Home > The Farmers & Merchants State Bank > Net charge- offs to loans
The Farmers & Merchants State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 3,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0049% | 4,504 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 3,859 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 4,225 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1934% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2667% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2784% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 2,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 3,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0049% | 4,542 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 3,874 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 4,274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 3,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 3,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2696% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2834% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 3,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0049% | 4,583 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 4,327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1379% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1537% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 4,658 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,929 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 4,503 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3378% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3469% | 1,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 4,650 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1434% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3720% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4442% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3702% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,696 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0457% | 3,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4444% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7446% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4340% | 949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 3,827 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0620% | 3,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3822% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0762% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3972% | 966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 3,838 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 3,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4303% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1018% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4699% | 808 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0131% | 3,929 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0058% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2752% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1590% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1398% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1603% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0154% | 3,968 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 3,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5276% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1400% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4199% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1208% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0167% | 3,978 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 3,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 3,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7874% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0074% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4642% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0396% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2848% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 3,970 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 3,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6400% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0452% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4584% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0807% | 1,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0163% | 4,003 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1467% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4744% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5211% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4707% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0169% | 4,023 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1051% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4172% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0733% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4441% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0191% | 4,039 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1850% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4310% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3774% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4353% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 1,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0242% | 4,081 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0771% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8111% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5193% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8361% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0241% | 4,137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0087% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1482% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7859% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2466% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7441% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0207% | 4,184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0931% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0352% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8123% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3426% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8549% | 830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0224% | 4,217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 3,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9317% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2565% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9943% | 682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0264% | 4,273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1437% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2016% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2028% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3325% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1904% | 575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0201% | 4,271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 1,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1062% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6144% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7121% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6037% | 1,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0185% | 4,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1232% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6598% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2543% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5935% | 1,143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0155% | 4,339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1395% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1541% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6075% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1566% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5443% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 4,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1645% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2762% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7225% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3191% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5345% | 1,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 3,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 4,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0174% | 4,429 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,706 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 3,761 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 4,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4614% | 1,838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7152% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4293% | 1,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0181% | 4,458 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 4,862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 3,801 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 4,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4858% | 1,625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6898% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4599% | 1,547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,668 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0157% | 4,496 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 4,974 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 3,845 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 5,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3012% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3614% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2934% | 1,900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0080% | 4,520 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 5,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 3,962 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 5,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 4,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2771% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6136% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2322% | 1,820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0175% | 4,583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0918% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 4,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 2,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7531% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3439% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8126% | 1,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0125% | 1,502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0483% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0117% | 4,603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1317% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 4,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2159% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8052% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3954% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8654% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0183% | 1,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0089% | 4,629 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1009% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0267% | 4,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0293% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7782% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5938% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8057% | 915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0296% | 1,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 4,906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0272% | 4,095 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0670% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5055% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2137% | 1,096 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6180% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 5,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 5,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0290% | 5,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 5,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0605% | 4,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 2,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4684% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6220% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9421% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5668% | 1,372 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0786% | 5,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0407% | 5,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0598% | 5,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 5,699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0722% | 4,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 5,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5392% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5191% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7633% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4764% | 1,433 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1091% | 5,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 5,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1166% | 5,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0573% | 5,755 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0868% | 4,410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0459% | 5,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7579% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4475% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6985% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4017% | 1,474 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 5,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 2,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 5,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 5,198 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0319% | 4,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 4,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8596% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7726% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5005% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0051% | 5,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1132% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 4,925 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1493% | 1,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0339% | 1,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1892% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8221% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1087% | 1,195 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0052% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0612% | 5,550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 5,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1510% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0147% | 5,004 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1550% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0287% | 988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 4,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7402% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8853% | 915 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 5,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1703% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 5,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2273% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0229% | 5,051 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2581% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1223% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3044% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7049% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4448% | 1,215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9350% | 864 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0087% | 5,408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2050% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2578% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.0244% | 5,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4006% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0331% | 5,105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2531% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1403% | 4,713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3896% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0211% | 4,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9277% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1189% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 5,439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1716% | 3,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 5,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0772% | 2,178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 5,156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1681% | 2,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1453% | 1,149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1762% | 2,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3887% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2546% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5733% | 1,275 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6369% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0083% | 5,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 5,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0462% | 2,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1755% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 1,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2338% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6198% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2114% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5830% | 1,274 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5847% | 575 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0115% | 5,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 3,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0963% | 2,769 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 5,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2451% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0507% | 1,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3135% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1177% | 5,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1189% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1164% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3313% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0140% | 5,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 2,730 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 5,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 2,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1648% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0627% | 5,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7315% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2348% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8354% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 5,600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.1274% | 6,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 2,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2460% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1003% | 1,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2949% | 2,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 3,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4781% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9871% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3815% | 885 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0106% | 5,823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 3,828 |
| Percentage Net Loans Charged-off:Construction & development | -0.1577% | 6,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0676% | 2,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 2,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0332% | 1,510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3025% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0303% | 5,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2425% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7209% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1538% | 999 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0119% | 5,866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 4,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 3,559 |
| Percentage Net Loans Charged-off:Construction & development | -0.1471% | 6,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1035% | 2,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1701% | 2,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2275% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 5,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1966% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1581% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0197% | 1,099 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0362% | 5,990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.1743% | 6,214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 6,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1835% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1565% | 891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1927% | 2,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 5,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0015% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0387% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9946% | 1,027 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0511% | 6,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4553% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2210% | 3,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2052% | 2,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4384% | 2,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3316% | 1,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4750% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2952% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7955% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3780% | 895 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7582% | 1,844 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0717% | 6,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5431% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2191% | 3,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1548% | 2,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5360% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4278% | 1,165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5732% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7321% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6884% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3532% | 1,389 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7218% | 1,723 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0890% | 6,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6384% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1885% | 3,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1655% | 2,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3997% | 2,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5026% | 988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3649% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2802% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6295% | 2,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1172% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5722% | 1,891 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1295% | 6,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5580% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2087% | 2,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2311% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3547% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5516% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2895% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6155% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1054% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1160% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9237% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1287% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0243% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4580% | 3,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 3,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5929% | 1,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8919% | 723 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5373% | 2,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5913% | 1,167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5197% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1029% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9561% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6783% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1926% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9320% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2017% | 3,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 3,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1245% | 557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5833% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5917% | 1,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5805% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4385% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9175% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0318% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2102% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7485% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2730% | 3,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1137% | 2,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6243% | 393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6563% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9080% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5748% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4342% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4532% | 3,064 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7586% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3299% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 3,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1623% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3163% | 803 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1132% | 2,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1570% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5993% | 2,443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9527% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6515% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5412% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2370% | 3,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.1704% | 3,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 3,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2678% | 773 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8223% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2471% | 1,543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9866% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5302% | 2,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7099% | 3,452 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0647% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3616% | 1,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 4,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2401% | 3,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.2328% | 2,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 2,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3546% | 543 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7835% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2570% | 1,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9307% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2833% | 3,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6311% | 3,316 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0309% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4216% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3025% | 3,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3225% | 2,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.3611% | 2,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4549% | 389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0410% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3754% | 942 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2229% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0943% | 3,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6713% | 3,018 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1907% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3969% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 3,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1807% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.7683% | 1,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3224% | 248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3592% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4547% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 6,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9413% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3937% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4043% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 4,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 2,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0780% | 1,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1089% | 2,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 7,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7463% | 2,914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8877% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6307% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 4,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0649% | 2,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0794% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3750% | 3,691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4920% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6578% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 3,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0107% | 3,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4042% | 3,195 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7927% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3383% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2416% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1832% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2227% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 6,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2179% | 3,279 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0211% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3858% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1652% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2117% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3394% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2571% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0577% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3010% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1650% | 2,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4868% | 3,123 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1985% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0758% | 7,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1417% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1938% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4322% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0797% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1010% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1137% | 2,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3327% | 3,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3558% | 1,032 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 7,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2828% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6515% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1483% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1821% | 1,890 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0078% | 6,987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0597% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1810% | 7,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0912% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4001% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4951% | 7,916 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7245% | 1,823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 6,859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 3,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0997% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2160% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0477% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1384% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 3,164 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1064% | 7,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2155% | 1,218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1008% | 7,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 3,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2101% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0701% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2108% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1695% | 7,799 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0419% | 1,871 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1349% | 7,286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 7,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2064% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2874% | 7,881 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1891% | 1,864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0028% | 6,852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 6,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 7,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 8,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0262% | 5,973 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 8,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1230% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3424% | 7,704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1273% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0055% | 6,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2125% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1302% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.2479% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1170% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1866% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1424% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1935% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3832% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8724% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9928% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0287% | 7,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1561% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 2,024 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1915% | 7,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7867% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7609% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0039% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1230% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 8,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0403% | 8,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2425% | 1,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4275% | 3,143 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7782% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0059% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1626% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0805% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7534% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1058% | 3,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1212% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1398% | 3,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1946% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.4848% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3113% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2832% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3144% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0944% | 7,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7896% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4200% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1165% | 7,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1539% | 2,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1512% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.1875% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 1,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2755% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1923% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2843% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1040% | 2,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6215% | 2,923 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9799% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0444% | 7,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 3,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2130% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.2916% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0309% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3774% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3028% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3849% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 6,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4423% | 3,441 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5529% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2553% | 7,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1763% | 2,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2267% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0627% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4859% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3508% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4990% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 7,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6529% | 2,524 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5543% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2041% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.1213% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1533% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1279% | 1,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0108% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5403% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2577% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3331% | 770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2619% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6544% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1178% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2101% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1468% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1581% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8771% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2851% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7837% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3640% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8998% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4311% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8572% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2284% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3236% | 721 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5400% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9762% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3595% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8935% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3402% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3644% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6757% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8005% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4837% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1071% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6324% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 1,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1388% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2143% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1339% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8022% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4223% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9421% | 968 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3612% | 1,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5290% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 3,178 |
| Percentage Net Loans Charged-off:Construction & development | -0.0161% | 8,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0934% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 3,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1090% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 3,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3836% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6926% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5392% | 1,049 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1540% | 1,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2324% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 0.1816% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1808% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0794% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4087% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6309% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1430% | 1,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1694% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1938% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2019% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1403% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0732% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4738% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3443% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2226% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1064% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0850% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2769% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1934% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2447% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 3,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0538% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1631% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9038% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1812% | 1,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2955% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0423% | 1,308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6916% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8288% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8301% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0879% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0435% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7691% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3387% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1921% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6926% | 1,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 7,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0521% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0813% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0855% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4786% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3399% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4825% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0806% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2792% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1478% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3689% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1034% | 990 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5438% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 8,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 1,522 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4178% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0926% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2153% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2124% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |