Home > The Farmers Guaranty State Bank of Kennard > Income and Expense
The Farmers Guaranty State Bank of Kennard, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 12,299 |
| Total interest expense | $440,000 | 12,010 |
| Net interest income | $556,000 | 12,381 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $90,000 | 11,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $540,000 | 11,968 |
| Salaries and employee benefits | $301,000 | 11,638 |
| Premises and equipment expense | $15,000 | 13,159 |
| Additional noninterest expense | $224,000 | 11,416 |
| Pre-tax net operating income | $94,000 | 11,907 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,000 | 12,012 |
| Income before extraordinary items | $91,000 | 11,888 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $91,000 | 11,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $32,000 | 8,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $91,000 | 11,698 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 12,763 |
| Total interest expense | $557,000 | 12,499 |
| Net interest income | $573,000 | 12,831 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $74,000 | 12,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $543,000 | 12,384 |
| Salaries and employee benefits | $325,000 | 11,730 |
| Premises and equipment expense | $20,000 | 13,675 |
| Additional noninterest expense | $198,000 | 12,265 |
| Pre-tax net operating income | $90,000 | 12,121 |
| Securities gains (losses) | $90,000 | 3,184 |
| Applicable income taxes | $57,000 | 11,058 |
| Income before extraordinary items | $123,000 | 11,645 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $123,000 | 11,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $61,800 | 12,171 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.