noninterest expense$12,752,0001,530
Salaries and employee benefits$7,349,0001,389
Premises and equipment expense$1,675,0001,647
Additional noninterest expense$3,728,0001,661
Pre-tax net operating income$6,582,000841
Securities gains (losses)$03,220
Applicable income taxes$1,837,000728
Income before extraordinary items$4,745,000859
Extraordinary gains, net$039
Net income$4,745,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,101,0001,858
Cash dividends$1,743,0001,529
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,745,000923
2008-09-30 (YTD Data)Rank
Total interest income$19,979,0001,495
Total interest expense$7,992,0001,579
Net interest income$11,987,0001,413
Provision for loan and lease losses$840,0002,030
Total noninterest income$4,194,0001,005
Gross Fiduciary activities income$874,000377
Service charges on deposit accounts$2,168,000610
Trading account gains and fees$0148
Additional Noninterest Income$1,152,0001,646
Total noninterest expense$9,988,0001,450
Salaries and employee benefits$5,996,0001,281
Premises and equipment expense$1,328,0001,578
Additional noninterest expense$2,664,0001,671
Pre-tax net operating income$5,353,000944
Securities gains (losses)$03,106
Applicable income taxes$1,415,000887
Income before extraordinary items$3,938,000923
Extraordinary gains, net$031
Net income$3,938,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$659,0001,663
Cash dividends$672,0002,338
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,938,000988
2008-06-30 (YTD Data)Rank
Total interest income$13,426,0001,513
Total interest expense$5,514,0001,589
Net interest income$7,912,0001,413
Provision for loan and lease losses$480,0001,962
Total noninterest income$2,830,0001,007
Gross Fiduciary activities income$658,000359
Service charges on deposit accounts$1,387,000619
Trading account gains and fees$0149
Additional Noninterest Income$785,0001,652
Total noninterest expense$6,616,0001,458
Salaries and employee benefits$3,958,0001,311
Premises and equipment expense$872,0001,596
Additional noninterest expense$1,786,0001,654
Pre-tax net operating income$3,646,000973
Securities gains (losses)$03,233
Applicable income taxes$962,000976
Income before extraordinary items$2,684,0001,024
Extraordinary gains, net$021
Net income$2,684,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,707
Cash dividends$672,0001,913
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,684,0001,010
2008-03-31 (YTD Data)Rank
Total interest income$6,842,0001,509
Total interest expense$2,924,0001,599
Net interest income$3,918,0001,417
Provision for loan and lease losses$220,0001,731
Total noninterest income$1,438,000999
Gross Fiduciary activities income$426,000306
Service charges on deposit accounts$665,000639
Trading account gains and fees$0158
Additional Noninterest Income$347,0001,795
Total noninterest expense$3,124,0001,535
Salaries and employee benefits$1,826,0001,450
Premises and equipment expense$397,0001,737
Additional noninterest expense$901,0001,592
Pre-tax net operating income$2,012,000938
Securities gains (losses)$02,688
Applicable income taxes$547,000934
Income before extraordinary items$1,465,0001,031
Extraordinary gains, net$015
Net income$1,465,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0001,207
Cash dividends$672,0001,060
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,465,000987
2007-12-31 (YTD Data)Rank
Total interest income$27,854,0001,548
Total interest expense$12,651,0001,589
Net interest income$15,203,0001,498
Provision for loan and lease losses$3,740,000530
Total noninterest income$5,344,0001,047
Gross Fiduciary activities income$1,020,000415
Service charges on deposit accounts$2,789,000627
Trading account gains and fees$0178
Additional Noninterest Income$1,535,0001,645
Total noninterest expense$13,584,0001,355
Salaries and employee benefits$8,856,0001,132
Premises and equipment expense$1,340,0001,947
Additional noninterest expense$3,388,0001,647
Pre-tax net operating income$3,223,0002,335
Securities gains (losses)$-202,0008,254
Applicable income taxes$475,0002,803
Income before extraordinary items$2,546,0002,317
Extraordinary gains, net$039
Net income$2,546,0002,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,313,000424
Cash dividends$2,418,0001,414
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,715,6802,190
2007-09-30 (YTD Data)Rank
Total interest income$20,471,0001,583
Total interest expense$9,384,0001,603
Net interest income$11,087,0001,551
Provision for loan and lease losses$540,0001,467
Total noninterest income$3,977,0001,045
Gross Fiduciary activities income$773,000409
Service charges on deposit accounts$2,025,000637
Trading account gains and fees$0184
Additional Noninterest Income$1,179,0001,611
Total noninterest expense$8,926,0001,531
Salaries and employee benefits$5,477,0001,388
Premises and equipment expense$978,0001,980
Additional noninterest expense$2,471,0001,649
Pre-tax net operating income$5,598,0001,221
Securities gains (losses)$-62,0008,213
Applicable income taxes$1,487,0001,236
Income before extraordinary items$4,049,0001,276
Extraordinary gains, net$033
Net income$4,049,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,154
Cash dividends$1,748,0001,354
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,094,2601,245
2007-06-30 (YTD Data)Rank
Total interest income$13,324,0001,638
Total interest expense$6,085,0001,652
Net interest income$7,239,0001,597
Provision for loan and lease losses$240,0001,865
Total noninterest income$2,586,0001,090
Gross Fiduciary activities income$564,000389
Service charges on deposit accounts$1,290,000675
Trading account gains and fees$0168
Additional Noninterest Income$732,0001,712
Total noninterest expense$5,697,0001,617
Salaries and employee benefits$3,433,0001,495
Premises and equipment expense$625,0002,074
Additional noninterest expense$1,639,0001,654
Pre-tax net operating income$3,888,0001,212
Securities gains (losses)$-62,0008,339
Applicable income taxes$1,042,0001,237
Income before extraordinary items$2,784,0001,285
Extraordinary gains, net$029
Net income$2,784,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,985
Cash dividends$1,375,0001,202
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,829,2601,239
2007-03-31 (YTD Data)Rank
Total interest income$6,484,0001,664
Total interest expense$2,984,0001,669
Net interest income$3,500,0001,642
Provision for loan and lease losses$120,0001,752
Total noninterest income$1,300,0001,067
Gross Fiduciary activities income$357,000338
Service charges on deposit accounts$582,000725
Trading account gains and fees$0195
Additional Noninterest Income$361,0001,723
Total noninterest expense$2,812,0001,644
Salaries and employee benefits$1,732,0001,499
Premises and equipment expense$274,0002,382
Additional noninterest expense$806,0001,669
Pre-tax net operating income$1,868,0001,249
Securities gains (losses)$01,187
Applicable income taxes$506,0001,272
Income before extraordinary items$1,362,0001,288
Extraordinary gains, net$022
Net income$1,362,0001,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,471
Cash dividends$662,0001,131
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,362,0001,272
2006-12-31 (YTD Data)Rank
Total interest income$24,130,0001,672
Total interest expense$10,170,0001,647
Net interest income$13,960,0001,642
Provision for loan and lease losses$480,0001,962
Total noninterest income$6,159,000922
Gross Fiduciary activities income$876,000443
Service charges on deposit accounts$2,582,000678
Trading account gains and fees$0130
Additional Noninterest Income$2,701,0001,071
Total noninterest expense$11,137,0001,590
Salaries and employee benefits$6,831,0001,443
Premises and equipment expense$1,130,0002,193
Additional noninterest expense$3,176,0001,653
Pre-tax net operating income$8,502,0001,164
Securities gains (losses)$01,687
Applicable income taxes$2,396,0001,147
Income before extraordinary items$6,106,0001,211
Extraordinary gains, net$051
Net income$6,106,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,728
Cash dividends$2,568,0001,270
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,106,0001,194
2006-09-30 (YTD Data)Rank
Total interest income$17,660,0001,701
Total interest expense$7,295,0001,682
Net interest income$10,365,0001,668
Provision for loan and lease losses$360,0001,848
Total noninterest income$3,588,0001,139
Gross Fiduciary activities income$665,000440
Service charges on deposit accounts$1,914,000694
Trading account gains and fees$0126
Additional Noninterest Income$1,009,0001,809
Total noninterest expense$7,969,0001,683
Salaries and employee benefits$4,748,0001,566
Premises and equipment expense$839,0002,222
Additional noninterest expense$2,382,0001,656
Pre-tax net operating income$5,624,0001,360
Securities gains (losses)$01,388
Applicable income taxes$1,547,0001,364
Income before extraordinary items$4,077,0001,392
Extraordinary gains, net$045
Net income$4,077,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,486
Cash dividends$1,918,0001,199
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,077,0001,374
2006-06-30 (YTD Data)Rank
Total interest income$11,420,0001,715
Total interest expense$4,545,0001,707
Net interest income$6,875,0001,685
Provision for loan and lease losses$240,0001,809
Total noninterest income$2,368,0001,152
Gross Fiduciary activities income$445,000445
Service charges on deposit accounts$1,219,000722
Trading account gains and fees$0126
Additional Noninterest Income$704,0001,758
Total noninterest expense$5,355,0001,668
Salaries and employee benefits$3,151,0001,571
Premises and equipment expense$552,0002,252
Additional noninterest expense$1,652,0001,590
Pre-tax net operating income$3,648,0001,386
Securities gains (losses)$01,185
Applicable income taxes$1,005,0001,396
Income before extraordinary items$2,643,0001,420
Extraordinary gains, net$039
Net income$2,643,0001,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,140
Cash dividends$1,380,0001,122
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,643,0001,410
2006-03-31 (YTD Data)Rank
Total interest income$5,507,0001,731
Total interest expense$2,117,0001,733
Net interest income$3,390,0001,705
Provision for loan and lease losses$120,0001,730
Total noninterest income$1,125,0001,173
Gross Fiduciary activities income$232,000434
Service charges on deposit accounts$563,000752
Trading account gains and fees$0115
Additional Noninterest Income$330,0001,801
Total noninterest expense$2,666,0001,680
Salaries and employee benefits$1,582,0001,574
Premises and equipment expense$269,0002,313
Additional noninterest expense$815,0001,598
Pre-tax net operating income$1,729,0001,438
Securities gains (losses)$0955
Applicable income taxes$471,0001,463
Income before extraordinary items$1,258,0001,448
Extraordinary gains, net$021
Net income$1,258,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,000835
Cash dividends$680,0001,048
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,258,0001,428
2005-12-31 (YTD Data)Rank
Total interest income$19,251,0001,732
Total interest expense$6,682,0001,696
Net interest income$12,569,0001,742
Provision for loan and lease losses$480,0001,951
Total noninterest income$4,227,0001,223
Gross Fiduciary activities income$723,000483
Service charges on deposit accounts$2,486,000704
Trading account gains and fees$0138
Additional Noninterest Income$1,018,0002,188
Total noninterest expense$10,081,0001,693
Salaries and employee benefits$5,814,0001,607
Premises and equipment expense$1,076,0002,222
Additional noninterest expense$3,191,0001,598
Pre-tax net operating income$6,235,0001,530
Securities gains (losses)$02,296
Applicable income taxes$1,651,0001,589
Income before extraordinary items$4,584,0001,532
Extraordinary gains, net$046
Net income$4,584,0001,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,812
Cash dividends$2,450,0001,247
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,584,0001,513
2005-09-30 (YTD Data)Rank
Total interest income$13,921,0001,762
Total interest expense$4,720,0001,709
Net interest income$9,201,0001,776
Provision for loan and lease losses$360,0001,866
Total noninterest income$3,116,0001,250
Gross Fiduciary activities income$551,000469
Service charges on deposit accounts$1,820,000710
Trading account gains and fees$0126
Additional Noninterest Income$745,0002,220
Total noninterest expense$7,218,0001,738
Salaries and employee benefits$4,006,0001,726
Premises and equipment expense$805,0002,220
Additional noninterest expense$2,407,0001,560
Pre-tax net operating income$4,739,0001,513
Securities gains (losses)$02,317
Applicable income taxes$1,231,0001,620
Income before extraordinary items$3,508,0001,511
Extraordinary gains, net$035
Net income$3,508,0001,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,446
Cash dividends$1,818,0001,144
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,508,0001,487
2005-06-30 (YTD Data)Rank
Total interest income$8,975,0001,775
Total interest expense$2,968,0001,704
Net interest income$6,007,0001,794
Provision for loan and lease losses$240,0001,839
Total noninterest income$2,013,0001,254
Gross Fiduciary activities income$371,000462
Service charges on deposit accounts$1,160,000726
Trading account gains and fees$0116
Additional Noninterest Income$482,0002,241
Total noninterest expense$4,705,0001,777
Salaries and employee benefits$2,625,0001,750
Premises and equipment expense$531,0002,228
Additional noninterest expense$1,549,0001,591
Pre-tax net operating income$3,075,0001,515
Securities gains (losses)$02,146
Applicable income taxes$789,0001,635
Income before extraordinary items$2,286,0001,513
Extraordinary gains, net$030
Net income$2,286,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,476
Cash dividends$1,158,0001,163
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,286,0001,484
2005-03-31 (YTD Data)Rank
Total interest income$4,292,0001,825
Total interest expense$1,369,0001,745
Net interest income$2,923,0001,822
Provision for loan and lease losses$120,0001,733
Total noninterest income$991,0001,254
Gross Fiduciary activities income$204,000446
Service charges on deposit accounts$537,000756
Trading account gains and fees$0115
Additional Noninterest Income$250,0002,155
Total noninterest expense$2,323,0001,798
Salaries and employee benefits$1,257,0001,834
Premises and equipment expense$261,0002,266
Additional noninterest expense$805,0001,542
Pre-tax net operating income$1,471,0001,541
Securities gains (losses)$01,685
Applicable income taxes$379,0001,673
Income before extraordinary items$1,092,0001,537
Extraordinary gains, net$024
Net income$1,092,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,841
Cash dividends$659,000960
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,092,0001,515
2004-12-31 (YTD Data)Rank
Total interest income$16,008,0001,793
Total interest expense$4,622,0001,759
Net interest income$11,386,0001,776
Provision for loan and lease losses$600,0001,645
Total noninterest income$4,177,0001,231
Gross Fiduciary activities income$649,000482
Service charges on deposit accounts$2,524,000697
Trading account gains and fees$0138
Additional Noninterest Income$1,004,0002,145
Total noninterest expense$9,651,0001,683
Salaries and employee benefits$5,409,0001,626
Premises and equipment expense$1,199,0001,919
Additional noninterest expense$3,043,0001,605
Pre-tax net operating income$5,312,0001,606
Securities gains (losses)$03,819
Applicable income taxes$1,294,0001,801
Income before extraordinary items$4,018,0001,613
Extraordinary gains, net$034
Net income$4,018,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,754
Cash dividends$2,070,0001,300
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,018,0001,566
2004-09-30 (YTD Data)Rank
Total interest income$11,823,0001,796
Total interest expense$3,357,0001,788
Net interest income$8,466,0001,774
Provision for loan and lease losses$450,0001,575
Total noninterest income$3,171,0001,250
Gross Fiduciary activities income$489,000479
Service charges on deposit accounts$1,916,000693
Trading account gains and fees$0134
Additional Noninterest Income$766,0002,131
Total noninterest expense$6,809,0001,773
Salaries and employee benefits$3,547,0001,837
Premises and equipment expense$879,0001,969
Additional noninterest expense$2,383,0001,533
Pre-tax net operating income$4,378,0001,476
Securities gains (losses)$03,710
Applicable income taxes$1,114,0001,631
Income before extraordinary items$3,264,0001,502
Extraordinary gains, net$026
Net income$3,264,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,788
Cash dividends$1,530,0001,222
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,264,0001,456
2004-06-30 (YTD Data)Rank
Total interest income$7,801,0001,801
Total interest expense$2,222,0001,790
Net interest income$5,579,0001,784
Provision for loan and lease losses$300,0001,523
Total noninterest income$2,147,0001,220
Gross Fiduciary activities income$327,000479
Service charges on deposit accounts$1,257,000692
Trading account gains and fees$0130
Additional Noninterest Income$563,0002,014
Total noninterest expense$4,536,0001,766
Salaries and employee benefits$2,367,0001,839
Premises and equipment expense$551,0002,082
Additional noninterest expense$1,618,0001,496
Pre-tax net operating income$2,890,0001,471
Securities gains (losses)$03,413
Applicable income taxes$732,0001,641
Income before extraordinary items$2,158,0001,494
Extraordinary gains, net$021
Net income$2,158,0001,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,563
Cash dividends$1,115,0001,141
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,158,0001,439
2004-03-31 (YTD Data)Rank
Total interest income$3,923,0001,800
Total interest expense$1,115,0001,800
Net interest income$2,808,0001,770
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,146,0001,131
Gross Fiduciary activities income$162,000497
Service charges on deposit accounts$611,000698
Trading account gains and fees$0121
Additional Noninterest Income$373,0001,606
Total noninterest expense$2,291,0001,767
Salaries and employee benefits$1,197,0001,840
Premises and equipment expense$259,0002,217
Additional noninterest expense$835,0001,448
Pre-tax net operating income$1,513,0001,381
Securities gains (losses)$02,934
Applicable income taxes$389,0001,591
Income before extraordinary items$1,124,0001,428
Extraordinary gains, net$016
Net income$1,124,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,283
Cash dividends$535,0001,126
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,124,0001,353
2003-12-31 (YTD Data)Rank
Total interest income$16,248,0001,752
Total interest expense$5,407,0001,672
Net interest income$10,841,0001,802
Provision for loan and lease losses$600,0001,837
Total noninterest income$3,903,0001,371
Gross Fiduciary activities income$620,000490
Service charges on deposit accounts$2,492,000692
Trading account gains and fees$0160
Additional Noninterest Income$791,0002,755
Total noninterest expense$10,056,0001,597
Salaries and employee benefits$4,954,0001,734
Premises and equipment expense$1,163,0001,957
Additional noninterest expense$3,939,0001,256
Pre-tax net operating income$4,088,0001,944
Securities gains (losses)$153,0001,546
Applicable income taxes$968,0002,230
Income before extraordinary items$3,273,0001,890
Extraordinary gains, net$054
Net income$3,273,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,433
Cash dividends$1,711,0001,570
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,155,1901,863
2003-09-30 (YTD Data)Rank
Total interest income$12,196,0001,782
Total interest expense$4,260,0001,657
Net interest income$7,936,0001,863
Provision for loan and lease losses$450,0001,799
Total noninterest income$2,887,0001,414
Gross Fiduciary activities income$473,000493
Service charges on deposit accounts$1,819,000715
Trading account gains and fees$0153
Additional Noninterest Income$595,0002,842
Total noninterest expense$7,565,0001,592
Salaries and employee benefits$3,599,0001,809
Premises and equipment expense$862,0001,989
Additional noninterest expense$3,104,0001,219
Pre-tax net operating income$2,808,0002,154
Securities gains (losses)$129,0001,533
Applicable income taxes$653,0002,503
Income before extraordinary items$2,284,0002,075
Extraordinary gains, net$040
Net income$2,284,0002,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,535
Cash dividends$1,211,0001,507
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,183,3802,045
2003-06-30 (YTD Data)Rank
Total interest income$8,349,0001,751
Total interest expense$3,033,0001,587
Net interest income$5,316,0001,838
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,864,0001,437
Gross Fiduciary activities income$316,000494
Service charges on deposit accounts$1,181,000722
Trading account gains and fees$0150
Additional Noninterest Income$367,0002,935
Total noninterest expense$4,644,0001,725
Salaries and employee benefits$2,404,0001,791
Premises and equipment expense$567,0002,019
Additional noninterest expense$1,673,0001,469
Pre-tax net operating income$2,236,0001,854
Securities gains (losses)$84,0001,639
Applicable income taxes$572,0002,114
Income before extraordinary items$1,748,0001,838
Extraordinary gains, net$030
Net income$1,748,0001,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,544
Cash dividends$1,211,0001,110
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,685,0001,793
2003-03-31 (YTD Data)Rank
Total interest income$4,268,0001,732
Total interest expense$1,592,0001,553
Net interest income$2,676,0001,825
Provision for loan and lease losses$150,0001,666
Total noninterest income$909,0001,431
Gross Fiduciary activities income$176,000476
Service charges on deposit accounts$546,000764
Trading account gains and fees$0134
Additional Noninterest Income$187,0002,838
Total noninterest expense$2,345,0001,692
Salaries and employee benefits$1,201,0001,774
Premises and equipment expense$268,0002,126
Additional noninterest expense$876,0001,375
Pre-tax net operating income$1,090,0001,888
Securities gains (losses)$28,0001,723
Applicable income taxes$282,0002,139
Income before extraordinary items$836,0001,894
Extraordinary gains, net$021
Net income$836,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,432
Cash dividends$700,000914
Sale, conversion, retirement of capital stock, net$0419
Net operating income$815,0001,830
2002-12-31 (YTD Data)Rank
Total interest income$18,376,0001,671
Total interest expense$7,363,0001,536
Net interest income$11,013,0001,753
Provision for loan and lease losses$500,0002,369
Total noninterest income$3,687,0001,336
Gross Fiduciary activities income$684,000480
Service charges on deposit accounts$2,307,000697
Trading account gains and fees$0153
Additional Noninterest Income$696,0002,717
Total noninterest expense$8,681,0001,743
Salaries and employee benefits$4,531,0001,765
Premises and equipment expense$1,026,0002,130
Additional noninterest expense$3,124,0001,514
Pre-tax net operating income$5,519,0001,496
Securities gains (losses)$119,0001,588
Applicable income taxes$1,574,0001,588
Income before extraordinary items$4,064,0001,509
Extraordinary gains, net$070
Net income$4,064,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,0001,551
Cash dividends$1,204,0001,936
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,978,3201,495
2001-12-31 (YTD Data)Rank
Total interest income$19,915,0001,708
Total interest expense$9,290,0001,752
Net interest income$10,625,0001,681
Provision for loan and lease losses$355,0002,884
Total noninterest income$3,219,0001,401
Gross Fiduciary activities income$803,000463
Service charges on deposit accounts$1,908,000766
Trading account gains and fees$0177
Additional Noninterest Income$508,0003,108
Total noninterest expense$7,755,0001,870
Salaries and employee benefits$4,029,0001,863
Premises and equipment expense$999,0002,134
Additional noninterest expense$2,727,0001,689
Pre-tax net operating income$5,734,0001,290
Securities gains (losses)$47,0002,415
Applicable income taxes$1,676,0001,365
Income before extraordinary items$4,105,0001,325
Extraordinary gains, net$0105
Net income$4,105,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,295
Cash dividends$1,390,0001,777
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,071,6301,279
2000-12-31 (YTD Data)Rank
Total interest income$19,102,0001,820
Total interest expense$8,366,0002,056
Net interest income$10,736,0001,635
Provision for loan and lease losses$380,0002,366
Total noninterest income$2,615,0001,524
Gross Fiduciary activities income$699,000499
Service charges on deposit accounts$1,482,000908
Trading account gains and fees$0180
Additional Noninterest Income$434,0003,183
Total noninterest expense$7,319,0001,897
Salaries and employee benefits$3,726,0001,929
Premises and equipment expense$986,0002,090
Additional noninterest expense$2,607,0001,697
Pre-tax net operating income$5,652,0001,305
Securities gains (losses)$-43,0009,134
Applicable income taxes$1,601,0001,421
Income before extraordinary items$4,008,0001,313
Extraordinary gains, net$038
Net income$4,008,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,696
Cash dividends$2,356,0001,174
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,038,5301,288
1999-12-31 (YTD Data)Rank
Total interest income$17,258,0001,883
Total interest expense$7,415,0002,013
Net interest income$9,843,0001,768
Provision for loan and lease losses$415,0002,049
Total noninterest income$2,509,0001,562
Gross Fiduciary activities income$639,000568
Service charges on deposit accounts$1,425,000929
Trading account gains and fees$0173
Additional Noninterest Income$445,0003,188
Total noninterest expense$6,681,0002,038
Salaries and employee benefits$3,415,0002,061
Premises and equipment expense$937,0002,178
Additional noninterest expense$2,329,0001,874
Pre-tax net operating income$5,256,0001,445
Securities gains (losses)$03,155
Applicable income taxes$1,493,0001,611
Income before extraordinary items$3,763,0001,418
Extraordinary gains, net$035
Net income$3,763,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,509
Cash dividends$1,752,0001,506
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,763,0001,398
1998-12-31 (YTD Data)Rank
Total interest income$17,048,0001,893
Total interest expense$7,490,0002,036
Net interest income$9,558,0001,782
Provision for loan and lease losses$444,0001,901
Total noninterest income$2,323,0001,643
Gross Fiduciary activities income$535,000620
Service charges on deposit accounts$1,399,000883
Trading account gains and fees$0224
Additional Noninterest Income$389,0003,487
Total noninterest expense$6,073,0002,146
Salaries and employee benefits$3,093,0002,180
Premises and equipment expense$781,0002,506
Additional noninterest expense$2,199,0001,922
Pre-tax net operating income$5,364,0001,400
Securities gains (losses)$04,449
Applicable income taxes$1,555,0001,571
Income before extraordinary items$3,809,0001,392
Extraordinary gains, net$032
Net income$3,809,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0001,774
Cash dividends$1,659,0001,532
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,809,0001,338
1997-12-31 (YTD Data)Rank
Total interest income$16,015,0002,033
Total interest expense$7,181,0002,106
Net interest income$8,834,0001,965
Provision for loan and lease losses$329,0002,435
Total noninterest income$1,907,0001,840
Gross Fiduciary activities income$424,000711
Service charges on deposit accounts$1,112,0001,126
Trading account gains and fees$0239
Additional Noninterest Income$371,0003,446
Total noninterest expense$5,578,0002,319
Salaries and employee benefits$2,852,0002,317
Premises and equipment expense$763,0002,529
Additional noninterest expense$1,963,0002,131
Pre-tax net operating income$4,834,0001,599
Securities gains (losses)$2,0003,292
Applicable income taxes$1,388,0001,833
Income before extraordinary items$3,448,0001,562
Extraordinary gains, net$044
Net income$3,448,0001,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,417
Cash dividends$1,043,0002,093
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,446,5801,528
1996-12-31 (YTD Data)Rank
Total interest income$14,539,0002,307
Total interest expense$6,447,0002,391
Net interest income$8,092,0002,226
Provision for loan and lease losses$170,0003,812
Total noninterest income$1,489,0002,310
Gross Fiduciary activities income$330,000830
Service charges on deposit accounts$933,0001,442
Trading account gains and fees$0262
Additional Noninterest Income$226,0004,843
Total noninterest expense$5,366,0002,540
Salaries and employee benefits$2,691,0002,478
Premises and equipment expense$710,0002,750
Additional noninterest expense$1,965,0002,504
Pre-tax net operating income$4,045,0001,783
Securities gains (losses)$17,0002,110
Applicable income taxes$919,0002,527
Income before extraordinary items$3,143,0001,583
Extraordinary gains, net$053
Net income$3,143,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,952
Cash dividends$4,917,000684
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,129,9101,559
1995-12-31 (YTD Data)Rank
Total interest income$13,968,0002,399
Total interest expense$6,320,0002,435
Net interest income$7,648,0002,341
Provision for loan and lease losses$167,0003,428
Total noninterest income$1,302,0002,540
Gross Fiduciary activities income$291,000912
Service charges on deposit accounts$836,0001,615
Trading account gains and fees$0522
Additional Noninterest Income$175,0005,531
Total noninterest expense$4,998,0002,725
Salaries and employee benefits$2,455,0002,721
Premises and equipment expense$532,0003,562
Additional noninterest expense$2,011,0002,389
Pre-tax net operating income$3,785,0001,953
Securities gains (losses)$34,0001,546
Applicable income taxes$1,053,0002,267
Income before extraordinary items$2,766,0001,820
Extraordinary gains, net$065
Net income$2,766,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,621
Cash dividends$890,0002,257
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,741,5201,813
1994-12-31 (YTD Data)Rank
Total interest income$12,376,0002,454
Total interest expense$4,708,0002,604
Net interest income$7,668,0002,349
Provision for loan and lease losses$31,0007,056
Total noninterest income$1,172,0002,770
Gross Fiduciary activities income$288,000919
Service charges on deposit accounts$711,0001,892
Trading account gains and fees$0475
Additional Noninterest Income$173,0005,760
Total noninterest expense$4,761,0002,897
Salaries and employee benefits$2,361,0002,805
Premises and equipment expense$340,0005,181
Additional noninterest expense$2,060,0002,509
Pre-tax net operating income$4,048,0001,755
Securities gains (losses)$6,0002,522
Applicable income taxes$1,125,0002,002
Income before extraordinary items$2,929,0001,675
Extraordinary gains, net$0249
Net income$2,929,0001,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,921
Cash dividends$803,0002,264
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,924,6801,678
1993-12-31 (YTD Data)Rank
Total interest income$12,084,0002,550
Total interest expense$4,476,0002,868
Net interest income$7,608,0002,351
Provision for loan and lease losses$367,0002,604
Total noninterest income$1,091,0003,123
Gross Fiduciary activities income$243,0001,006
Service charges on deposit accounts$682,0002,004
Trading account gains and fees$0532
Additional Noninterest Income$166,0006,237
Total noninterest expense$4,473,0003,134
Salaries and employee benefits$2,272,0002,908
Premises and equipment expense$309,0005,704
Additional noninterest expense$1,892,0002,858
Pre-tax net operating income$3,859,0001,785
Securities gains (losses)$3,0006,505
Applicable income taxes$1,039,0002,162
Income before extraordinary items$2,823,0001,773
Extraordinary gains, net$03,149
Net income$2,823,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,480
Cash dividends$1,100,0001,606
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,820,8101,672
1992-12-31 (YTD Data)Rank
Total interest income$12,395,0002,823
Total interest expense$5,466,0003,044
Net interest income$6,929,0002,625
Provision for loan and lease losses$560,0002,762
Total noninterest income$1,004,0003,309
Gross Fiduciary activities income$217,0001,061
Service charges on deposit accounts$634,0002,143
Trading account gains and fees$0504
Additional Noninterest Income$153,0006,572
Total noninterest expense$4,127,0003,405
Salaries and employee benefits$2,039,0003,163
Premises and equipment expense$309,0005,841
Additional noninterest expense$1,779,0003,089
Pre-tax net operating income$3,246,0001,915
Securities gains (losses)$12,0006,245
Applicable income taxes$868,0002,401
Income before extraordinary items$2,390,0001,902
Extraordinary gains, net$01,422
Net income$2,390,0001,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0003,008
Cash dividends$1,180,0001,357
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,381,2401,757

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.