Home > The Farmers & Merchants Bank > Income and Expense
The Farmers & Merchants Bank, Income and Expense
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 4,252 |
| Total interest expense | $289,000 | 3,848 |
| Net interest income | $1,276,000 | 4,249 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $205,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $118,000 | 2,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 4,033 |
| Total noninterest expense | $1,419,000 | 3,892 |
| Salaries and employee benefits | $830,000 | 3,843 |
| Premises and equipment expense | $256,000 | 3,019 |
| Additional noninterest expense | $333,000 | 4,211 |
| Pre-tax net operating income | $62,000 | 4,645 |
| Securities gains (losses) | $247,000 | 617 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $309,000 | 4,062 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $309,000 | 4,062 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $309,000 | 4,062 |
| Net charge-offs | $-12,000 | 4,373 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $62,000 | 4,631 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 4,242 |
| Total interest expense | $149,000 | 3,933 |
| Net interest income | $661,000 | 4,232 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $141,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $70,000 | 2,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,543 |
| Total noninterest expense | $777,000 | 3,814 |
| Salaries and employee benefits | $478,000 | 3,666 |
| Premises and equipment expense | $131,000 | 3,003 |
| Additional noninterest expense | $168,000 | 4,247 |
| Pre-tax net operating income | $25,000 | 4,645 |
| Securities gains (losses) | $225,000 | 344 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $250,000 | 3,484 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $250,000 | 3,485 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $250,000 | 3,485 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $25,000 | 4,635 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 4,210 |
| Total interest expense | $605,000 | 3,960 |
| Net interest income | $2,922,000 | 4,199 |
| Provision for loan and lease losses | $22,000 | 3,705 |
| Total noninterest income | $218,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $296,000 | 2,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-78,000 | 5,142 |
| Total noninterest expense | $3,045,000 | 3,869 |
| Salaries and employee benefits | $1,678,000 | 3,880 |
| Premises and equipment expense | $556,000 | 2,931 |
| Additional noninterest expense | $811,000 | 4,082 |
| Pre-tax net operating income | $73,000 | 4,917 |
| Securities gains (losses) | $164,000 | 705 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $237,000 | 4,724 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $237,000 | 4,726 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $237,000 | 4,726 |
| Net charge-offs | $71,000 | 2,424 |
| Cash dividends | $160,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $73,000 | 4,909 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 4,254 |
| Total interest expense | $453,000 | 4,010 |
| Net interest income | $2,232,000 | 4,242 |
| Provision for loan and lease losses | $22,000 | 3,504 |
| Total noninterest income | $404,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $224,000 | 2,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 3,828 |
| Total noninterest expense | $2,332,000 | 3,881 |
| Salaries and employee benefits | $1,238,000 | 3,936 |
| Premises and equipment expense | $409,000 | 2,976 |
| Additional noninterest expense | $685,000 | 3,947 |
| Pre-tax net operating income | $282,000 | 4,665 |
| Securities gains (losses) | $151,000 | 620 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $433,000 | 4,396 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $433,000 | 4,395 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $433,000 | 4,395 |
| Net charge-offs | $61,000 | 2,092 |
| Cash dividends | $160,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $282,000 | 4,619 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 4,276 |
| Total interest expense | $297,000 | 4,026 |
| Net interest income | $1,499,000 | 4,271 |
| Provision for loan and lease losses | $22,000 | 3,250 |
| Total noninterest income | $273,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $146,000 | 2,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,765 |
| Total noninterest expense | $1,596,000 | 3,861 |
| Salaries and employee benefits | $831,000 | 3,954 |
| Premises and equipment expense | $273,000 | 2,997 |
| Additional noninterest expense | $492,000 | 3,878 |
| Pre-tax net operating income | $154,000 | 4,787 |
| Securities gains (losses) | $57,000 | 714 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $211,000 | 4,609 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $211,000 | 4,607 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $211,000 | 4,607 |
| Net charge-offs | $70,000 | 1,607 |
| Cash dividends | $160,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $154,000 | 4,745 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $892,000 | 4,307 |
| Total interest expense | $141,000 | 4,070 |
| Net interest income | $751,000 | 4,301 |
| Provision for loan and lease losses | $22,000 | 2,710 |
| Total noninterest income | $145,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $75,000 | 2,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 3,651 |
| Total noninterest expense | $766,000 | 3,959 |
| Salaries and employee benefits | $416,000 | 4,001 |
| Premises and equipment expense | $138,000 | 3,006 |
| Additional noninterest expense | $212,000 | 4,113 |
| Pre-tax net operating income | $108,000 | 4,632 |
| Securities gains (losses) | $22,000 | 560 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $130,000 | 4,453 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $130,000 | 4,452 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $130,000 | 4,452 |
| Net charge-offs | $79,000 | 998 |
| Cash dividends | $70,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $108,000 | 4,571 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 4,400 |
| Total interest expense | $438,000 | 4,081 |
| Net interest income | $2,800,000 | 4,399 |
| Provision for loan and lease losses | $5,000 | 4,027 |
| Total noninterest income | $593,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $343,000 | 2,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 3,871 |
| Total noninterest expense | $3,095,000 | 3,954 |
| Salaries and employee benefits | $1,699,000 | 3,971 |
| Premises and equipment expense | $538,000 | 3,040 |
| Additional noninterest expense | $858,000 | 4,113 |
| Pre-tax net operating income | $293,000 | 4,909 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $-9,000 | 5,215 |
| Income before extraordinary items | $303,000 | 4,850 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $303,000 | 4,849 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $303,000 | 4,849 |
| Net charge-offs | $5,000 | 3,535 |
| Cash dividends | $250,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $302,000 | 4,853 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 4,437 |
| Total interest expense | $309,000 | 4,126 |
| Net interest income | $2,126,000 | 4,423 |
| Provision for loan and lease losses | $5,000 | 3,869 |
| Total noninterest income | $446,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $263,000 | 2,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 3,927 |
| Total noninterest expense | $2,325,000 | 3,981 |
| Salaries and employee benefits | $1,284,000 | 3,980 |
| Premises and equipment expense | $402,000 | 3,068 |
| Additional noninterest expense | $639,000 | 4,157 |
| Pre-tax net operating income | $242,000 | 4,958 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $243,000 | 4,903 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $243,000 | 4,901 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $243,000 | 4,902 |
| Net charge-offs | $14,000 | 2,857 |
| Cash dividends | $200,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $242,000 | 4,907 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 4,481 |
| Total interest expense | $201,000 | 4,120 |
| Net interest income | $1,400,000 | 4,481 |
| Provision for loan and lease losses | $5,000 | 3,680 |
| Total noninterest income | $310,000 | 3,560 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $175,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 3,849 |
| Total noninterest expense | $1,568,000 | 3,978 |
| Salaries and employee benefits | $855,000 | 4,008 |
| Premises and equipment expense | $263,000 | 3,111 |
| Additional noninterest expense | $450,000 | 4,123 |
| Pre-tax net operating income | $137,000 | 5,049 |
| Securities gains (losses) | $-4,000 | 4,827 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $133,000 | 5,015 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $133,000 | 5,014 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $133,000 | 5,014 |
| Net charge-offs | $21,000 | 2,226 |
| Cash dividends | $130,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $137,000 | 5,004 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 4,537 |
| Total interest expense | $98,000 | 4,142 |
| Net interest income | $692,000 | 4,529 |
| Provision for loan and lease losses | $5,000 | 3,326 |
| Total noninterest income | $174,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $90,000 | 2,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,568 |
| Total noninterest expense | $779,000 | 4,037 |
| Salaries and employee benefits | $417,000 | 4,092 |
| Premises and equipment expense | $133,000 | 3,118 |
| Additional noninterest expense | $229,000 | 4,122 |
| Pre-tax net operating income | $82,000 | 4,996 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $82,000 | 4,934 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $82,000 | 4,933 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $82,000 | 4,934 |
| Net charge-offs | $6,000 | 2,135 |
| Cash dividends | $60,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $82,000 | 4,936 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 4,545 |
| Total interest expense | $373,000 | 4,090 |
| Net interest income | $2,755,000 | 4,545 |
| Provision for loan and lease losses | $760,000 | 1,085 |
| Total noninterest income | $623,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $372,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 3,982 |
| Total noninterest expense | $3,208,000 | 3,993 |
| Salaries and employee benefits | $1,688,000 | 4,068 |
| Premises and equipment expense | $536,000 | 3,138 |
| Additional noninterest expense | $984,000 | 4,041 |
| Pre-tax net operating income | $-590,000 | 5,573 |
| Securities gains (losses) | $83,000 | 691 |
| Applicable income taxes | $-40,000 | 5,511 |
| Income before extraordinary items | $-467,000 | 5,521 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-467,000 | 5,521 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-467,000 | 5,521 |
| Net charge-offs | $873,000 | 771 |
| Cash dividends | $250,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-543,360 | 5,528 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 4,576 |
| Total interest expense | $282,000 | 4,099 |
| Net interest income | $2,072,000 | 4,579 |
| Provision for loan and lease losses | $760,000 | 864 |
| Total noninterest income | $473,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $283,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 4,022 |
| Total noninterest expense | $2,410,000 | 4,007 |
| Salaries and employee benefits | $1,277,000 | 4,077 |
| Premises and equipment expense | $404,000 | 3,149 |
| Additional noninterest expense | $729,000 | 4,068 |
| Pre-tax net operating income | $-625,000 | 5,665 |
| Securities gains (losses) | $83,000 | 663 |
| Applicable income taxes | $7,000 | 3,934 |
| Income before extraordinary items | $-549,000 | 5,657 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-549,000 | 5,657 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-549,000 | 5,657 |
| Net charge-offs | $872,000 | 542 |
| Cash dividends | $185,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-632,000 | 5,663 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,602 |
| Total interest expense | $190,000 | 4,089 |
| Net interest income | $1,373,000 | 4,612 |
| Provision for loan and lease losses | $760,000 | 608 |
| Total noninterest income | $319,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $188,000 | 2,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 4,016 |
| Total noninterest expense | $1,590,000 | 4,054 |
| Salaries and employee benefits | $846,000 | 4,113 |
| Premises and equipment expense | $272,000 | 3,137 |
| Additional noninterest expense | $472,000 | 4,142 |
| Pre-tax net operating income | $-658,000 | 5,733 |
| Securities gains (losses) | $58,000 | 604 |
| Applicable income taxes | $7,000 | 3,897 |
| Income before extraordinary items | $-607,000 | 5,733 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-607,000 | 5,733 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-607,000 | 5,733 |
| Net charge-offs | $874,000 | 391 |
| Cash dividends | $120,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-665,000 | 5,735 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 4,641 |
| Total interest expense | $96,000 | 4,077 |
| Net interest income | $681,000 | 4,653 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $162,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $88,000 | 2,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,880 |
| Total noninterest expense | $786,000 | 4,116 |
| Salaries and employee benefits | $414,000 | 4,212 |
| Premises and equipment expense | $139,000 | 3,138 |
| Additional noninterest expense | $233,000 | 4,198 |
| Pre-tax net operating income | $7,000 | 5,570 |
| Securities gains (losses) | $13,000 | 600 |
| Applicable income taxes | $3,000 | 3,875 |
| Income before extraordinary items | $17,000 | 5,513 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $17,000 | 5,513 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $17,000 | 5,513 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $5,950 | 5,579 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 4,647 |
| Total interest expense | $404,000 | 4,008 |
| Net interest income | $2,741,000 | 4,664 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $696,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $404,000 | 2,454 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $292,000 | 3,955 |
| Total noninterest expense | $3,196,000 | 4,103 |
| Salaries and employee benefits | $1,701,000 | 4,145 |
| Premises and equipment expense | $538,000 | 3,220 |
| Additional noninterest expense | $957,000 | 4,237 |
| Pre-tax net operating income | $241,000 | 5,262 |
| Securities gains (losses) | $174,000 | 954 |
| Applicable income taxes | $8,000 | 4,031 |
| Income before extraordinary items | $407,000 | 4,907 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $407,000 | 4,906 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $407,000 | 4,906 |
| Net charge-offs | $15,000 | 3,736 |
| Cash dividends | $240,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $236,480 | 5,196 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 4,675 |
| Total interest expense | $301,000 | 4,045 |
| Net interest income | $2,074,000 | 4,688 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $533,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $307,000 | 2,427 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $226,000 | 3,951 |
| Total noninterest expense | $2,378,000 | 4,126 |
| Salaries and employee benefits | $1,267,000 | 4,163 |
| Premises and equipment expense | $405,000 | 3,238 |
| Additional noninterest expense | $706,000 | 4,298 |
| Pre-tax net operating income | $229,000 | 5,229 |
| Securities gains (losses) | $150,000 | 980 |
| Applicable income taxes | $27,000 | 3,775 |
| Income before extraordinary items | $352,000 | 4,861 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $352,000 | 4,861 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $352,000 | 4,861 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $180,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $212,500 | 5,176 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 4,713 |
| Total interest expense | $192,000 | 4,153 |
| Net interest income | $1,389,000 | 4,725 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $359,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $202,000 | 2,428 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $157,000 | 3,926 |
| Total noninterest expense | $1,569,000 | 4,177 |
| Salaries and employee benefits | $837,000 | 4,216 |
| Premises and equipment expense | $265,000 | 3,299 |
| Additional noninterest expense | $467,000 | 4,353 |
| Pre-tax net operating income | $179,000 | 5,171 |
| Securities gains (losses) | $74,000 | 1,163 |
| Applicable income taxes | $16,000 | 3,837 |
| Income before extraordinary items | $237,000 | 4,860 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 4,860 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $237,000 | 4,860 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $120,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $167,440 | 5,090 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 4,731 |
| Total interest expense | $95,000 | 4,198 |
| Net interest income | $707,000 | 4,729 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $184,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $100,000 | 2,430 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $787,000 | 4,215 |
| Salaries and employee benefits | $418,000 | 4,249 |
| Premises and equipment expense | $136,000 | 3,268 |
| Additional noninterest expense | $233,000 | 4,379 |
| Pre-tax net operating income | $104,000 | 5,043 |
| Securities gains (losses) | $35,000 | 980 |
| Applicable income taxes | $8,000 | 3,829 |
| Income before extraordinary items | $131,000 | 4,752 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $131,000 | 4,751 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $131,000 | 4,752 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $60,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $98,100 | 4,971 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 4,817 |
| Total interest expense | $438,000 | 3,976 |
| Net interest income | $2,637,000 | 4,861 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $698,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $459,000 | 2,284 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $239,000 | 4,248 |
| Total noninterest expense | $3,483,000 | 4,024 |
| Salaries and employee benefits | $1,683,000 | 4,246 |
| Premises and equipment expense | $551,000 | 3,281 |
| Additional noninterest expense | $1,249,000 | 3,835 |
| Pre-tax net operating income | $-148,000 | 5,953 |
| Securities gains (losses) | $73,000 | 1,359 |
| Applicable income taxes | $-23,000 | 5,923 |
| Income before extraordinary items | $-52,000 | 5,931 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-52,000 | 5,933 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-52,000 | 5,933 |
| Net charge-offs | $-45,000 | 5,534 |
| Cash dividends | $225,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-102,370 | 5,933 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 4,885 |
| Total interest expense | $338,000 | 3,978 |
| Net interest income | $1,941,000 | 4,939 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $523,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $347,000 | 2,280 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 4,295 |
| Total noninterest expense | $2,426,000 | 4,187 |
| Salaries and employee benefits | $1,251,000 | 4,288 |
| Premises and equipment expense | $414,000 | 3,327 |
| Additional noninterest expense | $761,000 | 4,285 |
| Pre-tax net operating income | $38,000 | 5,859 |
| Securities gains (losses) | $49,000 | 1,480 |
| Applicable income taxes | $8,000 | 4,197 |
| Income before extraordinary items | $79,000 | 5,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 5,793 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $79,000 | 5,793 |
| Net charge-offs | $-35,000 | 5,502 |
| Cash dividends | $175,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $34,410 | 5,867 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 4,908 |
| Total interest expense | $235,000 | 3,935 |
| Net interest income | $1,292,000 | 4,975 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $362,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $234,000 | 2,224 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,216 |
| Total noninterest expense | $1,611,000 | 4,240 |
| Salaries and employee benefits | $824,000 | 4,360 |
| Premises and equipment expense | $275,000 | 3,343 |
| Additional noninterest expense | $512,000 | 4,308 |
| Pre-tax net operating income | $43,000 | 5,841 |
| Securities gains (losses) | $38,000 | 1,391 |
| Applicable income taxes | $8,000 | 4,131 |
| Income before extraordinary items | $73,000 | 5,748 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $73,000 | 5,749 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $73,000 | 5,750 |
| Net charge-offs | $-34,000 | 5,635 |
| Cash dividends | $125,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $38,800 | 5,857 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 4,968 |
| Total interest expense | $123,000 | 3,874 |
| Net interest income | $626,000 | 5,052 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $181,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $104,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $77,000 | 3,964 |
| Total noninterest expense | $813,000 | 4,257 |
| Salaries and employee benefits | $407,000 | 4,417 |
| Premises and equipment expense | $138,000 | 3,373 |
| Additional noninterest expense | $268,000 | 4,211 |
| Pre-tax net operating income | $-6,000 | 6,044 |
| Securities gains (losses) | $27,000 | 1,105 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $19,000 | 5,904 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $19,000 | 5,905 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $19,000 | 5,905 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $75,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-5,300 | 6,043 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 4,902 |
| Total interest expense | $512,000 | 3,969 |
| Net interest income | $2,767,000 | 4,968 |
| Provision for loan and lease losses | $83,000 | 3,392 |
| Total noninterest income | $700,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $447,000 | 2,480 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $253,000 | 4,235 |
| Total noninterest expense | $3,189,000 | 4,341 |
| Salaries and employee benefits | $1,649,000 | 4,411 |
| Premises and equipment expense | $559,000 | 3,392 |
| Additional noninterest expense | $981,000 | 4,490 |
| Pre-tax net operating income | $195,000 | 5,681 |
| Securities gains (losses) | $119,000 | 1,133 |
| Applicable income taxes | $16,000 | 4,092 |
| Income before extraordinary items | $298,000 | 5,414 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $298,000 | 5,412 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $298,000 | 5,413 |
| Net charge-offs | $99,000 | 3,187 |
| Cash dividends | $575,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $184,950 | 5,661 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 4,919 |
| Total interest expense | $386,000 | 4,023 |
| Net interest income | $2,110,000 | 4,988 |
| Provision for loan and lease losses | $1,000 | 4,384 |
| Total noninterest income | $526,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $333,000 | 2,517 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $193,000 | 4,255 |
| Total noninterest expense | $2,374,000 | 4,375 |
| Salaries and employee benefits | $1,230,000 | 4,449 |
| Premises and equipment expense | $414,000 | 3,463 |
| Additional noninterest expense | $730,000 | 4,529 |
| Pre-tax net operating income | $261,000 | 5,464 |
| Securities gains (losses) | $94,000 | 1,036 |
| Applicable income taxes | $20,000 | 3,997 |
| Income before extraordinary items | $335,000 | 5,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $335,000 | 5,117 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $335,000 | 5,119 |
| Net charge-offs | $49,000 | 3,270 |
| Cash dividends | $200,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $246,640 | 5,370 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 4,913 |
| Total interest expense | $260,000 | 4,046 |
| Net interest income | $1,424,000 | 4,986 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $351,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $220,000 | 2,499 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $131,000 | 4,213 |
| Total noninterest expense | $1,576,000 | 4,428 |
| Salaries and employee benefits | $817,000 | 4,482 |
| Premises and equipment expense | $271,000 | 3,518 |
| Additional noninterest expense | $488,000 | 4,544 |
| Pre-tax net operating income | $199,000 | 5,328 |
| Securities gains (losses) | $87,000 | 865 |
| Applicable income taxes | $18,000 | 3,902 |
| Income before extraordinary items | $268,000 | 4,892 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $268,000 | 4,893 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $268,000 | 4,894 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $150,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $186,220 | 5,236 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 4,956 |
| Total interest expense | $131,000 | 4,075 |
| Net interest income | $707,000 | 5,035 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $181,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $111,000 | 2,454 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $70,000 | 4,105 |
| Total noninterest expense | $786,000 | 4,464 |
| Salaries and employee benefits | $405,000 | 4,546 |
| Premises and equipment expense | $134,000 | 3,597 |
| Additional noninterest expense | $247,000 | 4,533 |
| Pre-tax net operating income | $102,000 | 5,259 |
| Securities gains (losses) | $47,000 | 667 |
| Applicable income taxes | $11,000 | 3,783 |
| Income before extraordinary items | $138,000 | 4,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 4,798 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $138,000 | 4,797 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $100,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $94,290 | 5,173 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 4,886 |
| Total interest expense | $597,000 | 4,089 |
| Net interest income | $2,980,000 | 4,947 |
| Provision for loan and lease losses | $39,000 | 4,429 |
| Total noninterest income | $780,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $445,000 | 2,604 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $335,000 | 3,950 |
| Total noninterest expense | $3,322,000 | 4,380 |
| Salaries and employee benefits | $1,666,000 | 4,504 |
| Premises and equipment expense | $520,000 | 3,650 |
| Additional noninterest expense | $1,136,000 | 4,315 |
| Pre-tax net operating income | $399,000 | 5,223 |
| Securities gains (losses) | $333,000 | 638 |
| Applicable income taxes | $46,000 | 3,800 |
| Income before extraordinary items | $686,000 | 4,485 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $686,000 | 4,489 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $686,000 | 4,489 |
| Net charge-offs | $43,000 | 4,454 |
| Cash dividends | $230,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $372,980 | 5,164 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 4,938 |
| Total interest expense | $457,000 | 4,130 |
| Net interest income | $2,222,000 | 5,004 |
| Provision for loan and lease losses | $35,000 | 4,223 |
| Total noninterest income | $605,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $325,000 | 2,677 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $280,000 | 3,848 |
| Total noninterest expense | $2,526,000 | 4,371 |
| Salaries and employee benefits | $1,250,000 | 4,511 |
| Premises and equipment expense | $399,000 | 3,623 |
| Additional noninterest expense | $877,000 | 4,264 |
| Pre-tax net operating income | $266,000 | 5,462 |
| Securities gains (losses) | $315,000 | 609 |
| Applicable income taxes | $39,000 | 3,831 |
| Income before extraordinary items | $542,000 | 4,474 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $542,000 | 4,477 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $542,000 | 4,478 |
| Net charge-offs | $39,000 | 4,042 |
| Cash dividends | $180,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $249,050 | 5,380 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 5,017 |
| Total interest expense | $310,000 | 4,162 |
| Net interest income | $1,427,000 | 5,096 |
| Provision for loan and lease losses | $35,000 | 3,880 |
| Total noninterest income | $432,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $205,000 | 2,743 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $227,000 | 3,591 |
| Total noninterest expense | $1,731,000 | 4,326 |
| Salaries and employee benefits | $846,000 | 4,506 |
| Premises and equipment expense | $269,000 | 3,604 |
| Additional noninterest expense | $616,000 | 4,127 |
| Pre-tax net operating income | $93,000 | 5,857 |
| Securities gains (losses) | $265,000 | 616 |
| Applicable income taxes | $19,000 | 3,973 |
| Income before extraordinary items | $339,000 | 4,563 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $339,000 | 4,565 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $339,000 | 4,566 |
| Net charge-offs | $25,000 | 3,858 |
| Cash dividends | $130,000 | 2,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $87,250 | 5,832 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 5,055 |
| Total interest expense | $161,000 | 4,174 |
| Net interest income | $703,000 | 5,162 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $171,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $97,000 | 2,834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,206 |
| Total noninterest expense | $934,000 | 4,159 |
| Salaries and employee benefits | $424,000 | 4,536 |
| Premises and equipment expense | $129,000 | 3,732 |
| Additional noninterest expense | $381,000 | 3,628 |
| Pre-tax net operating income | $-60,000 | 6,555 |
| Securities gains (losses) | $168,000 | 523 |
| Applicable income taxes | $16,000 | 3,717 |
| Income before extraordinary items | $92,000 | 5,338 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $92,000 | 5,340 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $92,000 | 5,340 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-50,800 | 6,545 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 5,077 |
| Total interest expense | $776,000 | 4,178 |
| Net interest income | $2,904,000 | 5,176 |
| Provision for loan and lease losses | $82,000 | 4,856 |
| Total noninterest income | $715,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $433,000 | 2,770 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $282,000 | 4,116 |
| Total noninterest expense | $3,211,000 | 4,575 |
| Salaries and employee benefits | $1,707,000 | 4,528 |
| Premises and equipment expense | $375,000 | 4,449 |
| Additional noninterest expense | $1,129,000 | 4,501 |
| Pre-tax net operating income | $326,000 | 5,349 |
| Securities gains (losses) | $869,000 | 602 |
| Applicable income taxes | $63,000 | 3,778 |
| Income before extraordinary items | $1,132,000 | 3,673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,132,000 | 3,674 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,132,000 | 3,676 |
| Net charge-offs | $73,000 | 4,673 |
| Cash dividends | $355,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $306,450 | 5,260 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 5,095 |
| Total interest expense | $612,000 | 4,197 |
| Net interest income | $2,220,000 | 5,217 |
| Provision for loan and lease losses | $50,000 | 4,919 |
| Total noninterest income | $547,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $329,000 | 2,789 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $218,000 | 4,126 |
| Total noninterest expense | $2,376,000 | 4,635 |
| Salaries and employee benefits | $1,253,000 | 4,596 |
| Premises and equipment expense | $291,000 | 4,423 |
| Additional noninterest expense | $832,000 | 4,572 |
| Pre-tax net operating income | $341,000 | 5,159 |
| Securities gains (losses) | $685,000 | 589 |
| Applicable income taxes | $66,000 | 3,636 |
| Income before extraordinary items | $960,000 | 3,508 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $960,000 | 3,508 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $960,000 | 3,510 |
| Net charge-offs | $44,000 | 4,598 |
| Cash dividends | $255,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $316,100 | 5,072 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 5,064 |
| Total interest expense | $434,000 | 4,154 |
| Net interest income | $1,516,000 | 5,174 |
| Provision for loan and lease losses | $16,000 | 5,216 |
| Total noninterest income | $368,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $202,000 | 2,928 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 3,919 |
| Total noninterest expense | $1,584,000 | 4,666 |
| Salaries and employee benefits | $833,000 | 4,629 |
| Premises and equipment expense | $186,000 | 4,547 |
| Additional noninterest expense | $565,000 | 4,538 |
| Pre-tax net operating income | $284,000 | 4,903 |
| Securities gains (losses) | $570,000 | 477 |
| Applicable income taxes | $61,000 | 3,419 |
| Income before extraordinary items | $793,000 | 3,061 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $793,000 | 3,061 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $793,000 | 3,061 |
| Net charge-offs | $12,000 | 4,874 |
| Cash dividends | $155,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $262,900 | 4,801 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 5,049 |
| Total interest expense | $227,000 | 4,157 |
| Net interest income | $771,000 | 5,173 |
| Provision for loan and lease losses | $4,000 | 5,102 |
| Total noninterest income | $191,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $91,000 | 3,138 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 3,714 |
| Total noninterest expense | $779,000 | 4,736 |
| Salaries and employee benefits | $414,000 | 4,694 |
| Premises and equipment expense | $93,000 | 4,555 |
| Additional noninterest expense | $272,000 | 4,635 |
| Pre-tax net operating income | $179,000 | 4,674 |
| Securities gains (losses) | $236,000 | 536 |
| Applicable income taxes | $30,000 | 3,433 |
| Income before extraordinary items | $385,000 | 3,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $385,000 | 3,157 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $385,000 | 3,157 |
| Net charge-offs | $-34,000 | 6,997 |
| Cash dividends | $75,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $165,520 | 4,551 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 5,041 |
| Total interest expense | $1,080,000 | 4,228 |
| Net interest income | $3,106,000 | 5,177 |
| Provision for loan and lease losses | $88,000 | 5,473 |
| Total noninterest income | $737,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $399,000 | 3,032 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $338,000 | 3,679 |
| Total noninterest expense | $3,128,000 | 4,770 |
| Salaries and employee benefits | $1,669,000 | 4,645 |
| Premises and equipment expense | $395,000 | 4,593 |
| Additional noninterest expense | $1,064,000 | 4,754 |
| Pre-tax net operating income | $627,000 | 4,451 |
| Securities gains (losses) | $486,000 | 807 |
| Applicable income taxes | $68,000 | 3,604 |
| Income before extraordinary items | $1,045,000 | 3,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,045,000 | 3,465 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,045,000 | 3,466 |
| Net charge-offs | $126,000 | 4,763 |
| Cash dividends | $270,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $588,160 | 4,309 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 5,044 |
| Total interest expense | $839,000 | 4,245 |
| Net interest income | $2,367,000 | 5,188 |
| Provision for loan and lease losses | $37,000 | 5,750 |
| Total noninterest income | $549,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $296,000 | 3,068 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $253,000 | 3,715 |
| Total noninterest expense | $2,263,000 | 4,875 |
| Salaries and employee benefits | $1,212,000 | 4,753 |
| Premises and equipment expense | $294,000 | 4,662 |
| Additional noninterest expense | $757,000 | 4,914 |
| Pre-tax net operating income | $616,000 | 4,173 |
| Securities gains (losses) | $212,000 | 1,171 |
| Applicable income taxes | $51,000 | 3,612 |
| Income before extraordinary items | $777,000 | 3,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $777,000 | 3,569 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $777,000 | 3,568 |
| Net charge-offs | $70,000 | 4,732 |
| Cash dividends | $150,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $577,720 | 3,978 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 5,019 |
| Total interest expense | $565,000 | 4,328 |
| Net interest income | $1,616,000 | 5,156 |
| Provision for loan and lease losses | $13,000 | 5,888 |
| Total noninterest income | $347,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $180,000 | 3,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 3,776 |
| Total noninterest expense | $1,506,000 | 4,930 |
| Salaries and employee benefits | $810,000 | 4,783 |
| Premises and equipment expense | $195,000 | 4,721 |
| Additional noninterest expense | $501,000 | 5,000 |
| Pre-tax net operating income | $444,000 | 4,027 |
| Securities gains (losses) | $84,000 | 1,260 |
| Applicable income taxes | $36,000 | 3,546 |
| Income before extraordinary items | $492,000 | 3,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $492,000 | 3,628 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $492,000 | 3,628 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $413,880 | 3,814 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 5,026 |
| Total interest expense | $285,000 | 4,437 |
| Net interest income | $810,000 | 5,141 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $174,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $89,000 | 3,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 3,808 |
| Total noninterest expense | $736,000 | 5,025 |
| Salaries and employee benefits | $405,000 | 4,838 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $233,000 | 5,179 |
| Pre-tax net operating income | $243,000 | 3,885 |
| Securities gains (losses) | $24,000 | 1,031 |
| Applicable income taxes | $17,000 | 3,537 |
| Income before extraordinary items | $250,000 | 3,587 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $250,000 | 3,585 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $250,000 | 3,585 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $227,440 | 3,695 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 5,183 |
| Total interest expense | $1,199,000 | 4,824 |
| Net interest income | $3,169,000 | 5,213 |
| Provision for loan and lease losses | $12,000 | 6,892 |
| Total noninterest income | $584,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $349,000 | 3,341 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $235,000 | 4,344 |
| Total noninterest expense | $3,303,000 | 4,738 |
| Salaries and employee benefits | $1,664,000 | 4,761 |
| Premises and equipment expense | $390,000 | 4,809 |
| Additional noninterest expense | $1,249,000 | 4,505 |
| Pre-tax net operating income | $438,000 | 4,525 |
| Securities gains (losses) | $477,000 | 928 |
| Applicable income taxes | $55,000 | 3,582 |
| Income before extraordinary items | $860,000 | 3,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $860,000 | 3,498 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $860,000 | 3,501 |
| Net charge-offs | $67,000 | 5,736 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $411,620 | 4,437 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 5,269 |
| Total interest expense | $900,000 | 4,985 |
| Net interest income | $2,387,000 | 5,259 |
| Provision for loan and lease losses | $12,000 | 6,805 |
| Total noninterest income | $453,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $263,000 | 3,410 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $190,000 | 4,253 |
| Total noninterest expense | $2,540,000 | 4,699 |
| Salaries and employee benefits | $1,244,000 | 4,806 |
| Premises and equipment expense | $288,000 | 4,921 |
| Additional noninterest expense | $1,008,000 | 4,280 |
| Pre-tax net operating income | $288,000 | 4,901 |
| Securities gains (losses) | $359,000 | 952 |
| Applicable income taxes | $42,000 | 3,653 |
| Income before extraordinary items | $605,000 | 3,770 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $605,000 | 3,770 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $605,000 | 3,771 |
| Net charge-offs | $27,000 | 5,880 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $267,540 | 4,826 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 5,351 |
| Total interest expense | $588,000 | 5,112 |
| Net interest income | $1,567,000 | 5,324 |
| Provision for loan and lease losses | $3,000 | 6,809 |
| Total noninterest income | $319,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $177,000 | 3,391 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 4,061 |
| Total noninterest expense | $1,799,000 | 4,546 |
| Salaries and employee benefits | $829,000 | 4,823 |
| Premises and equipment expense | $192,000 | 4,970 |
| Additional noninterest expense | $778,000 | 3,860 |
| Pre-tax net operating income | $84,000 | 5,601 |
| Securities gains (losses) | $170,000 | 1,048 |
| Applicable income taxes | $15,000 | 3,923 |
| Income before extraordinary items | $239,000 | 4,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $239,000 | 4,647 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $239,000 | 4,647 |
| Net charge-offs | $26,000 | 5,353 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $79,200 | 5,566 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 5,437 |
| Total interest expense | $291,000 | 5,260 |
| Net interest income | $778,000 | 5,374 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $166,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $84,000 | 3,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 3,862 |
| Total noninterest expense | $1,063,000 | 4,101 |
| Salaries and employee benefits | $414,000 | 4,904 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $552,000 | 2,911 |
| Pre-tax net operating income | $-122,000 | 6,703 |
| Securities gains (losses) | $80,000 | 888 |
| Applicable income taxes | $8,000 | 3,919 |
| Income before extraordinary items | $-50,000 | 6,616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-50,000 | 6,618 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-50,000 | 6,617 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-130,000 | 6,771 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 5,405 |
| Total interest expense | $1,329,000 | 5,433 |
| Net interest income | $3,200,000 | 5,218 |
| Provision for loan and lease losses | $20,000 | 7,177 |
| Total noninterest income | $755,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $376,000 | 3,449 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $379,000 | 3,629 |
| Total noninterest expense | $3,309,000 | 4,897 |
| Salaries and employee benefits | $1,618,000 | 4,969 |
| Premises and equipment expense | $381,000 | 5,115 |
| Additional noninterest expense | $1,310,000 | 4,482 |
| Pre-tax net operating income | $626,000 | 3,717 |
| Securities gains (losses) | $249,000 | 1,384 |
| Applicable income taxes | $33,000 | 3,470 |
| Income before extraordinary items | $842,000 | 3,062 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $842,000 | 3,061 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $842,000 | 3,061 |
| Net charge-offs | $-2,000 | 7,762 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $602,960 | 3,522 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 5,415 |
| Total interest expense | $1,028,000 | 5,494 |
| Net interest income | $2,441,000 | 5,177 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $582,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $286,000 | 3,426 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $296,000 | 3,642 |
| Total noninterest expense | $2,474,000 | 4,918 |
| Salaries and employee benefits | $1,214,000 | 5,013 |
| Premises and equipment expense | $291,000 | 5,109 |
| Additional noninterest expense | $969,000 | 4,489 |
| Pre-tax net operating income | $549,000 | 3,754 |
| Securities gains (losses) | $218,000 | 1,231 |
| Applicable income taxes | $29,000 | 3,621 |
| Income before extraordinary items | $738,000 | 3,016 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $738,000 | 3,014 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $738,000 | 3,017 |
| Net charge-offs | $-26,000 | 7,968 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $528,720 | 3,510 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 5,441 |
| Total interest expense | $705,000 | 5,553 |
| Net interest income | $1,631,000 | 5,167 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $357,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $187,000 | 3,432 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $170,000 | 3,903 |
| Total noninterest expense | $1,610,000 | 5,033 |
| Salaries and employee benefits | $810,000 | 5,060 |
| Premises and equipment expense | $195,000 | 5,145 |
| Additional noninterest expense | $605,000 | 4,698 |
| Pre-tax net operating income | $378,000 | 3,779 |
| Securities gains (losses) | $81,000 | 1,621 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $449,000 | 3,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 3,285 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $449,000 | 3,288 |
| Net charge-offs | $-26,000 | 8,027 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $369,620 | 3,505 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 5,449 |
| Total interest expense | $360,000 | 5,613 |
| Net interest income | $823,000 | 5,129 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $198,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $90,000 | 3,462 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $108,000 | 3,540 |
| Total noninterest expense | $822,000 | 4,876 |
| Salaries and employee benefits | $402,000 | 5,136 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $321,000 | 4,191 |
| Pre-tax net operating income | $199,000 | 4,052 |
| Securities gains (losses) | $45,000 | 1,345 |
| Applicable income taxes | $-6,000 | 7,153 |
| Income before extraordinary items | $250,000 | 3,446 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $250,000 | 3,447 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $250,000 | 3,447 |
| Net charge-offs | $-33,000 | 8,077 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $205,000 | 3,669 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 5,390 |
| Total interest expense | $1,880,000 | 5,463 |
| Net interest income | $3,240,000 | 5,197 |
| Provision for loan and lease losses | $161,000 | 5,477 |
| Total noninterest income | $844,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $434,000 | 3,295 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $410,000 | 3,539 |
| Total noninterest expense | $3,475,000 | 4,669 |
| Salaries and employee benefits | $1,525,000 | 5,288 |
| Premises and equipment expense | $425,000 | 4,926 |
| Additional noninterest expense | $1,525,000 | 3,578 |
| Pre-tax net operating income | $448,000 | 5,018 |
| Securities gains (losses) | $65,000 | 1,425 |
| Applicable income taxes | $25,000 | 4,181 |
| Income before extraordinary items | $488,000 | 4,499 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $488,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 5,006 |
| Cash dividends | $395,000 | 3,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $426,250 | 4,841 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 5,442 |
| Total interest expense | $1,484,000 | 5,460 |
| Net interest income | $2,371,000 | 5,310 |
| Provision for loan and lease losses | $161,000 | 4,532 |
| Total noninterest income | $667,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $328,000 | 3,312 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $339,000 | 3,469 |
| Total noninterest expense | $2,396,000 | 4,895 |
| Salaries and employee benefits | $1,136,000 | 5,323 |
| Premises and equipment expense | $323,000 | 4,901 |
| Additional noninterest expense | $937,000 | 4,075 |
| Pre-tax net operating income | $481,000 | 4,988 |
| Securities gains (losses) | $48,000 | 1,457 |
| Applicable income taxes | $33,000 | 4,365 |
| Income before extraordinary items | $496,000 | 4,470 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $496,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,587 |
| Cash dividends | $395,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $450,880 | 4,760 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 5,529 |
| Total interest expense | $1,030,000 | 5,505 |
| Net interest income | $1,528,000 | 5,417 |
| Provision for loan and lease losses | $92,000 | 4,373 |
| Total noninterest income | $439,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $212,000 | 3,363 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $227,000 | 3,516 |
| Total noninterest expense | $1,519,000 | 5,082 |
| Salaries and employee benefits | $753,000 | 5,396 |
| Premises and equipment expense | $212,000 | 4,972 |
| Additional noninterest expense | $554,000 | 4,423 |
| Pre-tax net operating income | $356,000 | 4,988 |
| Securities gains (losses) | $52,000 | 1,417 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $385,000 | 4,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $245,000 | 3,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $336,120 | 4,748 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 5,645 |
| Total interest expense | $539,000 | 5,567 |
| Net interest income | $732,000 | 5,557 |
| Provision for loan and lease losses | $67,000 | 3,363 |
| Total noninterest income | $219,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $107,000 | 3,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $112,000 | 3,569 |
| Total noninterest expense | $737,000 | 5,191 |
| Salaries and employee benefits | $368,000 | 5,488 |
| Premises and equipment expense | $108,000 | 4,941 |
| Additional noninterest expense | $261,000 | 4,550 |
| Pre-tax net operating income | $147,000 | 5,475 |
| Securities gains (losses) | $35,000 | 1,284 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $172,000 | 4,996 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $172,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $120,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $138,750 | 5,250 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 5,740 |
| Total interest expense | $2,302,000 | 5,495 |
| Net interest income | $2,668,000 | 5,800 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,085,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $463,000 | 3,221 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $622,000 | 2,949 |
| Total noninterest expense | $2,981,000 | 5,022 |
| Salaries and employee benefits | $1,511,000 | 5,285 |
| Premises and equipment expense | $455,000 | 4,638 |
| Additional noninterest expense | $1,015,000 | 4,617 |
| Pre-tax net operating income | $772,000 | 5,240 |
| Securities gains (losses) | $-44,000 | 7,984 |
| Applicable income taxes | $43,000 | 5,009 |
| Income before extraordinary items | $685,000 | 5,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $685,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,407 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $726,360 | 4,965 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 5,772 |
| Total interest expense | $1,745,000 | 5,467 |
| Net interest income | $1,977,000 | 5,875 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $878,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $345,000 | 3,217 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $533,000 | 2,736 |
| Total noninterest expense | $2,225,000 | 5,012 |
| Salaries and employee benefits | $1,129,000 | 5,275 |
| Premises and equipment expense | $342,000 | 4,612 |
| Additional noninterest expense | $754,000 | 4,577 |
| Pre-tax net operating income | $630,000 | 5,343 |
| Securities gains (losses) | $-46,000 | 8,156 |
| Applicable income taxes | $20,000 | 5,469 |
| Income before extraordinary items | $564,000 | 5,133 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $564,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $608,620 | 4,967 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 5,824 |
| Total interest expense | $1,141,000 | 5,522 |
| Net interest income | $1,309,000 | 5,930 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $661,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $223,000 | 3,278 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $438,000 | 2,445 |
| Total noninterest expense | $1,450,000 | 5,120 |
| Salaries and employee benefits | $750,000 | 5,336 |
| Premises and equipment expense | $227,000 | 4,648 |
| Additional noninterest expense | $473,000 | 4,751 |
| Pre-tax net operating income | $520,000 | 4,958 |
| Securities gains (losses) | $-38,000 | 8,257 |
| Applicable income taxes | $14,000 | 5,519 |
| Income before extraordinary items | $468,000 | 4,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $468,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $504,860 | 4,522 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,841 |
| Total interest expense | $560,000 | 5,571 |
| Net interest income | $657,000 | 5,923 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $426,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $102,000 | 3,414 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $324,000 | 1,857 |
| Total noninterest expense | $682,000 | 5,336 |
| Salaries and employee benefits | $373,000 | 5,386 |
| Premises and equipment expense | $119,000 | 4,538 |
| Additional noninterest expense | $190,000 | 5,431 |
| Pre-tax net operating income | $401,000 | 3,990 |
| Securities gains (losses) | $-20,000 | 8,377 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $375,000 | 3,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $375,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $394,600 | 3,515 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 5,686 |
| Total interest expense | $2,070,000 | 5,306 |
| Net interest income | $2,688,000 | 5,815 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $668,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $452,000 | 3,277 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $216,000 | 4,969 |
| Total noninterest expense | $2,699,000 | 5,233 |
| Salaries and employee benefits | $1,475,000 | 5,254 |
| Premises and equipment expense | $477,000 | 4,401 |
| Additional noninterest expense | $747,000 | 5,446 |
| Pre-tax net operating income | $657,000 | 6,030 |
| Securities gains (losses) | $-53,000 | 7,961 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $568,000 | 5,930 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $568,000 | 5,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,017 |
| Cash dividends | $435,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $617,820 | 5,746 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 5,708 |
| Total interest expense | $1,495,000 | 5,347 |
| Net interest income | $2,054,000 | 5,828 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $512,000 | 4,424 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $333,000 | 3,337 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $179,000 | 4,770 |
| Total noninterest expense | $2,002,000 | 5,261 |
| Salaries and employee benefits | $1,068,000 | 5,347 |
| Premises and equipment expense | $360,000 | 4,385 |
| Additional noninterest expense | $574,000 | 5,363 |
| Pre-tax net operating income | $564,000 | 5,992 |
| Securities gains (losses) | $-61,000 | 8,252 |
| Applicable income taxes | $26,000 | 5,840 |
| Income before extraordinary items | $477,000 | 5,860 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $477,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,204 |
| Cash dividends | $435,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $534,950 | 5,619 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 5,721 |
| Total interest expense | $922,000 | 5,438 |
| Net interest income | $1,409,000 | 5,784 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $354,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $220,000 | 3,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $1,304,000 | 5,341 |
| Salaries and employee benefits | $707,000 | 5,393 |
| Premises and equipment expense | $245,000 | 4,324 |
| Additional noninterest expense | $352,000 | 5,590 |
| Pre-tax net operating income | $459,000 | 5,599 |
| Securities gains (losses) | $-59,000 | 8,409 |
| Applicable income taxes | $23,000 | 5,728 |
| Income before extraordinary items | $377,000 | 5,526 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $377,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $235,000 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $432,460 | 5,215 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 5,745 |
| Total interest expense | $433,000 | 5,492 |
| Net interest income | $706,000 | 5,779 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $174,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 3,341 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $663,000 | 5,301 |
| Salaries and employee benefits | $357,000 | 5,379 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $180,000 | 5,503 |
| Pre-tax net operating income | $217,000 | 5,670 |
| Securities gains (losses) | $-57,000 | 8,589 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $207,720 | 5,276 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 5,693 |
| Total interest expense | $1,366,000 | 5,483 |
| Net interest income | $2,817,000 | 5,695 |
| Provision for loan and lease losses | $23,000 | 6,436 |
| Total noninterest income | $618,000 | 4,716 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $441,000 | 3,328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $177,000 | 5,415 |
| Total noninterest expense | $2,764,000 | 5,049 |
| Salaries and employee benefits | $1,481,000 | 5,090 |
| Premises and equipment expense | $511,000 | 4,108 |
| Additional noninterest expense | $772,000 | 5,287 |
| Pre-tax net operating income | $648,000 | 6,273 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $30,000 | 6,142 |
| Income before extraordinary items | $614,000 | 5,956 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $614,000 | 5,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,316 |
| Cash dividends | $340,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $617,800 | 5,914 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 5,689 |
| Total interest expense | $955,000 | 5,565 |
| Net interest income | $2,160,000 | 5,645 |
| Provision for loan and lease losses | $23,000 | 6,069 |
| Total noninterest income | $453,000 | 4,803 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $326,000 | 3,372 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,502 |
| Total noninterest expense | $2,080,000 | 5,009 |
| Salaries and employee benefits | $1,107,000 | 5,076 |
| Premises and equipment expense | $385,000 | 4,073 |
| Additional noninterest expense | $588,000 | 5,189 |
| Pre-tax net operating income | $510,000 | 6,357 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $27,000 | 6,133 |
| Income before extraordinary items | $479,000 | 5,996 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $479,000 | 6,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,280 |
| Cash dividends | $290,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $482,800 | 5,953 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 5,653 |
| Total interest expense | $586,000 | 5,620 |
| Net interest income | $1,472,000 | 5,559 |
| Provision for loan and lease losses | $23,000 | 5,573 |
| Total noninterest income | $291,000 | 4,878 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $215,000 | 3,337 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $76,000 | 5,712 |
| Total noninterest expense | $1,397,000 | 4,978 |
| Salaries and employee benefits | $748,000 | 5,032 |
| Premises and equipment expense | $254,000 | 4,103 |
| Additional noninterest expense | $395,000 | 5,130 |
| Pre-tax net operating income | $343,000 | 6,327 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $19,000 | 6,120 |
| Income before extraordinary items | $319,000 | 5,987 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $319,000 | 5,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $323,700 | 5,902 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 5,751 |
| Total interest expense | $271,000 | 5,754 |
| Net interest income | $723,000 | 5,636 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $136,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $100,000 | 3,455 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $714,000 | 4,924 |
| Salaries and employee benefits | $387,000 | 4,948 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $202,000 | 5,032 |
| Pre-tax net operating income | $122,000 | 6,928 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $120,000 | 6,568 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $120,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $114,360 | 6,634 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 6,497 |
| Total interest expense | $744,000 | 6,441 |
| Net interest income | $2,185,000 | 6,392 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $408,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $260,000 | 4,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $148,000 | 5,715 |
| Total noninterest expense | $2,011,000 | 5,987 |
| Salaries and employee benefits | $1,117,000 | 5,927 |
| Premises and equipment expense | $342,000 | 5,295 |
| Additional noninterest expense | $552,000 | 6,263 |
| Pre-tax net operating income | $492,000 | 6,731 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $28,000 | 6,390 |
| Income before extraordinary items | $470,000 | 6,470 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $470,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,862 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $464,360 | 6,437 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 6,576 |
| Total interest expense | $534,000 | 6,539 |
| Net interest income | $1,607,000 | 6,456 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $271,000 | 6,048 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $178,000 | 4,879 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 6,063 |
| Total noninterest expense | $1,454,000 | 6,073 |
| Salaries and employee benefits | $812,000 | 5,974 |
| Premises and equipment expense | $244,000 | 5,419 |
| Additional noninterest expense | $398,000 | 6,325 |
| Pre-tax net operating income | $356,000 | 6,934 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $22,000 | 6,467 |
| Income before extraordinary items | $335,000 | 6,690 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $335,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,410 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $334,060 | 6,627 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 6,583 |
| Total interest expense | $355,000 | 6,580 |
| Net interest income | $1,088,000 | 6,433 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $181,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $114,000 | 4,983 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 5,931 |
| Total noninterest expense | $963,000 | 6,125 |
| Salaries and employee benefits | $538,000 | 6,033 |
| Premises and equipment expense | $165,000 | 5,397 |
| Additional noninterest expense | $260,000 | 6,416 |
| Pre-tax net operating income | $261,000 | 6,761 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $242,000 | 6,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 6,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $125,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $244,820 | 6,413 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 6,648 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $534,000 | 6,508 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $468,000 | 6,266 |
| Salaries and employee benefits | $266,000 | 6,129 |
| Premises and equipment expense | $77,000 | 5,626 |
| Additional noninterest expense | $125,000 | 6,555 |
| Pre-tax net operating income | $123,000 | 6,818 |
| Securities gains (losses) | $21,000 | 1,679 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $135,000 | 6,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $115,260 | 6,491 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 6,550 |
| Total interest expense | $866,000 | 6,509 |
| Net interest income | $2,106,000 | 6,418 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $304,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $250,000 | 4,758 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $1,841,000 | 6,274 |
| Salaries and employee benefits | $1,048,000 | 6,101 |
| Premises and equipment expense | $277,000 | 5,900 |
| Additional noninterest expense | $516,000 | 6,456 |
| Pre-tax net operating income | $444,000 | 6,860 |
| Securities gains (losses) | $69,000 | 2,220 |
| Applicable income taxes | $33,000 | 6,542 |
| Income before extraordinary items | $480,000 | 6,426 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $480,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,900 |
| Cash dividends | $210,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $415,140 | 6,584 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 6,577 |
| Total interest expense | $675,000 | 6,564 |
| Net interest income | $1,587,000 | 6,452 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $233,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $193,000 | 4,706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $1,380,000 | 6,230 |
| Salaries and employee benefits | $811,000 | 5,972 |
| Premises and equipment expense | $207,000 | 5,905 |
| Additional noninterest expense | $362,000 | 6,633 |
| Pre-tax net operating income | $365,000 | 6,875 |
| Securities gains (losses) | $69,000 | 2,046 |
| Applicable income taxes | $27,000 | 6,632 |
| Income before extraordinary items | $407,000 | 6,315 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $407,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,129 |
| Cash dividends | $210,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $342,140 | 6,520 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 6,615 |
| Total interest expense | $468,000 | 6,575 |
| Net interest income | $1,047,000 | 6,497 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $186,000 | 6,157 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $134,000 | 4,563 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $52,000 | 6,500 |
| Total noninterest expense | $915,000 | 6,281 |
| Salaries and employee benefits | $516,000 | 6,147 |
| Premises and equipment expense | $138,000 | 5,905 |
| Additional noninterest expense | $261,000 | 6,402 |
| Pre-tax net operating income | $273,000 | 6,675 |
| Securities gains (losses) | $36,000 | 2,247 |
| Applicable income taxes | $14,000 | 6,809 |
| Income before extraordinary items | $295,000 | 6,132 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $295,000 | 6,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,017 |
| Cash dividends | $210,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $260,800 | 6,233 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 6,630 |
| Total interest expense | $237,000 | 6,637 |
| Net interest income | $527,000 | 6,485 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $82,000 | 6,373 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 4,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $458,000 | 6,288 |
| Salaries and employee benefits | $258,000 | 6,145 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $130,000 | 6,413 |
| Pre-tax net operating income | $128,000 | 6,785 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $138,000 | 6,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $110,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $120,140 | 6,379 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 6,457 |
| Total interest expense | $1,113,000 | 6,645 |
| Net interest income | $2,274,000 | 6,207 |
| Provision for loan and lease losses | $207,000 | 4,277 |
| Total noninterest income | $216,000 | 7,152 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $204,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,821 |
| Total noninterest expense | $1,744,000 | 6,365 |
| Salaries and employee benefits | $988,000 | 6,185 |
| Premises and equipment expense | $280,000 | 5,772 |
| Additional noninterest expense | $476,000 | 6,643 |
| Pre-tax net operating income | $539,000 | 6,614 |
| Securities gains (losses) | $48,000 | 2,442 |
| Applicable income taxes | $35,000 | 6,751 |
| Income before extraordinary items | $552,000 | 6,170 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $552,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,848 |
| Cash dividends | $575,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $506,880 | 6,222 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 6,507 |
| Total interest expense | $1,855,000 | 6,340 |
| Net interest income | $1,936,000 | 6,527 |
| Provision for loan and lease losses | $252,000 | 3,587 |
| Total noninterest income | $277,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $154,000 | 5,751 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $1,603,000 | 6,568 |
| Salaries and employee benefits | $894,000 | 6,397 |
| Premises and equipment expense | $273,000 | 5,828 |
| Additional noninterest expense | $436,000 | 6,884 |
| Pre-tax net operating income | $358,000 | 7,157 |
| Securities gains (losses) | $84,000 | 1,894 |
| Applicable income taxes | $38,000 | 6,918 |
| Income before extraordinary items | $404,000 | 6,549 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $404,000 | 6,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,853 |
| Cash dividends | $110,000 | 5,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $327,560 | 6,847 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 6,463 |
| Total interest expense | $2,156,000 | 6,042 |
| Net interest income | $1,882,000 | 6,760 |
| Provision for loan and lease losses | $21,000 | 7,573 |
| Total noninterest income | $209,000 | 7,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 7,994 |
| Total noninterest expense | $1,439,000 | 6,907 |
| Salaries and employee benefits | $852,000 | 6,494 |
| Premises and equipment expense | $212,000 | 6,582 |
| Additional noninterest expense | $375,000 | 7,366 |
| Pre-tax net operating income | $631,000 | 6,471 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $124,000 | 6,243 |
| Income before extraordinary items | $507,000 | 6,279 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $507,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $507,000 | 6,298 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 6,634 |
| Total interest expense | $1,849,000 | 6,265 |
| Net interest income | $1,833,000 | 6,946 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $214,000 | 7,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $1,350,000 | 7,166 |
| Salaries and employee benefits | $796,000 | 6,770 |
| Premises and equipment expense | $203,000 | 6,771 |
| Additional noninterest expense | $351,000 | 7,697 |
| Pre-tax net operating income | $672,000 | 6,425 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $138,000 | 6,424 |
| Income before extraordinary items | $533,000 | 6,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $533,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 9,987 |
| Cash dividends | $160,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $533,790 | 6,221 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 6,868 |
| Total interest expense | $1,817,000 | 6,517 |
| Net interest income | $1,756,000 | 7,149 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $197,000 | 7,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,278,000 | 7,321 |
| Salaries and employee benefits | $746,000 | 6,945 |
| Premises and equipment expense | $198,000 | 6,740 |
| Additional noninterest expense | $334,000 | 7,793 |
| Pre-tax net operating income | $675,000 | 6,582 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $127,000 | 7,143 |
| Income before extraordinary items | $557,000 | 6,287 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $557,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,633 |
| Cash dividends | $265,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $549,710 | 6,216 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 7,250 |
| Total interest expense | $1,737,000 | 6,809 |
| Net interest income | $1,687,000 | 7,579 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $175,000 | 8,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $1,202,000 | 7,672 |
| Salaries and employee benefits | $681,000 | 7,433 |
| Premises and equipment expense | $210,000 | 6,667 |
| Additional noninterest expense | $311,000 | 8,213 |
| Pre-tax net operating income | $660,000 | 7,163 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $116,000 | 8,152 |
| Income before extraordinary items | $544,000 | 6,711 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $544,000 | 6,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,195 |
| Cash dividends | $401,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $544,000 | 6,651 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 7,785 |
| Total interest expense | $1,591,000 | 7,350 |
| Net interest income | $1,575,000 | 8,093 |
| Provision for loan and lease losses | $-50,000 | 11,188 |
| Total noninterest income | $257,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,403 |
| Total noninterest expense | $1,181,000 | 8,034 |
| Salaries and employee benefits | $633,000 | 7,936 |
| Premises and equipment expense | $128,000 | 8,584 |
| Additional noninterest expense | $420,000 | 7,711 |
| Pre-tax net operating income | $701,000 | 6,927 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $212,000 | 6,957 |
| Income before extraordinary items | $491,000 | 6,958 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $491,000 | 6,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 11,211 |
| Cash dividends | $925,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $489,600 | 6,908 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 8,152 |
| Total interest expense | $1,476,000 | 7,769 |
| Net interest income | $1,564,000 | 8,357 |
| Provision for loan and lease losses | $-350,000 | 11,880 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $1,108,000 | 8,543 |
| Salaries and employee benefits | $571,000 | 8,560 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $420,000 | 8,006 |
| Pre-tax net operating income | $1,010,000 | 5,957 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $342,000 | 5,536 |
| Income before extraordinary items | $669,000 | 6,183 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $669,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-342,000 | 11,911 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $668,340 | 6,168 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 8,767 |
| Total interest expense | $1,174,000 | 8,005 |
| Net interest income | $1,407,000 | 9,134 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $189,000 | 8,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,188,000 | 8,648 |
| Salaries and employee benefits | $564,000 | 8,855 |
| Premises and equipment expense | $149,000 | 8,576 |
| Additional noninterest expense | $475,000 | 8,101 |
| Pre-tax net operating income | $508,000 | 8,604 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $153,000 | 8,250 |
| Income before extraordinary items | $359,000 | 8,562 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $359,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 12,079 |
| Cash dividends | $138,000 | 6,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $356,200 | 8,640 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 7,608 |
| Total interest expense | $1,533,000 | 7,100 |
| Net interest income | $1,915,000 | 7,927 |
| Provision for loan and lease losses | $-150,000 | 12,974 |
| Total noninterest income | $613,000 | 4,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 3,593 |
| Total noninterest expense | $1,788,000 | 6,923 |
| Salaries and employee benefits | $726,000 | 7,814 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $932,000 | 5,226 |
| Pre-tax net operating income | $890,000 | 6,383 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $290,000 | 6,196 |
| Income before extraordinary items | $620,000 | 6,633 |
| Extraordinary gains, net | $328,000 | 651 |
| Net income | $948,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-230,000 | 13,141 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $606,400 | 6,484 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 9,024 |
| Total interest expense | $1,374,000 | 8,946 |
| Net interest income | $1,605,000 | 8,945 |
| Provision for loan and lease losses | $1,373,000 | 1,497 |
| Total noninterest income | $260,000 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,319,000 | 8,594 |
| Salaries and employee benefits | $654,000 | 8,357 |
| Premises and equipment expense | $113,000 | 10,290 |
| Additional noninterest expense | $552,000 | 7,964 |
| Pre-tax net operating income | $-827,000 | 13,437 |
| Securities gains (losses) | $83,000 | 3,314 |
| Applicable income taxes | $-128,000 | 13,608 |
| Income before extraordinary items | $-616,000 | 13,424 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-616,000 | 13,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,282,000 | 1,334 |
| Cash dividends | $255,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-684,890 | 13,368 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.